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Refund sought from online webdesigner
Hi, I have been working with a self employed, sole trader web designer based in the UK. Their invoices state from THEIR PERSONAL NAME T/a Their company name (not a registered company) Address just states: THEIR PERSONAL NAME T/a Their company name Road name Town Post code They provided website development which we are…
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Paid for itvx Primer account does not show up
Hello I opened a itvx account and upgrated to itvx Primer paid for the year, nothing is showing in my account that I upgraded. no email came through but the money has gone out of my bank account. As far as I aam aware this is the first time I have signed up I was signed into my account when I made the payment.I have gone…
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Just overwhelming
Hi there, first time post and have been in awe of all you SME's for so many years amd would desperately appreciate your guidance. I’m a father of three and have always worked hard to support my family. Things became financially strained when my wife left work after our twins were born and our eldest was 2 years old. I now…
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CAPITAL GAINS TAX ON BUILDING PLOT SALE
Our main residence is a small cottage which is surrounded by 3 acres of land. We have secured planning permission on a part of the garden and will be selling the land to a builder. The proceeds from the sale will be roughly 2/3rds of our existing outstanding mortgage, and we will pay the full sum, less costs of selling,…
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Kuflink IFISA - anyone doing it? Some doubts / clarity needed
I want to diversify and looking at kuflink They obviously have a very compelling article but don't seem to explain the details of the compounding / rolling interest when subbing to their deals www.kuflink.com/blog/if-isa-beginners-guide-to-earning-1m-interest-tax-free So my question is: - If I put X amount every year in a…
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Lifetime mortgage quotes
Is it better to obtain more than one mortgage broker to give quotes for a lifetime mortgage?
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How long does it take for my new car registration to show up on the Car Ins data base
I was supposed to pick up my new car today but they only registered the plate today and none of the insurance companies will insure me because they can't find it on the data base. I can't use the complimentary insurance provided by the car dealership because I am too old!!!! (You can imagine my reaction!) I'm being told…
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Going to court?
Hi All There's a credit card debt that will be statute barred in approx 2 weeks. The DCA has gone quiet. If they are preparing to take me to court, do they have to issue proceedings before the default runs out or get me in court before the default runs out? Thx in advance
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Final week of estate agent contract
I'm in the final week of an estate agent contract...and will be booking a new agent. They have done nothing for the previous 2 months, with zero viewings. I have a feeling that part of their strategy is to benefit from the new agents hard work, by giving them a list of any potential buyers they many have emailed, which…
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plumbing and drain cover - British gas - do you have this?
Hey As per title Today, one of the family members noted a leak from the first floor, ie water marks on the ceiling. This was around 1pm. The leaks sorted via tracing, pulling up carpet on the landing, vinyl on one of the bathrooms - cutting floors - thankfully fixed, floorboard refixed, carpets and bathroom floor re-layed…
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MeandO's money-shuffling
Long time member here, sneaking back over from the MFW board... Previous diary here for those that want a back story: Money-shuffling towards mortgage freedom — MoneySavingExpert Forum Although my only debt is now my mortgage I've had to shift my focus from OP'ing to building up my savings instead, so don't really feel at…
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How to amend probate values?
We've recently dealt with my late mother's estate and grant of probate has been issued. The estate value is over the IHT threshold by a small amount however as everything passes to my father (her spouse) it's an excepted estate so there was no IHT to pay. Since the grant was issued we've since discovered she was owed a…
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Euro Car parks machine produced a ticket and conned me into thinking I have paid!
Hi I need some advice regarding a fine from Euro car parks (ECP). The letter to the CEO Below explains the full details. I appealed to POPLA and they took the Parking company's side in a reply riddled with errors! I have informed them (EPC & DRP) that I will not be paying the exorbitant costs which they are seeking (Debt…
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have I missed something?
Thanks in advance I have taken early retirement at 55 I have approximately £700k in 2 pension funds I currently have an income of around £30K I am assuming once I take my state pension and private pension I will be paying tax at 40% I don't need to take my tax free lump sum yet I want to make the most of the next 17 years…
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Stamp Duty on additional property
Hi - hoping for some advice on stamp duty rules. I am currently living overseas in a rental property, my home in England is currently rented out. I will move back to the UK in December, and move back into my home for 2 months. I will then buy and move into a new build, and I accept that I will pay 2nd home tax as well as…
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Old Style Daily Saturday 25 October 2025
Morning all.
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Canadian Will and POA for UK assets
Might be too niche a question but thought I’d ask anyway. My son and his wife have been in Canada since 2012 and no intention of returning to the UK. They’re currently organising Wills and POA there. Their solicitor has of course advised finding out the situation about accessing UK assets via their Canadian wills and POA.…
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Remortgage - self employed
Both myself and my wife have left the education sector after twenty years. My wife in 2022, me on 31/8 this year. Our 5 year fixed-rate is coming to an end in February 2026. As I have no proof of current income, I am assuming remaining with our current lender is the only option. I would just like to know if that’s how it…
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What are the probate solicitors' obligations to benefactors?
My mother died in early June this year. Her will left
everything to me and my brother and specified a local firm of solicitors as her
executor. Her estate comprises a house worth about £600,000, a few thousand
pounds in savings, and that’s about it – no shares, no insurance policies that
we’re aware of, and no debts. I’ve…
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Bill Buster
Having trouble setting up mobile details. My supplier is Spusu, but no option for spusu or just other. So Bill buster won't allow to add Bill manually. Surprised as there was a Spusu deal in your best mobile deals. Can you add Spusu and or an Other option in your supplier lists. Thanks
