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Purchase Cards
I have two new credit cards for purchases, an M&S (about 12m) plus Lloyds (about 22m). I am just about to max them both out. Would I be right in thinking once I make the min payment for each of those cards I can then spend again on them to the limit and basically keep them maxed out till the interest free period ends? I…
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FIRE Girls Pension Diary - Aim High & Dream Big
10 year targets are set and I'm aiming high and dreaming big. :) A bit of background. When I was young I grew up with a family of 4 children, Dad worked and Mum stayed at home. We had very little material things or new clothes and I remember I was always dreaming of how I could possibly become a millionaire. So why not…
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Solar Panels
Hi not sure if I picked the correct category but I hope someone can advise me. We have solar panels on the house. It was my husbands pet project and I was not involved at all. He died last year and it has taken me a while to sort things out. I discovered he had no paperwork so I had to get that and I have found out they…
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Changing the share of a property left in a will trust
Grateful for any insight. My parents owned their house as tenants in common and wrote wills 12 years ago that created a will trust on death and left each other a life interest in the other’s half and then the house would be left equally to their 3 children and 4 grandchildren. My dad has now passed away and mum has been in…
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Weed supressing membrane
I've just got an allotment. While it's not too bad, condition wise, it has a lot of nettles and I'm not going to be able to use it all this year as it's quite large. I've been told to put membrane on a lot of it to kill the weeds for this year, but which would people recommend? Or is there another (cheaper?) way of doing…
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Emaiaddress for APCOA pcn appeal
Hi All, apologies if I've missed this but I've been trying to find a reference to an email address to respond to a PCN is have received for express pick up at Manchester airport recently. I have, with all your help) drafted my response as follows: This is an appeal by the registered keeper - No driver details will be…
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Tax Return / Gov UK registration without photo ID
An elderly relative has been asked by HMRC to complete a tax return for 24/25. She has significant savings with associated interest income. She hasn't had to do a tax return before, but they've sent her a UTR number that she'll need. But first, she'll need to create a Gov UK One login, which requires photo ID, but she…
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Council tax reduction
Hi, I'm a lone parent of severely autistic child. My son is 16 and has been awarded enhanced PIP recently. Do I need to tell council about it? I'm on UC and been receiving CTR anyways. Thanks.
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Cross Border car hire in Europe
I'm trying to figure out how to get a decent quote for car hire that will cross Italy, Slovenia and Croatia. I know I'll be paying more for different pick up and drop off locations and a surcharge for going cross border but prices are crazy! If I get a quote for 1 country then rates are ~£75 per day (even if pick-up and…
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Southgate car park Stansted PCN
I received a PCN from MET Parking for overstaying and not paying for parking at Starbucks Stansted. I replied to them using this template I found in MSE forum and I got a reply. Below are the template I used and the reply I received from MET Parking. My Appeal- I dispute your 'parking charge', as the keeper of the vehicle.…
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Seeking opinions about solar quote please
I hope this is the right place for this. I hope I can get advice on whether this quote is reasonable cost-wise, but also whether it is the best system for us? We are fairy low electricity users and this system seems to be geared to us producing excess to export to the grid and thereby be paid, so that gives us a bigger…
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Schedule of condition
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Consuming excess solar with smart plugs?
Hi all, I've recently had a 4.8kw solar system installed, I decided against a battery and hot water diverter due to cost and value for money. My inverter is a Solis S6 and has an app to monitor generation but not it seems consumption. I am currently using my smart meter to keep an eye on the exported energy. I'd like to…
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Wifi calling on RWG/NOW
At last. Long time coming
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Claim refund on additional SDLT on second home after selling first home
Does anyone have experience in claiming refund for the additional stamp duty in this scenario? We are living in Property A. Mortgage is solely under my name. It is residential mortgage which requires me to use it as my main residence. We want to buy property B, which will trigger the 5% additional SDLT. With our joint…
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Scottish Power faulty meter change
Hello, could anyone, please, tell me if prepay gas meter has to ran out of credit before it can be changed? I have an ancient meter, button of which became unresponsive, so I'm having trouble topping it up. I contacted Scottish Power to sort it out, but they refuse until I ran out of gas, which obviously, I don't want to.…
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To check in for flight I won't be taking or not?
That is the question, whether to check in for booked flights we know we won't be taking. If the airline happens to cancel one or both flights, would we be entitled to a refund only if we have checked in beforehand? Booked Ryanair flights last year for this June to Slovakia for a family wedding. That is not now happening so…
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SCS - Do we have grounds for a chargeback?
Hey all On December 28th, we went into a store and bought a sofa from SCS. We had to return our old sofa (not from SCS) due to it being uncomfortable, and the company we bought it from, had a 60 day no fuss return (and it actually WAS no issue to return it). We were sitting on camping chairs now. Anyway, we went into the…
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Mandatory Reconsideration
This discussion was created from comments split from: Mandatory Reconsideration.
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Horizon, Gladstones court claim 2025
Unpaid parking "fine" and now I have a letter from HM Courts & Tribunal Services. Gladstones solicitor are the ones taking me to court, I parked at Iceland car park for 1hour and received fine I have now got a claim for £263.57 which comprises of: Amount claimed £178.57 Court Fee £35 Legal Costs £50 I have probably ignored…
