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EDF have changed Economy 7 times
I have a property with Economy 7 as my only heating (since 1991!) I'm on a standard variable E7 tariff with EDF. A smart meter was installed in Feb 2024 anticipating the RTS switch off. It has worked perfectly, with 5 night storage heaters receiving low rate electricity between 00.30 - 07.30 (GMT) for 16 months. But, in…
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Life insurance policy notice of huge increase in premiums or huge reduction in benefits
I have a whole of life insurance policy. It was set up to be indexed linked. Premiums and benefits have risen steadily over almost 40 years that I've had the policy. I have now received a letter from the insurance company stating that it has been reviewed and I have a few options A) Freeze premiums but receive what looks…
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Spendy Wendy to Saver Savvy
After lurking for what seems an age, I have finally created an account and started to interact this forum :) For years I feel that we have been flying by the seat of our pants, not planning in advance, using savings and investments to pay for holidays and other luxuries and just not really having control on our finances.…
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Why is my gas hob so hot?
I've got a brand new Kenwood cooker with a gas hob, it has one large burner, two medium and one small. Tonight I had a large pan of rice on the smallest burner turned down as low as it will go and it was still boiling a bit too fast for my liking. Can't imagine how I will practically use the larger ones. Gas isn't the sort…
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AliExpress fake memory card
A few weeks ago I started buying small things on AliExpress. I was fully anticipating a problem sooner or later and it happened when I bought a memory card (sold as genuine) that was completely a fake. I raised a return with them stating it was defective and they asked me to supply some information. So I made a little…
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Do I want a TFLS?
Still trying to sort one of my work pensions and am currently trying to get an annuity. So obviously if I take the 25%TFLS my annuity would be less. And I'd have this nice lump added to my (ok, our) savings account. Don't take the TFLS and the annuity would be more. All that makes sense. I (well I should say we as I've…
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Debenhams Operates Their Website Contrary To UK Law - how can we stop it?
Be VERY VERY careful before you purchase anything form Debenhams.com as their website operates contrary to UK law. But I am not sure who to report this to. The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 states in absolute terms, no exceptions, that a retailer MUST NOT pre-tick…
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Severn Trent backdating when meter readings start.
I am a ST customer. In Oct 2024 ST fitted a water meter in the pavement outside my property but I remained on water rates. For the year Apr 25 to Mar 26 I paid £640 water rates. In Dec 25 ST emailed me to tell me I would be changed to metered water as the Environment Agency have declared ST as an area of concern for water.…
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Euro Car Parks / DCBL - Notice of Discontinuance
Hi all, thought I'd give a summary of my story after following all the very useful advice on the threads in here. Anyhow: December 2021: Alleged breach of car parking at a Euro car park December 2021-January 2022: Various letters of demands for £100 PCN - ignored January 2022-April 2022: Various letters of demands from…
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Santander OTP code every time I want to look at my account
Every time I log in to my Santander online account I get a request to put in a code into my mobile phone.This is inconvenient as I do not always have my mobile handy to my desktop PC, I am 78 years old and it is not an easy task to get up and down the stairs etc.I have spoken to Santander and they are not interested, they…
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Ebay buyer wants to return - help
Hi all I sold a 10 year old Samsung phone (a J5 2016) on ebay last week. The buyer has asked for a refund saying that it's defective because his words 'it's so old it won't even download Youtube'. I'm not really sure where I stand as I wrote in the description that although the phone works it's a little slow and phone…
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HomeLet Referencing
Does anyone have any experience of tenant referencing with HomeLet? I’ve just viewed a new property and the agents use them for the checks. I have poor credit and a few bank loans but can afford the rent on the new property. From looking online I can see that HomeLet do ‘forensic affordability’ checks not just a soft…
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Man + Van
The van is widely used for "last-mile" delivery, express courier services, and multidrop, with daily earnings in the UK frequently ranging from £95 to over £200 per day. The above is from AI, best type of work for van(Vivaro/Traffic) owner, I wouldn't call myself semi retired, but I don't want a 50 hours per week job, I…
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Miele WT2670 Washer-Dryer not draining and "waterproof system activated"
Our Miele washer-dryer failed to drain properly today, leaving a couple of inches of water in the drum. We eventually got rid of the excess water by running extra spin cycles, and opened the filter to release quite alot of excess water. The "waterproof system activated" message appeared on the display. The filter is pretty…
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UK parking control LTD (court letter)
My wife has been sent a NH court letter for 3x car parking charges (13/06/25 - 18/06/25 -21/06/25) This was at a retail car park after hours from 23.30 - 00.30 on those dates. The sign on the board to the car park said 22.45 was the latest. although as most know these boards are attached to posts and often hard to read. We…
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Which countries does a flight go over
Please can anyone help me? I looked at this website https://www.flightconnections.com/ To see which countries a flight passes over - for obvious reasons I want to avoid booking flights to Asia which pass over the middle east. However I'm not convinced it is accurate as it shows flights passing over Ukraine which I doubt is…
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Best charity shops for more expensive items...
Hi all Many charity shops are high stock turnover and sell things cheaply to keep things moving. I give to those quite frequently. However, after a recent sort out I have some more pricey items, anything from £30 to £150, even £200. I'd rather not give them to shops that will sell them well under value. Any suggestions…
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Weekly Flylady Thread 02nd March 2026
WELCOME TO SPRING I thought I'd do the lists a little different this week to enable more of us to feel we had achieved something and with spring approaching; each day will give you some basic flying, some deep cleaning choices and some decluttering choices. As ever feel free to pick and mix what needs doing for you…
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Lease extension on share of freehold - Struggling to find solicitor
I own a share of the freehold for my Flat. There are three other freeholder within the management company. We all own an equal share and have decided amongst ourselves to collectively extend all of the leases of our flats to 999 for a nill premium. As a result, we won’t pay an excess and the paperwork should be relatively…
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New ISA tax year - Easter Monday
I’ve just noticed that the new ISA tax year on April 6th, falls on Easter Monday - Bank Holiday. Does anyone know if this make will affect any transfers made to banks or building societies on that day? ie, will they not be accepted or applied until April 7th. Not a big deal I know, but if there’s no point transferring…
