Recent Discussions

I was looking for a new 'reward' credit card, and based on the MSE website I applied for an MBNA Cashback card. Was approved, got the new card, started to use it for my everyday expenditure, paying off the balance in full by DD. Couldn't see any cashback on the first statement, so contacted them to check. There is no…

How do I find the best paying flexible ISA ?

I have architects plans for a granny flat. But I am wondering if I can save a bit of money by doing some of the donkey work myself then getting contractors in to do the rest. The work is turning the garage, the existing kitchen behind that, and the existing utility room behind that into a granny flat. The rest of the…

Hello, I've recently received the claim form from CNBC. I followed all the previous advice, to summarise: * Received the Letter Of Claim 15th July 2025 * Responded to them via Email as per the newbies thread on 9th Aug 2025, no response other than the automatic reply * Received the claim form with issue date 18 Aug 2025 *…

Morning all.

Can someone post the mag dailies that I cover whilst I am on holiday please. From this Friday 25th until 1st Oct. Cover needed for 2020 Triathlon, Ideal home, Recombu & Trusted Reviews. Thank you

Advice please…. In short I’m going to court against ECP they state I didn’t purchase a valid ticket. I have the ticket and a bank statement that proves I paid. They now state that I have incurred a major keying error. The first two letters are missing. I previously used that car park weekly for swimming lessons so I know…

Hi, I recently sent a CCA request to Advantis who are acting on behalf of Next. I’ve received this reply so I presume I do nothing until I get any further correspondence, is that correct? I’ve had the account since 1996, so whilst it is a long time, it is still with the original creditor. Sorry, I can’t seem to rotate the…

my IFA (who is also my son) decided that he no longer wants anything to do with me, do not know why, but in September 2025 he stopped managing my portfolio, which is with Quilter, he did not inform me that he was going to do this, and I only found out this week, when I realised that there wa no advisor fees coming out. i…

Hello, I had a CCJ against me earlier this year, due to be removed from my credit file after a successful N244 as parking related CCJ sent to the wrong address. I thought this had already been removed and applied for a £5 pm new sim only contract with Smarty, which they conducted a hard search x2, Experian believes and…

Someone has sent me an audio file by email. I want to download it ( yes it is safe) but have it easily accessible on my home screen not hidden away where I can't find it. How do I do this, please? I'm on Android

Hello, I am looking to move from Virgin to Lebara, for 2 reasons: 1. The greed in their price hike and I am days away from the end of my 12 month contract. 2. I want to stay with Vodafone network. I was previously with Lebara 12 months ago. My question is, if I move over does anyone know if I will still be regarded as a…

Actually asking for a family member. They are a blank slate to all lenders. They have not had a credit card ever. No loans or a mortgage in well over a decade. Where do I start with trying to get them on the ladder to a credit card? My thought process so far is to use alternative payments? They have a mobile phone contract…

Hello I need advice please about a carpet purchase. I went to look at bedroom carpets at a local store 19th September, paid for 2 roll ends to be fitted. Paid by debit card (£500, +£100 to be paid to fitters). On reflection I made poor choices so I went back to the shop 23.9 and felt pressured when I said I wanted to…

I wont bore everyone with screenshots and specifics (unless advised to of course). Long story short a vehicle registered in my name was parked in a restricted area (albeit a poorly signposted one at that). No windscreen ticket, just a letter in the post a month later asking for £60. Any point appealing or best to just wait…

Greetings all, Thought I'd share the real world before/ after consumption data from our household after we replaced our 5 year old Worcester Bosch Greenstar with a Viessmann 200-W System boiler. In a nutshell, we are consuming ~31% less gas YoY with the only other variable being the replacement of our large K22 radiators…

HSBC decides Samsung Secure Folder and Android's Private Space are no place for a banking app It said the block was "a proportionate security control designed to mitigate a foreseeable security risk"…

I am sending out my first Section 13 rent increase to my tenants (with whom I have a great relationship). The tenancy started on 18th September 2021, however they wanted to pay their rent on 1st of the month, so when they moved in they paid 13 days which took them up to and inc. 30th September 2021 and then they paid…

Hello, am re-laying my patio in a new design and need to cut a number of slabs to fit. I have tried using the grinder I use to cut bricks and block (Erbauer Masonry Diamond blade), but it is really struggling to cut much at all. Does anyone have any advice for how to efficiently cut these slabs with a grinder? Do I just…

Can anyone help, Feel like ramming my head against a brick wall trying to contact Sky regarding contract for TV. Have attempted 3 calls . Twice the line has gone dead and once the agent insisted an option given to my in writting was not available. Trying to explain I had the letter from Sky in front of me with the number I…