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Royal Mail: April 2026 price changes
Royal Mail are changing prices again from the 7 April 2026. Details of how this will affect you can be found at https://www.royalmail.com/prices2026
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PCP Breach
My daughter has a PCP agreement with Volkswagen that she has had for 18 months and never missed a payment, its her second agreement with them. Just before Christmas when we were away her ex partner took her car without her permission and was stopped by the police. To cut a long story short the car was impounded and she had…
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car insurance and claiming
Hello, Just after some advice on what to do? I had a small bump in the car, my damage was my wheel arch dent and scratched, the other car scratched passenger side door. ironic a passerby shouted not worth claiming. The other car was what i believe to over react, when i got out the car said im informing the police, you were…
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Cancellation insurance for under 18 on school expedition.
Hi, my daughter is signed up for a World Challenge expedition to Eswatini (Swaziland). WC provide provide health and evacuation cover but advise we arrange our own cancellation and belongings insurance. My daughter is currently 16 and will be 17 at time of travel. Need cancellation cover for about £4k. I’m not overly…
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Gigantic tickets misleading refund practices and unfair booking fees
I bought a ticket, originally paid £98, the event was cancelled by the organizer but only £80 as refunded. A £18.10 booking fee for a cancelled event is disproportionate and, in my view, not justifiable. I raised the issue directly, but they were unwilling to resolve it or refund the remaining amount. Their approach feels…
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What remortgage rates are Santander offering existing customers?
Hi all Has anyone had experience of this? As an existing customer are the remortgage rates similar to what new customers are offered? I will have approx £130k to pay on a £235k house value. Just trying to get a handle on what is coming after being on a less that 2% mortgage! Am obviously hoping not to have to remortgage to…
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Smart meters
Hiya I moved into this property in January 2020. I reported to British Gas that there wasn't an in-home monitor. They booked me in with an engineer to get one installed but COVID hit literally days before they were due and told me it would obviously have to wait and to just monitor my usage on the app. I told them that…
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RAC Essentials
Has anyone heard of RAC Essentials? I've just got some quotes from Compare the Market for breakdown insurance and 2 of them are from RAC Essentials. One is £30 with £40 excess the other is £90 with no excess. Both include. Unlimited call outs Roadside assistance Local recovery Nationwide recovery Onward travel Home start…
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Junior ISA fund advice for my daughter
Hello everyone. I'm starting a Vanguard junior ISA for my daughter who's 3. Considering it isn't to be uesd until she's 18 or so, what vanguard fund would folks here recommend? The following keep coming up in the research I've done and wondering if any stand out as the best option? Vanguard FTSE Global All Cap Vanguard…
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Old Style Daily Monday 09 March 2026
Morning all.
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Transferring Child Trust Fund
Hi, I want to transfer my son’s child trust fund into a junior stocks and shares isa. I’ve been told by Fidelity I can’t do that and that none of the others will let me as it has to be like for like. They’ve said that I can hire a financial advisor to do it for me. Is that the only way? Thanks.
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DCB Legal & First Parking - 2 x university parking court claims 3 weeks apart
Hi there, I'm starting a new thread for 2 PCNs from First Parking which were received 3 weeks apart for parking in the same car park. I've gone round in circles on other threads for hours and wondering if the time spent is worth saving the £290 they want from me, however, it is a matter of principle and I would really…
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Luton Airport Drop off missed eadline to appeal
Hello all, I was just about to write the appeal but have realised I missed the date of appeal to APCOA for luton drop off parking charge. I have been scannig the forum, and have found the no registered keeper liability but I really struggled to find the template - however it is for the in-time appeals. Please could anyone…
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Reduction in heating oil prices too?
It's a shame those on heating oil won't see a reduction on the 1st April. Gets tin hat!
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Mortgage in two parts - options when fixed rate ends on one part?
I have a mortgage in two parts:Part 1 is £150k at a rate of 1.19% fixed until April 2024 (this was ported from my old property)Part 2 is £400k at a rate of 2.19% fixed until August 2027 I've been holding off on getting a new deal on Part 1 hoping the BoE would annouce a rate drop last month but here we are. The best deals…
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Bank account for voluntary group
We organise classic scooter rallies in our area. We put on bands and sell scooter related items. Parts/clothing etc.We charge for entry and overnight camping to events. All organisers are volunteers and all profits go to charity. Cancer research/air ambulance/lifeboats. We are not a registered charity or similar due to the…
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Santander edge for joint?
anyone switched a joint to the santander edge for the bonus? Any good?
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Fund & Share to a SIPP: is it a good idea?
Good morning.
I inherited ½ of my dear latest’s ISA (with Hargreaves Lansdown;
let’s call it HL for brevity). But as we didn’t make it to get
married, I had to open a regular Fund & Share account, also with
HL’s platform, where his ½ of the ISA was transferred into. I’ve
already transferred some of the shares into my HL…
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Virgin Money app
I downloaded today the Virgin app, after I enter my login details I get this error… it seems this this an ongoing issue? additionally, I can't even transfer money from HSBC to Virgin as it says Unable to check details. The payee's bank doesn't offer this service. 🙄
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Investing / Carry on regardless?
i started investing late - starting my sipp at 50, now at 51 having become comfortable and slightly more informed ive been happy to invest around 80k in HSBC global balanced fund. I realise the best thing is said to be just keep going but the high valuations, potential AI bubble and potential slow recovery with my age in…
