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DCB LEGAL - Registered Keeper but not the driver
I have received a claim form in May 2025 for a parking charge dated Feb 2022, no other correspondence, I was not driving the vehicle at the time, a previous employee of mine was, who cannot be located now. Should I specify this in my defence?
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I'm paying how much interest a year??!!
Starting this to keep myself honest and on track. This is the year, well the first one of a few. I've always had the annual mortgage statement come in and put it away, little to no attention paid to it but not this time. If this was a credit card with this much interest per month I would be putting every spare penny…
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Any advantage to Social Services finding a Care Home?
Hi I will soon need to find a Care Home for my Dad who has Dementia. He will be self funding, however if requested my local Social Services will still find a home for him and negotiate the weekly rate with them, for a setup fee of £450. This initially sounds like a lot, but it isn't if they can negotiate a fee which is…
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I have shares in a delisted and dissolved company - are they worthless?
Hi All, I'm having a sort out and have found a certificate for shares in Media Corporation Plc, which was delisted from AIM on 1 November 2013. I have letters from 2012 about subdividing shares, consolidating shares (which I think then never happened) and a potential name change to Leopard Oil Plc (which I also think never…
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Opening a new cash ISA to transfer into when you've already paid in the max allowed
I have a cash ISA that I'm considering moving (i.e. transferring) to a new provider in order to get a better rate. Most (probably all?) providers require a minimum opening balance (even if it's just £1) but if I've already used my £20k limit for this tax year, will I be able to open a new cash ISA with the new provider? Or…
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Is Trustpilot a scam ?
They have been calling one of our companies for years to take a premium service with them and have been bombarding us with sales calls to the point one of our staff pretty much told them to !!!!!! off or they would be reported to offcom for unsolicited calls. This happened last week and we see today over 800 reviews have…
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Large Estate - DIY Probate
Hi all. Very early into the probate process after a family members death, but already, the Solicitors that I was thinking of using as the sole Executor are being very slow to even get back to me with a simple query. I haven't yet signed the forms appointing them to help with this. I am seriously considering going through…
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UKPC PCN - Stevenage Retail Park
Hi everyone, I received a windscreen PCN on 17/01/2026 from UKPC at Stevenage Retail Park. Reason for issue stated on the PCN was 'not parked correctly within the markings of the bay or space'. I was at Nando's at the time, and as per the newbies guide, I tried to speak to Nando's about the ticket, but they said they…
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General Comments About Santander
Morning All, I’m mulling over opening a current account with Santander. It would run side by side with my NatWest account and give me some extra flexibility. Has anyone got any comments good or bad about the bank?
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Amazon Order only received 1 item, others "Delayed Not Yet Shipped"
I placed an order on 2 January 2026 for 4 journals from Amazon UK. Only 1 of the items was delivered the next day, and the Order status said "Delayed, not yet shipped." 2 months on, and after repeated customer service emails, Amazon have told me that it is "too late to cancel the order" and because I have had 1 delivered…
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Leasehold: Duty of Landlord to Keep Records? Leaseholder Access to Records?
I have a leasehold flat. The freeholder/landlord is also the management company. They have issued a Section 20 for work that I suspect is only necessary because work on a previous Section 20 was done incorrectly and signed off at the time without due care by the management company. Do I have the right to reqest/demand the…
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Bought a new build house - Not as specification
Bought a new build house from Taylor Wimpey. The spec says an aerial cable is provided in the living room and bedroom, there will be aerial cable in the loft and it is our responsibility to get an aerial fitted—- no problem. There are aerial sockets in both rooms but no aerial cable. i have checked with TW their customer…
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Mortgage application
I have cause to take a small mortgage and require evidence of income in the form of payslips from my civil service pension.. the new regime , Capita are not in a position to provide my payslips… why is such a behemoth failing some abysmally…
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A thread of Pictures of parking firm NTKs
Notice to Keepers: ACE Security Services POFA-ish https://forums.moneysavingexpert.com/discussion/comment/80623847/#Comment_80623847 All Parking Services no 'period of parking' & adds £1.95 https://forums.moneysavingexpert.com/discussion/comment/81916556/#Comment_81916556 AM Parking (PCS/DR Plus) non-POFA & £120…
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Section 75 Credit Card Bathroom fitter
I have a poorly installed bathroom. The bathroom fitter has NO formal qualifications. Can i still make a claim under my credit card. He fitted a bath, tiled and wc and toilet to a poor standard.
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EDF Smart Meter installation (lack of) appointments
I'm with EDF (dual-fuel) and have been for a few years now. I still have 'dumb' meters. I'm in no particular rush to get a smart meter, but every month when I submit my meter readings out of curiosity I take a quick look (by clicking/tapping on 'Book an installation') to see if there are any available slots for a smart…
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Security Vs Cash ISAs UK
5 years ago I participated in a 3 year sharesave scheme at the company I work for. 2 years ago it hit maturity and we were given the opportunity to transfer up to around £2000 into a cash ISA tax free. I haven't touched the rest of the shares which were worth just under 18K at the time since then although when looking at…
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AO Returns Issue
Hi, I’ve returned an Iphone to AO, within time frame, etc so that is not the issue. The problem is that they claim the box was empty. The phone was definitely there. I asked them to send me pictures of the parcel but in the pictures they are not showing me the seal of the polymailer I used so I could see if it had been…
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Trust Pilot - can they be trusted?
There is a famous Latin quote: "Quis custodiet ipsos custodes?" - which translates as "Who is guarding the guards themselves?"Or to put in this particular context - who is reviewing the reviewers?Most of the posts in this forum about TrustPilot seem to raise questions about whether TrustPilot is pressured or influenced by…
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MSE Guide: Parcel Protection Insurance
This is the place to discuss our new Parcel Protection Insurance guide. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
