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Lloyds 0% overdraft
I recently switched a dummy Chase account to Lloyds to try and capitalise on their switch offer. I didn't have any success there as I'm not eligible for the incentive (which I knew going in but thought I'd try anyway) but they have sent me a letter to say that my overdraft is now fee-free (ie. 0%) for the next 3 months.…
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Snoop Savings
Hi, I've seen Snoop Easy Savings are giving 4.35% which would be good as my Chase boosted rate will end next month. Is Snoop just as good/safe? There doesn't seem to be any restrictions on withdrawing. Thanks
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Attendance allowance - unsure about one question on form
I’m helping a friend apply for attendance allowance on behalf of his wife. She is in a care home and is self funded apart from NHS funded nursing care element. When I look at the form question 47 asks ‘Does a local authority, health authority, education authority or government department give you, or the place you stay,…
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Payoneer?
Decided to take up Google's compensation offer for their recent update and consequent battery failure for the Pixel 4A phone. You must create a Payoneer account. But I see there is an account inactivity fee of $29 if unused for 12 months. So once they've sent the money through to my bank I will cancel the account, I don't…
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Severn Trent 2025/26 Increase
The average Severn Trent water bill is going up by 22% from 1st April, according to MSE. https://www.moneysavingexpert.com/news/2024/12/water-bills-rise-england-wales-2025 However, I just had my bill come through (for a non-metered, residential supply) and it's gone up by 30%. Do Ofwat set different increases for metered…
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Vodafone fibreoptic 910. Problems.
hi guys after some advice I upgraded from copper broadband to fibre-optic broadband to the house with Vodafone last week. The fibre optic broadband band only went live in my area two weeks ago After the BT open reach upgrade in the area. once this one live I ordered fibre 910 with a Vodafone. BT engineer came out and put a…
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Enterprise Car Club paid Parking Charge Notice
Hi Everybody, I’d like to ask advice about a Parking Charge Notice
received on an Enterprise Car Club vehicle where Enterprise automatically paid
the charge before informing me. The PCN was related to overstaying the 3 hour limit by a few
minutes in a Costco car park. Enterprise received the PCN as a notice to keeper and…
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Choosing a solicitor for a house purchase and expected fees?
I am trying to find a solicitor for a possible house purchase. Apart from being within easy travelling distance what other criteria should i be concerned about? I guess it changes across the country and varies on sale price but how much should it cost roughly?
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Lloyds right to off set
Hi, I have just switched my basic hsbc bank to a club Lloyds, however I had debt with Halifax around 9,000 on a loan which is probably 8/9 years old now I defaulted on it 7 years ago it went to Moorcroft which started paying low monthly amounts, but 3 years ago I started a Iva and cancelled it within a month, haven’t heard…
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Interest paid into joint account - tax help!
Hi everyone, thanks in advance for your help. This is the first time my husband and I have enough saved to be at risk of hitting more than £500 interest in one tax year. We're both higher rate tax payers. I have a 1 year fixed term savings account in my name only which will pay us around £600 interest next financial year.…
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O/S Daily Monday September 29 2025
Morning all.
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Being screwed over by AXA Travel Insurance
This summer I took out ann annual travel insurance policy for myself and my adult son before our trip to Florida. While we were there, I slipped in the bathroom, hurt my knee, and needed X-rays before I was allowed to fly. Because of that, we missed our flight and had to stay an extra five days. While recovering, I also…
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Hotels in the uk
Any tips on booking hotels? It appears like travel lodge and premier inn dominate the market but they are clever and charge extra for later notice. I guess I'm looking for a comparison site to find a hotel in an area. Be good to have some filters to narrow it down. Any recommendations?
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Face filter for oil fumes when driving?
Hi,My car has a slow oil leak from the cam head gasket.Also the radiator fan isn't working.The car is in a public car park and I have no garaging facilities.I trying to find out from the Dacia forum what is the best way to go about getting this fixed....(ie do you just firstly put it infor "replace radiator fan fuse and…
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Exceeded Annual Allowance
Hi Looking to have taxes sorted and filed due to exceeding pension annual allowance £300-£400. An error due to an old statement from pension provider. So my calc was slightly off Preference to minimise income to £100K. Maybe some gift aid carry back. Has anyone had any experiences in this area? Am I best to go to a tax…
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Advice please re. defending a claim against parking in a disabled space at the gym
I've been reading through a lot of posts as I'm forming my defence to send to the court but I have a couple of questions that hopefully someone can help me with. Basically, I received two fines for consecutive evenings at the gym after they were taken over by parking eye. I'm not sure if I was the driver or the passenger…
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Replacement tyres for garden trolley
I've got a garden trolley much like this: https://www.garden4less.co.uk/product/pl/COGCT300? and it has a puncture in one tyre. I'm struggling to get a replacement that fits (TBH I've given up as the first one I ordered which should have been right wasn't, and search algorithms constantly coming up with things that aren't…
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Contracted hours
A friend of mine works for a food wholesaler, as a sales ledger clerk. Her contracted hours are 09:15-18:15. Recently, she was suddenly told to start working 07:30-16:30 and to also cover reception (receptionist has left and there appears to be problems within that area). Nothing has been put in writing, no pay increase…
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Am I doing the right thing?
Hi all. Just want to check I'm going along the right lines here. One of my credit cards defaulted in seot 2023. Last payment was April 23. It was passed to westcot, back to original lender, to moorcroft ... I have not interacted in anyway with any of these companies . The last contact I received in writing was moorcroft in…
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IAS. and PCN appeal failed
Hi all Hope some can help? Recently had PCN and ISA failed appeal, wondering what to do next ! Given my parking ticket because ANPR camera failed to record my ticket which I have that shows I have paid on the times in question. The ticket did not show my full reg number dispite me putting it in , and I never checked,…
