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Money Market Funds ?
I am considering switching about £50K held within an ISA account with iweb in VL60 to a money market fund , possibly Vanguard Short-Term Money Market Fund -Accumulation. 1. Would the procedure to keep the ISA status be to simply sell the VL60 and buy once Iweb has credited the cash to my ISA account or would I need to do…
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Pheasant
Calling country folk! I’ve been given a pheasant. I think it was killed yesterday. I need to pluck it and prepare for cooking. Do I pluck, then hang it or hang first? And how long should it hang? I’m a city person, never dealt with one that didn’t come from a supermarket…
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Reporting/Paying CGT on line
I recently went on line to use the HMRC online CGT
reporting/paying website I’m doing it for the wife who has 2 disposals to
report. We are not obliged to fill in an annual tax return. One disposal shouldn’t be a problem Unit trust bought on one
day disposed on another day. The second disposal is part of a s.104 holding of…
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Advice on old/current debt. Out the blue.
So i have received the letter below as 1 of 2, personal Credit card and a seperate one more or less identical for a personal loan. Looking for some solid advice on how to proceed. Just received them and do not want to leave something too late. Background info :- IT Contractor. * Had accident in August 2018 was ill for a…
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Did I really need to buy deer food?! My 'concentrating on saving' diary
Yesterday I decided after a discussion with dh about my spending on deer food and a bin to keep it in (despite them seeming perfectly happy with the bird food and peanuts that i put down several times a day) that I'm probably not being as money-saving as I should be!! I need to make much more of an effort with my savings…
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Fpro ball mastery starter kit – worth it?
I need opinions: I’ve been looking at the Fpro ball mastery starter kit which costs $176.00. There’s a coupon code sporty20 for 20% off, so the price becomes a bit more reasonable. It actually looks like a really cool gift idea for my son with the new season coming up. From what I’ve seen, the app comes with a huge amount…
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Need help getting out of debt cycle!!!
Hi, I'm new here so apologies if this isn't the right section to post this and thank you to all the knowledgeable and helpfull people that contribute to this forum :) . Over the years I have accumulated this debt and I have just borrowed and borrowed to cover the monthly payments and it's caught up wiyh me and can no…
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Instagram scam?
Hi everyone, I used to enter comps years ago a d now I'm back a d noticed there's loads on instagram. I created an account and I've had a message today wait g I've won a competition but says to download an app, screen shot it and we d them a message with screen shot. I've never used Instagram so still finding my feet but…
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First Direct Regular Saver - stay open if switch away?
Hi! I have a First Direct Regular saver that will mature in January, currently just under £3k in it. I've not switched current accounts for ages so looking at switching to Club Lloyds, but do I need to wait until the regular saver matures? If I switch before would it close the savings account or am I still eligible on the…
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Sink for standalone 600mm unit
I have a very small utility room with a standalone 600mm kitchen unit. I want to put a sink on top of the unit but cutting out such a small worktop for a sink seems crazy/tricky. Ikea used to do a one piece sink and 600mm wide stainless steel worktop (Ammeran onset sink) which would be ideal for my situation but it has…
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Monmouth Building Society is so slow
Like millions of others I applied via my computer for their new regular saver a/c yesterday. Today they told me it would be faster if I downloaded their app and applied that way. I've been stuck on a page saying they're "currently processing your application" for 6 minutes now and presume it will be a long long time before…
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Unfair Civil Enforcement Ltd and Direct Collection Bailiffs Ltd PCN
Hello MSE Forumites, I received an unfair PCN at my dentist, I am in the process of getting proof that i did have an appointment that day. The reason i got a letter from the "the bailiffs" is because i have moved addresses and they managed to track me down to my new address (DVLA). I wanted to ask, if i am correct in my…
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Back for 2025: What's the best £1(ish) you've ever spent?
We're revamping the 2020 blog, so we'd love to hear about more of your £1 (ish) bargains. Send 'em this way. In the 2023 thread, some of the top examples you told us were: * Top Secret Comedy Club entry, where Jack Whitehall and Paul Chowdary were performing * A pregnancy test to confirm the good news * A first press of…
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iPhone - Google Photo's Backup
When google photos backs up your iPhone camera roll why doesn't is mirror whats on the the camera roll, Say a photo has been backed up but then I delete this from the camera roll why doesnt it delete it from google photos? Is there anything I can tweak in the setting to make it work like this?
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Eternity Fire PCN - Newbies Template and POPLA One Liner has failed
I parked in Oystermouth car park, Swansea and received a PCN by Eternity Fire. I have never parked in this car park before. The car park was full and I didn't see any signs. On reflection, I should have gone around the car park to check signs and see if there was a pay and display machine. Anyway, I used the usual newbies…
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Defense Claim for a Contractual Breach on Private Land
Hi Forumites This is the second time i am using the forum and want to thank everyone again for the first instance that you assisted me with. I have been sent a CCJ for a Contractual Breach on Private Land after more than a year. I did search for a couple of cases in the forum and this case i mention below is very similar…
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What is the best Global ETF?
Thank you
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Eurocarparks DCB LEGAL court claim 2025
Hi All, I have read multiple threads and the newbie page. There are mixed opinions and I want to be safe and not make any mistake. Hence this post. I got the letter in the 1st week of September for the fine which was on 27/7. Parked to watch fire works which was after 10pm, but wasn't aware after retail park is closed 8pm…
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Why is my phone switching to America location?
I'm trying to buy something. Since people usually ask what - it's a Zwift membership. I'm on my phone, opened topcashback & gone that way in the hope I get the 4% but if I don't then I don't. Go to the membership & it shows GBP but instantly flashes to USD. I go back to the top, select UK as location & then the membership…
