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Over 60`s discount @ M & S via gocertify.me
Hi, Despite saying that a discount is available for those over 60`s this doesn`t work on the M & S website and an agent @ gocertify tells me this isn`t eligible in the UK! This is after it accepted my details and I received a code. They cannot see it is misleading to post details of discounts which aren`t eigible in the UK.
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Mysterious constantly wet brick
Okay so in our house there is a brick outside the back that is always wet. It has been so for a good couple of years. Sometimes it spreads ever so slightly to the bricks immediately surrounding it, more often than not it just shrinks back to the one brick. It is immediately below the damp course layer; and on the inside of…
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Moorside Legal - Letter Before Claim - Automated response
Hi all, Quick summary : UKCPS issued a No Stopping "invitation to pay". Appealed to both Leeds Railway Station and UKCPS Appeals process for being stationary adjacent to the Drop Off / Pick Up area for the grand total of 37 seconds. Both rejected. Now have a LBC from Moorside Legal for an "unpaid invoice" and have just…
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Sub sale mortgage
I'm interested in a property being sold by an online estate agents. They have told me it's a sub sale less than 6months from original purchase which was purchased by a different section of the same company. So what I can see they would have bought it as a fast cash sale within 7 days type thing and now are reselling it at…
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Fast delivery for replacement Credit Card
Hi All I have recently had the need to replace a Credit Card, the fastest delivery the company can offer is 5-7 days by Royal Mail 2nd Class! Hence I'm looking for a Credit Card that can offer 2-3 days guaranteed replacement delivery. Thank you
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Qatar flight delay expenses
Hi. Can anyone advise how to claim hotel and foods costs from Qatar airline. We were stuck in Australia for 12days and eventually rerouted to UK with Cathay. I can't find any links on their website TIA. NB: I know I'm not entitled to the £520 EU compensation
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APCOA Stansted Airport
Hi there, I'm leasing a car with Arval through my LTD and forgot to pay my drop off at Stansted Airport. I tried to call them a couple of days after and they said that I need to wait for the PCN to come over. On 16/01, Arval sent me the PCN through an email notification (not a notice to keeper). They say the following: We…
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Flight changed to 24 hrs later
Etihad have 'changed' my flight to Abu Dhabi in 6 weeks time by putting it back 24 hrs so presumably it's not 'cancelled' nor 'delayed'. It means the 1st night hotel I booked will be wasted money as i won't be there. I can't see this particular circumstance precisely covered in any advice, do I just have to take it on the…
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Claim form from County Court Northampton.
Hi everyone, I'm looking for some help regarding an old PCN from the 08/03/2024. I was not driving the car at the time but I am the registered keeper. DCB Legal Ltd have now notified the County Court in Northampton that they now wish to make a claim against me for overstaying the free time allocated,during a visit to the…
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Forum Highlights 6th Feb: planes, Pot Noodles & Premium Bonds
We love it when MoneySavers come back and update the community on their progress with a home or garden project, sharing what they've learnt along the way. This week we saw how one Forumite has made inroads into their garden transformation. Read on for more on that and the rest of the week's MSE Forum talking points.…
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DCBL/Smart Parking Limited County Court Claim - Defence help please
Hello, I have read through the newbies thread as regards how to respond to PPC's, however, this incident occurred in 2021 and is now being chased by DCBL for their client and has gotten to County Court Claim stage. I have completed the AoS on MCOL as per advice given on this forum. I am currently using the template defence…
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Fixed commission with BMW Financial Services – excluded from FCA scheme
BMW FS confirmed fixed commission on two of my agreements. Because they’re a captive lender I fall outside the FCA redress scheme, and I’m not at the high commission threshold either I would suspect. The Supreme Court ruling in Johnson v FirstRand covers fixed commission regardless. The FCA just chose not to include…
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Cancelling The Times Subscription - Hope this helps!
Seen many people on here and on other sites mentioning what a nightmare it is to cancel The Times subscription after taking out a trial. I actually managed to cancel easily (once logged in) by going here: http://www.thetimes.co.uk/account/cancel Then scroll to the bottom and click “I’d like to cancel my subscription” You…
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Section 75 dispute
Evening My partner bought a used car a few momths ago. Various issues arose and an independent garage declared engine failure and effectively needed engine rebuild. Contacted garage who were unhelpful, so opened section 75 with m&s cc (mastercard), who checked the garage report and credited the amount back. Since then,…
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UKPC Parking Fine - Cambridge 2026
Hi all, Created an account to post this question as I'm unsure about what to do - I did read the newbies thread and used the template email from it, but my particular situation is not covered (parking on a PRIVATE ROAD as opposed to a CAR PARK) and thus I feel it may be different. I received one of these invoices from…
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First Direct - what are the security questions?
I forgot whatever security answers I gave when I set my First Direct account up a few years back. Recently when I called up to speak to an FD agent this became apparent (the scrap of paper that I thought held obscure reminders to the answers was of no help!) - so after passing through security using other methods, the…
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DCB LEGAL, UKPC court claim
Hi Everyone, I received Claim Form from DCB Legal to take place at the Civil National Business Centre,its dated 02 April 2026, I'm not sure what to do INCIDENT I was driving to the North from Buckingham on the M1 , I stared out at 4:30 am, 90 mins later at around 6am i became really tired, I pulled into McDonalds at…
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O2/ Virgin Media
I have been with O2 for many years. They've always been great with me, provided value for money and good customer service plus a reliable mobile service. They have recently been taken over by Virgin Media and are now completely appalling. Stay away!
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British gas fixed - seem to have higher standing charge in april bill than Feb statement?
Hi, recently martin lewis advised everyone to fix and said: "•Plus, fix now, and unprecedentedly the rate you lock in at will be reduced on 1 April. This is because qovt is changing the underlying way energy bills work and moving some policy costs to general taxation. That reduces the elec & gas unit rates even for those…
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The turtle moves.... slowly
Hello all! Must admit, I spiritually feel like a DFW who doesn’t belong on the grown-ups board, but I’ve been debt free for over a year now so I'm shyly venturing into MFW territory 😂 For some background - after spending several years living beyond my means and thinking a ‘good’ salary meant I didn’t need to budget (while…
