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Health is important with investing, not just wealth.
I was having a think about investing recently and even compared to 10-15 years ago we have never had so much advice and information at out fingertips regarding investing. Loads of online videos, forums, online journals and you can order investing books online as well. i remember in the early days of Youtube things were a…
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Discretionary Trust Surrender
Asking on behalf of mother in law who’s sole remaining parent just passed. In summary and without as much commentary as possible: remaining parent died in Feb-26 (FY25/26) discretionary trust set up 7 years ago £33k approx remaining Two trustees (both daughters of deceased) are now the beneficiaries and remaining trust…
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How to pay a small cheque in to Nationwide
I have a small cheque to pay in to my Nationwide flex account How is this done ? No local branch No ability to scan cheques on line - come on Nationwide - add an app Not worth paying £1 for postage - the cheque is only for £7.35 ! This is so frustrating !!
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EDF
This discussion was created from comments split from: EDF.
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Travel insurance costs
I'm aged 92 and, not surprisingly, have various medical conditions (high blood pressure, atrial fibrillation, etc). Take lots of pills, have never needed hospital admission, can walk fine. Insureandgo have quoted me £450 for a one week single trip to France, and £1700 for an annual policy for Europe. I'm wondering if these…
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Travel insurance when already in Europe?
We apparently dropped the ball and didn't get travel insurance sorted before leaving the UK. Are there any insurers that will cover us our 60 day trip, either a a single trip or as part of annual cover? We have cover for our campervan(insurance and breakdown cover), and our ghic cards.
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Money Moral Dilemma: Should I pay for repairs to my fiancé's house in return for joint ownership?
This week's MoneySaver who wants advice asks… My fiancé lives mortgage-free in a house he inherited. It's in poor condition and needs £1,000s spent on repairs, but he has no savings to fund them. I currently rent a flat, but he wants us to live in the house together when we get married next year. He says if I pay for the…
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PIV positive air pressure systems for dust management
Anyone tried a PIV (positive air pressure) system for reducing dust? We don't get condensation, but we live next to a main road and the dust is quite bad. We have cavity wall insulation and double glazing. We have a couple of extractor fans that were installed with the insulation. So air is coming in other ways,…
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Positive Redundancy Stories
I've just had the dreaded "at risk" meeting with a 30 day consultation underway. Does anyone have any positive stories of being in the redundancy cycle but with everything working out well?
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Premier Inn Dynamic Pricing
Subject: Premier Inn Dynamic Pricing Discrepancy – Lymington (Hordle) Dear Martin and the MSE Team, I am writing to share a frustrating experience regarding Premier Inn’s booking system and their "dynamic pricing" tactics, which I believe borders on misleading advertising. On 4th of May myself and my two brothers-in-law…
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Buyer beware if purchasing an IKEA kitchen and appliances.
We purchased a full IKEA kitchen designed by IKEA’s own planner, along with integrated appliances. What followed has been months of problems including dimensional issues, missing and cancelled parts, defective components, appliance failures, and huge amounts of time spent chasing customer support. The most frustrating part…
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Missing NHS pension.from the year 2000.
I was a nurse at a london hospital. I worked there for two years and I joined the NHS superannuation scheme in 1999 ish. Fast forward to today and I am trying to locate my NHS pension. I contacted the NHS pension tracking system in Newcastle and they said, they have NO RECORD of me being in the scheme, even though I showed…
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Which AI tools do you use?
Which AI tools do you use to save money, boost your income or organise your finances? Let us know your success stories (how much did you save? What did you learn?). Does your bank offer any AI tools and if so, are they a help or a hindrance? We'd like to hear of any duds you've tried too. Thank you. ___________________…
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Mortgage free wannabe part 2
Hi, it’s been ages since I posted and I was very lucky to pay off my mortgage before covid. my house was 25 years old and needed a lot spending on it to make it energy efficient and modernise it so we decided to move instead as we just couldn’t change certain things we didn’t like) Unfortunately this meant getting a…
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Smart Parking Claim - Not received DQ
Hello, Last week I received a default judgement regarding a Smart Parking Claim on 27th April 2026. Now I have to pay around £340. (Claim form was sent in Nov 25). I did acknowledge it at the time and sent my defence thanks to this amazing forum. However I never sent in the DQ. I forgot about this step as I would’ve…
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Higher Rate Mobility Query
Hi Everyone, I was hoping someone could help with this query. My stepson has autism and my girlfriend recently applied for the higher rate mobility for him. This came back rejected, but she has appealed the decision. Just a little backround, we don't live together currently, but will be soon. She doesn't work because of…
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Confusing information regarding going to fibre / loosing landline??
Lomng storu short, Plusnet advised that copper landlines will become obsolete next year, and advised if I wanted to keep a landline then I would need to go over to fibre, (which I want to do). Openreach engineer arrived to install the new cable, but advised we may need to dig up the porch and drive floor!! He then asked…
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Money Moral Dilemma: Should I have to pay for my hair and make-up to be my friend's bridesmaid?
This week's MoneySaver who wants advice asks… I’ve been asked to be a bridesmaid at a friend’s wedding, which is some distance away. On top of paying for two nights in a hotel, the other bridesmaids and I are expected to cover the cost of dresses, shoes, hair, make-up and jewellery the bride wants us to wear - plus the hen…
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Money Moral Dilemma: Should I pay a builder's VAT bill months after the work was done?
This week's MoneySaver who wants advice asks… I’ve been sent a £1,584 VAT bill by a contractor who did work in my garden over a year ago, and more drainage/building work in August. At the time, he didn’t charge VAT for either job as he wasn’t VAT-registered. He now says he had to register from 1 May and needs to charge…
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Money Moral Dilemma: Should I bail out my son who wants nothing to do with me?
This week's MoneySaver who wants advice asks… My adult son lives in the USA and took out student loans in 2016, which my American friend agreed to co-sign for. She recently contacted me to say she is being chased for a payment of $27,000 [£20,000], or they'll deduct $1,100 [£800] every month from her pension. My son's…
