Recent Discussions

I'd like to know which music app is best for keeping up to date with your liked artists tours?

Has anyone else noticed milk going off quicker recently? I'm talking about fresh milk from a new bottle that's well in date, not stuff that's been sitting for days. I've stopped buying it from my local convenience store because over a couple of weeks something like 1 in 3 bottles was already curdling when first opened. But…

OK, the full text of what I have so far for my defence will be in the second post (based on template that is sticky-ed at the top of the forum) - this post is to lay out the background and current state of play. Timeline In August 2021 I was driving back to London from a family holiday and stopped for about 30 minutes at…

Launched today and available to residents of Northern Ireland only. T&Cs. The T&Cs for this offer have been added to the switching offers archive for future reference.

Morning all. 🙋‍♀️

There's been a lot of regrowth, but nothing in these patches, should I rake and seed, or give it until the spring? Last question I promise (for today☺️)

had a samsung note 10 lite (not the mega one, just cost a £200 a few years ago). Dropped it in water couple weeks ago, and was thinking anyway that it may need updating - it was starting to be sluggish. in a panic as i was thiking the note might die, and i was about to go away, i did a very quick google search and bought a…

Hi, my wife and I have set an ambitious but realistic goal of clearing our mortgage when our 10r fixed rate finishes in Nov-32. As we were lucky enough to lock in a low rate (and could foresee the pending rise) we know that its worth investing a set amount each month rather than overpaying. I have modelled that a growth of…

these are the 3 big areas it makes sense to put most of my money but in what proportions? i have a few thoughts……….. property: somewhere to live, no rent to pay, tax efficient being your own home, not counted against in a benefit claim pension: 25% uplift on contributions due to tax relief, however may not have much choice…

Just looking for some advice I have in recent years used Kent reliance fixed rate ISAs to save into, making regular deposits of varying amounts. Now they have changed it and I can’t make regular deposits I’m looking for the best option for savings. Would it just be a regular savings account? im not really sure about the…

[Image removed by Forum Team] My wife got this NTK yesterday. To cut a long story short, we parked in a residents parking bay because we were due to stay at her Airbnb (through booking.com) Unbeknown to us, she had cancelled it without informing us. It took an age before we could speak to her & then speak to customer…

A couple of thing have started to annoy me recently… Firstly is that I can no longer rename my accounts (you can still do this with the mobile app for some reason). I have a current account, standard savings account, 5 limited access accounts, and an ISA. It can now get very confusing as previously I had renamed them to…

Hi everyone, I finally found a 2 bed house I love in Essex and intend on purchasing it. In the near future, I plan on converting the conservatory to a bedroom due to family requirements. I have done a Level 3 survey with RICS to assess the condition of the property and they have made several recommendations for urgent…

It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment! 

At the moment I claim benefits as I'm living with an autoimmune disease and have limited capability for work due to the damage the disease has caused to my body. I got sacked from my job in 2020 due to my health and have been on long term sick since. I really don't like being on benefits and can afford to take my civil…

Close to 4 years ago I finalised my divorce and completed on my biggest ever mortgage - £202K and switched from interest only between 2 of us to repayment on my own. I took the term for as long as I could - so 22 years - which means I would be 73.5 by the time I was actually free. Then I owed c£1.5K on a 0% but had a £2K…

On the front external wall under the window: I had a mains box mounted onto the plasterboard. After I had the plasterboard replaced I thought it would be a good idea to use a back box that mounts into the plasterboard, like this: Now I'm wondering if this is a bad idea to install it on an external wall? I'm not sure how…

I have been using Excel XIRR to monitor performance of my various funds (10 at present) within a SIPP and elsewhere. Clearly it is only a historical view and that in itself is fraught with caveats, but my admittedly simplistic thinking is to sell the worst performing fund over (say) a year and invest the proceeds in the…

Hi all, I would appreciate some advice on a default judgment I have just discovered. Claimant: Euro Car Parks Limited Solicitor: DCB Lega Claim issued: 25 August 2026 Default judgment entered: 21 September 2026 Judgment amount: £269.32 I moved house in May 2026. The claim was sent to my previous address, so I did not…

I know I asked a similar question in the Broadband forum, but I have expanded on it here as I am still a bit confused. Sorry, a bit long! I know most forumites highly rate the built-in Windows Security for Windows 11, with Malwarebytes Free added as a second tool. I also know that different companies antivirus approaches…