Travel insurance when already in Europe?

SWMBO

We apparently dropped the ball and didn't get travel insurance sorted before leaving the UK. Are there any insurers that will cover us our 60 day trip, either a a single trip or as part of annual cover? We have cover for our campervan(insurance and breakdown cover), and our ghic cards.

retiredbanker1

Do you have any bank accounts that come with travel insurance as part of a package?

If so you may be covered (check whether they cover 60 days).

Any annual policy you might have does not need you to advice the company of the start of a holiday although most will have the term that your holiday must start and end in the UK.

twopenny

It does require you to tell them if your house is empty for more than 30 days - possibly. Bear that in mind.

Does your house insurance cover items outside of the house?

If that's sorted it's just health left. Probably phoning so you can explain is going to be the quickest way to get cover. Bit pricey to do it that way but sometimes it's better to get the product than wait too late just for a few quid. As I found out recently.

Happy holiday 🙂

Worried_fool

There always used to be two companies that would insure people who were not in their home country at the time the policy was taken out: True Traveller and Nomads.

Alternatively, a cheap flight for a day-trip to Blighty, and use the airport wi-fi to get insured there.

luci

World First used to provide cover for people already outside the UK, but it's many years since I checked that.

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/6668342/travel-insurance-when-already-in-europe

If you are already travelling then you need specialist insurance given you arent in the UK and the trip has already started. Dont have direct experience with any of the firms so can't recommend any but a google will come up with a dozen or so firms offering such cover.

Note that most of them have a period at the start of the policy where they won't cover illness (but will accident) given the obvious concern that someone starting to feel ill could be the trigger for buying the policy and then lying about when they first started feeling the symptoms.

Not all of the firms offering such insurance are UK based and so you may not have the usual levels of protection from the FOS and FSCS. Not automatically a problem but a consideration maybe on who you select.