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Letter of Claims from DCB Legal on behalf of Smart Parking - Please check my response
Hi All, Firstly Thank you all for the amazing posts on here with regards to PCNs!! I have read them and have been so helpful. I have recently been receiving letters from DCB Legal, which I have ignored until now I got a letter of claims. And I know I now need to response but to their email and not through their form. In my…
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PCN Legal Action Costs and Ramifications
Hi All, I’ve received a fine from a private parking company and would be grateful for any advice people can give. In brief, my situation is as follows: I spent a night at a hotel in Essex last September and was assured parking was covered as part of my stay. In late January, I received a £170 ‘Letter Before Final Action’…
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CEL court claim 2026
Hi all I hope you can help. I received a civil enforcement fine after parking at a retail park to go shopping with my daughter. One of the shops had a card machine not working so I had to walk into town to withdraw cash. The waiting time was apparently 2 hours (although I did not notice the very small signs) and I stayed 2…
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Italy ZTL fine
A trip to Lucca last year. I arrived in a rain storm, in the dark. The hotel was in the centre and Sat Nav took me into what turned out to be closed roads. In the end I had to abandon the car and walk. Long story short - I entered a ZTL four times within 20 minutes and have received 4 fines. Any advice from those in the…
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Rejected car parking appeal - What now?
I received a parking fine in Leeds (Rose Bowl) just before Christmas. The machine wasn't working and there was a sign on it saying to pay by the app. My method of payment was Google pay as I didn't have my cards or my wallet with me. So I downloaded the app, entered the car information and went to pay. The app then said I…
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Civil National Business Centre
I parked in a private car park, owned by Excel parking services, which I paid on the way out. I did that twice in one day. They sent me a letter fining me and saying I hadn’t paid, I sent them the card details and they said I should have paid at the start. Then they started hassling me and sending me lawyers letters and…
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Parkmaven Parking Charge Appeal - What to do next?
Hello Everyone, so just a bit of background. This is my third parking charge from ParkMaven for parking in the same place. I never knew the space was private land as signage is not clear at all, but after receiving my first pcn I stopped parking there of course, then the second came and I paid that as well (I parked in the…
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LootUp.Me Codes 2025
I have searched but cannot find a thread for LootUp codes. The website is https://lootup.me/earn.php if anyone wants to join up Weekly free giveaway ~ https://lootup.me/giveaways.php If anyone needs them they can be posted here. This is today's one:- FROSTYGAINS are here to warm up your earnings! Redeem this code and claim…
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Vinted Returns
Hi all, Just wondering if anyone has any experience of Vinted - particularly their returns policy. I have bought/sold quite lot on ebay and a little on depop, but am new to Vinted. I recently bought a white blouse, and despite specifically asking the seller if there were any stains or defects and being told there weren't,…
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Remortgaging 20 year old interest only
Hi all, We’re currently trying to remortgage our home and would really appreciate any advice from anyone who has been in a similar situation. Our current mortgage has been interest-only for around 20 years. We’re now looking to remortgage at around 65% LTV. The difficulty we’re facing is that we recently started our own…
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MSE Sky deal - adverts?
https://www.moneysavingexpert.com/deals/sky/?lid=v8i78go2h65v&utm_source=MSE_Newsletter&utm_medium=email&utm_term=10-Mar-26-066573a70c141899a83-69b06fdf8740948476817b0954e446b2&source=CRM-MSETIP-066573a70c141899a83&utm_campaign=nt-oneliners-one&utm_content=12#3iNvs88Uo7NlXLI4Q2r2by Has anyone taken up the Sky deal and…
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Shop bought or homemade weed killer
Hi all, We are starting to see weeds coming through on our driveway and garden path between the slabs. My wife has suggested I use a homemade solution but I wanted people's opinions on what homemade solution people have used which has been effected or whether people have found a shop bought product has been better and if…
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Buffy and the Mortgage adventure
Good morning, I don't know if anyone will remember me here as I have been away for a while. I am about to get a mortgage finally and money is going to be very tight. Squeaky tight! I am buying my sisters out of Mum's house, I lost Mum in 2024, it was a very bad time, the worst time. Aside from the grief, the money side has…
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Suspended Possession Order (Barclays)
I feel quite embarrassed sharing this but here we go. Following a job loss and mental health crisis (which I am currently still in outpatient for) I am currently in arrears on my mortgage. I had a plan in place with Barclays to make overpayments to clear this. I started a new job in January and due to my start date missed…
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Re-tiling roof
Hey.. I have a 1920s terraced house with welsh slates (no felt) and have had to repair slipped tiles a few times over the past 8 years I have been here. On the last repair, the roofer reported that they also had to fix the tiles surrounding the one that had slipped, as they were all loose and only held in place by…
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Why eBay charges VAT to my buyers, even abroad?
As the title implies, for a few years now, eBay charges VAT to anything I sell, even if it is a pair of second hand socks. I was under the impression that VAT only applied to new goods, or maybe to businesses, but I've checked and is charged no matter you are a private or self employed seller. What is more amusing, is that…
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C1 form completion help
I am looking for some help regarding the completion of the c1 form, I naively thought it would be more simple than it is. Page 1: All ok. Page 2: Box 1: How do you name the “Sheriffdom” for Glasgow? Box 2: I am the executor of my mother’s estate along with my sister, could anyone suggest wording for this section? If I am…
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Admiral insurance ‘we are sending money your way’
I have received a letter from Admiral Insurance stating that they are sending me money in relation to an undervalued vehicle from a previous claim 4 years ago. The claim reference and date of incident are correct on the letter and it states the money will be sent via bacs or cheque within 28 days, however the strange thing…
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DCB Legal Ltd Received (In Scotland)
Hello - I received a letter from DCB Legal Ltd on behalf of Parking Eye for payment of £140 for a PC in Scotland a few weeks ago. Its from a fine from 2024. I believe this is the first letter I have received relating to this (I may have received previous a year or so ago, I can't recall). Its requesting payment and if they…
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Pension lump sum and benefits
Does anyone have a good source of information in regard to accessing DC pension pots when on state benefits, before state pension age. Specifically I am endeavouring to identify, under current legislation, the impact on NS ESA and UC if, for example, a £20K lump sum is withdrawn from a DC pot, and the whole net amount…
