Recent Discussions

Hi friends I received a PCN from UK Car Parking Management for parking my car in a private road. It was past 9pm and I wasn't aware a restriction existed. The car was parked on a single white line but not blocking a driveway. I have read the Newbies and dealt a couple of cases in the past with PPCs. However, in this…

I had this notification come up last night asking about a couple of payments which was sent from an ex friend a few months ago, asking what they was for and who sent them anyways I replied and thought nothing of it but it kept playing on my mind, today I’ve had a email from monzo informing me that my account will be closed…

I am thinking of putting my unwrapped cash into UK gilts or index-linked gilts. My plan requires me to make annual withdrawals to fund my living expenses from January 2030 to January 2038. Additionally, I need to withdraw £20,000 each year during this period to transfer into my ISA.I would like to know: Are these two types…

Received a parking charge notice a couple of weeks ago as the registered keeper for a Tesla vehicle which drove into a hotel car park with a 24hr publicly accessible 8-10 bay Tesla supercharger to charge. The driver never left the vehicle, only to plug in for approximately 20 minutes before continuing their journey. The…

These machines keep going and going, but eventually, the profiled drive belt on these machines starts to slip on the motor drive pulley. It is impossible to buy a replacement SD026 drive belt - ASD158-108-W (even second-hand); or an SD251 belt - ADF01R140 (except at a ridiculous price). First of all remove the bottom of…

Hi I hope some of you lovely forumites can help. I’ve received an inheritance and want to use the money to max out my workplace pension this year. They don’t offer salary sacrifice so this will be a one off lump sum payment not through payroll. If my salary is £105K and I’ve already made contributions since April through…

Evening folks. Bit of advice required. My mum parked in a Lidl car park in Glasgow for 45 minutes to eat some lunch with a niece but didn't use the shop and didn't realise there were cameras. She received the fine from Parking Eye and then appealed it on emotional grounds. Only after that did she tell me that she'd…

Welcome to the weekly Flylady Thread. What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole…

sorry I am being thick and need some help. I have one of these accounts that hold US dollars. I am going to the States and want to buy for motorcycle hire and take out cash before I go. Am I correct I can use the global debit card and pay for the bike hire? Then use that in the US for hotels etc? What I don’t understand is…

Been a long long long time since I entertained the idea of this so things could've changed for all I know. I only use Netflix myself so I have no BBC, ITV, so on & so forth & no TV licence. My mother is currently in an out of contract deal with Sky where she has Sky TV, the landline & broadband. I asked her if she needs…

Hi everyone, I’ve been reading lots of MFW diaries and wanted to start my own, sorry it’s going to be long! background: met a nice man with a not so nice house that he still owned with his ex wife and was in negative equity. Eventually remortgaged it together in May 2017 with a mortgage of £68k. We’ve made some…

Hi All, I recently parked in the council owned Brook Street carpark in Chester recently and ended up paying more than expected. I parked at 5am on a Thursday and picked the car up Sunday afternoon. I expected to pay £22 - £2 for arriving before 6am and 4 x £5 for being over 4 hours a day. Instead I was charged £28. I…

I am having appalling problems in attempting to open an Everyday Current Account with Santander:- I first applied 17 days ago. I have received some 13 emails from Santander. In addition by post I received appropriate debit card & PIN. I received this on the 11th September. I then received 2 letters dated 12th & 15th re…

Just had an email to learn that, apparently, I'm one of Santander's "most valued customers" (presumably because I've currently got 20 quid in my 123 Lite account, and they're very grateful) and so they're "upgrading" me to "Santander Select, our premier banking service".While it's very nice to be appreciated, I'd be even…

Hi all, has been a good long while this time since I've had a diary, think this is number 4 overall. My last diary can be found HERE. Current debt now under 10K. :j This is mostly made up of loans we had to take out to cover the negative equity of the flat we sold a couple of years ago. I must admit we have slipped…

I have a Save As You Earn (SAYE) scheme at work, which is maturing early next year - into which I am paying the full £500 per month. Company share price is also performing extremely well, meaning that as it stands (current share price is about 4 times the option price), I am potentially going to make a significant gain…

A friend is close to completing the sale of their property and the draft statement of account has been sent. The total charge is nearly £2,000 for a firm based in Wales that does almost everything online. This is in sharp contrast to the initial quote. Can I query the additional charges - is it reasonable to pay for…

Hi, I currently have stocks and shares ISA with Scottish Widow, some in part from old single company PEPs and do not trade but keep what I have but they seem to charge me £5 per reinvestment of dividends so if there is only say £10 half goes in fees. Trading 212 have told me there is no charge for reinvesting dividends…

Hi so I have recently moved to a new address and smart parking sent me a debt letter which I ignored , today I have had a judgement for claimant through the post wanting £348 , I have seen on other threads the draft to wipe the debt but I’m not sure if I’ve left it to long , thank you in advance for any feedback, have just…

Morning all. 🙋‍♀️