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Tom Tom Live Traffic renewal ,
Have just had the renewal for Tom Tom Live traffic , has gone up from £17 to £29 which is a huge increase , not sure how they justify it , was thinking of running Waze as well and not bothering to renew . I would just use Waze , but I've got an Aussie guy on the sat nav , who's amusing ,
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Octopus Snug and Switching Problem
I switched to Octopus Snug in September last year and since then have been unable to obtain Economy 7 quotes, all the comparison websites think I'm on a normal tariff. I did speak to someone at Octopus about this a while ago but just got "it wouldn't be us" which was very helpful!! Just wondered if anyone else had…
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Help buying a smartphone
Hi I need to buy a sim free smartphone but have never bought one before so not sure what I need to consider. I imagine I will be using it to check yahoo emails, internet banking, facebook and watch things on YouTube mostly. Plus calls and Whatsapp and text messages. I would also like to get a case for my new phone to…
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Transferring Cash ISA from Trading212 to Newcastle
Opened a new Cash ISA with Newcastle Building Society almost a month ago now, at 0.45% more interest than my Trading 212 Cash ISA. Filled out the Cash ISA transfer form straight away and sent it. Newcastle received it in post end of April and have now sent it to trading 212 three times via post, who have said they have not…
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Advice on unloading Importing windows from Poland
After months of planning we decided to ahead with ordering a full set of windows from Poland. Based on quotes we got here we think we saved around 45% on what it would have cost here. Although the manufacturer is organising the shipping, it's our responsibility to unload the pallets from the wagon. Has anyone had any…
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Building Society Passbook not proof of account
Prior to the 2008 financial crisis, I opened Passbook savings accounts with various building societies attaining membership rights. Following the 2008, their interest rates reduced considerably so most of my savings went to stocks and share ISA's leaving the Building Society accounts dormant accruing negligible annual…
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Electric cars and solar panels
I'm likely to buy a small EV in the next few months. I've got solar panels, not a storage battery (i.e. I don't sell back to the grid exactly what I produce), so I get a certain amount of electricity "free" when it's bright, and a quarterly payment. The FIT system. In the past, I've not been able to have a smartmeter…
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End of car lease - newbie!
Handing back my first ever lease car in August - Nissan Qashqai on a 48-month contract with RCI Financial Services. Looking for advice from anyone who's been through this before. Here's my situation: the car needs a final service before handback. My local Nissan dealer (Aberdeen) wants £300 for it. But looking at my…
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Is this a genuine letter
This letter got pushed into my letterbox but I have heard nothing at all from my energy supplier Is it genuine.. should I be concerned ?
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London Aquatics Centre - Parking Eye - Urgent Defence
Hiya, I received a claim for parking in a leisure centre car park from Parking Eye. I do have a strong case as I did pay (proof shown on my wallet on my iphone). But upon getting the PCN I checked my actual bank statement and saw it did not go through. Possibly a fault with the system but anyway I think I have reasonable…
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CEL Judgement Order Despite AOS on MCOL- May be an error?
All I am in dispute with CEL again at my wife's hospital car-park They have sent me a claim form issue date 21 Apr I filed AOS 7/5/26 (within the 5+14 days) I seem to have transposed two numbers in the claim number on MCOL I have however used the password associated with the correct claim number and it is all shown dated…
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APCOA railway station parking charge
Hi all, I have read the newbie thread but I'm confused about the APCOA and railway bit. In the thread it doesn't specify that the appeal is suitable for APCOA however it talks about appealing APCOA later on. Essentially I'm asking if the blue appeal text works for APCOA? " Re PCN number: I dispute your 'parking charge', as…
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NCP PCtK issued after 4 weeks of claimed date
Hello. It has been suggested that NCP monitor these forums, so I shall keep this brief. I have recently been issued with a Parking Charge to Keeper, wherein they describe a time I allegedly failed to pay for parking. The date of the alleged incident was on 08/04/2026, and the date it was issued was 09/05/2026. They state…
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Parking ticket- gone to mediation stage
Hi everyone, I received a debt collectors letter 2 months ago for a parking ticket from late 2025. They sent it to one of my old address apparently and I never had the chance to appeal. I did pay the parking ticket, via an app, but selected the wrong vehicle. I have proof of this on my app. I only came across this thread…
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Park & Control parking tickets
Hi all, I’m looking for advice on whether there’s anything else I can do to fight a parking charge issued by Park & Control. On 25 January, I took my son and two friends to the ice rink in Streatham. I parked in the APCOA car park there, which I’ve used many times before without any issues. After the skating session, I…
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Defence of court claim with Minster Baywatch / Gladstones
We have received a court claim for one of our company cars. The issue date on the claim form was 10/11/2025. I submitted the AoS 24/11/2025. I've read through the forum advice (several times), but I'm still not confident on my defence. I've copied and pasted what I think is the correct defence template and included para 3…
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Letter of claim: CAR PARK SECURITIES ltd
Hello, I’ve received a letter regarding a claim made against me by car park securities. The breach of contract terms is that I overstayed by 26m and 9s, and thus sent a parking fine. I appealed, however I did not receive an appeal rejection and when I reached out they said (paraphrasing) they are not responsible to the…
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Cambridge Water (S.Staffs) taking full bill amount by direct debit despite me already paying by CC
I have several questions about whether or not some recent behaviour of Cambridge Water was reasonable, and either way, a reminder to others to be extra vigilant when you switch over any supplier to pay via Direct Debit so that the same thing doesn't happen to you. I receive bills every 6 months from Cambridge Water (now…
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MSE News: Child Trust Fund letters sent to thousands of young people missing £2,200 on average
Thousands of 21-year-olds are set to receive a letter from the Government reminding them they've got a forgotten Child Trust Fund, worth £2,200 on average. Inevitably this means scammers will likely take advantage, so here's how to make sure your letter is genuine and how to track down lost savings yourself for free… Read…
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Pension to savings ratio
I'm hopefully thinking of retiring in 2-3 yrs time. Will be around 65 at that time. For a years, I've been able to both save in Isa's & contribute to my pension (sipp) Self employed sole trader, if it helps. Lower rate tax payer. I'm a bit unsure which to contribute to more. Atm I have around 130k in pension & 110k in…
