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Moved: Eon Next demanding more proof of solar ownership
This discussion has been moved.
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Lowell query re CCA
Hi - My sister has sent many CCA letters and some have come back saying no info can be provided so she has stopped paying (took a lot of persuasion to convince her it was ok to do this!). She has a debt with Lowell and shortly after she sent the letter (about 2 months ago) they wrote saying they have asked Creation…
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Parking Ticket (PCN) at Grantham Station - Need help to see if I have any grounds to appeal
Hi there, I got a parking ticket at Grantham station but I didn't go into the car park. I drove up the road looking for a spot (10 mins ish) and then found a spot outside where I waited to collect my partner, her train was delayed by 10 mins and I got a PCN says i parked in the car park for 31 mins 34 seconds. The picture…
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SDLT questions
Hi, My partner and I (early 40s and not married) jointly own a £270k property outright (no mortgage). I think we're classed as 'tenants in common' without looking at the deeds. Meaning, the other person automatically gets the others share of the house if one of us dies. We would like to purchase another property valued at…
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Is The Market Really That Bad
We have decided to sell one of our properties in the South East. Were in no rush to sell and all the agents have come in at the same sort of value. We have decided to go £50k below the lowest valuation just to ensure viewings etc Having spoken to some local agents it sounds like its quite tough out there. Is this just the…
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Capital gains tax when changing tax residence
I have a question regarding stock market and share taxin the event of a change in tax residency.Around 2002, as a Polish resident, I purchased shares in a Polish company, which I still own today and on which I have made a large loss.I have been a UK tax resident since 2004.Can I offset this loss from the time I was a…
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Good growth in stocks and shares ISA - trying to "crystallise" the growth
I've got a Trading 212 stocks and shares ISA that's grown about 17% since May. I realise after a response I got on here to a post ages ago that if I take the £5K approx growth out and put it in the building society I'm not really preserving that £5K as the remainder of my ISA could drop in value and I'd only really be…
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Pre legal notice from ZZPS
August last year I received a PCN from Smart Parking and a couple of weeks ago I have now received a letter of pre legal notice saying if I don't pay the fine my case will be handed to a litigator who will proceed with legal action? Can anyone please advise me on what I should do? I have seen a lot of people saying to go…
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How long to default?
What I can see now many creditors don’t register default even after 8 or more missed payments! Why they don’t stick to guidance then? Why they delay it so long?
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Green investment - funds vs solar system
Just curious about your opinion. I can see around huge interest in people buying solar panels and batteries while at the same time lack of interest in renewable energy investment trusts. Using basic info from MSE articles, let's pick up a typical solar system with battery that costs £7000 and generates £700 a year of…
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Derivatives and other complexities in Man GLG Dynamic Income
It took me a few years to get a basic understanding of bonds
– stuff about duration only really sunk in after interest rates rose in 2022 (though
by luck not judgement I mostly held short duration). The only actively managed
bond fund I hold is Man GLG Sterling Corporate Bond which has performed well since
its launch in…
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Free Trial Mens Moisturiser Shake Up
Free moisturiser, just pay for shipping https://www.shakeupcosmetics.com/pages/trial-offers
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Closing Bank Accounts for Deceased
I don't know where to post this but hope someone can help me. I am the executor of an aunts Will. She has no assets or property and only a little money in 2 bank accounts. I know I don't have to go through probate but I wonder how do I close her bank accounts. I think I have to send a death certificate and a copy of the…
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Moved: Closing Bank Accounts for Deceased
This discussion has been moved.
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National Insurance Contribution top up query
I have a gap in my NI contributions from 2009/2010. I am 41. I can make this payment online today. However, it asks me the following and I wonder if there is any catch in my response. I don't know when I intend to stop paying NI contributions now as that depends on when I stop working really but it will either be when I…
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New Rad. Lock Shield pipe cold TRV Hot
So fitted new Rad in Summer ( done plenty around the house) As it says TRV pipe nice and hot, but lock shield pipe cold. Turned wide open but still nothing. so a Rad that is only partially warm Doesn't need bleeding and done balancing. All others rads fine Any suggestions TIA
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Cannot add credit card to Apple Pay
I have been told by Halifax Clarity that they will not allow my credit card to be added to Apple Pay because my IMEI of a phone I bought brand new has apparently been associated with fraud Having first wrongly claimed it was Mastercard who kept the data base they now refuse to tell me who has misinformed them and sent a…
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Pet insurance before neutering
I have two new lovely little kittens and looking at pet insurance. Does the neutering/chip status affect the premium price? They are currently too young to be neutered/chipped but that will be done as soon as it is safe to do so which should be around Christmas going on current growth rates. They are kept indoors at the…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Chargeback and return of faulty goods
We purchased a relatively low-value item in July (a kitchen tap). When our plumber tried to install it, he advised one of the parts was faulty and we'd need to request a new part from the provider. We contacted them, repeatedly, for the next month without response. I contacted our credit card provider in the end as we had…
