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Multiple tickets to an old address after failure to renew season ticket
Hi All, Whilst I think the majority of this query is covered within the other threads on the site, there are a couple of nuances which make me unsure of what steps to take first. I moved house three years ago and changed the address on my driving licence. I only recently discovered that needed to update my log book…
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Applying for jobs at a lower grade
I am an SEO in the Civil Service. For around 2.5 years I've been in a role that has grown successively smaller, so I've been applying for new roles. I've applied for around 40 jobs and I've had 11 interviews and one 'pre-screen'. I'm so fed up with my current role that I'm considering applying for HEO roles (one step down…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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Sky TV
I have had sky TV for over 20 years, with no contract now but £40 direct debit going out of my account every month. I moved 3 years ago and have not had sky at my new address. The account is in my ex husbands name and my old address. Sky will not let me cancel the account unless I get him to ring. I stopped the direct…
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Personal Injury and benefits
HI I understand that in a personal injury compensation claim. Certain benefits are off set against compensation as a result of the injury. ESA is off set against. Loss of income PIP is set off against. Loss of care What is PIP mobility set off against from the compensation as cant be against general damages? Thanks
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Ulster bank limited edition saver. ADVICE
Thinking about my Ulster Bank Limited Edition Saver! 🤔 It started with great interest, but now it's at 4.17% with a £5,000 minimum. Is it still worth it, or should I explore other options? #Savings #Banking #Money
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Tesla Contract Hire - Advice on Ending Early
Hi, Asking on behalf of a friend - currently has a Tesla on contract hire. He's being made redundant at the end of May and as it stands at this time, he has no employment after this. He rents his home and the landlords are selling up in May so he will be "homeless" as of 5th May. He has queried with Tesla what he can do in…
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I Park Services Ltd Charge
Hi all, My wife has received a parking charge for 'parking on private land' from this company. She dropped a parcel off in a shop which had these parking bays next to the shop at 1803 and was less than 5 mins doing so. This morning we received a letter through the post saying that we owe a parking charge to this company…
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PCN from CPM for no parking at any time near Glasgow Airport
Hi, Recently waited about 20 minutes in a boxed junction near Glasgow Airport (on 8/2/25 at Marchburn Drive, PA3 2SJ) for a flight to arrive to try to avoid the high car park costs and received a PCN from UK Car Park Management. If it's relevant, I didn't leave the car at any point, or see any signs about not parking…
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Seamless switch?
My first time switching full fibre broadband today between Sky and Vodafone, both OR. I was under the impression that the switch would be seamless and pretty much instantaneous, is it his not the case? I woke up to my Sky internet disconnected, as expected, so connected up my Vodafone router and it's not connecting to the…
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Smart Parking DCB Money Claim
I received a money claim from Smart Parking. I have submitted the AOS and intend to send this for my defence. The Claimant's sparse case lacks specificity and does not comply with CPR 16.4, 16PD3 or 16PD7, failing to 'state all facts necessary for the purpose of formulating a complete cause of action'. The added…
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PayPal credit card affecting other PayPal use?
I’m at the beginning of my journey… currently missing all the payments on my debts for the first time ever. One of my credit cards is with PayPal and they’ve been very active about chasing payment (which is about 2 weeks late) with lots of phone calls, which I’ve been ignoring and blocking. But it occurred to me, is…
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First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
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Shares in Telewest Communications Plc
Hi, I have a shares certificate dating back to 1997 for Telewest Communications plc. I cannot find the registrar to see if they are of any value, does anybody know who the registrar is please. Thanks. P
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Harassment and Unlawful Entry by Housing Employee
Hi, I’m looking for some legal guidance regarding my housing association. I’ve been decanted for around two months due to repair works following a leak and water damage to my bedroom wall and ceiling that originally occurred in 2022. The issue only reached stage two of the complaints process in 2024, and works have only…
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Treasury Gilt vs Treasury Stock - difference(s)?
I've just noticed that most government bonds are issued as Treasury Gilt (e.g. TE28 - 4 3/8% Treasury Gilt 2028) but some are issued as Treasury Stock (e.g. TR38 - 4 3/4% Treasury Stock 2038), but I can't work out if there are any differences between how they work and underlying risks. Anyone with some info on this? Thanks…
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Renters rights act /section 8 notice
Hi , apoligies if this has been covered before ,but trying to get clarification on the section 8 notice period : obviously we have RRA coming imminently . we have a tenant in a property on one year which ends in theory on 1 feb -2027. under RRA that falls away and goes to 'rolling '.Fine . we genuinely wish to sell the…
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Credit balance refund and billing mistakes
I'm with one of the big energy suppliers, on a dual fuel dd standard rate, have been for about 5 years. At some point a few years back there was a misreading with my gas meter reading (must've been me, since I've not seen a meter reader in about 10 years). It was an over read, so I got billed for too much gas. Never…
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Flight changed and now not direct flight - via another airport
Not sure if this is the right forum but couldn't find anything else appropriate I had a flight booked with Vueling -Spanish airline 9th February LGW to Alicante 1300 arriving 1630 8 January (outside of 14 days) the flight changed to: 1010 arriving Barcelona 1320 leaving Barcelona 1535 arriving Alicante 1645 I was given the…
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Longest term for age 54
Hi all, Looking for a bit of advice on what longest term mortgages are currently available on the market. Essentially looking to bring monthly payments to as low as possible for the next year or two after which point will be repaying mortgage in full (will have lump sums coming in). Current age 54. Would also consider…
