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Quote for downstairs loo refit
Just had this quote for a small downstairs toilet refit. Really like the look of the company, reviews check out OK, guy came round and was very personable but seems I'm totally clueless about the cost of things these days. My guestimate was around £3K tops. Space is 1.6m x 0.8m and the quote covers full wall and floor…
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URGENT:Section 75/Consumer Rights Act Help – Faulty Car, Retailer Refusing Refund, HSBC Delaying
Hi everyone, We’re looking for advice on a stressful situation involving a faulty car, a rejected refund, and a Section 75 claim that’s going nowhere fast. My partner and I are both in our early 30s and work in healthcare. After saving up for a long time, we bought a used 2016 Ford B-Max (automatic) for £6,290, paid in…
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Radiator questions
Am redoing Living Room and have had the radiator removed (600 high x 1100 wide) Have decided to go bigger at 600 x 1400 (or 1600) single standard type with fins at the back. I am looking to buy one online and have been looking at "Best Heating" Milano radiators. Does anyone know are they good radiators? Also, in the…
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TSB £10 (x3) Cashback Offer
Guess I’ve been given this as I don’t really use the current account as it’s only there for the Regular Saver. Probably make use of the free cash though!
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Pension credit/ Mandatory Reconsideration
My mother did Mandatory Reconsideration 12 weeks ago. Within this time my mother has phoned PC 5 times last phone call 2 weeks ago. The person on the phone said I will a email to MR department. But mother has still not heared anything. Its really frustrating for her because it is PC fault. Is there anything else she can…
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Parking Charge at High Point Village/Hayes and Harlington Train Station (PCM, from IPC)
Hi all Received this joke by post, "Parked outside of the confines of a marked bay". This must be the biggest joke of all times. Anyway, I'v seen plenty of posts about this location on the forum, so I'll start the process and intend to defend in full. - No parking took place, the allegation is incorrect. - The car was…
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Kuflink P2P - changing Ts & Cs
Anyone else here receive their new terms & conditions? Key points include them NOT using their own capital to cover any losses, & also something about them not taking on the first 5% of loans 🧐 Sounded to me like nothing positive for an investor, & as a consequence, we will be withdrawing our funds (not a significant sum,…
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What is the point of the Marcus bonus rate?
I had some money with Marcus when it was competitive. I've moved it now but kept the account open. I just got emailed about the bonus rate. I can just login and apply the bonus and get this higher rate for another year. What is the point of this exercise?
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Early retirement and filling the gap
I (F, 63) have been retired for a couple of years. I currently have small LGPS DB pension and am drawing down from my DC pot at ca 7% (I plan to reduce this once I start getting state pension). OH (M, 57) is currently working full time and paying into USS. As well as the DB element he has built a small amount in the DC…
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Excel Parking Services LTD Claim (Previously titled DCBL - Notice of Debt Recovery)
Hello I was wondering if anyone could advise me... I have received a "Notice of Debt Recovery" for multiple unpaid parking charges from DCBL on behalf of Excel Parking Services Ltd. I have not received any other correspondence, as the fines were issued in October 2020 and I have moved home several times since then. (Yes I…
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NTK (Postal - Non PoFA) by UKCPS
Hi Sorry for starting a new thread but I wasn’t 100% sure from the newbie thread if my Non PoFA NTK letter had any difference in appeal process? UKCPS looks to be part of IPC. I didn’t receive any ticket on the windscreen and this letter was sent after 14 days hence I believe the letter states Non PoFA? They are trying to…
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Parked to charge an Electric Vehicle
Hi On 10/08/25 I parked my EV at the Premier Inn to charge the vehicle. After 15 days I was sent a Parking Charge Notice from Horizon Parking as shown in the attachment. On receiving the letter I called Premier Inn to ask about the parking rules and the receptionist said that parking at the EV bay was free up to 90 mins (…
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DCB Legal VCS claim
Forumites How do you approach the landowner if there is no information who the landowner is and when you approach the retailers they don't know either.? Apart from the contract signage there is no other signage pertaining to who owns the land.
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Private parking CCJ and writ of control
Good Evening All, I was hoping someone could help me. While away in Aug 2024, I received a notification on my credit score that a CCJ was applied to my file. When I enquired about it, it turned out it was for parking in a residential estate with a disable badge displayed from 2020 during covid. I completed the N244 form…
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Lloyds 0% overdraft
I recently switched a dummy Chase account to Lloyds to try and capitalise on their switch offer. I didn't have any success there as I'm not eligible for the incentive (which I knew going in but thought I'd try anyway) but they have sent me a letter to say that my overdraft is now fee-free (ie. 0%) for the next 3 months.…
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Snoop Savings
Hi, I've seen Snoop Easy Savings are giving 4.35% which would be good as my Chase boosted rate will end next month. Is Snoop just as good/safe? There doesn't seem to be any restrictions on withdrawing. Thanks
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Attendance allowance - unsure about one question on form
I’m helping a friend apply for attendance allowance on behalf of his wife. She is in a care home and is self funded apart from NHS funded nursing care element. When I look at the form question 47 asks ‘Does a local authority, health authority, education authority or government department give you, or the place you stay,…
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Payoneer?
Decided to take up Google's compensation offer for their recent update and consequent battery failure for the Pixel 4A phone. You must create a Payoneer account. But I see there is an account inactivity fee of $29 if unused for 12 months. So once they've sent the money through to my bank I will cancel the account, I don't…
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Severn Trent 2025/26 Increase
The average Severn Trent water bill is going up by 22% from 1st April, according to MSE. https://www.moneysavingexpert.com/news/2024/12/water-bills-rise-england-wales-2025 However, I just had my bill come through (for a non-metered, residential supply) and it's gone up by 30%. Do Ofwat set different increases for metered…
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Vodafone fibreoptic 910. Problems.
hi guys after some advice I upgraded from copper broadband to fibre-optic broadband to the house with Vodafone last week. The fibre optic broadband band only went live in my area two weeks ago After the BT open reach upgrade in the area. once this one live I ordered fibre 910 with a Vodafone. BT engineer came out and put a…
