Recent Discussions

Hi Everyone, I have received a Claim Form from DCB Legal on behalf of Parkingeye and would appreciate advice on customising the standard template defence. I feel like I am swimming in the depths of words I can't comprehend due to a rise in frustration with the state of this day light robbery. The date of the alleged…

Evening all, Another victim of a UKCPS No stopping charge at Leeds station here. I've submitted my appeal, which felt strong given that the notice landed outside of the PofA timescales. Timeline copied from my appeal below:The alleged event occurred on 27 August 2025. The NTK was dated 9 September 2025 (day 13). The…

Hi Have brown stain on ceiling from a leak. Have painted over it still shows. Whats best stain blocker on a budget to buy that works as are so expensive.

Post any deals you've obtained when negotiating a new deal Post The package The price and discount The length of the contract

I wonder if anyone could check over my C1-C2 form before I apply for confirmation. I'd be really grateful as I am trying to avoid the large % total the solicitor would charge and I feel very out of my depth. I've checked through all the C1 and confirmation threads and think I have got it fit for the court (except the…

Hi folks, Well, it's happened. I have received a Claim Form courtesy of DCB Legal on behalf of MET parking services for an alleged overstay at (346) Southgate Park, Stansted, CM24 1PY. I have learned this is a notorious site for parking PCNs… Please find a snip of the particulars below, issue date 03 JULY 2026 Firstly, I…

Cinema chain Picturehouse is overhauling its membership scheme from Tuesday 22 September. If you're considering signing up – or you're coming to the end of your current membership – check which scheme suits you best. Some will save under the new set-up, while for others it may be worth locking in to the current scheme for…

If you're looking to open a junior ISA (JISA) for your child, first check whether they have a forgotten Child Trust Fund (CTF). Around 1.7 million CTF accounts were set up automatically, meaning it can be easy to double up. One MoneySaver who thought he was doing the right thing investing for his kid in an ISA has a…

It was announced at the weekend (via the blog) that Monevator was becoming a subscription service at three levels ... - Monevator Mogul £8/month - Monevator Maven £3/month - non-member free but no access to 'member-only' articles https://monevator.com/membership/ What access does the non-member have, it was not made clear…

I have a Nat West account that I get rewards for spending etc each month. I am looking to switch accounts however I have £9 outstanding rewards. It seems random when it becomes available. You have to claim this money when it becomes available. I suppose what I’m asking is will I still be able to claim this if it becomes…

Did price comparison on Sunday, entered exact energy usage: Elec: 2,058 kWh Gas: 13,699 kWh MSE site gives me this: MSE site says can't give you the deal directly go to supplier website. Clicked the button to go to supplier website. Enter my details on supplier website, everything identical, Octopus gives me this (not 5…

Hello all I am 71 and just retiring at last . I have DB pensions. I am about to claim a deferred state pension. YES I know possibly not a good decision. So my choices are with state pension amount higher or lower amount equates to approx 600 per annum lower and 13500 lump sum I do not need the money being in a reasonably…

Hello, I'm new here! I'm so glad I found this space. I'm going to use it to help keep myself accountable as I work towards paying off my debt. Quarter: October–December 2026 Date: 28 September 2026 💸 Debt: -£14,489.19 💷 Current Account: £177.09 💷 Savings Account: £645 📊 Net worth: −£13,667.10 Non-monthly bills coming up 6…

My wife has shares in an SIP purchased prior to 2010 these are listed on the US stock market and she pays tax on the dividends in the USA therefore no uk tax is due on them and now wants to sell them. The original documentation stated there was no tax due on the shares if she kept them for 3 years after purchase. However,…

Have had this area cleared from this To this: Following on from the rubble garden thread, was thinking of partially planting it with verbena, lavender and possibly grasses. However, there is "bulletproof" membrane under it so I'm a bit worried that cutting into it will mean the Spanish bluebells and ivy will grow back,…

I noticed rising damp in the corner of the living room (terraced house party wall). It seems to be coming from under the stairs so I took off the wooden board which hides the underside of the stairs. The 2 wooden "struts" either side are rotten from the base up. Is this dry rot , wet rot , woodworm or something else. Can I…

Hi everyone, I’m hoping someone on here might have some insight or experience with a completely baffling car finance situation. ​I’m currently dealing with a lender who claims they need to launch a lengthy investigation into an account history that shows a vehicle being supposedly "repossessed" multiple times within a…

Hi, it said they will either phone me or send me a journal message. I was hoping that this would be the end of it. I hope they're not going to request bank statements, I was in the Jobcentre last week providing those. I'm neurodivergent and get really stressed by things like this. Are there likely to be further steps?…

If I leave my grandchild10 thousand pounds and nothing else in my will will they be liable to pay tax on it…..advice appreciated

Hi, I'm trying to contact OakNorth on 0330 380 1181, but it keeps cutting me off; is anyone having issues with this?