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MD Annoying investment ad
just moaning about the compulsory investment selection box. Usually they have a click box for stuff like that on the first competition and then none on the rest for each mag. It's now there for every competition like my answer is going to change. It's just annoying.
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Valuations For Confirmation
Hi, We’re in the process of gathering information in order to complete the Confirmation form. We have a house and several pieces of jewellery and we wanted to check if we need to get written valuations for these? Any advice would be much appreciated.
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Complaint Against Green Commute Initiative Escalated to Trading Standards & Court Claim Filed
Hello everyone, I'm hoping to share my experience with Green Commute Initiative (GCI) and get some advice from the community, but mainly, I want to create a record of this to warn others. Back in August 2022, I used my employer's scheme with GCI to get an e-bike package worth over £3,000. I chose a model from a…
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Offset Mortgage: Mortgage Interest period vs Savings Interest Period
Hi All, I took an offset mortgage and fortunately I managed to accumulate some savings. So I'm on a mortgage of 165k with savings of 140k at an interest of 5.25% I have been paying an interest amount of around £80 per month for Dec, Jan, but in Feb, that £80 jumped to around £140. I was surprised and called the provider.…
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Transferring a S&S ISA (to Trading 212)
Hi all, i suspect I know the answer to this, but have never done it before so wanted to check. I have a small Santander S&S ISA with approx £7k currently invested in: SANTANDER GO GLOBAL EQUITY "RKP" (GBP) ACC Santander MyWealth Progressive Fund R and Santander MyWealth Balanced Fund R I would like to open a Trading 212…
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Victorian terrace minor damp
Hi, looking for some advice on how to handle a bit of damp in our victorian terrace. We noticed it after finally removing wallpaper to paint after 5 years. Its a bit cold and you can see some water marks upto 50cm up walls all round the house. Its not mouldy or anything hence I don't think its bad. We have wall vents and…
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Natwest Pots - money transferred to accounts disappeared
Hi all So I have two pots set up on Natwest mobile banking and I put £1k in one and £150 in the other a week ago to keep aside for the rent. On Sunday I transferred this back to the relevant accounts and sent my rent payment to my LL, which left my account no problem. I could also see in the transactions the deposits from…
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So when is software ok to install now?
Seemingly direct from the main website too. What can you even trust these days then? And yes I'm aware that apparently it was only an issue for a relatively small window but still, if you downloaded within that window then it's an issue I guess. I think perhaps if it ain't broke then don't fix it, or rather if you're…
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Entering on average 10 competitions a day for the past year and nothing is this the norm ?
Hi All I am curios to hear whether or not my experience is the norm ? Thanks (Removed by Forum Team)
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France holiday house rental deposit
Travelling to Boulonge Sur Mer for a night with the family, and we found and booked a lovely 3 bedroom holiday home in the town on Booking.com. They are stating they require a 500euro deposit and needs to be cash. Is this normal procedure? I have asked if I can make the deposit in GBP which they have agreed, but I'm still…
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New probate query
Hi, i’ll try to make it this quick and clear. Need help with how to proceed please Dad passed away November last year married my mum, a week before passing did not have a will. Owned a leasehold property outright which we’ve had valued by three different estate agents all advising £300k, £325-£350k and £350k. We do not…
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P&O Ferry Dover - arrival time
Booked on to the 08:15 ferry from Dover on Thursday. I know it will be busy as start of holiday weekend. Latest we can arrive is 60minutes prior. Can anyone advise on traffic through Dover to get to the port at around 6.15-6.45am? Just planning what time to arrive to give ourself time, without leaving home too early.
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Can't get creditor to answer my letters
Hi all, Slightly different scenario here ( I think…). I have a DMP with StepChange. One of my creditors is Santander for a FlexiLoan. SC wrote to me last September to say that the payment they made to Santander had been rejected as Santander's receiving account details had changed and I needed to contact them (Santander)…
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LCWRA changes.
Does anyone have any links to the changes on LCWRA amount after April 2026. I know things will only change for new claimants. As I understand it people with serious lifelong conditions will get the highest rate and those who are end of life. Does anyone know whether people going through extensive treatment for example for…
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Plum ISA Issues
Hi there, has anyone had any trouble transferring out a Plum cash ISA? As they are digital they apparently don't give you an account number or sort code. Plum has told me to use my National Insurance number as my account number and put zero's in the sort code when initiating the transfer. It doesn't seem to like my account…
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Closing credit card———reduces credit score
so over the last few months ive closed a few of my credit cards….. Closed 2 x Amex and my barclaycard, ..lack of use and increased annual fee etc Why would doing these actions reduce my credit score ?
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O/S Daily Tuesday April 14 2026
Morning all.
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Water mains leak - junction installed by neighbour
Our water supply is for four houses. Severn Trent have written to us and said there is a leak which we need to address. A leak can be heard in my back garden but it isn't clear exactly whereabouts. It could be my lead pipes or it could be the new junction installed by my neighbours builders when they built an extension.…
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Sub sales and Back to back transaction Mortgage
Hi All, does anyone know or have had experience with Sub sales and Back to back transaction? I am in the process of buying a house that has been owned for less than 6 months, not yet on the land registry but seller will provide transfer deed. I am looking for a morrgage can deposit up to 25%.
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Netflix abroad
I have a subscription to Netflix and downloaded a few films too my tablet ,watched one on the way to Greece for my holidays ,made the flight better BUT on the return journey would not play any films ,not supported abroad ? is there anyway around this as we are going to Egypt in a few months and it is a longer flight, dont…
