-
Help to Buy ISA and/or Lifetime ISA - Help!
I'll start and be honest that I have no idea what I'm doing :smile: I opened a Help to Buy ISA just before the cut off a few years ago and have a minimal amount saved. Life has unfortuantly got in the way and only in the past year have I been able to start regularly saving again, which I'm very grateful for. I've kept this…
-
VW up won't start
2015 automatic I used it the other day with no problems. Today I went to use it and all I get is a clicking sound. Nothing like it's trying to turn things over like with other cars when the battery is mostly dead. The lights/radio came on but not the engine. Now it's probably the coldest day so far this winter - at 1 pm…
-
Help With Balancing Radiators Please
Hi, I am trying to balance my radiators but need a little help in doing this please. I understand the basic principle of turning all the lock shield valves on full (as well as TRV's), turning the heating on and then running round the house seeing which one warms up first and in which order but this is easier said than…
-
Letter of Claims from DCB Legal on behalf of Smart Parking - Please check my response
Hi All, Firstly Thank you all for the amazing posts on here with regards to PCNs!! I have read them and have been so helpful. I have recently been receiving letters from DCB Legal, which I have ignored until now I got a letter of claims. And I know I now need to response but to their email and not through their form. In my…
-
Parking ticket in my block of flats
We employ i think Countrywide Parking Management to ticket cars without permits at the top of our block of flats. I have a permit, i have parked outside the parking bay for years but got a ticket on 17th dec. What do i do? i am a director I wrote a text to another director asking him, he said call them, i did and just a…
-
Balance transfer layered on a balance transfer
Have had a flick through small print but can't work out what the impact of this would be so seeing if others have lived experience to confirm. Used a 0% BT to Barclaycard for 18 months which has 12 months still to run. They've now increased my credit limit and made the same 0% BT offer (18 month) which in theory is good…
-
Flying solo
I previously had a diary (well actually I've a few) but in June I had a big life shift which meant I disappeared for a while! I've had a few attempts at trying to pay off debt, made great progress and then progress stopped and the debt increased again. But this time I seriously mean business and I am determined to get this…
-
Parking eye PCN
Hi there this is the first time that im posting on this tread. Short backstory- Machines werent working at car park, tried calling them to pay, they didnt answer. Got a letter in the mail stating that i had to pay 60 pounds, i appealed to parkinggeye. Didnt hear anything until a letter 57 days later saying that i had to…
-
Central Heating and Bioler Cover Renewal
Hi, I have a Central Heating and boiler cover which I took out in another property which covered the Gas boiler and central heating and also included pipes and electrics. I moved home in September to a property that has Oil Boiler so the insurance company did not cover the boiler so when I tried to cancel the policy which…
-
Mortgage gone by 2030
Hi This is my first post where I have decided to try and reach my goal of being mortgage free, a lot sooner than I originally thought. In spring this year I started to make some regular monthly overpayments to the mortgage. I think this will be a good place to track my progress. Total mortgage borrowed: £110,475 Current…
-
Party wall notice served with unclear wording
Hi all. I am having an issue with my surveyor. He served a notice to one of the adjoining owners with the text of: Should the existing flank wall/boundary wall be a party wall / party fence wall. This has caused all sorts of issues. Surely as part of due diligence, this should have been cleared up before serving the…
-
Claim Form Recieved following failed appeals (wrong date also)
Ive today recieved a claim form form DCB legal on behalf of Smart Parking for parking on their car park. The date they have claimed is for 11th May 2022. In fact the actual date should be the 23rd November 2022. I have never received any correspondance for the 11th May 2022. Does this give reason for straight strike off?…
-
Wheres Stardrops Gone?
Hi Folks. Have finally run out of a bulk batch of Stardrops original and green version that I bought years and years ago on the advice of this forum. It really has been great, effective on nearly everything I have tried it on and a real money saver! Before Christmas I started looking about to "restock" but can not seem to…
-
Merged: Urgent help needed - claim defence for DCBL parking fine
This discussion has been merged.
-
Skipton app up the pokey!?
It worked early this morning then went rogue on me. Has happened before. Probably no one on duty today to fix problems or it’s me or my up to date iOS. So I logged in to their internet banking to transact and of course it demands a code generated from their app! So I uninstall their app, reinstall their app and at the end…
-
Debt
I owe my Sister - £7,262.62. PayPal Credit - £3,109.97. M&S Credit Card - £2,800.62. Klarna - £441.26. I also have a Mental Health Condition. I think my Debts will only get cleared if I keep paying and only spend when I have balance on my Debit Card, will take determination. I receive Universal Credit with Disability…
-
DCBL/Smart Parking Limited County Court Claim - Defence help please
Hello, I have read through the newbies thread as regards how to respond to PPC's, however, this incident occurred in 2021 and is now being chased by DCBL for their client and has gotten to County Court Claim stage. I have completed the AoS on MCOL as per advice given on this forum. I am currently using the template defence…
-
Will making a payment to Outfox Energy stop DD changing?
Hello - My account will be in debit next month so can anyone advise if I make a payment to keep it in credit will this stop my Direct Debit from being amended? I don't want to top my account up and have it changed anyway. Many thanks for your help.
-
Favourite fund for beginner
What's everyone's favourite fund? Is there a more popular one? Thinking for somebody wanting to start out in investing and looking to invest in a diversified fund
-
Old Help to buy Isa
Hello there, I was wondering once you max out the old help to buy isa at 12k can you keep taking the interest out each month over the 12k without a penalty? thanks
