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Sorry, Another Printer Recommendation For A Few Colour Prints A Month Please
Hi, I am looking to replace my Canon Pixma MG7550 All-In-One inkjet printer. I have had it since around 2015 but I'm having trouble with the print head misalignment and prints (particularly anything with text or postage labels) being wobbly and having double-up/blurred text etc. I'm pretty sure this is due to either a…
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Judgement for Claimant
Hi I have just had a court paper through the post saying that I have not replied to a claim form and therefore I am ordered to pay the claimant, DCB Legal, who have put in a claim related to a PCN. This is the first I am hearing about this. I haven't received any court claims or papers for this PCN, and I have no idea what…
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Solar panels question.
Hi I’m buying my grans bungalow which has solar panels. In the loft there is a box and it shows what is coming in. Is there anything we can buy to put on the main living level that will show what’s coming in and what we are using so we can make the most of the solar panels.
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Question on siphoning from Pension into S&S ISA
Wasn't sure if this question should be on here or the Cutting Tax board but opted for this one. Apologies if this wasn't correct. I’m 58 years old, retired, currently in receipt of a DB
pension worth c.£32k p.a gross. No other
regular income at present. Also have workplace
DC pension and SIPP currently worth c.£220k as…
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Current Account Switch
When you switch a current account from one bank to another do I have to have a zero balance in the first, or are funds in the account transferred as well as direct debits?
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SM4RT one liner POPLA failed
Writing on behalf of a friend who got a PCN for their car and has followed the advice here re not naming the driver at the first appeal to SMtime and challenging (not so) SM4RT with the 'one liner' at POPLA. SMART have come back last week with Operator Information and Evidence, so POPLA appeal seems to have been rejected…
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Another one bites the dust... VCS lose again. But it may not be the end of the saga.
I've just got back from Court after round two with VCS. The judge said he would take an application to strike out as a preliminary matter so I said yes please. The judge struck out the claim because it failed to comply with CPR 16.4 (1)(a). Among his reasons were that the particulars of claim do not include a cause of…
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Reclaim emergency tax on pension withdrawal
Husband took out a single payment from his pension at the start of the current tax year. He was not intending to draw down any more on the current tax year, so this is his sole income for the tax year. He tried to reclaim most of the tax as he understood the rules changed at the start of this tax year. However HMRC won't…
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Self managed DMP help
Hello everyone. I understand this topic comes up over and over again but I would really appreciate your time to just clarify a few things, just to make sure I do things in the correct manner and to not dig myself a deeper hole. iv been reading a lot on here so I think I have everything I need possibly. I have debt of…
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Severn Trent smart water meters disappointment
Severn Trent provided a smart water meter a couple of years ago. It later installed telephone poles equipped with radio equipment to collect data from the meters. Even better, it provided customers with My Smart Tracker, which provided hourly water usage statistics. Last week, Severn Trent stated to me: "we don't provide…
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Lowell - Can't Find Original CC Agreement
Hi folks. I'm currently doing the self managed DMP dance. Brachers have already stated that they will stop any further contact for 24 months. Lowell however have sent me another letter. I had asked them to produce the original CCA. This is their exact reply in the recent letter. Hidden away in the firth paragraph... "Due…
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What happens if you straddle pension age increase?
On 6th April 28 minimum pension age increases to 57. My DOB is Oct 71. If I start accessing a DC pension from Oct 26 (age 55) can I continue? Or on 6th April 28 (age 56) will there be limits on how I can access my pension? What are the guidelines? I'm thinking I would be able to access crystallised funds in a drawdown…
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Tax man
Good evening all. I recently cashed in a small pot, 10k and got payed out £8500 cash. I thought this was the tax taken care of, but a month later payed $400 more tax on pay day. Next month I went part time on half pay and also payed too much tax to complicate even further I took a second small pot 10k. All taken this tax…
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Old Royal London Pension transfer to SIPP?
Years ago (I'm 52) I remember something about opting out of SERPS. So now I have a letter from Royal London saying I have an Appropriate Personal Pension with a transfer value of £9K. Would it be worthwhile transfering this into a SIPP? I have recently set up a SIPP with Invest Engine but unfortunately they're only…
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Make Me A Winner - General Chat
Instead of bumping the Make Me A Winner thread, https://forums.moneysavingexpert.com/discussion/6539715/e-19-07-3pm-win-make-me-a-winner-20-free-entries-via-phone/p1?new=1, with needless chat about getting calls from someone other than the station and answering the phone with the phrase "Make Me A Wiinner" only to find out…
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ESA to UC migration - biographical phone id test
Hi Are the appointment times accurate? Relative waiting and stressed. Thanks
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Chargeback issue JAJA
I have an issue with JAJA credit card, Key points are i made a purchase abroad on 13th of January, merchant couldn’t provide the service, note this was abroad, they communicated on WhatsApp stating they have refunded me and stated my card number etc etc, I thought they had refunded, they didn’t and gave me no replies…
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Are help to buy ISAs dead?
My daughter has a help to buy ISA with Barclays Bank. All help to buy ISA offer “Pants” interest
rates of ~2.5% compared to other ISAs of say 4.5% - 5% Furthermore the limit for a help to buy ISA house
purchase limit is stuck at 250k (450k London) The
average house price in the UK is now £270k as of 2025. So in reality the…
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UK ETA (I'm a dual national)
Hello, I am flying back to the UK on Monday. I'm a dual national - British and Finnish. I have for years and years travelled around Europe with just my Finnish passport and this trip was no different - my UK passport is in the UK and I'm in the EU. I completely forgot about the ETA now in place though. According to the…
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Parking charge notice for entering and leaving car park in 7 mins without parking.
On 14th this month my vehicle was driven into a Parking Eye car park. Driver too busy carefully negotiating the very tight corners around the first level of the car park in a newly acquired electric car to notice any signs. Went down to the lower level stopped briefly but for various reasons decided this was the wrong…