Recent Discussions

Hi all would you pay a 1% erc on a mortgage balance of £36500 to settle the mortgage in full? My mortgage rate is 3.96%. Thanks

https://www.moneysavingexpert.com/reclaim/car-shipping-compensation/

Putting this here because I'm an enthusiastic mortgage over payer and I have no one in real life to tell! Single parent for 15 years, left in £35,000 of debt by ex husband. (Paid off over 6 years). No maintenance paid in 15 years. Unable to pay capital for many years as I had to use the old endowment policy to pay off my…

So i see on one of Martins facebook posts yesterday that i can leave my current provider up to 50 days before my fix ends and that i can sign up up to one calander month before that…. So im with edf on their Simply Fixed NOV26v8 with EDF (exit fees £100). Ive done the comparison and Utilita is coming up as the chepeast. It…

This morning i got a quote from our heating oil supplier, price excluding VAT was 109p per litre. I spent 20 minutes comparing prices, went back to accept the quote and the prices had increased to 114p per litre .. How can this continue to happen, for context the price is 100% more expensive than last year.. What are the…

At my local Post Office in Brixton the Self-Service Kiosk (SSK) has been permanently closed. Brixton Ferndale Rd. PO is a major branch which had many self-service options such as Drop and Go and Post and Go. When the queue for counter service was 20 or 40 minutes, you could go to the SSK, which had a separate queue, maybe…

I am seeking advice. I recently, well 2 months ago have begun semi-retirement. However I m still struggle to spend more money after being really frugal post a divorce. I am 60 and realais I have mostly enough as long as I don’t go too overboard. However I still don’t treat myself to small things - coffees, lunches out and…

I have a Halifax Instant ISA paying a rubbish rate that I am looking to change. My basic understanding was that I would need to transfer to a new provider. However when I log in, there is the option to Renew, and lists with various ISA options including a fixed term I am happy with. As far as I can tell, renewing would…

Hello, I could use some advise. Months ago I've parked in a NCP car park. I've been fined as I've parked in two parking spaces (or area that seemed like parking space) diagonally as parking was full (I did pay for parking ticket). My parked car wasn't blocking any other cars or entry/exit paths. Two months later I've…

Hi all, first time posting on here. Apologies for the long post, I thought I would explain what happened, what my thought process was and what actions I've taken so far, and also upload photos of the parking area as well as all the letters that I have received to date from UKPC, so you have all the info. Any assistance…

Renting a high end flat for 6 months It comes with electric oven and hob Im wondering should I use these , one or both? Or just buy a microwave, perhaps with a convection oven. So that when I move out its all clean ? Any thoughts? I will mostly just cooking beef ie burgers meatballs minced beef , cook in oven or pan with…

Original article here (with paywall) Broadbandtvnews article Non-pay-walled archive here Archived article No specific dates or numbers, so it's a bit vague, but does imply Sky Q will be an option beyond 2029.

I have the Virgin defined access cash e-isa issue 35. And in a flummox over it. I (wrongly it seems) thought it was a one year term. So I was waiting for the supposed maturity to arrive so I could transfer part of it elsewhere to another ISA. There is no maturity, (and it's non-flexible, although you're allowed 3…

My house frontage paving is badly pitted and dirty from over thirty years exposure to seaside air. I have bought a Karcher K2 'home kit' which includes a special rotary pressure jet of which I have heard good things and seen demo videos.The 'home kit' comes with car washing brush and detergent together with a 500ml 'Patio…

Hi everyone, I’m looking for some advice regarding a self-contained annex on our property and a sudden Council Tax complication. The Background: We bought our home 2 years ago. It has a self-contained annex at the end of the garden (own kitchen, bathroom, and its own separate address suffix), accessed via the shared…

Last year my leaseholder upstairs and I as freeholder of the building and resident downstairs paid £760 with CIA for Buildings Ins for both 1 bed flats. This included approx £20,000 cover for household ins for each property. The building had been a 3 bed terrace house, mid 1800s build before conversion 11 years ago. Is it…

I received a letter in Nov 2021 from eon next saying they were appointed by Ofgem to take on Igloo energy supply customers. They advised that i had a final credit balance of £18.64. I have emailed them (eon) several times and they say that im not owed any funds. I have it in writing and have sent them the letter but their…

Hi I won a case with employment tribunal with my employer. The court decided that company needs to pay me. Now the judgment has been issued to me and employer but no indication of payments from employer. What to do? thanks.

Hi, This is my first post so please forgive me if I'm asking something already answered and if so please feel free to point me to previous posts in that case (I couldn't see anything in the last couple of years). I appreciate any help you can give. My mother is considering writing a will and wants to leave her house to my…

Yesterday I noticed my online banking with Santander stopped working. Today I called them, and after a 30-minute wait I was told my account had been closed the day before and a cheque had been mailed out with the balance! I was told it's within the T&Cs of the account to close it, but what I really object to is the lack of…