-
Bank account frozen
About 6 weeks ago, my Daughter's 2 bank accounts were hacked. During this, they were able to access both accounts and money was transferred all into one. Unfortunately she was quite sucked in and it was only when they asked her to create an overdraft she realised something was amiss. She called her bank and before long her…
-
Elderly person buying council house
This is a situation within my wider family Woman aged 79 has the right to buy her council house at a massive discount with a view to giving it to her adult grandson. Grandson has been good to her (unlike adult children) House has been valued at £165K and she could have it for £62K. What would be the best way to go about…
-
Pension Transfer / Safeguarding Guidance
Hi folks I understand pension transfer legislation has changed recently to protect some people from scams and really bad advice. I've been informed that I can't transfer my pension until I've had an appointment Moneyhelper who will talk through the charges, how it will be invested etc. This is frustrating as I'm an…
-
AmEx UK Customer Services or Bereavement team e mail address
Has anyone had any luck in attempting to get an e mail address for UK customer services at Am Ex? I am trying to deal with a bereavement notification and despite the bereavement team e mail address noted at the top of the B. notification form - i have received an auto message back saying I need to call as that e mail…
-
MSE British Gas Tariff - All usage data has stopped from Nov 12th onwards
I switched from Octopus to the MSE Collective deal with British Gas. When I check my British Gas account on the web site or their phone app I have usage data from the switch through to Nov 12th and since then absolutely no usage data at all. Others are reporting the same thing on Reddit's British Gas forum. Some with no…
-
Enterprise car club, private parking penalty notice!
Hi, can anyone help with this one I seen another discussion, but there’s no ending to it?! Hired a car with Enterprise car Club and sometime after received an email from them in regards to a parking notice from Euro car parks. (I didn’t manage to pay for parking as the app and online service kept bringing up an error…
-
Transfer Stocks and Shares Isa From M&G to Fidelity/Hargreeves
I have a M&G Global Strategic Fund S&S ISA, can I transfer the fund out to another less costly provider to reduce the yearly fund costs which is currently well over £1k per year on £55k or is this a competitive price Thanks
-
Buildings insurance, subsidence and a withdrawn mortgage offer
We are now at the point of exchange on a property with a recent (2021) history of subsidence for which there was an insurance claim. Our mortgage lenders have withdrawn their offer based on the fact that we cannot get buildings insurance with an excess of lower than £2,500. As is standard, the mortgage offer states the…
-
MSE Forum Poll: When do you usually shop for sales?
Sales season is here! From Black Friday deals to January clearances, everyone has a preference of the best time to grab a bargain. We’d love to know—when do you usually shop the sales?
-
Increased state pension for widow
Hi. Sadly my dad died recently. He was and mum is in their 90s. Mum was receiving basic state pension of £105.70 plus graduated retirement benefit of £0.18 and age addition of £0.25, totalling £106.13 a week. Dad was receiving basic state pension of £176.45 plus pre 97 additional state pension of £68.92 less COD of £42.16,…
-
Hirer Notification - Excel Parking
Afternoon all, Received a Hirer Notification PCN late last month for parking at my local gym on my lease vehicle - agreement with the gym (PureGym) is you can park in the car park if you enter your details onto the tablet inside the gym and you get 2hours. Tablet is rubbish, always crashes, often out of action with a scrap…
-
2 x CCJ's that i was not aware about
Hi all After some advice please. Just had some referencing done recently and found out that I have 2 CCJ issued against my name for an old address. To make a long story short, they are for 2 x PCN stating permit was not displayed, suspect fell in the footwell. Problem is vehicle was a total loss shortly after we moved to…
-
Claim Form
I have taken no action on a parking notice and the debt collector’s letters or on the Letter of Claim. I’ve now received a Claim Form from the court. Can I ask advice on how best to proceed please (can’t find a specific reference this in the Newbies thread). It is from Euro Car Parks and the original notice from 2024 was…
-
DCBLegal response to newbie template!
Hi, Posting this on behalf of my other half who's been trying to contest a LOC sent by DCBLegal. They've had this response through after using the template in the newbie guides. They're not too sure what the next step is after this and are getting a little bit worried about whether they'll need to pay! Any advice would be…
-
Moorside legal letter no ref to which fine
It’s been a hot second but I once again turn to the board for advice. A letter from moorside landed today, quoting only the case relating to pcm. I haven’t had a pcm notice in over a year, and it was relating to parking in my own numbered bay at my home address. I asked my landlord (Peabody) to remove it as I refused to be…
-
To stay on market or temporarily de-list
Hi all Any impartial advice appreciated Selling our late Mum's house (1930s bungalow). Been on market since 1st June - zero interest. Have reduced price three times, and it is well within the average locally for similar properties, but the market round here is absolutely dead. The Agent we are with (who have been great)…
-
Need Advice: Renew Now at 4.18% or Wait for Possible BoE Rate Cut?
Hi all, I’m renewing my mortgage with NatWest and really want to avoid their 6.99% follow-on rate on 1/1. They’re currently offering me a 4.18% 2-year fixed, but with the BoE meeting on 18/12, I’m wondering if it’s worth waiting in case rates drop. My concern is whether waiting until after 18/12 would leave enough time for…
-
Should the tax year be the same for Capital gain and Interest for an Offshore reporting fund?
I have a couple offshore reporting (fixed-income) funds which are still open, but I have made a couple of sells in the middle. The tax year for the interest or the ERI (Excess Reportable Income) should be determined by the fund distribution date (FY2025-2026). The data for the sells would however fall into the previous tax…
-
Fighting parking fine, at stage, after the defence submitted
Good morning all, I have a quite similar, or almost identical case like the one within the link below. The original topic is: https://forums.moneysavingexpert.com/discussion/5928855/parking-fine-wise-campus-bristol/p7 As well, I have a penalty ticket from UKPCM at BIPA college Bristol. Gladstone Solicitors involved, the…
-
TopCar issues
Hi there I’m on holiday in Gran Canaria and looking for some advice, I’ve hired a car through jet2holidays and the company they’ve subcontracted it to is TopCar. When I collected the car they demanded a €900 deposit even though we had purchased extra insurance with jet2 to avoid this. Then when I went to collect the car…
