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Leashold - Lodger
Hello could you please let me know if I can take in a paying lodger while I live at the house (2 beds, 2 bathrooms). See below relevant clauses.
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Loo Cistern overflow adjustment
Hi all, The water is flowing into the overflow pipe. I'm told the float should be an inch below it but I've tried adjusting the small cog wheel at the bottom of the pic in both directions and it's having no effect. Any ideas? Many thanks!
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Changing our mind on flooring
Hi - long story short, we needed our ground floor leveled urgently before our kitchen was installed but hadn’t decided on a floor. we went to a local flooring company who quoted us for the a floor and materials (as a placeholder until we chose one) which we’ve paid for at £4000 plus fitting seperately. we have had the…
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! year fixed ISA
Can someone tell me if will incure any taxes after I have completed a 1 year fixed term ISA. I heard that when you withdraw from an ISA you are taxed. If after 1 year I may look again for another 1 year fixed ISA. I am not talking about withdrawing early, only at the end f the year. moneyfactscompare.co.uk has a Castle…
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CCJ From Old Address Related to Parking Fine - Seeking advice on set-aside strategy
Hello Forumites, A lot of very useful material in older threads to help with
an issue like this, I cant thank you guys enough for the immense benefit to the
common person. My context is similar to previous threads so I’ll just
summarise most important aspects and detail my intended next steps. * PCN Issued 26/03/2024 to…
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Luton Airport Drop Off forgot to pay within 24 hours...APCOA
I have just attempted to pay the drop off charge after my car was used for an airport drop off a few days ago, to be surprised to find it's too late to pay (ridiculous given the drop offs are usually in the early hours so easy to forget to do it instantly and pick up later in the week). I've tried calling to no avail, so…
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Strange device
I'm trying to find out a device that's connected to my router. There's five devices identified but the fifth is saying "unknown". Is it possible a neighbour is somehow accessing the WiFi? It's bizarre as it's connecting at all hours including middle of the night. Would it be the landline or smart meter?
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Equity Release
Hi all, could do with a bit of advice please. We’re looking into releasing some equity (poss £60k) from our house. I’m assuming a remortgage rather than equity release scheme would be best/cheaper? This is opposed to downsizing as we like where we live. What would be the best type of mortgage to get & how long should we…
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Bed bug issues
Hi all, Apologies this may get long. I live in a 2 bed house with my 2 kids and husband. A few months a go I started getting bites on the back sides of my arms up to elbow only. Not always but every so often. At the time I put it down to hives. I also looked for all the tell tale bed bug signs and the bites were more like…
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legal challenge on CCJ EURO car parks
I was taken to court by DCBlegal on behalf of Euro car parks. Unfortunately, I have not seen any court paperwork and order was made without my knowledge. I received the paperwork with outcome of the order on the 8 April 25. I have been in hospital since 27 March and currently in rehabilitation following surgery so I have…
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Frankie and Benny's discount voucher Groupon
My wife bought my son a Frankie and Benny's voucher from Groupon a couple of weeks ago to use at uni, the voucher is £19.95 and it allows you to go with up to 4 people and get 2 starters and 2 mains or 2 mains and 2 desserts for £19.95 and then just pay for any drinks, extras , etc. I have used these on many occasions…
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PCN Not Wholly Within Designated Bay - Teesside Park, Stockton
Hi all, I received a PCN from Minster Baywatch for 'not parking wholly within the designated bay.' I'm currently in the process of putting together my POPLA appeal using the incredible advice and templates on the Newbies thread re: signage, landowner authority etc. However I wonder if the learned pros on this sub could…
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Compensation for delayed flights Discussion Area
This discussion relate to the Flight Delay Compensation guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Link - unenforceable debts and now a letter threatening legal action with Kearns solicitors
Have 3 accounts with link . Sent off for CCAs and received letters saying unable to comply and unenforceable. Continued to have letters so I sent letter saying ’ I have recently received reminders for payments for the above accounts. As per your letters from 4th feb,2025 and 9th dec 2024 you have confirmed you are not…
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Can't send photos from my motorola moto g62 5g phone
I've just realised that my phone can't receive or send pictures with SMS messages. I've followed these instructions but get stuck at this step. https://devicehelp.lebara.co.uk/motorola/moto-g7-power-android-9-0/messaging/set-up-your-phone-for-picture-messaging/ it says 'access point name settings are not available for this…
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France - Bringing back wine
Hi everyone Getting ferry to St Malo in a few weeks, and plan to maximise my allowance of wine to bring back (18l per person). I know there are duty free shops on board, but I assume it's cheaper to just buy from a local supermarket, which isn't then duty free? Any tips appreciated. Thanks Luke
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P&O
A few weeks back my hubby was refused embarkation at Southampton, stated his passport had expired. We were totally unaware of the EU ruling following bexit. ie 10 years from issue date. Please don't just say we should have known, we know that now. However, my anger with P&O is that they had accepted all his details on…
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Savings, interest and tax
I've recently retired and have non-isa savings of approx £100k. I am getting taxed on my interest cos over the £1000 personal allowance. Should I be re-organising my finances to ensure I don't exceed the £1000 allowance or just accept that I'm gonna be taxed every year?
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Lloyds Bank security message not fit for purpose?
You can't proceed with the transaction unless you tick the boxes, and agreeing appears to be contingent upon having had a scam call... (and there are also scam scenarios other than a call where you can be asked to move money.) To be kind, perhaps it was written by AI ..if so we're doomed!
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Interest during isa transfer
Does anyone know if interest is paid during the transfer period, be it by the account transferring from or the one transferring to?