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Universal credit suspension
My UC has been suspended and is with a decision maker to see if my claim needs adjusting and to verify savings. I did have savings, over the past twelve months these have dropped, no huge purchases no transfers it's just been used to bridge the cost of living, bills, debts food e.t.c and has dropped quite, I was slightly…
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IHT form 403
As i’m acting under a Financial Power of Attorney for a close family member, I’ve started to keep a record of all Lifetime Gifts (which will be needed for the IHT 403 somewhere down the line). I’m obviously fine with knowing what has been gifted since I’ve been involved (one gift on marriage of grandchild), but going back…
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Newbie Drowning in Debt
I started getting into debt by getting my first store card at M&S 30 years ago - it was never explained to me what debt was, or how easy it was to get into it… i just saw it as i was getting stuff for free! It wasn't that bad all those years ago, and 25 years ago I managed to get on the property ladder & get a car on…
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Internet disconnects
My Windows 11 machine sometimes can't see wi-fi connections - even though they are there. I have managed to fix this in the past by restoring windows but I'm not sure if this is the best idea. I wonder if this is a hardware issue and maybe I need a new laptop. Any ideas? Thanks in advance?
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Old Aegon SIPP workplace pension
I have an old workplace pension from an old employer, it is a SIPP with Aegon 'Retiready'. I stopped paying into it in 2022 when I left the employer. I do check it regularly and it's currently worth just over £6,000. What I'm thinking is would it be better to transfer it to another platform with lower/better fees or just…
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Top Cash ISAs
Hi! This is the discussion thread for the Top Cash ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. Thanks folks
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Work capability dismissal or resign or ? help me make a decision
Iv been off my job since 31/03/2025 with fit notes given to employer and esa, im waiting for a work capability assessment phone call in order to put me into a work group tier, i have been on and out of hospital getting multiple scans mri's ct scan ultrasound brain scan etc, my current employer now wants me to make a…
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Prepaid cards for a charity [Merged]
Hi For years our charity has been using two Equals prepaid cards to purchase stuff abroad. We used Equals because they waived the fees for charities. Today they have ceased the waiver and will charge £25 per month. So please advise me on an alternative company which can provide two prepaid cards without such a huge fee. A…
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Computershare-AstraZeneca problems
Has anyone else had problems with their AZ shares being transferred to Computershare? Some of my shares are listed correctly as ordinary shares with the correct market value, but others are given a value in euros, way below the current market value. Computershare cannot explain it and it is impossible to contact anyone in…
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Correct me if I have got this wrong TFLS (again)
I would be grateful for the hive mind to sense check my analysis of my “draw” from my SIPP with HL. I am 70 and never taken any pension benefits. Personal allowance used pretty much by SP. I want to draw out approx £75k from the SIPP. This is less than 25% of the value in the pot and there is enough cash in there. I don't…
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What protection is there for a purchase made by a charity via bank transfer?
I really wish I'd seen more of the awful reviews on trustpilot and here before purchasing from Sensory Education. In October 2025 I bought a 'bespoke' (I wasn't told it was bespoke and being made in europe) cabinet from them on behalf of a SEN charity, costing £1,044- and paid by bank transfer against their invoice. They…
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Self-Managed DMP - First Contact/Payments to Creditors Advice
Hi there, Just after some brief advice having recently embarked on a self-managed DMP due to a big change in personal circumstances and large uptick in outgoings due to needing a second address. Am in the process of half a dozen loans/credit cards being defaulted, sold, managed by third parties etc, having stopped all…
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Heathrow - APCOA fine
So I returned to Heathrow where I had pre-paid parking to a fine stuck to my front window. The fine was due to me being "parked outside of a designated bay". The space I was in, was in line with a zebra crossing, however we arrived early hours, it was dark, I was tired, etc. and didn't notice. the problem i have is that…
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NFT Main Disbursement
I have a credit on my statement from "NFT Main Disbursement". No idea who/what this is. I asked my bank to help identify the originator of this payment, and they helpfully advised me it came from "NFT Main Disbursement". Tried google, without any luck. Any ideas?
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Dents in canned food
So I was making some dinner tonight and went to open a can of beans and the missus said we can't use it because it's dented. Now im cautious about food safety but I've never thought about this kind of dent being an issue? I understand severely dented tins breaking seals etc but I kind of laughed it off. Obviously I ate it…
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Car Accident Claim on CUE Database Twice
Hi Apologies for the long read but I'm hoping someone knows if they are correct? I had a claim on my car insurance last year, my named driver was driving at the time and was at fault. Car Insurance renewal came and even declaring the accident I got a much cheaper quote so decided to move to the new insurance company. The…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Voluntary redundancy net figure help
hello. I have put myself forward recently for voluntary redundancy but my employer will not tell me what the final net amount will be after tax and NI and suggested I work it out myself. Yay! Wondering if it’s even worth accepting. Can anyone help? Even if it’s a rough estimate. The total redundancy payout is £70,216.14.…
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02 pay as you go gets 5g and wifi calling
My 02 classic sim got this today. To be honest never noticed till i saw the wifi calling icon on my phone. I wonder if its a national roll out, or locally were 3g has been switched off. Anyone know?
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SABA Paymyparkingcharge - Cannot appeal online due to “driver required”
Hello, Sorry for reposting, my initial picture contained reference numbers (I’ve reported it to be taken down). I’ve scoured the threads for info on how to best proceed with this but unfortunately cannot find what I’m looking for. I received the below notice to hirer (with no other documents contained). You can also see…
