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Experian credit report for free
Apologies if this is old news to the regulars here, but I had thought that since the MSE credit club moved over to Transunion, there was no (easy) free access to my Experian credit report. Turns out I was wrong - you can sign up for a free account directly with them, and also get full report access via their app. And if…
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Coventry BS - Login authentication not working.
After entering username and password, the system tries to send a passcode for 2FA.At this point I get an error message: "Page Not Available. We're sorry we haven't been able to load this page."I use Firefox on a Win 10 PC.I have tried three times now. Anyone else seeing this?
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Obtaining a copy of my property deeds.
I bought this property over 10 years ago and my solicitor at the time was unable to find out who owned the boundary fences, I replaced the one on the left of my property a few years ago, the neighbours behind replaced theirs last year. The one on the right, my previous neighbour said it was his, the new neighbour is not…
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Could we start a meal plan thread again, so it's not lost in the GC?
Just thought this would be quicker reference than what's for dinner or searching through lots of posts? There used to be one a while back, Meal Plan Monday or obviously whatever day you start yours on 🙂 I did post mine in the Grocery challenge, but will post again for anybody that doesn't join in with that thread. Vegan…
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Rivercourt Road, Hammersmith - change of use & PCN's
I recently rather surprisingly received a PCN for using Rivercourt Rd. Having previously worked in Hammersmith and being familiar with the area, I know that this road has been increasingly used as a result of the changes the council implemented on King Street. However, not living in the area I was unaware of the recent…
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DCBL County Court Claim
Hi everyone, I know this is a frequently asked topic but there were so many threads regarding this I’d appreciate a but of guidance. I have received a county court claim for a parking ticket (£170) through DCBL in behalf of Parking Eye. The offence happened in January this year, I have recieved the fine in my old address…
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Nationwide/Virgin merger and Isa's
Was wondering what people are thinking about the probable merger and how it may affect Isa's held with them. This is a quote from an email sent recently: If you have a notice account or a Fixed Rate Bond which hasn’t matured yet, you can take your money out between 24 February 2026 and 1 June 2026 without giving notice,…
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Passive conveyancing solicitor
Hello, I would appreciate some advice please. I’m struggling with our solicitor who is seemingly doing anything in their power to do nothing at all on our purchase. The purchase has turned into quite a complex one with their solicitor messing up a land registration. But all my solicitor seems content to tell me is that…
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Investment Bonds
I have been left some investment bonds in a will. Managed through St James They have to be split 10 ways and the total value is about 270k. The financial adviser have advised not to encash the total amount, but to split the investment and allow the individuals to choose if they want to "cash in" or not. I need the money so…
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Dilemma, Dilemma, Dilemma
Hello, I've been on MSE for many moons, gone through debt repayment and many challenges but this one feels the absolute worst. I'm kind pre 'mortgage free wannabe' but also needing the comfort blanket of a good ole MSE diary. So current situation, co-parenting with Ex H. We both have partners and everything is friendly. We…
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Second home insurance when you already have a second home
Sorry for the confusing title but I'm not quite sure how else to headline my question. My partner and I currently live in the Midlands. I also have a second home. Both have buildings and contents insurance. I have inherited my Mum's house which has now passed through probate and is being registered under joint ownership…
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Review of Defence - County Court Claim - UK Parking Control/DCBL
Afternoon all, I haven’t been on here for a while as I’ve had enough great advice in the past to tackle the parking firms early on however I’ve reached new highs as I’ve finally had one go all the way to a County Court Claim! Quick back story - parked in an accessible bay with a valid blue badge on display in a retail…
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Eco7 Meter - Single rate
Morning all. A bit of background - I have an old RTS ECO7 meter. I was on Tomato energy and just got shifted over to British Gas by OFGEM. I use 85% of my electricity in the daytime, so I've been on single rate. My first question is how am I supposed to compare pricing with alternative suppliers for single rate on an ECO7…
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DCB legal ltd solicitors court claim letter
Hi everyone, Hope you can help me out with writing a defense regarding parking fine. I will post a letter shortly after. Long story short : original parking fines probably were delivered to old address. I updated v5 document and then i received Solicitors threatening letters to my new address. So i have no idea how i…
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Income tax on a SIPP withdrawal
Hi, I've just made my first taxable withdrawals from a SIPP and am a bit unsure about the tax on the 2nd withdrawal. The first payment was for just under £500 and was paid gross. HMRC have adjusted my tax code to take into account the tax due @ 20% on the withdrawal. With the 2nd withdrawal of £750 it was made net and…
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Horizon | Gladstones | Court
Hi, Couple of questions if I may. I'm preparing a defence for a claim by Horizon/Gladstones for a parking overstay. On the day in question, my wife parked in a supermarket car park, shopped at the supermarket (we have evidence) and came to visit me in a nearby hospital. I was in intensive care at the time (fully…
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Old Style Daily Tuesday 25 November 2025
Good morning everyone.
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Tax treatment if selling a gilt at a profit
A stupid question but something I've not considered before as it's not something I'd intend to do: Lets say we're talking about T26 which matures on 30/01/2026 I understand that if somebody bought that during 2025 at say 96p they'd receive £1 on maturity and that return to par uplift is exempt from CGT or Income Tax.…
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Claim from the court - What do I do next?
Hi, my car was parked at my brother's hospital accommodation for just over a week. I then received multiple PCN's and debt recovery notices for a few months as I'm the registered keeper. I have now received a claim from the court from UK parking control ltd. for a ridiculous amount £1400. My brother has provided me with…
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ECC timeshare
Charged £3999.00 to exit our timeshare obligations by ECC and have had no outcome other than excuses that the task can not be completed. Have contacted them on numerous occasions for an explanation and no replies
