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Britannia savings account
I was wondering whether you could help. My grandparents set up a savings account with Britannia building society from the day I was born back in 1991, both of them have now passed away, however I was never given access to this savings account, I therefore have no idea what value is in it (if any) or whether it is still…
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MSE Forum poll: How often do you get a takeaway for dinner?
Whether it's because the cupboards are bare, you're too exhausted to cook, the kitchen is too much of a mess or you just fancy something special, getting a takeaway for your evening meal can be a bit of a treat. But how regularly do you indulge? Vote in the poll and share your opinions in the thread!
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Woodworm In Furniture
I purchased a coffee table last December. Its now showing evidence of woodworm, only a few holes with fine sawdust but enough to make me move it out the house. Luckily no other parts of the house have any evidence. Ive emailed the company but had no reply. Is anyone able to tell me how I stand from a legal point of view?…
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Recently moved to new build house, my old broadband doesn't cover, advice re: options and consumer r
Hello I've recently moved house to a new build property - so I'm trying to set up internet. My old provider has said they don't cover broadband at my new build but can provide a sim only plan. If I choose to leave, it will be £411 in fees as it is mid-contract (end date Sept 2026). Is there any wiggle room or do I have to…
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Virgin ISA16
HI, newbie here so be gentle please! I have a VIrgin IS16 now matured with 20k in it for a full year at 4.61% which should yield £922 interest. I only got £853.84 credited. Anyone know why ? TIA
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Starting a business then applying for a personal DRO
Hi, so in short, I’m off work ill, I’ve got a disability as recognised under the equalities act 2010. Settlement with employer possible, claiming UC standard rate and housing element, and at risk of homelessness, council housing team are supporting. CAB helping with £30,000 debt, DMHEF should be on its way to creditors but…
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POPLA Appeal
Hi all Please can I get some advice/ letter template received a fine from Gatwick for the vehicle the date of offense was 07.09 on that date the vehicle was put on auto pay on the account normally if you don’t have account you have 24 hours to pay, so you would assume their system syncs and picks up new vehicles added to…
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Sashybo - Back Again
Hi all, has been a good long while this time since I've had a diary, think this is number 4 overall. My last diary can be found HERE. Current debt now under 10K. :j This is mostly made up of loans we had to take out to cover the negative equity of the flat we sold a couple of years ago. I must admit we have slipped…
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New MSE car refinancing guide
Got car finance? Test our new guide & tool to see if you can refinance to save £100s or £1,000s? We're testing a new guide, to see if people on PCP or Hire Purchase deals can save by Car Refinancing. It's brand new territory for us, so we wanted you to go through it, see if you understand it, whether you think the guide…
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Did I get it right this time?
A few weeks ago, I posted a very confused thread trying to figure out how much we should contribute to my husband's pension to make full use of the amount of tax relief he would get at 40%. My post was incredibly confused and contained almost none of the information that was needed. People were incredibly kind and patient…
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Old Style Daily Wednesday 01 Oct 2025
Morning all.
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I own a home but my partner doesn't. If we get joint mortgage is their 50% stamp duty?
If I were to buy a 2nd home I'd get hit with stamp duty, but what if it's a joint mortgage with someone who is a first time buyer (and thus no stamp duty) thanks
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Tax on deferred pension lump sum?
I'm a UK taxpayer, aged 74, and have been deferring my state pension as I still work part time. I am now considering taking the accrued lump sum together with the standard weekly pension, rather than an increased weekly pension. The lump sum will be in the order of £100,000K. I currently pay tax at the standard rate of…
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Don’t think I’m going to progress should I move on?
After some opinions on this. Made redundant a couple of years back, I’m a cabinet maker, been doing it 25 odd years, fully qualified, the closest suitable job I could find was in a manufacturing company, they do furniture but also a mix of other wooded items such as doors, fireplaces etc. I stupidly thought well if I can…
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Chase
Anyone having problems with Chase? My savings account has disappeared and can only see current account. Can't access statements either.. Edit.. It’s just come back
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Virgin Media - Deliberate policy to misinform customers that a switch has failed
Following a one-touch-Offcom switch when my Virgin Media Broadband contract fully expired to a new,different provider, Virgin Media consistently claimed that " The new provider has failed to complete the switching process,...". In fact the switch was completed immediately, and they have since, bombarded me with periodic…
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Missing Pension
Looking for clues from the forum.... I worked for The Blackpool County Court (Lord Chancellors' Department) between 1990 and 1994. I paid into their pension scheme but cannot find it. I have been down the avenues of Government Pension Finder, Gretel and Civil Service Pensions plus HMRC who replied saying there is proof at…
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Water meter hasn't been read for ages!
My water meter hasn't been read by United Utilities since 06/12/2022, although I do provide them with my own readings at the end of every month. Can I claim a penalty payment under the new rules that came into force this summer?
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Nationwide login details check
Nationwide are asking me to confirm my details before I can log in. I clicked confirm in the app and it took me to my browser. This then asked me to confirm my name, address, date of birth and nationality. It then asked questions about my instant savers (which were old converted regular savers) such as what I used them for…
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Failure to display-on a park direct ticket
Hi, my son paid for a ' just park' space but failed to see the info regarding displaying a residential permit [left under a doormat ) and received a PCN from Park Direct-i have appealed but told he failed to follow instructions. Have revieced several debt collectors letters amount now at £170 -. ! Would be so grateful for…
