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MSE News: Car finance reclaim ads using unauthorised clips of Martin Lewis BANNED
A claims firm's adverts have been BANNED after it used unauthorised clips of MoneySavingExpert.com (MSE) founder Martin Lewis to make misleading claims about car finance compensation. The action taken by the financial regulator today (Tuesday 14 April) comes after we'd reported the ads in February… Read the full story:…
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Victorian Plumbing Issue
Hi all. Purchased a shower enclosure and a Pearl stone tray 9 months ago. I fitted the tray according to manufacturers instructions and also did extra to make everything water tight. We noticed a hairline scratch that we thought was just a cosmetic issue. It turns out this is small surface crack that is getting larger. I…
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Buyer's buyer pulled out - what now?
I'm in a 4 length chain where I'm buying a vacant property, selling to someone, and they were selling to a first time buyer couple. It's about 5 weeks since I accepted the offer, and their first time buyers "broke up and can't get the mortgage" (ahem). So my buyers lost their buyers. I'm due to get a call on Friday from my…
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New option added
I was pleasantly surprised yesterday to receive news via the annual newsletter that my old workplace DC pension will offer drawdown as an option upon accessing it from this year onwards. Previously the only options were to buy an annuity, or take it all as a cash lump sum, otherwise transferring it out to a different…
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Transfer Out Plum ISA
Has anybody successfully transferred out a Cash ISA from Plum? I initially opened an ISA with Cynergy Bank but as part of the account opening, Plum (Plum Fintech Ltd (Saveable Limited - FCA: 739214)), wasn't listed. I contacted Cynergy once the account was open, only to be told they only accept transfers from institutions…
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Windows and Doors Classic
Hello What are the rough prices people have and for Windows and Doors? We've had the classic £23,500 down to £12,000 within a couple of phone calls for 6 new units (one is a bay) and two new UPVC doors. Very subjective but is this a relatively okay deal?
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New house unoccupied prior to taking possession
Just wanted to see if anyone had any practical things we may have not thought about regarding taking on a new house that has been vacant for (we think) 6 - 8 months before we move into it. Ex rental, was on the market from just early January with no tenants and we believe the last set left before Christmas time. I know we…
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Yet another retail park claim - Euro Car Parks & DCB Legal.
Hi All, I have received a claim form in the civil national business centre, the claimant is noted as Euro Car Parks, with DCB Legal as the representative Seems like a pretty generic claim Defendant Particulars of Claim 1. The Defendant (D)is indebted to the Claimant (C) for a Parking Charge (PC) issued to vehicle XXXXXXX…
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storage heaters
I'm not sure what to do. I moved into a property 2 months ago and have economy 7 storage heaters. I left electric as it was on e7 because I didn't know how this worked. When my bill came in it was exceptionally high even though I was on e7 rate. I'm not sure what to do now because it seems that people are panicking over…
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APCOA parking charge - Manchester Airport
I just received a letter from APCOA regarding use of pick up/drop off zone without making a valid payment. CONTRAVENTION DETAILS Notice is hereby given to the Registered Keeper of vehicle registration mark: XXXXXXX Use of Pick Up / Drop Off Zone For the alleged contravention of: without making a valid p payment At:…
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Bitwarden: Update your encryption settings
I get this message when I open Bitwarden on mobile (but not PC). I'm immediately met with a prompt to enter master password (rather than biometrics - and a hard reset of the phone doesn't change that this time). Once I do that and unlock Bitwarden I'm met with the title message The new recommended encryption settings will…
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Will currys provide warranty for second hand item?
So I'm considering buying a graphics card on ebay from a private seller. The card is still under manufacturer warranty period and the seller bought it from currys. He has the original invoice as well. Does anyone know if would I be able to claim warranty from currys if needed if I just provide the invoice to them?
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ECP-DCB parking charge claim
HI, hope someone can help. I have a historic claim from ecp & dcb relating to an alleged overstay at a retail park. They're after a stupid amount of money for what would have been a free parking space and it's so long ago that it's impossible now to gather evidence and therefore may be difficult to defend. However, from…
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Any tips to pass an MOT in Newport without issues?
Hi everyone, I’m planning to book an MOT in Newport soon and want to make sure my vehicle passes without any issues. Are there any basic checks or common faults I should look at before the test? Also, if you know any reliable and honest MOT centres in Newport that don’t suggest unnecessary repairs, please share your…
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Floor timber joists and no ventilation
Hello all, I am putting a new floor in my garage. There will be 4 * 2 joists over double layer of 1200 gauge DPM to make the floor sturdy and 75 mm of insulation in between them. T&G board over top of it and laminate flooring. I understand the risk of timber rotting without ventilation, but how worried should i be. How bad…
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Maths question
I have £2400 in an instant access savings accounts with a bank This instant access account pays 1% If I open a Regular Saver at the bank which pays 6% and transfer £200 a month over am I right in thinking that my interest rate on my £2400 will be (6+1)/2=3.5% Assume I will pay all 12 payments across to the regular saver…
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Tax on winter fuel allowance
Hi everyone. I've just done a draft self assessment for 25-26. I receive state pension, private pensions and rental income and have received winter fuel allowance. I'm over the limit for the WFA and it's included in my income. All fine, and I agree all calculations for income, BUT… the WFA is included in the figure to be…
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Did you wish you'd had more property research before making your offer?
When I was buying my first home, I spent hours Googling the postcode, checking flood maps, looking up sold prices, reading about the area — basically trying to find anything that might give me a nasty surprise later. It was exhausting and I still wasn't sure I'd covered everything. My solicitor's pack eventually answered a…
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Mortgage free wannabe part 2
Hi, it’s been ages since I posted and I was very lucky to pay off my mortgage before covid. my house was 25 years old and needed a lot spending on it to make it energy efficient and modernise it so we decided to move instead as we just couldn’t change certain things we didn’t like) Unfortunately this meant getting a…
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Booking.com and legalities
https://www.bbc.co.uk/news/articles/cly00jnnxypo So after reading this and getting a message to say my pin had changed for my booking, and then another saying ot had changed again after they realised they'd been hacked….so what are the legalities if we get broken into while we are away (As the hackers will know the dates)
