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Unclear EV charging Horizon
hello I have an EV car and a valid blue badge. I was sent a penalty notice from Horizon for failure to pay or validate duration of stay in Tesco Ripon. The signage is very unclear. I parked for less than one hour as confirmed on the charge letter. The photograph clearly shows the charger in my car and a blue badge…
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CCJ from old parking ticket, what should I do?
To the lovely MSE community, please help!im usually really good at following How To's and guides, but the newbie thread and even Post 2 has me bamboozled on what action to take and how. Please help. Letters attached. A bit of background; I attended a wedding at Bow Wharf E3 5SN in November 2021 as part of the bridal…
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Tax calculation
Can someone help me understand why dividends seem to be taxed at 20% rather than 8.75/33.75%? HMRC: Pay from all employments £49,318.00 Dividends from foreign companies £548.00 Interest from UK banks, building societies and securities etc £415.00 Dividends from UK companies £428.00 Total income received £50,709.00 minus…
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Power of Attorney moving from England to Scotland in 2 years should we do now or Wait
Husband and I currently live in England but I plan to retire to Scotland at the end of 2027 (hubbies coming too) Should we do our Power of attorney now or wait until we move ?
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Transferring ISA form CHIP tp VIDA
Just tried to transfer an ISA from Chip to VIDA but ViDA does not accept even though it allowed me to choose Chip as my current provider from the dropdown. It did not tell me how to go forward with this. Has anyone else had problems like this? Are there any providers who accept Chip without any issues?
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Barclays Bank privacy policy is 10 years out of date!!
I know that a huge proportion of people don't actually read the "small print", but sometimes it's important. I recently had to launch civil proceedings against a debt recovery company who were demanding that I pay over £300 for a CCJ that wasn't mine… obviously, the District Judge ruled in my favour but it has made me be…
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Onestream broadband warning
Like many people, I lead a busy life and had forgotten my renewal date. When I logged in, I discovered that my payments had doubled after the first year. Since I pay by direct debit, I hadn't noticed the price increase. They lure you in with an attractive initial price, but I never received any communication from them…
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Switching from Octopus smart EV tarrif to EDF question
Intelligent Octopus Go is looking uncompetitive compared to EDF's version. I tried to use referral links to get £75 to switch but I just get a page with a phone number. The call handlers said the only was to do it would be to move a standard tariff in 7 days and then to the EV one after they've checked the meter is working…
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It won't happen overnight. But if I do nothing it won't happen at all. (MFW diary 5761)
Hello, I've been registered on the forum a while and posted a bit, but have struggled to keep up with it. However, I've joined the MFW 25 challenge and maybe starting a diary will help keep me accountable so here goes: Situation My mortgage is currently £114, 762 and I pay £531.50 a month. I am a solo homeowner working 40…
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First SIPP with 100K lump sum allowed?
Could anyone clarify a question on SIPP contributions please? I would like to open my first SIPP and pay in a lump sum of about 100K I have my Nest contributions directly from salary which were approximately 2K last year. This is the only pension scheme I have been contributing to and it started 8 years ago. Given tha, am…
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Early departure fee, should I make a complaint?
Hi all, always viewing but don’t post too much. I am just wanting the views of people on here as I know there are some extremely intelligent people with great knowledge lurking. I have been a customer with this company (that will remain nameless for now) for around 8 years. The other month, I noticed my bill was a lot…
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Watch the UEFA Champions League, Europa League & Conference League finals 'free' or cheap
Alright fellow football lovers? I've written a new Deals Hunters' Blog on how to watch the forthcoming finals of the three men's European club competitions, plus the Women's Champions League, for 'free' or cheaply. If football's your thing, you'll likely be aware that the UEFA Champions League, Women's Champions League,…
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Trainpal Question
Just purchased 3 year Family and Friends Railcard via the Trainpal advice for £60. Hopeful to get some use off this over the next few years. Questions are I use the trainline app for a lot of local trips and the option to use railcard for even cheaper fares is available. Can I add the railcard to my trainline app.…
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Is solar battery storage worth it?
Hi everyone We've just published a new guide on solar batteries and we'd love to hear your feedback. If you haven’t already, join the forum to reply. Thanks for your help, MSE Clare
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When customers start paying from different company accounts, do you see it as normal or a warning si
We’ve started noticing more situations where invoices are issued to one company name, but the actual bank transfer arrives from a different entity or account name entirely. Sometimes it’s clearly a parent company or related trading name, other times it’s much less obvious. At small scale it’s mostly just an…
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Do customers get more frustrated by lack of updates than by the delay itself?
Something I’ve noticed recently in a small business/admin role is that customers often seem more frustrated when they don’t know what’s happening than by a short delay itself. For example, if a transfer/refund/order is taking longer than expected but there’s clear communication and updates, most people seem fairly…
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Trainpal - train cancellation part of the journey
My lad has booked a trip through trainpal: Lancaster to Norwich this Sunday. The Manchester Picadilly to Peterborough East Midlands train has been cancelled for that leg of the journey. I understand that he could use his ticket for the next East Mids train, but there isn't one that day. There is a train from Manchester…
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London & Country (L & C)
Hi Can anybody share their experiences with getting a mortgage from these guys please? Many thanks.
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Cahoot Sunny Day Saver
My existing Cahoot SDS is about to mature. When I attempted to open a new one I got this:- Why is it asking for a monthly payment?
