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Conflicting messages from estate agent and solicitors
In the process of selling. The offer was accepted at the end of July and things have been moving slowly due in large part to the buyers’ funds coming from multiple places (gifting/ inheritance/ mortgage). A few weeks ago, the estate agent emailed to say the buyer’s solicitor had mentioned they were almost ready to start…
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Check Finance Letter
I received a legitimate looking letter this morning from Check Finance regarding compensation on previous car finance. I did have a car loan 16 years ago so stupidly scanned the QR code, completed the details and sent a picture of my driving licence. After doing a bit of googling (which I know I should have done before!)…
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Help please! - Severance of joint tenancy with unequal shares
Writing this for a friend, names have been changed! Does anyone have any experience of serving a notice of severance of joint tenancy when the split should not be 50/50? We want to state the desire to sever joint tenancy and ideally become tenants in common (as he refuses to remove himself from the deeds) with an unequal…
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Custom Online Order - Bed - Refund Rights
Hi All, I ordered a divan bed set online. The bed arrived damaged and quality questionable. I have requested a return. The bed was specified by myself for colour, drawers. The company have refused a return initially providing a 10% discount if i keep the order. I said i have right for a refund, but have stated they only…
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Business loan PG being enforced - Solaris debt collectors demanding payment or court - help!
My business used Capital on Tap for a loan. Unfortunately, the business went downhill as a result of the COVID Lockdowns, and I’ve received a letter from Solaris Law, representing Capital on Tap, informing me that they intend to pursue me personally due to a personal guarantee I signed. (I don’t recall any mention of a…
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Rented house with Night Storage Heaters
I'm thinking of renting a house with NSHs and hope to use Octopus Snug or similar. What should I look for in the meter cupboard? It looks as though an old person lived there, with no signs of modernisation this century.
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Holding dual child cash & stocks junior ISAs
Hi, hoping for some help here please. We have junior cash ISAs for our two daughers, which both have a substantial amount in. Now we're thinking of stopping contributing to them, and instead letting the balances rise with annual interest. The reason is that we'd like to open for them each a stocks & shares junior ISA, and…
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Kent Reliance - loss of interest on matured ISA
I had a 1 year fixed ISA with KR, £10k, which matured on 13th November. I received a letter less than a week before that date telling me that unless I gave instructions, they'd put it into another fix (!) I managed to get through on the phone and gave instructions for them to put it into an EA ISA at 3.85%, just to give me…
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Giving SIM to a family member - possible to change the number?
Sorry, perhaps not explained very well in the title.I currently have a £1 a month Sky Sim. Unlimited calls/ text. I've out grown this and want more data. But this current sim plan would be ideal for my dad. He only needs calls and texts and I have never seen another contract so cheap. Is there any way that I can change the…
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Moorside Legal- question about timeframes
Hello all- thanks for the wealth of inform on this site, it’s very useful and reassuring to know so many people are fighting these scams successfully! I have a question about Moorside legal and time frames in which they tend to reach each stage. I had a letter of claim dated 6th June this year, I replied via email as per…
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ASDA MOBILE
Why the internet speed unlimited sim from asda mobile I ordered recently for the most of the day is 0 or close to 0 making it impossible to use internet for the most of the day????I have 2 vodafone sim cards and the internet speed from them is fast and constant???!!!
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Dimplex Storage Heater
Hi all, I am on the Eon Power and I also got the dimplex storage heater, I ve tried setting it up but still notice my bill is quite high, would need help with anyone who has his running smoothly and also suggest a better starting as I am on the economy 7.
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Claim Form received I think I’ve missed date for Defence!
I received a claim form but I didn’t see the letter until now and I’ve opened it and it has an issue date of 14 October - I believe I had missed the deadline to submit a defence. Any advice on what I do next? The claim is easily defendable! I’ve just seen a judgement was issued on the 4th. Can’t believe this has happened..…
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Financial Advisor Charges
What are the normal % charges for initial advice and ongoing advice on a pension pot of £200k? I realise these can vary but an uncomplicated situation, where I have 6 pensions and want to consolidate, what could you expect?
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APCOA - Triple threat
Slightly odd situation, looking for welcome advice. I have trawled through the forums and as you will see I'm mid-process with some of this, but it keeps getting stranger. All tickets received at Chiltern Rail - Haddenham & Thame Parkway car park. Disclaimer - I am aware some of this is my fault. The first two PCN's were…
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New glasses from Specsavers - not had an issue like this ever before
Sorry for the long post but there's lots of steps here I need to include: I've worn glasses since I was 18 (I'm nearly 56). I've been a Specsavers customer for probably 20 years or so and never had any issues to speak of, certainly never with glasses. Had an eye test done in September as I felt my specs could do with a…
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Compensation for delayed and ultimately wrong product (solar battery) delivered?
I had solar panels and a 5kWh battery installed a couple of years ago with a view to expanding the battery capacity when I had the funds (this was a fundamental selling point). Last June, after a lot of research and quotes from the few supplies who could actually source the correct (they assured me) batteries, I paid a…
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POFA compliant from Horizon?
A family member has fallen foul of a Horizon Parking trap. It is in the process of being appealed but given recent forum threads about the scammer's parking notices not being POFA compliant could I ask forum regulars to cast an eye over the back of the notice and comment on whether it fails to comply or not Many thanks
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Bank Park Management & DCB Legal County Claim
Hi, I am starting the process, so any advice, review and help along the way would be greatly appreciated. Chronology to date: 1 - Received claim form from DCBL 2 - Filed an AOS on moneyclaim well within 14 days of the issue date. 3 - Starting to draft my defence to below. Particulars of Claim states: 1. The Defendant (D)…
