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Pension transfer issue: Barclays & Vanguard
We have a bit of an issue regarding an ongoing pension transfer into a Vanguard SIPP. My wife is attempting to transfer a Barclays Afterwork pension which is defined as a 'Hybrid – Cash balance (Credit Account) and Defined Contribution (Investment Account)'. Vanguard contacted Barclays to confirm the scheme details.…
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Banned from Qmee for "poor survey practices" - without ever having done a survey with them...
So I've just signed up with Qmee to do surveys, and I got a message on my account page saying "Oh Dear! There seems to be something wrong with your account.Don't panic - just drop our friendly support team a quick email, and they'll take a look for you." So I e-mailed them, and this is the response I got: The thing is,…
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Problem Accessing My Outlook Email account
I have just changed my laptop and am having a problem getting into my outlook email account I keep getting my old gmail account which is still active but rarrely used how do i get into my outlook account
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Pay off all your debts by Christmas 2025!
Welcome to Pay ALL Your Debt Off By Xmas 2025 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2025). Thank you for last year! Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that…
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PARKING CONTROL MANAGEMENT RESTRICTED ZONE
I went to visit a friend and he advised me was ok to park on restricted zone on private land. When return got a notice on pcn. I waited and have now got notice to keeper. Although he gave me a vistors pass i did question why should park there and he said everyone does it. Wondering if any point to fight this ie use the one…
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Need help with how to proceed with appealing Napier Parking Parking Charge letter
Hi all, sorry in advance for the complete newb-ness of my post. Just not sure how to proceed with appealing and maybe if there's any point. So essentially I have been sent a Parking Charge letter issue under the reason No valid parking session detected for the total duration of around 5 and half minutes, in one of my local…
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Old Style Daily Saturday 01 November 2025
Pinch Punch, first of the month. Morning all.
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Here we go
Hi all. So, first time poster on here. Long time follower! I got my first mortgage on my first one bed home back in 2009 aged 27, it was 86k and the initial fixed rate was 4.84. I didn't even think about the idea that one day it might be paid off! It was a 25 year term. Two years later, 2011, and now with my then fiancee,…
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ISA FCSC
Hi My current Isa recently matured and as gone over the FCSC limit I am assuming the scheme works with Isa accounts as with any other savings account. I am unsure what to do ? Should I be splitting and transferring this up into smaller Isa accounts? Can you do that ? I thought you are only allowed to open one Isa account…
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A new royal start
I mmmed and ahhhed about whether to start a diary on here or not. However, my head hurts with all my internal planning, so I thought I'd give it a go! I cannot promise excitement though! So here goes... we bought our house almost 6 years ago now and stretched ourselves quite a bit to get it (in the expensive South). I…
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C1 Confirmation - English will
Hi all, I got a lot of help here filling in the C1 for my mum but it's been rejected. It is an English will - I got a letter confirming it is valid from and English solicitor and he stamped the title page of the will where it has mum's name, but should this be on the actual first page where the writing starts and should he…
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Bricks Not Books
The first day of a New Year seems like the best time to start this diary! I was on this board under another name for a number of years, but I felt like a change of name as well as a change of diary, so here I am! Completed on new home with OH in December, we haven't even owned it for a month yet. But we have a mortgage of…
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Royal Mail prices
I have just changed my postage prices on eBay for international post. I have put in the price I wish to charge but when I checked it the price is more than I entered. Do RM now charge extra on top of what I charge? I have never seen this before.
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Feedback if refunded
An item hasn't been dispatched that I bought over a week ago, non-responsive seller, and I didn't do my due diligence beforehand - I thought their % was high enough - but from other feedback about them selling this type of item it looks like I probably won't be getting anything. (Simple delivery, if that's relevant; no…
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Can my radiator be fixed or do I need to replace it?
I have a type 22 (1400mm x 600mm x 100mm) radiator which has suddenly started leaking. Given the location and the fact there was some rusty water on the floor, can this be repaired or am I looking at a replacement with a new one? If I do have to replace it, would any radiator of the same size like in screwfix/toolstation…
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Coventry Loyalty Seasonal Saver (NLA) withdrawals now penalty-free
If you have an existing Coventry Loyalty Seasonal Saver account (NLA), withdrawals are now penalty-free from today (prior to today any withdrawals would have cost you 30 calendar days interest on the amount withdrawn).…
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PPM BW legal court help
Hi all I have read the newbies threads and a few other posts, I hope I didn't miss anything similar to my case. Mine like many I was fined multiple times (7), by PPM, in my own parking space even before the first one was issued. The sticker fell on the floor and I didn't even noticed, as I work from home it can take me…
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Best Junior Stocks and Shares ISA 2025?
I’m looking to open a Junior Investment ISA using funds from an existing Child Trust Fund (CTF). I’m relatively new to this area, but I want to make sure my child has the best possible start in life. My child will be turning 18 in around 4–5 years. I’m not a financial expert, so ideally, I’m looking for a simple, “set and…
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interactive invester ISA and trading advice
I recently opened a Cash ISA (currently funding it up to £10,000) and I am also considering a stock and shares ISA. Half this years allowance would be in the cash ISA and half in the Stocks and Shares ISA. I would then do the same in April 2025. A relative has opened a interactive investor account and has been investing in…
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Parking Apps - Can you claim a keying error?
I parked and paid at a car park using the Ringo app. My trip
was extended so that I ended up staying overnight and the following morning I
went to buy another parking session whilst remote from the car park. It turns
out that I inadvertently selected the next door but similarly named car park in
the app. I think this…