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DCBL and N1 Claim Form - Next Steps Advice....
I am a newbie in this forum. I have a similar issue to those in this
thread. We have been in a protracted dispute with
DBCL acting on behalf of CP Plus, with respect an alleged car park overstay
last year. CP Plus issued a PCN to us as
keeper of the vehicle, stating 3 hour plus parking dual carriageway motor
service…
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My mortgage clobbering post
Putting this here because I'm an enthusiastic mortgage over payer and I have no one in real life to tell! Single parent for 15 years, left in £35,000 of debt by ex husband. (Paid off over 6 years). No maintenance paid in 15 years. Unable to pay capital for many years as I had to use the old endowment policy to pay off my…
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Charging Order? The myth
I feel that this is so important that I thought a new thread should be made to highlight the importance of understanding the law on Charging Orders and how many people are stuck with their property in the false believe that they have had a Charging Order put on their property. In particular the thousands of Northern Rock…
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Pension credit suspension
My husband had his pension credit suspended without us being informed. We found out when it was not paid into the bank. We found out that it was because I had not claimed my pension at the end of may because as I don't think I will have anything. We have told the council because of our housing benefit and council tax. I…
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Early exit fees quoted on Cheap Energy club
I am looking to switch suppliers on the cheap energy club to a fixed rate dual fuel contract. The early exit fee is £100 but it does not state if that is £100 per fuel or for both. Can anyone clarify this.
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Bristol Airport Fine - VCS
Hi there. So I got a fine from VCS regarding me stopping, where stopping was prohibited within Bristol Airport. I was dropping off some family members and at the roundabout took the wrong exit, I then U-Turned and briefly stopped to be able to change my gears back from reverse into drive after completing the manoeuvre,…
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Multiple debt agencies chasing credit card debt that isn't mine
Last week I received a letter from a debt collection agency saying that I had almost £10,000 of credit card debt with Tesco. I did some research and came upon this forum and the Prove-It letter so got that posted last week recorded delivery. Today, I got a new letter, different debt collection agency, different credit card…
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APCOA PCN Manchester Airport Drop-off
Hi Guys, I recently received a PCN notice from APCOA about a drop-off at Manchester Airport. I know you can usually ignore APCOA, but I don't want it to escalate into a CCJ and affect my credit score. I've also been advised to appeal to APCOA, not admitting to who the driver was, and also asking them to provide the…
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Relisting a house 8 weeks later
A house I was buying they pulled out a week to go im in Scotland. I had signed my missives but not sure they done there’s. However they relisted 8 weeks later online it says The seller may also be liable for the buyer's costs. Relisting the property after withdrawing from a sale, especially if done without notifying the…
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Beat way to optimise solar panels and battery
Just had solar panels installed through EDF so we have a year's special export tariff with no standing charges for electricity and they pay 24p per KWh for export. We have a 5 Kwh inverter and 2 x 5 Kwh batteries (Sunsync) Just had a training session with the installer, Contact Solar who showed me how to set up the battery…
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claiming relief from 1st death items on 2nd death IHT400
I am completeing IHT400 for my father who survived my mother by about 3 years. Everything was left to him in my mothers will except for a few small UK charity bequests and at the time we only applied for probate for my mother without needing to do IHT. 1. where can I now enter figures to gain tax relief for my mother's…
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CEL court claim 2025
Hello, After numerous letters that I ignored as per the newbies guide being no action till court claim - I have today, received the Letter before action from Civil Enforecement (www.ce-service.co.uk) with a PAP which "requires me to respond to this letter" - 30 days notice. I have read other posts saying I need to respond…
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Claim Form issued by DCB Legal ltd after being fined by Total Parking Solutions. I'm not driver.
I sold my car to my sister, but hadn't transferred the V5
over to her, so I was still legally the registered keeper. Over a year later, on 10/01/25, she parked in a disabled
space at Wakefield hospital (her place of work) without a badge. I received a
'notice to keeper' from Total Parking Solutions on 12/02/25 (issue date…
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Login Confusion
Hi, I am very confused about the various logins I have for MSE & MSM. For MSE I have a login for the site, the forum and the energy club. The forum one works as I am here but I cannot login to the main site. When I request a new password reset code nothing happens, I never receive the code. When I try and do a car…
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Total income households and UC
If both parents are earning just about the minimum income floor to get UC and one child starts earning as well would it be okay if one of the parents earnings drops down low so the total income is about the same with the universal credit about the same
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Euro Car Parks did not send letter until 6 weeks later!
Hello,I have had a look through the newbies thread and others but can only see information linked to receiving the first letter and the timeframes associated with that. I parked in a newly charging carpark on 29/05/25. I did not see the signage. It was not prominent. I parked right by the entrance. I was there an hour and…
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Buildings Insurance Gap During RTM Handover, Who Bears Responsibility?
Hello everyone, Our RTM company takes over management on 21st August, but we have a serious insurance issue. The current managing agents (instructed by freeholder's management company) cannot provide the buildings insurance claims history despite multiple Section 93 requests. Without this, we cannot secure buildings…
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Removing Photos When Quoting A Post
Basically what the title says, can someone point me in the right direction so that I can remove photos from a posting I am quoting and leave only the text. Sometimes seems like photos are just reposted time after time.
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Moved: Removing Photos When Quoting A Post
This discussion has been moved.
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Credit report shows missed payment
Hi, I was reviewing my TransUnion credit report today and noticed it shows a missed payment. It advises me to check the "Accounts" section for more details, but I can't seem to identify which payment was missed. Is there an easy way to find out which account or payment this refers to? Thanks in advance for any help!
