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DBCL issued a CCJ via the courts
I parked my car in the residents car park where I lived at the time. BaySentry Solutions issued me with a £100 penalty notice, which I contested immediately. BaySentry Solutions didn't notify me of my right to contest the fine externally through the Parking on Private Land Appeals. One month later DBCL (DBC Legal ltd)…
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How best to deal with Santander Reg Savers
Looking to switch away main joint CA from Santander, but we have a regular saver each with a few months contributions in, which don't mature until June. Assume we can't keep these if we switch away, so what's the easiest way to deal with them. Allow them to be closed automatically? Withdraw the balance and request closure…
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Insurance Renewal Quote Claims Declaration
(I posted this to the Motoring board by mistake first but I think it is better suited here) Hi, I am just in the process of getting quotes to renew my car insurance. In December 2024 we had a thankfully relatively minor accident and had to make a claim for the car to be repaired (the value of the claim was 5.5k). All was…
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December 2025 Grocery Challenge
Welcome to the twelfth Grocery Challenge of 2025! ❄️⛄️🎁 As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
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PCN from Premier Park - advice on what detail to include in appeal
I’ve read the Newbies thread and have a question about Plan
B. In the advice it says “You can (carefully!) add a little to
the template above, 'in order to resolve the dispute I attach copies of...': - the driver's receipts/bank transactions (or Hospital
Appointment/Hotel booking, etc.) that day as 'they' were a…
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Electrical question
Possibly a daft one! I need to change the extractor fan in by bathroom. It's like for like so pretty simple. I have switched it off at the isolator. Should I also cut the supply at the consumer unit? tia
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One step at a time
2024 has been a big (and expensive) year. I got married! We also moved into our ‘forever home’. Weddings and moving house are so expensive, and I am now looking towards getting a hold on our finances in 2025. I have been on the MSE forum for years, and contributed to some threads particularly on the old style moneysaving…
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Amazon Marketplace Rights
Hi, I brought a coat from Anazon site but apparently not direct from them. The Size is not correct so I went to try and return it and it says its not eligible under their scheme and I need to contact seller, what are my rights. It was delivered on the 28th of December so is etoll within 14 day distance selling period. Can…
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Evri lost or stolen parcel
I returned a parcel to a store in London via Evri as required by the seller. The parcel was collected on 1/12 and Evri attempted to deliver the parcel to a store in London on 6/12. They took a photo of the shop which was open and had customers inside but said they could not deliver and would try again. Needless to say the…
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E Sim for several countries?
I was thinking of planning a trip, and thought how convenient (even essential) an e sim would be. From what I gather you have to choose the country you are choosing to use it in before you fly off. But what if you are going to, say, 3 or more countries and have no set dates for each new arrival? (Apart from the first…
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I've had confusing pension advice - help!
Hi All, I wonder if you can help. I have had two advisors state different opinions, and I could do with some clarity. In simple terms, is it better to pay £320 a month into my pension each month for the next 10 years, or is it better to put £38,400 (the equiilent amount over the 10 years) in straight away and then no more.…
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Preserving (Kilner) jars etc - best place to sell?
After 45 years of bottling our garden produce, we're cutting back in the new year to just jams, pickles and chutneys. So we will soon have well over 100 "old" type ("Dual-Purpose") Kilner jars* together with their rings, new lids and so forth that will be surplus to requirements, plus our All-American 921 Pressure Canner.…
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Nationwide/Virgin merger and Isa's
Was wondering what people are thinking about the probable merger and how it may affect Isa's held with them. This is a quote from an email sent recently: If you have a notice account or a Fixed Rate Bond which hasn’t matured yet, you can take your money out between 24 February 2026 and 1 June 2026 without giving notice,…
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Sole trader into Partnership
Hi! 👋 Just wondering, if my wife and I are both sole traders and would like to join into a partnership, what would need to be done apart from creating a new business? 🧐 I was trying to find some advice online on the gov.uk site, but only found that we need to create a new business as a partnership and carry on normally,…
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Justpark unexpected refund
I parked in central London, Chinatown Q park using the app, no problems. Three days later it has changed to cancelled and they have refunded the full amount. A tad confused. The season of goodwill?
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FIT meter gives strange readings; installer gone bust!
In January 2024, I had a battery installed to work with the solar panels I already had (January 2012). This required a new meter and I have submitted manually the three meter readings required since, to E.On. They recently asked for a photo of the meter readings to verify my entries and have said that the readings are…
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DCB Legal January 2025 money grabbers
Hey, so back in August 2022, my friend and I parked our car in what seemed like a council-owned car park near a shop. It had an ANPR camera, and we were there between 5-6 am. When we tried to leave, we realized the parking machine only accepted coins, and since it was shortly after Covid, neither of us had cash. We…
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DCB Legal, help after response to letter of claim
Hi, just wondering if someone can help me I’m not very tech savvy. I received the £170 from DCB legal for parking fine from 2021. I responded to the letter of claim with the template I found on threads on here. They have replied with a lengthy email saying if I don’t make payment within 30 days there will be a claim and…
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over paid tax deductions
I receive NHS pension pay every month and had a second job which was terminated 15 Dec. Checking gov gateway for my tax pay...i noted that £719.16 was deducted in tax (for January) from my NHS pension despite my tax code being 1257l. That being 50% deduction in tax. (normal tax deduction is £78.40 monthly) After several…
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MSE Poll: What are your plans for New Year's Eve?
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
