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Does ALL online gambling affect mortgage options?
I just found out that online gambling transactions can be / are negatively viewed by mortgage providers... The thing is, I believe my use case is rather specific and actually finnancially prudent so hopefully isn't viewed negatively? Basically the only time I ever gamble is when I get one of those "Bet £10 get £50 free…
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WeBuyAnyHome Scam
Good Morning team I have a quiet desperate situation where my mother and father in law have engaged with an online house buying company
(WeBuyAnyHome.com) in the pass few weeks they have had the house valued and
agreed a price that is less than half of its market value. They have signed a
contract for the sale on Friday…
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Natwest 'to keep your card details safe' loop
On 7 November I received a notification from Natwest 'To keep your card details safe, we're replacing your debit card ending xxxx. No need to call us - your old card will keep working until the new one is ready.' That seemed a bit strange as I had no unusual activity on my account, but then I read it was perhaps a website…
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iPhone SE repair or replace?
On Sunday during a long video call the screen on my iPhone SE 2020 (bought Dec 2020) began showing strange pale shadows and light & dark stripes. Sometimes the stripes are vertical, sometimes horizontal; sometimes the screen looks as if it has a gauze over it and sometimes it looks almost normal. Software & security all up…
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'Why can't you just cut Standing Charges?' – Martin Lewis puts your questions to regulator boss
Standing Charges – which you pay just for the facility of having gas and electricity, even if you don't use any – currently make up £300 of the average bill, penalising lower-use households and disincentivising people from cutting their energy usage. In the latest must-listen instalment of The Martin Lewis Podcast, Martin…
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No parking or Waiting
Hi all, Apologies for starting a new thread on this, but I wasn't sure if there would be any difference when appealing due to the "no waiting" part of the PCN. We have received a PCN from Nationwide Parking Control, for stopping on Telcon Way Greenwich, which has double yellow lines. The "observation time" on the letter…
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Consumer rights successes
This is a space to let us know about your consumer rights successes. Did you manage to get a situation satisfactorily resolved? Tell us how you did it.
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hoping for advice on buying a house that needs underpinning
I'm buying a house which has subsidence, I know it's going to need a lot of work but it's in a place where I really want to live and it's inexpensive because it's in a such a state. I'm aware that it could be very risky but I've decided to go ahead with it so now I'm looking for contractors. I've really struggled to find…
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Freelance contract but full time
Last November I began working for a media company on a freelance contract basis, but the contract states 5 days a week and 37hours. Two days a week in the office. Essentially a full-time role. We initially agreed a 3 month contract, which was then extended by 3 months, and this has been on repeat. The initial promise was…
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Commercial Union pension
This discussion was created from comments split from: Aviva workplace pension funds.
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Ovo Energy-yawn-d/d
Hi, I am an Ovo customer, no smart meter, I prefer to read my meter & ring through every 22nd month. Mines gone up to £148 pm, just me & electric only, don't have gas. Since sse changed to Ovo they've always told me I have to be 3 x my monthly dd payment in credit for them to even discuss a refund. So I just leave my £400…
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HM Land Registry Property Alert unsubscribe?
If you're no longer monitoring any properties, is it possible to stop the 6-monthly emails telling you that nothing has happened with the zero properties being tracked? I can't see an option (paging @Land_Registry)
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Take PCLS from DC Pension to top-up flexible ISA - Thoughts appreciated
Hi Everyone, I would appreciate the thoughts of the forum. My situation is that I have a DB pension and DC pension both related to a previous employment. I also have another DC pension which I currently pay into via salary sacrifice from my current employment. I am northwards of 55 in age :( . I can at the moment take the…
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Open reach network improvement & Full Fibre work
Hi, Openreach has just blocked off my drive way and the front of my house in order to make network improvements and do full fibre ready. Does anyone know how long this will take from first blocking access to finishing and removing the blockage? All I got was a notice shoved through my letter box last week saying they were…
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What do I do now?
Hey everyone, I received this letter today from CST law complaining about a debt that I had with smart parking originally. I had received letters from debt collector to which I ignored as I saw on the internet that it wouldn’t escalate to anything. Almost a year later from the ‘incident’ happening I’ve received this…
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MSE Forum Poll: What do you use your local library for?
Not everyone is aware of all the offerings from their local library, but those that are rave about the money saving opportunities. From movies and music, to somewhere study and print out your essay notes - there's probably something for everyone. So, what do you use your library card for? Vote in our poll below! ... And if…
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Land missing from title-future lending problems?
We are buying a property, using a bridging loan, as its being sold under auction conditions. The property has two separate title deeds and the current owners have lived there since the 50’s. They bought the second title in the 70’s (im mentioning this as its before it all went digital) which is ajoining and used as a…
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Macrame beginner - any tips and tricks?
I'm going to start macrame - does anyone have any advice on where to buy the cord or what weight of cord? I want to make a bag. Thank you!
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Mortgage rates tables
Hello All, Not been on the forums for a while - and i cant find the mortgage section to ask the question Is there any free good sources of mortgage rate tables - everything i find seems to be after filling out lengthy information/personal details or giving out teaser rates for LTV that arent in my range Thanks hugely
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EON Next have removed Next Drive tariffs for battery only customers.
Hi all, My first post here. I am currently on EON Next Drive V4 tariff, which ends in a few weeks, so I contacted them to renew. They told me that the Next Drive tariffs are now only available for EV customers. They also said that they are currently trialing a battery tariff but do not know when it will be available to the…
