Recent Discussions

Hello Everyone, I have received a letter of claim (LoC) from DCB legal in respect of elite car parking management limited at Eddington, and given I’ve read Post 2 in the newbies section, which is useful thank you but would appreciate a clarification on the template letter. we initially struggled to remember any alleged…

Not sure if same for others, but I've just noticed slightly reduced rates with their October 2026 v1 tariff after signing up for their 18m tariff last week which doesn't kick in until my existing fix ends in a few weeks. Probably a saving of £20-£25 for a 12 month period, but how easy is it to change it over if indeed that…

I am looking to open another Santander Edge Saver account, please can someone remind me how to do this so I can open another ? I think the last time I did it was via the phone and wait for the account to be closed and reapplied?? Is this the way to do it or quicker to do it via chat bot, please?

Having the frustration of arranging annual travel policy following prostate cancer diagnosis finally arranged cover with allclear. During my search I invariably found a company would insure my wife but not me. Has anyone had the experience of arranging separate cover for husband and wife and did it work out cheaper than a…

Hello, I've read the NEWBIES thread and the Template Defence thread, including the 8 steps. Claim form details below. Claimant: Total Parking Solutions Ltd (BPA member) Solicitor: DCB Legal Site: Pets At Home, Nuneaton CV11 4HR (ANPR, free car park) Date of contravention: 10/07/2024 Claim issue date: 27/08/2026 AOS…

I am sorry to read Martin Lewis say he fears people will die because a lot of people cannot afford heating. I agree but regard it as sad. The Government, Councils, charities and other public bodies could do a lot more to advise people on what to wear so many of those people should be able to stay perfectly warm without any…

I'm planning to see Charlie and the Chocolate Factory next year at the London Coliseum on the 1st August in the afternoon. I've booked the Hub by Premier in Covent Garden. The show starts at 3 pm and finishes at around 5:30 pm. I was thinking, after I checked into my hotel, of going to a comedy club for the evening. Should…

The UK government has been encouraging people to stock up on certain things in case of a national emergency such as a cyber attack, significant power outage, extreme weather and so on. In the last few weeks have you bought something specifically to prepare for such emergencies? Vote in the poll then share your thoughts in…

Hi I inadvertently drove through the drop off zone at Gatwick on 6 September, when trying to access car park 6 where I had a reservation. Never crossed my mind to pay the charge Received a PCN from Times Parking, their notice says issued on 17.9.26 but was not delivered until 1.10.26 (day 14) I'm out of time to challenge…

I’ve just switched my sons savings account to a stocks and shares isa with HL. I’m finding the platform slightly confusing in comparison to T212 which i have my own isa on. I just want to invest his money in something safe like the FTSE all world, but there are that many versions of it on HL I’m at a loss. Asides from the…

Hi everyone, A long time lurker of DFW forum, and then here. Finally starting my own diary as I feel it will help keep me on track! As the title suggests we are halving our income as I have resigned my job in order to keep sane and support DD with home educating for the next year. The last two years we have managed to…

Hello I'm looking to switch to Nationwide from Santander, to get their £175 switch offer. The criteria says: You won’t get the offer if you’ve received one before You can only receive this switch offer: • For your first eligible sole current account switch since 2021; and • For your first eligible joint current account…

Hi everyone, We've just published a new guide on Plug-in solar panels and we'd love to hear your feedback. If you haven’t already, join the forum to reply. Thanks for your help, MSE Andrew

Hi all, I’m looking for some guidance on what is best for me. I have £29000 in a Fixed 1 year cash ISA which is with Halifax (now Lloyds) only at 3.64% and locked away until 16/3/27. I have two new regular savers, one with Chase at 6.5% which I’m paying the max of £300 per month, and one with Lloyds at 6.25% which I’m…

Hi This is my first post where I have decided to try and reach my goal of being mortgage free, a lot sooner than I originally thought. In spring this year I started to make some regular monthly overpayments to the mortgage. I think this will be a good place to track my progress. Total mortgage borrowed: £110,475 Current…

Hi there I've tried to switch to Eon Next yesterday, however, I get this message appear when I try to do the final confirmation "Existing electricity meter-point has been billed past its SSD" I got in touch with British Gas and they stated The records are showing that the existing electricity meter point has already been…

I am wondering if dairy is causing me stomach cramps and excessive toilet going. I wondered if anyone has tried going dairy free and if it made any difference, also recommend alternative products if necessary??

The first day of a New Year seems like the best time to start this diary! I was on this board under another name for a number of years, but I felt like a change of name as well as a change of diary, so here I am! Completed on new home with OH in December, we haven't even owned it for a month yet. But we have a mortgage of…

Hello all, I was just about to write the appeal but have realised I missed the date of appeal to APCOA for luton drop off parking charge. I have been scannig the forum, and have found the no registered keeper liability but I really struggled to find the template - however it is for the in-time appeals. Please could anyone…

Next year my husband and I will finally be paying off our mortgage. We're both in our 50's working full-time. I know there are possibilities of taking out a new mortgage and have read about the different types (probably we'd opt for capital repayment) but can we get one to buy a car, possibly avoiding higher loan interest…