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Manchester airport parking fine
Hi all, I’ve been looking at these threads for a few weeks now. I have an APCOA parking fine for not paying online within 1 day after dropping off at Manchester airport. Just confirming I can use the blue template in the newbies thread and that applies? Just want to make sure I have the most up to date info. Thanks
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When to claim UC?
I don't currently claim UC because I don't qualify. I have 3 children 1 of which was born after the 2 child limit. From April to September when the eldest goes to university, I'll be eligible because of the removal of the limit. I'm not sure how best to go about claiming it? As in, do I wait till April and the changes? Do…
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Self Assessment / pension / tax calculating
Hi, I've searched for something like this for a few days now but nothing quite fits. Basically as you can't use the Gov.UK website to run a simulation of a self employed return prior to the end of the current tax year what I'm looking for is some kind of simulator or calculator that allows you to input profits, interest…
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Scottish Widows to Trading212 ?
I am thinking of moving my Stocks and Shares ISA from Scottish Widows to Trading212. Do Trading212 offer Vanguard funds ? I rarely trade, I am passively invested in these two funds: VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP (VRXXA) VANGUARD LIFESTRAT VANGUARD LIFEST 100 EQ ACC (VVLSRU). Can I do an In-Specie transfer to…
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Which is best TRULY INSTANT access account or cash ISA
Currently have cash ISA with Tembo whic I am very unhappy with due to them having 2 working days delay in processing withdrawals and also them not providing instantly available bank statements. I am looking for either regular instant access savings account or an ISA without the above mentioned nonsenses. Also not keen…
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Cheque for £100 from Ministry of Justice?
I've just received a cheque for £100 through the post from the Ministry of Justice. The only clue as to what it's for is on the "Remittance Advice" where it says "Fixed Penalty Notice.", there is no explanatory note with it other than that. IIRC I did receive a FPN maybe 2-3 years ago for hurtling into a 30 area at 37…
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Giving every £ a job
I've decided to be brave and continue my journey from lurking on these boards, through posting on these boards and I now feel ready to start my own diary. I don't actually have any debt anymore but I am very bad at saving so I've decided to set myself savings goals and treat them as debts to my future self. I was…
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Applying for a mortgage after a default drops off credit file
HI, I know this has probably been asked before but I’d appreciate some advice. I have a satisfied default on my credit file which is due to drop off at the end of this month (hurrah). My credit scores are still low (I know they don’t really mean much) but hope they will improve once it’s removed. Over the past year I’ve…
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Advice Needed Regarding Future WCA Assessments
Hello everyone, I have a question regarding future work capability assessments which I hope someone in this forum could kindly provide an answer. I have just 3 years left before my state pension kicks in, and was wondering whether the DWP are going to start reassessments for LCWRA claimants in the support group of ESA who…
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Council tax work around
I co-own a house mortgage free. We'd like to move to another council area and I've got a bank job with the NHS in that area already and work occasional shifts. We'd like a house in that area so I'm not always bunking with family, we can get our pets used to a new house plus the rental market is woeful. However, the council…
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Warning to all Three broadband subscribers
I don't know if MoneySavingExpert intend to offer any more broadband deals from Three, but as a courtesy I would like to warn you that they frequently do not deliver the deal that they offer. Furthermore, they ignore complaints and continue to withdraw money from your account by direct debit - even though the amount is…
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Civil Enforcement - MCOL Submitted - Australia Bound
Hi, My son has a parking fine currently standing at £269.08 with Civil Enforcement. We have followed the guides and just completed the AOS giving us more time. We will submit a defence but the issue we have is that my son is heading to Australia travelling/working from next Tuesday, he is planning on being there for a…
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Eviction after section 21
The tenants have a periodic tenancy. I (my agents) have served a section 21 which expires 5 April 2026 I am selling the property and have a buyer - he says he is happy to wait at the moment. The tenants have said that, as things stand, they can’t find anywhere else so won’t be leaving. They aren’t being obstructive just…
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Annual Allowance and Salary
Question about the amounts I can put into a pension and annual allowance. I know I am limited to my annual paid salary. So… If I earn, say, £57,000 and am in defined benefits scheme. My pension grows by £2000 in a year and there is no automatic lump sum and CPI for the sake of argument is nil. So my pension input amount is…
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Changing From Joint Tenants to Tenants in Common
Hello, My mum separated from her partner 3 years ago. Could one of you helpful folk point me in the right direction regarding which form to fill in to change from joint tenants to tenants in common. Thank you
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Smart Parking DCB Legal County Court Claim
Hello there, I would really appreciate any help or guidance with my defence, especially regarding whether Smart Parking's NTK was POFA compliant. I've received a County Court Claim from Smart Parking through DCB Legal Ltd for a parking PCN from over 4 years ago (£313.64). (see image below) My partner at the time advised me…
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Dental implant didn’t fit
After having gone through 7 months of this process, what should have been a final fitting yesterday, the implant (upper arch) didn't fit. The implantologist said it was 3mm out and was rocking on the left side. He took new impressions and sent them to the lab to be remade. It will take another 4 weeks for this to be done.…
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Help - Parking Charge for 10m45s over 5h limit
Hello! Hoping to get some advice on how to approach this, I got a parking fine from Euro Car Parks from parking in Crawley Leisure Park. The max time stated is 5 hours and I was there for 5h10m45s. I was using the restaurants and cinema there and lost track of time (not a valid excuse I know) but wanted to know if I should…
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No Stopping - Gateway House, Manchester 2022 - Moorside Legal Money Claim
After almost 4 years of various correspondence ending with Moorside Legal, I have now received a Claim Form from the Civil National Business Centre. The issue date is 27 January 2026 and I have 14 days to respond. The POC is as follows - Claim is for an unpaid parking charge issued for a breach of contractual terms on…
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Three we've now disconnected your service
Hi Just ported my number from Three to Lebara (done this lots of times before) and got this message from Three. Is this just a blip in their system? The port seems fine but I was a little panicked for a moment there. Cheers
