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2 identical cases, First was won already, 2nd was reinstated and the judge’s order is confusing me
EDITED For Clarity Rereading this it might be confusing so rewrote it, and kept the original text The Lay Of The Land: Property Owner with the right to park in their deeds Parking spaces are common parts, not allocated to properties Rights are between the Landowner and the property owner Landowner asked PCM to supply…
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A Ditherer's Diary (again)
I'm baaaack. When I started my original diary "A Ditherer's Diary" My kids were littlie's aged 5 and 15 months. Nothing except their age and the amount of debt has changed, it's all got higher! They are now 11 & 7. Having had a quick read through, a lot of it was me coming and going with a few months/years in between. I…
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Tilly Tidy in 2025
Welcome old and new Tilly Tidy Peeps to this group. It is all about getting what we can together from next to nothings and making something of the small bits of change. Whether that is going towards any debt or just being used to keep your head above water. No shame, of gathering those little coppers. No judgement, of how…
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Entered/Skipped buttons
Anyone else noticed that when you click either button on the competition details page, they now also show on the main page? Usually, I have always clicked these buttons again on the main page, so I'm finding this much better.
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Online store - what to do now?
Hello. I started an online store that sells products in the UK and I'm struggling with marketing. I used agencies and freelancer and they brought no results except draining my bank account. I'm now in a situation where I'm not sure where to proceed and wonder if anyone has some pointers for me. Ideally, I'd like to sell…
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Stamp duty refund
Hi, can someone clarify the possibility of getting a refund on the 2% tax residency stamp duty? My wife and I returned to UK to live permanently on 15/09/25 after living in France for 8 years and plan to buy a house within 2 months or so. I understand from the HMRC website we are liable to pay an extra 2% as we haven't…
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Airline ceased trading therefore flights cancelled
Hi I have booked a trip to Iceland via Trip.com. I have been informed my flights have been cancelled from Iceland to Liverpool due to airline Play ceasing operation. Play was a icelandic company so i dont think will be covering in UK air rules Through Trip.com they have said I am not entitled to a refund. I have went onto…
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MSE News: Government fails to act on Lifetime ISA fines
The Government has failed to commit to urgently addressing "serious holes" in Lifetime ISAs (LISAs). It follows calls from cross-party MPs for reform, as well as long-standing campaigning from MoneySavingExpert.com (MSE) founder Martin Lewis to scrap the scheme's fine on first-time buyers purchasing homes above the LISA's…
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Garage door
Hello all I have a metal 'up and over' garage door which is metal (of course!) and currently painted grey. I need to repaint it because its looking a bit dull. I have no idea what paint I used previously and I'm trying to decide which paint to buy. The trouble is that I'm looking at the one and two star reviews which, for…
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Which fridge
This one has 30 off and good reviews and totally fits the gap I have of 84x55x59 https://www.appliancesdirect.co.uk/p/i55r1112wuk/indesit-i55r1112wuk--freestanding-fridge However there is a cheaper option with ice box, but it will leave a small gap at the side and reviews are mixed…
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Air Heat Source Pump Problem
Hello, my AHSP is only giving me hot water if I switch my heating on. Can anyone tell me what might be causing it or how to fix it before I call an engineer out? TIA x
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Investment Bond Captial Gains Tax query
I urgently need advice on capital gains tax for my joint share of a £130,000 Pru investment bond, which needs to be liquidated after my house sale now I am divorced. I'm a low earner (£25k/year) with two children, and this money is crucial for my new home, as agreed in my divorce. I also have an IVA of £30k which I am…
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Having accidentally made duplicate claims for PCP commission two years apart
Hi My husband has accidentally signed up with two different companies two years apart through the Martin Lewis free link to look into the same historic potential undeclared PCP commission for one of our vehicles. We are now concerned about potential charges from either of the companies if one completes the work and manages…
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TSB Dream Fund Prize Draw (September 2025)
Launched today. From what I can see after a quick glance through the T&Cs, there are two routes of entry into this. Entry routes: 1: Deposit £5,000 from another bank account (not TSB) into one of your TSB accounts anytime during the promotion period (all of September) and keep it there until at least 1st October. So you…
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Gladstones claim form
Hello just got a random letter from bw legal claiming I was parked somewhere a while ago on their clients land (parking and property management Ltd) they want me to pay £160. £100 for the parking company and £60 for bw. what to do there is no option to ask for the original documentation?
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Tesco DB Pension not performing - transfer?
Hi. i have a pension with Tesco and due to retire in 7 years time. My Transfer Value has almost halved in 4 years and probably brought on by the £9Billion losses from LDI’s that surfaced in the news in 2023. It’s still underperforming in 2024. I have a SIPP currently performing with a very good return but would it be a…
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Housing association Failing to do repairs and not responding to complaints advice needed
I appologise if I'm posting this in wrong place. I wonder if anyone can give me some advice. This is going to be long so again I appologise is advanced. I live in a 3 bedroom housing association house with my 4 children. All 4 of my child have special needs and medical conditions. Back at end Of November 2022 boiler went…
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Direct Payment Scheme for IHT
I am doing some planning and discussing with the potential executor to use Direct Payment Scheme to pay IHT when I pass. Is it too risky to rely wholly on DPS and usually how long for banks to make the payment to HMRC?
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Back Billing And The Comedy Of Resolution With Octopus (Question Plus Mini Vent)
Hi everyone, I have been trying to find out if the Back Billing rules apply to Octopus Energy. I have been researching on Ofgem, CAB and other websites - but can't seem to find out if all energy companies mandatorily are signed to this, or if it is still voluntary for some. Does Octopus specifically have to follow the 12…
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Trinity Estates
Hi, I wondered how I could go about looking to remove trinity estates from managing our small development. Is this even possible? I am currently engaging with neighbours to understand their thoughts on it too but I would like to understand if this is an option? Thank you in advance for any advice
