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Seeking advice re "Engine fault" message in Citroen Berlingo
Hi, I have a Citroen Berlingo, details, at the end of this post. On 5th Feb 2026 our local Citroen garage carried out the work required by a safety recall, code NY5. Yesterday when I started the car after going to the shops I got an error code on the dashboard saying: "Engine fault: repair needed", next to a graphic of an…
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A new chapter for Kaycastle: fresh start, renovations & the quest for mortgage freedom
Hiya all, it’s been a while. Thank you for all the support and advice after the divorce announcement last summer. I have returned now I’ve sorted where my life is going more :) We finally sold the marriage house, it’s been many buyers and a total nightmare but definitely completing start of May. I have brought a new house…
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A Ditherer's Diary (again)
I'm baaaack. When I started my original diary "A Ditherer's Diary" My kids were littlie's aged 5 and 15 months. Nothing except their age and the amount of debt has changed, it's all got higher! They are now 11 & 7. Having had a quick read through, a lot of it was me coming and going with a few months/years in between. I…
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Relaying edge to patio - what do I need to check.
I’ve had a quote to repair a patio. I’m near London so prices are expensive, but I’d appreciate any guidance on the things I should check out before agreeing to the work. There a cement area at the top that has a ‘pot hole’ at the edge of it. The first task is fill the hole and secure the existing borders. Then there is…
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Onwards to freedom!
Hello and welcome to my MFW diary. Not sure how often I'll update as I'm going down the boring 'increase monthly mortgage direct debit' route, not the more interesting to read 'random repayment as and when a bit of extra money is made' route. Still, no harm in starting a diary here, even if it's just for me to look back on…
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Flexible Octopus tariff - is my understanding correct?
Dear All, Just want to check my understanding before making a bad decision in terms of changing tariff. It's not at all clear from the tariff info but it states the following. "Flexible Octopus prices follow wholesale costs and update every 3 months." I found this website https://www.octopriceuk.app/tracker Does this…
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Probate - how long?
Hi, I know it's been asked before but on this cold and wet afternoon I've nothing else to do but think..... Probate submitted end of June, straightforward, just bank accounts, how long can it reasonably take? Apologies again for repetition, just wanted to hear some real experiences (recently) thanks
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Travelling to Dubrovnik, help needed with booking
Hi, We're looking to travel to Dubrovnik for 5 days in June. We're flexible on any date in June. We want to fly from Bristol to Dubrovnik and - ideally - stay at Rixos Premium Dubrovnik. Im overwhelmed by the options available. Either the flights are 10+ hours, or they leave Bristol at 6am (which means Id need to leave the…
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Help with small claim defence and deadline
hi folks . Before I go further on this case can I just ask when I need to submit my defence please ? issued on 20 th March
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My experience with Sensory Education
This discussion was created from comments split from: Sensory Education Ltd. (Formerly Cheap Disability Aids Ltd).
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How long is probate taking for a simple estate at the moment?
My solicitor is just about to actually apply for probate after receiving my Mother's funeral cost details. All other documents sorted and a fairly simple estate of one property (owned outright) and one bank account. No other debts. I am the sole executor and beneficiary. Thanks in advance.
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Fixed Rate Bonds - confused by HMRC advice
Hello, after a conversation with HMRC, I am really confused about filing a tax return for interest earned on fixed rate bonds. I thought that I only needed to file information about interest accrued on fixed rate bonds in the year that the account matures and the interest becomes available. However, having received a late…
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MAS no . 5 SVR
Hello all . I am looking to make a claim to MAS no. 5 for unfair mortgage interest rates. I have received a summary of the rates we have been paying from MAS but to be honest, I cannot make sense of what the figures mean and if we can make a claim at all as our mortgage was interest only? . I hope I made sense and I am…
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Now Sky sports
I'm looking to watch sky sports but only for a month to watch the remainder of the football season. I have a Now Stick and I'm looking at offers on my account and ones I'm emailed. I'm just a bit confused as they seem to indicate you can cancel any time but then give the impression you are signing up for 6 months minimum.…
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Balance transfers from Chase
I recently tried to do a balance transfer from Chase to Barclaycard. I had to call Barclaycard as every attempt to do it online failed. I was told that Barclaycard don't accept balance transfers from Chase. Just wondering if anyone has had a similar experience with Chase or know a credit card provider that does accept…
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Reclaiming mortgage early repayment fees
hello, I hope someone can help me, and I hope that this is in the right forum. Recently, whilst moving home I wanted to port my mortgage over to my new house. I was aware that my solicitor had to be on my banks panel, so emailed a solicitor asking if they were on the panel. They replied saying they were, and so I…
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DMP mutual support thread part 13 !!
Welcome to the DMP mutual support thread Part 13 !! Here you can find help in starting and running your DMP, self managed, Stepchange, Payplan and any other DMP all welcome here, but we do encourage you to use a free service, not one you pay for. There is help on getting interest and charges stopped, how to start with an…
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10 years later yikes
Hello all Here again for round 2… my first diary https://forums.moneysavingexpert.com/discussion/4529627/can-i-do-it/p1 I’ve just looked back at this and as much as I really thought I knew what I was doing, it’s crazy to now see 10years later here I am. I was in my 20’s and ambitious and honestly looking back on it now how…
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Hoping to refresh my small 50 sq feet kitchen
The kitchen in my 1 bed flat needs some TLC!! It's a compact 50 sq ft area, L-shape layout I think. Will send some photos. So mixture of cabinets & 1 set of deep drawers on the left hand side & a corner space. There's a rear aspect double-glazed window above the sink & some more cabinets under the sink & to the right. The…
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S&S ISA newbie
Hi. I want to put £30k in a S&S ISA. It is currently in 2 Santander FRISAs totalling £40k which mature on 1 May. Ideally, I'd like to use Santander's managed S&S ISAs. I'm not confident re DIY investing. MSE says it's cheaper to use a platform such as CSD than a bank. Can anyone give me an approximate idea of annual fees…
