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Manifesting Money Magnet
Well, hello there, 👋 Be diary, new me! ✨✨✨✨✨✨✨ I'm starting a thread on the mortgage fee wannabe section because that's one of the things I really really really want to be! I have been a member of the forum for over 10 years, rather on and off mind, but had to change everything when I was found out. So I'm back new times…
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Cut off time to avoid overdraft or interest charges with Nat West bank
Does anyone know latest time money can be paid into Nat West current account to avoid overdraft or interest charges? I have asked their digital help but not got sensible answer. Told me how charges calculated but not cut off time to avoid these
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Future UK share dividends and tax code
Finally got my OH's tax sorted out recently. They owed overpaid tax for 23/4 & 24/5 on overestimated bank interest whilst my wife owed them a small amount due to the reduced share dividend allowance in 24/5. They have altered her tax code for the rest of 25/6 and included an estimate of the amount of interest to be earned…
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ecp + starbucks = court (help needed)
Hi all — hoping for some help with a DCB Legal claim (ECP) after a Starbucks drive-through visit I’ve read the NEWBIES thread and I’m now at the stage of preparing my Defence. I’d really appreciate some guidance on what points to include. Background (brief): * I was travelling for a medical training day and stopped at…
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Jarvis closed, Interactive Investor charges monthly fees, any ideas?
Jarvis / x-o moved share dealing over to the Interactive Investor platform, who are fee free until Jan 2026, but then charge a monthly fee. Does anyone know of any other portfolio sites like x-o which didn't charge a subsciption fee and were on fee charging on trades?
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No Buying Unnecessary Toiletries October 2025
If your beauty and toiletries are taking over your life, then this is the thread to help you work through the stash and motivate you to not buy anymore (hopefully!) Welcome all newbies and regulars to this very friendly and chatty thread where we give lots of lovely tips on how to use up your stash and lots of support and…
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Transfer into SIPP or stay?
My wife has a pretty dormant pension plan from her previous employeer. Its very low annual charge at about £25 and its not performing badly. Over recent years 20%/annum on average and since she left to become self employeed its 100% up. Its not mega bucks at about £15k but we want to start getting the benefit of the 20%…
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Incorrect Tyres Fitted - Chargeback?
Hi Team MSE, I have question relating to Chargeback and Section 75. I had ordered two car tyres online and recieved confirmation via email confirming my selection (product and tyre size).On the the day of fitting, once the tyres had been fitted and payment taken, I went to inspect the tyres whilst the car was still on site…
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Cheap Energy Club
Hi, I live in N Ireland, which the Cheap Energy Club does not seem to cover - two questions, plz - is there plans to bring CEC to NI? - is there a service, or comparisons you offer, outside of CEC - I cant find anything on site? Thanks, JAmes
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Help - EasyJet cancelled then reinstated flights
I'm hoping the experience in this group might be able to guide us on what we can do here... I was in the Berlin airport drone mess on Friday 31st October and easyJet had to cancel our 21.35 flight to Manchester at the last minute (literally at 21.35). After we got the cancellation email from easyJet, the options they gave…
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Tax on savings
We are about to sell our house put the funds of 485k into my wife’s bank account which is Ulster Bank and 4.5% interest; think we will put 20k each into an isa too; but, my question is, we will earn around £1830/month in interest. My wife is shortly going to start working as a PAYE earning around £1250/month, so how will…
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Unsold listings disappearing....
Could anyone shed any light on this difficulty.? I sell knitting patterns and when the auction is over, I relist them. When I checked one of the boxes only some of them appear to be relisted so I would say about half need to be done again and relisted which is quite a chore. Has anyone else encountered this problem?
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Check Finance Letter
I received a legitimate looking letter this morning from Check Finance regarding compensation on previous car finance. I did have a car loan 16 years ago so stupidly scanned the QR code, completed the details and sent a picture of my driving licence. After doing a bit of googling (which I know I should have done before!)…
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Merged: MSE santander £100 amazon voucher
This discussion has been merged.
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TalkTalk transfer to utility warehouse. Is this legal?
Just received an email from my broadband provider TalkTalk today 21st July that as from 30th June I've been 'selected' to be transferred to Utility Warehouse where I will 'benefit' from extended services to customers across the UK. The email states that beyond award-winning services, Utility Warehouse helps customers save…
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Lebara login after porting number out
My number ported out from Lebara today. I want to log into Lebara to check my old bills but it won't let me login without entering a valid Lebara number, which I no longer have. How can I see my old Lebara bills?
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Nationwide £175 switching Oct25 - how long to stay?
Hi - I switched an account to Nationwide to get their £175 bribe. I've met all the criteria and been paid. I'm now looking at switching to Barclays for their bribe. Would anyone know how long I need to stay at Nationwide before I switch again? I cannot see anything in their T&Cs. I don't want them to claw it back!
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Legal Costs for a co-freeholder
Hi, I am looking for some knowledgeable people to advise me.I own a 50% share of freehold flat and my neighbour owns the other 50% and they are in the process of selling. We don’t have a good relationship with our neighbour so I want them to move quickly, I spoke to my solicitor who I had used to buy my property about some…
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The Diary Of Onebrokelady Aged 60 And A Half
New Year new diary 😀 erm that's all I've got to say 😂😂
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Time to say farewell
My life has taken a new path. My Mother’s health has deteriorated to a point where I need to be her full-time carer. My competition hobby unfortunately has to come to an end. After 16 years of being on here I am saying farewell. I will be unable to post any further competitions so if anyone wants to step up and take them…
