-
Sending letters to Creditors
hello everyone, been a while now. I would like an advice on whether i should write to my creditors and say i am out of the country and not returning? I have been contacted by transave and been asking for me to settle. Otherwise, legal action will be taken. Should i reply to this or let it go? Thank you for those who will…
-
PCN Issued While Queuing to Exit Gridlocked Car Park
Hi all, I’m looking for advice on how best to handle a parking charge notice I’ve received from Premier Park (pics of letter attached). I overstayed the permitted parking time by 16 minutes, but this only occurred because the car park was completely gridlocked. I returned to my car in good time and spent well over an hour…
-
NPC / DCBL Notice of Debt Recovery. Advice Needed before Midnight Please.
[If possible- please can somebody offer advice today] Hi, To clarify, before summarising the situation, I have read tons of old posts and and all of the beginner guide (which is incredibly useful). I received a parking fine from NPC at Myrtle Parade, Liverpool, L77AA around 4 months ago after parking there for 15 minutes…
-
Lloyds/Halifax/BoS Apps/Website Showing Other Transactions
Surprised there hasn't been any mention of this happening to anyone on the board here so maybe it's not as widespread as suggested. I didn't see any other accounts in my app when I logged in yesterday but I have quite a few of my own accounts showing anyway. https://www.bbc.co.uk/news/articles/c4g23npxpwgo Anyone here…
-
Not dropping Santa down the chimney!: 2025 Santa, Shoebox & Life Chit,Chat,Chunter! ALL welcome....
Welcome to the shiny new thread which has a slightly different title and I have just updated the date! Now 2025 Santa's Challenge was set up by Mum2one some years ago but sadly she hasn't posted on this forum for a couple of years, so now we are on our own. We remember her, her Mum and daughter with fondness and hope that…
-
Parking/Liverpool Myrtle Parade - Original letter not received and got letter from dcbl/Grace period
Hi all, I know there are some threads asking about Myrtle Parade but I will no doubt be needing some advice again for my situation (feel like I should not get the letter at first place). I have read all the newbies thread and all others related to dcbl. Put long story in short: - 27/02/2025: Received a letter from dcbl…
-
Defence DCBL - Myrtle Parade Liverpool
Hello. I have received a claim form from DCBL on behalf of NPC for an alleged PCN contravention in Myrtle Parade, Liverpool. It came whilst I was on holiday but thankfully I was back in time to acknowledge service on MCOL (case history shows received). The allegation is a failure to pay for the duration of the stay. No…
-
FTB a fixer upper going to closing date (Scotland)
I am a ftb and I have seen a 4 in a block flat near to where I'm renting. I am keen to buy but I have no clue about such things. I have a mortgage in principle and a broker and around £25-30k saved. I think i will have to offer more than the home report, currently offers over £95k but going to a closing date, and home…
-
I've never had any savings before and need help
I posted on the forum at the back end of 2024 - I can't figure out how to link to that thread sorry! But in short, I received a sum of money as a gift (£30k) and the plan was to use this as a deposit for a house purchase, so I was looking for somewhere to put it to maximise any interest for a short period of time. Those…
-
Court Claim from National Parking Control - Delivery Driver - Need Advice
Hi everyone, I would be very grateful for your advice on how to handle a court claim I've received from National Parking Control. I've tried to lay out the situation as clearly as possible below. The Situation * Who: I'm a Stuart delivery driver. * Where: Myrtle Parade, Liverpool (Tesco Express car park). * When:…
-
NPC ticket delivering
Recently recieved NPC ticket when delivering something off to a store on the private land . When I was there my car was actually blocked in by a wagon where I had to wait till they moved . Unfortunately I don’t have dash cam so can’t give evidence of this . This took about 15 minutes in total . I did appeal explaining this…
-
Multiple PCN's from National Parking Control, in a Hire Car
Hi all thanks for the forum and all the advice in the Newbies section. I can see some advice for hire car issues but it talks only of receiving tickets in the window. The tickets I have been sent (4 in total!) have been posted to me, as the car was detected by video camera. It's a car park I've used for years just to buy…
-
CEL court claim - Trial Date April26
Hello, After numerous letters that I ignored as per the newbies guide being no action till court claim - I have today, received the Letter before action from Civil Enforecement (www.ce-service.co.uk) with a PAP which "requires me to respond to this letter" - 30 days notice. I have read other posts saying I need to respond…
-
ISA's now been taxed over £20,000
Hi, is it the case now that the government is starting taxing ISA's over 20,000 in some circumstances if there are moved from one ISA provider to another, that is the interest will not be protected from tax relief? Thanks for any help
-
Homebargains Parking fine - "over 2 hours"
Hi guys Apologies if this stage has already been discussed, but I looked though the discussions for a few hours last night hoping for some reassurance, but didn't get exactly what I needed to do next. So, long story short (strap yourself in!) - car battery died - AA came out and said Halfords in round the corner, charged…
-
Bank Park ANPR missed my car leaving and coming back
Hi guys, My partners apartments have private parking on site which is managed by Bank Park, you are allowed a 30 minute grace period in vehicle on the site for dropping off and picking up residents, which we take advantage of regularly and then park elsewhere due to there being a waiting list on purchasing a space. The…
-
Masters Loans, should I pay it off for my daughter?
My daughter took out a £10k Masters loan in 2021 which did help her career progression, however she's not likely to get into the higher tax bracket in her current role (but she loves it). She may want children in the future also, so a career break is likely. She has no other student loan and is paying about £30pm at the…
-
BWLegal Final Demand
Hello there guys, I hope you can help me with this situation. I have just received another letter from BWLegal, saying 'Final Demand'. It says I have until the 31st March to respond. The situation that got me the original ticket (from Link Parking Limited), was that I went to help a friend move into a new block of…
-
Old Style Daily Monday 16 March 2026
Good morning all, even though there is rain battering at my house so the morning isn't too good. 😀
-
non-Mormon attending Mormon funeral
A colleague of my sister has died and sister would like to attend the funeral if it's not a private one. The colleague was Mormon and we don't have any other Mormon colleagues/friends/ family to advise. I was wondering if anyone here has personal experience and any tips for what to expect or things to consider, e.g. dress…
