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£50 Amazon gift card for opening a Santander current account (14/04/2026 to 30/04/2026)
Get a £50 Amazon gift card + between £20 and £51 cashback. Offer ends 1:00pm, 30th April 2026. OFFER HAS NOW ENDED. LINK - taken from TopCashback for the Edge Current Account (£20 cashback + gift card), LINK - taken from TopCashback for the Edge up Current Account (£20 cashback + gift card), LINK - taken from TopCashback…
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Win £100 voucher from Framing at Essex Gallery
When going to this thread I am getting: "Permission ProblemYou don't have permission to do that." Does everyone get this? Thanks
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The final countdown to June 2026
After +15 years of lurking on the site l have finally decided to create a MFW diary of my own. A brief-ish history 2009 took out current mortgage a tracker with FD, +0.79% base rate, allows fee free unlimited overpayments, and crucially, withdrawals upto the original amount borrowed. Thanks to your inspiration, super low…
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Private renting on benefits
Due to ill health i am on Universal credit and now LCWRA. this is through no fault of my own, i want to work but simply cant. I am currently homeless, the council are useless, even my local MP got involved but they say i have to wait 56 days after being homeless. I was incredibly lucky to get a back payment of LCWRA at the…
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Trying to transfer my pension but Royal London being awkward
Hi all i have a pension with Royal London that has a GAR but it is way below 30k its not even 5k I am in the process of transferring it to PensionBee because i want to be able to access it easier and now i have received an email from PensionBee saying that Royal London are saying i need to get advice from a financial…
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Has anyone Transferred into a Trading 212 Cash ISA recently?
I'm curious because MSE suggests that: "Rate 4.58% - 3.6% variable + 1yr 0.98% bonus - Lower rate on (most) transfers" but Trading 212 does not metion anything, and I've looked through their FAQ: "Can I transfer an existing ISA? You can transfer your ISAs in and out of Trading 212 without any restrictions or fees, although…
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Capitol Resolve
Hi there I have had a letter from Capital Resolve stating that I owe Ovo Energy a considerable amount of money. I have never been with Ovo energy and have never had a bill from them or anyone else. I have never willingly not paid any energy bill and am not aware of any outstanding payments. I have sent a letter to both…
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UKCPS invoice - started court claims
So, my wife went to a Dental Surgery (NHS) a while ago. There's a private parking there with bays allocated to specific businesses, operated by UKCPS. The signage is hard to see but it is there, fair enough. The thing is - all bays for the Dental Surgery were taken, so she parked in another bay. the bay she parked in was…
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Am I missing any tricks in my retirement plan
Hi All, I plan to retire this Sept aged 62.5. I believe I have a robust plan but do not want to miss anything simple that adds value to retirement income. I currently have a DB of £16,400 that is in payment with the usual RPI/CPI built in and my DC is currently at £370k and I have another 6 months of payment of £3550 to go…
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CEL in-house court claim defence
Hi, apologies if I have missed the situation like mine in the threads but I tried looking and cant find anything similar I received a PCN by Civil Enforcement on 21st July 24 reason given on PCN ’payment not made in accordance with terms displayed on signage’ Backgroud: It was hotel car park I entered car park at 2:07 am…
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Transfer from wtw taking ages
hi I have started a transfer from wtw to another provider more than 8 weeks ago and still has not been completed wtw says my funds were sold on 7th April but the new provider still has not received the funds. Since then, the fund has grown around 5% What can I do here? Is that timeframe reasonable? Am I entitled to a…
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Re-routing compensation
Due to an unscheduled landing caused by a medical emergency, our plane arrived late in Paris, meaning we missed our onward connecting flight to Dublin. As there was no availability on other direct flights that day, we were re-routed via Amsterdam, changing from Air France to KLM. This entailed a 6hr wait in Paris followed…
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End of self-service in Post Offices, longer queues
At my local Post Office in Brixton the Self-Service Kiosk (SSK) has been permanently closed. Brixton Ferndale Rd. PO is a major branch which had many self-service options such as Drop and Go and Post and Go. When the queue for counter service was 20 or 40 minutes, you could go to the SSK, which had a separate queue, maybe…
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Basic SIPP starter advice
Hi All, I was wondering if I could get some basic advice on a SIPP please, as i'm getting totally confused with what I am reading and want to make sure i'm not missing something obvious before I open one. I'm also confused about the pension follow through. Firstly, my main reason for opening one is a mixture of tax relief…
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MoneySaving Expert EV Tariffs Wrong?
I've just been browsing the following page: https://www.moneysavingexpert.com/utilities/ev-energy-tariffs/ My concern is that it does not appear to actually reflect the correct pricing or am I missing something? The Intelligent Octopus Go tariff is completely different to what I pay. The table quotes the cheap rate as 8p…
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Moved: Vanquis reporting debt write-off ADVICE PLS🙏
This discussion has been moved.
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Explain IP addresses, please.
Just summat I noticed whilst doing lots of broadband speed tests recently. When it displays the result, it also shows the IP address, with a caption, "Hide IP address.", which I guess is an option. The thing is, the number shown is different every time I run a test on the same phone and same SIM. So presumably the IP…
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rwg sim
i have an rwg sim with 50 minutes free every month for lifetime. on friday it says no credit you have to top up but i never needed to. this is now mobile. does anyone else have that problem. if anyone has a way of getting a screenshot of this could you please tell me how as now mobile are denying this deal
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Multiple section 75 claims
Hello I have just purchased a used car from a dealer. I'd had it a few days when I thought to check my spare key. I've never had a keyless start car before so wasn't initially worried when I was given one fob and one service key type key upon delivery. When I checked the service key, it does not fit my car. I've contacted…
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Selling part of flat to my mum without conveyancer.
My husband bought a flat for my mum so she could move nearer us before she sold her own flat which was difficult to sell. My mum has been living in the flat near us for a year and now she has sold her flat she is keen to buy 50% from my husband which has been the plan from the start. In hindsight we should have asked the…
