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Brokers Commission Question
I have retired from work this July at 67, I have worked an extra year, and have been contemplating taking out an annuity. I have had a few quotes a couple of weeks ago from HL and Money Helper, Money Helper quotes were highest. Searching through annuity information online, I have found a couple of conflicting answers…
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Opening New Ltd Co's due to expansion
I operate within the automotive industry and looking to expand into other avenues. If anyone can provide advice, it would be gratefully received. I currently buy, restore and sell my own classic cars, however, if I was to offer services such as the following, would I be able to run them as their own limited co, independent…
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Monmouth Regular Savers disappeared from my accounts list.
So it's the beginning of the month and I was going through funding all my savers, that was until I got to my Monmouth £1000 and £500 regulars. When I logged into my Monmouth account today I found that they were both nowhere to be seen. I opened them in September and both have been funded since then so what has happened?…
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Bad plumbing in new-ish house?
I bought a house 3 years ago. It is about 8 years old now. The plumbing is giving so much hassle. The toilets are forever blocked. (No we don't flush wipes, pads, etc.) A year ago, the p**p water rose and flooded our rear patio. The en suite bathroom has been no use for months, because every time we flush the toilet - or…
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Ring doorbell advice
Hi, I need some advice. Over the weekend, I got a ring doorbell fitted outside my flat door as I live in a communal block with 3 other flats, but a person has just complained to my Housing Association saying its invading there privacy, this person knocked on asking if I had permission and I said yes, I got permission weeks…
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Inheritance tax - gifting money for extension works for disabled granddaughter
My daughter has a progressive disability and my parents want to help us adapt the house for her. They are concerned about us having to pay inheritance tax on any money that they gift us if they die within 7 years. They know about the £3000 yearly gift but want to help more than that as the building works / adaptions will…
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Poor website layout for attempted log in (main site)
The screenshot shows what the main MSE (not forum) website looks like while trying to log in, using a pretty standard Android tablet The band that says using mobile app is easier may well be true compared to this, but that isn't really the point That band stays across the bottom quarter of the screen all the time, and…
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RWG So Bad
Bought £30 annual SIM July 2025 with RWG not been able to use for calls. Data and SMS ok, calls mostly dropout. Battling with them to sort it ever since. They sent replacement SIM still no calls. Everything they asked me to do doesn't work. Have it in Pixel 6, when I swapped the SIM into Samsung Galaxy phone, same…
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Clear Business Telephone, Wifi and Credit Card Lack of Service - Don't know where to go!
My sister has a small barber's shop that just makes her enough. In July she had a salesman from Clear Business convince her to sign up to have her business telephone, wifi and credit card payments with them. She regretfully signed up for 36 months! At the beginning the service didn't work for a month and Clear Business…
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[Mediation Stage] Premier Park County Court Claim Stage
Premier Park have decided to give me a reason to come back here. I've gone through the process before and have had the claim dropped, but it was a few years ago and I've forgotten the process. ABOUT THE CLAIM: I parked in a disabled bay at a car park which was poorly sign posted. My passenger was disabled but didn't have a…
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Horizon Parking for Premier Inn
It appears that Horizon Parking say I did not put in my car reg and will not confirm that on my two other stays at Premier Inn Quintrell Downs my reg has been validated. It appears that Premier Inn are not interested in their customers or willing to help as their esponse is to contact Horizon who say I have a fine to be…
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3 Credit Cards - Very Poor Credit Rating - most effective way to improve it?
Dear all, I have a 'Very Poor' credit rating (544 with TransUnion) and I am hoping to improve this as quickly as I can so I can apply for a mortgage. I have a question on my credit cards situation though and I'd just like to see what people's thoughts are. I have recently received a Barclaycard which has allowed me to…
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Winter fuel payments
Firstly. Confused: I click on All boards on the right.
Scroll down to energy. But the only categories are Heat pumps and LPG but other
normal gas and electricity energy is not here. Is this a different energy
section? I Qualify for £200 Winter fuel payments and have received
a letter confirming this. I downloaded my latest…
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Loan to 0% credit card transfer
I'm currently paying £170a month on a personal loan the loan ends I 12 months. I would like to transfer it to a 0% credit card over 24 or 36 months to reduce my monthly payments, can this be done?
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Vinted pending to available balance
I’ve used Vinted for quite some time now and usually when a sale is completed the funds are transferred from pending to available straight away. I had 3 sales complete yesterday afternoon and the funds are still in pending! I’ve googled it (as the Vinted forum is no longer available!) and some searches say it should be an…
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The Foodbank Donation Thread
Welcome to The Foodbank Donation Thread How can we maximise contributions to foodbanks, while keeping it MoneySaving? ------------------------- A note: this post does not seek to pressure people into donating to food banks. Not everyone is in the position to be able to donate alongside providing for their own family,…
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Fixed tariff ending, when to switch
My fixed tarrif with Octopus is ending mid December, I have been offered to switch to a new fixed or variable. The new fixed is obviously slightly more expensive than my current one. Do I switch now or hold off until nearer the time. I realise the offer may change and the next fixed may be even more expensive so am I…
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Drop-off at locker. No email confirmation.
I recently started using locker drop-off when sending ebay parcels. I always enter my email address as prompted but never get a confirmation email. I've double-checked that I am spelling it correctly, I've tried two different email addresses (btinternet and gmail) and checked spam/junk folders. If I log into my ebay…
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Redemption - The journey of a recovering gambling addict.
Ok. Here goes. This is my journal on my journey to redemption. First post is to outline my current situation. Salary- £75k + Married Two Children Personal Debts Bank Loan 1 CAR - £20433 - £352 4.3% Debt Consolidation Loan £10,344 £153 5.2% MBMA - £4300 - 0% 14 months NatWest £3000 - 0% 12 months I have told my wife…
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Atrocious Management Company first time buyer PLEASE HELP
I'm going through my first time purchase in London. Offer accepted in April and from then the solicitors are doing their job. Issue is that the management company, FIRSTPORT, do not reply to the sellers solicitor with regards to the outstanding inquiries from my solicitor. They say they are not responsible for such queries…
