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Recommend trainers for weight training
I've been going to weightlifting and CrossFit for a year. I replaced my old trainers with some from Lidl thinking it wouldn't matter but I think it threw out my (already dodgy) hip. What do people recommend I try
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Divorce debt be gone!
Newly divorced but with big debts to clear here - moving and divorce legal fees, furnishing and essential repairs on the new place for me and my 2 teenmonsters who live with me 50/50. I managed to secure a 0% 15 month purchases card a few months ago when I moved to pay for furniture and have just secured a 0% balance…
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Which Car Park company is best to use travelling from Stansted Airport
Need to leave a van at the airport for 1 week later this year. There seem to be a few options of car parking firms there. Can anyone who has used one of them recommend one please. It needs to be one that does transport from the car park to airport. Thank you
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Healthspan Codes Thread (no chat)
Shiny New Healthspan Codes Thread. To keep this easy to follow and to help those subscribed, can we please use this for listing current codes. Please avoid ‘code worked’, ‘code didnt work’, ‘any new codes’ https://www.healthspan.co.uk/ old thread…
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Dehumidifier - no water collection tank?
I have a mobile AirCon unit with a Dehumidifier function. We have been using in a small room when the electric clothes airer is setup. I have a moisture meter and during operation the moisture levels don't go above 59%, so I believe the dehumidifier function is effective. However I am confused as I have never had to empty…
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Parking lots without machines
The substance of my claim is that the machines at the parking had been removed and there were signs indicating that you had to pay via an app. I tried to connect but couldn't so I didn't pay. Is it reasonable that drivers are now expected to carry a smartphone with guaranteed connectivity at all times? (You have 10min to…
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Self managed DMP help
Hello everyone. I understand this topic comes up over and over again but I would really appreciate your time to just clarify a few things, just to make sure I do things in the correct manner and to not dig myself a deeper hole. iv been reading a lot on here so I think I have everything I need possibly. I have debt of…
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Transferring an inherited pension to an Interactive Investor SIPP
Hello! I’m currently contemplating transferring an inherited pension I
currently hold in a SIPP with AJ Bell to Interactive Investor (II), as the total
value (approx. £260K) is such that the fees would work out lower with II. The slightly unusual situation is that I am under 55, and yet
the pension is accessible to me…
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Stronger, Smarter and Saving
Time to face my debt head on and I thought this would be a nice little corner of the internet to document it. I have about £10k on a 0% card and just under £5k at 5.9%, so I'll start with that smaller card. OH has about £10k across 2 cards too - they're both on 0% deals so we've set them up to pay min payments only at the…
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Field agent visit
Hello, I have been up and down with debt for years. I have about 5 low level debts with Lowell, ranging from £200 to £2600. I have one with TM legal which I pay £1 a month towards. I have one more somewhere from an old mobile company. I have signed a new contract at work to increase my hours so will have a bit more income,…
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One4All Rigmarole
This is too long-winded to put down in proper prose, so here are the bullet points instead: 1: Dublin friend sends me €200 in Xmas gift cards. 2. Can't spend in the UK so I ask One4All for a refund. 3. One4All agrees and confirms no fees would apply. 4. Takes 21 days for £142.76 to reach First Direct - £30 under exchange…
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Fund & Share to a SIPP: is it a good idea?
Good morning.
I inherited ½ of my dear latest’s ISA (with Hargreaves Lansdown;
let’s call it HL for brevity). But as we didn’t make it to get
married, I had to open a regular Fund & Share account, also with
HL’s platform, where his ½ of the ISA was transferred into. I’ve
already transferred some of the shares into my HL…
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Bunch Utility Bill Management... Numbers dont add up!
My daughter moved in to a new property with a flat mate 3 months ago and it appears they have been scammed by a utility bill management company called Bunch. This company was advertised on the same website they had to sign their Tenency Agreement through, you could say a perfect marketing strategy? Allegedly, they were…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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Annual Earnings Into SIPP And Tax Relief
My friend has her own business which earns circa £18k per year. She understands that she can contribute 100% of her earnings into a SIPP to provide a pension, obtain tax relief and also avoid paying income tax on her earnings about the threshold. So 12 months ago, she opened a SIPP and funded it with her annual earnings.…
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WARNING and help?: Debenhams and daylight robbery /misselling protection
I was shopping at Debenhams online and upon checkout a delivery protection fee of £15.99 was added to my order. I did not realise this until I had checked out and paid, despite carefully reviewing my order before placing it. It must have been a ticked box somewhere, Debenhams describes this charge as optional, but I never…
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Could we start a meal plan thread again, so it's not lost in the GC?
Just thought this would be quicker reference than what's for dinner or searching through lots of posts? There used to be one a while back, Meal Plan Monday or obviously whatever day you start yours on 🙂 I did post mine in the Grocery challenge, but will post again for anybody that doesn't join in with that thread. Vegan…
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Reclaiming flight cost back from credit card
Hi all Apologies if this is not the right section of the forum, but I am seeking some advice please. I booked a flight for a group of friends through myTrip. After booking, one of the passenger noted they use their middle name as their day to day name and I had booked the ticket in this name, rather than the true name on…
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Rental help please
Can anybody help me with this question please. I am on benefits and have rented successfully for the past few years, but need to move again, trouble is my bank account is nearly £500 overdrawn. I have never missed any bill or rent payments. Will a future letting agent ask to see my bank statements, or will they just need…
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MSE Forum Poll: What’s your preferred way to sell unwanted items?
Getting rid of clutter is a great way to reclaim some space in your home, and if you can make a little bit of cash doing so then all the better. What's your favourite way to flog any bits and bobs you want to get rid of? Are you an enthusiastic eBayer? Favour Facebook? Vote in the poll then share your thoughts in the…