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25-26 Winter fuel payment after passing
The deceased's bank account received the WFP after they had passed. The deceased passed after the September 2025 qualifying milestone, I've called the DWP and they've verbally advised that they won't be requesting the WFP is returned to them by the estate. The deceased had net income higher than the £35,000 pa rate. Does…
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Now I'm confused about ebay fees - does free not always mean free?
I'd understood that for the last few months private sellers have paid no ebay fees either for listing or as final value fees, unless you add the optional extras like reserve prices, subtitles etc. I've listed a few items recently, the latest one was snapped up at a Buy It Now price by someone in the USA (paying £15 for the…
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Tell Us Once potential problems
Next week I have to the hardest thing I've ever done in my life and register my wife's death. I'm aware of the Tell Us Once service which is intended to let you make just one declaration that covers all government departments. My problem is my wife's death certificate has three names - her first name, her maiden surname,…
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Moving £20K of savings into my wife’s name
I’m sure this has been covered many times from different scenarios but simply, can I move £20k from my savings into an ISA in my wife’s name to lessen my tax burden without any tax implications. I realise that the money will effectively be hers if I do it. Happily married for 30 years and she shows no signs of leaving me…
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Can you send batteries in the post
I have listed a fancy torch, but in order to check it was still working I bought batteries. When it sells (hopefully !) can it post it off with the batteries inside, or should I just send the empty torch thank you
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Letter of claim from BW Legal
Hi all, could use a little help if possible. I received a parking fine from Parking and Property Management for parking in a visitors bay, I am the keeper but not the driver and we appealed saying that the driver had a valid reason to park there (meter reader). This was dismissed and then they started sending letters to me…
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Nearly there - What would you do?
Hey all, So my wife and I have been working hard over the last few years to become debt-free after many years of irresponsibility. We no longer have any personal loans or credit cards. We do have a mortgage and a couple of PayPal pay-in-3 agreements, but the figures are all smaller and manageable. The issue we have now is…
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Are my pensions going to be enough?
I'm 50 Top photo is from a place i worked at for ten months Bottom photo shows my Aviva private pension; pay £120/month into it. Payslip shows my current payments to a workbased pension, can I ask them to increase this? How much am I getting off it? Any good? How do these compare with police/pcso/nurse pensions I heard if…
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Would you expect house insurance to pay out for this?
Not me, thankfully, but someone I know has water coming in to their living room quite bad above the window. They have a crack around their lintel area. Not in the recessed bit where the window frame will be but on the face of it as you'd stand in the living room looking outside. Water is coming in through this crack.…
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Claim form for PCN - help with defence
Hi. Please can anyone help? First time at this - hopefully I've understood how to do this correctly and I believe a new thread is right? I've received a claim against me for a PCN (DCB legal/ Excel Parking). I'm completely new to anything like this and feel nervous, bullied, but also that I need to stand up for myself. I'm…
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Word: Issue where Word keeps saying to 'Save' even though have just saved it
Hi I'm having an issue with Word at work, when I save a document and then after saving on attempting to close it, it then comes up with the message box "Want to save your changes to 'document name?'", as though I am closing it WITHOUT saving it. If I then open the document, it has clearly been saved, but the message is…
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Lloyds Third party mandate process? & can't find the form online! where are they?
For a Lloyds bank current account customer if they want to add another family member to that account so that they can access the account and use it for banking can't seem to find this third party form online. A Third party mandate is needed, NOT a power of attorney (which the bank also offer customers to add to their…
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Universal credit - how will being executor of my mum's bank account affect my benefits?
I'm on universal credit (disability related). My late mum made me the executor of her bank account, so it's my job to have her savings transfered into my bank account and then share it out with my siblings. Will the DWP treat the entire amount as my income, or only the part of it that I keep for myself?
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Lowell /resolvecall
Hi i have a statue barred debt, I sent a statue barred letter to lowell and they just kept coming back with discounts via letters I never responded, I have been having text off resolvecall and today a letter do I send a statue barred letter to resolvecall Thank you in advance for any advice
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Help with dying jeans
I have two pairs of jeans, sold as black but they are more a dark grey and I've realised that whilst very comfy I have hardly worn them. The blue ones I bought at the same time are nearly worn out. I have gone down an internet rabbit hole trying to find out if they can be dyed properly black. So much conflicting…
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O/S Daily Friday January 30 3026
Good morning, it's cold and damp as usual here. This tablet that I'm posting on seems to be on the blink so I'll keep this short. Unwanted letters are appearing in the middle of words and capitals are doubling. I'm doing more correcting than anything else. Thoughts to our sad and poorly people. Take care folks whatever…
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Estate agent cancelled house viewing
So in 2024 I viewed a house but was told I hadn’t sold so couldn’t go ahead. In 2025 I offered on a house and sold mine within one viewing and one day. They pulled out. Now in 2026 despite explaining this to the other agent I had a viewing booked and later cancelled as they wanted a chain free sale despite the seller…
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Fixed energy tariffs and the price cap
Hi, my current tariff expires a week after the planned announcement for the energy price cap changes. Normally I like to get ahead of these things and sort it a month in advance, however I'm wondering if the price cap is predicted to go down is it worth waiting until after the announcement to see if the fixed prices are…
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PPC, SIP Signs
Hi all I am fighting a claim from, PPC SIP on behalf of my daughter, which is from 2022, I have read and read and have a good idea how to deal with these I have been sent a copy of the sign, on the sign there is no mention of who they are accredited/affiliated with, what I have read is that if they belong to an accredited…
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Cheapest Train Tickets
Hi I am trying to find the cheapest train tickets from Wigan to Carmarthen any help we can travel this weekend Friday Saturday or Sunday even Monday and want from approx 8am as its quite a long journey. Any help would be appreciated in finding the cheapest for one adult. TIA x
