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ESTATE AGENTS MISREPRESENTATION
We are in the process of moving from Scotland to England and couldn't hold up the sale any further than 1 July 2025 because of the Scottish laws. We have been up front from the outset that we needed the purchase to move as fast as possible and were under the impression that the house we are purchasing was empty. Although…
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Defence text for paragraph 3 for POC (BW Legal)
Hi all, I've been searching for a suitable defence for paragraph 3 that I can use for the following POC. The solicitors are BW Legal via UK Car Park Management Ltd. Can anyone advise on what text I might be able to reuse/amend from in this case?
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Top Cashback Sites Article Discussion
This thread is specifically to discuss the content of Top Cashback Sites Article To discuss or ask a question about this article: please reply here To read the previous Internet Shopping thread see here To discuss making free cashback from clicks please use the Making Free Cash From Cashback Sites Discussion
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LBA received from CST Law
Dear All I would be grateful for some advice. Sadly in November 2020 on two consecutive days I paid to park via the Ringo App at a site managed by Smart Parking. Having recently changed my vehicle I inadvertently paid for the incorrect registration number to park. (Being fairly new to parking apps at the time, I didn’t…
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RWG terminating all users on e-sim's without warning - zero notice cut off
My partner received a PAC code yesterday out of the blue. Alarm bells started as all the reasons that you look for this happening suggest it's part of "sim swap fraud" so whilst trying to contact RWG, a pointless exercise it seems, she went around changing all her passwords and 2FA contact number. The PAC code wasn't just…
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Pulling out before exchange
Had to pull out before exchange. Is there a penalty?
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Group Nexus
Hi all, I recently received a parking fine in the post from Group Nexus for parking at New Square (West Bromwich). I know the rules have changed, it used to be free if you spent £5 in the shopping centre, but now you have to pay regardless. Anyway, I made sure to pay before leaving. I scanned my ticket at the machine and…
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Which ISA
Afternoon my daughter has just turned 18 and her junior ISA has now ended - we didnt have anything like this and im not very informed of it but as a lower income house ive saved for her since she was born and want to continue to do so. I appreciate she will have to manage it from her on but want to help her - what should…
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Anyone know anything about stair lifts?
My elderly father ended up needing to get a stair lift fitted, it was installed back on the 16th March 2023, at a cost of £7,350, so i don't think it was a particularly cheap one. In the time since it was installed, he's had to call out an engineer 11 separate times for it stopping working, according to the engineer visit…
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Credit Score - Why isn't it going up
I regularly check my credit score with all the relevant agencies, I haven't missed a payment in four months on my Credit Card, I have never missed a payment on a Credit Union loan and all of my utilities are at £0.00 balance. How can I get it to increase faster or am I doing something wrong?
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I've asked before, but would sell up or rent out in my situation?
I have become unhappy where I live (6 years), think its time to move on. I do not know where I want to buy again (area). House Value - 250k Mortgage - 150k I've gone onto a 2 year tracker mortgage Only other 'debt' is a car payment of £300 Do I take out equity and rent out my property and forget about it? Rental will be…
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Campervan vs Boat vs Touring Caravan vs caravan vs 2nd home !
Hi Not sure whether this is the correct forum but mulling over the idea of a used 'holiday home' as we are semi-retired. Just two of us and two dogs ( although be nice to bring any grandchildren ) We've done the basic 'googling..' Caravans/Lodges Cheapish ..less than £30k Site fees can vary a lot £5k Sometime less than 10…
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Euro Car Parks - DCB Legal LTD - Court Claim 2025
Hi Apologies for starting a new thread . Just looking for some advice . I have received a letter from the above which is a pre legal advice note ( Terminal Notice - Pre legal action ) , What would be the best way for me to handle this - They are wanting £170 from me for parking in Morissons car park ? Any advice given much…
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Tax calculator.
Is there a tax calculator that as a pensioner I can use to check that my tax bill is correct. Something that can deal with, Savings interest, State pension, Private pension, enter them and out comes my tax forecast. Thanks for any help.
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Beware Goodtogo Travel Insurance – A painful lesson after medical emergency abroad
We learned the hard way that an “Excellent” Trustpilot score doesn’t mean much when you’re stranded overseas and relying on your insurer. We took out a single-trip policy with Goodtogo for a holiday starting with a stopover in Singapore then on to Thailand. My husband suffered a motor-sensory stroke on the outbound flight.…
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Travelling abroad without a smartphone
I know there’s a separate travel sub-forum but have decided to post on here. Just wondered how relatively easy it is to travel to the EU/Schengen area without a smartphone given that printed tickets/boarding passes are no longer the default. I can check in online at home in advance and print them before I leave including…
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Lowell Letter (vague threat) - advice appreciated
Hello I’ve had the letter below from Lowell for one of my debts of c£12k. I have had the CCA back upon request (which looks complete, but I am double checking), and subsequently a few letters chasing. This is the first time they have mentioned a deadline to get in touch, which is actually less than a week from when I…
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Prolific Academic Survey Alerts
Here we go again.
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What happens .. going on holiday soon but buyer not yet paid for an item
What happens in this situation, please? I am going on holiday at the weekend and have already set up 'holiday time' on ebay to stop sales on Thursday. From 3 days days I have an item, which sold but the buyer hasn't yet paid. Ebay is preventing me fom sending an invoice. If the buyer doesn't pay, say until the weekend, the…
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In Debt - Reality Check in place!
So after a disastrous house and a wedding, I've managed to get myself into a bit of a debt hole and I realise now I need support (likely a DMP I guess) but I've put my fairly embarassing SOA below and any advice or help will be appreciated This is my personal debt and not linked to my wife - she covers lots of other bills…
