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Running small business from home - home insurance? Business insurance? Both?
Hi! I started a small 3d printing Etsy business which has some what taken off. I have registered the company as a sole trader. My home insurance is up for renewal and I'm not sure what I need. Obviously I will get home insurance, but does this need to cover the business too? Or do I get standard home insurance and get…
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EE are moving existing "CPI" customers over to pounds and pence
Just an FYI, as I can't see a discussion on this - EE are moving existing customers over to their fixed amount rises. I've just had an email through myself. Long time monthly plan, way out of minimal term so I presume they can do what they want. Currently paying EE £10.50 a month for a simple service with CPI+3.9 (i think)…
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Child spending money
My teen (15 years old) is off to Disney Land Paris with school in Feb for 4 days, they can take 75 euros in cash but have been told to take any more on card. So what is the best way to do this? She has a Lloyds current account but I dont think you can add Travel Smart on to it as it is a U19's account. We would probably…
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APCOA Penalty notice – forgot to pay – Luton Airport Parkway
Hello all The registered keeper received a penalty notice of £60, rising to £100 after 28 days, from APCOA after forgetting to pay for parking for a day rate at Luton Airport Parkway. The registered keeper is semi regular user of this car park and always pays, but in this instance forgot. Do they have any ground to stand…
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DCB Legal letter of claim
Hi there, I have been ignoring correspondence on this since late 21 or early 22, but have been away over the Christmas period, visiting an ill relative abroad and have come back to a letter of claim ( the first to my knowledge ) although I no longer have the car and it was registered at a different address anyway. With me…
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Llangrannog victim - OPS / Moorside Legal
Hi everyone, New here, though I read through a lot of threads before signing up for an account. I can confirm I have read the newbies thread in full (several times!) to try and understand what I need to do to beat these parasites if I end up in court. My wife and I went for a short break to West Wales in July last year and…
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GoFibre unable to move BB to new home - early redemption penalty!
My elderly mother has broadband with them and due to health issues is having to move to a more suitable property in the same Town. She phoned up today and asked for her broadband to be transferred to the new property. She gave them the address details and was informed that their services were not available at the new…
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Guidance / advice on viewing a lease please
I need to view a lease. The only way I can do it without spending a fortune via 3rd party websites is by filling in an oc2 form via land registry However, the payment required is by cheque. I do not have a cheque book! How do I submit the info to land registry please and thank you? Chat GPT has suggested e-mailing it to…
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Courier dumped item - took photo - apparently this is PROOF? whats legal status
Bought an item (over £100) and didn't get it. Chased courier and they sent me a photo of the parcel behind my bin. OK but I never got the parcel. Who knows? Got stolen. Or maybe the driver picked it up again? Either way at no point did I get this parcel. Klarna are now saying they've contacted the courier and this photo is…
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Switching from Outfox the Market - check your final bill!
Hi everyone, Just switched away from Outfox the Market and received my final bill. Despite being within 49 days of the end of the fixed period, they charged early exit fees. The terms clearly state that if you switch within 49 days of the end of the fixed period, early exit fees will not apply - pretty standard across the…
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Vape smoking?
So, Just started using a vape after smoking for nearly 10-11 years, long time, around 15 per day £80-100 per week spent on smoking, just want to give it in. The problem I have is that my friends have been on vapes for 5 years + I do not want to end up like this, I am currently on 6mg of nicotine and will push my self per…
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Builder Depot refusing return under Consumer Contracts Regulations — advice needed
Hi all, I’d appreciate some advice on a return issue I’m having with Builder Depot. I ordered a fridge freezer from their website on behalf of my elderly parents. The unit was delivered on 18 July 2025, and I submitted a return request on 29 July — well within the 14-day cooling-off period allowed under the Consumer…
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Sykes Cottages review dispute
2 week Sykes Cottages holiday in Cornwall last October had a few "issues" on arrival. At the end of our trip responded to Sykes automated emails requesting to leave a review on their website. Uploaded then forgot about it. A few weeks ago somewhat surprisingly received a new email from Sykes asking for my permission for…
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I am the agent.com
Thinking about putting our house on the market; we work we from home and are happy to do viewings, and didn't have a great experience with the local EA that sold us the house, so we are looking at alternatives. Has anyone heard of iamtheagent.com? I'd be interested in any experiences please.
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Flying solo
I previously had a diary (well actually I've a few) but in June I had a big life shift which meant I disappeared for a while! I've had a few attempts at trying to pay off debt, made great progress and then progress stopped and the debt increased again. But this time I seriously mean business and I am determined to get this…
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Help Needed with Faulty Washing Machine
Hi, after some advice on where to go next with this. I purchased a washing machine online from appliance world online which was delivered on the 9th. During the second wash I noticed leaking, when opening the door I saw a bit of the seal was broken/missing. This was a normal wash of clothes, nothing even with a zip, I’m…
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Incorrect number plate entered when paying
Hope someone can tell me if this is worth appealing / ignoring / not paying. My car was damaged in an accident so I was in a courtesy car. I had to enter the reg plate details when paying at a Euro Car Park (on a debit card, so can prove I paid) but I think I put my car details in, rather than the hire car plate. I've now…
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ParkingEye - Chase Farm Hospital electric bay PCN
ParkingEye have issued a PCN for parking in an electric bay despite there being no clear signage on or around the bay or even any ground markers on the bay parked at. We visited hospital urgent care early this month and parked in the pay and display car park assuming it was a normal bay due no signage or ground markers for…
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No Deeds & No Land Registry entry
Father died recently, leaving his share of the home to my Mother (in trust to me and 2 siblings). They've lived in the house for over 55yrs and it was never registered with the land registry. My mother has also been unable to locate the Deeds. How do we go about getting the Deeds which I assume are needed before the house…
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Looking for a new pension provider.
My current £400k DC pension is with Standard Life and until now I have been happy enough but I need to move it. I’m looking for suggestions/recommendations. Not my original plan but I found out that I can get an enhanced annuity of £7,900 pa for £150,000 (3% growth, 50% spouse and 10 year guarantee) and I could then use…
