Recent Discussions

What box to tick if a couple one is a First time buyer one owns a house mortgage free with his Mother,

I need help to reject my Volvo EX30 which I have on PCP finance with VCFSUK. I bought the car new in Mary 2024 and have had serious technical issues since Nov 24 which were all highlighted to the finance company the local dealer. This car was released to market far too early before it was tested and it was clear early on…

The defendant (D) is indebted to the Claimant (C) for 3 parking charges (PC)s issued to vehicle ******* at university hospital coventry- staff 10. The dates of contravention are between 31/12/2020 & 04/01/2021. The defendant is pursued as the driver of the vehicle for breach of the terms on the signs (the contract). Reason…

Just had this mature today, but can't open another yet, how long do i have to wait?

Morning all.

My annual usage is 2200 kwh at just over 25.1p per kwh, the cost is £552.50 a year. Been quoted £7900. The quote indicates we can generate 4500kwh a year. As the quote is via my energy supplier I would sell back at 20p per kwh. In theory if that rate stayed the same it would take just under 8 years to pay back, ignoring…

If a tenant moves into a property on 10 September, what is the earliest they can leave, assuming they serve a notice to end the tenancy on their first day?

So..ladies and gents...it may be time for a new diary. The recent changes to the site seem to have booted me out...and as this place is essential (nay, critical) to my ongoing attempt to be a true frugalista I need to keep the diary posting going....plus of course I'd miss everyone on here. You are all fab and the support…

Hi, does anyone have any advice for.other EX30 owners affected by the battery fault? I own my car so handing it back isn't an option. I understand several people with a PCP have gone down this route. I was advised back in December 2025 of the fault and not to charge my car above 70%. I then received a letter advising of…

OK so ive decided i really need to get a hold of my finances, i work part time earn roughly 900 a month then get UC as a couple with a dependent child and one on the way in April. We need to save a buffer for when i go on maternity as I'm only eligible for MA not stat mat plus we have house saving goals and we want to move…

Hi, I have a Lebara SIM only deal that I've got at MSE a few years ago. I now want to get a deal with more data, but also from Lebara. How can I do this and keep the same number? My understanding is that you cannot transfer the number within the same provider. Any ideas?

I have two credit cards. I only use one (for the protection offered). It has a small balance. A new card has just arrived for the second card which I keep for "emergency use" if on holiday abroad. Is there any point in keeping the second one? Thanks for any answers

I found a letter (dated September 2026 so no clue as to when it was sent) at my elderly mum's house threatening to switch off broadband if no one contacted them within the next 5 days to enable the digital switchover. The letter claimed they had rung and sent previous letters (none received). I was extremely concerned as…

I have just made an offical complaint to Thames Water and they have instantly dismissed it. If you do the sums the actual balance is £133.82. Although the invoice was raised on 13 Aug, the payment on 03 Aug was never made. Thames contacted me on 14 July to advise that there wasn't a payment scheme in place. When I spoke to…

Almost ten years I purchased the following items http://www.ebuyer.com/727518-acer-k242hyl-23-8-ips-led-monitor-um-qx2ee-001andhttp://www.ebay.co.uk/itm/Zoostorm-i3-6100-Dual-Core-Desktop-PC-128GB-SSD-8GB-Win-10-DVD-RW-/262934178264 but the tower unit has been damaged and now needs replaced. Can anyone recommend a new…

This challenge is for noting down all money you have made in 2026. Ways you can make your £2026 are: Anything made at the end of 2025 needs to go in 2025 pot. SURVEYS WINS EBAY FB SELLING GROUPS OVERTIME SHARE DIVIDEND INTEREST INTEREST FROM BANK ACCOUNTS FREEBIES (VALUE OF) MATCHED BETTING VOUCHERS FROM POINTS EG SHOP…

Wife only has a Full state pension. I work and had some of my wifes threshold added to my tax allowance. She has just had a tax bill for £130.60 which I've paid. I've paid this as she has a lower allowance because of the afore mentioned transfer. With the upcoming increase of State Pension, on the MLShow 15/09/26 it was…

Hello everyone. I got a parking ticket from horizon parking on the 28th or September for a parking contravention that allegedly occurred on the 12th or September. As far as I’m aware, I, as the registered keeper of the car am under no obligation to pay this fine if it arrived later than 14 days and they have quoted PoFA…

Hello, I paid for my drop off at one of the London airports but online I put a 6 instead of a Y. I have the proof I paid. But because of the error on the number plate I have received a charge notice. Should I just follow the same advice as outline in the main FAQs thread?…

Hi folks, We've just updated our Cash ISA guide to include FAQs at the end. We'd love to know if we've missed anything so if you've got an ISA question we've not already answered, post it below and we'll try to help. Thank you :) MSE Sally