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Citroen/DS 3 stop drive recall
Hi All, So Stellantis has issued a stop drive recall for most of their Citroen C3 models and DS 3 models due to the defective airbags, which is suspected to have caused the death of a woman in france recently. I drive a 2015 DS 3 which is one of the models affected. As soon as I was made aware of the recall I booked my car…
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Remortgage and transfer of equity
I am in the process of remortgaging a buy to let and adding my husband onto the mortgage which requires a transfer of equity. I’ve now been told by the solicitor that stamp duty may be payable which I find bizarre as stamp duty was paid on the house when I bought it 20 years ago. The remortgage is for 120k split between me…
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Money in the event you both die at the same time?
Just a curiosity / what if question really. OH & I don't have any wills in place. No kids either. Basis of this was, Googling seemed to say that if I die then it all goes to OH & vice versa but with us very soon going in one of those big birds in the sky it made me wonder - what if it falls out of the sky & we die at the…
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Disregarded capital
Hello How long is disregarded capital disregarded for? I have £2k disregarded in my capital for my Universal Credit calculation, which comes from a backdated benefit payment for DLA on behalf of my children. I receive this for my children so it's not technically my money, I need to spend it on them. However I'm unsure if…
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Lebara 100GB rolling plan – what can you actually do with it?
Bit of a daft question, but I don’t want to look daft in front of a friend.
Friend is switching from O2 after a messy cancellation. Tried PAYG but kept topping up too much. She’s now looking at Lebara’s 100GB rolling plan. International calls are nice, but data is the main thing – she can always use WhatsApp for calls.…
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Cashing in dB and DC pensions at 55
My total in both pensions is around 170,000 , I am no longer working and unsure if I am making the right decision. Thank you
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Life Term Insurance against IHT
I am looking for information on what kind of life term insurance are suitable for an inheritor to pay off a part of IHT they are inherting. For example if I am leaving my estate to my son after I am gone, I want to make sure that with the life term insurance, he will not need to pay a very high IHT on the estate he is…
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Switching out of Standard Life WP, no MVR but a negative bonus?
I'm considering switching my old SL "Serps" plan with c£40k in which I have had since 1992 (only £10k of this is in a WP fund with a 4% increase guarantee, the rest is multi asset funds), either to my current CS AVC (with lower charges), or to another more modern SL pension that supports drawdown/UPFLS (neither of these…
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Gladestone Solicitors - 'Post Litigation'
Hi all, I recently found this forum after trying to sort out a parking fine for not parking within a bay. Long story short, I've send them evidence of the signs (either bent in half on the floor, covered in paint, or place in very inconspicuous positions), and since sending Gladestone the evidence, the status of my case…
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Our shower has stopped working: did switching our thermostat off while away affect it?
We're having an issue with our 1990s-era Triton T80i electric shower where it's dripping from the shower head and we can't get hot water late at night. We have a Hive smart thermostat system which was installed in 2016 with a new boiler: this is set up to heat water twice a day for 30 minutes each time. We had to be away…
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Best option for front path surfacing
We have a long footpath up to the front door (~12m) shared half and half with next door, which is currently tarmac in very bad condition. New neighbour is keen to replace, but baulked at the initial quote for replacing the tarmac (over £2k). It's an expensive area and his first house, he's moved from a cheaper part of the…
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Help Needed! SRA Intervention (Solicitor firm closure)
I am in the process of purchasing an auction property. I just found out today that the solicitor has been shut down and I already transferred the completion funds to them. The completion date is the 27th of August and if I miss this . I risk losing my deposit which is substantial. I have completed the compensation fund but…
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Recording phone call
Hello My husband passed away on Sunday and I'm desperate to make a recording of the Voucemail message that he recorded on his phone. My phone is a Samsung S10 which doesn't have a built in facility to record phone calls. I downloaded Cube ACR and it appeared to record it but when I played the recording back there was no…
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Child going abroad with grandparents for a year
Eldest son is going to stay with his grandparents (ex husbands parents) and attend school there (Canada) for a year. My ex husband seems to think he will just give his parents what he normally gives for child maintenance directly to his parents, however I have a great relationship and agreement with his parents already…
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MSE Forum poll: How often do you write anything by hand?
These days, voice recognition on our devices means you don't even need to type anything let alone use a pen and paper. But still, for some of us there are times where writing by hand is preferred. How often do you find yourself physically writing something down?
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BW Legal for PPM - Hearing August 2025
I've read the very helpful pinned NEWBIE thread and template defence, as well as several of the county court judgements that are relevant to the case and still have a few questions about responding to the BW Legal letter of claim that I, as the registered keeper, received recently. Hopefully the forum members can help with…
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Support needed – Claim Form received for PCN (already AOS’d)
Hi all, I’m new to this and really need some support after receiving a County Court Claim Form today regarding a private parking charge from Horizon Parking. I’ve been reading as much as I can on the forum, but I’ll admit it’s a lot to take in. I’m determined to fight this but could use some guidance to make sure I don’t…
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Letter of Claim - Napier Parking Limited - BW Legal
Hi, I’ve read the Newbie posts and followed them, i.e. appeal letter, ignored subsequent letters, and am now at the ‘Letter of Claim’ stage. I’ve looked at the threads on the ‘Letter of Claim’ stage and drafted a response (a combination of the suggested responses for this stage, based on my circumstances). The original PCN…
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Cahoot
Anyone know why they don't have an app?. Seems nuts to me they don't seeing as Santander do. As with the Santander site the Cahoot one doesn't work properly on my Google Pixel 7 pro phone, frequently have to relogin etc. Don't currently have a working laptop so 😌 Cahoot don't seem to be on social media either 😌
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New X box X ?
I've got loads of X box 1 games.If I buy a new X box X top of the range, will my EXISTING One games play better on this than on the One? TIA
