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Challanging parking ticket from Med Parking in Stansted Mcdonalds Starbucks Southgate park at Court
Dear Forumites, I am seeking assistance in preparing a defence to HM Courts & Tribunals Service regarding a parking charge I believe to be unjust. The dispute concerns signage and boundary clarity at a location referred to as "Southgate Park," which includes Costa and McDonald's premises. The lack of clear demarcation…
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Has UC removed my NI credits a year into my pension?
My partner and I had a UC account from early days, a dozen years ago. This made sense as I was self-employed throughout that period. As I approached 66 years old at the start of 2024, I diligently checked and topped up my NI years until I had 35 full years. Only around £2k altogether, covering about 8 shortfall years. I…
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AerLingus Delays
This is my first time on this forum in hope someone might be able to offer advice. Briefly we were due to fly from Dublin on 25 September at 15.45 but due to a security alert the airport was closed down for two hours. After checking in were were advised to go to the departure gate. There were no Aerlingus staff to answer…
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Parked on private road as disabled driver - followed ignore advice now claim form has arrived
Hi, I parked on apparently a private road by a supermarket. I am disabled and had my disabled badge displayed. I do NOT remember the giant signs I have now seen there at the time of parking. I did not receive a first letter/ parking fine due to it being sent to an old address. Then I updated my details on DVLA and received…
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Please check my Defence v DCB Legal
Please could knowledgeable members check the below defence that I
plan to file in response to a POC from DCB Legal. My partner was in charge of the car at the time, and I
have her credit card bill showing three hours of parking were purchased. It is possible (but I don’t know) that she may have typed the registration wrong…
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PCN not found until two months after it was sent as we were away from home
I'm in a situation where I am unsure what the best course of action is. On 17.6.25 a PCN was posted for a supposed incident on 11.6.25 (£100 but reduced to £60 if paid within 14 days) On 4.11.25 a PCN -"notice before further action" was posted (£100 demanded) On 18.7.25 an "Action Needed" letter was posted (threatening…
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Principality Log on?
Hi I can't log into Principality at the moment. Anyone else having problems, or is it just me?
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DB Pension Contracted Out - Work pension reduction after receiving state pension
I am after some thoughts here please. I was in a Final salary pension scheme - contracted out for most of the 40 years. Not going to get state pension for another 12 months but trying to work out my finances to plan ahead. I was subject to a pension debit - roughly 25% after divorce - so pension amount received is a…
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Do I continue to ignore letters?
Keeping it brief.. Got PCN from Smart parking - was to son as I was driving his car. My son/partner worry about this sort of stuff so agreed for him to tell them I was the driver so that I could deal with it. Original PCN had entry time at 20:57 and exit at 21:07 - 10 mins as per Ts and Cs. Transpires (following initial…
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Eon Next demanding more proof of solar ownership
We moved house 18 months ago and successfully transfered the feed in tariffs to us. E-on Next have been paying us the rather small amounts due but today I have received an e-mail saying that want a second document proving we own them or they won’t pay us anymore. The options they give is a letter from the previous owner…
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Overstayed by 21mins
Hi all I’ve read the newbies thread and understand how to appeal. My q is ticket was paid for 2 hrs duration, I was not driving the vehicle, husband overstayed by 21mins due to my toddler hurting himself and we were busy taking care of him and did not realise we had overstayed our time limit. Should I appeal by using the…
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Barclays app is driving me loopy...
Hello, I was just wondering if I am the only one having this problem. I have downloaded the Barclays app so I can take advantage of the switching offer. The only option it gives me is "register for the app" but when I proceed that is only meant for existing customers, not new ones. When I proceed I eventually get a screen…
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UKPC -- Parking outside of bay, Valley Retail Park (Croydon)
Bit of an unusual one here... There was a bird in the parking bay, as the attached photos show. I think it was a bit injured. Anyway, I wouldn't want to injure it (and to do so would be illegal), so I parked adjacent thinking it would move, and I would then straighten up. But it didn't, so I just popped into the shops…
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Salary sacrifice car schemes – consumer rights warning
Just wanted to share my experience as I think it exposes a serious gap that could affect anyone using a salary sacrifice car scheme. I got a brand new Mercedes EQB in June 2025 via my employer’s salary sacrifice scheme (through Arval UK). Within 3 days, I reported major suspension issues. After 5 failed repair attempts and…
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Group Nexus / CP Plus Ltd PCN ...already appealed
Firstly, what an incredible site. I have dug deep into the FAQs and newbies section and wish I had found all this before responding to the PCN. I did appeal it. Rejected by the NexusGroup/CP PLus Ltd. Moto Chieveley services. Arrived at 2:18am. EXHAUSTED after ridiculous delays on the M6 coming down from Scotland... I…
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Restart Scheme Full time Carer
Hi, I recently had to give up employment that I acquired through the Restart Scheme to be a full time Carer, the scheme is still contacting me and making me appointments and threatening to mandate me to attend even though I no longer have work requirements or a Work Coach(I get the Carer Element). I have notified Restart…
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Vinted - Parcel not delivered but refusing to refund me
Hi Guys Happy Friday! I’m keen to get others thoughts on this as it’s eating away at me. At the tail end of June I purchased a top off vinted ; nothing expensive - literally £7 inc fees and postage. The item was sent by the seller and marked as delivered to my house ….. however it never reached me. I contacted vinted who…
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Moved: Student Finance Appeal for Second HND – Cybersecurity vs Songwriting
This discussion has been moved.
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Melton building society savings account
Hi, Does anyone have experience with Melton building society please? I'm interested in opening their Adcock Regular Saver account, but I'm a bit put off by the fact that there doesn't seem to be a way of applying online. You need to print off the application form and mail it in. Once the account is open, is it possible to…
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COMPETE ISA NEWBIE - HELP PLEASE!!
Hello all I am completely new to the world of ISA I have read the Descriptions on each ISA type on MSE website, but still a bit confused I have recently had a bond mature and wish to protect the money from tax by investing in a cash ISA I wish to invest £20,000 in total. I want to withdraw the interest ONLY at the end of…
