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Should my wife take the tax free cash now, what would you do ?
Probably been asked many times before, but the question is should my wife take the tax-free cash from her £400K SIPP or opt for a regular income with 25% tax free She is 63 and has a life expectancy of 92 with no known health conditions, she had a DB Pension indexed linked of £1,000.00 a month and gets her state pension in…
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DMP and irresponsible lending complaints
Thank you to everyone who gave me advice regarding my earlier post, I hope you don't mind but I need a bit more info if anyone can help id be very grateful. So I posted last week about having £43k of debt ( take full responsibility of bad money management) racked up after separating from my husband. So I received the good…
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Puma Gen E order issues with Hartwells / ALD Automative - advice on verbal contract in UK
New joiner today, but a long term reader, so thank you in advance for reading this thread and for any guidance you may offer. Around 6-7 weeks ago I saw the fabulous offer on the Ford Puma Gen E electric car which many Ford dealers were offering for £139 per month on a lease, with a £139 month deposit. The deal was for 5k…
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Outfox Energy switching gotcha!
Just thought I'd post this in case it was useful to someone else... Before taking out my latest fixed price contract with Outfox Energy this year, I asked them "If I start a new 2 year contract and then in 1 months time I see you have a better 1 year contract, can I switch contract with no charges?". The reply I got was…
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UKCPS help Please
Hi All,Please find the ticket attached. This ticked has been issued for parking out of the marked bay in a shopping centre car park in Leeds and a fine of £100 . It arrived to me as the registered keeper via post few days ago.No luck with finding out the land owner as its a huge car park and I have been into many shops and…
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Please help ukpc on red lines
Hi I hope someone can help. Is it worth appealing or ignoring UKPC when I have been caught stopped on red lines waiting for a passenger as I work for uber. The letter says I was there for 1 min 23 seconds and there’s only one picture which could be anywhere. I’ve included the pictures that I’m able to view on their…
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Let Property Reviews & Experiences?
Let Property Reviews & Experiences? Thinking of Using Them to Buy a Property
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Car Insurance issue - help! Yoga/OneCall/AX
Hubby had an incident a few months ago where a car reversed into him (he was parked). The lady said she didn’t want to go to insurance, but was happy to sort it out. We ended up reporting it to our insurance anyways (as I believe we had to?) and the lady admitted responsibility over the phone to our insurers. My husband…
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Moved: State Pension Contributions
This discussion has been moved.
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Envirofone
Hi all, Has anyone used Envirofone recently? I’ve noticed they seem to be under new ownership and the site looks like it’s had a bit of a refresh. I’m curious whether anyone here has traded in or bought from them since the change, and what your experience was like - prices, payment turnaround, customer service, that sort…
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Unsolicited free gift discounted from refund
I had pre-ordered an Asus Xbox Ally X from Asus UK for £799 via a Mastercard credit card but come release day (16/10), the item was not delivered. I spoke to customer services who informed me that it wouldn't be delivered until November. In the mean time, Currys had the item in stock so I had bought and collected another…
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SuperSaveClub (from MoneySuperMarket)
Good morning, Does anyone have membership with the SuperSaveClub? I recently renewed my Home Insurance through MoneySuperMarket and then received an email with an invite to the SuperSaveClub for free days out. What I would like to know is if this membership allows adults to be admitted into various attractions for free, of…
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Both NOX sensors need replacing - advice please!
Hi all, Owner of a 2019 Peugeot 5008 1.6 Diesel GT Line here, currently on 66k miles. Have had a repeated engine warning light appearing, with Ad Blue error and countdown clock of mileage before impossible to start. Garage just reset it originally, they now believe that both NOX sensors need replacing, at a cost of £1k. I…
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CNBC Claim Form from DCB Legal LTD - Help needed
Hi all, I've received a Claim form for a parking charge from December 2021 for an overstay of free time on a B&M car park, I knew nothing about this fine until now, and would assume the fine was sent to a previous address. How do i go about completing these forms and not paying the amount claimed with court fees of total…
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Thin thermal gloves that allow typing and stuff.
Hi all.Wife works in an office which is shared by engineers who are always on the go - she, meanwhile, sits in front of a PC and does sales. It's bludy freezing. Well, it's probably around 18oC.She uses a leccy seat blanket which prevents her from becoming comatose, but fingers still get very cold - icy, chilly,…
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Employer not paying into a pension for me
I've been working for a non-profit organisation for 18months - I only work 14 hours but my employer hasn't paid into a pension for me? Is this legal - I'm terrified to speak to her in case she cancels my contract with the project. She's the CEO and manages everything.
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New royal mail collective plan
Hi I understand that this is a new plan where all the money is pooled and invested by a manager, rather than having your own pot which you can change funds. Any one know whether it's a good scheme, I know he company pays in 13% but does this outweigh not having control of your own pot?
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Kumio Ice machine purchased from Amazon
I purchased a Kumio ice machine in April 2024 via Amazon, it has a 2 year warranty. It has just stopped working I have followed the procedure set out by Amazon, however Amazon say I need to contact Kumio directly and Amazon have sent me a link (which does not work). I have emailed Kumio support (email taken from…
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5 Year ISA
If I take out a 5 year ISA with the maximum deposit of £20000 does that mean I cannot open any more ISA`s in the future until this 5 year term has lapsed
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Martin Lewis: Car finance mis-selling help – your questions answered
The financial regulator has announced its proposed car finance mis-selling redress scheme, with an average payout of £700 likely to be due on over 14 million car finance agreements made between 7 April 2007 and 1 November 2024. MoneySavingExpert.com founder Martin Lewis answers your questions about the scheme on the latest…
