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Reset 2026
So 2026 is going to be my reset year. Started September 2024 with 32000 in debt, cards & loans. By the end of December I will be down to 8995 - gotta add the extra just to get to a figure starting with 8! Hoping to clear the lot by the end of September 2026. I have a tax bill to pay by the end of Jan and the car MOT at the…
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Blanket that's not wool or fleece?
We have a 4ish tog wool duvet but I get cold at night. I am however menopausal and have found putting wool or fleece on top makes me too hot. Have also tried chenille and similar. My brain is blank, what other types of blanket could I try? Bonus if they don't have tassels on and even better if are cheap. Thank you
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Extra heat sources impact on HP
I have an A2A HP and a log burner in my lounge. I am having a wet HP system fitted, what will be the impact of using the first two on the third? As an example, I light the log burner at night and the room temp (door closed) might hit high twenty c’s, how will that impact on the rest of the house?
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Beauty Advent Calendars 2025
Hi all, MSE Olivia here. Are you considering buying a beauty Advent calendar this year? If so, would you buy it for yourself as a December treat, or would you split it up for presents? If you've bought a beauty calendar in the past, I'd love to hear your thoughts on it! I've shared my analysis on the real value of 10…
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Cheapest way to upgrade from Office 2016 pro plus
I understand that MS has decided that my Office 2016 pro plus lifetime licence (NOT on-line) is too old and has stopped providing updates. So I need to upgradeWhat's the cheapest (acceptable) way to upgrade to Office 2024 pro plus (lifetime licence) - again NOT on-line ?Groupon ?Any downsides to this version ?
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Does anybody know what this little icon means?
This little icon is on the Swarey B-1502 portable power generator. It looks like a solar panel. Does it mean that my solar panel is connected?
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Help please - now receiving letters from HM Courts & Tribunals Service
Hi, We have a private parking ticket. Unfortunately we've probably not done the right thing to date, and just ignored it. Would appreciate some help please on how we can turn this around as the claim is now up to £261.84 which we can't afford. The ticket was in a car park behind a local high street. One where if you stay…
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Moorside Legal - Another case
Just starting this thread whilst I do my due diligence, didn't post until now as it followed mostly the same path as everyone else with Moorside. Frivolous letters demanding money, to a letter of claim October last year, I emailed as per the template and got a template email back. Now a claim form from the court near 6…
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Would you pay off your student loan if you were in my position?
I am fortunate enough to have parents who have had a bit of a windfall recently and have offered to use some of it to help me out financially with something. They asked me what I would benefit from the most - I already have a house and am not planning to get married anytime soon, so the first thing that came to my mind was…
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Help Needed Please
Hi everyone i am about to be tuped in the next three months. The situation is that my new employer will be introducing a new pension scheme which therefore leaves my existing one with no further contributions (I have a DC pension with Standard Life). My question is having three years left of employment what are my options…
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DCBL claim / Smart Parking Court claim 2025 advice
Afternoon all, I’m hoping someone can help please. I received a claim for DCBL Ltd, then DCBL Legal which I responded to by letter using the helpful template on here within the time period required. I have today received in the same post run a reply from DCBL Ltd (not Legal) saying they have referred my case for legal…
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CeX sent us a fake phone
Hello this is my first post and I’m hoping someone can help confirm I’m taking the appropriate steps to sort this out. Also my nightmare with CeX may help others not get into the same situation! My husband bought a £600 second hand iPhone on CeX website for my Christmas present, on Christmas Day I opened the box to…
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My right of reply and misuse of data.
Hi Everyone I live in a development of 52 leasehold homes. We each share 1/52 of the landlord company (Ltd). There is only 1 director currently and the legal secretary/managing agent resigned on the 16th after a huge falling out with about 10 of the people who lived here, including me. At no point did I ever write or say…
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Vista Centre Parking Ticket - CPM
Hi All, I saw previous advice on MSE, so was hoping someone may be able to help! I visited the Vista Centre Hounslow, paid for a ticket - but apparently parked in a bay that I wasnt meant to use. The signs were very unclear - the different between and unallocated space and an allocated space wasnt marked, which bay was…
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Details on Upcoming Martin Lewis Shows
Hello everyone, Could anyone please share the details regarding the upcoming Martin Lewis shows on ITV? Specifically, I’m looking for the date, time, and topics that will be covered. I believe the next session is scheduled for 06/01/2025 at 9:00 PM, but I’m unsure about the topic. Could someone confirm this please? Thank…
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The Long and Winding Road
This seems like an appropriate thread title given the very long path we have to walk to get even close to mortgage free, but we're certainly thinking about it and have been taking note of small milestones already. Hopefully this thread will see our walk turn into a canter. Except with one significant and self inflicted…
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Free Swimming Initiative in Wales, young people aged 16 and under and over 60s
Not a new scheme but will be new to some people :) Free Swimming in Wales | Sport Wales
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Free and discounted Sports and activities for over 60s in Wales
Sport isn’t just for kids and twenty-somethings – it’s something you should enjoy throughout your life. Thanks to the Active 60+ scheme, people across Wales aged 60 and over can enjoy free or discounted access to a wide range of sports and physical activities. Sports and activities for over 60s in Wales | Sport Wales
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House buying companies
Hi. I am researching ways of selling my house quickly (but not right now hence just researching ) In the future I will want to relocate approx 200miles back to my hometown and will have a short time frame (school summer). I have a mortgage and will also need to apply for this to be bigger in order to buy where I want to…
