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Garden mushrooms
The estate agent couldn't understand why I was so excited about the fluffy brown lumps when I viewed the place back in February. Unfortunately I didn't spot these until I'd already made tea this evening!
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Auction house solicitor
Hello, I am looking to bid on a property at auction and am in the process of trying to source a solicitor who has the expertise to deal with the sale within the 28 days deadline. I would also like them to take a look at the paperwork prior to auction. I have looked online but wondered if anyone can recommend one as I am a…
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best offer for macbook air m4?
i want to buy macbook air m4 asap. where can i buy at low price i have a budget of 650 gbp
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Main driver and owner
My son is presently on my insurance but will be changing jobs in the new year and will become the main driver and will take out insurance in his name. Does it make sense to transfer ownership to him to keep his insurance costs down or would that make no difference?
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Scotland: distribution of estate
I fully appreciate this is, in many ways, a 'how long is a piece of string' question. Although I've acted as Executor and completed probate in other jurisdictions, I'm not familiar with the Scottish system, so my expectations may be all wrong. Confirmation was completed in November 2024, property sale was finalised in…
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Seller breaks £2k item then wants refund. Private sale.
I recently sold a workout machine for £2000 in a private sale on Ebay. It was in perfect cosmetic and working order. The item was too heavy to post so I hired a van at my own expense, drove to the buyer's house, set it up for him and left. He was happy with the purchase and all was fine. But now, over 3 weeks later, the…
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Insurance Renewal 35% Cheaper Than Year Before from Same Insurer (RAC)
Hi everyone, Just to pick up on MSE's assertion about car insurance coming down this year, my renewal offer from the RAC 3 weeks ago for our car was 35% cheaper than the year before, and I could not beat it on cost and features using comparison websites. So we all should hopefully find cheaper insurance in the weeks and…
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Remortgage time.
Hello, I’m just about to remortgage, probably pushing towards a 5 year deal, as I can’t see much upturn in the economy with Labour in charge. So not seeing much point in doing 2 just to remortgage onto possible worse deal. my question is what are peoples thoughts on term of mortgage. should I just keep it at 30 years and…
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Garmin Scales
Hello, Our bathroom scales ceased to function, so we need some new ones. We like the Garmin scales, as they will directly sync and populate the Garmin Connect App. However, at £120, it is frankly a lot of money to pay and probably not worth it. A popular online retailer offers several alternative types of smart scales,…
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Loss of transitional protection after applying for housing element of UC
Hi all, I hope you are well. I got a letter to transition to UC from ESA. I applied and they split my payments between UC and New Style ESA. I received £433.34 UC LCWRA 4 weekly and £281.10 NS ESA 2 weekly. Unfortunately due to a family bereavement I had to find somewhere else to live. I found a private rent for £675…
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Advice on DWP cutting mothers pension credit to almost nothing
My mother is a pensioner and in receipt of state pension and pension credit. She has many medical issues and was told she was also entitled to attendance allowance because of her care needs. When her partner passed away I moved in some time later as she was unable to cope living on her own. She made DWP aware of this at…
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Civil National Business Centre Claim form help
Hi Newbie here looking for help ! My partner had received a claim form from the CNBC for an unpaid PCN Claimant is Horizon Solicitors are Gladstones The Particulars of the claim are vague, however my partner thinks its from Christmas 2023, Tesco Car Park ?? parked too early in car park ?? ( all previous notices have been…
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APCOA manchester airport fine
Once again APCOA's behaviour is unacceptable. i recently dropped off a friend at manchester airport T1, there was a diversion taking us to T2, it was chaotic. On leaving the T2 drop off, all barriers where up in the bays where you pay and machines not on, staff waving traffic through the exits. 6 days later it seems…
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Drawdown Query AJ Bell
Say you have £400,000.00 in your SIPP and you need £50,000.00 to pay off a debt, Mortgage etc. 50K represents 12.5% What do the remaining 87.5% balances look like in your SIPP control panel ? Will you be able to see a £150,000.00 crystallized balance which is taxable and an uncrystallized balance of £200,000.00 of which…
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Non payers
What is the ‘punishment’ for non paying bidders? Out of nine items sold over the last two weeks, three have not paid. We are talking £2 each here 🤬 I’ve cancelled the sales after a week, should I be doing anything else? One of the ‘buyers’ has many positive feedbacks but lots of them are saying they’ve not paid.
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Can anyone identify this wood please?
I’m getting different opinions from various sources.. AI says it either oak, mahogany or pine!
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OVO wants money from me, although I moved more than two years ago.
I lived in my previous address until July 2023. I was initially with SSE (both gas and electrics), then I was automatically migrated to SSE. I was on PAYG, so I was obvious in credit. A year later, I got an email from OVO stating: I've had a look over your account and can confirm their is currently a credit balance present…
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POLPA Appeal Stage (UKPC Ltd) Parked out of hours
Hello, I wonder if anyone can assist with a POPLA defense and if mine is enough. Background: The driver parked in a car park for exactly 16 mins late at night in an unlocked car park (Barriers were up on this particular night), not realizing that parking enforcement was in place and seeing others parked in there also. We…
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Round up or down
Hopefully an easy one to answer - I recently submitted an estate return from which I calculated tax due at £13,266.60. I paid £13,266 thinking that I should round down. Looking at the account statement online, HMRC are saying tax due is £13,266.60. The tax is not actually due until the end of January next year. Question-…
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DEBT letter from OPOS ?
hi , hoping for some spot on advice here , it all began about 7 weeks ago i got a letter fro some sort of A alleged debt from a company called opos ( never heard of them ) in my name to my address so i opened it up to read i can pay in full pay in bits and or pay up front fee of £77 via a web site on this letter and by…
