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EasyJet Flight delay to following day
Hi wondering where I stand with regards to a claim from easyJet. our flight was delayed on Sunday night from CDG to EDI 20 mins before boarding was due to commence. EasyJet staff in the airport were non help whatsoever and couldn’t tell us any info at all including hotels until eventually we were told to Queue at a side…
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IDMobile credit checks
Has anyone tried to get a deal with IDMobile which is initially accepted for Credit and then fails to give you the credit on the handset? I have found that they cannot tell you why they have a marker against you and will not give credit after saying they would. I then checked Equifax and my credit rating is perfect. There…
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Employers NI on pension contributions?
I'm starting to think this is one of the more likely changes on October 30th. Of all the measures proposed, this would raise a lot (estimates of £16bn a year). It can be framed as not breaking any manifesto pledges. And the worst indirectly affected would be high earners. And it's pretty stealthy compared to other…
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Flexible, non flexible Isa rules
Hi as its possible to take funds from a non flexible Isa which was previously a flexible Isa with a different provider, is there downsides to going this route as I currently am wanting to transfer from a low paying flexible Isa to a non flexible however even though AI says its possible to just transfer back a year or…
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Philips Hue UK - Order not delivered. Cancellation rights
I placed an order with Philips Hue for some smart lighting bits on Sunday 16th November. The specified delivery time was 2-3 working days. After 4 days I checked the order status online and it wasn't in progress so I contacted them and have several times since. I'm just constantly being told that they're busy, they're…
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Thinking of making a website like Rightmove etc
Hi guys, after trying to list my property on rightmove or zoopla I was shocked to find that it's all a bit of a closed loop with estate agents, you can't actually list without paying an estate agent. Since then i've been thinking about making a website for us normal people to post our properties without paying a ton of…
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Paid Bristol LEZ PCN over the phone but Bristol has no record of this
I incurred 2 PCNs due to not paying the congestion charge within the requisite timeframe on a trip into Bristol and then a journey out the following day. I received a PCN for one of these offenses and paid over the phone due to being away and not having the letter with me. I thought that was the end of it. Then I received…
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ANPR with no planning permission
Hi I was wondering if anyone has ever dealt with reporting planning enforcement breach could offer some advice. I, and some neighbours back onto some land that just redeveloped as a car park and they have just installed an ANPR camera (and the signage) with no planning permission. The camera is one of those that are on a…
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Should I move my NHS pension into LGPS?
I'm 40 years old and I've been working for the NHS just shy of 18 years as a band 4 (£29k) My TRS shows both 1995 and 2015 schemes. I'm leaving the NHS in December to a local authority job which pays £38k. Would I be better off changing my policy over to the local authority or just starting a new one? I'm a bit confused…
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Stocks & Shares ISA without shares
With Rachel Reeves changing the ISA limits i have a quick question or two re Stocks & Shares ISAs. I have a Trading 212 Stocks & Shares ISA, with £1000 in cash and £500 in shares. I get approximately 4.05% interest on the cash. Can I bump this up to £20000 (including shares values) and avoid the new £12000 tax limit, or do…
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TFLS reversal?
How does one put the TFLS i took 2 months ago back into my pension? It was widely publicised that it would be lowered to £100k....but apparently not ;)
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Best credit card solely for Section 75 protection
I do not have a great credit record, I got into a lot of debt many years ago and vowed to never get one again. However, I hear on consumer shows the value of Section 75 protection for purchases over £100 and below £30,000 so I am considering getting one just for that protection. Considering my lack of credit record except…
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Total Parking Solutions County Court Claim Fatal Postcode Error
Hi Everyone, I am a student defending a County Court Claim and looking for a sanity check on my strategy before my Mediation appointment & also a thread to post further updates as I'm fairly certain this case will likely be discontinued. I have up till this point tried to follow guides provided on this forum. The Facts: *…
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Credit card reversal of Direct Debit
Hi All, I am writing on behalf of my wife. She has a credit card Virgin, and was paying it off on 0% regular payments. But last month ( September) she got a email saying that the payment had been missed please make minimum payment. Why the direct debit was cancelled on September we didn’t know we made the required payment…
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Reclaim tax on lump sum contribution
OH has recently made a lump sum contribution to the Civil Service Alpha pension scheme. He's been told by the scheme administrators that he will need to claim the tax back via a tax return. Given that it's several months until the end of the tax year, and it's a five figure sum to reclaim, is there anyway of putting a…
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Understanding cheap energy clug results
i've just done a comparison vs my current provider based on the expected jan 1st 2026 price cap increase. In the results, it says "no saving" then a numb er in read and % differences with a "+" sign next to them. I'm assuming this means none of the available tariffs are better than my current provider? Then in the…
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SAGA Magazine lifetime subscription - compulsory shift to digital format
Many years ago I paid for a lifetime membership and subscription to SAGA magazine. The subscription contract entitled me to receive 12 copies of SAGA Magazine per year for life. I have just had a letter to say from June 2023 they will no longer send the magazine in print form but I can have the magazine in digital form!…
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Power Cut - Heat Pump Evaporator Iced Up
We had a power cut last night and 1 hour later power was restored. The heat pump was iced prior to the power going out. Once power was restored the unit powered up again and after 30 minutes I became nervous that the evaporator was at -20C, fully iced up, hardly any air flow across the evaporator, so I have shut it down.…
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Registering a IPDI trust. Advice appreciated.
HelloI'm looking for some guidance on registerring a trust. Father passed away Jan 24 leaving a IPDI trust allowing my mother to coninue living in their house that they owned as tennants in common. I'm getting close to the time I need to registerr the trust (2 years from death). Is this a relatively easy process to…
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Uncaring, unhelpful Building Society
have
my Mortgage with Melton Building Society. Recently my Wife has been diagnosed
with early Dementia, she has lost her job and now left the family home and
stopped contributing to Mortgage. I have informed Melton of everything along
the way and have recently had to reach out to them for help. They acknowledged
my…
