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Scottish Power urgent help needed
Hi all, I’m looking for advice on a billing dispute with ScottishPower. I’ve been charged £3,443 for electricity over the past year, despite not having a smart meter and charging my EV overnight — which should qualify me for an EV-friendly tariff. Here’s the situation: • My actual usage is ~13,600 kWh/year (split ~7,300…
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MF Just Shy of 40??
Hi. I am currently 37 (So is my partner). Always been financially savvy and earn very good money - Occupation - (Projects Engineer/Manager - O&G Pipelines). We live in our forever home and have two children, (Daughter 9.5y & Son 2y). Lived here since March 2014, over the years paid around £15,000 in overpayments. Our…
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Aviva final bonus query
I've got an old deferred Aviva stakeholder pension. It's worth £189k and given that I will likely be drawing from it from 2030 to 2040, I've recently de-risked from what was almost all equities plus some old with-profits, to a more balanced set of funds, retaining the with-profits fund. I am contemplating moving to an…
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Google Nest > New modem
The details for the nest/mini (have one of each) (on Google Play/mobile phone) still show the old modem details, hence no connection. How to change to the new network connection/router? Have looked at all the helps/tutorials, but stilll no flipping good ! TIA
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8.5 kW Bifacial PV System: ~7 year ROI: Fact OR fiction?
Updated system size is 8.45kW at a total installed cost of £10.5K. Current ROI is forecast at 6.5 years. Hi there, I've recently been quoted for solar panels from 3 installers referred by Solarguide. My guidance to these companies was maximum solar power yield per panel for their proposals. Quote: The LG panels are dual…
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A Very MSE Advent 2025
Welcome old and new faces to A Very MSE Advent 🎄 Our advent runs from the 1st December to the 24th I originally set this diary up because while pleased for my friends, I was envious of their fancy advent calendars and wanted to appreciate what I did have- and save a few quid! Your advent can be anything you like, such as…
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Mellow Fruitfulness
Our Autumn OATs (Outstanding Annoying Tasks) thread With thanks to Keats and the Met Office for the thread title https://weather.metoffice.gov.uk/learn-about/weather/seasons/autumn/autumn-facts I think my main OAT aim this autumn is to get a lot of foodstuffs out of the cupboards and not wasted, which is going to have to…
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Will HMRC check the untaxed interest that I have given them?
On 7 December 2025 HMRC issued my P800 for 2024/25 with an untaxed interest amount of £666. This figure was incorrect and I phoned them the next day. We compared their actual figures with mine and discovered that they didn't have anything from RBS, Naitonwide and First Direct. The revised interest was £1,195 and their…
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DBCL issued a CCJ via the courts
I parked my car in the residents car park where I lived at the time. BaySentry Solutions issued me with a £100 penalty notice, which I contested immediately. BaySentry Solutions didn't notify me of my right to contest the fine externally through the Parking on Private Land Appeals. One month later DBCL (DBC Legal ltd)…
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How best to deal with Santander Reg Savers
Looking to switch away main joint CA from Santander, but we have a regular saver each with a few months contributions in, which don't mature until June. Assume we can't keep these if we switch away, so what's the easiest way to deal with them. Allow them to be closed automatically? Withdraw the balance and request closure…
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Insurance Renewal Quote Claims Declaration
(I posted this to the Motoring board by mistake first but I think it is better suited here) Hi, I am just in the process of getting quotes to renew my car insurance. In December 2024 we had a thankfully relatively minor accident and had to make a claim for the car to be repaired (the value of the claim was 5.5k). All was…
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December 2025 Grocery Challenge
Welcome to the twelfth Grocery Challenge of 2025! ❄️⛄️🎁 As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
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PCN from Premier Park - advice on what detail to include in appeal
I’ve read the Newbies thread and have a question about Plan
B. In the advice it says “You can (carefully!) add a little to
the template above, 'in order to resolve the dispute I attach copies of...': - the driver's receipts/bank transactions (or Hospital
Appointment/Hotel booking, etc.) that day as 'they' were a…
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Electrical question
Possibly a daft one! I need to change the extractor fan in by bathroom. It's like for like so pretty simple. I have switched it off at the isolator. Should I also cut the supply at the consumer unit? tia
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One step at a time
2024 has been a big (and expensive) year. I got married! We also moved into our ‘forever home’. Weddings and moving house are so expensive, and I am now looking towards getting a hold on our finances in 2025. I have been on the MSE forum for years, and contributed to some threads particularly on the old style moneysaving…
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Amazon Marketplace Rights
Hi, I brought a coat from Anazon site but apparently not direct from them. The Size is not correct so I went to try and return it and it says its not eligible under their scheme and I need to contact seller, what are my rights. It was delivered on the 28th of December so is etoll within 14 day distance selling period. Can…
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Evri lost or stolen parcel
I returned a parcel to a store in London via Evri as required by the seller. The parcel was collected on 1/12 and Evri attempted to deliver the parcel to a store in London on 6/12. They took a photo of the shop which was open and had customers inside but said they could not deliver and would try again. Needless to say the…
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E Sim for several countries?
I was thinking of planning a trip, and thought how convenient (even essential) an e sim would be. From what I gather you have to choose the country you are choosing to use it in before you fly off. But what if you are going to, say, 3 or more countries and have no set dates for each new arrival? (Apart from the first…
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I've had confusing pension advice - help!
Hi All, I wonder if you can help. I have had two advisors state different opinions, and I could do with some clarity. In simple terms, is it better to pay £320 a month into my pension each month for the next 10 years, or is it better to put £38,400 (the equiilent amount over the 10 years) in straight away and then no more.…
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Preserving (Kilner) jars etc - best place to sell?
After 45 years of bottling our garden produce, we're cutting back in the new year to just jams, pickles and chutneys. So we will soon have well over 100 "old" type ("Dual-Purpose") Kilner jars* together with their rings, new lids and so forth that will be surplus to requirements, plus our All-American 921 Pressure Canner.…
