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Anyone else having issues logging into NSandI?
Just tried via Safari and I seem to login ok but as soon as click on anything it says logged out as you pressed back button (I didn’t). Then tried in chrome and it gets to OTP entry and thendoesnt even log me in but refreshes back to login page.
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Daisy's Debt Free Diary [30F/Autistic]
Hi everyone! After spending some time lurking and reading other DFD's I've decided to start my own to track my journey to becoming debt-free. Right now, my total debt sits at £3,124.06, spread across two CCs: * Card 1: £826.70 (0% interest until 8th September 2025) * Card 2: £2,297.36 (0% interest until 17th January 2026)…
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2020++ - smiling and waving and looking so fine
Hello welcome to my shiny new 5 years (I hope) diary. The title is based on my favourite lyric from the Bowie song 5 years - https://www.youtube.com/watch?v=4bcnO3VQ_fc - I commend you to go and have a listen - its the live Old Grey Whistle Test version and is hauntingly beautiful. Why a 5 year diary - well its is…
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LAND REGISTRY UPDATING
In March 2025 my granddaughter purchased a property that had been repossessed in October 2024. Yesterday a letter was delivered in the name of the previous
owner informing them that a charging order had been made against the property. On checking the land registry I found that the property is
still registered in the…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Question regarding financial help for funeral / Over draft question.
Hi I hope this is okay to ask here and hope this doesn’t sound cold because I feel
it for asking I live with my mother (48) and have done for 6 years. My mother was diagnosed with
cancer 3 months ago. At first they said it hadn’t spread but 3 weeks later they
it had and it was very aggressive. Shes quickly getting worse.…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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O/S Daily Tuesday 29th July 2025
Morning all.
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Travel Insurance Excess
A recent flight with Easyjet was turned back , couldn't land due to bad weather, and was turned back, Easjet offered no alternative and refunded the flight. We had a hotel booked at a special price, no refund, so are claiming the cost back from the travel insurance provider. I have been informed of the excess on the…
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Cheap Ancestry membership
Just renewed at about 1/2 of going rate These are for 12 months too Annual Worldwide for £89.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24532&rType=11 Annual UK Premium for £59.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24531&rType=11 There is the…
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Lebara sim swap fraud
Hello all I’ve had sim swap fraud occur on my Lebara phone number which I’m not longer able to access. I spent 4 hours with 3 different people this evening trying to get Lebara to do something about it. The first two brushed it off as an issue with my phone and nothing to do with them. Then I asked the third what SIM card…
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Lloyds fixed rate ISA has matured
I am getting myself confused here. My fixed rate ISA is maturing in a few weeks. I would like to use the allowance potentially to offset some of my stocks and shares from tax rather than another Cash ISA. Am I right in assuming that this years allowance has already been used up and that I cannot cash in this ISA and then…
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Which front derailleur to use
Trying to identify what model of front derailleur would be suitable: * 2-speed crankset - 38T / 22T = 16T capacity * Rest of gearset is Shimano Deore XT * 10-speed rear cassette * Top-pull cable * No brazed-on mounting bracket so need loop to fit 28.6mm tube. Thanks
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Pension and salary sacrifice
Good evening, First of all, I am very sorry if this has been discussed previously, but I have been googling many times without any success and I am getting a bit stressed (probably because I am missing something obvious!) My issue is, I earn roughly £50000. Say I put £20000 in my pension with salary sacrifice, and my…
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Targeted Barclays Switch Offer £75 + £75 - April 2025
Did anyone receive and take up a targeted Barclays current account switch offer that was sent out at the end of April? It said that the initial £75 would be paid in either May or June, depending on when the switch occurred. I started my switch the day I received the offer (which was the last day or so in April) but have…
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Samsung or Google
I am torn. I require a new phone as my s8 is dying quickly. I like the photo ability of google, add me, magic erase, best take. But it wont take a burst shot. I like the burst shot (100 photos to get the splash of them jumping in water etc) of the samsung. Dislike al the bloatware etc. Would prefer 256gb phone as take…
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Excel/Elms Legal Claim.
Evening all. Looking for some advice to ensure I am on the right track. My daughter received a PCN from Excel in Nov last year. Contravention was "parked without displaying valid ticket/permit. It is pay and display car park. It's the usual £100 plus £70 debt recovery nonsense. She has paid and displayed a valid ticket and…
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Don't hit me with those negative waves Moriarity
I have lurked for a long time on this forum, then joined and lurked (and lurked some more). Maybe should have gone with an Adams family reference for the title but ho hum I'm here now. I think I'm ready to start a diary even though I've had one running through my head for months as I had my light bulb moment back in…
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Small claims with trader! (don't call me Stupid!)
I posted an advert on handyman sites (Checkatrade and MyBuilder) seeking someone to carry out pavement work. A trader responded with a competitive quote and promised to start the very next day, which suited me perfectly. He appeared professional and convincing, and I also agreed to give him the patio cleaning job alongside…
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Club Lloyds Platinum Account query
HI Gang, I am already a 'normal' Club Lloyds account holder, and I have my fee reimbursed every month. I am thinking of moving up to a Platinum account for £22.50 a month. What's driving my thought is that the fee to renew my AA membership (for myself and my wife) has gone up to £500 a year (from £300). On the face of it,…
