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Student loan refund battle
I will try and keep this as succinct as I can: December 2025 - paid off student loan as only had a couple of payments left. January 2026 - started new job. Student loan was deducted as P45 from previous job said I still had a loan. Called SFE to process refund but funds not yet received from employer/HMRC. February 2026 -…
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Overcharged incorrectly for sewage - reasonable compensation?
long story short, I have been incorrectly charged for sewage (house is on a private system not mains network) over the past 5 years. I have already received a refund for the over charges (big chunk!) They’ve said the most they’ll give now is £200 compensation, and this is basically interest on overpayments compounded over…
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Criteria when selecting funds
This is a money saving forum and one of the aim in investing is try get the lowest fee possible (Monevator has a global tracker funds comparison list) as the funds I am considering are not on this list, I would like to ask, if there are more than one fund to choose from, aside from basing on the lowest fee, is it worth…
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Little bit of plastering
When I had my kitchen installed, a new electric circuit was hacked into the wall along above the cabinets. It's about a 2m run I guess. It's been roughly filled but needs skimming over. There's also a small patch on another wall which is bit rough because there were tiles there before, probably about a foot square. I'm a…
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Driving licence renewal - the DVLA and GOV.UK online labyrinth, and its pitfalls and options
I am over 70, so I have to renew my driving licence every three years. My current licence expires in January 2026. I have just received by post a copy of the D46 licence-renewal application form. That paper form is for completion and return by post; but it encourages people to apply online instead via the www.gov.uk…
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WS vs BW Legal for UKCPM
Just a sanity check question really, DDJ ordered to submit Witness Statements by 19th March, I sent mine on the 18th as I was on holiday 19th. Theirs arrived on the 19th. Mine is straight forward — Beavis Sign vs their complete lack of signage, dirty white sign with small black writing on a dirty white wall 9ft up, above a…
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THE PARKING SPACE, B W LEGAL court claim
Hi all, Sorry if this has already been covered, I have had a good read through the newbie section but can't see much about tickets that come through the post with pictures of the car going in an out. I did go to the ticket machine and thought I paid for three hours but I will be honest it was a couple of weeks ago so it…
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Mortgage free mayhem
Hi everyone! Really excited to track my mortgage-free journey at 52. Before becoming a uni lecturer this year, I've worked in charities my whole life. I've got a pension of £60K, an easy-access savings pot of £3000, and a mortgage of £84206. I want to see how quickly I can pay off the mortgage with my new higher income.…
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Neighbour's extension - boundary window
I live in Milton Keynes, England. My neighbour has a planning application in for a single-storey extension, which includes a window (red circle) right on the boundary with my property (red line). My concern is twofold: privacy (direct overlooking into our front garden/property) and the risk that a boundary window could…
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Flashpark charge
Hi there. I have a couple of questions regarding a parking charge I received in the post two weeks ago. I've had a Google and the street is on a private residential estate and 'governed by a deed of covenant, administered by trustees.' The letter is from Flashpark and it says the street is permitted parking for residents…
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Should I fix now?
My current fixed tariff ends win Oct - so still a few months left on it. However, with everything going on in the world, should I switch to another, more expensive, fixed, that will safeguard me until April 2027 instead? Or should I hold and risk it for Oct? In the below - the top tariff is what I am currently on, and I…
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DCB County Court Claim
Hi all, Hoping for some assistance please. I've done the AOS and now need to draft up a defence. Little confused on what to do as this is a DCB Legal one. Could someone please walk through with me as to what do as there's a different response for this. Appreciate your help!
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PCN Single Yellow Line
Hello guys, I parked on a single yellow line at Tunnel Avenue which is at Greenwich, and I received a fine from Royal Greenwich Council, there used to be no yellow line there and I was rushing so I didn’t check before I left. As for the evidence they provided it was just photos of the car and no signage was provided. Is…
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PCN but not sure why
I have a lease car. a PCN was sent to my lease company who have passed it onto me. Apparently i was parked "in a manner whereby the driver became liable for a parking charge". The picture that they have attached shows me in the car, with my hands on the steering wheel. This is because I was not parked, I was trying to work…
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DCB Legal offering settlement
I received a parking fine from NPC when parking in the underground car park of the building where my friend lives. I disputed the fine on the basis there was no signs explaining I should not park without a permit, my friend was also not aware of the rules and he had encouraged me to park there. I went back and took…
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Forum Home / Categories Buttons (In Blue Bar At Top) Not Working
Anyone else ? On my laptop (W10, FF and other browsers) I usually click on the Categories button and it brings up the forum category list. Now the button, along with the Forum Home button, highlights when I click it but it doesn't do anything. I now have to scroll down to the bottom menu and click All Boards. Also when…
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gifting money to a friend
I know there are limits on gifting money to avoid IHT etc, but are there limits/rules/laws on gifting sums of money between family or friends, non IHT avoiding-related? How would one go about gifting a sum (say between, £10,000 or £20,000) to a friend? Granted there will be many 'what if the friendship fails' or 'what if…
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Discounted Gift Trust. URN or UTR HMRC registration?
My father passed away in November last year and at that point I discovered he had set up a Discounted Gift Trust back in 2012. The paperwork in his files contained some communication with his IFA at the time which suggested that the funds in the trust would not be subject to IHT. He and the IFA parted company several years…
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CGT on business part of house property.
I own and have lived in my house since 1986. At the back of the house there is a large garden and a workshop which I have have used to run a ltd company for the last 30 years. I have been told that if I were to now sell the property there would be cgt due on a percentage of the property that has been used for the business.…
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Does anyone know where to find the API on the Ryanair app?
Does anyone know where to find the API on the Ryanair app? After booking and paying for my flights on Ryanair, they then decided to change the terms and that I can only fly if I use the Ryan mobile app. I have installed the mobile app and it has scant information about my flights. I have just read that I must complete the…
