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Recent Discussions

We're a friendly community of MoneySavers sharing our experiences and tips to help each other out

our forever patch challenge
well, this week sees the new start to my mortgage free plans. After 18 months clearing debts, then paying for our wedding, which took most of our hard earned savings, we are at the beginning again. Due to restructure at work, OH is on a reduced monthly pay, so the savings are even more of a challenge! Our plan is over the…
Submitted my Personal Independent Payment PIP application, what happens next?
Hello all, I submitted my first PIP application a few weeks back. I currently have a number of disabilities and health conditions which affect me day to day. I have just about manage to hold down a job, although i have been ill since last summer. Was wondering if anyone knows what happens now, time frames, etc....
Help to buy redemption worth it?
Hello everyone, I am getting near to my 2 year fixed mortgage term and now in a position where I can pay back HTB loan by remortgage. Just to give you a bit of back ground, I bought my apartment for £285k with 35% HTB (£99.75k). It was a new build apartment and unfortunately the value has not moved much. I have seen…
What is wrong with RWG mobile?
I got their sim 3 years ago and they were fine back then, but since last year not only has my cell signal been faulty (not being able to call or receive calls most times) but CS is practically non-existent. Not heard back since January via email. I did call just now and it goes through to NOW instead of their own dedicated…
Breakfast before Eurostar
Departing 0900 on a Saturday - hotel near Russell Square. Any recommendations please for breakfast from 0600. Does Premier inn still do breakfast for non-residents ?
Devon Caravan Deal
Hi all, I know we've missed the Sun holidays, but is there anywhere else that does cheap caravan holidays at all..? Looking at beginning of July ideally - would be very grateful for any tips! 🙏
Smart meters
My granddaughter lives on a council estate recently built. She noticed she was being charged for electric when not at home. She's just been told that she is paying for another house and is out of pocket! She can't afford it. She lives at (Removed by Forum Team). Please help. All estate could be similarly affected Please…
Going to London for two nights
Going with primary school aged kid to do football stadium tour and London Dungeons etc. What's the best way to book a hotel e.g. Premier Inn in ok location and should I book stadium tour?
Recommendations for a No Fly Cruise
Hi all Any recommendations for a no fly cruise? I like the idea of a smaller ship, so Fred Olsen, Ambassador, or P&O Aurora or Arcadia would be ideal. Some of the Ambassador deals are great value, Fred Olsen is more expensive but more luxurious. Your ideas would be welcome. Thanks
Easter 2025 markdowns and yellow stickers
What bargains have you spotted in the last day or two? I was in Asda yesterday and all Easter products were half price, whilst these two snaps are from Sainsbury's Local
Skipton Mortgage with EU gifted deposit
Hi folks, I'm trying to help out my in-laws with their mortgage and part of this involves a gift from my own mother (through me in a joint borrower capacity) The funds are currently in an account in Portugal and have been in her account for over 6 months following a property sale last year. My broker is telling me that…
UKCPS and Moorside court claim.
My hubby has recieved a court claim form for a PCN arising from parking in Playworld, Huddersfield on 12/10/2023. The parking company is UKCPS and the solicitors are Moorside. He didn't appeal to the IAS as plenty of people have called it a kangaroo court so it didn't seem worth the effort. The Particulars of Claim 1. The…
How can I find them ?
Can anyone please tell me how I can find the details of previous work pensions? Tia
Combining ISA for mortgage
I’m not qualified for a lifetime isa due to my age, please is it possible to combine my wife’s lifetime ISA and my cash ISA to get mortgage?
If You Have Registered For A Call Back Look Here
There are a couple of messages showing in on line tax accounts and
Smart Parking SP#
Hello everyone As hundreds of others, I’ve spent hours reading through and took the plunge to appeal the PCN I received with the wording provided by you experts! This is an appeal by the registered keeper - No driver details will be given. Please do NOT try the usual Smart Parking Trick of asking for driver details in…
Parking Charges for Parking in Disabled Bay - PPS (London) Ltd
Hello, Last week I had a doctors appointment for one of my twins aged 3 at the local Bushey medical centre. I arrived about 20 minutes early and as I was driving in realized sensed that the parking was full and you could see cars parked outside on the road and also on the double yellow lines inside the medical centre. I…
Claim form received from DCB legal
I have received a court claim form from DCB legal. They are claiming £271 for a parking fine issued by Euro Car Parks on 12 February 2024. I appealed the first £60 fine but it was declined. Since then I have just ignored the letters. Earlier this year I did write to my local MP who wrote to Euro Car Parks but again they…
Small Claims Court, CCJ N1SDT . Help with Defence for PCN DCBL Legal Parking outside marked bay
Please can someone help me respond to this: I parked at a friends place late one dark winter evening, with a permit. It was cobbled and there were no obvious lines. I received a PCN soon after in the post, but was shocked! I ignored it. The letters stopped. I moved house and then new letters from different companies…
DCB Legal response to LoC rebuttal.
Hi all, I'm new to this, anyway have been reading Newb thread and other bits and bobs. My situation is this:- My brother (recently deceased,) received a parking charge notice for supposedly overstaying at a petrol station, he actually made two visits in a short period of time. The parking company show the first entry and…

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MSE News

Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.
Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.

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