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Lottoland withdrawls
Hi, i opend account with lottoland gambling 20/1/25 in my name but used my wifes bankcard , now they are refusing to pay me £70 winnins, at first they askd for weding certificate a but then after i sent this they needed more proof..i have sent bank statement plus morgage certificate and drivers liscence , everytime i sent…
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Unsolicited Spam SMS texts from "Domino's" UK mobile numbers.
Texts informing me of available "discounts and offers" have been arriving roughly twice a week for the past 3 months. I do not believe these are legitimate or from Domino's and here's why: 1. My number is registered with the Telephone Preference Service so should not receive any unsolicited messages from legitimate…
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Unfair dismissal with redundancy and unemployment insurance
Hello, I've been unfairly dismissed in my redundancy process, no questions, but I do have an unemployment insurance. Now, it makes me think that my insurance will investigate if it's unfair or not, because they wouldn't normally insure an unfair dismissal. I didn't see it written anywhere, but I'm pretty sure it'll go in…
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Claim Form received I think I’ve missed date for Defence!
I received a claim form but I didn’t see the letter until now and I’ve opened it and it has an issue date of 14 October - I believe I had missed the deadline to submit a defence. Any advice on what I do next? The claim is easily defendable! I’ve just seen a judgement was issued on the 4th. Can’t believe this has happened..…
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Old Style Daily Boxing Day 2025
Morning all.
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Brewerygate parking fine
Hi all, I've read through the newbie thread and still wanted some guidance about this. I received a NTK from Brewerygate Limited for a parking contravention on 11/11/2025. The reason for issue is "Overstayed for the type of ticket purchased" as I had bought 2 hours parking, however had returned later than that. I've…
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Completely new to heat pumps
Hi everyone I am completely new to all of this - but we are looking to purchase a property that already has central heating via an air source heat pump. I know absolutely nothing about how this sort of system works and how it could compare in cost to what we have now. Currently we have multi fuel heating, with all of our…
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Argos Dishwasher Installation Problem
I bought a Bush dishwasher in October from Argos and paid additional charges for delivery and installation. The first two times when delivery was attempted, I was told that the installation engineers had left their tools behind and couldn’t install the dishwasher. On the third attempt, it took them 5 minutes to do the…
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Car insurance in a hurry
I am buying a new car, and I’m not trading in the old one. I need insurance for the new one, but I need to keep the old one insured until I can sell it. That could take a few weeks. Also, the premium on the new car is going to be around 4 times the old premium. I’m supposed to pick the new car up next Wednesday, but…
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HL Active Savings Cash ISA
Does anyone have any experience with Hargreaves Lansdowne savings platform for fixed term cash ISAs? Specifically, a) how long do you have to fund accounts once opened?; b) you don't appear to be able to transfer in from other cash ISAs to them but I presume you can transfer cash to their S&S and then move it to a cash…
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Claiming Pension Contribution refund 2024/25
My daughter has maxed out her pension contribution to cut her below the £100K 62% killer rate. Her salary was inflated on a one-off basis by a buyout/bonus The contribution was made outside of her firm's salary sacrifice and the pension scheme does not apply the 20% contribution.She's been on PAYE and now and will now need…
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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Travel insurance query...
We currently have an Annual policy which expires January 2026. We have almost completed booking all steps - flights, hotels, transfers etc - for a trip that starts AFTER our current travel insurance expires. If we buy a new policy - Annual or single trip (Annual is now prohibitively expensive, with pre-existing…
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Another DCB/Smart Parking Case
Here's another case with DCB and 'Smart Parking' not being so smart. I've gone through the usual path to this point, but wanted to document it here for everyone. This was for me parking whilst visiting my brother almost two years ago. I have an invoice from RingGo for this session for the time I was there. I'm pretty sure…
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LLyds bank Suspect fraud.- They want me to go to branch ! HELP!
I have a bit of social anxiety regarding this hence asking, please assist as you can xx In the UK I made an online payment of £450, to the sellers account number and sort code. This is the First time I made this payment to this company, it is legit and I know who they are. I entered their sort code, account number and…
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Lease provision for admin costs of recovering service charge arrears?
Hi all Hopefully a quick question - by your reading of it, does this lease contain provision allowing the freeholder to recover admin etc costs associated with service charge arrears? Any thoughts gratefully received. Thanks
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Santander (credit card) rejected Spotify fraud claim and ignoring my appeal
I noticed Spotify payments on my Santander credit card on the 1st November. I have never had a paid Spotify account. The Santander online banking is a bit limited for how far it goes back but I could see it had been months. I contacted Santander. They blocked future payments to Spotify and put in a fraud case. They stated…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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Car Insurance Check
Hi, I'm curious how car insurance works when you insure the car with a driver who can drive multiple vehicles. I am insured on my and other halves car and both our policies permit we can drive another persons vehicle with their permission - reasonably straight forward. But if I were to drive someone else vehicle who…
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Merchant ships defective goods from China but return address is in the USA
Hi all, I'd just like to check what my options are, I've made the mistake of ordering goods and paying by debit card and not credit card. I was sooo angry with myself when I realised. Anyway! I purchase some frying pans from Shop.novara.com and they were shipped from China, which was fine, but they arrived with defects. I…