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NST January 2026: Shake and Vac
NST January 2026: Shake and Vac https://www.youtube.com/watch?v=4q8inM0gKVo Anyone else remember this advert? An ad where women live alone,
have a dog, smoke and always have a handy container of Shake and Vac product to
sprinkle all over their carpet whilst dancing in heels inside the house and
hoovering. AND THIS MAKES…
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Laminate flooring
We have just moved into a retirement apartment which has laminate flooring but also underfloor heating. I'm looking for a suitable product to clean this flooring which is throughout the flat. Don't need anything to make it shiny just want to keep it clean, but obviously can't use anything that makes the floor wet.…
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Nationwide mortgage
Hi I have seen recently on a number of posts that Nationwide haven't asked for supporting documents with applications. Does anyone know the reason for this and is there criteria for this? Preparing for reapplication due to current offer expiring and wondering if need to prepare supporting evidence such as payslips, bank…
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Worried Parent
My daughter who's in her mid twenties has been looking for some time to buy her first home in the north of England. We've viewed many properties together and missed out on a few due to higher offers (some going above asking). She's just had an offer accepted of £220000 on a smart little semi in a decent area which she…
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Declined by nationwide?
My partner and I have used a mortgage broker to apply for a mortgage, we had a decision in principle given to us by nationwide which covered the value of the property. We are first time buyers and have made an offer of 343,500 on a house with a 95% LTV ratio which means we are giving a £17,175 deposit. Our Experian credit…
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Elec Pre-Payment Meter Blank - Non-Smart meter.... Large afterbill
Evening all, Hoping to get peoples thought's on this, as have read some posts on here + other forums to try and get my head round where we stand with a scenario 9 months down the road...... (its not my issue, but the person is close to me, so am doing my best to understand it all, and hope i can save her some overall money…
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ID mobile Bill Capping advice.
Looking to change from EE to cheaper provider but still use the EE signal . I am currently paying £12 for unlimited texts / calls plus for 32gb . My concern is when I went to sign up to the ID mobile and set the bill capping to zero get the warning " By selecting £0 monthly cap some services will be unavailable,…
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EDF Fixed Tariffs 2026
Early Exit fees of £50 per fuel apply unless stated otherwise On offer currently is: Simply Fixed Feb27v6 Simply Fixed 2Yr Feb28v2 Note that the 2yr tariffs are always more expensive than the usual 12(ish) month tariffs Both tariffs have fixed end dates, rather than fixed durations Neither are particularly attractive atm,…
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Found out I have a CCJ for a parking ticket late 2024
So as I'm sure the title explains, I have (within the last month) found out I have a CCJ against my name because of a parking fine I got last year. The fine I was staying at an airbnb and the host told us we were allowed to use a specific space in a private carpark. They had lost the parking permit, so told us if we were…
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DCB legal ltd solicitors court claim letter
Hi everyone, Hope you can help me out with writing a defense regarding parking fine. I will post a letter shortly after. Long story short : original parking fines probably were delivered to old address. I updated v5 document and then i received Solicitors threatening letters to my new address. So i have no idea how i…
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O/S Daily Sunday February 1 2026
Good morning all.
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Beat My Quote! Travel Agents Thread
What’s this about? This is a special thread where you can ask all the Travel Agents and MoneySavers who frequent this board to beat a holiday quote you have and get personalised replies. The idea is to see if someone can beat a quote for a specific holiday; not just a general price. So you need an exact quote. E.g. "I've…
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Zero Rating Buyer for Expensive Shoes UK
Good evening, I would welcome any advice as this is the first time I have sold something expensive. I have had on ebay a pair of brand new shoes for a while. I wasn't in a rush to sell them, so they've been on with a buy it now price for well over a year. I have just had a notification come through to say they sold,…
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Parking fine from 2023
hi new to this but getting really fed up with this issue. I’ll bullet point so as not to bore people but can provide more info if needed. 1st Alleged parking contravention 03/10/2023 no ticket, letter about 23 days later from smart parking. 3 hours free parking, I was 9 mins over as was in Q to leave. 2nd one as above 14…
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UKPA - Moorside legal - Money claim online
Hi everyone. Worked on a building site in metoer retail park, derby, last year. single road going through with an entrance/exit each end and main car park to the left, building site fenced off to the public and no parking signage put up within the confines of the building site. ANPR on entry and exit of the road, not the…
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SIPP “Notional split”
I expect this has been asked multiple times but please bear with me seeking clarification. I have a SIPP. Let’s apply some easy numbers to it for the sake of calculation. I have £400k in my SIPP and am due to retire. I initially want £25k as a tax free lump sum. So I need to crystallise £100k to get my £25k TFLS. Am I…
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EBay tracked Royal Mail delivery scam
I bought a phone on eBay and it was sent via Royal Mail 48 tracked delivery. I have not received it but tracking says it has been delivered showing blurry picture of a different door. Someone was at home all day and I have ring door bell and cctv - no footage of postman on that day, no card anywhere either. EBay quickly…
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Export tariffs - FIT, SEG, Octopus Outgoing Agile
I was a Green Network Energy (GNE) customer and have just emerged from the transfer to EDF as Supplier of Last Resort (SoLR). I still need to get my GNE closing bill but my EDF account is fully functional, which has let me sign up for smart meters (don't all shout at once). One of the questions EDF asked was whether I…
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tax liability on LSDBA for multiple payouts & beneficiaries
A relative died recently at age 55 and left two pensions, both of which count toward the LSDBA. He had 100% of his allowance available when he died. Individually the lump sum death benefits are each below the LSDBA, combined they breach the limit. Each lump sum was paid to a different beneficiary. The first was paid out in…
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Best way to make an uncrackable passphrase, using What3words
The most important thing in a passphrase is its length, not using 'Capital letters, numbers, and symbols', like you so often hear. So a passphrase such as "responded impressed licks Theoldmiser444" is uncrackable due to its length. If you want to make a secure passphrase, just go to What3words.com, which is a website that…
