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Credit Card Minimum Payment
Hi, I have successfully transferred £7000 debt from Chase CC to my RBS CC with 0% interest for 12 months. Can I pay nothing for duration of 0% or do I need to pay minimum amount?
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MSE News: Smart meter problems? You could be automatically compensated under new rules
If you're having issues with your smart meter or its installation, you'll be eligible for automatic compensation from 23 February, the energy regulator has confirmed today (Friday 30 January). But this won't yet be payable if your meter's gone 'dumb' and doesn't send readings to your supplier… Read the full story:…
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Recommend a smart watch with ECG
As per the title, I am looking to replace my current smart watch with a new one. The one function that it MUST have is the ability to do an ECG (I know they aren’t medical quality) Looked at Apple, but would prefer something with a decent battery life of more than a day or 2 Garmin have some models (I think) but they would…
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The Piano Diary
Good morning diary and all, I recently became debt free after 31 months of debtbusting over on Debt Free Wannabe, following the advice and diaries on this site. Here is my previous diary My debt free diary I have found keeping a diary really helpful in staying focused and also therapeutic being able to think things through…
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What level of damp and timber survey do you need for a lender?
We have been asked to do a damp and timber survey on the property we are buying due to some damp. The house will be renovated and we were aware of the issues when buying it. A family member is a damp surveyor who conducted a survey for us and found some maintenance issues with the bay window, as well as the outside ground…
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Frump to Fab 2026.
Good Morning lovely ladies...... Welcome to the new thread and a happy new year to one and all. Am I fab yet. Lol. Nearly, but not quite fab enough yet, there's always room for improvement, so I continue my journey to fabdom. My word for this year is refresh. Me, my home, my life. 🤪 This year I want to change my image a…
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Safest way to sell your gold/best price
Recently sold a 9 carrat gold ring.. band was a bit bent.. at local pawnbrokers ..was around 8.5 grams...only got a few more pieces..and hopefully wont need to sell any more...but only received 140 pound...less than half spot price...I'm on crutches.. I ageed... but if need to sell anymore…how should I have done it.…
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Weight loss and healthy eating for a debt free life
I've been thinking about this for a while and I've seen a few other people mention weight loss so I wondered if we should have a thread. There's a giving up alcohol one but obviously we can't give up food. I also realise that not everyone with a food buying problem is overweight. I overbuy and some of the overbuying was…
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Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance. I'm wanting to gauge when that might be as I'm…
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Full sovereigns vs Half-sovereigns for long term investing?
I'm looking at trying to accumulate some physical gold (isn't everyone), and wondered if anyone here prefers full-sovereigns or half-sovereigns. It's essentially a long-term hold, just so I have some physical assets. Half-sovereigns would be slightly easier for me to accumulate, for cashflow reasons. From what I can see,…
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The Faster Payments Cut Off Times List
Welcome to this thread. The purpose of this thread
is to provide a regularly updated list of the cut off times for faster payments
made into the savings accounts offered by various banks and building societies
to begin earning interest the same day. Given the sheer number of banks/building societies
there's bound to be…
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Mark as entered
Hi Sorry I haven't checked out the comp forum for a long time, always was my goto. I can't see where you can mark that you have entered the comp has that now gone or I am just not seeing it I am logged in. It is probably me but it all looks so different now
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iWeb help please
iWeb has now moved to Scottish Widows and I can see my GIA and ISA on Scottish widows website. How do I register to see these on the Scottish Widows app? Apparently I should be able to do so but I end up getting nowhere. Any ideas?
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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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Small Windfall and what to do?
Hi all, I have recently received an insurance (RTA) payout to the tune of £7,000. I am thankfully recovered from my injuries and there are no lasting effects on work, hobbies etc. I am trying to make the best decision for the here and now as to what to do with this money. I'm 48 and have a good career with current gross…
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iD Mobile free roaming?
The iD Mobile (SIM only) plans in the MSE Cheap Mobile Finder now all seem to say "No roaming" and "No free roaming", which I'm pretty sure they didn't last time I looked at it just a couple of days ago. Is this a mistake, or has something actually changed in the last few days? The iD Mobile website still seems to say…
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**NEWBIES!! PRIVATE PARKING TICKET? OLD OR NEW? **READ THESE FAQS FIRST!** Thankyou!
:) WELCOME! :) HOW TO BEAT A PRIVATE PCN: BY APPEAL, COMPLAINT, OR DEFENCE. BEFORE YOU USE THE FORUM, IF YOU ARE NOT SURE HOW TO USE IT, CLICK HERE Forum Introduction Guide DO NOT USE YOUR REAL NAME AS YOUR USERNAME IF YOU POST A THREAD: https://forums.moneysavingexpert.com/discussion/5532696 FAQS FIRST. NO THREAD IS…
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Links no longer show the URL without hovering
It is not ideal when you apply for lots of competitions each day. It is nice to quickly know where the link will take you. This started occurring a few days ago. Forum software update, I assume.
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Debt Incurred, CCJ and Debt Collector - all while out of the country
In Jan 2025 I spent one night at a hotel near Heathrow. I had no idea that parking wasn't included in the reservation. I don't recall the reception telling me this on check in either, otherwise I would have done it of course. The next day I flew out of the country and I returned yesterday, Jan 29 2026. I came back to a…
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Level 2 survey worth it
I'm buying a late 1950s house that has been completely renovated recently. Nothing concerns me with the house but I'm still getting a level 2 survey done as I just thought that's what you are supposed to do. Am I wasting time and money? Some have said I'll just get a load of if, buts and maybes no real answers about…
