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**NEWBIE** CCJ Set Aside Application and breach of Data by CEL/DVLA
Hi all and thanks for adding me. I've checked the board and cannot find a case like mine. In a nutshell, CEL had issued 4x PCNS. Two had photos of the vehicle in question. Two didn't. The vehicle in question is not mine. In their haste to send out these notices they got a letter wrong on the registration. Both cars are the…
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Trading 212 and its 2 different interest rates (newbie bonus & transfer in)
Hi everyone Trading 212 have a newbie bonus interest rate of 4.82%, but that rate is not available for transfers in, which is 4.1%. So if you add in, say, £20k of new money at the 4.82% rate, what happens if you then transfer in an ISA balance at the 4.1%? Do you lose the bonus rate on the £20k, or does T212 deal with the…
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Moneybarn Car Finance
I bought a car with moneybarn paying £388 a month. To be honest I didnt realise how much the APR was. The car was massivley overpriced. I have since sent the car back as I fell behind with payments and couldn't afford the monthly amount. This was after bout 2 years. They have since sold the car at auction at about £3-4000…
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Email from AIC. Help please
I recently wrote to AIC with a CCA request on a old Natwest Loan. I have received an email from them requesting the following:a. Your full name. b. Your last 3 digits of your postcode. c. Your year of birth. d. You agree to communicate with Allied International Credit (UK) Ltd via email I am not 100% sure how they got my…
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POPLA Decision - Appeal regarding broken payment machine
Parkingeye withdrew from the appeal after I filed this: 1. Overview – Grounds for Appeal This appeal challenges a £100 Parking Charge issued by Parkingeye after the driver was unable to pay a £1 fee due to a non-functioning payment machine, and in any event, overstayed for less than 15 minutes. The contract required…
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Stuck on how to appeal
Hi everyone, I received two parking tickets one day after the other in two different areas. One was for turning into a road that had restricted hours and one for not parking correctly within a disabled bay. I appealed both and have heard back from the parking bay that they deny my appeal. I turned into the road as that was…
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Claim Form from a court
Hi Please can someone help me. I have received a claim form from a court regarding a Parking Charge that I received back in January. I have just recently had a bereavement in my family and feel my head is not working properly. I came across a thread here that had guidance around 'Acknowledgement of Service' but cannot find…
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Southsea / Yomper Carpark / Britannia
Hello all Just debating how to respond to a 'notice to keeper' sent out by Britannia. I have read through the 'newbies' thread which is a very helpful starting point; thanks to all who posted there. I suppose my issue is that to be honest I'm looking at a 'technicality' argument here, as there was a substantial ticket…
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Help! DCB Legal Ltd Letter of Claim for unpaid parking ticket
Has anyone had experience with DCB Legal Ltd? I've received a letter of claim from DCB Legal Ltd Solicitors about parking fines I ignored from UK Parking Control Ltd as I wasn't parked incorrectly like they are stating. I called DCB Legal Ltd in Runcorn, Cheshire and asked them if I didn't pay would it go against my credit…
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Euro Parking Services
Hi Guys, Thanks for your excellent help over the years which has ALWAYS won through for me. However I received a PCN from Euro Parking Services on 2nd May this year. Once again I followed the advice on this board and issued the template as my defence however this company is not playing ball. I have now received a letter…
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Variable DD
Can anyone please refresh my memory about the timings for vDD? I'm with Octopus in case that's relevant. Currently my billing date is … well I'm not entirely sure. DD date is the 20th, the next balance when they charge me is the 21st, and my bills cover somewhere around the 22nd to the 24th or even 25th. I used to set a…
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Dcb legal taking my work mate to court.
Where I work there is an automatic camera at the entrance used for the parking site. We all have have to log in our vehicle number plate everytime we at work. On this day my colleague didn't log in her car reg number and got a ticket. They are now taking her to court for this parking ticket. The county court issue date is…
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VOA response times
Hi. I challenged my council tax band with the VOA in February 2024. Despite my efforts I am yet to get any response other than automated emails fobbing me off that they are busy. Is this usual and the experience of others? 8 months waiting is, in my opinion, not good enough.
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Multiple CCJs from PCNs I was unaware about. URGENT, PLEASE HELP!
Hi, can anyone help? I'm panicking as l've received two CCJs for multiple PCNs that I was not aware of. I had moved addresses at the end of 2023 and started a new job around the same time. In that time, I also got a new vehicle with my new address on the V5 form around that period. So I didn't receive any PCNs from that…
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Shares v savings
Hi all, new here so go easy. Im 57 with moderate savings and just started investing some of it into shares. I have some savings in a fair interest rate savings account and keep this below the £1000 interest mark to save the tax. Ive got various shares now across the board with a 10 year plan to increase wealth for…
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Any tips on how to loosen this concrete?
This gorgeous and desirable 😕 part of my access had these 3 block pavers missing when I moved in 7yrs ago. I've tried various concretes that were in my shed but they just fall off again eventually no matter how much preparation I do. Now I've bought some adhesive but can't chip off the old concrete to get it level which is…
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Credit card for ATM withdrawal?
Not too sure where to post this: In the 'Banking and Saving' \ 'Top Cards for Travelling Abroad' Barclaycard Rewards Credit Card is compared with Chase Debit Card and First Direct Credit Card. Further down the chart is the Row heading 'Fee free ATM cash' where it's stated that '£500/day can be withdrawn on the…
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AA Loan sold to Antelope Loan
I previously had a loan with AA and was making monthly
payments without missing any payments as well as additional payments in order
to save interest and pay off my loan quicker. When extra payments were made with the AA I was able to see
the interest that I have saved as well as see the new end date of the…
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Old Debt Assistance
New to here, but something about CCAs peaked my interest. Back in 2016/2017, I racked up a lot of old CC debt and as a result, ended up in a bad situation so they all defaulted. They have obviously dropped off my credit card file now and as such, I got a mortgage earlier this year with no issues. Since they defaulted, I…
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Parking eye claim form
I got a Claim Form in the post from DCB legal for almost £1000 for 4 parking tickets which happened in early 2021. I am following the instructions to apeal via the governemnt gateway website and send a defence etc. I have also written a complaint to PALS and the car park team at the hospital. Is there anything else I…
