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Where do previous payments on account appear on current year tax return?
I'm keying in figures into my 25/26 personal tax return having made 1 payment on account for that tax year already and another due in July. In the main self assessment (right up to the calculation and "submit" button), I don't see either of those 2 payments on account featuring anywhere, and instead the balancing payment…
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Easter 2025 I’m coming to get you!
OK so that maybe slightly optimistic but you have to dream big! I’ve been reading these for a while and decided it was time to go public instead of lurking; hopefully I can keep up with it and keep motivated. I have a mortgage which is not huge but I still have one. Originally £80,000 in November 2015 and as of tonight…
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our forever patch challenge
well, this week sees the new start to my mortgage free plans. After 18 months clearing debts, then paying for our wedding, which took most of our hard earned savings, we are at the beginning again. Due to restructure at work, OH is on a reduced monthly pay, so the savings are even more of a challenge! Our plan is over the…
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Transferring cash ISA from the PO to HSBC
I can't use the HSBC transfer-in form because it's demanding a 12 digit roll number and the Post Office only have 10 character, alphanumeric roll numbers. Each is blaming the other for the issue. This is despite the PO being listed as one of the institutions for which HSBC's online form is applicable. There's clearly…
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Spam-Busting Guide
Spam-Busting: When browsing the forum Click the Spam Button When enough members have marked a post as spam, it will automatically be removed from the forum. [alert callout] The Spam button should only be used for clear and obvious spam. Please do not use the button when you just disagree with a member. The Forum Team…
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Parking ticket, unsure how to proceed
Good morning, I received this letter regarding a parking ticket I believe I disregarded, I cannot remember it as I believe I had the photos of the ticket on my old phone which is now broken Please can you advise me on how to proceed with this, do I respond to them via email? Or do I just ignore, thank you
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Ocean Parking Fine - Metro link : Ladywell Car Park Appeal
Hi, I've just received a parking charge notice from Ocean Parking of £100, for not being parked 'wholly within a bay' at Ladywell Metrolink park and ride car park. This was on the end of a row with with no other parking space next to it and car more or less on the line of the bay. I'd like to appeal this as it's frankly…
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N180 – ELMS Legal & email/post
Hi all - long time lurker, first time poster. I’m currently at the N180 stage for a claim from Excel Parking, with ELMS Legal Ltd acting for them. I emailed my completed N180 to the CNBC at DQ.CNBC@justice.gov.uk. I got the automated response straight away, but nothing since- no actual confirmation of receipt. Is that…
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Curries Washing Machine Installers left kitchen flooded. No customer service email!
Trying to get hold of an email for customer service but they have stated "In Writing" twice customer service DOES NOT HAVE AN EMAIL!!! My kitchen flooded moments after they left the property. I sent pictures by text to the installers - NO RESPONSE! I had no choice but to call an emergency plumber £132. He said the…
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Moorside legal first letter, no previous correspondence
Hello, So I've received a "letter before claim" from moorside legal on behalf of ukps. An invoice for £170 dated 16/4/26. Genuinely this is the first letter I've received, no previous correspondence from ukps. Problem is I have no idea where our when the PCN occurred. The only info I have is a moorside reference number, my…
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Letter of Claim Moorside Legal?
Hi, hoping someone can advise. My son has had a Letter of Claim from Moorside Legal for £170.00 for National carparks Ltd. There isn't any information on the letter as to where the claim is from, date of the alleged offence etc. There has been no prior communication regarding a parking ticket and my son has no clue as to…
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FUSE UPFRONT PAYMENT TO SWITCH
Email from Martin Lewis 16 April 2026 advising to get an energy fixed deal before they are withdrawn as July cap likely to be 15%. Signed up with FUSE only to find that once i had got to the end of the process, setting up Direct Debit etc., i was asked to xfer £100 as a pre payment (due to credit check red flag) to effect…
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Buy to Let or Stocks & Shares ISA in 2024
Just after some general advice in 2024 as to whether people would lean towards a BTL or Stocks and Shares ISA to try and grow thier savings pot? My partner and I have around 30k in a basic savings account and want to try and accelerate this over the next 3-5 years. Thanks
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PIP assessment - advice
Well, I got my assessment tomorrow morning for my PIP and I am nervous as I never applied for PIP in my life, does anyone know what questions they will ask? I give them my medical evidence when I applied online. Also, the call is going to be recorded as the assessor is going to record it and so am I, so I got my back…
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Well that was a short drop in prices...
Thank you Octopus IOG tariff. April Price drop Now informed May increase. So prices re now higher than pre April drop 🤣 Suppose bright side is off peak is a fraction cheaper 😜
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UC housing element rent in advance
Hi all A friend who is on UC has asked me to lend them 6k to pay 6 months rent up front in a new Tennancy She has been told to move by old landlord, and no agency nearby is accepting benefits, however one has stated they can of she pays 6 month up front. Google, AI all say this is fine and she will still be able to claim…
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Lufthansa cuts 20,000 summer flights
One question I have is are these new flights that haven't been scheduled yet or are these already bookable with passengers already on them? If the latter, then presumably passengers can get informed at any time their flight is now cancelled, they get refunded and there is nothing they can do about it ?…
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Switching Supplier
Hi all, I'm looking for a bit of advice please. My current energy deal expires on 1st July 2026, I'm with Eon. I know I can swich suppliers 49 days prior to the 1st July without incurring the early exit fee's, but can I agree to switch providers before the 49 days and still be fee free? For example, in my case the 49 days…
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Post Office Travel Insurance
Purchased Travel insurance from the Post Office, which is underwritten by Collinson Insurance Services Limited.Having filled out the "online claim form" I waited and then followed up by email, only to be sent a claim form in pdf format list of proof of ownership Proof that you own the items you’re claiming for. Of course,…
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Scottish Widows free Regular Investing review.
For anyone who hasn't use Scottish Widows/Iweb free "Regular Investing" yet, I thought a review might be useful. I've used it a few times for mopping up small divis but have noted that SW frequently execute orders very soon after the LSE opens. "Trading the open" can be profitable for experienced traders but comes with…
