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Yet another scumbag parking eye letter - Fox House, Derby
Seem to be getting these every year now. I don't think they even bother putting signs up in some places and assume some people will blindly pay the ridiculous amounts asked for. I'm just posting yet another appeal and eventual success to show people on this board that despite some naysayers, POPLA will still stick up for…
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Do I need to be concerned about the pension contributions change?
I'm very uneducated about how all this works and I don't even know if I'm doing salary sacrificed contributions or not. So I get paid 13 times per year and I contribute about £335 each time into my company pension. My employer contributes about £165. Can I ignore this salary sacrifice change or do I need to be aware of it…
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Missed appeal as no idea of fine until trace recovery letter
As per title. The letter from trace debt recovery says the offence happened in jan 2022. I had absolutly no idea. I dont know who the landowner is as its says client is alliance parking and gives an address for city gates upper yard sa1 1ee which google suggests is an ncp. Also it doesnt have any of the codes or names ive…
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UC Review.
Have my UC review, this will be fun! Went to upload my bank statements, but limit is 16 files, yet I have 48. Does anyone know if I can do multiple uploads after I submit the first 16. EDIT, ended up just merging them into one PDF and uploaded that.
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Advice on consumer rights when retailer refuses to refund despite parcel tracking evidence
A month ago a return some orders to Dunelm. Most of this was rugs that were wrongly advertised in terms of size or damaged. It just so happened that 4 parcels were collected by Evri at the same time, and another, large rug, by Yodel, also on the same day. After 2 weeks passed, and delivery tracking showed delivered within…
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Longbridge parking charge
Hi, I have received a parking charge for parking in a no parking zone, which was recently changed from a drop off/pick up only zone. I've contacted my MP and complained to the land owner. I'll be sending the template appeal to the parking company, but first wanted to check if the misprint (text overlayed in top right…
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UC review of £6K savings - a couple of questions please
I am under review for UC because they have seen that I have more than £6K spread across savings (£5K) and bank account (wages of £1,200 every 4 weeks). Once I pay my rent from my wages, the amount across all accounts drops below £6K. I did not think to consider my wages as savings because the money goes out of my account…
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Difficulty getting a mortgage after temporarily living in caravan?
Hi all, I hope this is the correct place to post this topic. My husband and I have had a mortgage for around 12 years and have about 180-200k equity in our home. We want to move closer to my parents (and we will remain in our current jobs). We would like to sell chain free and buy chain free and my parents have offered for…
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Newbies Thread: Please welcome new members
Hi Forumites, We have a new thread to welcome new members. It might take a while to get started - new members may not want to be the first to post on this kind of thread, but we hope that will change as it becomes a welcoming place to make a first post. Please help us by giving a warm welcome to newbies and guiding them on…
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Capital Gains Tax on my only residence
We owned a house on a residential mortgage from 2019 until 2025 when my wife and I sold it. we had permission from the building society to let it out for 20 months as we moved into my grandmother‘s house to help look after it. we paid income tax on the rent we received for the 20 months. The tenants moved out in October…
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PCN County Court Claim Defence Advice
Dear Sir/Madam I have tried to keep this post as
short as possible although I’m afraid it actually isn’t, I apologise but
thought everything I have included was relevant for you to be aware of. Please let
me know what additional information you may require. I have spent many hours reading
through the advice on the newbie…
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P&O Adult Only refund issue
I am trying to get a refund (as advertised on the P&O website) for a cruise on an Adult Only ship as P&O changed the 2 ships in their fleet to allow families on board. You cannot get through to customer services as the phone goes dead. I have sent them 2 emails about this but both have been DELETED without being read.My…
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Court claim for overstay at now closed Homebase site (G24)
Hi Advice sought please on how to respond in the court claim defence template. I have seen other similar threads (e.g. https://forums.moneysavingexpert.com/discussion/6608886/g24-) but mine is slightly different. It is much more recent (so can’t really claim no recollection) and I have what I’d consider mitigating…
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ISA transfer experiences
My most recent experiences. First the bad and the ugly: * Monument to Santander. The request had to be made on paper, which I handed in to a friendly Santander employee in Branch. 6 weeks later, there had been nil progress as the form apparently "didn't reach the right department" (in Santander). This means I missed out on…
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Moved: Having more than one S&S ISA
This discussion has been moved.
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🌞 Happy Days in our Golden Years 🌞
Just over a year has passed since the final entry of my last
diary. A whole year of no debts and no
mortgage 😁 We
are semi-retired, using our private pensions to cover the cost of bread and
butter and running our own business part-time to put jam on it. You’d think I could do without a money saving
diary in those…
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Capital gain tax for foreign currency on (non-tax-sheltered) brokerage account
Some of the brokerage account can hold foreign currencies directly but I wasn't sure how should the tax be treated if it's non-tax-sheltered. I want to hold some dollars to buy and sell securities, and I don't convert the dollar back to pounds in between different transactions, as I plan to continue to invest on dollar…
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DCB Legal, Para 3 defence
Hi All, I would really appreciate some help. On Friday I received a letter of claim from DCB Legal on behalf of Brittany’s parking regarding a parking charge I didn’t pay back in February. I have rung and challenged this on the phone without them budging on the amount to pay. I have a file on my Laptop semi complete which…
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Moved: Cash ISAs capped at 12,000 (a year)
This discussion has been moved.
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Recommend insurance but not just any insurance. There is a must exclude…..
Please recommend insurance company. I want to avoid a company I’ve had dealings with who are employed as third party consultants to the main insurers. My experience is backed up by trustpilot. I want insurance company recommendations where the main insurance company doesn’t use/employ a company called - innovation group.…
