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Vehicle History check scam?
I advertised a vehicle for sale on facebook and got a reply from a potential buyer. he arranged a time to visit then asked before he came to view to send him a vehicle condition report using a particular service (Autofinest) stating that if it was ok he definitely would buy the car and add the cost of the report to the…
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Twinklies mortgage journey 2.0
New Beginnings So today is the start of our remortgage and as such I thought it would be nice to start a shiny new diary. Hopefully I can be reflective of the journey so far and make some new and focused goals. Just to bring anyone who doesn't know me up to speed. I am married, 2 kids, a dog, a house and an allotment.…
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Selling house in auction
Hi, I put my house in auction with IAMSOLD. I haven't heard a single bid so far; this is one week on. What do I do? Should I pull out and go in the open market way or wait for 60 days for their contract to finish?
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Record of past house sale prices
Normally it's easy to check past sale prices. However a house near me has gone on sale at what I think is a hugely inflated price. According to the agent there are no details of previous sale prices achieved. I know that this house has been sold at least 3 times in the last 20 years. I looked at 36 pages of sold prices for…
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Selling problem due to ground rent
Selling problems with leasehold flat So I am in the process of selling my flat. We were told we were likely to exchange by mid April but yesterday found out my buyers lender are now refusing to lend because the ground rent will not be capped at £250. It’s currently £300 and has been since I purchased in 2021 - I don’t…
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Changing broadband/TV supplier
My broadband / TV contract is coming to its end. I've been with Virgin Media since before it was Virgin (that is, Redeffusion, CableTel, NTL and now Virgin), but as usual I'm looking to see if a better deal is available. Sky looks interesting for £48/m; as a new Virgin customer I can beat that slightly, but getting that…
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Financial Advisor advice
Hi all I'm 55 and other half is 53 and I feel like I should get my finances in order and start planning when I want to/am able to retire? I get so many adverts on my social media feeds saying "Do you have a 250k pension - download our 9 must do things' or "Do you have a £750k pension - don't fall for these 5 mistakes,…
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Old Style Daily Saturday 04 October
What a night!
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First UC statement can't be right...
Got my first UC statement, (having been 'migrated' from the income-related element of ESA; still in receipt of contribution-based ESA) but the entitlement and deductions are the same number, £650.95. So I'm not entitled to anything...? Obviously can't be right. Standard Allowance: 400.14 Housing: 250.81 Total entitlement…
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Washing machine Samsung or Bosch
Hello My current washing machine has gone pop after 13 years so not a bad innings Bosch classixx 6 2 models have caught my eye Bosch series 2 and a Samsung series 5 My daughter has the Samsung series 5 and has been pleased with it , has loads more load options than the bosch and also smarter WiFi option also has 5 year…
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Moneybox Cash ISA – A Few Questions
Hi everyone, I’m thinking about transferring my Cash ISA to Moneybox, but I’ve got a few questions before I go ahead: * within the app, can you actually see which bank is holding your money, or is that info hidden? in trading 212 you can see which bank holds your money…
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Compers Challenge 2025!!!
2025 league June winners 🥇1st. Chocoholic123 £1455 🥇 🥈2nd. Englishwelshie £859 🥈 🥉3rd. Haribobo19 £370 🥉 Booby prize ( lowest {higher than £0} value prize) for June 💩. Ally86 £6 💩 Collective annual total so far: £10,833.48 back again for 2025.... we welcome those who are re-joining us and any newcomers too! don't worry if…
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Just deciding... which way round to pay these off....
Will finish paying off a credit card in Oct and I am deciding which to pay off next, realise it doesn't really matter. 1750 on a 0% until April 27 credit card 8000 on a 5.9% loan. Ive 'paid' the interest on the loan already really, but understand it will affect the final figure. Approximately 28 months left. Avalanche or…
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If I am not a "Customer" - what is the outcome?
I do not believe "hotel patrons only" is a condition of the contract... If I were to park there and not go to the hotel, then this would be trespass and not a contract breach - it can't be both... Further down, the sign outlines the conditions - which does not include being a hotel patron, and these are "listed below".
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Small Cleaning Business Service Agreement
Can anyone suggest a cleaning service agreement template we could use for office and school cleaning. We have just started a partnership and have insurance in place. Thanks.
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Private parking charge while visiting pets at home (total parking solution)
Hey I wonder if anyone can help me, I am currently challenging a "fine" for overstaying at a pets at home car park by 13 minutes, customers are allowed additional time by inputting their registration into an ipad within the shop, for whatever reason I hadn't done this (don't know whether I forgot or if there was an issue…
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Mortgage recommendations for first time buyers
Hi, me and my partner are currently saving for a mortgage deposit and looking for recommendations for a first time buyer i.e help to buy, maybe things to look out for/avoid with new schemes. Also I'm self-employed and wondering how my income is calculated, is this based on pre tax profits ? Many thanks !
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DCB Legal Claim Form Defence Advice
Hi All, I received a claim form from Baysentrey Solutions, I have now submitted a Aos and just wanted some advice on preparing the defense - i.e do you have any recommendations on changes I should make to the template. The ticket issued for me not displaying a permit (This was for parking in my own designated residential…
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Help With A New Laptop
Hi everyone, I hope you are well. I need some help in getting a new laptop. I have some vouchers for PC World so ideally looking from there. I have been to PC World for some help but the response I kept getting was "we have lots of laptops, feel free to pick one out". Currently, I have a LENOVO - Yoga 7 16" 2 in 1 Laptop -…
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recommendations for home printer?
Good Morning, I'm looking for a recommention for a decent home printer. I'm looking for something that offers a decent print on paper and card (up to 250gsm) and isn't going to require ink purchases every 5 minutes! Ideally it could scan and print A3 but i'm aware that this limits the options. i've read loads of 'best of'…
