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C1 Scotland Inventory
I have done a Scottish C1 Confirmation submission but I'm encountering hurdles getting the format of the C1's inventory accurate and theres nothing online with which to compare. The Sheriff is knocking it back due to 'formatting' issues and HRMC, when questioned (given it's their form), tell me they can't help and I need…
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Evri delivery services does not pay on time
Hello, I lost my job and a friend in the gym told me about working as a delivery driver. As his company (a subsidiary of Amazon) pays weekly So I searched and found a delivery company a subsidiary of EVRI called AH Logistics I joined Feb 13th and was told. Payments are monthly on the 15th as a self employed driver. Using…
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SIPP and LISA fees
Hi, I currently have a SIPP with Fidelity, in ETFs, so I pay £7.50 a month in fees. My question is, does it make sense for the £7.50 to come out of my SIPP or a CMA. From my understanding if I pay it out of my SIPP, I put £6 in, get the 25% (£1.50) uplift to make £7.50 and pay it with that. However, if I pay out of my CMA,…
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Karen Millen refunds now paid as gift cards
I have just made a return to Karen Millen (I was buying a dress for an event and ordered a few options to try) and rather than receiving a bank refund (it was paid by bank) they have sent me a gift card. Apparently the default refund for all returns is now gift card and you have to change your details via their non…
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Diesel car, worth considering?
My car has been written off (not really salvageable) and I am still waiting to hear from the insurer. I was looking at cars and spotted a diesel car (2016) at a good price and checking all of my boxes (i.e. cheap to run, low road tax, reasonable mileage), but I wonder if it is wise. For example, at the moment it is ulez…
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1p mobile - short verification codes not coming in
Hi. I have just switched to 1p Mobile and I'm very happy on their unlimited mobile data plan as signal is dire where I live with any other providers, except any short verification codes (4-6 digits) won't come to my phone. I have a Samsung S23 and it's a dual SIM. My Smarty SIM is still working until my PAC code goes over…
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Joint tenants or tenants in common?
About to buy a house with my partner. We are engaged and will marry (hopefully) within the next year. I have two children from a previous relationship, partner has none. Joint tenants or tenants in common? Or does this matter? Do we just draw up what we want to happen in a will? Thanks in advance.
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RBS Digital Regular Saver
The max monthly deposit is £150. Is this net or total? Ie if I withdraw £4k on 1st April, can I add the £4k back in on 25th April, as long as the balance does not increase by more than £150 (plus interest) in the month? I'm sure i've seen this asked before but could not find!
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Samsung TV - No 5 Year Warranty?
I bought a new Samsung TV at weekend Went online to register the warranty, and spotted free 5 year extended warranties being offered on my model number - but only to those purchased at Samsung.com or numerous independent retailers?! https://www.samsung.com/uk/fiveyearwarranty/ So because mine was bought at Argos my…
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easyJet Plus 50% off
There is a 50% discount for the next two weeks for Gold, Silver or Bronze members of The British Airways Club. That brings the price down to £125 for a year. https://www.easyjet.com/en/pluscampaign
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French Ranch Cooker
Hi all, I’m hoping someone might be able to offer some advice or experience with an older range cooker. I have a Forneaux Morice Marengo gas range cooker (in the UK), but the main oven has recently been disabled after it produced a high carbon monoxide (CO) reading. Before it was shut off, the oven flame would start blue…
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2025 - No Craft Spending - We WILL bust my stash and make pretty things!!!!!
Another year and yet again another vow not to spend anything on craft supplies until I have used up everything I have. In all honesty I could open a shop and craft everyday and I would never be able to use all my supplies in my lifetime!!! I was really good last year and hope to be just as good this year too. Who needs to…
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Stamp duty - transfer of equity.
Background - Ive just transferred 50% equity to my partner for 50% of the original cost ( bought last year ) No mortgage. The conveyancer did the transaction as myself as vendor then myself and partner BOTH as purchasers. Stamp duty calculated on his 50% consideration = all cool. Situation related to my question … However…
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Redundancy - Insolvent employer - notice period
I worked for a firm for a year and 11 months when it was shut down - insolvent. The Insolvency practitioner has sent through documentation so a claim can be made for unpaid notice, untaken annual leave and any redundancy. On first glance I've not worked there for 2 years, however AI (yeah, I know!) suggests that the…
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Debt Free by 30!
Hello MSE Forum readers! If I was to look back on my 20's as a whole, it has been heavily dominated by my money troubles. Whilst other global issues have had their impact, my poor management of my money as well as a gambling problem I struggled with when I was younger stopped me from having a lot of experiences others…
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Help with dying jeans
I have two pairs of jeans, sold as black but they are more a dark grey and I've realised that whilst very comfy I have hardly worn them. The blue ones I bought at the same time are nearly worn out. I have gone down an internet rabbit hole trying to find out if they can be dyed properly black. So much conflicting…
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Materialisation of Shares
I wish to move my electronic shareholding from Hargreaves Lansdown to Computershare, which is the registrar for those shares. Computershare will only accept materialised shares held as share certificates, but Hargreaves Lansdown is unable to convert the shares from being electronically held into share certificates. I need…
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Make £2026 in 2026
This challenge is for noting down all money you have made in 2026. Ways you can make your £2026 are: Anything made at the end of 2025 needs to go in 2025 pot. SURVEYS WINS EBAY FB SELLING GROUPS OVERTIME SHARE DIVIDEND INTEREST INTEREST FROM BANK ACCOUNTS FREEBIES (VALUE OF) MATCHED BETTING VOUCHERS FROM POINTS EG SHOP…
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Insurance payout in event of a suicide
A distant relative of my wife who was male aged 60 recently committed suicide. Someone in his family said he didn’t have any life insurance and if he did they would not have paid out. However they added he had a mortgage with his wife. I always thought insurance didn’t pay out in the event of a suicide and asked ChatGPT…
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Advice before court and submitting N180 form
Hi, So this is the latest email from DCBL below: Good Afternoon Having reviewed the content of your defence, we write to inform you that our client intends to proceed with the claim. In due course, the Court will direct both parties to each file a directions questionnaire. In preparation for that, please find attached a…
