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IHT gifts from a joint current account
Hello I am asking on behalf of an elderly family member. Almost everything they have is in joint names, other than the car V5's. When both left their jobs about 10 years ago at/about the age of 60, they decided to change their separate Current Accounts at the same bank to a joint account. The husband is the first named on…
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Virgin tv problem
Not sure if this is the right board for my question but maybe someone can help. 🤞 I have Virgin freeview with a box. It's a few years old but is the 360 not the old Tivo. Just recently, it won't pause on any streamed programmes. It's fine with programmes I've recorded and live TV. It happens (or rather doesn't) on all…
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Plastering quote for kitchen
I’ve just received a quote of £1740.00 (£460.00 materials) for my kitchen. 2 guys for 2 days. Dot and dab 1 wall, skim all other walls and over board ceiling. Is this a reasonable quote as it seems quite high? I’ve taken all the cornices off since these photos were taken
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Universal Credit Managed Migration - I'm on the sick but they want me to work
I received the letter about legacy benefits ending and that I have to sign on to Universal Credit via managed migration a few weeks ago. I have been on Income Support and then ESA for the better part of 20 years (since 2005) because I've been on mental health medication, but in that time I have been volunteering at charity…
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DLA telephone review - mid award.
I have today received a letter from dla saying they are reviewing my son's award. It runs till he's 12 and I've still got 3 years left. Why would they be reviewing it? It seems like it's mandatory so does anyone know what they will be talking about? I don't feel comfortable going through it over the phone because I don't…
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Related electricity meters
This discussion was created from comments split from: Related electric meter unable to switch online - how to fix?.
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Starting a self managed DMP
So after browsing the forum for months and finding myself in a terrible cycle of just about meeting minimum payments but then using credit again just to live, I have bit the bullet and decided to sort my life out 🤯. I get paid tomorrow so have cancelled a few direct debits and will not pay my usual unsecured debts. So am I…
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Advice on car accident
I live in a cul de sac with a turning space for large vehicles. I reversed slowly out of my drive and to the right. There was nothing ahead. As I moved forward a car reversed out of the turning space and hit my right wing. At the time I was already distressed about something and just couldn't deal with it. Their view was…
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Help identifying curtain rail fixings
I need to find some replacement fixings for a curtain rail in a bay window. The track itself is OK but the brackets have failed so I'd like to find some replacements if anyone recognises them? If it helps in identification I can tell you that they attach in my case to a plastic thing that slides on a metal bracket as shown…
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Advice re roofer who has my money
Hi, looking for some advice. A roofer who had agreed to fit a new roof for me asked for material money up front as his business is fairly new and needed money to buy the materials. I have given him £3100, however his bank has put a hold on his account stating they are completing security checks.. it has been over a month…
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Interesting article from the Beeb
Article about will fraud: How fake-will fraudsters steal millions from the dead - BBC News
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Land Registry - RX3 form, section 8, help
My husband is trying to cancel a restriction on a property which had himself, mum and stepdad on. He wants sole restriction now. What does he put 'in favour of'? Just his name? Sadly his stepdad is deceased but his mum is happy to be taken off. What will be required from his mum? A letter to confirm she is happy to be…
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2nd home stamp duty
I currently jointly own a property with my sister, of which my mother resides. I want to buy a property to live in as my main residence, would I be subject to 2nd home stamp duty, there are so many conflicting answers even HMRC couldn’t give me a definite answer . Thank you
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Accused of damage at holiday let
Hello everyone, I recently rented a cottage with Sykes cottages. After returning from the holiday I have received an email stating that the cleaner has found damage to the kitchen counter. They have attached a photo of a chip to the laminate coating of the counter. We did not cause this damage. We remember seeing this chip…
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Looking for gas meter no standing charge
Hi. I’m new and this is my first post . i had my gas cut off a year ago and SGN have just come round and said my meter is gone but the gas feed is still coming into the house . they have told me I have a month to get a meter installed or they will cut my gas off in the road outside - and to reconnect it will be over £1000…
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Is our electricity bill too high - share of freehold in small block, communal areas
Hi everyone, I own a flat in a small block of 4 flats - a Victorian conversion over 2 floors, share of freehold with a dormant company owning the freehold. I have recently taken over the directorship of the freehold company and am now working with the management company to try and bring down costs as our service charges…
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LISA Eligibility After Selling a Previous Property—Can I Use It for a Deposit?
Hi all, just looking for a bit of clarity. I bought a property with a residential mortgage back in 2015, but sold it in 2020. Since then, I've been renting or staying with family and friends. A mortgage advisor recently told me I could still be eligible for a first-time buyer mortgage. That got me wondering; could I also…
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Stamp duty question - so confused
England - so SDLT Me and partner ( not married and wont be ) selling both houses. Mine before, his after. Many reasons for this - mostly convenience as its a new build so completion on notice. I'll buy house £720,000 mortgage of £250,000 when we sell his, he'll "buy into" the house for £250,000 ( with solicitor paying off…
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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USS mess - Statements v. Summary
Question for any USS experts - how reliable is the "Your Summary" information presented on the front page of the members' bit of the website? It seems to be giving the same information as the Annual Statement, and in almost identical language: "Here's what you've built up"; "Here's what you've saved" - which sounds pretty…
