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Frump to Fab 2026.
Good Morning lovely ladies...... Welcome to the new thread and a happy new year to one and all. Am I fab yet. Lol. Nearly, but not quite fab enough yet, there's always room for improvement, so I continue my journey to fabdom. My word for this year is refresh. Me, my home, my life. 🤪 This year I want to change my image a…
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Safest way to sell your gold/best price
Recently sold a 9 carrat gold ring.. band was a bit bent.. at local pawnbrokers ..was around 8.5 grams...only got a few more pieces..and hopefully wont need to sell any more...but only received 140 pound...less than half spot price...I'm on crutches.. I ageed... but if need to sell anymore…how should I have done it.…
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Weight loss and healthy eating for a debt free life
I've been thinking about this for a while and I've seen a few other people mention weight loss so I wondered if we should have a thread. There's a giving up alcohol one but obviously we can't give up food. I also realise that not everyone with a food buying problem is overweight. I overbuy and some of the overbuying was…
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Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance.I'm wanting to gauge when that might be as I'm…
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Full sovereigns vs Half-sovereigns for long term investing?
I'm looking at trying to accumulate some physical gold (isn't everyone), and wondered if anyone here prefers full-sovereigns or half-sovereigns. It's essentially a long-term hold, just so I have some physical assets. Half-sovereigns would be slightly easier for me to accumulate, for cashflow reasons. From what I can see,…
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The Faster Payments Cut Off Times List
Welcome to this thread. The purpose of this thread
is to provide a regularly updated list of the cut off times for faster payments
made into the savings accounts offered by various banks and building societies
to begin earning interest the same day. Given the sheer number of banks/building societies
there's bound to be…
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Mark as entered
Hi Sorry I haven't checked out the comp forum for a long time, always was my goto. I can't see where you can mark that you have entered the comp has that now gone or I am just not seeing it I am logged in. It is probably me but it all looks so different now
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iWeb help please
iWeb has now moved to Scottish Widows and I can see my GIA and ISA on Scottish widows website. How do I register to see these on the Scottish Widows app? Apparently I should be able to do so but I end up getting nowhere. Any ideas?
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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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Small Windfall and what to do?
Hi all, I have recently received an insurance (RTA) payout to the tune of £7,000. I am thankfully recovered from my injuries and there are no lasting effects on work, hobbies etc. I am trying to make the best decision for the here and now as to what to do with this money. I'm 48 and have a good career with current gross…
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iD Mobile free roaming?
The iD Mobile (SIM only) plans in the MSE Cheap Mobile Finder now all seem to say "No roaming" and "No free roaming", which I'm pretty sure they didn't last time I looked at it just a couple of days ago. Is this a mistake, or has something actually changed in the last few days? The iD Mobile website still seems to say…
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**NEWBIES!! PRIVATE PARKING TICKET? OLD OR NEW? **READ THESE FAQS FIRST!** Thankyou!
:) WELCOME! :) HOW TO BEAT A PRIVATE PCN: BY APPEAL, COMPLAINT, OR DEFENCE. BEFORE YOU USE THE FORUM, IF YOU ARE NOT SURE HOW TO USE IT, CLICK HERE Forum Introduction Guide DO NOT USE YOUR REAL NAME AS YOUR USERNAME IF YOU POST A THREAD: https://forums.moneysavingexpert.com/discussion/5532696 FAQS FIRST. NO THREAD IS…
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Links no longer show the URL without hovering
It is not ideal when you apply for lots of competitions each day. It is nice to quickly know where the link will take you. This started occurring a few days ago. Forum software update, I assume.
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Debt Incurred, CCJ and Debt Collector - all while out of the country
In Jan 2025 I spent one night at a hotel near Heathrow. I had no idea that parking wasn't included in the reservation. I don't recall the reception telling me this on check in either, otherwise I would have done it of course. The next day I flew out of the country and I returned yesterday, Jan 29 2026. I came back to a…
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Level 2 survey worth it
I'm buying a late 1950s house that has been completely renovated recently. Nothing concerns me with the house but I'm still getting a level 2 survey done as I just thought that's what you are supposed to do. Am I wasting time and money? Some have said I'll just get a load of if, buts and maybes no real answers about…
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Overpaying into pension and universal credit
Hi, I currently pay into a workplace pension, with pretty decent employer contributions and a smaller % from myself. I am also in receipt of universal credit. I became a single parent around 5 years ago and prior to this, I was never in a financial situation where I could afford to pay into a workplace pension and opted…
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DCB Legal Representing Excel Parking - Defense Assistance & General Support Needed
Good evening, I have been following the advice of this forum to date. Last week I received a claim form after ignoring all prior correspondence. I have acknowledge the service of claim on MCOL and have drafted my defense based on the template provided. 1). I have seen that this should be sent…
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Gold Crest Holidays - Best way to get money back?
As you're likely all aware, Gold Crest Holidays have gone into administration. Their website points to ABTA for getting money back, and ATBA strongly reccomend making a section 75 claim. So right now I'm doing that with HSBC, and already alarm bells are ringing that HSBC are going to fight it (they've noted the wrong day…
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You can gift any amount, prove me wrong
BLUF: family member with £250k estate, considering gifting ~10% per year each to two family members while fit and independent. EDIT: 10% was a figure plucked, in reality I think it would be £10k. £250k consists of a flat at £60k and the remainder in cash. Family member is receiving a £14k pa pension (state+defined benefit…
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Can others check out my plan please.
I'm am planning to retire end of May at 64 with 3 years to go before I receive full state pension . I have spent the last 2 winters in the evenings educating myself about pensions and how to make an tax efficient and workable plan . But I have no one to run my ideas past and looking for others to give their thoughts on it…
