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Paragon Bank iSA account no
I'm trying to move a Paragon Bank ISA to Shawbrook online but Shawbrook's website repeatedly says the Paragon account no is invalid. It is in the format AAA999999AA. I've tried several different variations eg dropping the leading letters, end letters etc but it won't accept any of these. Should I be entering this info in…
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Mobile comparison tool
My current Lebara plan beats all those that come out of the tool and even their current plan is better than many. Does anyone know why Lebara is not included in the comparison? Are any other cheap options ommited?
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Lost receipts, warranty claims and general hassle
Hi all- I've lost numerous receipts, missed out on warranty claims and lost out on refunds/returns/exchanges as a result. How does everyone else keep a track of theirs seeing as it's all now digital?
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UK Parking LTD keeper appeal deleted – Castle Car Park Windsor
Hi all, Could I get a quick sense check on an issue with an IPC operator (UK Parking Ltd – Castle Car Park Windsor, CASTLE 004)? I’ve read the MSE Newbies thread (after the timeline before unfortunately) , so I’m not looking to jump straight into IAS arguments, just trying to understand whether the process here has gone…
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I'm scared about what will happen and what I should do?
Can anybody help me please? I have a disability and not much money. A few years ago I had a letter from dcbl (Direct Collection Baillis Ltd) to pay a fine of over £300, from a car park with free parking, but as I just ran in and out a shop, I didn't put in my details, and so it caused me a lot of depression and anxiety. I…
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Ocean Parking - Manchester Metrolink - Parked after operation hours
Hello, I received a private PCN operating for manchester metrolink after not realising I'm not supposed to leave my car in the car park (sale station) after operation hours (whoops). I've read the newbie post and this post where from the same company the appeal was successful: I'm very new to any kind of appealing parking…
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Have permanently stopped working is it worth paying off the final remaining gap in NI contribution?
Am 59 yrs old male and have fully paid up NI contributions with only one gap remaining which will equate to a weekly pension from 6/3/2034 of £227.14 The final gap payable will cost me £907.40 (possibly due to be increase from 6/4?) and this increase the weekly pension by £3.11 to £230.25 Is it worth or beneficial to pay…
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Proof of moving house, overlap renting to buying
This is complicated... I'm in the process of buying a small property, using inherited money and a very small mortgage. (Should have completed a couple of weeks ago, goodness knows why they are being so slow as they wanted a quick sale!) I'm currently renting and living on new style ESA and PIP. I am aware that my benefit…
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Challenge of legitimate interest
Hi all. Thankyou in advance for the quality advice I assume I’m going to receive based on the threads I’ve read here. Apologies if I’ve missed anything that is well covered, I have read around but with 3000+ pages of posts obviously only scratched the surface! Short version first - there are two specific questions I’d like…
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Facebook Marketplace
I have been items selling on FB for years and know it well, in the last few months the replies to my listings have stopped after the first couple of days I list an item, has FB changed its policies and making free ads less visible? This isn't normal.
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Cape Verde Holiday Cancellation
I was due to go to Cape Verde in February, however on seeing the media coverage on the news about the previous & ongoing gastrointestinal illness, I contacted Love Holidays to cancel, get a credit note/change resort or go to an alternative destination, even though we were aware this would incur costs. I was worried about…
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Replacement costs covered insurance
Bought a Miele condenser dryer over £1,000 Engineer came out eight weeks ago, still not repaired due to parts being lost and confusion on the side of the insurance company. How long is it reasonable before I can get the below actions taken. Replacement costs covered: Should we be unable to fix your appliance, you’ll be…
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Limit of FSCS protection, S&S Isa, fund values beyond £85000
After decades of investing I'm fortunate enough to have an ISA portfolio (currently with ii) with a number of fund values beyond £85k. I'm uncertain as to the risk that there is to that part of the funds above £85k in each case - they are UK regulated funds with the majority as MMFs. Does the FSCS scheme only cover up to…
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C1 Scotland Inventory
I have done a Scottish C1 Confirmation submission but I'm encountering hurdles getting the format of the C1's inventory accurate and theres nothing online with which to compare. The Sheriff is knocking it back due to 'formatting' issues and HRMC, when questioned (given it's their form), tell me they can't help and I need…
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DCB legal - court papers
Received initial letter for a parking fine a couple years ago, for a day in December 2021. They said I illegally parked in a hospital car park and owe money. I was actually a nurse employed by the hospital at the time, and paid through my salary for the car parking. I have continuously ignored them until now when I have…
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Facial recognition
Does anyone here uses facial recognition to log in to their banking apps or approve payments? Would you recommend it or avoid it?
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Buying a new car using PCP
I am in the process of buying a new VW car and have been offered a PCP. What was strange was that the salesperson could not provide me with the terms and conditions for the PCP and told me that I could only see the terms once I had paid the deposit and signed the agreement. Whilst he said the deposit is refundable I was…
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Help to Buy Equity Repayment
Hi there, I seriously misunderstood the T&Cs when taking out a Help2Buy equity loan in 2021. While aware it is 20% equity in the house value at time of remortgage and/or sale, I believed it wasn't 20% of the current home value at time you decided to repay without remortgaging or selling. I was hoping to start repaying the…
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Mortgage free in 4 years
Hi All, I have been reading these diaries for a while, I never really post anything, but it helps keep me to my journey as nobody in real life seems to be on the same path. When I tell people I am overpaying my mortgage they ask why? lol I took this mortgage in 2016 (£310k) and the interest just got lower and lower over…
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Questions about deed of variation can anyone help please?
I am looking to distribute my dads estate by the end of April. Within 2 years of death I would like to give some of my cash inheritance to my son and another beneficiary would like to give some of her cash inheritance to her son. I have read about writing a letter instead of paying a solicitor…
