Recent Discussions

I am a first-time car owner and recently got a resident parking permit. I genuinely misunderstood where it was valid and thought I could park in the area directly in front of my flat. I parked there several times after getting the permit without receiving any PCNs, which reinforced my misunderstanding. I received my first…

So, I'm 60 with a DB pension (circa £34k PA) plus DC & SIPP pensions (variable drawdown). With fiscal drag of the 40% tax threshold and inflation of pensions, there's a good chance that my DB + state pension will reach the 40% tax threshold (age 67). So last tax year I decided to drawdown and transfer my SIPP to ISA's…

Hi, I'm thinking about hosting foreign language students as a way to increase my income. The payment is £26 per student per night and I need to provide 3 meals a day and drop the students off daily at 8am and collect them at 6:30pm Has anyone else done this? How can I make a profit whilst still giving them a nice meal?…

Hi all, With the many switching offers popping up and many in need for current accounts for switches, yougov, etc. I thought it would be good to compile a list of which banks do a hard search and those with soft searches only. The list below is a collection of user reviews and I do not take any responsibility for false or…

I parked in Coop, Cowes for 6 hours, I hadn't noticed the signage and a recent change in policy to limit the time allowed to park there. I am (was) a regular customer at the store. I had no luck writing to the CEO, got fobbed off by his secretary, and also by the store manager who claims CEL only 'allow' a certain number…

Hi everyone, I came back from holiday early this morning and picked up the car from the south terminal long stay car park. When coming out I was confused (tired, dark and hadn’t been there before) and somehow entered the drop off zone before realising I was in the incorrect lane. I’m not sure what to do at this point…

This discussion was created from comments split from: DCB LEGAL, PARKING EYE court claim.

Does anyone have any idea how long it takes to receive the Inheritance Tax Reference for the IHT400 form? I applied online over 3 weeks ago and still nothing. I have tried phoning the IH helpline, and both times I have been on hold over 30 minutes, and then been disconnected 😔 Thanks

Hi Our fixed term is due to end shortly on a duel fuel and looking to get another fixed deal, however, we are also moving in a few months and the property doesn't have gas and so will only be electricity, if i took a fixed deal and moved would we have to exit the contract and be subject to an exit fee or would it just be…

Just want to get some advice/thoughts on the above? Partner receives enhanced daily living already and not due for a review until 2030, he will be of pension age when this is due and his problems will not change, just get worse as he gets older. He has now been told by his gp not to drive and has been referred to the sleep…

Hi all, I spent some years as a stay at home dad (between 2009 and 2020) so I will have a gap in my NI contributions - I have heard recently that I should be able to get the NI contributions credited back? Does anyone know if this is correct and if so, how do I go about getting this done? Thanks in anticipation, JC

I've just got an NTK about parking in MK1 similar to that in MK1 parking ltd — MoneySavingExpert Forum The irony is that we needed a break so I would probably have paid the £4 it seems to be but I genuinely didn't see a sign! We parked there one evening after driving around the car park closer to the Odeon (with its…

As my Vodafone BB contract recently ended as did not fancy paying their £36 a month subscription i had a look on uswitch and Sky looked a good deal for fiber at £23 a month with a £75 voucher so i signed up and was given an instalation date of the 3rd Septermber Th guy turned up to instal it on behalf of openreach and…

Hi all There is plenty about children getting an inheritance but I'm just after some guidance on a question that I'm struggling with. My 13 year old son has inherited £30K with a wish in the will that it be invested for him. No other detail so I have the money in my name. I plan to open a JISA but the question is am I best…

Our son has just got engaged. Do we give an engagement gift? I don;t want to give money. They have their own flat which isn’t that big so I think an ornament type gift is not appropriate. I would like them to have something though! I looked online and saw a candle stick type wooden thing, but if I splash out on that and it…

Bit of a tricky one that I cant get answer to. My daughter inherited some money, we set up a bear trust for her and bought a house with the money which we still run, she has paid into a lifetime isa for a few years and now ready to buy her own house, the question is she a first time buyer? can she use the lifetime isa or…

I may be blind but I couldn't see a post describing what was and what wasn't allowed to be posted here. I've been doing game testing for approximately 25 years now in some form or another, although not in a professional capacity, just out of my own interests. I've been a member of my currently community for almost 4 years…

Hi all, I'm preparing an N244 application to set aside a CCJ obtained by Civil Enforcement Ltd and would be grateful for a sense check from the regulars before I submit. Key facts: Claimant: Civil Enforcement Ltd (CEL) CCJ date: 12 June 2026 Discovered CCJ: 20 August 2026 via credit check No claim form, LBC or…

Hi! I was wondering if anyone can assist. I received a parking charge notice for parking in a disabled bay at a Leisure car park in August 2025. At the time, I was heavily pregnant and went to the trampoline park to collect my daughter. I was in the space for no longer than 5 minutes. There was nowhere else to park as the…

Hi all, Finally reached my claim form stage- just done my acknowledgement. A bit about my case. Cold, rainy night at Lancaster services, returned to my car, closed boot.. great my keys are in there. After a couple of hours of trying to get any locksmith to come out on a Friday someone finally came. 2 further hours of…