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Need an overview on £200k investment options
I've been squireling away for quite a while and have amassed about £200k, I am quite risk averse so the money has mostly been sitting in ISA's until now. I have no private pension and the amount is getting to the point it seems insane to just let it barely match inflation when it could be generating some decent passive…
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Ur.co.uk
I stupidly send them my phone after reading a few good reviews about this website. They offered decent quote to buy my phone, I even avoided the higher quotes with bad reviews. Anyway short story is they ghosted me since I send my phone in, their phone line just rings out with no answer. Emailed them with no reply. I just…
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HSBC FR ISA Cashback
Have any of you guys opened the above in a way that has enabled you to claim the cashback. The T&C state that it has to be new money and cannot be money transferred from a HSBC current account or savings produce or First Direct too. I have both those bank accounts and no other. To try and get in on this offer I tried to…
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Water pipes
Hello, please, can I have some advice/Education? Today, we received a phone call from Seven Trent saying there was a leak detected across a few houses including ours from a shared pipe, and we need to speak to our home insurance about leak detection. We have done this and are waiting for them to come round. However, our…
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2 Acres of Agricultural Land - Pass on now, or later?
My Parents have owned a field for over 50 years (2 Acres). For the last 35 years it's realized a small amount of rental income from grazing 2 horses. Managing the rental is beginning to cause them stress (80's and 90's in age), and they have told myself and sibling that they would like to transfer the ownership to us (to…
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Admiral Problems
Is anyone else having issues with their Admiral online account? Tried to log on, but it said my details were incorrect. Asked for a password reset and it said an email had been sent but nothing arrived. Email address matches what they have on my policy. Tried online chat but the Digibot said it would transfer me to an…
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New rules on energy suppliers fixing smart meters?
There was a fair amount of press last Feb/March 2026 regarding new Ofgem rules where energy suppliers must fix smart meters within 90 days of the fault report. According to the published info at the time, including on this site, energy suppliers could face fines and other punishment if they did not comply. Does anyone know…
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Changing from OVO Standard to E-ON fixed.
I have a signal by my meter of -115dB far less that needed for a reliable Smart meter connection. Although I would save 11% and more later I am wary of !!!!!!-ups in getting the meter installed and the aerial needed, etc. Considering staying on standard as OVO does not seem to have a way of changing to a fixed deal on…
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Switching to flat rate when smart meter was previously economy 7
Hi all, I hope you can help. I moved into a 2 bed electric only flat in December that had storage heaters & economy 7. After the shock of my first month's bill being £300 😱 I replaced the storage heaters with infrared panels so no longer needed the econ 7 tariff. I was on Octopus Flexible (with different day/night rates)…
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Currys - the worst customer service experience
For the past two months I've endured an ordeal trying to purchase a dishwasher from Currys. Incidentally, a few years ago they replaced a washing machine and did not install it correctly (a basic error with the outlet pipe) and they offered a refund fairly quickly. I assumed this was a blip. Summarising the issues below…
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Change disabled class to non disabled class
I am selling my current vehicle to a trader which has disabled class registered on it. When I sell the vehicle will the disabled class automatically be reverted to non disabled class as soon as I tell the DVLA I have sold the vehicle?
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Dubai package holiday.
Hi please can anyone help me? I have a package holiday to Dubai booked at the end of June with last min.com. I have repeatedly tried to contact them for info on whether this holiday will go ahead, but I can’t get my questions answered. It does look like they will cancel as it’s is only recommended for essential travel at…
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Selling my house with cleared up rat problem
Ive recently dealt with a rat issue in the loft, I have a report from the pest controller that a rat gate has been put on sewer and so far no other issues. Ill fully mention this on a TA6 report to stop future problems with any seller so I'll be expected to lower the price but not sure by how much is reasonable. The house…
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dcb legal and secure parking solutions
Hello I'd appreciate some help please My car was parking in a pay &display near a hospital (car park not owned by hospital). Paid for a 1 week stay and ended up overstaying due to requiring an unexpected life-saving operation 2 PCN were attached to the car - appealed these, lost and paid for the anyway. Received a notice…
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Signing a Waiver
we are due to travel to Dubai end June and have been told by Gold Star which is a third party trade ticketing agent for our travel agent we have to sign a waiver to say we still want to go despite the FCDO , even though we don’t, or we lose £1800 on Tuesday. I can’t lose this amount of money, they have told us we have to…
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Tyre and Alloy Wheel Care Plans
Hi, I would appreciate any help/advice on above. Took delivery of a new car 4 days ago, I also took out a tyre and alloy wheel care plan as recommended by the dealer. I now have to have a tyre replaced due to a puncture/tyre fault? The supplying dealer said I would need to contact the care plan provider who simply rejected…
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Garden sub metre to off set garden water counting toward sewage cost
I am an Anglian Water customer and they allow readings from a garden tap sub meter which you can buy cheaply on line to account for water used on your plants or lawn which does not then get counted toward the sewage part of your water bill. Anglian water are quite upfront about it and are happy to answer questions. I…
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Manchester airport parking fine
Hi all, I’ve been looking at these threads for a few weeks now. I have an APCOA parking fine for not paying online within 1 day after dropping off at Manchester airport. Just confirming I can use the blue template in the newbies thread and that applies? Just want to make sure I have the most up to date info. Thanks
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88year olds £670 dentist bill?
hi was hoping to get some advice, about 3 year ago I took my 85 year old Mam to the dentist, the dentist had de-registered her as she hadn’t been for a good while due to medical problems and Covid! So Id asked if she could register “no we are not taking any new NHS clients at this time” So Mams in pain so paid the £49.99…
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Collection of 15 Private Car Park Parking Charges
Hi all, Please bear with me if this is not the most coherent post—I am doing my best to piece everything together. I am the registered keeper of the vehicle. I have received a total of 15 parking charge notices at a private residential car park between January and April. Back in January, the car park was covered with NPC…
