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Stocks & Shares ISAs
Hi! This is the discussion thread for the Stocks & Shares ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Help-DCB Legal - Claim Form response
Hi Parked and paid £3.00 for parking on 28th April 2025, I subsequently received a Parking charge notice from Euro Car Parks, stating 'the P&D/permit purchased did not cover the date and time of parking'. (The date on the ticket I have is correct) and at the time I appealed via the on-line stating that I had paid and I…
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Package holiday with flights via Dubai
We are due to travel to Mauritius in October. We’ve booked a Virgin package holiday so flights and accommodation and transfers but the flights are with Emirates. I’ve currently only paid a £400 deposit and I’m due to pay my balance mid-July (about £12k). We are not staying in Dubai, only a layover of about 2-3hours. I…
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CCJ overpayment
I cant find anywhere appropriate to post this, so please advise. over 25 years ago, my wife got into some financial difficulties, and ended up with a ccj where she was paying £35/month. This was before I knew her, Over the years we attempted to understand how much was outstanding, but could never find out, Recently we…
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Expired passport - travel tomorrow?
I think we're out of luck but I'm asking here in case anyone has a bright idea! Mrs QrizB and me are due to fly tomorrow to Vienna for a long weekend break (an ATOL-certified package holiday booked via BA). Mrs QrizB has just checked her passport and it expired in February ... Yes, I know. Is there anything we can do now…
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UC and inheritance.
I'm in the fortunate position of receiving some inheritance probably around £32.000. I know i can pay some debts off but would like to buy myself a second hand car. I have a motability car at the minute but the advance payments are ever increasing.IE, my last car had an advance payment of £2000. I cant find any guidance on…
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Misleading advice from Which on IHT and pensions from 2027
Take a look at this… Inheritance tax on pensions: HMRC reveals how the new rules will work in practice Lots of important information in there - as from April 2027 Executors are going to need to obtain pension valuations prior to Probate. But look at this in the final section on ways to prepare… Arrange power of attorney:…
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Lied to by Octopus
According to Octopus - I have £50 per item - early exit fees on my account This is not true - I have an email from Octopus when I signed up to 12M FIXED - 12 months ago - saying "NO EXIT FEES" What bothers me is why they believe that this is the case and the fact that it has stopped me from changing suppliers to fuse…
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MSE News: M&S shopper? You can now earn money-off vouchers with its revamped Sparks scheme
The revamped M&S Sparks loyalty scheme now lets you earn vouchers when you shop with the retailer. M&S says it's made the changes after customer feedback to "make Sparks better". Here's what's new… Read the full story: https://www.moneysavingexpert.com/news/2026/04/m-and-s-loyalty-shakeup/ If you haven’t already, join the…
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Sorting my life out (again)
Blimey, it's been about 5 years since I've used this forum and my life has completely changed. 2020 = married, 1 DS, full-time job, debt-free, £9k savings 2025 = divorced, 1 DS, 1 DD, full-time carer for my DD who is disabled, £7k debt, £0 savings Luckily my debts are relatively small and 0% interest... apart from the car…
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Jet2 flight delay due to adverse weather knock on effect
I had a 4.5 hour delay from Rhodes to Gatwick, the cause being adverse weather on an earlier flight from Reus. I’ve heard that the knock on effect to our flight might mean we qualify for compensation. Has anyone had success with this?
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PCN from Premier Park - advice on what detail to include in initial appeal
Hello Guys, I have received this PCN from Premier Park last week, the reason for the PCN is "Occuoying more than one marked bay". Please advice what template to use to make an appeal here. I genuinly was not the driver of the vehicle. @Coupon-mad
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Your FIT payments have been suspended
it’s been over 12 months since we sent a fit to British Gas, last year I was in hospital so lots of other things in my mind. Anyway today I went in the web page and it’s saying our account in inactive or suspended. I have emailed the. But so no response. 🤔
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Solicitor Fees - Please help. I am a tenant that voluntarily left after section LBA & Section 21
Hi all, I’m trying to get some guidance on a tenancy/legal cost dispute with a letting agent’s solicitors and would really appreciate any advice. Background: I rented a property for around 3 years and had no major issues during the tenancy. In 2025 I began experiencing financial difficulties and was in contact with the…
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When to switch
Hi there, hope you can help an occasional visitor here. Circumstances are fairly "standard", older couple living in 3 bed bungalow with gas central heating, electric cooking/showers etc, no special needs. My fixed deal with Eon has just ended and I can see all my future options on the cheap energy club. I am sure you can…
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UKCPS PoFA received - behind Leeds Railway station
Hi, I have read the NEWBIE forum/posts and I am still unsure on how to appeal this, or if I even should! I received the below PoFA (NOT non-PoFA, which is confusing me based on reading other threads...) on 17/12 for stopping on the yellow lines behind Leeds Railway station/opposite the multi-storey on 10/12. They have 3…
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I want to pay: HM Courts & Tribunals Service Claim Form
Received the above, and after reviewing and consideration, I want to pay. The original claim, as detailed in the defendant particulars of claim is £170.00, whilst the amount claimed is £176.76, plus £35 court fee plus £50 legal representative's costs totalling £261.76. Form says to say UK Parking Control Ltd direct -…
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Multiple claim companies
Hello! Just Wondering if anyone else is in this situation. Some how I have managed to sign up to 2 pcp claim companies. I appreciate this is very silly of me and highly regret doing it. However now leaves me in a situation. One company I requested to end the service- I have not heard from them for some time and have never…
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New energy tariff confusion
We are told that due gas price increases due to the Iran war the price cap will being increasing by 13%. So why when I am look for a new tariff do I get these results. Electric currently 18.84p new 22.59p p/kwh with standing charge from 53.77p to 58.94 p/day Gas currently 5.76p new 5.13 p/kwh with standing charge from…
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Is there a GENUINELY FREE AI mp4 editor
Looking for an AI editor that can handle MP4 movie files I am fed up with sites claiming to be free when they are not.......
