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UC while on zero hours but want to change jobs
I'm currently on zero hours contract as a relief worker in the care sector (support work). I would like to move on to a different type of job. The main 2 reasons are that it affects my mental health (although I don't have any formal diagnosis) and it's a low paid job in a sector I feel is not a good fit for me and frankly…
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Changing SIPP Platform
I intend to change my SIPP platform from HL to Fidelity and wonder if there are important reasons why I shouldn't. Because I'm not resident in the UK, I don't read the UK press very much although I have read the Moneyvator article on changing platforms. My SIPP is high five/low six figures and in drawdown, it comprises…
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PCN on private land issued by MET - Southgate Park Stansted [Merged]
Just received the infamous PCN for parking at Southgate Park Stansted, I parked there as I was due to pick a relative at airport, my wife said she parked there she told me to park at .McDonalds. On entrance I could see McD car park was full so drove on and found myself opposite a Starbucks. Decided to get a snack at McD…
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Help! British Gas billing misery. I want to leave.
I switched from Scottish Power onto a BG fixed tariff last June. I have an electric smart meter and a normal gas with an IHD. Due to the fact the gas isn't smart I have been logging the gas meter readings on the app every month. I have been paying a direct debit to BG but have recently noticed they have never sent me a…
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Another car rental nightmare
One nightmare after another… This time it’s to do with embossed credit card numbers. I had no idea that some car rentals don’t accept the new credit cards which don’t have embossed numbers!! After arriving at the destination, the car hire wanted to charge 4 times the price if I wanted to use a credit card without the…
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Realized profits
As market can rise and fall.. If the funds (S&S ISA) you have invested has reached your target value, even if you do not need the money and there is no CGT or transaction fees etc, do you sell and take the gain and leave the capital or leave it alone ? or sell or switch to invest somewhere else etc to rebalance / spend or…
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MSE Credit Club savings and investments income
Hello, Ref:- MSE Credit Club savings and investments income. Can anyone advise why there doesn't seem to be anywhere to add income from savings and investments to my annual income? Thanks
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Stairwell carpet stinks after being shampoo'd with machine.
I have a RugDoctor machine, after I got it a few months ago I shampoo'd the whole flat and the only smell I noticed was on the stairwell/front door area which was a smelly feet smell, I did it again a week later and the smell was still there but not as bad and went away after a few weeks. I decided to do it again as…
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MSE Could Use a Dark Mode (and Better Layouts)
I want to start by saying I genuinely appreciate the fantastic work you do. MSE has been a tremendous resource. I do, however, have a few suggestions that I believe could further enhance the experience. 1. Dark Mode A dark mode option would be a real improvement. With so many websites offering this feature, the absence of…
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TUI - Website - Manage My Booking - Travel Documents [+ early check-in via "Flight Extras"]
Issues: * 1.5 days spread over a week wasted attempting to get TUI to fix this (no apology; no written acknowledgement) * Website refusing to accept correctly entered travel document (i.e. passport) details * After 2-3 hours TUI manager acknowledged website is broken; they are trying to fix & provide work-arounds and keep…
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Apcoa Manchester Airport appeal rejected
Hi all, this is my first post i've needed to make as usually i can find what i'm looking for through other posts and would really appreciate some detailed help. I recently appealed a parking charge from apcoa and they have rejected it. I am aware that when appealing these pcn's that you should not admit to being the driver…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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60+ oyster card yearly fess and validation
OK I'm probably the only person who didn't know this, but apparently the over 60+ oyster card needs an address confirmation and £10 payment every year to remain valid. This applies to those issued after August 2019. I just got a letter from TFL which I first thought was a scam until I realised it all has to be done via a…
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United Trust Bank
Does anyone have any experience with UTB for mortgages? I’m just wondering how forgiving they are with sub-prime applicants and what kind of rates they are likely to offer, if anyone has been made an offer through them. I appreciate this depends on individual circumstances but a rough idea would be good. They have been…
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Ryanair Reserved Seating booked through Love Holidays
Hi, Hoping someone here can advise; we paid £52.00 for reserved seating (as we have two young kids under 5) on a Ryanair flight booked through 'Loveholidays' using our american express card. On our inbound flight to Stanstead we were told we had been allocated four RANDOM seats in dotted around the plane and the flight…
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Wife’s parking ticket
my wife went to a car park in Leicester on Rutland street and parked but the pay machine would not work , she couldn’t get signal to pay by phone so she left , and parked in a NCP car park instead , she has been issued a fine for the 13mins that she was there , she appealed but they said that the fine still stands , any…
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Santander Edge monthly fee increase
The Santander Edge credit card fees are going up to £4 a month. Not sure if this is just for new customers. Also the 2% cashback introductory offer is no more plus the £15 a month limit for cashback has been reduced to £10 https://www.santander.co.uk/personal/credit-cards/santander-edge-credit-card
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Pantry challenge
I have about a month’s worth of food in my cupboards and freezer. I should probably keep it in case I loose my job but in the interest of food hygiene I’m going to eat it all up so my cupboard is bare. For people who don’t know how to do a pantry challenge the challenge is to save money on your food bill by only buying…
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FTB & listed building
First-time buyer in my early 30s. I'm looking to buy a freehold 2-bedroom house on my own, which seems to be quite difficult in the South-East of England, considering the current house prices. I'm going to view my first property this week. The advert says the guide price is £200-225k. What does this mean? If I offer £200k…
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Kindle Unlimited - doesn't make sense..?
So I took out their 3 month trial for £0.99 but I just don't read enough (only on my breaks at work) to warrant the £10/month charge. I knew this from the get go but I managed to get 3 books out of the £0.99 whereas they're about £4-£5 each & there's 15 in the series. I cancelled my membership on time - ending it on the…
