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IAS DECISIONS (2025 onwards, until - we hope - they are banned)
Post your private parking IAS Decisions here! We had a thread of IAS Decisions last updated ten years ago, and it is closed. Let's show the MHCLG why good people here generally stopped 'futilely going through the motions' for a decade. Please search & find recent IAS joke decisions, good or bad (let's keep it balanced ...…
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Lytham St Annes (for Blackpool)
Hi Can anyone give me any insight to Lytham St Annes please, and decent hotels? Will def need parking & would prefer breakfast included (but not a deal breaker). Not looking for apartments / air bnb etc. We are thinking of a 3/4 night, mid week break (to avoid stag & hen parties) before the kids break up for the summer.…
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UKPC via DCB Legal - Response Advice
Hi all; Apologies for creating a new thread as I appreciate so much help is already here and I have tried to go through everything, so apologies again if I have missed the answer to the below. I received a letter from DCB Legal today, dated 27th November. This is from a parking fine in March where I apparently parked in a…
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Holiday refunds
Holiday to dubai cancelled and offered a full refund, 2 weeks on from this they are now saying it could be 6 till 8 weeks before I get refund. This would now be after my return date. As only get set holidays without refund can't book another holiday, how do you get your refund back quicker
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ParkingEye court claim
Hi All, Could you please help check a Defence to a ParkingEye court claim? I was not the driver, a ticket was purchased for 2 hours, however, there is an overstay of around 17 mins (which has not been mentioned in the PoC). POFA also not mentioned in PoC. Background: claimant Parkingeye issue date 19th May 2025 AOS : 3rd…
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To switch or not to switch...
I'm sure this is the most asked question but I'm a bit confused with the MSE comparison tool. I'm currently with EDF on their Fixed 26 paying £127 per month. I have a zero exit fee and was thinking of jumping before the rise on the 1st July which is also when my tariff expires, as it looks likely there is going to be at…
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Bank of Scotland £175 switch offer (19/05/2026 to 29/06/2026)
Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active and paid direct debits as part of the switch (please see UPDATE below in this post). + No requirement to move any cash across. + You must open your account and start your switch on or before 29th June 2026. + You must…
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Trustpilot
Been following Trustpilots rise for what feels like a decade not sure if they've been around even that long, have heard them interviewed on BBC consumer programmes a couple of times of the years(You & Your) & maybe 5 live aswell, was good to hear of them and they seemed to work really hard to be accounting for themselves &…
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Notice Accounts
I can't see any dedicated thread for Notice Accounts, so here we go. My question for all knowledgeable people in this forum is whether anyone has any experience with Allica Bank, I currently have a Zopa smart saver account and, so far, can't fault them really, but Allica are offering 2% for 95 days notice compared to…
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Excess Reportable Income on an ETF based overseas
ETFs are very popular ways to trade funds, and for tax reasons are almost always domiciled overseas, e.g. Ireland, Luxembourg etc. Apart from the Capital Gains Tax aspect when selling any share for a profit, I have become aware of HMRC's 'Excess reportable Income' rules for overseas funds. Although the fund I want is…
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FSCS limit and S&S ISAs
I've got a FTSE all-share index tracker over 120k with Octopus Money, previously Virgin, well over the FSCS compensation limit of 85k. Should I transfer half to another provider to bring it back under the limit, or is it not a concern with stocks and shares? If they were to fail would I lose anything above 85k, or would I…
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MSE News: Live in social housing? Beware shyster firms pretending to be compensation schemes
Beware online adverts that look like Government help for issues with your home. We've found more than 150 social media ads that appear to mimic Gov.uk, but are actually from claims firms that can take 25% (or more) of any compensation you're due. Here's what to watch out for and how to complain for free… Read the full…
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Council Tax Band tribunal evidence - House Size vs Land Size
Good morning all, I am currently navigate my way through a claim to adjust my property banding. I have made it to the point where we are prepping for the tribunal. I have received the 6 week pack containing the COA evidence for their increase and I am in the process of discrediting their evidence and providing my own.…
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Bulk LPG - Cheapest suppliers / supply route?
Hi all, Moved into a house in Jan that has a bulk LPG tank, which was previously supplied (and the tank is owned by) Calor. The contract they were really keen for me to sign was quite a restrictive lock in one and after speaking and a bit of negotiating they dropped the standing charge and discounted the pence per litre by…
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Zopa problems logging into accounts
Anyone else is having problems not receiving the verification codes to log into their Zopa accounts? Worked absolutely fine till yesterday then suddenly it stopped (my phone's fine and am receiving the verification codes from other banks without problems). Zopa app is working fine, thou, but you need access to the account…
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Laptop screen crack
I purchased a Lenovo ThinkPad P1 Gen 7 in November, partly due to the advertised next-day delivery. The order was delayed and the laptop arrived around two weeks later following notification. The first device arrived with a cracked, non-functioning screen and was returned. A replacement was issued after a further delay of…
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Capital One credit card application
Hi, just after some advice. I applied for a Capital One balance transfer card through an Experian pre-approved offer which said my £7,000 transfer was guaranteed. Capital One then asked for Open Banking income verification through consents.online. I connected my genuine joint Starling account (my husband authenticated it…
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Uncrystallised DB pension reduced in value
Hi, i was made redundant exactly 4 years ago and at the time I asked for a pension illustration on my DB scheme with the Company I had worked at for over 15 years. At the time the offer was £97k lump sum and £14,800 pa. I chose not to take it but 4 years later I have just asked for a revised figure and they have said £90k…
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First QR scan not working
I'm trying to verify my identity on a website with my Chromebook, and it gives me a QR code to scan with my mobile. The mobile says: QR is detected. Tap to visit the link. I've done this dozens of times but it always fails. Mostly the error message is: Something's gone wrong You'll need to restart verification on your…
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Samsung A16 - Easy Mode
I am trying to find a suitable smart phone for a cousin in his mid 80s to replace his old dumbphone which has died. He only needs to make and receive calls and texts, check emails and when he gets used to it I expect he will try a bit of browsing (weather forecasts, touring caravan sites, places to visit whilst on holiday…
