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Cumbria Parking Services: Failed to make payment that covered the entire duration of your stay
In October 2024, a PCN was issued by CPS to the vehicle driver having parked at A591, Ambleside in the Lake District. The breach was because the driver paid for 2 hours but lasted 2:39 in the car park. As the keeper, I've now received a Letter of Claim from BW Legal, and I've just responded to it using the template…
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Universal credit and company shares
Hi I've recently started to claim UC. I have company shares less than £6k of which I don't have access to most of them yet. They sell some shares to cover the tax after 3 years and if I don't wish to cash them in they go right back in my shares account. This happened in October, its totally wiped my UC payment out as…
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Help please! At my wits end.
In 2021 I received a parking charge notice from P Smart Parking. The charge was basically for not paying for parking quickly enough. I entered Tower Car Park in Newquay at 11.47 and left at 15 01. I had about 3 minutes left on my ticket. I appealed via POPLA and they upheld the charge. My 'crime' was that I entered the car…
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Van broken into whilst at garage
Hi my son had his van broken into and tools stolen whilst in a garage for repair. It appears they moved the van to a road off of their premises whilst juggling parking, at which point the van was broken into and tools stolen. Are they responsible? Many thanks Mark.
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Pension situation sense check
Hi all Would greatly appreciate a sense check on situation and plan for early retirement. Me - late 40s with: * DB pensions currently worth £6500 a year at retirement age, increases annually with inflation. * Current contributions to DB pension will add approx £1100 a year income to it, increasing with inflation. * Three…
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Pensions advice fees
Hi there. I'm new to the forum, so finding my way around. If this question has been asked already, then please signpost me. I am aged 72 and have a total pension pot of £285k, with Aviva and with Clerical Medical. They are currently in cash funds (don't ask). I understand I have to make a decision on what to do with these…
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Rebel Energy in administration
December 2024, switched energy supplier to Octopus from rebel energy. Rebel Energy went into administration in April 2025 taken over by British gas. We are now being chased by Oriel Collections service to recover outstanding payment on behalf of Rebel Energy. I always paid Rebel energy by Direct Debit. Why didn't rebel…
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2 years chased for fine, now its a Letter of Claim by DCB Legal (Euro Car Parks)
Hello All, I have been reading many articles of advice on here over
last few years, so thanks for all support, and I really want to stand against
these car parking firms best as possible. Apologies if this is incorrect forum,
or other links are ready for this issue: Situation: I received a £170.00 parking fine due to…
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Spinning a New Story
I’ve been lurking for a little while, reading and learning. After far too long of burying my hand in the sand and telling myself that I’m just not very good with money, I’ve decided that I need a new story. I can learn to do things differently. I don’t have to hide away from my bank balance. I can save for the future (one…
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First Direct Incetive
I switched my account to First Direct and received my £175 incentive but FD states the £25 voucher is sent via martin lewis but I’ve had nothing from Martin lewis by EMAP or from FD what should I do
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Question on adding £2880 to a SIPP
Hi, In this tax year I have so far paid £1000 in to my SIPP, which at the time was covered by earned income to get the tax relief. As I now no longer have any relevant earned income, can I still add £2880 this tax year, or do I have to remove £1000 from this total, i.e. I can now only pay in a further £1880? Hope that…
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Pricing for retiling
I need some help please. My kitchen needs re-tiling. It’s approximately 1m high and 9m long in three sections. I assume that is 9square metres? the tiles I want cost 30sq metre, so that’s around £270 and say another £100, for odds and sods, is that correct? thanks
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Money Moral Dilemma: Should I have to pay for clothing my friend wants me to wear for her 'wedding'?
This week's MoneySaver who wants advice asks... My friend is having an introduction ceremony, which is a traditional Nigerian event which celebrates her and her partner coming together. She's asked me to be part of her entourage, which she said is like being a bridesmaid, and explained she wanted me to wear traditional…
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CIFAS Reports, Synectics Solutions DSAR.
Hi everyone. I have a couple of questions. See the Data Subject Access Request (DSAR) report that you can ask CIFAS for, do they hold information from all of the fraud prevention agencies such as Synectics Solutions Ltd, National Hunter etc. What I mean is, is CIFAS the organisation that these companies report to? The…
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-= TSB, NATWEST, BARCLAYS, RBS, Santander, chase, coop, virgin and other banks blocked me.
I have been for years with those banks as a normal customer with current accounts. Then I received a transfer of some money from someone who wishes to remain anonymous and within 1 month all those banks told me I am no longer welcomed and proceeded to close my accounts. I cant tell them details of who's this money from…
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ABTA Arbitration Advice Please/Chance of Success
Looking for help on whether anyone with experience in ABTA
Arbitration thinks we would have chance of getting at least £3000 refund for
our holiday. This is long post: there were also customer service issues (we were treated diffierently after we raised issues, ignored etc) and 1 resturant was closed (I have WhatsApp…
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Knee ligament injury - what do I need to tell the travel insurer?
Hello. My son has recently ruptured his cruciate ligament. He is due to go on a world trip early next month and the physio who saw him said this should be ok from his perspective and wait for the operation when he returns home in about 7 months if the surgeon thinks he needs one. He has an appointment with the specialist 2…
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TBI financial services
Evening all, Has anyone had any experiences with TBI financial services? I currently owe £4,160.68 on a defaulted plata loan and paying back £15.00 per month. I’ve recently come into some money and wanted to offer a full and final settlement but found them less than cooperative and said I’d need to pay the full £4,160.68.…
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Moneyway Car Finance - Support During Arrears Claim
Hi All, Out of the blue I received a letter from Moneyway owned by Secure Trust Bank to say that they are currently reviewing the support that they offered to customers during times of arrears as they admit that they may not have supported customers as well as they could. A while back I had a £20k car loan eventually…
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Trip.com code not working
Morning all, I am trying to use the code MSENU10 which is for all new customers for all flight bookings starting from the UK. Has anyone had any joy with this? I have tried to contact trip.com but I am not getting anywhere! Thank you.
