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Book travel insurance after surgery?
Hi folks, I'm booked on a Med cruise in June (lucky me I know!), and just paid for it a couple of weeks ago. However, I was diagnosed with Angina last year, and I'm up for Angioplasty/Stenting in April. I've got some quotes for travel insurance costing £250ish - fair enough I guess though not keen on paying through the…
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Horizon Parking Wrong
Hi all, I’ve recently received a parking charge notice from horizon parking for ‘Exceeding Maximum Stay’ at my local Tesco superstore. I scoured the parking forums and I’m at a dead end as I’ve previously appealed parking tickets and always happy to do so off my own back and do the research and of course, if I genuinely…
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How are Virgin Media going to get broadband into my flat?
The outside of my leasehold flat has a virgin media brown box thing attached to the wall. Several people in my block and surrounding blocks have Virgin Media because my wifi picks up their router names. However nobody seems to have any cables going from outside the flat to the inside. Like no cable going through the wall…
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Is The Ceiling About To Fall Down??
Hi - any idea what these two sticking out circles could be and how much of a problem? It’s a ceiling, plaster board and skimmed about 3ish years ago. These lumps/patches weren’t there a few days ago. My guess it’s the screws keeping the ceiling up starting to come out and displace the skimmed plaster, but not sure. Any…
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Motorfinity prices too good to be true
Hi I am looking to buy a new car and the offers from Motorfinity are significantly better than others we have received. What have peoples experiences been with them in terms of ordering and aftercare Thanks
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Smart Parking - serving of Parking Notice
Hi, on Feb 18th I received a PN in the post, not on vehicle, for 16 mins accidentally spent in a SP managed car park on 30th January without paying. I followed advice on this site, appealed and stated the PN was served outside the 14 day limit and I would not be naming the driver. I also asked for pics of signage to be…
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Recommended Cash ISA Transfers
Hi, looking to transfer my ISA out from T212 due to the interest rate being reduced after the first year. Can anyone recommend a company that accepts transfers in that pay more than 4% please? I would need a cash ISA for peace of mind so that it's accessible and no limits on withdrawals. I am open to a fixed rate/limited…
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Selling 2nd home
We are about to buy a second home. If , after 2 years, we decide to sell it can we claim back the additional stamp duty or is that only applicable if we sell our present main residence?
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Tax implications of selling long term incentive scheme shares
Hi there I am struggling to understand tax implications of selling my long term incentive shares that are about to vest and wondered if someone can help me please. I have quite a number of shares in the company I work for already. The latest LTI award I was given as part of my bonus 3 years ago is about to vest. My…
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Equity Release for Centenarians!
I’m hoping to find someone who can advise, preferably from experience rather than theory. My mother lis 100 years old, and living in her mortgage-free bungalow with the help of live-in care, following a couple of falls and hospitalisations last year. She is generally healthy and happy with her situation. My brother and I…
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Emirates cancelled flight to Dubai - Expedia offering vouchers
I booked a package holiday through Expedia that included Emirates flights and a hotel in Dubai for a group of us. The flights were scheduled for 24 March to 4 April 2026. Recently the airline (emirates) cancelled the flights due to the current conflict in the Middle East. Because the flights were cancelled, the whole trip…
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Salary Sacrifice
Has anybody successfully refrained from paying the extra over mileage charges to their employer on Salary sacrifice scheme?
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Sending letters to Creditors
hello everyone, been a while now. I would like an advice on whether i should write to my creditors and say i am out of the country and not returning? I have been contacted by transave and been asking for me to settle. Otherwise, legal action will be taken. Should i reply to this or let it go? Thank you for those who will…
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PCN Issued While Queuing to Exit Gridlocked Car Park
Hi all, I’m looking for advice on how best to handle a parking charge notice I’ve received from Premier Park (pics of letter attached). I overstayed the permitted parking time by 16 minutes, but this only occurred because the car park was completely gridlocked. I returned to my car in good time and spent well over an hour…
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NPC / DCBL Notice of Debt Recovery. Advice Needed before Midnight Please.
[If possible- please can somebody offer advice today] Hi, To clarify, before summarising the situation, I have read tons of old posts and and all of the beginner guide (which is incredibly useful). I received a parking fine from NPC at Myrtle Parade, Liverpool, L77AA around 4 months ago after parking there for 15 minutes…
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Lloyds/Halifax/BoS Apps/Website Showing Other Transactions
Surprised there hasn't been any mention of this happening to anyone on the board here so maybe it's not as widespread as suggested. I didn't see any other accounts in my app when I logged in yesterday but I have quite a few of my own accounts showing anyway. https://www.bbc.co.uk/news/articles/c4g23npxpwgo Anyone here…
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Not dropping Santa down the chimney!: 2025 Santa, Shoebox & Life Chit,Chat,Chunter! ALL welcome....
Welcome to the shiny new thread which has a slightly different title and I have just updated the date! Now 2025 Santa's Challenge was set up by Mum2one some years ago but sadly she hasn't posted on this forum for a couple of years, so now we are on our own. We remember her, her Mum and daughter with fondness and hope that…
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Parking/Liverpool Myrtle Parade - Original letter not received and got letter from dcbl/Grace period
Hi all, I know there are some threads asking about Myrtle Parade but I will no doubt be needing some advice again for my situation (feel like I should not get the letter at first place). I have read all the newbies thread and all others related to dcbl. Put long story in short: - 27/02/2025: Received a letter from dcbl…
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Defence DCBL - Myrtle Parade Liverpool
Hello. I have received a claim form from DCBL on behalf of NPC for an alleged PCN contravention in Myrtle Parade, Liverpool. It came whilst I was on holiday but thankfully I was back in time to acknowledge service on MCOL (case history shows received). The allegation is a failure to pay for the duration of the stay. No…
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FTB a fixer upper going to closing date (Scotland)
I am a ftb and I have seen a 4 in a block flat near to where I'm renting. I am keen to buy but I have no clue about such things. I have a mortgage in principle and a broker and around £25-30k saved. I think i will have to offer more than the home report, currently offers over £95k but going to a closing date, and home…
