-
ebike hub motor wheel spinning squeak
Is this sound normal for an ebike when the wheel with the hub motor is turning? https://imgur.com/a/ycGUTUt (turn sound on) When I spin the rear wheel by hand it doesn't spin nearly as long as the front wheel does but I looked online and apparently this is quite normal due to electromagnetic resistance and the squeak is…
-
How to invest an inheritance
I'm 58, single and plan to go back to work after a carer break. I am about to wipe out my savings but secure my housing by buying a property, but I expect to receive an inheritance which replaces the savings. I will keep an emergency fund in my bank, so will have about 80K to invest. I put 20K into my cash ISA in April -…
-
USD bank account in the UK.
I had a USD dollar account with Investec and a few years ago they stopped allowing USD accounts for small amounts. They recommended that I ove the money to a savings platform called Insignis. I now want to move dollars to a UK bank account but it has to be USD account that will accept the transfer which will be US dollars.…
-
CCJ in wrong name
Hello, I’ve finally in a place to resolve my debt and wish to enter into a DRO. I’m currently in the process of complying all my debts. However, I took a catalogue (Very) out in my married name, but I never officially changed my name (my passport etc. are all in my birth name). I missed the court documents and Overdale…
-
Creditor still registering default markers / won’t change status of debt post DRO Moratorium
Good morning I unfortunately ended up being subject to a DRO in 2023 with the moratorium period ending in December 2024. According to both the StepChange and Debt Camel sites, once this has ended a creditor should mark any debts that fell under it as either Satisfied or Partially Settled. I have been struggling for months…
-
Fraud: Scam secrets. BBC Radio Four 31//7/25 12:04
A new series called Scam Secrets starts tomorrow for anyone interested. https://www.bbc.co.uk/programmes/m002h2p3 Blurb: https://www.bbc.co.uk/sounds/play/p0ls7xbp "It might look like a perfectly ordinary message. It could come from someone you thought you trusted. Or it could be a phone call that catches you off guard.…
-
Zable - Can't stop repayments?
Does anyone else here use Zable? I've been struggling to pay off my debts and last month made the difficult decision to let everything default because I just can't afford to pay anything at the moment. I cancelled all my direct debits but my Zable card, which is MOBILE APP only, won't let me delete/stop payments. Payments…
-
8 weeks since accepted offer and buyer has yet to instruct their solicitor. How long do I wait?
There is no chain on either side and the buyer is a cash buyer. How long do I wait before I pull out from the sale?
-
Sloppy conveyancing
After loads of enquires and issues and resolved queries we are at a stage where our finally things may get over and contracts be exchanged precisely 5 months no chain house. We as well as the seller is waiting for a final approval of an enquiry and our solicitor is not responding with an answer. usually she says 48 hours…
-
Help with railway Apcoa Fine ZZPS now involved
Hi all, I am a newbie to this thread and have read all the required information (there is a lot to wrap my head around) as well as other posts made here, but I still feel uncertain about what I should do next. Recently, I received a parking fine from APCOA. I used an app to pay for parking, but unfortunately, I paid for…
-
Balance Transfer from my company's credit card to my personal credit card
I really need your help about balance transfer before I can apply a credit card for that purpose. I am a sole company director for a micro business company which is registered with the Company House. Currently I have been using my company's Capital on Tap credit card quite a lot. Therefore, I am planning to open a new…
-
Conveyancing
I'm buying a leasehold flat, first time buying property. The estate agent has connected me to a conveyancing firm, and the vendor is also using this firm. Does anyone have any strong feelings whether I should go with this (the quote seems reasonable), or would it be better to use a different firm - and why?
-
Supermarket parking charge notice
I have just received a Parking Charge Notice from Horizon Parking demanding £70. The Parking Operator has accused me of having exceeded my free stay period of three hours offered to customers by Tesco Extra Supermarket in Batley, West Yorkshire. According to the parking charge letter, my car entered the car park at 19:11…
-
Euro Car Parks limited defence advice
Hi there - first off thanks so much for the support that's provided here. it's super comprehensive - and I'm very grateful. @Coupon-mad or @KeithP - could either of you confirm. The defence that was provided you've mentioned that the defence works for DCB Legal but not for euro car parks limited? Do you have any threads…
-
Deferred Payment Scheme is this a cheap way to borrow?
Parent is going into Nursing home soon. The property will be used to fund this. We are exploring options. Seems like the Gov Deferred Payment Scheme is our preferred option. Anyone have experience of this, I guess there isnt a more cost effective way to borrow the funds? We wouldnt get it cheaper with a bank it seems (gov…
-
PCN Proceed to Court
We have a PCN problem and have followed advice gven. We have received paperwork etc and filled in our defence to court. The legal company has come back and said they wish to proceed to court. We have evidence on a bank statement that we paid the fees, can we tell them we have this evidence before they take us to court and…
-
Amazon prime items sent through Evri - can I do anything about this?
Hi I am a Prime member and recently, a few of my Prime packages have been delivered by Prime. I rely heavily on Prime due to my health; however, Evri are known for damaging parcels / losing them and therefore not delivering properly to my address and this has caused me so much anxiety. Can I do anything about this, given I…
-
CcJ wrong name
Hello, I’ve finally in a place to resolve my debt and wish to enter into a DRO. I’m currently in the process of complying all my debts. However, I took a catalogue (Very) out in my married name, but I never officially changed my name (my passport etc. are all in my birth name). I missed the court documents and Overdale…
-
Offered discount but only if bought using shop's interest-free finance scheme
Long story short, I was persuaded on Saturday to sign-up for an interest free loan in-store because they would offer me a better price on the goods if I did (despite having vouchers on face value should have beaten the finance offer, as it was described to me). The BBC website says this practice (offering a discount for…
-
How on earth can you get a refund from Debenhams?
I need to return 2 x unworn clothing items to Debenhams. They came from one of their suppliers and no returns paperwork was included in the delivery as it should have been. I mailed Debenhams customer services and they replied that, since my order was for cosmetics - IT WAS NOT! - it cannot be refunded. They have not…
