Recent Discussions

Have 2 kids 13 & 16, considering opening SIPP and/or ISA for each. Will be low values in to start say £50p/m ea or £25 p/m ea if open both a SIPP and ISA, perhaps increase a bit after a year or so. Objective is just to get the savings / SIPP started and kids can take over once working etc. Mrs not so keen on SIPP as thinks…

Recently got an ad for tastecard. I had one years ago, but wondering if anyone has recently purchased/used one and if its worth the monthly £7.99 a month? Me and my kids eat out a lot but unsure whether I would use it. 

My 1.54% mortgage deal is ending. I have two loans - one is interest only, the other is repayment. Fixed rates are much higher, nearer 5% now. I'm fortunate enough to have saved well during the 5 year fixed rate, and am in a position to pay off the two loans. My question is, should I? Being mortgage free would be great,…

i bought school shoes from Matalan on 31st August- I noticed today that the sole of each shoes is becoming detached - same place on each shoe, the outer side. There is no other damage such as scuffs, or anything to suggest theyve been used for anything apart from worn on a typical school day. BUT… I dont have the receipt (…

Hello, On 10th April 2026, I have overstayed the allocated time limit at McDonald’s Earlestown. However, I knew I would end up over staying because I had taken my young granddaughter to the store who loves talking to other children in there. The Manager took My VRM and stated I would be ok and should I get a charge through…

Hello, I've read the newbies thread and others but was hoping someone could give me some specific advice now as I'm looking at a small claims court. This relates to a 34 min (though some documents say 35 minute) overstay for failing to obtain a permit whilst dropping my young son off at an Activity Centre for 2 nights for…

hi guys I filled in the template and sent it off earlier this year to advantage finance and this reply today from them saying they don’t owe me anything. Could anyone confirm it’s all right and I have no appeal etc to it?

Hi all, My wife recently went to our local petrol station/greggs/starbucks to meet her mum for a coffee, where she stayed for about an hour (55 mins according to the PCN). During that time she used the QR code in Starbucks to register our car, but today a PCN has showed up saying she overstayed the 30 mins free. What…

Hello I had a bad motorcycle accident and broke my arm and caused a lot of soft tissue damges which was shown in MRI scan I work as a care worker for a local council and have worked there for 10 years I returned to work after 6 months on a light duty only phased return to work for 4 weeks which has just completed ( this…

Hi all, any help much appreciated. I received a PCN through the post around 2/3 after the incident. I had parked in Bridlington harbour and my brother went to pay for the ticket. Apparently this ticket was for a different car park (right next to the one I was in, looking back separated by a metal rail as seen in most…

can anyone help me with a question?? I have a capital one account and my card has expired, when searching the website I cannot find the answer, asking me to sign in and having to insert my card number but I can’t sign in because my card has expired!!!

Follow-on from this thread as wanted a better title https://forums.moneysavingexpert.com/discussion/6645427/uc-interest Quick back story my friend (M) and I were injured in a car crash, M was driving, 100% the other parties fault. M was offered and accepted a Part 36 (well over £16k) and now has the payout (so far I've not…

Hi, This is a feedback thread on car breakdown provider: AutoAid Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony

Back in mid-March I ordered a "plugin" solar PV bundle from EcoFlow: EcoFlow Stream Ultra 1.92kWh battery with four MPPT inputs Four EcoFlow 450-watt solar panels This cost me just over £1100. I thought I'd share my experience here in case anyone else wants to do something similar. Edit 29/07/26 to add: a system like this,…

I recently moved to Portugal taking my ottoman bed with me. I knew one of the gas struts was failing but thought I would sort it out when I got here. So. now I need to replace a pair of gas struts, 55cm long when open, 35cm when closed, with a sticker saying '900N'. I can't find any which are both the right length and the…

I can't sleep. I have the Grant of Probate on her property and need to sell. As the sole executor and beneficiary everything is sorted except that I can't find her gas meter - it doesn't exist. There are no records, no bills, no correspondence whatsoever. I vaguely remember some years ago that she mentioned she'd tried to…

Wednesday 19th November 2025 Good morning. I’m interested on people’s thoughts concerning joint bank accounts for family members who care for elderly and disabled people. I have a family member (77yo) who lives abroad who, several years ago, shared a joint bank account with her aunt (100yo) at the time. The sharing of a…

I recently got a Barclaycard 0% balance transfer card, purely to take advantage of the offer of 12 months Apple TV. But I don't actually have any balances to transfer. My only borrowings at the moment are a residential mortgage and two buy-to-let mortgages. I looked in the Barclaycard app, under interest rates, and it…

This week's MoneySaver who wants advice asks… I went on a trip with my 17-year-old daughter, best friend and two of her family. The five of us stayed in a four-bedroom villa booked by my friend’s family. My daughter and I shared a room, while the other three each had their own. After the trip I was asked to pay 40% of the…

Switching your energy supplier isn't always seamless. I recently switched from EDF to Fuse. As I was nearly £400 in credit with EDF I was looking forward to my refund. EDF say it can take up 6 weeks to provide a final bill. I waited 20 days and heard nothing from EDF, not even a sorry you are leaving email. When I rang…