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Capital Gains Tax after selling an inherited property
I am acting as lead executor selling our parents property and the property is left to myself and my brother in equal shares. As I was the one who got Probate (with him as Power Reserved), the proceeds of the sale will come to me then I distribute his half to him. Probate value was £370,000 but we have only achieved…
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Sainsbury’s taste the difference pizza
Apologies if this has already been posted a coupon for a free pizza on SKy VIP be careful as it’s only valid for 30 minutes once activated i waited till I was ready to pay before activating
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Moneda Capital Warning
There have been a few threads in the past about Moneda Capital that seem to have disappeared . The bank they claimed to be working with has confirmed that they have no contractual relationship with them but interestingly Moneda Capital has now amended their advertising. Although they are still targeting social media…
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ESA Assessment Decision Timescale?
Hi all Wife is currently on the assessment rate of New Style (contribution based) ESA, has been since early April. She had her work capability assessment just over 6 weeks ago. Was supposed to be in person, but was changed to a phone one just as we set off in the car to get there. Still no decision yet. What's peoples…
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ID and proof of address for motor finance claim
Was emailed twice by CR Solicitors asking to upload proof of address and id is this genuine or should I avoid or are they handling my claim
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BW Legal, letter of claim for £170
Hello, A couple of years ago I received a PCN from Britannia parking. I had some issues with the pay machine & wound up overstaying beyond the time limit by a small margine. I contested the PCN but no response. I then got letters from BW legal. Sent them a letter but no response. I now have a letter of claim from BW legal.…
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Chargeback success for car … now what
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Help! Refused Refund for Unused Beauty Treatment – Weak Chargeback Case, What Are My Options?
Hi everyone, I’m looking for advice on a situation I’m currently stuck in with
a beauty clinic and a failed refund request. I’ve tried going down the
chargeback route via my credit card provider, but it’s not looking promising,
and I feel totally cornered now. Here’s the full story: 🔹 What Happened: • On 11 July 2025, I…
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British Gas! Avoid?
Well despite the horror stories, I thought I would try a Switch to BGas thru CEC, as they were the cheapest big supplier (2 days ago). They have already pulled the tariff! Anyway, there is a problem with the meter numbers. I've tried phoning them, thinking it would be easy to sort out, but no! What a pain of a company to…
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Leave in drawdown or move (slowly) to ISA
Question for hive mind. Sometime next year 2026/27 will fully retire (especially if redundancy package offered) and will take what I can get tax free (put £20K into ISA if still exists) and move chunk of AVC to drawdown. Question - in following years would it be better to leave the crystallised cash in drawdown to…
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USS - General discussion
I am taking early retirement ( 55) from USS and will have a DB annual pension of £23k and a separate £9k pa widows pension but my dilemma is I will need an additional £17k pa for the next 4 years to cover short term additional expenditure (supporting children through uni, maintain current standard of living) and I need…
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INVESTMENT SHARE SCAM
Hi I thought it important to share this.. I have recently been the victim of a Investments Scam... I saw an ad on facebook about a investment knowledge and opportunities and joined an Investment Group on Whatsapp from this advert. The Investment group claimed to be from a reputable firm in the US, with the advisor being…
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Car finance misold
Hi everyone, I'm hoping to get some advice on a really frustrating car finance situation. I feel like I've been completely wronged by a dealership and I'm trying to understand where I stand. Here's a summary of what happened: October 2019: I took out a car finance deal for a vehicle from a dealership representing a major…
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Transfer shares from non-ISA to ISA sharedealing account
With the changes in dividend allowance in mind (down to £1k this year, £500 next year as I recollect) I'd ideally like to transfer shares from my non-ISA sharedealing account to my Stocks and Shares ISA (Both with the same share dealing service).However the rules are that I can't do this, I have to sell from the one, then…
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Help with IHT following death of already deceased father's widow.
Help needed please. My mother passed long
before my father. He remarried and passed ten years ago BUT his second wife
only passed this year. She was more wealthy than my father and owned a
larger share of their house. My father's estate was lower than the IHT
threshold but his widow's will be higher. Her family have…
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Nationwide £200 switching bonus starting 29/05/2025
https://www.nationwide.co.uk/current-accounts/switch/ How to get our £200 switch offer For a limited time, members can switch their main account to us and get £200. Terms apply. * Be a qualifying member as of 31 March 2025 * Complete a full switch online using the Current Account Switch Service to a new or existing…
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Retirement at Christmas
Trying to figure out the best way of funding the 2 years and 3 months pre state pension should I hang up my boots at Christmas. Currently spending around £2500 a month, but want to allow for a 3k income, which means a gross income of £42000 per annum. No debt, house paid off. Spouse has her own small pension and state…
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Leasehold surprise bill for invoice from 2022!
To my shock, residents and i received an invoice for circa £350 for additional costs incurred from 2022-2023 a week ago out of the blue. Being aware of the 18 month rule (section 20b of the landlords and tenants act) and having no prior warning for this, are we legally obliged to pay? Not to mention the company sending out…
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How to get the best SEG tariff
Hi everyone We've just published a new guide on How to get the best Smart Export Guarantee rates and we'd love to hear your feedback. If you haven’t already, join the forum to reply. Thanks for your help, MSE Clare
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Spending limit reduced from £3500 to £100
Barclaycard Platinum. Would this be because I rarely use the card? I have an Experian score of 999, only one other credit card (zero balance) and no debt or borrowing. Checking the app, it says I cannot increase my spending limit as it has been imposed or something like. Experian updates at the end of the month so I'll…
