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Vehicle Control Services Limited Email help!
Asking on behalf of a friend…. My friend got CCJ from the above company, he saw it late on his credit report and panicked and paid it off. Now he's got a solicitor to help remove the CCJ from his record but guy taking forever (been over 6 months think). I told him he could do this himself by emailing the company to request…
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How to sell my paper shares?
Hi, I wonder if anyone can give me some advice please? I bought some shares about 25 years ago. I have the paper certificates. They are worth about £1k. What is the best / easiest method of selling them? I want to get the cash and reinvest it somewhere else. Thanks in advance.
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Private insurance for flats
In the UK, is there a way of ensuring my flat is covered if other flat owners in the block brake the building insurance terms? The risk at present is that one flat owners could invalidate the insurance for everyone in the block
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Hurricane Mellisa and its disruption
I am getting frustrated with my tour operator and their lack of communication. Booked a holiday to jamaica last october and got caught in Hurricane melissa. The hotel closed its doors and the local airport was closed. There was no communication from local holiday company reps so holidaymakers were left stranded. The…
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ECP Fine and Debt Collection Appeal Rejection
I parked in an ECP in Manchester in September, I used an app to pay but unfortunately had an old Vehicle Reg stored, I have the screenshots of this parking session in the app and the money leaving my acount to ECP. I was parked in the space withing the paid for 4 hours. Unfortunately, the correspondence for this infraction…
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Help to save regular payment not showing in help to save account
I set up a regular payment (standing order) to leave my bank account. I copied the account number, sort code and reference exactly as it was. It needed a 'name', so I saw people on here had just named it something like HTS so I did and it came up 'it's a match' on my banking app. Anyway, the money has left my bank account,…
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Subletting clause - what does it really mean?
Hello all, I am having a little trouble understanding my lease about subletting. I am thinking of renting my flat out so I have been reading my lease over and over but I am not really sure what its saying. The lease says: Not at any time during term hereby granted to divide the possession of the flat by an assignment or…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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2026: The Final Year
Hello debt free wannabeeees! It's been a while since I have been on this board. We paid off our debts a few years ago. I then started a Mortgage-free diary of which I have since paused, as we then decided life was a bit too short and wanted to do some other things first. Well, we now both want to get going towards…
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Savings Account for someone in a care home
Hi, My Mum is in a care home suffering from vasculal dementia and my brother and I have recently sold her house. The money from the house sale is sitting in Mum's Virgin Money current account. My brother and I both have Power of Attorney, so I imagined that creating a savings account with Virgin would be relatively easy.…
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Group thread: Heathrow Gatwick Manchester & other Airport drop-off PCNs - easy: how to appeal & win
DO NOT PAY ANY OF THE PARKING COMPANIES ISSUING DROP-OFF PCNs. Advice will change as & when the Government introduce the new statutory Code of Practice and new Appeals Service. And when the companies concerned finally learn (after statutory regulation forces them) how to treat consumers fairly and put up clear signs.…
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BWLegal collection letter
Hi everyone, i wanted to ask for some help with this please. I parked in a pay and display where parking with a disabled badge should be free, and received a ticket. I went to appeal and show my badge but it couldn’t find my PCN and I forgot about it over Christmas due to being a moron who can’t think about more than one…
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SAYE Options
Hi, I’m in need of some financial advice please. In the next few weeks I have a SAYE policy maturing. The current value is over £25,000. I’d like to keep the shares and know I can transfer the shares to a stock & shares ISA, as long as I do an In Specie transfer.…
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Euro Car Parks - Claim Form - Scottish Resident - 2022 event - Concourse Shopping Centre
Hi I am a total newbie. I have been using AI to help me frame a defence and the AI has told me to come here and ask for your help before I send off my defence to the CCJ people... Am I in the right place and shall I go ahead and just paste my defence in here for you to look at?
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APCOA PCN Manchester Airport Drop-off
Hi Guys, I recently received a PCN notice from APCOA about a drop-off at Manchester Airport. I know you can usually ignore APCOA, but I don't want it to escalate into a CCJ and affect my credit score. I've also been advised to appeal to APCOA, not admitting to who the driver was, and also asking them to provide the…
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Edge Browser issue - Windows 11
I think it must be a cookies issue but certain web sites I open in Edge are completely greyed out and not able to navigate. There is no pop up to allow cookies or anything. If I paste the URL into the Brave browser it opens fine but Edge is my go to. It also happens in Chrome as well. Any ideas how I can get Edge to allow…
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2023 parking fine, was unloading equipment into a venue
Hi all, I have read and read numerous threads in here now. And I’m still uncertain which approach is best to compile my defence. I have never received a parking ‘fine’ or anything for this event other than threatening letters from DCBL then DCBL Legal. At the time of the event I was not parked up I was unloading equipment…
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Gladstone Claim Form Para 3
Hi there, thank you in advance for the help. I've read through all the threads and think I know what to do but want to double check. The original supposed violation was from June 2024 when I was heavily pregnant. I've been fighting this longer than my son has been alive, had all appeals etc rejected and just want to put…
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Universal Credit and Pensions
I put quite large amount into my pension via salary sacrifice. It is over 70% and brings down to just over minimum wage salary. (My husband does a large chunk too but not quite as extreme) We have done this for 3 years as we are early 40s, had no pension and I have a number of health issues which means I can't see myself…
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Octopus saving sessions
And it is on You have to opt in to take part !!
