-
Fridge is not cold - freezer is fine.
A couple of days ago I noticed my fridge wasn't cold - I adjusted the temperature dial but nothing has changed. It's definitely not cold at all. I also noticed some ice lollies on top shelf of freezer had gone soft though when I moved them to a different shelf they firmed up again. Today they have returned to soggy! Ice…
-
Winter Fuel Allowance
I'm confused. Can anyone please enlighten me? DWP have informed both my wife and myself that the 2025 Winter Fuel Payment for each of us will be £100 (GOV.UK: £100 if you and the person you live with were both born between 22 September 1945 and 21 September 1959). Although I am eligible for the payment, I understand HMRC…
-
Pensions Planning: The NUMBER
The NUMBER is how much income you need to "live comfortably" So What's your number? Very important for pensions planning, to know what you are aiming for. My Number? (for a couple) I calculated: £22,000 based on Food £5,000 Car/transport £5,000 Bills/Utilities £4,500 Holidays/Leisure £4,500 Clothing/Cash/Xmas/Other £2,000…
-
Paying into pension whilst on benefits
Hi, New here. Please can someone tell me if there are any limits to how much I can pay into my private pension whilst unemployed and receiving benefits? Many thanks
-
Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
-
Avoid Lebara
I purchased a Lebara sim five weeks ago having seen it recommended on this site. I ported in my number from three immediately and have not been able to receive calls or texts other than from anyone on a Vodafone network which Lebara uses since then. I am able to make calls and access internet. I phone customer services…
-
Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
-
Dealing with Marstons Debt Recovery
Any advice would be gratefully received in regard to dealing with Marstons. Currently owe £314.42 with Marstons from Council Tax arrears. When I called to change my payment plan to split payments over four monthly payments. They refused, stating that they could only cancel the payment plan, which would lead to enforcement…
-
Interim charge order nightmare
I am in the process of buying a house from a couple who are apparently splitting up. The house is empty and thus vacant possession. I am a first time buyer and have mortgage offer and money aside for deposit. We are now in week 17 of conveyancing. Solicitor decided to wait until week 10 to find out there was an interim…
-
Need to buy suitable socks for use with work boots
I wear work boots for work and I need to buy some socks, looking for reccomendations please.
-
Even Equity Loan - First time buyer boost
Hi all! New to the site and need some help. Savings like crazy at the moment and have around 16k, with more in a LISA, and my partner also has a LISA maturing next year. We are looking to boost our deposit to get our first property. We are looking to get atleast 20% deposit down for a 300k property as we are starting our…
-
Blocked
Has anyone else experienced this? I downloaded compare the market app from a dementia forum page but the next day it’s telling me I’m blocked???? I didn’t post anything I was looking for information. I’ve emailed them but they’ve not responded yet. I’m a 70 year old lady and I don’t go on any untoward sites. I’ve deleted…
-
Drawdown time and going forward
I've recently reached state pension age and am now receiving the state pension. I have also put my pension account into drawdown to give myself a decent monthly sum to live on. The assets in my fund are split between equities, mixed assets and cash. I feel the need to review my holdings at this point to ensure that I'm all…
-
Bus Gate
I got caught by a new bus gate in Cambridge - https://www.bbc.co.uk/news/articles/cq69q132d43o I have no idea if there's a defence that works for this. It was 5:40pm on Oct 25th, so it was dark. I did not see the road marking, I was lost, and confused by the road system.
-
Which one do I do?
I would appreciate some help. Background In 2007 (or it might have been the year before) I got a credit card with M&S. To try to help with my debts that were starting to build, in 2008 I applied for a credit card with Halifax and they sent a card and then another card days later. I don't recall asking for a second card but…
-
Shared ownership
I know this will probably get asked all the time but thought I'd ask for specific advice to my circumstances. Single living at home with parents. Looking at a 1 bed detached bungalow, 25% share for £63,750. I plan to put £20,000 deposit down. I'm really keen as this is such a rare find and actually affordable Should I go…
-
Klarna pay in 3 - NO PROTECTION
HI all, very new to this! I was scammed by a fake company advertising on Facebook for "too good to be true" prices, yes... I should have heeded my own brain's warning! However I thought well they are offering Klarna Pay in 3, must be ok as Klarna surely vet companies they provide such financial services to. Cut a long…
-
Smart Water Meter - not an option?
Hi, We've been looking at switching to a Water Meter - we've run the numbers and think we'll be better off, especially after a recent £20 a month increase, meaning our bill has more than doubled over the past couple of years after a prior £20 increase. Water is expensive...and we've had a hosepipe ban for months. By…
-
Shawbrook Bank - Ignores undelivered maturity emails- assumes you've received them.
I've just been reviewing my savings accounts and found 2 cash ISAs that had matured back in Jan 25 & Feb 25 but where I haven't received any maturity communications (either by post or email) No letters or emails offering me any options like they've normally done over the many years I've saved with them. I went online and…
-
Workmen removed holding swing cement.
Hello all, We recently got synthetic grass installed in our back garden. We had a swing also installed shortly before the synthetic grass was installed and had it concreted into the ground as recommend by manufacturer. We told them we wanted swing left alone. They then asked again the day they came and said yes we want it…
