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Child Maintenance - issues with calcs and appeals
Hi, Won't go into all the details as it is a little moot. I'm now at the stage where my last 'complaint' was classified as an mandatory reconsideration (even though I explicitly stated I did not want one), it appears human errors have been made throughout the process. I'm a little daunted by the next step, which is an…
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What is classed as an overnight stay?
My ex has my children 1-2 nights a week but will only have them at my house and not at his I pay the mortgage and all bills of which he uses whe he's at my house and uses food out my cupboards and I also have to find an alternative place to stay while he's at the house. Would this be classed as overnight stays or not as I…
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Pausing Child Benefit
Hello How do you pause and resume child benefit? Looking to pause it prior to recieving my bonus payday until the new financial year commences whilst ensuring my wife still gets the NI credits How do we do this? Does it take weeks? Thank you
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Mis-sold car finance now being contacted about solicitors
Hello, I followed MSE instructions regarding last year the ongoing car finance dispute and received confirmation from my finance provider (from 2015) that it applies to me. Now all of a sudden I keep getting repeated calls about my claim from a company saying that my claim was passed to solicitors called Kingsnorth…
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Advice re Parking fine in allocated bay - Solicitors now hounding me
Hi, I am a leaseholder on a flat which was sold with an allocated parking bay and no parking restrictions/management at the time of purchase. In 2015 i got a letter from PCM (Parking Control Management Ltd) to say that they had been appointed by the Freeholder (Adriatic Land)/Management company (Gateway) to implement…
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Problem with balance transfer
So seeing if anyone has had this problem? ! Requested a balance transfer for my new credit card ( first direct) to clear the balance off my old credit card ( NatWest). Now this was done last Thursday and the balance on my new card is showing the balance I requested off my old one. Fast forward 8 days later and my old card…
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Moved: 103 year lease
This discussion has been moved.
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Mortgage rate ending in Jan 2026
Hello all, Looking for some advice please! My 5 year fixed mortgage is ending soon the rate we secured back then was 1.9 and I understand we will be paying quite a bit more now. We are wondering if we should go for a fixed 5 year or fixed 2 year? Our mortgage payments are £1495 per month. Our home is now worth around 600k…
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Void Receipt, Wye Valley Visitor Centre, PCN Parking Eye
Hi Everyone, I would appreciate some help with a Parking Charge Notice I have received for parking in the Wye Valley Visitor Centre, Ross on Wye on 11th July 2024. I was not the driver, I am the registered keeper of the vehicle, I have not said who the driver was. The driver was visiting the Butterfly Zoo, parked, bought a…
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Merged: State Pension now Quadruple Locked
This discussion has been merged.
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Please help, two issues, one default reported late and one default not reported at all
Hello everyone, Saw a few surprises on my credit score and need some advice. First one is this one from Virgin Mobile. Honestly I don't have a clue about this one, maybe I took out a sim and forgot about it, I don't recall making a single payment. The issue is there was no default added on Equifax since 2017, even the…
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last employment did not deduct pension from final pay slip and wants me to pay it back to them
Not sure if this is work or pensions but does this soud about right: I left a job in July, final pay was August. In mid Sept they said they hadn't deducted my pension contribution from my final pay and wants me to pay them this direct. I am assuming this is correct? If so, do I need to ask for a new final payslip and P45…
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Understanding letter of confirmation in Scotland
Hi can anyone help. I need to submit forms for confirmation for an estate in Scotland. Property owned jointly by spouse with a survivor destination on the title. I had understood this meant the property passed automatically to the Spouse but do I still need to include the property on the forms and if so, assume it's 50% of…
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What are the probate solicitors' obligations to benefactors?
My mother died in early June this year. Her will left
everything to me and my brother and specified a local firm of solicitors as her
executor. Her estate comprises a house worth about £600,000, a few thousand
pounds in savings, and that’s about it – no shares, no insurance policies that
we’re aware of, and no debts. I’ve…
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Standing charges for water increased by over 40% in July-Portsmouth Water
So I just had my metered half-year bill from June to Dec 2025. Absolutely stunned by the following (increased in July): Retail Standing
charge was 4.99452p/day is now 7.48219p/day= 49.8% increase Wholesale
standing charge 15mm was 3.1589p/day is now 4.5644p/day=44.5% increase Water used was
£0.8812/m3 is now £1.1205/m3=27%…
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Gift Card Hub scam.
hello everyone. Was wondering if anyone has dealt with giftcard-hub before. It’s a very clever scam site which recently caught my wife off guard and so I’m seeking advice if any can be given. The general jist of their operation is that you pay say £0.20 less than is typical for a gift card / top up card and when at…
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TSB £180 Switch and Stay offer (30/09/2025 to 10/11/2025)
New Switch and Stay offer from TSB. T&Cs. This offer comprises two parts. Part 1: The switch part Before 9th December 2025 10th November 2025: <<<<<< NEW END DATE!!! - Submit and complete a full switch request to either a new Spend & Save or Spend & Save Plus account or to any existing TSB current account (except the under…
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PCN - Napier Parking at Station Hill , Chippenham
Hi everyone, As keeper I've received a PCN from Napier Parking for a 6 minute stop in the Station Car park ( also shared with Sainsbury's) This is a very small car park of about 20-30 spaces. The driver collected someone from the station and didn't look to put a ticket on as the signs weren't clear and they said that they…
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Driver Leaving Site NtK - 1st Appeal Rejected
Hi Folks, Looking for a little help, I’ve had my first appeal rejected (see below) - I wish I’d have come here first and seen some of the great advice offered… as such I’m now at the stage where my first appeal with the company has been rejected so looking for some help as to what to do next. Looks like they are not…
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Affordability complaints - advice needed please
Hi everyone, I’m looking for advice from anyone who’s been through the affordability complaint process. I’ve submitted a few complaints, and two are now with the Financial Ombudsman Service. PayPal has offered a goodwill gesture of £350 on a £2,300 balance. I’m not sure whether to accept it or keep escalating, as I feel…
