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Can someone explain why I have 2 stoptaps joined together?
can anyone in the know explain the 2 stop taps that seems to be attached together at the pipe. I'm really confused .
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The Happiness Fund.
I am going to copy over all my posts about my new kitchen or lack of it!!!! I am changing my thread name back to a more saving focussed one so I don't get distracted.:j Addendum: I have changed the name again as I am planning to chill out now I have savings and am going to continue to save for happy times. lol.
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Managed migration ESA to Uc and Appointee
I have been appointee for my son’s benefits for years as he is mentally impaired autistic etc. The migration letter was sent to me as his appointee and I filled it all up online yesterday. I was unable to verify his identity as he doesn’t have a bank account, credit history or anything. I have received an appointment to…
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Paint protection for a new car
Thinking of getting ceramic coating paint protection for a new vehicle. I'm not looking for flawless, no swirls, all that kind of thing. Just protection for the car being outside in an area with poor air quality and lots of birds. Easier to wash would be nice too. Been quoted £350 but they didn't say exactly what product…
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IVA - Mortgage Shortfall
A family member entered an IVA in 2015 (mainly due to two properties in massive negative equity) Both mortgages shortfall were included in the IVA and the banks came into procession. Santander sold their property, made the shortfall unsecured and closed the IVA in 2021. Birmingham Midshire defaulted the mortgage and never…
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Keep AVC or take the money and run?
I have a smallish Teacher AVC of a predicted £16500 ( which I am very grateful for), It is due to mature( not sure if this is the correct word) in 6 months. I'm thinking of taking all the money but have noticed its predicted value seems to have gone up a lot in the last year, a fair bit more than if I put it in a savings…
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Another Manchester Airport
Good afternoon, I've had a scam claim from APCOA at Manchester. A slightly different scenario, though. I've an account with them, as I use it regularly. I also have a concession account, so I've no idea why I've been issued it. Anyway, I've told them this and they've come back asking for the usual driver info, etc. The…
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DCB Legal - help please!!
Hello, A fine was issued to me by Smart Parking in September 2020. I appealed this at the time with Smart Parking, and sent a letter stating that as the keeper of the vehicle I denied the debt and was not driving. The pictures they have used of the vehicle exiting the carpark do not show the number plate of the vehicle (it…
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Set aside CCJ: Consent from claimant
Hello there, Love this forum and thread and appreciate all the great info here. Over Christmas I was shocked to discover a CCJ on my credit file issued in November 2024 to my previous address which I left 15 months ago. I have since paid the court fee to Civil National Business Centre to request the set aside judgement and…
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AWOL neighbour
My neighbour is a single male in his 50s , he used to work from home as an accountant so paperwork would be dropped off and collected, he didn't actually have a place of work, about 4 years ago an elderly relative of his passed away and left him a house elsewhere . I've got no reason to think this isn't the case. We live…
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HMRC National Insurance Record - Year not Full
I've been looking after my wife's Self Assessment since she became self employed. I've always done them as soon as they arrive and paid them pretty promptly, I've never waited until end of January. Looking at her NI record, 2022-2023 says Year is not full We are checking this year to see if it counts towards your pension.…
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Pension draw down difficulty as an expat
I have a large private pension in the UK. I reside abroad. HMRC are aware. My issue is my pension provider, who will not make any payments into a foreign bank account, only British. Has anyone experienced this problem, and if so what was their solution?
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yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
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APCOA Stansted
Hi Just wondering how long it takes for appeal outcomes to be notified? My daughter received a PCN for using the drop off zone in my car on 30th June, and I submitted the appeal online on 7th July. So far we have heard nothing via email or post. All i can see on the PCN is that the notice must be appealed within 28 days...…
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What do I do now?
Hello, This is not my first of these but it seems a lot has changed in the years and I’m very confused by it all. Sorry reading isn’t my strong point with dyslexia but here is as follows. I have received the following: I have submitted the acknowledgment of service and it shows on my online that they have received it. Even…
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Some advice - Probate
Hi All, Im sure this is a easy question to answer. My Mum and Dad setup a protective property trust years back. Which mentioned if one was to pass away, their 50% of the property would go into the trust. Unfortunately my mum passed away in Oct 2024 and my dad passed away last week. The question is, I presume i would still…
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Home responsibilities protection
Hello all. My wife started receiving her state pension in November 2023. Prior to this, and on Martins advice, she checked her pension forecast which showed that her N.I. contributions were showing a shortfall of 2 years, one of these years was to look after her first child. This meant that unless she " bought " those 2…
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Redundancy Consultation Advice
I am in the midst of the redundancy consultation process for the second time in a few years. I managed to avoid it first time around but now I am ready to accept and move on. This is such a stressful process and I don't want another repeat in a few years. My issue is that I want to be sure I get the redundancy having read…
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CCJ Claim form for 1 minute stay in car park
Hello, I have just received a CCJ claim form for staying just over a minute in a private car park- I parked, got out the car, realised it was a pay and display and left. I realise I should have disputed this earlier but thought that it was so ridiculous I wouldn't waste my time on it. I would like to think that a court…
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Decision making (NHS to Private dentist)
Had an emergency dental appointment for an abscess and got a prescription for penicillin which I told the dentist I might be allergic too. (Dentist prescribed it anyway). This was an emergency private Dentist as I couldn't get through to my NHS Dentist. Reason I was concerned about the penicillin was that in 2019 I had a…
