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Refund to estate IHT 400
FIL has council tax and car insurance refunds due because he passed away during the year. Do I enter the refunds in box 76 on IHT 400 and add detail in the additional information box? Thank you
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Emerging LISA future rules
I have recently read an article (The Mirror: "“Lifetime ISA win for first-time buyers – but bad news for retirement savers”), which said that: "… You currently face a withdrawal penalty if you use your Lifetime ISA savings for any reason other than buying your first home or retirement. This not only wipes out the bonus,…
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Accessing my smart meter data?
Previously I had a zigbee hall sensor taped to the front of my gas meter and it detected the magnet on the first unit as it turned, I was able to capture this data and put it into graphs etc. With my new smart meters I obviously cannot do this, can I get access to my half-hourly usage data somehow?
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PCN from Cumbria Parking Services
Hi there, We recently popped to the shop at the Keswick Pencil Museum. We were in and out of the car park in 19 minutes. I don’t remember if prominent signage or not tbh, it was a dark rainy afternoon. We obviously ought to have got a ticket but we did not, probably because it was raining we were only intending to be…
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Stamp Duty rebate?
Hello We purchased a house in the UK from abroad (EU country) and moved in straightaway after completion (August 2025). We already own a flat and a house in the UK that we rent out. We are now thinking possibly to re-sell this new house and move back into the house that we rent out and make it our main residence again. Am…
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Standing order paid twice
I had a standing order paid every 3 months on the 30th of the month - so the bank paid it Friday and then randomly paid it again this morning. Spoke to the bank and they are going to recall / reverse it or something tomorrow but most concerning, didn't seem to have a clue as to why it had happened! Fortunately I had enough…
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IHT 409
FIL had 2 pensions from former employers. No death benefits payable . Pension ceased on death. Do I complete 1 or 2 IHT 409 schedules?
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Home Responsibilities Protection
Hi. On the back of the Martin Lewis Money Show, I helped my 82 year old Mum, who is being treated for multiple myeloma, to apply for missing HRP in July 2025. Despite a number of calls to HMRC, initially confirming in the first call the application had been received (albeit she received an auto email confirming this) and,…
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bay sentry / dcb legal claim
hi all I’ve received another claim form from DCB legal issue Date: 06 Jan 2026 AOS filed: 29 January 2026 (after 4pm) Apparently I was late with my AOS, I’ve logged onto MCOL and there’s nothing there only the below Please see POC below
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Old Style Daily Tuesday 03 February 2026
Morning all.
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Sense Check Please!
Me and the missus are retiring in two years time aged 57. She will have an index linked DB pension paying £20k gross. I hope to have my DC pension up to approx. £300k and we will have "cash" (ISA etc.) savings of approx £150k. We also have a rental house in my name and a house in her name (its actually 2 houses each which…
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British Gas - ongoing complaint
Don't suppose anyone has an email address so I can escalate my complaint with British Gas ? Quick summary -- I haven't had an invoice / statement since Jan 2025, and my account is now over £1100 in credit. Customer Services at British Gas are useless. I was on quarterly billing, but requested to move to monthly billing, as…
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Unable to login to Raisin
Raisin keep sending me nag emails telling me my monthly account statement is available. This is despite the fact I have not held an account with them for years. So I tried to login… After entering email address & password followed by 2FA, I get this:- The 'Confirm' button remains greyed out so I am unable to proceed. I…
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Can an estate buy a share in a house?
I am in a tricky position of being attorney for my frail mother who is living in care, and executor for my late father. Their house now stands empty, incurring risk and cost. It is held as tenants in common, a legacy of a now-irrelevant IHT scheme, or something: it doesn't matter, it happened. Once I have probate, my…
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Old alleged parking infraction dated 2021
The letter is from DCB ltd. Is there anything to do before I get the letter before court. I have read the Newbies sticky FAQ post 2 but could not find anything this old. So don't know if the oldness is relevant here.
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Quoting posts changed
Has the way we can quote posts changed intentionally? Now it gives a preview instead of the whole quoted post, but there's no way to highlight specific parts of a post by emboldening etc. This was useful to respond to specific parts of a post. Can this be brought back?
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POPLA Decisions
MSE Note: Hi! Please don't post any private details (yours or other peoples) on the forum for privacy reasons. Thanks! MSE Official Insert: Read our MoneySaving UK Travel & Transport guides to save more including Fight Private Parking Tickets and Parking Ticket Appeals. Back to Aaron Aadvark's original post.... This thread…
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Can you use a PO Box for banks
just wondering if I got a PO Box whether banks would allow this as a mailing address, or whether they need a physical address? Just trying to reduce the volume of letters coming to home address.
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Debt, Endo and Reno
Hi! I’ve been reading different diaries for a while and think I need to hold myself accountable! I have a slightly odd set up as I live with the boyf, but have a house that’s now a holiday let/buy-to-let that I need to finish and get let out. I know evil landlord and all, but don’t want to put all my eggs in one basket…
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High bill with BT
I’m with BT. (Fibre with Halo) I’m currently paying £59.95 a month for my Broadband package, unlimited minutes calling plan to any UK landline number or UK mobile day or night for £17.98 a month. I remember telling a BT customer agent a few years ago that I didn’t want the unlimited calls, but this has somehow crept back…
