Recent Discussions

I parked at Tonbridge station in September. I always pay via the APCOA app while on the train into work. I do this daily. On this particular day the app was not accepting my payment details, I kept getting thrown out at the point of payment. Nothing wrong with the payment card as have been using it before and after this. I…

Hope everyone is okay with me posting this, @lucinad usually is in charge of the challenge but they have been offline for some time now (really hope they are okay, and are just taking a break!). ALL credit for this fun challenge goes to Lucinad 2026 League 🏖️August🏖️ 🥇1st. ally86 - £701.99🥇🥈2nd.…

Octopus have temporarily stopped switching / sign ups for their Flux tariffs. The following notice appears on the pages for Flux and IOF: Important: Energy prices are particularly volatile right now, so this tariff is temporarily unavailable. We’ll update this page as soon it’s available again.…

I purchased a 10 year old used vehicle in February this year for £4245. The car needed a major engine repair/rebuild due to excessive oil usage and the dealer took the vehicle back and did the repair. (within 6 months of purchase). The vehicle was in for the repair of 7.5 weeks, which I feel is an unreasonable length of…

Hi Guys, I recently received a PCN notice from APCOA about a drop-off at Manchester Airport. I know you can usually ignore APCOA, but I don't want it to escalate into a CCJ and affect my credit score. I've also been advised to appeal to APCOA, not admitting to who the driver was, and also asking them to provide the…

We paid our usual 6 monthly bill in July 2026. We were very surprised to receive a monthly bill in August 2026. After reviewing our online account we noticed the column on the left still stated 6 Monthly billing. So we took a screenshot and a photo before calling. 67 minutes later, after repeatedly being told you are on…

Looked at a flat for sale and took some photos. The comparison between the estate agents website photos and mine was striking. Small print says some photos may be "staged" to show what the rooms might look like with furniture and different lighting conditions, but this was something quite different. The corner of the…

Complete savings have been taking £15-£18 direct debit from my account for few years sadly I only realised this year, I cannot explain how I have never noticed it before as someone who regularly checks my accounts. I called my bank to ask what or who they were . The bank gave me Thier number and I arranged the bank…

I just wondered about people's experiences with this tariff and whether they feel they are winners or losers. I got a quote from them yesterday, and I have to say I find the numbers highly misleading. The figures are very attractive, beating even the good fixed rate tariff I got from Avro, but presumably based on an…

Hi, (Not to mods: I posted something similar to this back in January, but this time I have a bit more information and would like to keep this as my new post.) I’m hoping someone can help me understand my position before I speak to HMRC again and/or take formal insolvency advice. I’ll try to keep this as clear as possible.…

Hi all I've sold x12 CDs on Discogs to someone in Australia. I'm in the UK. I'll be sending with Royal Mail. I wondered if anyone familiar with selling and sending abroad might be able to help please? Here are the bits I'm confused about... Do I have to list each CD separately on the customs form? I've read both no and…

For years I have just used basic disinfectant and cloths to clean sideboards in kitchen, and hot soapy water and whilst they were clean they never looked shiny. Had a cleaner in a few times and they make the place look brand new. I bought some degreaser and this makes things like brand new too but not for long and of…

January 2027 - analogue phone lines are being disconnected So - if you have not gone digital yet (full fibre) - it's almost too late https://www.citizensadvice.org.uk/consumer/phone-internet-downloads-or-tv/check-your-personal-alarm-will-work-after-the-landline-switch-off/

Good morning everyone.

I recently received an alert from Experian showing that Percayso Inform Ltd had carried out a hard search on my credit file following an insurance quotation. I contacted Experian, and they informed me that this is apparently a known issue affecting some Percayso insurance quotation searches. Apparently, some searches that…

I have diligently kept a notebook with the names of plants/varieties and now I have lost the notebook! I planted this several years ago and it has never produced these berried bracts before. I liked the leaves,so left it amongst the hosta and geranium. I think it came in a "collection" from Lidl.

Trying to gather information of 25 26 tax year interest .I can't seem to find a way to generate details of interest received from my Principality accounts that are now closed. Anyone know if there is a way to do this? I've sent a message and the reply was that they'd post it but think they must have put a 3rd class stamp…

Hi everyone, I’ve been reading lots of inspiring posts here and thought it was time to start my own little diary to keep myself accountable (and hopefully help others who are on the same path!). A bit of background: * We bought our house in 2022, borrowing just over £400k on a 5-year fix at 2.4%. * We originally wanted…

Hey guys, Apologies if this is somewhere in the NEWBIES thread but I have received 3x parking fines from UKCPS but to my leased/hire car. I have strong grounds to appeal given I've parked there for 8+ months and they recently (apparently) changed/made stricter their restrictions. Also the signage is just confusing. Plus, I…

Hello, My partner and I bought our first home together last year (we're late 30s, and both had homes of our own before). The mortgage is high, but it's a forever home and we also only put down a 15% deposit so as to keep some cash back for renovations. Although we have a lot in savings, we've found the cost of materials,…