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I did everything wrong and appealed straight away
A couple of weeks ago I took my son and his friends to the cinema, and then to a restaurant on the same complex for his birthday. A few days later I received a Notice to Keeper that I had overstayed the 4 hour limit by 26 minutes. It's the usual £100, reduced to £60 if paid within 14 days. There are signs on display that…
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PCN NTK from Excel Parking.
Hello all 😃 My partner received a parking fine because stayed too long in the parking area 🙃 and we are currently appealing it. Standard PCN, pics of a car with time/date stamps reason as: 80) PARKED FOR LONGER THAN MAXIMUM PERIOD PERMITTED. Below is the message I previously sent. I have selected ‘I was authorised to park’…
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Overdue CCJ, £526.83 owed
Hi All, On the 24th April I received a text message from Empira, stating that they had been instructed to enforce a judgement on me by Gladstone solicitors. At first I thought “scam” but I rang them up anyway after which I stayed in a queue for 10 mins with no answer so I hang up. A month down the line I receive another…
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Crypto.com withdraw problems
Hi all, My wife invested £250 into crypto.com about 7 years ago and forgot about it until recently. She contacted them and got a call back yesterday. The guy who she spoke to named Oscar spent 3 hours trying to help her but there wasn't a way to create a link from the crypto account to her English bank account because the…
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Judgement by default even when replied to claim
i have received a judgement letter today even when i submitted the acknowledgment on MCOL website 2 days after receiving the claim letter i did not file a defence as I was not aware or was not informed i had to do it straight after acknowledging the claim Please help to move forward and try get this ccj removed from report…
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Time From Requesting Part of Tax Free Pension Money to Receiving?
Hi, I have a two pension pots (previous employer & current job) with Standard Life. I've been logging in checking the pot size, because I'm in the early stages of potentially reducing working hours or even leaving the company I work for (via a redundancy scheme). The total amount in the pension changes on a daily basis…
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Have I got this right?
Maths (and tax matters) are not my area of expertise. Am I along the right lines in my thinking, please? Higher rate tax start to become payable when income hits £50,271.00 onwards to £125,140. A total income of £50,270.00 would remain in the 20% tax bracket - for now. 50,270/12 = £4,189.16 per month, pre tax. 20% of…
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Child Savings
My wife set up some accounts in our childrens names, utililising money from her savings into these accounts. the accounts enable her to put money in and take money out without issues. We now want to use this money for a property deposit, if we take the money out there is also approximately £5000 in interest accrued, do we…
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Problem with subscription I hadn't signed up for
I am very unhappy with Rumi Cosmetics. I ordered some Eyecorrector+ on 25 April which I have been using, though I don’t think that it really does much good. On 25 May I got a mail from them thanking me for re-ordering. I contacted Customer Services to say that I hadn’t re-ordered anything. They replied to say that I had…
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Bindweed
Hi all, We have bindweed in our garden and I was wondering how to get rid of it Kind regards mark
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Ebay linked account for payments
HI Everyone, I recently changed bank account so I have swapped over my old account to a new one with ebay so they can pay me for things I've sold. I am a private seller just using it to get rid of stuff I don't need any more. Total sales are maybe a couple of hundred quid per year so not a great deal. Ebay are unable to…
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Thrifty in my 60's
Next year I reach 60. I have never been bothered about the other big O birthdays . Being 60 does bother me, for various reasons. 1 My father died when he was 60. 2,It is the decade you retire in 67 for myself. I am going to start saving and being thrifty, Also what did you all do when you were 60. I have arranged to go to…
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Money Moral Dilemma: Should I insist my friend pays me back, even though they’re struggling?
This week's MoneySaver who wants advice asks… I lent a friend over £4,000 across four and a half year after they fell on hard times during the pandemic. They’re a single parent with no help from their ex and say they’ve no money as they’re not working. I'm sympathetic, but I've now retired and could really do with getting…
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Has anyone been contractually tied in after a “quick eligibility check” with a claims firm?
Hi all — looking to understand if anyone else has experienced something similar, either with Complex Law or other car finance claims firms. I recently went through what was presented as a “quick eligibility check” for a potential car finance claim. At the time, it felt like a simple step just to see if I had a valid case.…
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Zilch help needed
Has anyone got any experience of how to navigate Zilch when you fall behind on payments please? I fell behind on my installments and then tried to pay off some purchases via the app but it would not let me pay for the individual purchases to reduce the amount owed, instead it kept trying to take the full balance. I'm a…
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VAT Threshold Question
Hi, I'm new to the forum and joined as I simply cannot find the answer to this question anywhere. I've tried the HMRC VAT Helpline but it just seems to be a never-ending queue to speak to someone. For over 10 years I've run a small limited company. As most of the turnover is profit (very low costs), I've been able to…
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Electroverse confusion
My partner has been trying to sort out linking his card for weeks. Contact Octopus who pass it on the Electroverse, but that has where it has stopped so emailed them direct and had response so which is ongoing. Asked for photo of card and sent early this morning - no response yet. But the confussion is who are these folk…
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Check your broadband deal.
I was just looking in the vodafone website earlier with a view to maybe adding fibre tv to my package. so while I was there I clicked on 'view all our latest deals'. I discovered the package I'm paying £36 a month for, can now be got for £22.50 a month. so I signed up to the new deal straight away and it starts tomorrow.…
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HL to ii Final Transfer Summary
My wife has transferred her SIPP from HL to ii. The funds and cash have all landed in her ii account and she received a P45 from HL on 19 March. However ii say that she can't yet make withdrawals because they are awaiting a Final Transfer Summary from HL. She has asked HL to expedite this and received a holding response.…
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New Member Introduction
Hello everyone, I’m new to this forum and happy to join the community. I’m interested in plumbing work and enjoy learning new things online. I joined this forum to connect with like-minded people, learn from experienced members, and share knowledge with others. Thank you for welcoming me here!
