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The all new using what you have from your Freezer, Cupboard or Shed (Barn)
It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment!
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Leasehold property - landlord trying to sell Freehold
I've lived in my terraced house 30yrs and have just paid off the mortgage. I have received a letter from a legal company stating the 'landlord wants to sell the freehold, at such an amount. I don't want to buy the leasehold. With legal fees etc its not worth it to me, the leashold has 800years left. Any advice for me,…
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Claiming a pension for a child over 18
My dad died recently whilst still working, he had paid into a LGPS. I have received forms from them needing further details, on the form it explains that in some cases a small pension can be paid to any children over 18 for numerous reasons but for our situation “if a person is incapacitated by ill-health which arose…
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Back again
Morning everyone, I closed my DF diary a few months ago for various reasons at the time. However on reflection I think I haven't been myself for months , but I feel myself coming out of the place I've been and wanted to be back here. The last two years have been very testing with RL things going on in the back ground but…
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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Anyone had any experiance of entering Purple Pact from Purple Bricks?
It's 30 years since we purchased our house and the property market has changed a lot. This is a steep learning curve. We have had an offer accepted where the vendor is using Purple Bricks for marketing and conveyancing. We've paid a significant amount to the PB partner, Lifetime Legal for the ID and proof of funds checks.…
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I don’t believe it!
I put my claim in and the finance agreement attached. I did exactly as Martin advised. Got multiple letters every 28 days blah blah. But today I got a letter saying no commission was paid to the dealer. i find it hard to believe that NO commission was paid by Black Horse to Jaguar for a new F Pace. Any one else think they…
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USS or Civil Service Alpha?
Hi all, Currently looking at a role which offers a USS pension. I am currently a civil servant and pay into the Alpha scheme. In the past, I was under the assumption that USS was a very good pension but, reading into it, it doesn't look all that great compared to the Alpha scheme. I believe USS has a contribution rate of…
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Change from Virginmedia Broadband & TV to Sky. I have no phone line?
Hi I would be grateful of any advice here. Its all new to me and google cant help :'( Basically want to OneSwich from Virgin to Sky next year How will they connect me? Is there a charge for it? Theres only me using it for browsing etc So what speed do I need? How soon do i notify virgin is it when I am out of contract?…
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Garden, but no garden.
As a cash buying, no chain buyer, I have been attempting to purchase a particular vacant property since the beginning of July 2025. I understand the sellerto be a housing association. Whilst an unusual property, in that it has been altered, it was advertised with a rear garden (albeit currently a paved slab area). At the…
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Santander Stocks & Shares ISA opening £75 offer via Topcashback
Hello, I applied for a new Santander S&S ISA via TCB on 20th October 25, I got a ‘sorry for the delay we are performing checks to set up your investment hub message’. Also got an email the same day from Santander thanking me for joining the investment hub. On 22nd October my investment hub appeared in my Santander app and…
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Received first letter of claim…?
Hello, This is the third letter I’ve had for this ‘offence’ which I cannot recall 3 years ago. Not sure why this has taken over a week to be delivered. This letter says it’s a letter of claim but also states that I should ‘deal with this as a matter of urgency to avoid a claim being made’…. Which one is it!?
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New VAT number scam
After setting up a new company I created a government gateway account to register for vat. A month after receiving the number by post I tried to add it the my gateway account. ”already registered to another gateway account” Apparently the numbers are being intercepted somewhere and you can add them to any gateway account!…
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Which Mobile (Sim Use) Router for Watching TV?
Hi This is an extension to a previous question, but I thought it is best to start a new thread. So, I have actually decided to ditch my Broadband ISP provider. I live in a village near the sea and we just don't get decent coverage. My TV comes through the Broadband and it often buffers. My wifi on my laptop and my phone…
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smart meter
we have recently had a smart metre with economy 7 night rate and day rate r1 r2 since we've had it the day. rate clocks up between 4:00 and 7 KW hours overnight with only the fridge, freezer and Wi-Fi on. I think this is wrong. also the night rate which heats up our storage heaters clocks up the normal amount has anyone…
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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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Miss sold iva
Hi everyone I entered into an iva about 4 years ago. I had my own business (butchers shop) from 2001 and for sixteen years it give me a reasonable living. But in 2018 the local bank and post office closed and my shop rapidly went down hill. I soon found my self struggling financially and mentally. Long story short I was…
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Have not been payed for an electronics engineering contract
Hi, I recently started a one month electronics engineering contract for a London startup. I started on 29 sept but finished on 13th oct. I finished early because I had solved their problem, so i didn't insist that they keep paying me throughout a 2 week notice period till the end of the month. Anyway, I submitted the…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Sim or eSim
I'm thinking of changing my sim-only contract to iDMobile who have a good deal, and have a couple of questions. 1. They offer a choice of physical Sim or eSim. I've always used a physical one. What are the advantages and disadvantages of an eSim? 2. Any particular reason not to use iDMobile? The negatives I've seen on this…
