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Paying 3 Years National Insurance Contributions
Hi, I have not worked for many years as I lost my job due to Covid, and did two years of Accountancy Qualifications. Last year I was diagnosed with Bowel Cancer, and had two large operations the end of last year and have been suffering health wise since and I am not getting any help from the NHS. I phoned up the DWP about…
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Notice of Proposed Allocation to the Small Claims Track
Hello, I'd really appreciate your advice. I received a PCN fine back in November 2023 for parking at Tesco's. The fine was issue by "HORIZON PARKING LIMITED". HORIZON later escalated to Gladstone Solicitors limited. I received a claim form for 253£. I follow the guide to MCOL and acknowledged service ('AOS'). I submitted…
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Cinch - anyone had recent experience with them
I live in a rural area and was wondering about using Cinch for a new car (not new new!) just wondering about peoples experiences - I have had a look at one or two complaints but can't see anything recent or anything positive?
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Winter crops - kale etc.
I have a small area in my garden I use for planting vegetables in summer but recently visited a friend who purchased their house in March and they got it with garden full of kale. Decided to try it myself and planted it all with kale in early September and now have a lovely green, knee high plants which should provide me…
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Section 75 help NFL
Hello all, I recently booked tickets and went to the NFL game at Tottenham stadium, the tickets were meant to be hospitality with early access from 11:30 prior to the 2:30 KO for food/drinks etc. All week the NFL and Ticketmaster advised to save our QR code tickets to the NFL app for access which we did. However on arrival…
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Carer's Allowance: 10,000s set to have outrageous overpayment debts wiped
Tens of thousands of unpaid carers could have debts built up in Carer's Allowance overpayments wiped or reduced following a new review. Separate action has also been promised to address the benefit's earnings cliff-edge. MoneySavingExpert.com (MSE) gave evidence to the review, with its founder Martin Lewis previously…
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PSA: Check your HMRC Tax Calculations if you have a Zopa Cash ISA
My Experience: HMRC said I owed £308 due to untaxed savings interest. I knew this was wrong as my savings are in a Cash ISA. After investigating, HMRC acknowledged a major flaw: Zopa did not correctly report the account as an ISA, so HMRC treated it as a taxable account. The Real Issue: HMRC's notices are vague. They don't…
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Payslips for mortgages
I might want to take out a mortgage in the future and wonder if the actual net pay on a payslip matters or if they only look at the gross. HMRC has noticed recently that I had untaxed interest last year so now they nullified my personal allowance and made it -8k instead which is why my net pay on the payslip has taken a…
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Checking savings interest reported to HMRC
Is there a way of viewing the savings interest reported to HMRC. I logged into my tax account but can't find this information. I have received a letter quoting a total amount but no breakdown on how they arrived at this amount. Any suggestions how to view this information would be appreciated please.
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Here's to the Fools Who Dream
I will be 60 on March 2nd 2026 and I am an old fool who is dreaming that the best is yet to come! I loved the film La La Land, always felt this song was about me ....... The Fools Who Dream (Abridged Version) "She captured a feeling A sky with no ceiling, the sunset inside a frame .... A bit of madness is key To give us…
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Yodel email
As per the title I've had an email from yodel to my competitions email address saying my parcel is in transit. It's a genuine yodel email address. No winning email but it must be a prize. Excited 😛
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Benefit claim renew
Received a letter today to review my housing benefit claim...I'm 73 and can do basic things online it was very stressful to negotiate the form....I ended up calling the council and a young man talked me through it. I'm unable to download documents but fortunately the library did this for me. When everything changes again…
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Newbie Question - APCOA Manchester T3 (Driver)
Hi All, Fairly new here (have now read the newbies thread and associated threads), but messed up in apcoa appeal. Drove to Manchester Airport T3 to drop off a person recently, stayed for 3 minutes, and because I don't drive there often it completely slipped my mind to pay the barrierless exit fee by the time I got home.…
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Should I accept this offer?
I parked my vehicle in an NCP car park in Bromley back in October. I parked up and booked into our hotel, then a couple of hours later left in the vehicle to go and see a show in London, returning just before midnight and leaving the following day around 12.30pm (total hours parked under 24 hours) - I have parked in NCP…
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Set up a TV. No aerial connections. No internet
I have an elderly relative just discharge from hospital. In all probability, she will now be based in her bedroom. So looking to set up a TV for her in the bedroom. She lives with her younger (In her late 70’s) sister. They have no internet and are highly unlikely to get it. We have just got her younger sister to use a…
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Court Summons - DCB Legal for Smart Parking, Dreamlands in Margate
Hello, I have received a county court claim form for a parking event in March 2024 at the Dreamlands carpark in Margate. The carpark is operated by Smart Parking. For anyone interested, a pdf of the form (with identifying information redacted) can be downloaded here:…
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PCM Moorside court claim received (Merged)
Hi All, will keep it short and sweet. Incident: I went to collect my father from the train station. There is a small layby area behind, which has a Tesco Express etc, which only allows parking in specified bays. I went into it, realised there was no parking, and did a 3 point turn to get out. As I completed the turn, my…
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Questions after receiving probate - Can you help?
As the executor, I followed the DIY route described on MSE and have recently received probate for my mother’s estate. I am awaiting two financial services to transfer money to an account set up for this purpose. Once this is done, I should be able to prepare the account and distribute the estate as set out in her will to…
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Convenyancing lawyers
I’m really distressed and need some advice. My conveyancing solicitors (Cambridge Solicitors LLP) gave me a CON29M mining report but never properly explained the risks, and I’ve now suffered a financial loss because of it. I complained, but they’ve denied any wrongdoing and their reply felt cold and defensive. I’m waiting…
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Changing ownership after bereavement
Hello I'm not sure if I'm posting this in the right category? My husband passed away and our house was in his name. Probate has been granted and now I'm looking to change the name of the owner from his to mine at Land Registry. I thought this would be relatively straightforward but I'm finding the Land Registry website…
