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Mortgage free wannabe part 2
Hi, it’s been ages since I posted and I was very lucky to pay off my mortgage before covid. my house was 25 years old and needed a lot spending on it to make it energy efficient and modernise it so we decided to move instead as we just couldn’t change certain things we didn’t like) Unfortunately this meant getting a…
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Motorola Warranty
Hi all, looking for some guidance on a warranty/consumer rights issue. I bought a Motorola Razr 60 Ultra from Currys/Carphone Warehouse in September, so it’s under 6 months old. A few weeks ago the screen suddenly developed white streaks, fuzzy green distortion and became unresponsive. There’s no crack, no drop, no visible…
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What makes a smart meter go offline?
Sorry for the long post ... I'm with Co-op (powered by Octopus) and back in July of last year I got Octopus to install a smart meter. I was pleased that the meter has worked well since, but I've had a problem with the IHD, which works some of the time and doesn't for the rest of the time. It shows a very low signal, and…
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£100 Exit Fee
Hi, I have attached BritishGas Electric Tarrif and I would like to switch to Octopus - However, BritishGas will charge me £100 Exit Fee - does anyone know if Octopus would cover my Exit Fee? If so what’s the process? Any help appreciated. Thanks Frank
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Paint advice needed
Hi hope I'm in the right part of the forum please move if not. I inherited a house from my nan and I'm going to be moving into it in a few weeks and I need to repaint all the rooms and don't have enough funds to get a decorator to do it I'll be getting help from my sister and a friend to help me paint the entire house…
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Wrong tax code and repayment options
Hello, I'm looking for a recommendation on a change of tax code. I am a full-time employee and all my payslips and taxes are though PAYE. In March 2024 I paid 3.5k£ into a SIPP (and the correct grossed up top-up of £875 was then added by HMRC the following months). Probably as a consequence of this (since nothing else…
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Barclaycard Chat Service
Is anyone able to use the Barclaycard chat service? Every time I want to use it for something, I get a message saying it's not available while they are working on it. This has gone on for months. Their service status page says it's fine but I cannot use it online or via the app. A web form I used to send a message about…
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Tesco Price Rises
I only buy a few items from Tesco as I shop mainly at Lidl, but noticed last week price rises on some items I buy every week. Then on another forum I see someone else mentioned it. Perhaps they hope that shoppers don't notice it. I wonder what has driven the price rise, a deliberate strategy every six months, or their…
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Moneybox investing
Hello Friend recommended moneybox as a good way to start investing. Any one used then on here before? Thank you
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Ware to Mile End Underground via Stratford using Oyster(+16-25 railcard)
Daughter using Oyster (with 16-25 railcard) to Uni, travelling off peak from Ware (Greater Anglia) to Mile End via Stratford. Would she need to touch a pink reader at Stratford to show she is not travelling via Liverpool Street (Zone 1). I know there are pink readers located at Stratford but when I used the Oyster single…
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Discretionary trust
I sincerely hope that this is the correct forum, if not please let me know and will move it. My son received a payment from the CICA and a part of this is in a Discretionary trust which was an insistance from the authority. My son is now 41 and his award was made in 2021 following the incident in 2009 when he was 25. There…
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Moving from BT to Zen Internet
Hey all, My BT contract ends soon. They've been fine, but expensive. Prices have gone up a lot and certain deals withdrawn, replaced by significantly more expensive ones offering "more"... but not really more in real terms. There have been other issues, but no need to get into that here. Anyway, I've been eyeing Zen…
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Paypal payment error, F& F
I'm trying to establish if a payment made through Paypal was made in error for Friends and Family as the seller of the item we wanted has not sent the item, or responded to questions as to where it is - on my partner's account the F&F option always comes up highlighted first which is hugely annoying as its very rare we'd…
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Joyous January's No-Spend Days Challenge!
Welcome to Joyous January's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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Neglected Lincolnshire garden
I'm going to start a "progress" thread on my garden as well. I've been here three weeks and planted a few of the things I brought with me because they desperately needed to be in the ground, but it's a bit of a drop in the ocean of grass! It's about 20m from the house to the back fence, and about 35m along the back fence,…
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UKPC and DCB Legal court claim
Good morning everyone, I have just received the LoC for the overstay on McDonalds parking. Fortunately/unfortunately all previous correspondence from UKPC/ debt collectors (?)/other solicitors companies were ignored. Now i have received the LoC from dcblegals - this seems to be the standard template with keeper details and…
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Does Sky Mobile always use these tricks when you try to make a formal complaint?
I got two emails from Sky a day apart, first one said they were hiking price from £8 to £11, I had been staying with them while they resolved another matter, but they never did. Then I got another email a day later saying I was out of contract and I could leave, The price increase was going to take effect in less than 30…
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DCB Legal pursuing through County Court
Hi all, I received a PCN from ParkingEYE after allegedly parking in a hotel car park in May 2022. At the time, I sent a rebuttal letter to Parking Eye. 3 years on and a barrage of letters from ParkingEYE and DCB Legal later, they have now issued a claim against me through the county court. Most recent timeline: 14.02.25:…
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Re-registering vehicle following death of father
My father passed away late last year and I aquired his car. Unfortunately, despite otherwise being the most organised person, we cannot locate the V5C. I have now received a letter from DVLA to re-register the vehicle. However, this involves a paper form, accompanied by payment. Can this process not be completed online -…
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The Marrams, Hemsby.
With the awful situation at Hemsby regarding the coastal erosion and the loss of homes (especially along the Marrams) there is a debate going on about EA's selling homes at risk of falling (literally) off a cliff. EA's are defending selling them saying buyers know what they are buying and 30k is a cheap home for (possibly)…
