Recent Discussions

Looked at a flat for sale and took some photos. The comparison between the estate agents website photos and mine was striking. Small print says some photos may be "staged" to show what the rooms might look like with furniture and different lighting conditions, but this was something quite different. The corner of the…

Complete savings have been taking £15-£18 direct debit from my account for few years sadly I only realised this year, I cannot explain how I have never noticed it before as someone who regularly checks my accounts. I called my bank to ask what or who they were . The bank gave me Thier number and I arranged the bank…

I just wondered about people's experiences with this tariff and whether they feel they are winners or losers. I got a quote from them yesterday, and I have to say I find the numbers highly misleading. The figures are very attractive, beating even the good fixed rate tariff I got from Avro, but presumably based on an…

Hi, (Not to mods: I posted something similar to this back in January, but this time I have a bit more information and would like to keep this as my new post.) I’m hoping someone can help me understand my position before I speak to HMRC again and/or take formal insolvency advice. I’ll try to keep this as clear as possible.…

Hi all I've sold x12 CDs on Discogs to someone in Australia. I'm in the UK. I'll be sending with Royal Mail. I wondered if anyone familiar with selling and sending abroad might be able to help please? Here are the bits I'm confused about... Do I have to list each CD separately on the customs form? I've read both no and…

For years I have just used basic disinfectant and cloths to clean sideboards in kitchen, and hot soapy water and whilst they were clean they never looked shiny. Had a cleaner in a few times and they make the place look brand new. I bought some degreaser and this makes things like brand new too but not for long and of…

January 2027 - analogue phone lines are being disconnected So - if you have not gone digital yet (full fibre) - it's almost too late https://www.citizensadvice.org.uk/consumer/phone-internet-downloads-or-tv/check-your-personal-alarm-will-work-after-the-landline-switch-off/

Good morning everyone.

I recently received an alert from Experian showing that Percayso Inform Ltd had carried out a hard search on my credit file following an insurance quotation. I contacted Experian, and they informed me that this is apparently a known issue affecting some Percayso insurance quotation searches. Apparently, some searches that…

I have diligently kept a notebook with the names of plants/varieties and now I have lost the notebook! I planted this several years ago and it has never produced these berried bracts before. I liked the leaves,so left it amongst the hosta and geranium. I think it came in a "collection" from Lidl.

Trying to gather information of 25 26 tax year interest .I can't seem to find a way to generate details of interest received from my Principality accounts that are now closed. Anyone know if there is a way to do this? I've sent a message and the reply was that they'd post it but think they must have put a 3rd class stamp…

Hi everyone, I’ve been reading lots of inspiring posts here and thought it was time to start my own little diary to keep myself accountable (and hopefully help others who are on the same path!). A bit of background: * We bought our house in 2022, borrowing just over £400k on a 5-year fix at 2.4%. * We originally wanted…

Hey guys, Apologies if this is somewhere in the NEWBIES thread but I have received 3x parking fines from UKCPS but to my leased/hire car. I have strong grounds to appeal given I've parked there for 8+ months and they recently (apparently) changed/made stricter their restrictions. Also the signage is just confusing. Plus, I…

Hello, My partner and I bought our first home together last year (we're late 30s, and both had homes of our own before). The mortgage is high, but it's a forever home and we also only put down a 15% deposit so as to keep some cash back for renovations. Although we have a lot in savings, we've found the cost of materials,…

Earlier this year at 55 I cashed in a small pension of £13k as I am out of work.Having trouble with finding work, i got some jobseekers allowance which the nice people at HMRC said is taxable and have now said I will have to pay some tax on as it has taken me over the standard personal allowance which I understand. I am…

I am on OVO's Extended Fixed 10 April 2025 tariff that ends on 30 August 2026. Under normal circs I would use the Energy Club to sort out another fix. However this year our circs are different. We had solar panels and a Tesla PW3 installed in March this year. Been excellent, not used a unit from the grid since its install…

I ordered a mug of my favourite band from this site on 15th September but haven't received it. I've sent them a number of emails but they have said I ordered a digital file not a physical item.. ! I definitely ordered a physical item as that was on the website. Has anyone else had problems with this site ?

Interesting stuff, by the looks? Anyone used or seen it in situ? The colours seem to be naturally 'mottled' and not completely even, which is a nice effect - is that the case? If so, how does it manage this? What about the various surface textures - how are these achieved? Ta.

My dad had a personal wealth plan account with phoenix life On 17/03/2025 he took £533 in surrender payment from it He subsequently passed away on the 24/05/2025 After applying for and being granted probate phoenix life found they had made an underpayment and sent to the executor account that is in my sisters name on the…

has anyone had dealings with Stellantis or the motor Ombudsman re the extended puretech warranty scheme? They've refused to fix my car which needs a new engine at just 58,000 miles. They told me to go to the motor ombudsman if I'm unhappy but the motor ombudsman are refusing to accept the complaint saying stellnatis are…