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Alicante Car Hire - check your Credit Card works!
Just back from Spain with my extended family. At Centauro Car Rental in Alicante Airport terminal we had 3 separate bookings and we all have hire car excess (from MSE recommendation) and therefore declined the comprehensive insurance policies. One of the guys provided his credit card to cover the €1400 block that was…
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Gifts out of regular income ending
If I were to gift £30k out of my surplus income once every year and I did this for say 5 years running and then year 6 I couldn't afford to do it anymore due to a change of circumstances would the previous 5 years be disallowed or would the £30k pa still be exempt from IHT
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Stopping the backsliding… a family of four no longer living beyond their means
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
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Claim Form/CST Law/MET Parking BP South Mimms
Hi, I received a PCN for an overstay at South Mimms BP service station in September 2021. My POPLA appeal was rejected & have ignored all of the subsequent correspondence. The claim for dated the 7th December was delivered on Monday the 18th! I will file an acknowledgement of service & would appreciate any assistance in…
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No channels found
No channels found when I switched my ancient Panasonic tv Have checked connections and aerial still no channelsTried in another room, still not working. Could it be the tuner, do not want to get engineer as might as well get a new one. Have used Roku and it does work with it installed.
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Multiple periods of consent to let and gaps between
I'm currently living and working in Australia. What was my primary residence in the UK has a residential mortgage and is currently let out with indefinite consent to let from the lender renewed yearly. I'm doing some planning on coming back, I'd be living in the home again as my primary residence after the tenants move…
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Uk holiday parks
Hi we are looking for a cheap camping site/ park in the southwest Cornwall Devon Dorset. We are taking out old campervan . I like it on or near a beach but also close to a town ( I like looking round nice shops) so within walking or buses nearby as we don’t want to drive about once we are there. Anyone got any suggestions…
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Cover from D&G for hob bought from AO not informed of other charges
Surely this is not legal, last year I bought a hob from AO and the customer service assistant told me about cover from Domestic and General, it wasn’t a lot of money and it covered accidental damage and replacement if it can’t be mended. I received a letter “still here keeping you covered” and have realised if my hob…
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Beko dishwasher problems
Our Beko dishwasher, after running without a hitch for many years, suddenly developed issues - quite a bitty story, sorry. We called out an engineer from a local (well established) business to see why it was trying to start but couldn't seem to run through the program. He re-set the program (I didn't see what he did and he…
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Van insurance renewal higher than a new quote with Directline?
I'm just off a chat with Directline over this. My (personal) van insurance renewal came in last week, with a quote of just over £1400. I just ran the exact same details through as a new quote, and it came in around £1075. Apparently my renewal is the best price they can give me, and they wouldn't budge on the renewal…
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Financing a car purchase
This has probably been asked a million times before but I would like to hear some opinions on this. I had to have my 12 year old Astra written off and the insurance gave me around £2k for it's value. I'm looking to buy a family car (nice size) that is around 4-5 years old. Firstly, any recommendations? Secondly, what is…
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Trust Pilot - can they be trusted?
There is a famous Latin quote: "Quis custodiet ipsos custodes?" - which translates as "Who is guarding the guards themselves?"Or to put in this particular context - who is reviewing the reviewers?Most of the posts in this forum about TrustPilot seem to raise questions about whether TrustPilot is pressured or influenced by…
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Find the SecondStar and soar, and then straight on till the morning…
This feels like an appropriate time for a finance thread. Story time: My ex partner and I broke up 2 weeks ago. We had been together for 4.5 years, we bought a house together as joint tenants 2 years ago, and had been combining incomes and savings for 2 years. We have separated our savings, and he is exploring options to…
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Surveyor has found damp in a house that I have put an offer on
Looking for advice please.Should i ask sellors to reduce price,or would it be advisable to wslk away from this purchase
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Parental home proceeds to children via surviving parent
Mother sold the parental home on step fathers death (below IHT threshold) and shared part proceeds with children (30K each) just under 3 years before her recent demise. Whilst I believe such proceeds direct on death of one parent may be Nil Rate, this was indirect? and may be seen as PETS (potentially Exempt Transfers)…
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how much to leave in an account, just in case in the future they have deals for customers
I have £1000 in Skipton, as someone said they might be due to have an interesting account for customers in the near future. But I'd rather leave less! Would £100 serve as a placeholder? £50?
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Parking Eye yet another Defence for County Claim
Firstly, let me express my gratitude for what your guys are doing for legally educating people, constantly updating and refining template, and making the country better. Especially @Coupon-mad and @KeithP. I am at court claim stage (dated 3-Mar, AoS filed 11-Mar)As per NEWBIE2 post I am using the latest defense template…
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Tax on overseas pension
I’m about to start taking a db pension I earned while working for the States of Guernsey many years ago. HMRC regard this as an overseas pension and both the annual income and the compulsory lump sum will be taxable. I also still work part time in England on PAYE. How will HMRC gather the tax from my pension? Will they…
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N1SDT from DCB Legal
I received a PCN from Smart Parking back in March 2023. At the time I appealed on the basis that the Date of Contravention was 3rd March 2023 and the Issue date of the PCN was 20th March 2023, so 17 days later. From that time there was a catalogue of mistakes.... I received an acknowledgement of my appeal but no decision.…
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Received PCN from First Parking – POPLA Rejected – Now DCBL Letter for £150
Hi all, Looking for advice on my situation as I’ve read the newbie guide but want to make sure I’m on the right track. I've only just come across this wonderful website. Timeline of events - October 2024: Parked at my university’s car park (managed by First Parking). Tried multiple times to pay via the JustPark app, but it…
