Recent Discussions

Hi From the Newbies thread I know I should complain to Sainsbury's first, but we weren't shopping there, just practising parking on a Sunday evening 28th June from 8.30 pm to 8.52 pm. This is the car park that the driving test centre use on the test so my daughter went there to practise. My local Sainsburys has a 2/3 hour…

[Image removed by Forum Team] Hi all Got a pcn at the mall. Can't find the original. Shocked by the pcn I checked my bank and found the payment. I sent them a screenshot thinking that would be the end. I do not recall if I identified myself as the driver somehow. I can't access the appeal. I recieved the below and so I am…

If I've opened accounts but missed the switch offers should I just close the account and wait a few years to the next offer? How can I tell when my previous accounts were opened/received offers/closed - and which is the date that matters for future eligibilty.

Just wanted to hopefully enable others to avoid making the expensive mistake I made in using Emergency Assist as my vehicle breakdown/recovery service. I had the unfortunate incident of hitting a pot-hole last week, and when I called Emergency Assist to ask for recovery and to be taken to a local tyre replacement facility,…

I’ve lurked for a long time. I have no-one in real life I can discuss these issues with and thought it might be helpful to get it out of my head and on to paper. I am mid 40s, married, with two pre-teen children. We moved in 2017, with a 20 year mortgage of £140,000 and interest of £10 per day. We now have a mortgage of…

I am totally confused - booked BA flights to Montreal; returning via JFK premium economy both ways. Return flight was operated on BA behalf by American Airlines. At the last minute,at the gate, on our return we were downgraded to economy. Both BA and AA are passing the buck and neither admitting responsibility for the…

Afternoon all, I have had a read through a lot of the topics and it’s a great resource and full of great advice. I’m hoping for a bit of advice with my situation. I got into a bit of trouble back in 2018/19, leading to missing payments and subsequently defaulting on a few credit cards and a loan. I have since paid off all…

I parked at Tonbridge station in September. I always pay via the APCOA app while on the train into work. I do this daily. On this particular day the app was not accepting my payment details, I kept getting thrown out at the point of payment. Nothing wrong with the payment card as have been using it before and after this. I…

Hope everyone is okay with me posting this, @lucinad usually is in charge of the challenge but they have been offline for some time now (really hope they are okay, and are just taking a break!). ALL credit for this fun challenge goes to Lucinad 2026 League 🏖️August🏖️ 🥇1st. ally86 - £701.99🥇🥈2nd.…

Octopus have temporarily stopped switching / sign ups for their Flux tariffs. The following notice appears on the pages for Flux and IOF: Important: Energy prices are particularly volatile right now, so this tariff is temporarily unavailable. We’ll update this page as soon it’s available again.…

I purchased a 10 year old used vehicle in February this year for £4245. The car needed a major engine repair/rebuild due to excessive oil usage and the dealer took the vehicle back and did the repair. (within 6 months of purchase). The vehicle was in for the repair of 7.5 weeks, which I feel is an unreasonable length of…

Hi Guys, I recently received a PCN notice from APCOA about a drop-off at Manchester Airport. I know you can usually ignore APCOA, but I don't want it to escalate into a CCJ and affect my credit score. I've also been advised to appeal to APCOA, not admitting to who the driver was, and also asking them to provide the…

We paid our usual 6 monthly bill in July 2026. We were very surprised to receive a monthly bill in August 2026. After reviewing our online account we noticed the column on the left still stated 6 Monthly billing. So we took a screenshot and a photo before calling. 67 minutes later, after repeatedly being told you are on…

Looked at a flat for sale and took some photos. The comparison between the estate agents website photos and mine was striking. Small print says some photos may be "staged" to show what the rooms might look like with furniture and different lighting conditions, but this was something quite different. The corner of the…

Complete savings have been taking £15-£18 direct debit from my account for few years sadly I only realised this year, I cannot explain how I have never noticed it before as someone who regularly checks my accounts. I called my bank to ask what or who they were . The bank gave me Thier number and I arranged the bank…

I just wondered about people's experiences with this tariff and whether they feel they are winners or losers. I got a quote from them yesterday, and I have to say I find the numbers highly misleading. The figures are very attractive, beating even the good fixed rate tariff I got from Avro, but presumably based on an…

Hi, (Not to mods: I posted something similar to this back in January, but this time I have a bit more information and would like to keep this as my new post.) I’m hoping someone can help me understand my position before I speak to HMRC again and/or take formal insolvency advice. I’ll try to keep this as clear as possible.…

Hi all I've sold x12 CDs on Discogs to someone in Australia. I'm in the UK. I'll be sending with Royal Mail. I wondered if anyone familiar with selling and sending abroad might be able to help please? Here are the bits I'm confused about... Do I have to list each CD separately on the customs form? I've read both no and…

For years I have just used basic disinfectant and cloths to clean sideboards in kitchen, and hot soapy water and whilst they were clean they never looked shiny. Had a cleaner in a few times and they make the place look brand new. I bought some degreaser and this makes things like brand new too but not for long and of…

January 2027 - analogue phone lines are being disconnected So - if you have not gone digital yet (full fibre) - it's almost too late https://www.citizensadvice.org.uk/consumer/phone-internet-downloads-or-tv/check-your-personal-alarm-will-work-after-the-landline-switch-off/