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Problem changing Euro cylinder
After some advice please. I am in the process of upgrading the cylinder locks on a pair of French doors to 3* Euro cylinders. The lock on the master door is already done without problem I then went on to gain acces to the slave door lock so I took off the strike plate assembly and removed the mullion moulding to get at the…
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Bluetooth trackers - Tile vs Apple
Ideally feedback from members who've experienced both. I've experienced Tile myself & the Samsung version but not the Apple version. Obviously Apple extract more money out of you by not making it keyring friendly (initially). I'm aware of that. Looking at a which to go for and why for an iPhone user. Looking at it, the…
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Reverse Meal Planning
Not sure if many of you will have tried the reverse-meal plan idea. Rather than buying all the ingredients you need to support your meal-plan, you look at your fridge, freezer and store-cupboard and meal plan from that, minimising what you shop for. Based initially on the fresh produce that would be wasted if it is not…
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Arrietty's Acorns
Hello, I think we're past the 'happy new year' stage now and as we don't know each other yet I'll just dive right in, say 'hello' again and declare that I NEED to be on this board. I've been dipping in and out of here for a while now and debating with myself as to whether I should start my own savings diary; whether it…
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EBay nothings moving
I’ve been out of action for two months and haven’t been well enough to list anything on eBay. However, since last week I’ve listed one item a day (ladies clothes) and now have 7 listed. It’s absolutely dead, no watchers and barely any views. Is everyone now buying from Vinted?
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Instant pot is it worth it?
Instant pots are half price right now and I'm tempted but also worrying about whether it will be worth the initial outlay to save energy costs when cooking? Does anyone have one? What types of things do you cook n it?
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Cahoot Sunny Day Saver interest
I'm usually very savvy with financial stuff, but I've overthought this so much now I've got the mental capacity of a bowl of lentils. So I'm going back to basics trying to explain what I'm stuck on. Cahoot Sunny Saver. 5.00% AER/4.89% gross (variable) if interest is paid monthly. My understanding that the difference…
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Not entitled to tuition fee loan
Many thanks for looking at this thread. The government will finance me to do my degree by offering me a generous maintenance loan. Unfortunately I am not entitled to tuition fee loans as I have studied before. I am looking for ideas regarding how I can finance the £9,790 rising by 2.68% per annum. I was ill during my first…
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Student Loan while on University Work 12 month Placement
Hi, I was looking for advice on the Student Loan. I am a university student starting a work placement in September, being paid above minimum wage with which I will be able to live off. However, I was wondering if I should take out a maintence loan, and use it anyway - to put in my stocks and shares ISA. Ive been adviced…
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PLUM CLIMBING FRAME: SHEARED SCREWS AND CORRODED FIXINGS
I purchased a Plum UK Cube Climbing Frame in October 2022. The parts and fixings were stored, unopened, in a dry garage until construction of the frame in June 2023. I periodically check the frame and noticed that the screws on a wood panel wall with climbing stones were corroded. Further investigation showed that a…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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HELP! Two banks closed my accounts, but their cheques are of no use to me
Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…
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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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My right to a refund on faulty car before 6 months
I bought a 3 year old VW T Cross from a Nissan dealership on 20th December 2025. Paid cash. On day 32 car developed an electrical fault. I took it straight back to Nissan who recommended that VW diagnosed and repaid it as same Marshall group and next door to each other. VW found a fault and repaired it under the 90 day…
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DCB Legal Claim Form Defence Help Needed Please
Hi, I am hoping to get some help with my claim form defence. I have followed everything I could find on the threads up to this point. Situation: Parked in a car park whilst using the gym one has used for years and all of a sudden there is a restriction. I was not aware I had to register my car details in the gym as I would…
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Parking charge notice from CPM
I'm a food delivery driver and I parked in a private parking area that requires a permit. They come round quite frequently to check but after several conversations with a few different parking officers, they allow delivery drivers 5-10 mins as long as we are parked in a bay as they understand our difficulty. Obviously this…
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WWYD? Request to loan in-laws money
DH and I have been together for 20+ years and do well for ourselves. We have a fully offset mortgage which is close to being paid off, but we haven’t as it gives us the flexibility to withdraw against it until DH turns 70 (deadline to pay off). We will need to do some renovation in the next couple of years so will borrow…
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ishares ibonds?
anyone using or have looked into these? I haven’t checked what platforms provide them but they seem the closest I’ve seen to buying individual bonds but trading as ETFs. You could use them to generate a bond ladder for example and potentially buy and manage fairly easily within a SIPP platform?
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Gift Aid and becoming a non taxpayer mid-year
I will stop paying tax next month (June), but have paid tax in April and May this tax year. At which point do I have to inform Charities that I am no longer a tax payer? I don't want to get a bill down the line.
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Some technical Qs about e-bikes.
Q1 - batteries. I understand these have built-in BMS circuits to monitor and protect them during charging. After they have been charged and installed on the bike, is it then purely the +&- contacts that do the job? Ie, the bike's electronics work out the charge state for the display, and doesn't have any particular comms…
