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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Digital Voice adapter and Vodafone
Does Vodafone provide a wireless digital voice adapter, similar to the BT plug adapter, so that corded phones in different rooms can be connected to the VF router? If not, is the BT adapter compatible with Vodafone routers?
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refund or credit note ??
Hello. Is anyone able to provide me with some guidance please? In March 2019 i bought some furniture in a sale from a small independent trading shop which included a matching side table and coffee table. When delivered, the side table was damaged. This was immediately raised and the retailer notified. The coffee table was…
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Selling a property with a tenant in the property
Recently I have been chatting to my partner about selling my rental property. As expected I have suddenly been bombarded with adverts on Facebook for companies that buy and then sell properties with tenants in situ! I am considering this as an option but looking for opinions and maybe experience of doing so. The tenant I…
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Which type of GAP for lease
I need to sort out gap insurance for an upcoming Van lease. Just not sure which type of gap insurance I need. Can anyboby help?
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Power of Attorney online tool STILL not live – here's how the process is set to change in future
An online tool to apply for Lasting Power of Attorney (LPA) is still not available despite being announced over a year ago – and the Government has confirmed that it doesn't have a launch date. This means a tricky paper form remains the only way to apply for this crucial protection. Power of Attorney online tool STILL not…
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Thames water Meter gone AWOL
Like many others, my bill has been hiked massively So I tried to follow the advice to detect a leak, but fell at the first hurdle. The meter immediately outside my property which I last read a few years ago is empty; there's just some wiring and a screw but no meter. The pavements were resurfaced last year and the meter to…
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MSE News: 'I reclaimed £12,000 in holiday pay' – here's how to check if you're owed too
A semi-retired MoneySaver has reclaimed over £12,000 from her employer after reading our previous story about missing holiday pay. If you're an employee or worker, you're legally entitled to a certain amount of paid time off – even if your job is part-time, temporary or seasonal. We take you through it below… Read the full…
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Do Spusu demand to Return the SIM?
I am planning to move to Spusu for a month and then return to Lebara I asked Google if they charge to exit and got the data below. What jumped out at me was this: SIM Return: If you cancel within the first month, you may be required to return the SIM card, or you might be charged. Has anyone here been asked to return a SIM…
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Stamp duty question when staircasing, Shared Ownership
Hi, Any help would be much appreciated as I do not understand exactly how to work out the stamp duty now that I am attempting to staircase to 100%. 2016 - 50% share of £276,500 (£553K property valuation), paid stamp duty £3,825 + NPV of £921. 2018 - 20% share of £103,000 (£515K property valuation), no SDLT paid as only…
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Lack of family time starting to get to me
When my partner returned to work after our son was born, we agreed she would go back to work part time as our finances and childcare etc allowed this. I work Monday to Friday in a 9-5 job, she went back to work and told her employer her availability was all day Monday, Tuesday, Thursday and she was available at a weekend…
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Help understanding esim please
Hi My daughter is planning on going backpacking in Thailand, Cambodia and Vietnam for 5 weeks. She has an IPhone 14 on Tesco mobile. I'm trying to help her work out what she an /can't do with her mobile without it coming a fortune. After searching the forum it looks like airalo esim is the way forward but I don't really…
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Money claim for bin services
Hello, I was wondering if anyone can help us out with this, We entered into a verbal agreement with a waste bin management company over the phone but we did not sign the contract. We emailed them to cancel it because we couldn’t wait couple weeks for them to deliver the bins When doing the agreement over the phone the bins…
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TSB 38 months BT
Hello is anyone actually eligible for the TSB 38 month BT?
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Inspection of Rented Homes
Hi, I’ve a friend who’s living in a rented semi with her two young daughters, I had my doubts about the safety of the property when she moved in, some dodgy wiring, and other faults, but she wouldn’t do anything about it as she was scared she’d loose her home, since then she’s had several electrical problems that seem to…
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Update savings income current year
The amount of interest estimated by the revenue is higher than the actual so I have reported the correct figure via my online account. I have now received a letter from HMRC asking me to itemise the calculation with account details. I cannot see where to do this online and the letter doesn't suggest a method. Can anyone…
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Probate process question: beneficiary order and renouncing as executor
I’m an executor (along with my sister) of my late grandad’s estate. A firm of solicitors is also named as a professional executor. I haven’t seen the will yet as we’re still waiting for the death certificate, but the solicitors have sent draft probate forms which list the beneficiaries in the following order: -a church -a…
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'Template' defence suggestion - NB: ultimately, your choice of defence wording is your own
CLAIM FORM FROM A PARKING FIRM? THEY ARE VERY EASY TO DEFEND. PLEASE READ THIS POST FIRST TO UNDERSTAND HOW TO USE SOME OR ALL OF THIS SUGGESTED 'TEMPLATE' AS PART OF YOUR INDIVIDUAL DEFENCE, THAT YOU CAN DRAFT AS YOUR OWN. THIS FORUM DOES NOT PURPORT TO CONDUCT LITIGATION. YOUR FINAL DEFENCE THAT YOU DECIDE TO EDIT, DRAFT…
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Santandar Switching deal - really once in a lifetime deal?
Last time I had a santander account was back in 2015, I beleive it was a credit card, but it may have come with a current account. I dont think I ever sought out switching deals because I was always a bit apprenhesive about direct debits actually being switched for real. Anyway. I am doing a switching deal with them now.…
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The 6 year plan!
I've had diaries before that have for various reasons lost their purpose. Last few years have had big changes in my life, I now have 2 children, I've completed my academic studies and now have a more driven passion for career progression. With this it feels like we have come to the top of our debts and now want to bring…
