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Temporary account ?
I need to keep £100,000 in an account with instant access ready to pay for land purchase when the right plot comes up for sale , my other funds are in NS&I bonds and I am retired so no salary will be paid into this account and nothing spent from it , just one lump sum up till it is needed ( or two seperate accounts if that…
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Car shut off now won't start plus battery replacement advice.
Have a 2018 hyundai i20 1.0 petrol automatic. After a couple weeks of not being used I took the car out for a drive. As you know in the UK it has been freezing weather lately. Car started OK and drove off. Came to a set of traffic lights the stop start kicked in and switched the engine off. When I tried to set off the car…
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Fuse energy help?
Hi all, I switched to Fuse energy in December and they quoted me a monthly DD of £187 per month. I have had my bill through for this month and it’s £340 🤷🏻♀️. Has anyone had experiences with them as this seems a crazy amount to use for gas and electric.
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Lloyds credit card
Just got one. My card has been blocked twice in less than one month!. For absolutely no reason!…? Overzealous fraud squad?… V unreliable as a result…😮 Oh and the first ime it happened when `I rang the fraud department all I got was auto reply!… Disappointing from such a large organisation…
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Early termination agreed by landlord, but agent charging high “early termination fees”
Hi everyone, I’m looking for advice on whether the charges I’m being asked to pay for early termination are lawful under the Tenant Fees Act 2019. Background I have a 2‑year fixed term AST starting 21 June 2025 and ending 20 June 2027. The contract contains a break clause only after 12 months, i.e. 21 June 2026, with 2…
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BT/EE Price Rises
I'm trying to see any value for me as a BT user with an EE sim free phone with the upcoming price increases.
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No PCN or NTK SABA
Looking for some advice please as to next course of action, if any. RK received a ZZPS letter referring to an unpaid parking charge, contravention date in November. No previous NTK or PCN have been received. No recent changes in circumstances eg change address, vehicle ownership and not a company car. My question is,…
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rejecting Peugeot boxer
Hello guys. I bought a van a few days short of 6 months ago and i am having many problems with it. i intend to reject it, and i have drafted a letter, i wonder if anyone could run an eye over it first please? to check if its ok?im going to send it to customer care, and cc in the finance company. thanks!! hello In october…
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Yet another scumbag parking eye letter - Fox House, Derby - POPLA Stage
Seem to be getting these every year now. I don't think they even bother putting signs up in some places and assume some people will blindly pay the ridiculous amounts asked for. I'm just posting yet another appeal and eventual success to show people on this board that despite some naysayers, POPLA will still stick up for…
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Dusk Bed Issue - Help!
Hello All, I hope I am posting in the correct section here. I purchased a new ottoman bed from Dusk back in October last year. The bed arrived, but when we put it together the gas lifts for lift the bed (and use the ottoman under bed storage) were not working. I sent images and a video to Dusk in early November and they…
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UKPC via DCB Legal - Response Advice
Hi all; Apologies for creating a new thread as I appreciate so much help is already here and I have tried to go through everything, so apologies again if I have missed the answer to the below. I received a letter from DCB Legal today, dated 27th November. This is from a parking fine in March where I apparently parked in a…
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IHD from Eon next
I was with British gas after moving in to my new (to me) house. Then changed to Octopus. They installed new smart meters in, or after Feb 2025.I bought the house in Dec 2024.I got a small pink box that allowed me to use their app to see real time info. I moved to Eon next last week. I either expected the pink box to…
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Smart Parking / DCB legal - proceeded before this forum
hello, I (like many others apparently) am the subject of a smart parking / DCB legal escalation from an alledged offence in 2022. Before being aware of this forum, I used AI with the help of any recollection of 4 years prior to draft my defence, I have now been sent the DQ form which I have filed, my concern here is, how…
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NCP PCN - Parking in a disabled space without a blue badge
Hey, hoping for some advice I recently parked at a NCP car park without any parent and child bays with my 3.5 month twin boys. There were only a handful of regular bays which were far too tight to fit into. After attempting to park into one and realising I could barely open the door for me to get out, I decided to use a…
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First time taking the leap - can no longer afford my repayments - PLEASE HELP
Hi all, My unsecured debt repayments have become unaffordable and I would appreciate your advice on next steps. Background I am a self-employed contractor which means I earn a good wage while I am working, however there have been lengthy gaps between contracts where I have earned nothing at all. This, paired with vital…
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Learner car insurance cancelled by insurer
Hi, so we got an annual learner car insurance for my son so that he could practice with me in my car. Fast forward a few months, he had just started uni and had to miss a day and come back home just for that day to take his driving test (in instructor's car), which he passed. With all the stress and hectic day he forgot to…
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Admiral - we're sending some money your way?
I was wondering if anyone has received a similar letter as am confused! (Waiting for a call back from Admiral hopefully today) I receieved a letter today relating to a claim around 4 years ago where my car was written off as a total loss and I received compensation. It hasn't asked for any bank details or anything like…
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Drawers sticking
I have a substantial chest of drawers which have been in my home for almost 10 years. Now I find that a number of the drawers are sticking, no longer free moving and difficult to pull out / push in.As the mechanism is probably some sort of plastic based material I'd appreciate advice on what to use to 'oil' them. I'm…
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Am I better off making AVCs salary sacrificed or not?
Hi all, I have my pension with USS. At the moment I pay monthly £2.4k AVCs into the USS scheme. I also pay £17k pa into my SIPP. (Im aware this tips me over the AA. I know this removes the tax incentive, but my thinking is that at least I know Im using my AA, and the few K Im contributing above this, I would only invest in…
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Where to park my money
I am looking to minimise my tax on my savings interests and investments. To minimise CGT, I am planning only to sell when I can move my investment into S&S ISA. In terms of ISA allowance, for April 2026, I am planning to use money from my savings account to invest into a S&S ISA. For April 2027 ISA allowance, the options I…
