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DCB Legal Court Claim (on behalf of Smart Parking)
This dates back to 2021 when my hubby was parked at Tottenham Hale. He was working in one of the stores (he’s a decorator) and his vehicle registration was registered with the centre management for extended overnight parking. Despite this, he received a fine. We have been backwards and forwards with communications between…
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PCP Deal - Voluntary Termination whilst Vehicle with Main Dealer for Repair
Hi, I'll try and keep this as brief as possible... We have a 2018 vehicle on a 4 year PCP agreement (started in July of 2022) and have reached the point in the agreement where we are eligible for Voluntary Termination. However, the vehicle has been with the main dealer for getting on for 5 months now for a repair with the…
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DCB Legal defence preparation
Hello, Thanks to all contributors to the forum, I've learnt a lot reading the threads and found the info here to be pure gold! I am currently preparing my defence for a small claim received due to an unpaid PCN from Vehicle Control Services Limited through DCB Legal. Issue date of the claim is 04/12/24, AOS through MCOL…
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NCP, member of BPA association parking fine for being in car park for 12 minutes (i did not park)...
I’ve had a ‘parking charge to keeper’ notice It is addressed to my husband, he’s passed it to me to deal with as I was the driver. I want to a car park and parked for as shown 12 minutes (13:45 - 13:57), in that time I unloaded 3 kids, went to machine, and could not make it work (a couple actually came by to help) they…
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Self employed small income and mortgages.
I’m 33 and have been a self employed gardener for around seven years. I currently live at home still with my father after a number of personal problems in our family I stayed at the family home. I earn around on average 12k per year from my gardening business which has been fine for me up until now. I love my job and am…
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Grant of confirmation - additional documents
Hi guys, I've been using some of these threads, predominantly those supported by @buddy9 to complete the c1 inventory form to help me obtain a grant of confirmation so that I can sell my late mother's house Both me and my brother are will executors with equal share of estate. The house is worth £75k... And moveable assets…
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MET Parking PCN - McDonald's Leytonstone
Hello all, this is my first post. Unfortunately, I received a ticket for leaving the premises. I was so naive to admit it in my first appeal to the company. Both my appeals then were rejected by the company and POPLA. I read other threads regarding fighting back points, however, I am not sure if I didn't mess it up already…
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Did my brakes need doing?
I had my car MOT'd on Friday just gone and it failed on the rear nearside brake pad being to thin, it had an advisory of the offside rear brake as well, but no mention of the front brakes what so ever on the MOT test certificate. I have taken it back to the same gaarage Today and now they are saying the front ones would…
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PCN on Residential Parking and now LOC
Greetings to the esteemed warriors against the scum of the earth PPCs, I've gone through the Newbie thread followed some of the steps and I'm now at the Letter of Claim stage. I've drafted a response to the LOC but wanted to get a second eye to take a look at it. First to provide details: - I stay in a residential building…
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Need Advice – Fighting UKCPM PCN at Rathbone Market (110 Barking Road)
Hi all, I’ve just received a County Court Claim Form from UKCPM, issued via the County Court Business Centre, after months of letters from BW Legal. I’ve now acknowledged the claim on MCOL and want to fight this properly — but would really appreciate some outside perspective. Background: * Alleged incident took place at…
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DCBL High court enforcement attendance
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Have we reached peak annuity rates?
Now that the higher interest rate medicine appears to be working and gilt yields are slightly down, does it look as though annuity rates have peaked for now? OH had a surprisingly good annuity estimate from Legal and General via moneyhelper, but when he went to the L&G website he got a slightly lower estimate using the…
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The Ongoing Saga of Ruby Trying to Own A Home
Hello, new home, new thread. If this is your first time here, welcome, I'm Ruby and together with my husband Mr Eskimo, we're on a journey to be mortgage free. We bought our first house in 2017 and made quite a big dent in the mortgage over that time, mostly due to some inheritance money and taking advantage of a very low…
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Inheritance
Hi, I have recently inherited £120.000. I live with my partner, not married, and we have 2 children early 20’s. I would like to be able to gift them some money ready for when they buy a house, around £10,000 each, they have also inherited some money too of £10,000 so they will have £20,000. With the rest of the money I…
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Is Brake Fluid change a service item?
Hello, Just a quick and simple one- maybe too simple for a forum post. But would like to understand general consensus. One of the BMW dealership is running a promotion with a headline "BMW Service and Free MOT". Even the small print only states that service and MOT must be done on the same day. i have brake fluid change…
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Moved: NRAM/UKAR
This discussion has been moved.
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Spouse liabilities in sole director dies
If a sole director passes away for whatever reason, does his spouse (also next of kin) become liable for the companies debts, returning rented units back to their original state etc. Any advice greatly appreciated or what field a solicitor needs to specialise in to advise on this situation. Many Thanks
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Moving from Alpha to Partnership - tax code change question.
Hi all, I’ve switched from Alpha to Partnership. £2,800 a month is deducted by payroll. L&G add £700 for basic rate tax. My Department pays £1,500 direct to L&G. Total is £5,000 or £60k per year. Perfect. Total contributions are £2.8k x 12 = £33.6k, so I think I’m due an extra (40%-20%) x £33.6k = £6.7k refund. Ie my tax…
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Sainsbury's Bank sold to Natwest
https://www.about.sainsburys.co.uk/news/latest-news/2024/20-06-2024-sale-of-core-banking-business-to-natwest-group Unlike Barclays purchase of Tesco Bank, it doesn't seem this deal includes ongoing usage of the Sainsbury's name, so Sainsbury's Credit Card customers will become Natwest (or I suppose maybe RBS or Ulster…
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Lots of undeliverable emails in spam
I had a fraudulent transaction on my credit card a few weeks ago. Luckily I had an alert from the CC company who reversed the charge and sent me a new card. A few days later I noticed that Netflix had been added onto my TV package which I did not request, but they insisted it had been done via my account on chat. This has…
