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Cover from D&G for hob bought from AO not informed of other charges
Surely this is not legal, last year I bought a hob from AO and the customer service assistant told me about cover from Domestic and General, it wasn’t a lot of money and it covered accidental damage and replacement if it can’t be mended. I received a letter “still here keeping you covered” and have realised if my hob…
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Beko dishwasher problems
Our Beko dishwasher, after running without a hitch for many years, suddenly developed issues - quite a bitty story, sorry. We called out an engineer from a local (well established) business to see why it was trying to start but couldn't seem to run through the program. He re-set the program (I didn't see what he did and he…
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Van insurance renewal higher than a new quote with Directline?
I'm just off a chat with Directline over this. My (personal) van insurance renewal came in last week, with a quote of just over £1400. I just ran the exact same details through as a new quote, and it came in around £1075. Apparently my renewal is the best price they can give me, and they wouldn't budge on the renewal…
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Financing a car purchase
This has probably been asked a million times before but I would like to hear some opinions on this. I had to have my 12 year old Astra written off and the insurance gave me around £2k for it's value. I'm looking to buy a family car (nice size) that is around 4-5 years old. Firstly, any recommendations? Secondly, what is…
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Trust Pilot - can they be trusted?
There is a famous Latin quote: "Quis custodiet ipsos custodes?" - which translates as "Who is guarding the guards themselves?"Or to put in this particular context - who is reviewing the reviewers?Most of the posts in this forum about TrustPilot seem to raise questions about whether TrustPilot is pressured or influenced by…
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Find the SecondStar and soar, and then straight on till the morning…
This feels like an appropriate time for a finance thread. Story time: My ex partner and I broke up 2 weeks ago. We had been together for 4.5 years, we bought a house together as joint tenants 2 years ago, and had been combining incomes and savings for 2 years. We have separated our savings, and he is exploring options to…
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Surveyor has found damp in a house that I have put an offer on
Looking for advice please.Should i ask sellors to reduce price,or would it be advisable to wslk away from this purchase
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Parental home proceeds to children via surviving parent
Mother sold the parental home on step fathers death (below IHT threshold) and shared part proceeds with children (30K each) just under 3 years before her recent demise. Whilst I believe such proceeds direct on death of one parent may be Nil Rate, this was indirect? and may be seen as PETS (potentially Exempt Transfers)…
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how much to leave in an account, just in case in the future they have deals for customers
I have £1000 in Skipton, as someone said they might be due to have an interesting account for customers in the near future. But I'd rather leave less! Would £100 serve as a placeholder? £50?
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Parking Eye yet another Defence for County Claim
Firstly, let me express my gratitude for what your guys are doing for legally educating people, constantly updating and refining template, and making the country better. Especially @Coupon-mad and @KeithP. I am at court claim stage (dated 3-Mar, AoS filed 11-Mar)As per NEWBIE2 post I am using the latest defense template…
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Tax on overseas pension
I’m about to start taking a db pension I earned while working for the States of Guernsey many years ago. HMRC regard this as an overseas pension and both the annual income and the compulsory lump sum will be taxable. I also still work part time in England on PAYE. How will HMRC gather the tax from my pension? Will they…
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N1SDT from DCB Legal
I received a PCN from Smart Parking back in March 2023. At the time I appealed on the basis that the Date of Contravention was 3rd March 2023 and the Issue date of the PCN was 20th March 2023, so 17 days later. From that time there was a catalogue of mistakes.... I received an acknowledgement of my appeal but no decision.…
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Received PCN from First Parking – POPLA Rejected – Now DCBL Letter for £150
Hi all, Looking for advice on my situation as I’ve read the newbie guide but want to make sure I’m on the right track. I've only just come across this wonderful website. Timeline of events - October 2024: Parked at my university’s car park (managed by First Parking). Tried multiple times to pay via the JustPark app, but it…
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Britannia POFA NTK after paying before end of parking
Hello! First time writer but we have spent hours on this forum looking at various responses and are very impressed at the sheer volume of help some of you have been putting out for strangers like us. Thanks in advance. TL;DR: blue text, or blue text with something added? Situation: received a POFA-compliant NTK from…
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Parking charge notice from CPM
I'm a food delivery driver and I parked in a private parking area that requires a permit. They come round quite frequently to check but after several conversations with a few different parking officers, they allow delivery drivers 5-10 mins as long as we are parked in a bay as they understand our difficulty. Obviously this…
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UC - Loss of transitional protection through house move
Hello. After managed migration a couple of months ago, I now get reduced UC plus ESA top up fortnightly. I was on a mix of contribution based and Income based ESA.(I didn't realise I was on a mixed type until the switch) I plan to move home next year to a different county council authority, which is a 'change of…
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Amazon.....How do I contact them?
Does anyone know how to contact Amazon at management level? The other evening I witnessed some absolutely appalling behaviour by an Amazon driver. I wrote a detailed description of my complaint. I then searched the website and couldn't find a contact email so went on to online chat. They gave me an email but they dont seem…
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Horizon Parking and Epping Forest
Hi all, unfortunately I've only just discovered this forum which provides lots of useful information and tips, many of which I've broken over the last few months. I've searched for other threads which cover my case but can't find anything similar so I hope I haven't broken any rules or breached etiquette by starting a new…
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Paying off No 27 - Back again and £34K in the red!
Hello I am back again... :) It's been awhile since I have been here so for those of you who were around then, I have paid debt down and built back up and I am trying (again) to face the music. To those of you who are new I am a Single mum of 2 who works full time and lives miles beyond her means. :s I should have cared way…
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Clarification on how HMRC adjust tax code for interest on savings for previous year
From what I've read my understanding is that HMRC use the previous year's interest on savings to estimate a figure for the current year and adjust the tax code accordingly. My question is how this works in the first year of going above the £1000 limit. My situation (rough figures for illustration only) is that I will be…
