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Can an employer force you to work away from home if you've got childcare issues?
Worked this place for a few years. All travel has been local i.e. 30 mins away max. They know I've got a 12 year old..... Company has taken on a new client 5 hrs away and trying to tell me I have to go there every few weeks (it'd be 1-2 night overnight stay). I've explained it'd be impossible - their answer - tough not our…
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Student Housing guarantor insurance
Hi, before I go down the Google rabbit hole, has anyone investigated in insurance to cover being a student housing guarantor. If so, any recommendations of where to go would be warmly received. I'm guarantor for my daughter, but was interested in seeing if there was a way of mitigating any risk to the tenancy. Thanks
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Missing previous job
I was made redundant in July due to company depot closures, I had been employed almost 13 years. I have since had 5 jobs. First was 3 weeks, second 1 week, third 2 days 🫣, forth 3 weeks and I'm currently on my fifth job and into my second week. The unsettling feeling is returning, I'm still training but the pressure is…
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Post Discharge "Non debt" sold on.
Afternoon, Long time since my last post on the forum.. All gone swimmingly and is the second best forum I've found ( Apologies, but the Urban Art Association ) took first place. So, declared BR in 2020, Discharged in 2021, cleaned up my credit file with all the lenders.... or so I thought.. A previous Credit card debt has…
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Mortgage Overpayment - reduce monthly amount or reduce term
Hello, I'm (very fortunately) able to make a lump sum payment on my mortgage and also could make monthly overpayments. I took out a flexible mortgage so I can repay as much as I like whenever with no fees. When I go to the mortgage calculator I have the option to reduce monthly payments or shorten the term with the lump…
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£125 for existing Raisin customers who put at least £10,000 in a fixed-rate bond
You need to have an active savings account https://www.raisin.co.uk/summer-loyalty-bonus/
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Advent calendars for ourselves.
Last year there was a post about "advent calendars" which instead of expensive treats was things like re- visiting a favourite piece of jewellery or other simple treats,each day. I can't find the post. Can anyone point me in the right direction?
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CCJ from 2012
So as titles say I got a CCJ awarded against me was going through a divorce ex wife wasn’t paying anything towards mortgage and basically had to pay it on my own which meant at the time had to pick between credit card debt or house. So don’t know how but the payment set out in the CCJ was to pay £20 a month which I have…
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Identifying a fitted kitchen
I have just moved house and the kitchen is fairly recent, the extension was built in 2018, but I want to change a few things so I need some new cabinets, doors, worktop to match the existing stuff problem is I can see no names anywhere. any tips on identifying the kitchen manufacturer? I will upload a picture as soon as I…
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1% challenge 2023
Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…
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Fisher Investments UK - opinions?
Does anybody have any comments, experiences, reviews, thoughts, or advice and opinions, regarding the company Fisher Investments UK based in Canary Wharf London? I would be very grateful for any information.
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PayPal Credit to make a purchase
I entered into a credit agreement with PalPay to purchase a 16" Laptop via eBay. However, what turned up was a small envelope filled with scrap paper, delivered to the wrong address! I immediately informed both eBay and PayPal, and their internal resolution process went into play. However, they found in the seller's favour…
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Buying a flat with several Section 20 notices
Dear all, I have had an offer accepted on a leasehold flat, and found out a few weeks ago that several Section 20 works have been announced on the building. Sellers have offered a discount just over the "estimated" costs of two of the S20s, with a third one due later in 2026 saying I should take care of that. So far so…
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Profile, messages and bell buttons not always appearing
Is anyone else finding that when they open a new page of the forum the profile, messages and bell buttons aren't always appearing? I'm often getting this sort of screen: In each case refreshing the page seems to've sorted it. This has been happening on and off all day on both my laptop and phone.
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Brake check
Hi.i had a full brake check done. I'd said my brakes felt spongy. Was told they couldn't find anything wrong but filled up brake fluid. £55 later. Same place MOTed the car 2 days later. Then less than 2 weeks brakes failed. Took to differant garage and told the caliper was broke. They said this should have been picked up…
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Prepping: the new world...
Thought it was about time for a new Prepping thread... Please keep it on topic, friendly and realistic for life in the UK (i.e. no hurricane basements, no guns, no politics). For those that don't know, the Guides & Scouts among us will be prepared, but are the rest of us ready? IMPORTANT NOTE: this thread is a resource for…
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Any Black Horse replies?
Hello, I just wondered if anybody had contacted Black Horse and had a response? I contacted them in Jan before this started getting publicity and then again more recently using the MSE template and haven’t had a response or an acknowledgment at all. I simply wanted to know, not complain, whether my Tesla PCP had any…
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Parking Code evidence - your images of private parking signs are needed please!
This thread started life as a discussion about the DLUHC's Call for Evidence but EDITED 2025: Let's kick this off again in 2025 as evidence for the MHCLG for the Summer Public Consultation. We need evidence of private parking t&cs signs. If you take photos yourself, please show them as a screenshot to show the date a photo…
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Mortgage free move to cheaper property. Process?
Hi, thinking of moving but it has been over 30 years since we have done this and back then, we had a mortgage. This time, we are lucky to be mortgage free and have been for some time. Current property worth approx £250K and looking at similar type of property further North in the UK which would be around £220K. In my…
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Distributing estate query
When my mother died 1 of my siblings wanted to continue to live in the house which was held as tenants in common with my father who also owned his own house outright. estate was distributed with my brother having my mother's share of the house and we took a higher share of cash assets . All amicable and solicitor did the…
