-
Shared Ownership Valuation
Hi all, we are wanting to sell our shared ownership home, we have our first RICS survey/valuation in Feb 2025 and ur house lost in value and we were In negative equity therefore, we decided to wait. We just recently had our home valued again an it is worth £350k and we purchased it for £352k in 2020. Usually I wouldn't…
-
Fraud Marker Placed by Barclays over Legitimate Utility Bill – Need Advice on ChallengingPosting on
Posting on behalf of my partner, who’s now facing serious consequences due to a CIFAS fraud marker placed by Barclays Bank. He is currently in the UK on a Global Talent Arts Visa, and opened a bank account with Barclays in February. Ten days later, the account was closed. Despite repeated attempts to find out why, the only…
-
Last Power of Attorney replacement attorneys
I am using the governments online portal to create my LPA What I am trying to achieve is -My spouse as LPA -If my spouse is not able then relative A as a replacement -If relative A is not available then relative B as replacement I have filled in the details on the website and am happy with the primary LPA but am not sure…
-
Neighbour dispute after extension
Hi, all. I need a bit of advice please or at least an opinion
on this scenario. We’ve had an extension done, wraparound side and back,
and it’s looking great. Kitchen has just gone in; we still have a few bits to done.
Started back in March so it’s been a long slog! At the start of the build, a few months ago, on the…
-
New Job at 12 hours p/w while on (NS)JSA - does claim end on start date or first pay date?
HI all Sorry for the long title! Wondered if anyone might be able to help with this please? I'm on (NS)JSA and recently started a job at 12 hours p/w. Once I started, I called up the number I was given to end my claim, but the adviser said the claim does not end because the job is less than 16 hours. More importantly…
-
Virgin Money Regular Saver
I have the 10% regular saver from last summer. I've been paying the max £250 in each month. Can I not make any more payments and just leave what's there accruing interest at 10% until it matures please? Or do I have to continue making a minimum payment?
-
Challenging Council Tax Band - Sqm same but 1 more bedroom as neighbours
Has anyone successfully challenged their Council Tax band when their property has more bedrooms but similar floor area to their neighbours? I’ve just submitted a Council Tax band challenge for our detached 5-bed house (Band F), based on clear evidence that five almost-identical homes on our street, all 4-beds, all similar…
-
Gardening Express - ignoring refund requests
Hello, I placed an order two moths ago with Gardening Express. At the time they said it would be 15 days for delivery - fine. That came and went and I emailed to enquire, no response. Eventually I went on their Facebook page to see they had just started doing updates and had been emailing updates to a select few. FAst…
-
PCN
In march I received a text from a collection agency about a PCN this is the first I knew about it. I spoke to them by webchat where they told me it was for failing to display a blue badge and they sent a picture of the vehicle. In the picture you can see something is on the dash but the image is too blurry to see what it…
-
My ASHP Journey in Bonnie Scotland.
We have our new ASHP - just three weeks now and I want to get the best from it. As it was part funded by a renewables grant we also had a phenomenal amount of additional insulation put in the attic. We have 2 zones - upstairs and downstairs. I have so far left the settings as put by the installer. 20 downstairs 18…
-
Octopus Smart Meter issue
I tried to change tariff to Octopus Snug but it wouldn't let me and I was told that it was because they didn't think the meter had alcs. They said they would investigate and asked me to send a picture of the meter they themselves installed in 2023 and also asked how the storage radiators worked. They've now come back and…
-
Euro car parks
I’ve received an overstay in a petrol station NTK from euro car parks I appealed and never received a response after about 6 weeks I enquired whether the case was closed.They informed me by email that they had sent me an email response which I never received ( the alleged email was also sent with a POPLA verification code)…
-
Council tax support gone completely after moving to UC
Hi so my mum has moved to UC from ESA and she received council tax support did have a 100% award but had 2 non dependent deductions for me and my sister and her bill was £93 to pay each month then when she moved to UC she was told it was being reduced to 80% and her new amount to pay was £122. Now ESA has finally confirmed…
-
Prosperous & Creative Soul Year 4
Three years ago I finalised my divorce and completed on my biggest ever mortgage - £202K and switched from interest only between 2 of us to repayment on my own. I took the term for as long as I could - so 22 years - which means I would be 73.5 by the time I was actually free. I've used my post from 3 years ago as a prompt…
-
why won’t anyone lend us money for debt consolidation with £300,000 equity?!
so, we own our home with no mortgage. both aged 51, house value around 300,000 we both work full time with a combined income of 75,000 before tax, 3 dependants (13, 16 year old twins) we’re stuck in a cycle with mounting credit card debts/ overdraft (started when i was on maternity and snowballed) the monthly payments are…
-
Car hire problems
I hired a car from County Car Rentals of Stockport. Asked if i wanted to use my insurance of theirs. Said theirs as had no car of my own. Warned that there was an excess of £900, which I reluctantly accepted. From this I naturally assumed I was properly insured. As they gave me details of "their" recovery firm, I also…
-
DCB LEGAL CLAIM FORM
PLEASE HELP; After ignoring numerous letters from Euro Car Parks and subsequently DCB Legal I have today received a Claim Form. I am determined not to pay BUT this forum and its chaotic nature is making is nearly impossible to understand. The date on the Claim Form is 13/5/2025 asking for the sum of £270.64 I have managed…
-
Unsure of rights after cancellation
Hello - my daughter booked an 8 day holiday to France on the holiday pirates website (using loveholiday.com) but the day before she was due to fly, easyJet cancelled the flight and she had to rebook a different flight via easyJet for 2 days later. As such, she lost 2 days of her holiday and therefore had to contact the…
-
Probate Service - Any ideas to speed the process!
Hi, Background: We applied for my late mother's probate, again, back in November 2024 due to the death of the probate administrator (probate had been granted previously). You would think it would be a simple case of changing one name for another, but it has had to go to a specialist team within the probate service! So far,…
-
Samsung S20 WiFi problem
I have a Samsung S20+5G phone. One thing that might be worth mentioning/relevant to this problem is that I got this phone cheap from a pawn shop. The previous owner had not paid the bill and the sim1 slot is blocked/locked. I can make calls and use mobile data ilwith my sim in slot 2. The issue, the phone will connect to…
