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Legal charge on house purchase not declared
I have been trying to buy a property -over last 6mths . neither the estate agent, vendor or vendors solicitor declared that there was a council debt on HM Land Register . I have now lost my buyers because of this. I am aware that a sale of the property fell through in 2024 and can't help wondering if it was for the same…
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O2 pulling a fast one?🤔
As many on this forum recently, I'm going to be affected by the O2 price hike in April. I contacted them to discuss but the outcome was "contact us in Mid April to discuss as we can't do anything now due to a discount already applied to your account". My thinking is they have tried to stall me leaving & miss the…
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Employment Tribunal
I will shortly be going to tribunal has anyone gone without representation. How was it. I am going for Constructive Dismissal (Unfair Dismissal) Thank you
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Christmas slow down?
Hi all FTBs here actively looking but things seem a bit slow looking at the number of new properties being listed daily. Are we hitting a time of year where people will start to think more about Christmas and not wanting the stress of selling over the festive period so decide to wait until the new year?
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Natwest CC Application - Radio Silence?
I submitted an application for a Natwest CC on Sunday, got sent a pre-contract agreement and submitted the Liveness check/documents for Mitek ID verification. I received an email on Sunday saying that I’d hear from Mitek if they needed anything else, and if not, I’d hear from Natwest instead confirming that my card was on…
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Likely growth of AI - how can investors position themselves?
Has anyone here made investment decisions based on the likely growth of AI technology industries over coming years? What have you done?
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Administration Charge when booking Cinema and other tickets online
I've just booked some cinema tickets online and been charged an extra £4,(£1 per ticket) for the privilege of doing so!! Has this ever been challenged before? We are pushed to book online as it saves on staff at the venue taking money and are then charged an admin fee for doing so. Cinemas are not the only trade that do…
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Horizon Parking Tesco Launceston - again
first off the jokers with their stupid times, 3hours before 10pm & only 1 hour between 10pm & midnight, however i digress.... looks like they've changed their wording since the last ticket, i've tried to search for a more recent one (apologies coupon mad, if i've failed!)
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DCB Legal LTD Brocklebank Retail Park
I've recieved the usual claim form, have done the AOS and am now at writing the defence stage. This is for "overstay" using Greenwich retail park. I was unaware that there was a time limit if you were a customer of the businesses there until I received the fine. I didn't notice the time limit on the signs there or I would…
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Call back confusion - how long do we wait?
Here's the story so far. My wife registered for a call back. Eventually, about a month ago, she received the text message saying they'd call the next day. Of course, that didn't happen. Then about two weeks ago, she got a call from a "triage" handler asking for NIN and DoB. The handler said she should expect a call back to…
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Vidasavings.co.uk doesn't exist?
I have opened an ISA with vida savings, and received a letter in the post to authenticate my nominated account. It instructs me to visit their website, but it doesn't seem to exist. When I Google Vida savings the website is actually vidabank.co.uk which must have been what I used to open the account. What should one make…
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Building contractor problems
I’ve had a dispute with the builders as they have done a terrible job. Long story short, in April I refused to pay half of the final invoice ( circa £15k ) until the work was completed and the property was handed over to me. After massive delays, they eventually abandoned site and refused to come back, but now are…
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Spam
Good stab at post building... https://forums.moneysavingexpert.com/member.php?u=2753491
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Homeless, what are my post options the post office and the homeless shelter wont allow most parcels!
and im not there to sign for them I kinda rely on amazon, their lockers are the same thing only small packages sometimes
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Court Claim form received - how to respond?
Hi, Firstly let me say what an amazing forum this is, people fighting for our corner…many thanks…! please forgive my ignorance, i did what i could, although im good with diy, when it comes to things like this i get well confused…lol I received following from HM courts and tribunals service. What is my next move? Many…
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Lowell refusing to provide debt is mine.
Hello, I have asked Lowell three times since August to provide proof that a debt belongs to me. I have quoted the relevant legislation l from the FCA CONC 7.14.401/04/2014R Where there is a dispute as to the identity of the borrower or hirer or as to the amount of the debt, it is for the firm (and not the customer) to…
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probate house contents values
i'm filling out a little form the solicitor has give me before they do the probate forms for me and it's asking about contents of the home how in depth should be when doing this the furniture is old anyway so isn't worth much at all.And clothes aren't worth much used are they,Would you just group things together and say by…
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Help required for Court letter for unpaid PCN
Hi, I have receieved in March 2025 a Court letter for payment of a PCN. It says to acknowledge in 14 days and defend in 28 days. It is for a PCN for my car which my husband was driving and he entered his car reg instead of mine to park. since it is a while ago. Before I defend, how do I get all the correspondence aroudn…
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Finding a Balance with Teens
When you're being thrifty due to your innate nature and the desire to have the money to help your kids through uni, your own retirement funds etc rather than an immediate necessity, how do you balance your teenagers' current 'needs' for beauty products, socialising, gadgets, clothes etc? -things that you wouldn't dream of…
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Helping my brother with equity release
Hi all, I'm new to the forums. I have an odd situation that I need help with. There are financial elements to the problem amongst other issues which may become apparent. I am 60 yrs old. My brother is 64 yrs old. Our parents died some 15 yrs ago. We were left a house and a reasonable inheritance each, split 75:25 to my…
