Recent Discussions

I have a nuance situation here. I noticed Voxi had the cheapest phone, but you have to pay £10 for a rolling 30 day contract. I also got £22.50 cashback initiated, but it says 8 weeks from top cashback, so that could track to zero. I have no intention of using the sim, and have not activated it. My questions is If the sim…

Hi - I recently opened an Avios Barclaycard. I'd like to download a .csv file (or equivalent) of all transactions over a set period (e.g. prev calendar month) like I do with accounts I hold elsewhere, in order to run/analyse my budget. However, I can't seem to do this. The Barclays App doesn't seem to allow it and when I…

Where do we fit in this world of power savings? Nearly everyone I know is making savings somewhere. But my neighbours and I don’t fit in these areas of savings to be made. Too far out from anywhere to have ev chargers. Solar panels are the right of the landlord. Too far out from anywhere to have gas. Heat pumps are looking…

As per the title. (apologies if this has already been posted) ntlworld.com blueyonder.co.uk virginmedia.com virgin.net Are domains that are being closed. More details here https://www.theregister.com/networks/2026/09/09/virgin-media-offloads-email-services-to-third-party-provider/5295230

I just made my first mortgage overpayment. We bought a 5 bed Victorian terraced house in the East Midlands in April 16 that has been badly neglected. It needs everything doing, it has been let out on a room by room basis and used as a rental machine. Now it is our family house (4 kids = one bedroom each!!). So far I have…

Where someone’s gone into a care home and their house is sold to fund the care, where’s the best place to put the money from the house sale? If the money from the house sale goes into a regular bank account I understand I’d then need to do a self assessment for the relative in the care home to declare the interest and pay…

This is actually a good news story, but highlighting you have to be careful else it might not have been. Just bought a Bosch Series 6 WGG24400GB, currently reduced from £599 to £499. (Our previous Bosch w/m lasted 13 years). Currys website states manufacturers warranty as 5 years. Got the washing machine yesterday, all…

Under Lidl's revamped loyalty scheme, which launched today (Tuesday 5 May), you now earn points for each pound spent, which you can either convert into money-off coupons or use to claim 'freebies'. But Lidl shoppers say they may now need to spend £10s or even £100s more to earn similar discounts to those they'd earn under…

For many members this 'offer' is a con. It available only at manned petrol stations, not at pay at pump operations. It is redeemed by presenting the receipt at the kiosk to a real person. We have a brand new Tesco here in Harrogate with pay at pump the only option, no kiosk, entirely unmanned. Staff in store can't help and…

Hello, is anyone currently have a mortgage application ongoing with West brom, it's been 5 weeks and still no offer! Our broker has said it's with the senior underwriter for final sign off but I just do not understand why it is taking so long, valuation was done straight way and passed no issues, and the only additional…

I've been living in my current house for several years. The building is in good repair, but the gardens, fences, driveway etc are shabby and need attention. The whole curtilage area is large, so it will involve a good deal of work. I reckon around £20-30k's worth. We are OK financially - healthy credit record etc - but…

As my old lecturer at university said to me once when we were discussing the topic of my second year dissertation. Anyway I’m sitting here at the start of a long weekend, I owe about £2000 and I’m going to need to put food on my credit card to get to the end of the month. I think I will still end up forward at the end of…

I posted a little while ago about someone selling her flat and continuing to live in it as a paying tenant. Now I hear that she is engaging a solicitor to draft a tenancy agreement that gives her a secure tenancy - owners not able to evict her. I'm pretty sure myself that this isn't possible in the private rental sector am…

Hi everyone 👋 Recent Dad to twins (can I still say that 15 months down the line?), and if there’s ever a motivator to sort your finances out, it’s that! Since becoming married, me and my wife prior to the babies have managed to accumulate some debt and it’s time to make a change! 😤 I’m working hard to change my…

I am going to try and eat better and drink more water as I read it can improve your mood (I get depressed sometimes). The problem is that I don't specifically cooking. Spending hours in the kitchen is not my idea of heaven, I like the result not the process. The other problem is that good food isn't always conducive to…

Hello, here is another one from Civil Enforcement directly. Novotel on Cherry Lane near Heathrow. I don't think it is within the Byelaws Land. Driver is a private hire driver who works with a company that has an office in the Novotel hotel. They also have a little "break room" for drivers to come and relax for a break if…

I joined Spusu a week ago, porting my existing number from Lycamobile. The port request took just1 day to complete, while I was using the temporary number texts were being received and sending ok. After the port, I wasn’t receiving texts from my wife on Lycamobile, I was also aware of missing a couple of messages I was…

Hi all, I recently had to resign from my job as my employer had stopped paying me (currently owes me £6k) which I'm using ACAS for to get back (eventually!!). I put in a JSA claim but they rejected it as I was self employed during the period they checked my NI And I hadn't enough cat1 at that time???? Even though I've paid…

Hi all. I’m currently looking at setting up a DMP due to the amount of debt I currently have. ( over £60k ) I would just like some advice and help if possible on a few things. Having read a few posts on this forum I’ve set up a new separate bank account and my wages will now be paid into this bank. I’m currently in the…

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