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Arrietty's Acorns
Hello, I think we're past the 'happy new year' stage now and as we don't know each other yet I'll just dive right in, say 'hello' again and declare that I NEED to be on this board. I've been dipping in and out of here for a while now and debating with myself as to whether I should start my own savings diary; whether it…
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Fuse Energy Fixed Tariffs 2026
£50 Early Exit Fees apply per fuel unless otherwise stated On offer today are: Jan Fixed (15m) v1 Jan Fixed (13m) v3 Jan Fixed (12m) v3 Don't worry, Fuse Energy will show you all their tariffs in the cheapest value order for you. Even if you have an E7 meter, they will offer you the single rate tariff option online if you…
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Thoughts on Humax Aura PVR?
We have an older Humax Freeview recorder that is starting to be unreliable. The Humax Aura is a possible replacement, but I see several user reviews on both John Lewis and Amazon that say it is best avoided. As usual there are the "best thing since sliced bread" vs "don't touch one with a barge pole" reviews, anyone got…
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Prolific Academic Survey Alerts
Here we go again.
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Gifts out of regular income
I asked a previous question about 10k being gifted in the year of death to FIL granddaughters. I have used 3k exemption for 25/26 and 24/25. FIL has plenty of excess income to cover the other 4K. Would this be allowable to reduce the IHT charge on the 10k to zero? Thank you
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JPMC RE PAYPAL INT direct debit appeared??
Hello all I have just checked my account and a direct debit has appeared for 'JPMC RE PAYPAL INT' As i am clearing my debts i havent bought anythign for months, especially through paypal. When i google it, it appears to be a scam but all the sites i cannot access (because our IT manager has blocked anything considered…
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Contribution Based JSA & LPA reduction/exemption
Real quick question; I’ve been made redundant and now on contribution based JSA. I have 4x LPAs to register (2 for me and 2 for my wife), I am trying to figure if I would qualify for any exemption or reduction… From what I can work out, it’s a no but wanted to check. Seems an exemption is if you are on means-tested JSA,…
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Shock new bill with standing charges
Severn Trent water bill difference I’m a single retired man living in a flat on my own, I do not have a garden to water and I do not have a car to wash so my water usage is very limited hence I have one of the new water meters. My water bills have always been from as little as £10.56 in 2022 increasing yearly to £19.64 in…
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British Gas Lite - how do you get your money back?
We are a small company who have been chasing British Gas Lite for a refund since the 26th November - they promised it would be paid within 7 to 10 days. Dispute chasing on practically a daily basis for this money - we have been given excuse after excuse as to why it could not be paid - they needed another meter read,…
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Making a McCloud Remedy choice with Capita
Hello I
am a Civil Service pensioner with a McCloud Remedy Immediate Choice
Remediable Service Statement (RSS) from MyCSP that I can’t
do anything about now
that pensions administration has passed to
Capita. I was unable to read
or understand the RSS until recently because of health scares (and I still
have an eyesight…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Bus lane TfL pcn!
pcn image: Hello can anyone help? Got a bus lane TfL ticket. Attached pcn. I didn’t even realise I was going throng a bus lane. I’m so used to road marking saying “bus lane” and when I didn’t see it I thought it was ok to drive in that lane. On top the solid white line had another line next to it with separated lines. The…
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New Smart Meter Needs Replacing
A friend has E7 and had the old RTS dumb meter replaced with smart in July 2025. They have just had communication from their supplier that the meter will stop working on 1 June 2026. The message they have received is Your smart meter will stop working on 1st June 2026 We’re getting in touch because we need to make an…
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Pixel 8a availability
Does anyone know if the Pixel 8a will be coming back in stock anywhere? It's not on the Google Store website anymore and it's out of stock at Argos.
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Where to put £150,000 for 6-8 weeks
I'm expecting a lump sum death benefit pension payment and I'm going to use it to pay off my mortgage. Any thoughts on what to do with the money between receiving it in my bank account and the date I can pay off my mortgage?
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Superdry online returns period dispute
Good afternoon, On 14 January I ordered a coat from Superdry online, which arrived (after delivery delays) on the 22 January. On 29 January I went onto their returns portal to return the item, where usually you choose whether to return to shop or pay £2.50 for an EVRI or other courier return. However, the portal would not…
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Modern Storage Heaters versus Standard Electric Radiators
I'm new here and was hoping for some advice. I have old storage heaters in my 2 bed flat, no gas connection. I have just had a new Smart Meter installed by Octopus and on std tarrif, waiting for them to revert me to Econo10 which is what I had before. One of my storage heaters has packed up, I have two in the living room,…
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Universal credit claim review phone call. What to expect?
I have a universal credit claim review call this coming friday. What should i expect?
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Which draw down pension
hi, I`m self employed and 4 years away from state pension age, 67, and would like to take my Reassure pension pot and open a draw down pension, which some firms are calling Sipps. I`ve spoken to a couple of financial advisers, but it seems like their fees can vary quite a lot, one even asking for 4.5% of my pot, which I…
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SIPP vs ISA balance
Hi, [First world problem post alert….] For a top rate taxpayer at what point do people think its worth focusing on ISAs at the expense of the SIPP. Generally I think SIPP is no brainer when saving tax of 47% so I have focused all my efforts there. Today I have a SIPP of 970k [contributing 3k / month] and ISA of 30k…
