£2021 in 2021 total =£2220.00
£2022 in 2022 = £601.17
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Sprive App?

Popsy_london
Posts: 3 Newbie

I’ve seen a lot of buzz around Sprive at the moment from people using it to overpay their mortgages. Has anyone used it before and is it worth doing? (Not looking for referral links, just reviews and info from people who know more about it than I do).
Thanks in advance!
-1
Comments
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I looked at it but it's not linked to my mortgage provider (co-0p) so I can't use it.
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2025, as @ 4th October
Produce tracker: £417 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Yes I am using for my big weekly shop. Will be useful as I move house too for buying anything large. My workplace also does cash back offers but always been a faff to do but Sprive process is fine once all set up.0
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I've just signed up and so far have earnt £7 in two days just by purchasing things I was going to buy anyway (food shopping mostly) I thought I'd give it a try for a month or two to see how I get on.
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I have used it and it’s OK.Works by front loading for purchase like a grocery gift card for the months shop, In general the rates are in line with theses from Jam doughnut and Cheddar just you withdraw cash back to the mortgage.
As it’s cash back on a proportion of your discretionary spend it will never make a lot of money a month but every little helps.Challenges
MFW 2025 #6 - 14871.56/14,000
Completed Challenges
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0000
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