Recent Discussions

Neighbour parked on my driveway in his works van as a result I couldn't charge my car as I am a PHV driver this is necessary to carry out my job can I make a claim against him for lose of earnings for this? [Image removed by Forum Team]

Hi there, My son (19), received an NTK for parking at Seel Street, Liverpool. He said that he paid for the parking and showed the payment details. I appealed to Initial Parking (IP), using the newbie thread and copied the blue text. I also added that he had paid for it and attached his bank statement (his ticket was lost).…

Hello, first post on here but really need some advice as I am beyond exasperated about this situation. This will be a long read…. I was left a 25% share of an estate. There is no family involved, so all beneficiaries are friends of the deceased. The deceased passed away in May 2022, and the estate is still not settled. It…

Hi, So the driver had mistakenly driven into the staff car park, for a grand total of 9 minutes. Things I have already done: Asked the reception for it to be cancelled - they said the site manager doesn't want to deal with it anymore so they won't forward it on. Seen the car park again - there is no barrier separating the…

I've recently switched my mortgage from Halifax to Lloyds. When with the Halifax, I'd often make overpayments one month and then would underpay a subsequent month and when I did this, the underpayments were taken from the built up overpayment fund and my overpayment allowance was restored. E.g. if I paid my contractual…

Just got round to this and at last I can move my taskbar to where I want to see it , at the top, how many years 😎

Hi everyone. Just thought I would post this as a heads up to anyone else who might start receiving these calls. I submitted a claim directly to Stellantis using the template from MSE and Stellantis responded confirming that there was a flat rate of commission and would be treating my email as a complaint. Happy days. This…

Clearscore says that using more than 70% of your available credit is a bad sign. Does that still apply, if you pay it off immediately, ie. before the statement arrives?

I heard Martin say that premiums on motor insurance have come down radically. Is it only for motor insurance? The premiums on my home and pet insurance have shot up radically (by nearly 50%) despite never having made a claim. Is this right? I'll certainly be comparing prices while the supposed sweet spot is active.

Hi All, I have read over the Newbies thread and with all the great information in there, I'm a little confused what my options are and was hoping someone reading this thread might be able to help. Hand up that after reading the Newbies thread, I've already made so many mistakes thinking these companies and the relevant…

Transferred £50k from virgin money to Halifax bank ( now Lloyds ) in may when fix finished . Halifax said I would receive £300 for this transfer by September 30th . Today as of ten minutes ago I have received nothing after following all guidelines . Anyone else got this problem . Obviously I am going to be in touch…

So, interested in a new used car. Am part exchanging my old car, to knock a nominal amount off price. I was told, because its a part echange (P/X), they will not offer a warranty on the car they are selling me? Is that a normal business practice? I mean, irrespective of whether I P/X or not, the used car is still the same…

I have had to make an insurance claim for an incident in a car park where I scraped my car and it needs a panel resprayed and dents removed. I am receiving a courtesy car while mine is being repaired. The insurer’s authorised repairer have offered Courtesy Vehicle Excess Insurance where for £19.99 if I have an incident…

Several years ago I switched to First Direct to benefit from the incentive. I have been very happy with them and now have a personal loan with them, as well as the current account. I would like to switch again to take advantage of the one of the good switching offers available now. Would the fact that I have a personal…

Hi all, I’ve read the Newbies thread and the CEL thread. Defence due 29 July — fairly confident in what we have but would welcome a review, particularly on two specific points. The basics: • Claimant: Civil Enforcement Limited • Site: Leagrave Road, Luton • Date of incident: August 2025 • Registered keeper: defendant (my…

I have tenants who have European passports with settlement status. With the new regulations do I need to take fresh copies and carry out an official govt check? Or is a manual check of documents sufficient?

Hi everyone, I’m hoping someone with experience of DMPs might be able to give me some advice, as I’m feeling a bit overwhelmed and don’t really know where to start. I’ve spoken to StepChange about my situation and they’ve talked me through a Debt Management Plan, but I’m still unsure about the practical side of actually…

Hello everyone. I used the MSE energy club to switch to an EON next fixed tariff (EON Next Fixed 16m V1) back in January which came with MSE cashback. It tracked correctly on the mse site and stated it could see we were in a switch etc and to check back another time for progress on cashback. Now today when I login to my…

Our wall was damaged by delivery firm, who have agreed their fault. Their insurance has agreed to pay but require detailed quote from builders. Cannot find a local builder willing to give such a quote. Any other options

Hi All, has anyone found a provider that will accept a balance transfer from a Chase card. My 0% is coming to an end and it looks like i may have to pay it off as nowhere seems to take a balance from Chase. I have tried the current top offers but Barclays, and therefore Tesco dont, neither do Virgin or HSBC. In addition i…