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Is 4k worth investing or leaving as cash?
In a Freetrade ISA if I leave approx 4k sitting in cash I gain monthly interest of between £9 to £12 per month which kind of offsets their monthly fee. Would it be smarter to invest that 4k in something I'm confident will go up, think big tech stocks like Amazon, or to leave it sitting in cash for the whole year? Thanks
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Where do previous payments on account appear on current year tax return?
I'm keying in figures into my 25/26 personal tax return having made 1 payment on account for that tax year already and another due in July. In the main self assessment (right up to the calculation and "submit" button), I don't see either of those 2 payments on account featuring anywhere, and instead the balancing payment…
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Are there any Campaigns about what is happening to GP Practices?
Are there any Campaigns about what is happening to GP Practices? Or the NHS generally?
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Rents increasing
Locally in Essex where we have rental properties we own and manage rents have, on average gone up by 10% and we have noticed fewer properties for rent. It looks to us as if the renters right act is having the opposite effect intended. Less homes to chose from and higher rents? Is it the same in your area?
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HELP REQUIRED: Smart Parking - Court claim
Hi all, I received a PCN from Smart Parking Ltd on the 12th of Jan 2024. I appealed the claim, but did not get a response so I ignored further communications. I have now received a Court Claim and need some help on where to go from here. The details - I was taking my child to his swimming lesson. They had not long replaced…
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Fiver Friday Challenge 2026
Hello all, Welcome to the Fiver Friday Challenge for 2026. Each Friday I will put away £5 into a separate account and if I stick to it will have £260 by the end of 2026. I did this in 2025 and found the little and often approach really worked towards this goal. Who is in for 2026?! Coxy
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MSE News: Lloyd Banking Group users complaining about recent app glitch being paid compensation
Thousands of Lloyds, Halifax and Bank of Scotland customers have been paid an average of £40 each in "goodwill payments" after complaining to their bank about a major mobile banking glitch earlier this month. Here's what you need to know… Read the full story:…
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Advice needed private parking ticket – mediation appointment (Euro Parking / Gladstones Solicitors)
Hi everyone, I’d really appreciate some guidance on what to expect and how to approach my upcoming mediation appointment for a private parking claim. Summary of my case: Claimant: Euro Parking Services Ltd Solicitor: Gladstones Solicitors Ltd Claim issued: 15 August 2025 via Civil National Business Centre (Northampton).…
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Could we start a meal plan thread again, so it's not lost in the GC?
Just thought this would be quicker reference than what's for dinner or searching through lots of posts? There used to be one a while back, Meal Plan Monday or obviously whatever day you start yours on 🙂 I did post mine in the Grocery challenge, but will post again for anybody that doesn't join in with that thread. Vegan…
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AJ Bell cash withdrawal question
Currently overseas using an e-SIM and wanted to withdraw some cash from my dealing account. Does anyone know if AJ Bell has a limit whereby they must call to verify a withdrawal request and if so what that limit is? I'm quite a few hours ahead of the UK and may be sleeping when they try to call and so it may be easier to…
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Barclaycard Money Transfer
I have Barclaycard with a current Money Transfer offer, can I do a money transfer then use card to make a purchase and then use the money transfer as funds to pay off that purchase or would that be against the terms of use
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Confused on working out amount of interest to pay to HMRC in administration period
a family relative passed away in July 2025, I am the executor and sole beneficiary. After closing their Nationwide bank account in branch with my grant of probate in March 2026, I asked them that I wanted to know the interest gained between date of death up to today (March). They looked at me as if they didn't know what I…
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Claim form - Smart Parking number 1
Good Afternoon, Ive edited the original header and updated it to a county court claim. So basically, copy and paste the 11 paragraph defence inthe Meltof thread issued 12th April. Sit back and wait for the next step? I also have irrefutable evidence against this. Thanks for your time
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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Closing Leeds Building Society Regular Saver
I'm trying to add a nominated account, but my first attempt was apparently not an online account, and so I've tried adding my Kroo account but the account details aren't recognised. Where do other Leeds Building Society account owners transfer their money to? Or do you just wait for a cheque? I am a bit bemused by this,…
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NHS dentist - lab fee charges for cancelled dentures
Hi. I'm in wales and I'm lucky enough to have an nhs dentist, I work and don't receive any benefits so pay the nhs charges band A etc. I had an issue where I lost a front tooth (right at the front where it was clearly visible), I was naturally stressing, and and having called my nhs dentist and explained the situation, was…
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Apple muncher's number crunching
Time for me to start a diary :j. I work 2 days a week, dd is at school and dh was made redundant in the summer. We are living carefully, although the redundancy money is being nibbled away at of course. We are fortunate to have no debts other than the mortgage, so I would like to get rid of it! We'd also like to have a…
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NST May 2026 Hitting Rock Bottom
NST MAY 2926 HITTING ROCK BOTTOM This is not intended to be a gloomy thread. I aim to be cheerful but realistic with help and comfort for those who are struggling in these uncertain times. We are all getting older and a significant portion of our turtles have to deal with health issues and bodies that no longer work the…
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Weekly Flylady Thread 25th May 2026
Welcome to the weekly Flylady Thread. What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole…
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PastDue Credit Solutions - chasing for HMRC payment
Received a letter (8 days after it was supposedly "sent") from Pastdue saying I owed their client, HMRC, £4,3xx.24. I have not received any communication direct from HMRC for this amount. I paid HMRC £5,1xx.84 in March and £100 in April. Should I not have received another communication from HMRC rather than this letter…
