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Merged: Will money market interest be taxed from Next year
This discussion has been merged.
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Moved: Credit Cards
This discussion has been moved.
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Smart Parking, DCB Legal, LoC 2025
Hello, Just need a little guidance over what to do and what my first step should be. I am getting confused on land owners and sar... I received a letter from Debt Recovery Plus to say that I owe £170 or will be taken to court. LUCKILY, I read part 4 of the newbies post and haven't called them like I was initially intending…
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Should I keep my Credit Cards open?
Hi there, hoping for some advice please. After years of credit card debt, I finally paid them all off this year - woohoo! :* I currently have several credit card accounts open as a result of multiple balance transfers throughout the year, but my balance is £0. My total credit limit is £42,100 spread across seven cards. All…
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MusicMagpie have my money but have no record of my order. Any of you had probs with them?
so my husband ordered a refurbished watch from musicMagpie. The money went through on our credit card, we had an order confirmation email, and the order was shown on his musicMagpie account. It hasn’t been sent. It’s still showing as pending. Contacted musicMagpie, told them the order number , they say they have no record…
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Grant of Confirmation
Hi, I’m trying to fill in the form for Grant of Confirmation for my dad’s estate (C1). I’m trying to do this on my own without a solicitor. I think I understand the main issues, it should be such a simple situation, but what exactly to put on the form is driving me crazy :mad:. Would be grateful if anyone could help.…
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Lloyd's ultra visa
Noticed the above on MSE Newsletter. 1% cashback on ALL spending (incl overseas) for a year. Applied for and approved last night. Saves me messing around buying certain things with Chase and others with Nationwide, and their respective cash back limits. Also keeps what I usually spend with those earning interest until due…
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Help needed for old and slow pensioner.
I keep reading about the new state pension, which I currently get, and every time I do a simple calculation the numbers don't align. For example my current pension is £230.25pw, so if I divide this figure by 7 then multiply it by 365 I get £12,005.89, but the DWP says it comes to £11,973. Likewise, the pension for…
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Self managed dmp process questions
Hi all, Following advice I received on here a few months ago, I cancelled all 17 of my debt direct debits and stopped payments. So far, four accounts have defaulted. I’ve been monitoring my credit file to confirm each default before making any payments to the collectors. Of the four that have defaulted, none have been sold…
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MET Parking PCN, Stansted, NTK,
Hi. I have read the NEWBIE info but am not confident of process so just thought Id post up for support :) I received an NTK today, after the contravention date of 16/9/25. I would like to appeal so the first port of call, is to lodge an appeal via their website - I think ive understood that bit! Then if unsuccessful, which…
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Old Style Daily Sunday 30 November 2025. St Andrew's Day
Morning all. 🏴🏴
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HP Pavilion SE 14-ep0532sa 14" Laptop (UGRADE RAM)
Can the RAM and SSD on this laptop be upgraded before I buy please as I cant find anything on the internet. Buy HP Pavilion SE 14-ep0532sa 14" Laptop - Intel® Core™ i7, 512 GB SSD, Silver | Currys
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Benefit Rates 2026-2027
As title https://assets.publishing.service.gov.uk/media/69285a30ce50d215cae96148/proposed-benefit-and-pension-rates-2026-2027.pdf
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Mortgage Free now aiming for FIRE
Time to start a new Diary. I have had my old one since Autumn 19 which is when I moved into my forever home after 4 years of renting in London. I am 52 and I live with my DG on the South Coast. I have a well paid job for my sector and was finally made permanent and full time in December 21. DG is self employed which she…
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Small claims with trader! (don't call me Stupid!)
I posted an advert on handyman sites (Checkatrade and MyBuilder) seeking someone to carry out pavement work. A trader responded with a competitive quote and promised to start the very next day, which suited me perfectly. He appeared professional and convincing, and I also agreed to give him the patio cleaning job alongside…
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Another TV licence question
as I know everyone loves to discuss. Our Ltd Co does holiday rentals. We have TVs in the 2 apartments We pay for TV licenses but do we need to? If we go we already have a license for our private home and assume (!!!!!! U Me) that our clients do to. Thoughts?
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Onestream renewing contract without permission
Hello guys, Just wondering if anyone else has dealt with Onestream and how their resolution went? My partner was on a 1 year contract with Onestream from Jan 2024 to Jan 2025, we have it in writing that it is a rolling monthly contract after that point. Now, when attempting to cancel, it appears they had signed a new 24…
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HMRC Compliance Check Letter
Hi all I received a letter from HMRC who want to go into more detail regarding my last tax return. I've always submitted my returns and payments on time. I do my own accounts, and so have no accountant or tax advisor. Although what they are asking for is extensive in terms of documentation, it seems relatively straight…
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Central locking car issue - using a standard "manual " Key without setting off the alarm ..
bit of advice please I have a 2009 honda civic 8th gen and having issues with the central locking. It works very intermittently,it seems to lock the car but not open when I press the fib. I originally thought it was the battery which I swapped out which made no difference , then had a spare key which seemed to work for a…
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Moved: laptop opinions please
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