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ULEZ
I am at my witts end with Transport for London On two days in August i drove my car into a ULEZ zone. I have done this many times, and though frustrating i have paid what was required. Just over three weeks ago i received two demands for £270 as it is stated i have not paid the fine on time. I absolutely did not receive…
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Can a water company say a water meter was read when it wasn’t?
My parents’ water bill showed meter readings that had stayed exactly the same for the last few years (last 5 readings had stayed exactly the same). They don’t take the meter readings themselves as have always relied on the 6 months company readings. Thinking the meter must be broken, I asked for it to be checked. Turns out…
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Zopa Biscuit account
I've just opened a Zopa Biscuit account, after MSE recommendation, and have had massive problems from the word go, including inability to access the money we've transferred in and now they have closed their telephone helpline due to 'technical issues'. This means that we currently have no access to significant amounts of…
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Moved: Nationwide £175 Switch on Joint account if already got bonus on Sole
This discussion has been moved.
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PCN Letter before Claim Gladstones Solicitors
Hello everyone. Using no real names as per forum rules -
just call me Mr Stress Head. Received a Letter Before Claim letter from
Gladstones Solicitors. They are acting for the Coop, Mablethorpe. This is the
first time I have received any correspondence concerning parking. You can stay at the Coop car park for a max of
2…
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Best place to compare estate agents?
I’m looking to sell this year and a lot of estate agents in my area always seem to talk about high prices. But I’m interested to know what they actually achieve. I think the tactics of some are to advertise higher prices to tempt you to sell with them but what they actually get is much lower. I’ve seen getagent advertised…
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Nationwide £175 Switch on Joint account if already got bonus on Sole
Just looking at this - I am not eligible for any of the new switches as I did all of them in the last few years. Myself and hubby both switched into Nationwide 2 years ago (his was a full replacement of his current account, mine was just for the cash). We have our joint bills account with FD and I would like to keep that -…
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Settlement Agreement
HI, advice please on the following. Last week, I received an email to not return to work, HR meeting with view to settlement agreement, arranged 4 days later. The reason given, on questioning was the breakdown of the relationship with no further explanation. Employment of nearly ten years in current role. PILON 9 weeks as…
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Browser dedicated for Finance
Thinking of setting up a browser just for banking on my Mac. It will not be used for any other internet access. I have a simple (no internet) phone which I will use for 2FA this stays at home so if I loose my smartphone there's nothing on it about banking. If I am forced later to use a smartphone by the bank I will get one…
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Do you have to be on the electricity grid customer?
I'm in the midst of other energy research at the moment, when this thought came to me. I am a customer of the electricity company, but do I have to be? If I can provide all my electrical needs, can I tell them to disconnect the service? If it is possible, could I just have an electricity supply for 3 months? Is there…
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No standing charge?
Given that Ofgem have tried (and failed) to “simplify” tariffs, do you see a case to bring back zero standing charge tariffs, where the supplier recovers their costs purely from the energy sold? This could keep the price down for low users and make high users contribute more, incentivising the need to reduce usage.
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Phantom house survey
Any retired surveyors (or bankers) on here? Five years or so ago, a friend bought a house in Chapel-en-le-Frith, Derbys, with a loan from HSBC. The bank's survey (among other things) said NO SUBSIDENCE. Recently, he has been doing some renovations and invited a structural engineer around to check something. The engineer…
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Old Style Daily Wednesday 05 November
Remember, remember the 5th of November, gunpowder, treason and plot - morning all.
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Looking at DIY probate
I recently lost my father a week ago, and I’m staring at the probate/IHT forms feeling daunted. My mother is still alive, but won’t be any help with any of this (we’re both named as executors but she wants me to sort it all as she’s not technical at all in respect of computers). I’ve spent the last week waiting for the…
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Car finance mis-selling claim telephone calls
Regarding the mis-selling of car finance that has been heavily advertised. I logged a claim over 3 years ago, but, no doubt due to the advertised opportunities, I am being inundated with telephone calls from companies wanting to act on my behalf. As I type this it is around 3pm on a weekday afternoon and already today I…
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O2 price rise and changing contracts
Hi all, just wondering for a bit of advice. I’m with O2 at the minute and with the prices rise looking to cut my bill, also my contract ends in January so would’ve moved anyways. with my contract ending in Jan and being able to move now penalty free, is it just a simple case of texting another provider and letting them…
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Disabled Persons Trust
Hi All, Trying to navigate investing money in my son's disabled persons trust fund. It seems some platforms (Interactive Investor, Trading 212) do not accept trust accounts. Has anyone on here found a low fee platform which does accept disabled persons trust accounts? many thanks
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Frozen smart meter
We have smart meters from Scottish power. Both electric and gas are pay as you go. Over 2 years ago our electric meter reading froze, and has not recorded any increase in our usage since, so we have essentially been getting free electricity since then. It was reported at the time, and they said they would send an engineer…
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Sainsbury’s credit card transfer to NatWest
I have a Sainsbury’s credit card and have received various communications regarding the transfer to NatWest - I’ve received security info and activation codes from NatWest - l have registered for the app - I’ve had confirmation that my details have now transferred to NatWest but when logging in to the app the message says…
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Self assessment/ lump sum to Sipp
I just made a lump sum payment of £4800 net into my Sipp over and above my usual monthly contributions, I may or may not do the same next year (26-27) but it’s quite likely. I’m a self employed sole trader and will start getting a military pension next month, which presumably will be under PAYE. Should still be basic rate…
