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Emergency plumber- have I been scammed? And what can I do?
We suddenly had a huge leak coming from upstairs into our dining room on Friday morning. I had to call an emergency plumber who came within an hour. He said he can do the works but he won’t know a definite price until he takes the ceiling down and finds the cause etc. He estimated £1200-£6000 which I had to agree to as the…
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Nationwide BS - Member Exclusive Online Bond - Fixed 18 months - interest paid
Just noticed that on Friday (29th) 500 quid interest was paid into the Nationwide BS - Member Exclusive Online Bond - Fixed 18 months, taking the amount in the account to 10,500. The account doesn't mature until the end of Nov 2026, does the extra 500 also get 5% interest, or is it best to withdraw it somewhere else?
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Residential lease Gladstones witness statement help please, Hearing in just over 2 weeks!
Hi All, Would like some advice please. I am the owner of a flat I am renting out. I was attending my flat and parked next to my parking bay but not within the bay. My bay had my tenant's parked car. My tenant had told me they would vacate this as he was leaving and would give me back the permit while I was there but…
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Smart Parking/DCB Legal. THREE N1 court claims (10 PCs/2 vehicles) defences being filed, need help
Hi all, I'm a defendant facing THREE separate N1 County Court claims, all from Smart Parking Ltd via DCB Legal (sol. David John Croot), all issued 06/05/2026 at the CNBC, same response deadline. All at the same site: Union House, Billericay. Stated reason on every charge: "Insufficient Paid Time." Pursued as driver, keeper…
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OS Daily Monday 1st June
Morning all Pinch Punch first of the month.
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UKPC/DCB claim - defence draft for review
In the process of defending a DCB legal claim. alleged offence was not parking within a bay/space, as a visitor (with a pass) in UKPC managed estate. date of issue 12/5/26, AOS filed 22/5/26. main defence is 2-fold: NtK was sent 2 days after the PCN, and the signage on the day was old and hardly readable, now replaced with…
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Air India Short Connection and Possible Missing Flight
I have a flight booked on 24th June from LHR to Manila connecting via Delhi with 1 hour 25 minutes. Flights are: AI2018 departs at 20:35 - 11:00 arrival in Delhi AI2362 departs at 12:25 - 21:50 arrival in Manila. I have been tracking recent flights and AI2018 gets delayed often. I have spoken to someone else who was on a…
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“Parking Charge”
Advice please: we parked at Manchester airport multi storey P12 on 30th April to 5th May. The signage to P12 seemed ok until we were almost there. We passed the car park entrance and had to go round a roundabout again. It seemed fine - until we received ‘Parking Charge APCOA Parking’ today (18th May) dated 9th May. It…
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Pay deal choice
Hi all, So, this is currently hypothetical but a choice I should have at some point on promotion. I am 44, and would like to retire around 63. I would have the choice of two pay deals Option 1 stay on current terms Pay - £63,000 monthly take home £3,693 Pension - DB Alpha, contribute 7.35% Bonus - part of terms, roughly…
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Economy 10 & Smart Meters
I have an all electric house with 2 meters. The underfloor heating [acting as a storage heater] & hot water are heated from an Off Peak meter with 7 hours at night & 3 hours pm boost.EDF have just informed me they are replacing my 2 meters with a smart meter.I have no idea what this means for meI presume it means I have…
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Instant messaging help, please
Can anyone help a technophobe old lady with a particular issue? I need to 'talk': by text only in real time with someone in NZ (I am in the UK) over a protracted period of probably several weeks or months. It is to do with a family legal issue. My problem is that I do not trust this person. I have historical reasons for…
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Excel Parking Services - privacy notice/no ticket.
I am part of a charity that organise a small event on private land, which has recently been sold but we were given permission to use it. I parked my car, unloaded some items I had and then helped set up and carry out the event. On closing the event I returned to my car to unload the rest of the equipment so it could be…
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Teams failed during interview
Hi, I've been doing Teams interviews without problem on my Laptop which is a Lenovo ideapad running windows 11 Home. It has 8GB of RAM and "system" says it has 0.99GB of "available physical memory" (Interestingly my other laptop has 8GB of RAM, but has 4.54GB of "available physical memory"…so is it better for me to use…
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Letter before action - way out after inital mistakes made
Hi, Ive received a letter before action from civil enforcement for an unpaid pension from Jan 2025. I've made mistakes in "dealing" with this so I'm not sure i can get out of the (now) £170 charge. Parked in a car park while visiting my weight loss club. Should have input my registration but forgot. No ticket on car and I…
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PPS Fine Leeds- "Parking in No Parking" [SUCCESSFULLY CANCELLED]
Hey, Just making a note here of the PPS fine that I have for "parking in no parking zone". Lots of people park here constantly and using the Leeds Council site to check adopted vs non-adopted roads this seems to be a grey area for who owns the road and are allowed to fine given there are no yellow lines and the signage is…
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Withdraw Cash from Bank Croatia NOT ATM
Hello, UK Citizen travelling to Croatia. Need to take out cash (four figures of EUR) from a bank in Croatia. The amount will be outside of normal ATM card limits, and I want to make one transaction only. This is to pay local suppliers, the amount is not 100% decided yet so I do not want to get out EUR in the UK and take…
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Hisense TV with Freely. UPDATED: Now returning and looking for advice.
hi. new TV. example. channel 37. do a full install with aerial connected and everything tunes in but some channels are showing via the aerial input which is a problem as the signal is terrible and why we went for a set with freely. take aerial out and reset and the same channels are now via the internet and perfect. there…
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Broadband - anti-competive contracts & LOCKED-IN
Hi all, A bit of context. My elderly parents have both just turned 80yrs in last 2 years and I’m witnessing cognitive changes especially with one who has received an Alzheimer’s diagnosis in last 12 months. Their broadband contracts are about to change and tbh I’ve seen a significant change in how the market has started to…
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Co-op App update
The Co-op Bank app continues to slowly catch up with features on other apps. Having finally added the option to freeze a credit or debit card earlier this year, they have now added options to block or allow separately each of the categories contactless, in-person, online, abroad and gambling transactions.
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UKCPS NtK No Stopping Charge- Leeds Station
Hi all, Starting a new thread for the below parking fine that I've received through the post from UKCPS. I drove through Leeds station car park (it's kind of cirlce route to go in then out again) and stopped for approximately 2 minutes to pick-up somebody who got off the train. The picture (which I've removed in case can…
