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Drawdown @ 55
Hi I am just seeking some advice regarding making a drawdown on my private pension. I reached 55 in January and I am wondering if need financial advice to draw on the pension as I think my provider states that if I drawdown the rest of the funds need transferring? Is this something people are confident to manage…
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Claim 12 months rent if your Landlord failed to comply regarding licenced rentals.
Around London, in recent years, councils have begun to get landlords to pay a lot of money to get a licence before they can rent out a property. Failing to get property rental licenses is in the news; last night, we were discussing this. I looked up a London Borough's website, and this is what they say, see below. (I…
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New build home purchase
Hi I’m buying a new build home and it is advertised as freehold. However on my solicitors financial statement there is a cost against ‘freehold property with leasehold title fee’. Is that another money making scheme? I didn’t have to pay that on my last house?
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The Second Purse Thread
Hello everyone, I’ve been thinking of reviving the Second Purse Challenge
for a while and a post by @Frugalistamama spurred me on. For those who don’t know about this way of grocery budgeting,
I’ve linked the original posting by @Mothership below. I intend to set aside £30 of my monthly food budget to look
for bargains to…
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Don't hit me with those negative waves Moriarity
I have lurked for a long time on this forum, then joined and lurked (and lurked some more). Maybe should have gone with an Adams family reference for the title but ho hum I'm here now. I think I'm ready to start a diary even though I've had one running through my head for months as I had my light bulb moment back in…
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Savings/investment DDs and debit card deposits- An updated list
Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for the purposes of satisfying the various bank switching offers and reward accounts that are available. This thread is intended to be a…
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HELP I need a website
Hi All - I need help. My wife has set up a new business called The Taste Experience and I am trying to help her out. She knows the basics like Word etc on the computer and I used to help her by building a website for her, but because I had viral meningitis years ago I cannot remember what I have to do and what one is…
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Energy supplier rewards and referral schemes
Hi everyone We've just published a new guide on Energy supplier rewards and referral schemes and we'd love to hear your feedback. If you haven’t already, join the forum to reply. Thanks for your help, MSE Clare
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MSE Forum Poll: Do you prefer to eat chocolate that has or has not been in the fridge?
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
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Buying a flat with several Section 20 notices
Dear all, I have had an offer accepted on a leasehold flat, and found out a few weeks ago that several Section 20 works have been announced on the building. Sellers have offered a discount just over the "estimated" costs of two of the S20s, with a third one due later in 2026 saying I should take care of that. So far so…
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Trinity Estates
Hi, I wondered how I could go about looking to remove trinity estates from managing our small development. Is this even possible? I am currently engaging with neighbours to understand their thoughts on it too but I would like to understand if this is an option? Thank you in advance for any advice
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Simple flight search engine
Can anyone recommend a flight search that I can choose a destination and see alternative departure airports (from UK) and costs please. The usual flight searches are like Monty Python's Cheese Emporium: "Hello, I'd like a flight to X" "Where from and what dates?" "From Y and on this date" "Sorry, not available" "How about…
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Used Car -Dealer Demanding More Money
Yesterday my wife collected a new (used) car. The dealership has phoned today to say she owes them £500 as they included a deposit contribution that we weren't entitled to. She signed the order form and paid the amount on it (which included the £500). They are now saying there is an invoice (which we haven't been given a…
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One step at a time
2024 has been a big (and expensive) year. I got married! We also moved into our ‘forever home’. Weddings and moving house are so expensive, and I am now looking towards getting a hold on our finances in 2025. I have been on the MSE forum for years, and contributed to some threads particularly on the old style moneysaving…
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Tenancy - leaving question
Hi, I’m coming to the end of tenancy, month’s notice already given and acknowledged. Now I’m looking to move out a bit early, the landlord is keen to get in and work on some bits that need freshening up etc. before re-letting. My question is, if we mutually agree to hand back the property earlier than the end of the month,…
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Home insurance legal cover - period issue
Dear forum, I have just (sept'25) received a civil claim against me for the sale of a house in Feb' 2023. At that time of the sale, I had legal expenses cover through my home insurance from Jul'22-Jul'23). To complicate matters, the claim handlers for the insurers changed in June 2023. I contacted the present claims…
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Making an offer on a property
Hi, I was wondering if anyone can help advise on how I know if I am paying a decent price on the property I am about to buy? Also, how much should the surveys cost with VAT and what type of survey should I be going for if buying a standard semi detached house? Thanks a lot
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LootUp.Me Codes 2025
I have searched but cannot find a thread for LootUp codes. The website is https://lootup.me/earn.php if anyone wants to join up Weekly free giveaway ~ https://lootup.me/giveaways.php If anyone needs them they can be posted here. This is today's one:- FROSTYGAINS are here to warm up your earnings! Redeem this code and claim…
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Download "property log" chrome extension
Apparently a few of you are not aware of this chrome extension, it is called "property log", it runs with Rightmove offering further analytics. It shows you how long a property has been on the market and how much each property has had its prices revised. If you're looking to buy it's so useful to see what houses are doing…
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Renault Battery Lease Hostage
Hi All, Ideally I'm after advice or suggestions. We own a second hand, 10yr old Renault Zoe with a leased battery. We're fed up of paying for repairs to the car, the suspension in particular breaks at least every 6 months and now the electrics are going. It needs scrapping, but before you do that you have to get out of the…
