Recent Discussions

Many Mobile Virtual Network Operators (those like CoOp Mobile, PlusNet, etc, which do not have their own infrastructure but use that of EE, Vodafone, Three, etc) do not support short code messages. What does this mean in practice? Is it a reason to stay away from these operators or would most people be reasonably…

I still have two Halifax Rewards accounts, hoping that they would once again offer something worth having but since the announcement that Halifax brand was going to disappear I realised this was not going to happen. Trying to downgrade them on the Halifax website was proving impossible, always resulting in an error. So I…

Hi I received a speeding ticket and received a conditional offer of fine and 3 points. When I try to pay the fine, it kept saying that "there is a problem" When I checked the notice carefully I reaslised that there is a typo in my name on the notice. I have "mm" in my name and they spelt it with single "m". When I enter my…

Welcome to the shiny new thread which has a slightly different title and I have just updated the date! Now 2025 Santa's Challenge was set up by Mum2one some years ago but sadly she hasn't posted on this forum for a couple of years, so now we are on our own. We remember her, her Mum and daughter with fondness and hope that…

My question is in 2 parts and related to the fact that now i work part time earning around £11k pa ie under the personal tax allowance . So first question is can I still put any funds into my personal pension (since I’m not paying tax note that I I do pay around £80 per month into my employer pension through a payroll…

Hi everyone, I've received a PCN stating that "obstructive parking is a contravention at the site." However, the car was never actually parked - passengers were still inside, waiting for a disabled family member. The warden took photos from a long distance and is claiming the car was parked, but if they had taken closer…

Is it possible to do the above? The lighting in question is six recessed ceiling GU10 lights, controlled by a motion sensor in the middle of the ceiling. As expected, these lights come on during the day when someone walks into the utility room, which also has a ceiling skylight. This is a waste of electricity and is…

I need some help please. Get your popcorn because this is mental!! I recently moved into a new place (renting) and my agent was trying to get me to use a company they have ties with to set up all my bills - energy, water, council tax, internet, everything! I eventually declined this service as reviews showed they were not…

Our family's experience of administering an estate that included a retirement property was far more difficult, costly and stressful than we could ever have anticipated. Before accepting either the inheritance of a retirement property or the role of executor, I strongly recommend obtaining independent legal advice and fully…

Hi. I recently had to take my dog to the vet for an injured leg, X-rays etc. I paid up front, to claim back from insurance. I completed the insurance form and took it to the vet for a signature. When I spoke to the receptionist to ask for the form to be signed, he said, 'Oh, we can send that off for you'. I was pleasantly…

using a Moto G7 Power handset. voicemail cuts in too quickly (after around 3 or 4 rings). is there any way to extend the amount of rings, say to 6, before answerphone comes on?

I'm interested in what folks think about what feedback I should leave on ebay. I was looking for some adapter/connector widgets. I filtered for item location as UK. All the prices, pictures and descriptions were similar, usual for this type of thing. I picked a seller, 99.4%, and ordered 3, total just under £10, delivery…

What is the most efficient and risk free way of transferring wages paid into a Bahrain bank account back to the UK. I bank with HSBC but they have sold their private Bahrain banking services to BBK now and I don't appear to be able to use their/my global account

To cut the incident short: Location is a middle roundabout of a 70mph dual carriage way with side roads entering and exiting it, the roundabout is 40MPH restricted)I entered the roundabout at point A for e.g. in the right lane of two lanes to turn far right and exit at junction D. I was going 12-15MPH max and drove past…

I decided to sell the house I was letting. The tenant moved out in August. The house is sold STC. The sale could complete in November. House currently empty, unfurnished. What do people in these circumstances normally do about home insurance? The current insurers insist that after 30 days unoccupied - they insisted that…

Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.

Hi all, This is my wall which is 4m x 3ft high. It obviously needs some TLC. Ive been quoted £800 for dismantling/rebuilding damaged areas, and reset stone Repointing both sides of the wall: £500 Cement capping: £200 Would you say it needs dismantling/rebuilding? And is this a fair quote? Thanks

hi all Very new here. Have been reading a lot over the last few days and it’s been so helpful and supportive and has helped my worries no end so I want to start with a thank you. I’ve got myself into a lot of debt and I think self managing a dmp will be the way to go but want to sense check it and also ask a few questions.…

A trust has been set up by my dads solicitors as per my mum and dads wills. My dads house sale is going through and when sold , 50% will be invested in the trust and the other 50% in my dads bank account. My self and my sister are trustees and would like some advise on investing the funds aproximately £240000.

Welcome to the 9th Grocery Challenge of 2026! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's…