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Car finance misold
Hi everyone, I'm hoping to get some advice on a really frustrating car finance situation. I feel like I've been completely wronged by a dealership and I'm trying to understand where I stand. Here's a summary of what happened: October 2019: I took out a car finance deal for a vehicle from a dealership representing a major…
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Redrow won’t submit a Section 38 to the council, so they can continue charging maintenance fees
I live on a Redrow development in Cwmbran, south‑east Wales. For the past five years we’ve been paying ever‑rising maintenance fees to a company called FirstPort, who in turn hire Community Property Care to carry out the general maintenance. Overall it’s little more than a shoddy grass‑cutting service, but that’s a story…
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Where to put £10k
Hi I have maxed out my ISAs and have £10k left to spare. It's in a savings account earning 4.2% interest. Is there anything I can do with it to boost it more? I'm aware I can earn £1000 interest a year without paying tax so I was wondering if there was a better way? I have no idea about stocks and shares though. Thanks
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Combi boiler fan/airflow fault
we’ve got a Worcester Bosch Greenstar 30i combi boioer, and the last couple of months the hot water temperature tends to fluctuate. I had this in an old home and had to run cleaner through it and clean (I think) the heat exchanger? Yesterday morning no hot water at all but a C7 214 fan/airflow fault. Display temp on boiler…
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Warning to Nationwide customers and a big step backwards
Shocked to find Nationwide have 'switched off' their sms notifications for insufficient funds, without telling me! I noticed two Council tax direct debit payments bounced but, only after a month, as the council did not notify me either. In the past, I have always relied upon Nationwide's sms message alerts to give me the…
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Alkanet
I have a long running war of attrition with alkanet. I just can’t get rid of the stuff. To make matters worse it has now taken over a patch of wasteland bordering the garden. I also have several litres of liquid feed from my wormery. It’s nitrogen rich to the extent that it needs to be diluted, 10 parts water to one part…
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PayPal woes
Hello, I have been on a DMP for a while & am nearly all paid off (yay!) but I had defaulted on paying my PayPal pay in 3. This debt did not (as far as I’m aware) get added to my DMP and still shows up on my credit file. I also had a separate PayPal credit debt which was added (and is now paid) to the DMP. When I ring…
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Santander Switching Swizz
I've been sat patiently waiting for the 90 days for my Santander Switch bonus to be paid into the account… only to discover I'm not getting one, because the Direct Debits on my account are eligible by their definition of "Household Direct Debits". Turns out they have a list of companies you have to hold Direct Debits with.…
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EES and Missed Flights
Having read about the Easyjet passengers who were left stranded at Milan Linate airport because of delays at passport control, being blamed on the new EES system, I got to thinking about liability The reports said that easyjet weren't liable to get them home as they hadn't presented themselves to the gate on time and…
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Letter of Claim from DCB Legal
Hi, I have today received a LOC from DCB legal for £170. This is for a parking charge of “overstayed free time” that happened in Nov 2023. It states that payment was due within 28 days of the PC being issued but remains outstanding - I never received the PCN so this is a complete surprise to me. I’m assuming the PCN went…
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Parkingeye Court Defence Help
Hello all, I’ve been through the newbies sticky and followed all the instructions up to there I’m just looking for help with my paragraph 3 for my Parkingeye defence. I couldn’t find any similar cases on here. I received a pcn from parkingeye on the 27/8/2025 for parking at a tenpin location which I did not realise was a…
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DVLA medical
Hi, my son has a medical condition and has to renew his driving licence every 2 years. He has been trying to get his licence back since February and received a letter from DVLA saying that they have had no reply from his surgeon about his ability to drive. We have tried to contact the DVLA because his surgeon said he…
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Euro Car Parks PCN overstayed of 12 min total
Hi I got a PCN for staying 1h12min in the carpark. I paid for 1 hour stay. I appealed with Euro Car Park on the grounds that I was within 15 min before and after., but tey obvioulsy said they reject my appeal. I wonder now if I should bother with Popla or just wait for the court case to come through... What is your recent…
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Aegon takeover
For info https://uk.finance.yahoo.com/news/standard-life-strikes-2bn-deal-072550360.html
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Skipton Mortgage a little advice needed
Hello Everyone, I'd much appreciate for an advise here. I'm selling property and buying another. Current mortgage is with Skipton and new house we are buying is £350k. Since our affordability would not be enough therefore we are doing JBSB with my sister on the mortgage. Lender is Skipton too. The current timeline is as…
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Possible purchase of garage should I add to deeds
In looking at buying a garage very close, within view of my property. I was trying to work out how much it will be including any insurance etc. My insurer has started it could be included in my home insurance if I added it to my deeds. My home is mortgaged (15 years remaining) and I'm looking at possibly buying the garage…
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Assent help (is ID3 needed)
Firstly I am the will executor and have been granted probate. Background: My grandmother passed away and left my mum as sole beneficiary of the house. However according to the property title register my late Grandfather is also still listed as a registered owner. I am going to start the assent process to register the…
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Trading 212--Change Bank Details
I want to change the Bank that I withdraw cash to from my ISA with 212 but I can't seem to find how to do it on the app—-could someone please point me in the right direction. Thanks
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Life Insurance after Mortgage Paid
Hi I have been able to pay my mortgage off early, due to some inheritance (15 years early). Currently there is a life insurance with critical illness running, that decreases which was attached to the mortgage. I am thinking of swapping this to a life insurance policy, as I have no other debts, no partner and in several…
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Package holiday cancellation - claiming back cancellation fees
Hi all. My wife and I were due to go to Greece at the end of June for our holiday but she has spent the last week in hospital with sepsis (she's on the mend now) We booked the holiday last year through Jet2Holidays. Their cancellation fees are 30% of holiday cost if cancelled within 69-57 days of holiday departure date. We…
