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UK Parking Control Limited / DCB Legal Limited - Defended Claim
Hi, I have tried searching the forum but to no avail. Keeping it simple, I emailed a defence three days late and have just received a Judgment for Claimant (in default) letter. Annoyingly, I missed timed how long I had to send the defence. My question, is my only option now to pay the UK Parking Control Limited (via DCB…
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Extra 2% on savings ?
What does that mean ?
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Walking into another chapter ...
Welcome one and all ... to those of you who have managed to avoid my diaries until now as well as those loyal ones of you who have stuck around over the years, thank you :) So another year is about to begin and now seems as good a time as any to start a new diary. This will be my 11th (I think?), I've been around here…
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What's in your wallet/purse?
Show us what you've got! Here's mine :p - American Express Green Charge Card - Citibank Platinum Visa Card - HSBC Student MasterCard Credit Card - HSBC Student Maestro Debit Card - Boots Advantage Card - Nectar Card - Student Bus Card - £5 and change (i never carry more than £10 at any one time) Cards not shown (for…
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Online divorce
I’m looking for advice around the online divorce via gov.uk. I want a divorce, sell the house etc but he doesn’t and he’s dragging his heels refusing to do anything. I’ve seen this is a way of a cheap divorce without fighting (I don’t want to fight, I just want to move on with what’s mine and he has what’s his) I spoke to…
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Twinklies mortgage journey 2.0
New Beginnings So today is the start of our remortgage and as such I thought it would be nice to start a shiny new diary. Hopefully I can be reflective of the journey so far and make some new and focused goals. Just to bring anyone who doesn't know me up to speed. I am married, 2 kids, a dog, a house and an allotment.…
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Tonluna payout timescale
Does anyone have recent experience to comment on how long Toluna take to pay out to PayPal after a request has been submitted? The Toluna website tells me my request is in process but there is nothing to say how long they take - either that it is at a particular date in the following month or within a specified number of…
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How to avoid self assessment
I have received a letter from HMRC giving me an UTR number saying that they will let me know next year if I should file a self assessment. I don't want to file a self assessment. If I move enough money out of my savings account in order to have less than £10k interest this tax year and invest it into stocks, will I get out…
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Short notice on access gains (possibly the wrong forum)
Hi, I’m wondering if someone could give me some advice. I've recently had a bit of an issue, where a neighbours property, which is owned by a housing association has erected scaffold, which is overhanging our property’s airspace by about 2 metres (no big deal), but they never asked permission, nor informed us of this) and…
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The Best Is Yet To Come
The Best Is Yet To Come - or so the front cover of my new diary says. I normally hang out in the debt free wannabes, but as I have had my diary on there for almost 10 year (yes the same diary), and have been debt free since April 2018 I thought it was time to migrate over to the mortgage free wannabe area. Please be gentle…
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Reeves' ISA review
Will be interesting to see what comes of this. Potentially restricting the amount of cash one can hold in an ISA or reducing the cash ISA allowance to just £4k. I think its important to try demystify some of the (often incorrect) concerns about investing, so that these potential change(s) actually encourage more people to…
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Fogstar Home Batteries (Domestic <30kWh ... etc)
Hi Talking to some friends at the weekend & it was mentioned that they had a number of quotes for a home battery system to add to an existing PV setup (~5.5 kW.p) , with the main contender currently being a Fogstar rack mounted ~30kWh unit, which I mentioned was probably far too much storage (probably >double) for their…
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Can my employer make me work 2 weeks in hand after 1 year of employment?
Hi I have been with my current employer for 1.5 years now and they have recently said that due to an admin oversight, I will need to work “2 weeks in hand”. The owner has advised me that when I first took the job on they “forgot” to make me work 2 weeks in hand and so they paid me the time I worked. I have now been there…
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HMRC calculation of tax owed on savings interest
HMRC notified me that I owe tax on my savings interest as is exceeds £1000 in 24/25 and is more than their estimate of £913. However I suspect (without going back and checking all my statements) that the amount that has been reported to them is quite a bit lower than what I have actually been paid across my range of…
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Excessive insurance cancellation fee
Hello, Sorry if this has been covered but I could not find any previous posts regarding this, or if I’m even in right section. I took out car insurance for £230.00 in April, starting cover 4th march 25. I could not afford to pay in full so I chose to pay monthly. My car broke on 31st May and I sold it 13th June. I tried to…
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Booked a Wowcher “deal” and was given a airport miles away from Hotel
Hello everyone i hope you are all well. I have a bit of an issue and I wonder if someone could guide me in the right direction. Basically I booked a Wowcher deal on there website to lake Garda (Italy) for May next year. it was well priced hotel, all inclusive and flights included. So I bought it for me and girlfriend as a…
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Advents Thread Query
Hello Is it possible that the advents comps have at least 2 different threads - one for web entry and one for social media entries. A bit like we currently differentiate between postal comps and "normal" non-postal on the general comps board. Is this possible, does anyone agree, or disagree? Is it something we could achive…
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Changing Joint Tenants to Tenants in Common for Will
My father in law wants to get his affairs in order but just needs help with clarifying a few issues with regards to making a will. He has a few pensions, assets and savings in the UK which he wants to split between his children and grandchildren. He also owns a house with his current partner, joint tenants and mortgage…
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Tax on savings interest
Hi all, I had an unwelcome message from HMRC saying I had not paid enough tax during current tax year. Both myself and my wife are pensioners with additional company pensions. We have a savings account that produces interest in excess of £1000 allowance, my state and company pensions take me over £17000 and so pay 20% tax…
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TV LICENCE SITE PERMANENTLY DOWN
Our website is temporarily unavailable. We apologise for any inconvenience this may cause. We are working hard to resolve this issue. Been trying to renew licence after threatening letter for over a week, anyone else having above message
