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Manchester Airport APCOA fine incoming
Hi All, I've recently started driving for Uber (3 months). Ive made dozens of trips to Manchester Airport and paid every single drop off and pick up fee. However, on Friday just gone I had two drop offs and one pick up and completely forgot to pay these ones. I realised yesterday (Sunday), logged in, but the visits had…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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Investment of £40,000
Hi. We're looking at investing £40,000. Were both retired (60), living off our personal pensions and rental income from a property we own. We're looking to invest £40,000 over 4 years into a medium risk investment. Any advice would be greatly appreciated.
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Aviation ADR - Challenge Decision
We had an issue with an airline and after going through the complaints process, we still were not satisfied and went to the Aviation ADR. We are not happy with their decision and wanted to know has anyone challenged a decision by them before? They mention in their letter there is no appeal and can only challenge the…
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Amazon charge
Amazon have emailed me to say that they are charging me for an item that they did not get back. They already paid out the refund whilst item was in transit. However, as they claim they did not get item back, they are charging my original payment method. The issue here is that Royal mail tracking shows that the item was…
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LPA
Hi all, I have LPA for my brother who is currently in a nursing home self funding. I can act straight away. He inherited our mothers house - it is currently empty costing him upkeep as well as paying for his care. His savings are running out. He says he wants to go home but keeps making excuses about why he can't go 'just…
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Just answer a clever con
I wanted advice about the value of my silver candlesticks. As a result I Google searched and just answer responded. Like the others I assumed the £5 was a one off payment and the ‘expert’ responded so quickly I had not time to do further checks. She seemed helpful and asked for pics. I said “I don’t want to pay any more…
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Overwhelmed by debt - Progressing down Default and DMP route - Advice and help needed
Hi, I've not had a good relationship with credit and debt throughout my adult life, initially starting around 15 years or so ago when I got into a catalogue and payday loan cycle following me and my now wife renting our own house and having children quite young and not knowing any better. We got out of this with the help…
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Dismissal
Hi I wonder if anyone can advise me on this please….can the manager who started the process to get me dismissed, can they decide the fate of the employee? They never did the investigating but was there at the HR meeting…..it was also done via teams rather than in person, is that allowed? Any advice would be great
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AMK Legal excessive fees
Has anyone successfully challenged AMK Legal regarding their excessive fees - esp with regard to claims against SJP
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Three parking fines at Tesco Hove by Horizon
I have recently received THREE PCNs from Horizon. I am the keeper, not the driver. I have successfully appealed on the PCN issued on 13th Oct 2025 for a parking event on 23rd Sep 2025 (the first parking ticket, received by post around 20th Oct), quoting their PCN was not compliant with POFA and also attached a shopping…
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Chargeback when an online retailer refuses to cover return costs of faulty items
Hi all, Lloyds bank are refusing to make a chargeback claim for me for an item I bought on 1st December from an online retailer (ostensibly based in the UK) because I still have the item (a jacket) in question. The item is not at all as described and not fit for purpose. The retailer has refused to cover the costs of…
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Move my cash ISA into a s&s one
The lastest drop in interest rateshas meant my cash isa rate has dropped from 4.1 to 3.8%. Is moving it all into my moneybox s&s isa a sensible thing to do? I currently have £82k sitting in a cash ISA and 6k in a Moneybox s&s. I realise thats ridiculous and 2026 is the year for me to redress the balance, make my money work…
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Is the Chase Credit Card Better than Halifax Clarity?
I'm trying to slim down some of the different banks I have accounts with. At the moment, I have a Halifax Clarity credit card, which I use rarely but it's useful when I do use it - most of my spends are on American Express. The primary reason I got it years ago was the fee free spending abroad, although it's also useful…
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Please help - understanding my heating / hot water system
Please can anybody help me, I’m desperate to try and understand how our heating and hot water system works, following a £500 energy bill I just received for last month :( I just moved into the house a month and a half ago. It has solar, and a hot water tank. We always seem to have piping hot water all day, so I’m worried…
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Defence against UK PARKING CONTROL LIMITED
Hi, We received a claim form from UK parking control limited union house for parking in a designated disabled persons parking place without displaying a badge it was in a retail park and unfortunately we did not appeal to the retail park before it got to this stage - the issue was the weather was horrific that day and the…
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New internet options with mobile phone?
Does any company now do broadband (no calls) and a mobile deal for partner? Currently with Plusnet and I have a Tesco mobile. Plusnet contract ending and decided not to renew landline, so looking at options for internet and new mobile for parter. Ay suggestions please?
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GMAC contact required please
Hi there, My car finance was through GMAC who no longer trade. I was advised to contact Vauxhall Finance but they no longer monitor their inbox and I was directed to Stellar Finance but I do not have a contact address for them. Can anyone who used GMAC advise who I should contact? Many thanks
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Moorside Legal - Another case
Just starting this thread whilst I do my due diligence, didn't post until now as it followed mostly the same path as everyone else with Moorside. Frivolous letters demanding money, to a letter of claim October last year, I emailed as per the template and got a template email back. Now a claim form from the court near 6…
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Inheritance tax
If a property is worth £500,000 and will be left to 3 siblings would there be any inheritance tax to pay.
