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IFA vs DIY
I'd be interested to learn what are folks' views on DIY pension management vs. handing over to an IFA or similar? My immediate concerns would be handing over my life savings to a relative unknown and them scarpering off with the money, their ability to manage the risk, pick funds/bonds etc, fees, etc. On the other hand, it…
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Body work repairs
Hi I recently cleaned my car and I was shocked at so many scratches and rust. The two main ones were caused by other drivers on two occasions. Car is 14 years old. Does anyone know roughly what a body shop/garage would charge to repair these? I’ve done home/DIY body repairs previously but I no longer have the open space…
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DCBL claim / Smart Parking Court claim 2025 advice
Afternoon all, I’m hoping someone can help please. I received a claim for DCBL Ltd, then DCBL Legal which I responded to by letter using the helpful template on here within the time period required. I have today received in the same post run a reply from DCBL Ltd (not Legal) saying they have referred my case for legal…
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Park Direct UK Ltd PCN, ANPR, NTK sent 135+ days after event at Retail Park, IPC/IAS firm!
Hi All Here are the particulars of this PCN that I just received (16th Jan 26) in the post! PCN Number: XXXXXX Vehicle Registration: XXXXXX Location: Farnham Rd Retail Park SL1 4XB Notice service Date: 09.01.26Event Date: 27.08.25Issued by: Park Direct UK Ltd, PO Box 4777, Iver, SL1 0BX [ 0203 866 5774] I received no…
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How much should a ‘simple’ divorce really cost?
Hi all, I got divorced last year and the house has finally sold recently. I’m currently renting with my new partner, getting towards retirement age and need to buy something with my share of the equity ideally. My issue is that my matrimonial solicitors have charged me £11K for their services when their initial estimate…
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Flying to South America in October - buy now or later?
I am flying to South America in October and the flights have recently increased in price. (I didn't buy because I had to wait for something). However I think it might come down again - what do people think?
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SKY TV Underhand tactics
Hi I'll try to cut this short. I called sky to cancel TNT sports which I'd switched on to watch the Australian open and my upgrade to Netflix no adds as we wanted to load up devices for travelling. I was offered 24 months free sky sports. I don't actually watch much sports except tennis so I said what have I got to lose?…
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Parkmaven NTK - Asda The Centre Feltham
I parked at this car part for just under 1hr outside of Asda Feltham as a genuine customer of Asda and spent more than £20 in store (Dec 2025). It was my first time visiting this Asda which is part of an open-air shopping centre called The Centre Feltham (unbeknownst to me at the time). I left the car park and no…
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Land missing from title-future lending problems?
We are buying a property, using a bridging loan, as its being sold under auction conditions. The property has two separate title deeds and the current owners have lived there since the 50’s. They bought the second title in the 70’s (im mentioning this as its before it all went digital) which is ajoining and used as a…
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Building Society AGM voting gripe
I'm a member of around 25 building societies (at a rough estimate). I'm signed up for AGM voting by information electronically rather than post (which is a huge waste of paper) in most of them, if not all of them. All fine. Except this year I keep getting emails saying a version of "look out for your voting pack by email…
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2011 change to house buying contracts passing risk to buyer. Why?
In 2011 the rules governing house sales changed to say the buyer takes all the building risk after exchange. This means the buyer still has to complete even if the house burns down between exchange and completion. Yes, I know you would buy insurance to cover the risk, but I'm not sure I would be happy having just spent all…
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BeFibre and One Touch Switching Fiasco
Hi, In early February 2026 I set up a broadband provider move from Vodafone to BeFibre. The installation date was agreed as the 16th March 2026 when my Vodafone contract was up. Vodafone automatically received the switching order and everything appeared to be progressing well. On the 24th February, I received a simple text…
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Credit Reference Agencies - Why so difficult?
Hi Folks, I recently finished handling my late mothers estate. I have one open task around notifying credit reference agencies Is it just me, or is this unduely vauge in what to do? Does the fact I used Tell Us Once, told banks etc, make any difference? And being more pragmatic, is it actually necessary at all? When I look…
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Puppy Dog Shampoo
Hi all, First time posting… I’ve got a young Labrador puppy and their coat is incredibly soft. I don’t want to damage it or irritate their skin, so I’m trying to pick a gentle puppy shampoo. If you have a Lab or another soft‑coated pup, which shampoos have worked best for you? Affordable and easy‑to‑find options are…
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SMART PARKING, DCB LEGAL court claim
Hi all, Hello all, I finally received court claim from DCB Legal for insufficient Time paid. I requested more information few months ago (following direction from the forum), they sent a whole lot of gabbage plus a photo of my car at the said car park with a time stamp. Nothing about how much I paid at the time or how long…
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Entering on average 10 competitions a day for the past year and nothing is this the norm ?
Hi All I am curios to hear whether or not my experience is the norm ? Thanks (Removed by Forum Team)
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"Can't Pay ? We'll Take It Away"
Did I miss this earlier - daydreaming at the back of the class again ? A Ryanair plane was seized by bailiffs in Austria in order to recover unpaid compensation claimed by a passenger over a previous delayed flight. https://www.birminghammail.co.uk/travel/ryanair-flight-bound-uk-stormed-33585130 I wonder what O'Leary has…
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Advice on Supreme Auctions terms and conditions, before court action
Hello, I recently bought 4 items from a Supreme Auctions online auction. All 4 items are non functional, one item (a Nikon D7100 camera body) is complete scrap. Focussing on the Nikon, I contacted their "complaints portal" and was told to read the terms and conditions, and that no further communication would be replied to.…
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TPS vs LGPS
Hi everyone are there any pension geeks out there who know the ins and outs of the Teachers Pension Scheme vs the Local Government Pension Scheme? I work at Sheffield Hallam University and the management are proposing moving most of us academic staff out of the TPS and into the LGPS. Are we going to better or worse off in…
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EDF On line Account info
EDF has changed what we see online : "We've changed the way we show your account balance You'll now see the balance from your latest bill. To me this is a backward step as it does not reflect the actual credit - it makes the account balance lower than it is. Before it would have shown any DD's made, and Sunday Savings or…
