-
Reduction in property value - mining report
I would like advice re selling a property which has 2 mine entrances 11m and 7m in the road outside the next doors’s house. Buyer has pulled out as they can’t get a 60% mortgage of the property value of 160k. I have been told I should reduce by at least 25% for 1 mine entrance and more for 2nd and readvertise for cash…
-
Personal and savings tax allowance questions
Having just retired I'm in new territory so would appreciate some advice on what are probably pretty basic questions, before I bother my very busy accountant... This coming new tax year, and for the foreseeable future years, I anticipate being able to access savings interest of approx £40k per annum; I also receive full…
-
Giving every £ a job
I've decided to be brave and continue my journey from lurking on these boards, through posting on these boards and I now feel ready to start my own diary. I don't actually have any debt anymore but I am very bad at saving so I've decided to set myself savings goals and treat them as debts to my future self. I was…
-
Minster Baywatch Sital House Loughborough PCN
Hello, Please help me with this ticket I got. The story goes, I paid to park on a Sunday, the feeling is 60p for the whole day, I only stayed around 1hr30mins, when I paid I did so with cash at the machine. It didn't print any tickets which I thought was strange but then seen a sign for "Pay and Stay" which I thought ok…
-
Making my house a home and my life my own
I am long overdue a new diary as I have just read the first line of my last one. I was married, in my previous house with a much larger mortgage. I hadn’t realised that this was still the same one. I will add all the financial bits and my plans over the coming days, but the title says it all really.
-
Help with PCN please.
Hi, It's a KFC car park, I'm a delivery driver. Usually on the rare occasion I get stung, a manager will do whatever they do for their own staff. This KFC recently said they can only cancel so many per month, and more recently have put up a sign stating that they cannot help with any PCNs and we must appeal ourselves. I…
-
DCBL Notice of Discontinuance
Back in early 2024 I parked at Euro Car Parks in Preston. I was there for 29 minutes and paid for an hour. The machine only took the first two letters of my number plate, which I later found out is a very common fault at that site. Despite having proof of payment, received a PCN by post. I appealed with the ticket, receipt…
-
A new royal start
I mmmed and ahhhed about whether to start a diary on here or not. However, my head hurts with all my internal planning, so I thought I'd give it a go! I cannot promise excitement though! So here goes... we bought our house almost 6 years ago now and stretched ourselves quite a bit to get it (in the expensive South). I…
-
Fuse energy- Horrendous
I signed up with fuse with a tempting saving, monthly amount quoted and reviews seemed reasonable. Ive had a horrible experience from start 6 months ago and will be leaving, penalty or not. NO customer service, no human response and no phone number for us that struggle with apos. bills change constantly, more taken from…
-
Parkmaven DCB LEGAL court claim 2025
Hi everyone, I've read the newbies thread and understand what template to email at this stage. I've received a letter of claim from dcb legal for using a car park without paying because the pay machines weren't working (I attempted to pay on two different machines and I was roughly 15 minutes). Few questions: 1. Can I send…
-
MSE Chase 4.5% Headline figure
Why are MSE still advertising this headline figure of 4.5% for Chase savings account for new customers when they have already reduced it for me. I took it out and its now 4.2%!
-
Moriarty Law and JC international
I have received an email from moriarty law acting on behalf of JC international acquisition LLC for a scottish power debt at my previous property from nearly 6 years ago (august 2020) stating that l owe JC international money and they are acting on their behalf and offering me a 40% discount if l pay within 28 days. What…
-
Stop tax on interest received on savings capital invested for care costs
Hi, I have asked my MP to raise this issue on my behalf with both the Treasury and hopefully in the house but I would be interested to hear other people's views. My mother has been in residential care since February 2024, paying approx. £1300/week net of Funded Nursing Care in care costs. Initially her savings were used to…
-
Euro Parking Services/Gladstones Solicitors - Court Claim (Defence help required)
Hello, my dad received a claim form today and I'm just looking for a few pointers on building his defence. I'll include everything we have so far below. I've already acknowledged the MCOL, I just need to send them the defence. I have my own thread on these forums for my own PCN so I've got a decent idea of what I'm doing…
-
Prudential / M and G - customer service response times...
Hello, Anyone else experiencing long delays for responses? I got a letter responding to a complaint I raised at the start of December about my Prudential pension. The letter (dated 31 Dec) from the person (mandg email address) handling it stated… "WHEN YOU CAN EXPECT TO HEAR FROM ME? I will contact you again as soon as I…
-
Old Style Daily Wednesday 04 February 2026
Good morning everyone.
-
C.U.P (Closed Unit Protection) Parking Enforcement Charge. Court Claim issued.
Good afternoon, Sorry, this is my first post, so I hope it's allowed and in the correct section. I'm hoping someone would be able to help. I have received this parking charge notice in the post. Is it worth appealing? The driver wasn't parked, as you can see the lights are on and hazard lights are on. It's a layby towards…
-
The British Gas Big Switch tariff doesn't show up if you select gas only
The MSE email said the British Gas Big Switch tariff was "For: Dual fuel/elec or gas only". I only want to switch gas, as I'm on Octopus Agile for electricity and that's working well for me. If I go to the Cheap Energy Club results page, it shows me the dual fuel British Gas Big Switch tariff at the top, but if I then…
-
Investment Bonds and Trusts for IHT planning
With the changes to how DC pensions are treated for IHT purposes and the growth in house prices and stock markets more people/estates will be facing an IHT bill. So maybe people will discuss the pros and cons of onshore investment bonds/life insurance and the range of trusts that can be used as wrappers.
-
Advice needing
hi all, I am a leaseholder of an one bed flat. I have been looking to buy another property and rent the flat out…how should I get the process started and how much deposit for the second home should I have? Thank you
