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Hideout
Thread for Hideout.tv, which pays for watching videos/ads. Promo code: STABLEREWARDS for 50 points. Valid until Sat 27th Apr, 11:59pm CST.
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Good and Bad Buys at Lidl and Aldi stores (***Please don't expire***)
This is the new Lidl and Aldi buying thread. Please report any good/bad deals, good/bad offers and good/bad products. The old thread can be found here https://forums.moneysavingexpert.com/discussion/5960153/good-and-bad-buying-at-lidl-and-aldi-please-dont-expire#latest
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Changing back to maiden name
has anyone had any issues with changing back to maiden name after divorce - I am currently selling my home (not the marital home) and wondering whether to wait until afterwards but just wondering if anyone came up with any negative issues
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Faulty pvc front door
I bought a new door and had it fitted by builder after 12 months had to get locksmith out who could only temporarily fix the door I contacted B n Q over this as it was guaranteed for 15 years and the lock and moving parts 2 years they then sent me a new door and frame which I had a builder fit that one and take out old one…
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Gigantic tickets misleading refund practices and unfair booking fees
I bought a ticket, originally paid £98, the event was cancelled by the organizer but only £80 as refunded. A £18.10 booking fee for a cancelled event is disproportionate and, in my view, not justifiable. I raised the issue directly, but they were unwilling to resolve it or refund the remaining amount. Their approach feels…
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Profit from First Mortgage to Second Mortgage
I've been in a mortgage for nearly nine years now, and I feel like - after all that time and building up all that equity - it won't even make a difference in the end. Maybe I'm being naive, but surely if the value of homes have rised alongside the value of mine, it'll all be relative when I do eventually move. And that's…
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Buying new home before selling current one
I am currently living in a mortgaged house with about £100k outstanding. The fixed period come to an end in July where it then will move to the SVR of 7% vs. 1.8% that it's currently on. We've put in an offer on a place that we intent to buy outright. We did this to secure the property and avoid being in chain. The…
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How do I value old 25p Lloyds shares to determine if I have a cgt liability
Hi. I have 2 questions. 1. How do I value old 25p ordinary shares in Lloyds now that they have a nominal value of 10p. ie the share price today is £1.09 but presumably I don't just multiple that by the number of shares I have like I have been doing with the 10p ones I hold or do I? I'm trying to determine if I have a gain…
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Digital Voice adapter and Vodafone
Does Vodafone provide a wireless digital voice adapter, similar to the BT plug adapter, so that corded phones in different rooms can be connected to the VF router? If not, is the BT adapter compatible with Vodafone routers?
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refund or credit note ??
Hello. Is anyone able to provide me with some guidance please? In March 2019 i bought some furniture in a sale from a small independent trading shop which included a matching side table and coffee table. When delivered, the side table was damaged. This was immediately raised and the retailer notified. The coffee table was…
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Selling a property with a tenant in the property
Recently I have been chatting to my partner about selling my rental property. As expected I have suddenly been bombarded with adverts on Facebook for companies that buy and then sell properties with tenants in situ! I am considering this as an option but looking for opinions and maybe experience of doing so. The tenant I…
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Which type of GAP for lease
I need to sort out gap insurance for an upcoming Van lease. Just not sure which type of gap insurance I need. Can anyboby help?
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Power of Attorney online tool STILL not live – here's how the process is set to change in future
An online tool to apply for Lasting Power of Attorney (LPA) is still not available despite being announced over a year ago – and the Government has confirmed that it doesn't have a launch date. This means a tricky paper form remains the only way to apply for this crucial protection. Power of Attorney online tool STILL not…
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Thames water Meter gone AWOL
Like many others, my bill has been hiked massively So I tried to follow the advice to detect a leak, but fell at the first hurdle. The meter immediately outside my property which I last read a few years ago is empty; there's just some wiring and a screw but no meter. The pavements were resurfaced last year and the meter to…
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MSE News: 'I reclaimed £12,000 in holiday pay' – here's how to check if you're owed too
A semi-retired MoneySaver has reclaimed over £12,000 from her employer after reading our previous story about missing holiday pay. If you're an employee or worker, you're legally entitled to a certain amount of paid time off – even if your job is part-time, temporary or seasonal. We take you through it below… Read the full…
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Do Spusu demand to Return the SIM?
I am planning to move to Spusu for a month and then return to Lebara I asked Google if they charge to exit and got the data below. What jumped out at me was this: SIM Return: If you cancel within the first month, you may be required to return the SIM card, or you might be charged. Has anyone here been asked to return a SIM…
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Stamp duty question when staircasing, Shared Ownership
Hi, Any help would be much appreciated as I do not understand exactly how to work out the stamp duty now that I am attempting to staircase to 100%. 2016 - 50% share of £276,500 (£553K property valuation), paid stamp duty £3,825 + NPV of £921. 2018 - 20% share of £103,000 (£515K property valuation), no SDLT paid as only…
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Lack of family time starting to get to me
When my partner returned to work after our son was born, we agreed she would go back to work part time as our finances and childcare etc allowed this. I work Monday to Friday in a 9-5 job, she went back to work and told her employer her availability was all day Monday, Tuesday, Thursday and she was available at a weekend…
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Help understanding esim please
Hi My daughter is planning on going backpacking in Thailand, Cambodia and Vietnam for 5 weeks. She has an IPhone 14 on Tesco mobile. I'm trying to help her work out what she an /can't do with her mobile without it coming a fortune. After searching the forum it looks like airalo esim is the way forward but I don't really…
