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Final Defence Draft - Pls Help
Below is the POC on my Tribunal claim form. The issue date was 21/03/2025 and I already submitted an acknowledgement of Service on 08/04/2025.The claimant is Parkingeye Ltd and the address for sending documents and payments is dcb legal. * The Defendant (D) is indebted to the Claimant (C) for a Parking Charge(s) issued to…
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Letter from CNBC - G24 Limited.
Good Afternoon I received a letter from CNBC regarding a parking offence which they claimed G24 has taken me to court. I have since read the forum provided by @Coupon-mad on how to respond to them. I have since submitted AOS via Mcol website and also submitted my defence as well. Today, I have received an acknowledgement…
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MET Parking via DCB Legal claim 2025
Hi everyone, I’ve received a Letter of Claim from DCB Legal. I’ve checked the forum threads but I’m still a bit confused about what steps I need to take next. Could anyone kindly guide me through the process? Thank you in advance for your help.
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Paying PILON into pension (and recycling)
Hi I am shortly expecting to receive a pilon payment of circa £27k. I have been told by my employer that this can’t be salary sacrificed into my workplace DC pension. If I take the net PILON amount and pay it into my SIPP pension this tax year ( plus the automatic uplift from HL), and then take a lump sum from my SIPP next…
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TalkTalk transfer to utility warehouse. Is this legal?
Just received an email from my broadband provider TalkTalk today 21st July that as from 30th June I've been 'selected' to be transferred to Utility Warehouse where I will 'benefit' from extended services to customers across the UK. The email states that beyond award-winning services, Utility Warehouse helps customers save…
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Creative/CEL making it even harder to log an appeal
This is nuts With Civil Enforcement Ltd you now to have submit the PCN details then verify your email address and then await an email with instructions on how to log an appeal what on earth is that all about- Their website used to be Ok and easy to log stuff but this just seems nuts I dont think i have every come across…
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Portfolio advice
Hi Just wanted to get some advice on my self managed portfolio which i have always kept quite simple. With the recent volatility and over priced USA stocks it has made me think about the allocation and if holding such a large amount in Ftse All share/S+P tracker is diversified enough. I have about 10-15k to put into…
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Fixed rate ending and possible property sale
Next June the fixed rate on my flat ends. My work is relocating out of London to Huntingdon on October 31st 2026, and I am unsure if I want to move with them. I will attempt to find alternative employment in London but am expecting to be unsuccessful. I'm not sure what to do about the mortgage, whether to refix or not? If…
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From debt to freedom...
For a couple of months I have been lurking and reading diaries which have been helpful and inspiring. I thought that I would start a diary to keep myself focussed on getting rid of the debts. I am a working mum, recently separated from my husband. I have a large family which makes for an interesting and busy life! I have…
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Advice: NPC/DCBLegal Money Claim Received
Hi All, towards the end of September last year I booked an overnight stay in an Airbnb, which was an apartment with an National Parking Control (NPC) Group managed communal car park. The owner of the property provided a parking permit which I displayed in my windscreen whilst parked in the appropriate bay. A while after my…
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I drove through Gatwick airport red route by mistake do I have to pay the fine ?
Hello I'm new to this forum and nice to meet you all I've tried to research about the red route fines but can't seem to get my head round if I have grounds to appeal or not . I was in the wrong lane on the Gatwick roundabout and had no choice but to go left into Gatwick I was panicking and couldn't find anywhere to turn…
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Have I misunderstood the 'marriage tax allowance'?
As above When I was completing our online tax returns last night, I looked into the above. My question. In England, for most people the annual personal tax allowance atm is 12570. Therefore I assumed, when married, both people would get 12570 x 2 = 25140. If the above scdnario was applied and one of the couple gave 10% of…
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Missed the appeal window on Horizon Parking PCN
Hello, I received a PCN from Horizon Parking on 20th November 2025 but placed it on my desk and completely forgot to send my appeal within 28 days. Since it is now past the appeal deadline, I'm unclear on what the recommended steps to take are. Should I just ignore any subsequent letters/threats that come through?
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House purchase and previous owner debt letters
My daughter bought a house over 18 months ago and is now the legal owner, documents at Land registry etc However she has been getting bills in the post for the previous owner, since she took ownership she has returned each one with a "Return to Sender, no longer at this address". However the bills (Demands) keep on coming…
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MSE Poll: Are you spending more, less or the same on Christmas this year?
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
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I don't understand the appeal process
Hi I attempted to trace the landowner but the local shop and the head office refused to tell me/didn't know. It's a parking eye car park. I am appealing and I read here that I should appeal as keeper, not driver. There is a tick-box saying: I confirm I have attached all supporting information available to me, and…
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Best data-only sim for 4G router
I've recently purchased a Cudy LT300 4G router from Amazon for backup purposes. Here's the problem - I acquired a sim card from Smarty and purchased the £20/month unlimited data-only plan but the speeds are so diabolical. Lucky to get more than 2Mbps down on a good day which makes it unusable for most things. I actually…
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Need Help On Selling Canadian shares
I am a lifelong UK resident & a shareholder in
Great-West Lifeco having acquired my shares when they took over the UK life
assurance business of Canada Life (whose shares I had post-demutualisation). The shares are in certificated form and are listed on the Toronto stock exchange (TSX). I wish to sell my shares but I can…
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Received a Claim Form from DCB Legal on behalf of Euro Car Parks
DCB Legal are claiming on behalf of Euro Car Parks for an incident where my partner paid for her car parking ticket but left slightly after the parking end time that was displayed on the ticket. I recently successfully defended 3 PCNs in court for a road which claimed to be a car park thanks to help on here. This is a…
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property trusts re home insurance
i would like the MSE website to make its users aware that many insurance companies will not insure homes that are partly or entirely the subject of a trust agreement.My mother has been insuring her home for the last 10 years without knowing this and should she have had a claim,she would not have been covered!She only…
