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TSB £180 Switch and Stay offer (30/09/2025 to 09/12/2025)
New Switch and Stay offer from TSB. T&Cs. This offer comprises two parts. Part 1: The switch part Before 9th December 2025: - Submit and complete a full switch request to either a new Spend & Save or Spend & Save Plus account or to any existing TSB current account (except the under 19s current account). - Make a minimum of…
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NRAM/UKAR
I'm hoping for advice. I found out that in 2012 I received a remediation applied to a together loan. This was applied as a credit to the loan, not issued to myself. However that remediation has been reclaimed in the high SVR rates on the loan and the mortgage. I have been advised that it has to be applied to the loan. This…
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Good and Bad Buys at Lidl and Aldi stores (***Please don't expire***)
This is the new Lidl and Aldi buying thread. Please report any good/bad deals, good/bad offers and good/bad products. The old thread can be found here https://forums.moneysavingexpert.com/discussion/5960153/good-and-bad-buying-at-lidl-and-aldi-please-dont-expire#latest
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Car Insurance charged £355 extra for claims that weren’t made?
My car insurance said I didn’t add on 2 claims 1 from 2022 which was just a notification to insurance saying van had gone into back of me but no claim made? other was this year 2025 my partner (additional driver) sold campervan, 2 hours later buyer had accident and made a claim but sale was still going through. so now on…
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Transfer of assent letter of adminstation query
My friends mother passed and I am completing forms AS1 and AP1 etc to help out. I have a letter of adminstation for his mother but checking the title deeds his father who passed away decades before is still on the deeds. I assume I would need another letter of adminstation for his father, can you confirm this please.
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Newbie here I’ve
I have an Iva and just started my last year(ends September 26) I have recently had a letter from HMRC saying I have a refund for Tax Credits from 2016/2017,it will be paid to me in the next 20 days. My Iva started in 2021( I’m with Payplan). Do I have to give it to them,it’s around £3000.i phoned them but they don’t know…
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Undervalued house for probate
“We, as joint executors, have undervalued our late mother’s estate by £60k because the house sold for that much more than expected. The estate is being distributed only between the executors. There is no inheritance tax due because my father predeceased our mother and she has his allowance. Do we have to pay capital gains…
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What small things will you do this week? W/C 6th October
When we start on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards, and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in…
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Money I paid from bank account appeared at destination but is also still in bank account.
I have/had about £1700 PayPal credit. I transferred £1300 from my current (back) account to the PayPal credit account on Friday. My PayPal credit amount owed has reduced by £1300 and shows that the payment is received but the money is still in my bank account and I cant see any evidence it was paid or transferred. Any idea…
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stopping payments going into my bank account
is it possible to do this from online banking?
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Derivatives and other complexities in Man GLG Dynamic Income
It took me a few years to get a basic understanding of bonds
– stuff about duration only really sunk in after interest rates rose in 2022 (though
by luck not judgement I mostly held short duration). The only actively managed
bond fund I hold is Man GLG Sterling Corporate Bond which has performed well since
its launch in…
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Where to put £50k for 16yr Old?
My stepdaughter is in the fortunate position of being gifted £50k from family (lucky her). She may keep a very small amount right now for some immediate spends (a few hundred), but the majority will be held for either uni purposes or house deposit later in life. Some will be needed from March next year when she turns 17…
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Consumer rights on car
Hi I was wondering if anyone could help me, I brought a car in 12/2024 and I asked if this car had a wet belt, I didn’t want to purchase a car with a wet belt, the dealership man said no this car has no wet bet, I have had a few issues with the car, where they have had to send parts out to me and I have paid to get some…
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Two companies have not been able to take direct debit payments for September.
I have been onto my bank and the companies affected. Long standing direct debits have been cancelled - not by me or the bank. Bank says they are 'inactive' but payments have been going out for years - last in August 2025. I cannot find who cancelled them. One Company said the bank had told them they didn't hold a direct…
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Debenhams refunding via gift card.
Hello. I have just received my order from Debenhams. Nothing fits so I started a return. It is coast clothing so I was advised to go into the coast portal. However before I got into the coast portal, it is stating I will be refunded via a gift card? Which I find very strange as I have not selected anything yet as I am not…
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Any experience of Teachers Building Society or Harpenden?
I need to transfer my Cash ISA and Teachers Building Society and Harpenden Building Society both have good rates. Can anyone recommend either?
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T212 Cash ISA to S&S ISA
Is it easy to transfer it? I'm not sure how it all works but I'm thinking I may earn more than the interest rate on the Cash ISA doing this?
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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Help with 2 x PCNs from Southwick Beach (GXS Parking) – moved house, letters at old address
Hi all, I’ve read through the NEWBIES thread before posting, but my situation feels a bit muddled so I’d appreciate some advice. * On 17th August, I parked at Southwick Beach. I was sitting in front of my car on the beach for about 30 minutes and when I turned around I found a PCN stuck on my windscreen. To my disbelief,…
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Progress is...
Starting a Mortgage Free Diary!
