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(I'm a parent) Student loan question
My daughter has a conditional offer to get into uni. At present, it's looking like she may not get the required grade in her main subject to take up her place. What happens with her student loan application if that is the case? Is it cancelled? Do we have to do that or is it automatically done? Would she be able to able to…
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Gambling website refusing withdrawal under £10 and unable to deposit
i won a little under £10 from a free bonus on a gambling site that I hadn't used in a while. Their policy is that you can only withdraw a minimum of £10. Falling just below this, I thought I would top my account up and then withdraw straight away, however I then realised that the card on my account was expired and upon…
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La Dolce Vita 2026
Good Morning My Lovely Friends. Welcome to the new thread. Alas the budget for 2026 will be as tight as ever but I'm determined to live La Dolce Vita. What a glorious morning. Sun streaming through my bedroom window as I lounge in bed, what a lovely way to start the day. I watched the sunrise whilst drinking my coffee and…
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Lebara - Dreadful!
On Thursday 22nd may I received three emails from LEBARA with a PAC code. I hadn’t ordered one and assumed it was a scam. On Friday 23rd the number was ported out. It was never received. That same day attempts were made to transfer money in my bank account, to India! Coincidentally the call centre is there! The bank have…
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DCB LEGAL Smart Parking claim, post mediation stage
Another Leter of Claim received! (Previous thread was for another PCN on May 2025 with DCB which was dissolved). This is such a waste of time! This one is 90 free minutes over stay in Bridge Green, Prestbury 16th Feb 2024. I did not get any PCN or notices, until Debt collection letters cam through (ignored) then LOC 21st…
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Postage and packaging and using pre-paid labels
Sold a couple of books recently in auctions. They went for £1 each which was what I'd listed them for, so kind of disappointing, but I'd added £2.94 to each to pay for postage and packing. They both went to the same buyer and I printed off the pre-paid label and posted the package. I expected to receive payment for the…
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IKEA Custom Worktop Dispute
Hello, I am looking for some advice re: an issue I am having with IKEA. I purchased a kitchen online via an IKEA advisor using the IKEA finance provider, Ikano Bank. We had a virtual consultation to design the kitchen in early October 2025, with further tweaks made here and there via email before the final order was placed…
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Smart Parking / DCB Legal claim – draft defence for review – defence due 8 June 2026
Hey - looking for some help on a claim I’ve received. Details below. Any help would be greatly appreciated. Thanks. Summary Claim form received from DCB Legal acting for Smart Parking Limited, issued 06/05/2026, claim number N6KF0F64. Alleged contravention 16/07/2022 at Tower Road Car Park, Newquay – insufficient paid…
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Parking Charge - 7 Minute Stay
Hi all, Would appreciate some advice. i received a £100 parking ticket from Parking Eye for being in a store car park for 7 minutes while the store was closed. The context is that I thought the store was open until 10pm when it in fact closed at 8. The 7 mins elapsed while I drove in, parked, walked to to the door to check…
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Emergency plumber- have I been scammed? And what can I do?
We suddenly had a huge leak coming from upstairs into our dining room on Friday morning. I had to call an emergency plumber who came within an hour. He said he can do the works but he won’t know a definite price until he takes the ceiling down and finds the cause etc. He estimated £1200-£6000 which I had to agree to as the…
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Nationwide BS - Member Exclusive Online Bond - Fixed 18 months - interest paid
Just noticed that on Friday (29th) 500 quid interest was paid into the Nationwide BS - Member Exclusive Online Bond - Fixed 18 months, taking the amount in the account to 10,500. The account doesn't mature until the end of Nov 2026, does the extra 500 also get 5% interest, or is it best to withdraw it somewhere else?
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Residential lease Gladstones witness statement help please, Hearing in just over 2 weeks!
Hi All, Would like some advice please. I am the owner of a flat I am renting out. I was attending my flat and parked next to my parking bay but not within the bay. My bay had my tenant's parked car. My tenant had told me they would vacate this as he was leaving and would give me back the permit while I was there but…
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Smart Parking/DCB Legal. THREE N1 court claims (10 PCs/2 vehicles) defences being filed, need help
Hi all, I'm a defendant facing THREE separate N1 County Court claims, all from Smart Parking Ltd via DCB Legal (sol. David John Croot), all issued 06/05/2026 at the CNBC, same response deadline. All at the same site: Union House, Billericay. Stated reason on every charge: "Insufficient Paid Time." Pursued as driver, keeper…
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OS Daily Monday 1st June
Morning all Pinch Punch first of the month.
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UKPC/DCB claim - defence draft for review
In the process of defending a DCB legal claim. alleged offence was not parking within a bay/space, as a visitor (with a pass) in UKPC managed estate. date of issue 12/5/26, AOS filed 22/5/26. main defence is 2-fold: NtK was sent 2 days after the PCN, and the signage on the day was old and hardly readable, now replaced with…
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Air India Short Connection and Possible Missing Flight
I have a flight booked on 24th June from LHR to Manila connecting via Delhi with 1 hour 25 minutes. Flights are: AI2018 departs at 20:35 - 11:00 arrival in Delhi AI2362 departs at 12:25 - 21:50 arrival in Manila. I have been tracking recent flights and AI2018 gets delayed often. I have spoken to someone else who was on a…
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“Parking Charge”
Advice please: we parked at Manchester airport multi storey P12 on 30th April to 5th May. The signage to P12 seemed ok until we were almost there. We passed the car park entrance and had to go round a roundabout again. It seemed fine - until we received ‘Parking Charge APCOA Parking’ today (18th May) dated 9th May. It…
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Pay deal choice
Hi all, So, this is currently hypothetical but a choice I should have at some point on promotion. I am 44, and would like to retire around 63. I would have the choice of two pay deals Option 1 stay on current terms Pay - £63,000 monthly take home £3,693 Pension - DB Alpha, contribute 7.35% Bonus - part of terms, roughly…
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Economy 10 & Smart Meters
I have an all electric house with 2 meters. The underfloor heating [acting as a storage heater] & hot water are heated from an Off Peak meter with 7 hours at night & 3 hours pm boost.EDF have just informed me they are replacing my 2 meters with a smart meter.I have no idea what this means for meI presume it means I have…
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Instant messaging help, please
Can anyone help a technophobe old lady with a particular issue? I need to 'talk': by text only in real time with someone in NZ (I am in the UK) over a protracted period of probably several weeks or months. It is to do with a family legal issue. My problem is that I do not trust this person. I have historical reasons for…
