Recent Discussions

Hello everyone, I need an advice what my options are with British gas. We noticed high gas bills when we switched off the heating this spring becuase it was very hot weather. But the bill we received in June 2026 was even higher than for winter months. Obviously we started to investigate and first thought about the boiler…

I have been trying to renew my unlimited membership since August using the partner code provided by Tesco without success. It used to literally be a 2 minute phone call, give them the cose and all sorted. Long standing unlimited member of over 10 years. Now you can't phone them, it literally takes a week for any email…

Am looking to switch away from VM! As I'm not 'FullFibre', I'd be restricted to under 65Mbps, though past experience indicates an actual 30-50 is more likely! (which I did find perfectly adequate) I've started looking at 5G Broadband and coverage checkers suggest only EE and O2 would give me good reception. O2 don't seem…

My TalkTalk broadband contract is coming to an end at the end of next month. I have made a request that I do not wish to renew the contract. I have found a much better deal with BT. Is it possible to go ahead with setting up the BT broadband while the TalkTalk contract is still active? Currently the TalkTalk broadband is a…

Until the last few weeks, Freedom passes were issued by London boroughs as the 60+ TFL cards were due to expire. There is now a new centralised application process. Applications were closed for 2-3 weeks in September for the new system to be set up. You can't apply until 2 weeks before you are eligible. For me that fell in…

Hi, Im a dumba$$, I got a fine for drop off at Heathrow despite the fact I didnt stop as it was hectic as hell at T3 as they short term parking was closed. I've had dealings with APCOA before, but for some reason I thought Id appeal based on the fact I was in and out in 3 mins which was spent queuing to get back out. Now I…

My debit card has an expiry date of Oct 2026 - does this mean the end of Oct or start ? And do I need to request a replacement or will this be automatic ?

Hi all, I've received a parking charge letter from UKPC for the commuter car park at the Broadwalk Centre in Edgware. It says the car was "not parked correctly within the markings of the bay." It came by post, and there was no ticket on the windscreen. The car was in the bay and reversed back as far as it could go. There's…

Amundi is carrying out a stock split on 27 October 2026. To allow the split to be processed, trading of CSH2 will be suspended from 22 October to 28 October 2026, inclusive. During this period, you will not be able to buy or sell shares of Amundi Smart Overnight Return (CSH2). Trading of this fund will resume on 29 October…

If you need help with your debts, this is the thread for you. This is a new thread, as the old one was getting a tad long. Trained advisers from StepChange Debt Charity are here and waiting to answer your debt questions. They're a friendly bunch so please don't be shy! There are three ways to get in touch: 1 - Simply post…

I have had an accident in which the other driver has admitted blame. Their insurance company has contacted me and said that they would like to take over my claim and pay it out. They are being very pushy about things like supplying a hire car, but when I speak to the car replacement company, they are very awkward and won't…

Just over a year has passed since the final entry of my last diary. A whole year of no debts and no mortgage 😁 We are semi-retired, using our private pensions to cover the cost of bread and butter and running our own business part-time to put jam on it. You’d think I could do without a money saving diary in those…

I've been on these boards for many years and a long time ago did start a diary when we'd had a windfall and cleared some debt and I'm not sure what happened but 'life' got in the way. Today starts a new chapter of my life as my youngest has just left home (albeit temporarily) for her to access a drama course in a different…

My house, which I formerly let and is now empty of furniture, has been sold subject to contract. As discussed in another thread, my insurance company insists that I must seal up my letterbox. I could do this myself with duct tape and cardboard (on the inside), yet I am not sure how secure this would be: might be vulnerable…

I purchased a PC chair (its a heavy duurty chair and weighs 22kg) from a website (A big-ish company) and about a 3 days after having it set up the tilting mechanism broke and now the chair isn't fully stable and it's creaking and 'cracking'. They're happy to refund (won't replace) but i need to send it back. I explained…

Last year I started a debt-free diary that really helped keep me on track, unfortunately I then realised that my username was one I had used elsewhere and with a bit of Googling, someone might be able to identify me and use my personal details. I have now got rid of that profile and started afresh- and not a moment too…

I do my banking online, using an iPad. I bought a new iPad and discovered that this created difficulty in accessing my accounts. One bank made the process straightforward. The other locked me out completely and sent me into a loop every time I tried to regain access. Since I have biometrics set up on this account you would…

We're a family of 5 currently living in a 3-bedroom house that's starting to feel a bit tight. The house works for us now, but we're beginning to think about the next 10+ years as the children get older. A few of the things we're struggling with are: Lack of dedicated office space for working from home We'd like a bigger…

Anyone else had experience with CINCH-buying a car of them that they had had NOT checked paperwork/MOT history correctly ? I purchased a car that i noted on the MOT history that the mileage had gone DOWN between two MOTs,i questioned this and was told it was before they had it and it was just a typo !! Well a year on and i…

just had my email from switch together (ichoosr) collective currently on Octopus Standard variable tariff as when my mse fix ended in August there was not much else around to fix to so though we would see what happens with rates also with the looming jan price increase Just got email with collective switch from BG and in…