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MSE News: Chase user? You need to jump through new hoops to continue earning cashback on spending
If you use a Chase debit or credit card, you'll be able to earn 2% cashback on your spending from July – but to qualify for it, you need to meet new criteria from Monday 1 June. Here's how to ensure you don't miss out… Read the full story: https://www.moneysavingexpert.com/news/2026/6/chase-cashback-criteria-change/ If you…
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Chip Smart Cash ISA - Beware this condition...
Just a heads-up for those thinking of opening a Chip Smart Cash ISA. It has much going for it for the first year as a new customer, good rate for 12 months after opening (variable but tied to BOE rate) it's flexible so cash can be withdrawn and replaced (in the same tax year), albeit withdrawals are not same day they take…
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Estate agent AML and other fees for selling
We had a valuation for selling our house and the commission comes to £7800. In addition we are required to pay an additional AML fee of £60 each for my wife and I. We're rather surprised that this isn't included. Is this not the same type of check banks perform when you open an account and part of the daily business of…
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MSE News: M&S Bank completes official transfer to HSBC
M&S Bank has been part of the HSBC Group for more than 20 years, but today (Monday 1 June), it's been legally transferred to HSBC UK Bank. This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. https://www.moneysavingexpert.com/news/2026/06/m-and-s-hsbc-transfer/
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The new GOV.UK One Login
Having been involved in self-employment, business ownerships, partnerships etc., I have several Government Gateway emails and logins appropriate to each. The new GOV.UK One Login seems to be encouraging just one login, although depending on how it is introduced and presented, it seems that you can end up with more than one…
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We will get this debt down & the savings up
Several years ago I joined MSE with a different user name, but then it all went a bit wrong with losing job and other things, so I sort of fell by the wayside. Now I have created a new profile and am starting again with more determination. I have read so many people's diaries and can see that it helps you focus and it is…
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DCB Legal Ltd Claim Form delayed in mail redirection abroad
I emigrated to Poland on 02.08.23 and after travelling around a bit for the past 6 days returned to my new address in Warsaw to find a DCB Legal Claim Form (CCBC Northampton) for claimant Highview Parking Limited. It's clearly been delayed in the mail redirection from Royal Mail as the issue date is 04.08.23 so I've missed…
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Magnificent May's No-Spend Days Challenge!
Welcome to Magnificent May's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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Please help I’m worried car insurance
I bought a car insurance policy through a comparison site on the 15th May and it was due to start on the 3rd June. My circumstances changed before the policy started, due to the fact I was purchasing a property, and the property I was living in had been sold, so I needed to move out. I contacted the Insurer on the 25th of…
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Melton Adcock Regular Saver - Interest paid away?
Just noticed that interest due today on this account has been paid to my nominated account instead of being added to my account balance. :( Last year it was added to my account.. Has anyone else had this?
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Repeated Kirbing of 18" alloys
Am I alone, or are others here repeat offenders?
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Exceeded Time by 11 minutes
Hopefully someone can direct me to a recent relevant case or offer advice - I've tried and can't find anything posted within the last year or so. On the evening of 15th May 2026 driver paid for 3 hours on street parking in Manchester. Unfortunately they arrived back at my car later than planned - the concert start was…
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🌞 Happy Days in our Golden Years 🌞
Just over a year has passed since the final entry of my last
diary. A whole year of no debts and no
mortgage 😁 We
are semi-retired, using our private pensions to cover the cost of bread and
butter and running our own business part-time to put jam on it. You’d think I could do without a money saving
diary in those…
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Hideout
Thread for Hideout.tv, which pays for watching videos/ads. Promo code: STABLEREWARDS for 50 points. Valid until Sat 27th Apr, 11:59pm CST.
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JP Morgan Personal Investing - £100 Cash Offer
I noticed today in my Chase app that JP Morgan have a promotion for new users to their investment platform that sign up via the Chase app. They are giving a £100 reward if you manage to deposit and keep £1,000 invested between 5th May 2026 and 5th May 2027. I mainly use and plan to continue using Trading 212 as my primary…
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sending ' signed for ' mail to HMRC
Does anybody know if a signature is still provided when mail to HMRC is collected from the Royal Mail depot at Wolverhampton ? My understanding is that a driver from the Wolverhampton based company that scans mail for HMRC will sign for collecting a sackload of it from the depot. Thanks.
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A marked decrease in winnings
I started entering competitions 13 years ago and was very successful, winning multiple a month. Over the last 10 years I switched to just entering during periods where I had extra time and only aimed for high end prizes, and would still be quite successful. I took a break for a few years before deciding to try again…
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BBC - Themis debt collectors
https://www.telegraph.co.uk/money/consumer-affairs/bbc-brings-in-debt-collectors-to-police-licence-fee/ The BBC has enlisted debt collectors previously linked to pursuing fraud victims to help enforce the licence fee. The broadcaster has contracted Themis Recoveries to help the broadcaster recoup money by clawing back…
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The Sea is Calling
Hello there fellow wannabes! Starting a brand new diary for my lofty ambitions. It's me, my husband, our cat (plus an extra one who eats his food and sneaks in to sleep in our house but won't let us go near her) and we live in a Victorian terrace of an East Mids town. We are bookish and musical, and very social peeps, and…
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Resourcefulness: The budgeter's friend
Happy New Year to readers old & new! Well, it's time for a new chapter. My old diary ("Put away your purse & become debt averse") achieved pretty much what I intended. I shared the story of how I got into debt at the age of 19 & stayed that way until a pretty enormous lightbulb pinged on during my early 40s, I've shared…
