-
Is Vida Bank secure?
I've opened an ISA with Vida Bank ready to transfer in another ISA. They have sent me a letter to authorise my linked account and the instructions say to visit their website at www.vidasavings.co.uk. I have tried this on Chrome, Edge and Norton browser and all three come up with a message stating that the website is Not…
-
Income protection and pre-existing conditions
Hi all, Does anyone know of any trustworthy income protection insurers or insurance brokers that can provide at least some income protection for pre-existing medical conditions? It seems some do, but I am struggling to find them without calling up insurance companies or being compelled to complete an online quote. Sincere…
-
The 365 Day 1p Challenge 2025
This challenge has been running for a number of years and is so popular I have agreed to run it again in 2025. If you wish to join please post on this thread and I will allocate you a number which should be quoted when you update on your progress. You can do this either using cash in a jar or virtually by transferring to a…
-
Companies Without Savings Apps
Following on from my 13th payment project ( https://forums.moneysavingexpert.com/discussion/comment/80737194#Comment_80737194?utm_source=community-search&utm_medium=organic-search&utm_term=13th+payment+ ) here is a list I've been working on for longer. Building Societies: BeverleyBuckinghamshireChorleyDarlingtonDudleyEarl…
-
QDR letter regarding alleged 5 year old infringement
I've received a text message with a link to a portal. On logging in the letter is actually addressed to my wife for her car based on a parking issue from over 5 years ago. We moved house in the August of that year. We don't recall receiving any communication before that. What should I do here? [Image removed by Forum Team]
-
NYX Tesco £1 payments from my bank account
Anyone else seen this recently?Just noticed an NYX Tesco payment of £1.00 twice when I shopped and filled up with fuel at the superstore and garage four days ago but not when I shopped at the Tesco Express near home. Both times I paid using my iPhone. I've looked back to last month, and NYX Tesco does not occur.
-
MSE News: Your Experian credit score might be about to drop
Credit reference agency Experian will soon give you a credit score out of 1,250, instead of the current 999, it has announced. Yet, while your Experian credit score's likely to drop as a result of the change, this WON'T affect the underlying data on your credit report – and it's that data (not your score) that lenders use…
-
Paying SIPP charges
Does anyone know if I can pay charges from a personal bank account when the SIPP is funded from a business (limited company) account ?
-
I’m being asked to pay two solicitors
Strange situation - wanted to instruct a smallish firm of solicitors for purchase of leasehold flat. They advised they can’t deal with Building Safety Act aspect so would refer me to another. They took £270 on account over phone but now second form quoted me £2300 for purchase conveyancing and want £400 on account. i…
-
Solar/Battery/ASHP/EV - what should I get?
Hi, I want to save money on my energy consumption. I could virtue signal about carbon footprint and, whilst that may be an additional benefit, it’s all about the £££. My ideal scenario is that someone else pays, eg the government but, as that looks unlikely, my next best option would be for any monthly repayments for the…
-
Fund Selection
I wanted to try to set out the process that I go through
when I’m looking to add a fund to my portfolio but it became too lengthy to be
useful. Instead, I decided to set out some of the key actions that I go through
in the hope that others will point out important steps that I have overlooked
and will contribute…
-
House buyer - red ash
Hi got my eye on a house and the vendor has shared there was red ash in the flooring however in 2023 whole ground floor renovation completed and certified with also insulation added. Is there going to be issue for mortgage and other than asking for the certificate what else do I need to ensure? Also there is a loft…
-
Is Support for Mortgage Interest a good thing
Hi, I have been offered SMI but not sure if to take it or not. I would like to hear people's opinions. I am worried that when I come to sell the house then I would be paying back a lot more than I would if I kept my mortgage. Because I have been accepted and need to decide if to carry on with it, I am being asked if I want…
-
Should I share dashcam footage with 3rd party?
The other day another driver clipped the side of my car with their wing mirror while overtaking me on a dual carriageway. Whilst I have front facing dashcam footage, it does not show the actual incident but I do believe it is strong circumstancial evidence, since the knock to my car is audible and so is mine/passengers…
-
A question about motability cars
I've just been awarded higher rate mobility allowance and am going to use it to get a car. I've decided on an automatic fabia. My question is - do I have to shop around with different dealers in order to get the best price or is it the same price no matter where you get it from because it is government regulated? Thanks in…
-
Mandatory Reconsideration following WCA UC
Hello, I recently had my Work Capability Assessment (WCA). Afterwards, I received a call from the DWP Decision Maker, who asked for more details about my mental health conditions. I explained that I’ve been prescribed new medication by my GP for my existing conditions and a new one I’m currently struggling with. Last week…
-
Card fraud attempts - is it me?
HiSorry this is bit of a rant/moan. No I have not been defrauded.Earlier this year somebody called up about a suspect transaction on my credit card. They wanted me to go through security. I didn't but called my bank instead who cancelled the card and sent me a new card.Then 2 months after receiving this new card, another…
-
Threatened with CCJ after parking fine over 4 years ago. Need advice for next steps, please.
Hi I received a letter two weeks ago saying that I will potentially be taken to court for parking fine, and potential CCJ. I have misplaced the letter but I have done the AoS on MCOL website. According to MCOL website: Claim issued against me: 17/10/2025 Received in post: 22/10/2025 My AoS: 24/10/2025 They received AoS:…
-
UKPC DCB LEGAL court claim 2025
Hi, I received a debt collection notice at our new address for apparently parking on private property (in permit area without displaying a permit in a private residential building parking). There was no charge notice left on the windscreen. The V5C would still be mapped to the previous address and has not been moved to the…
-
Another out of the blue CCJ from DCBL.
Just received an out of the blue CCJ letter from DCBL without any prior contact or letters. Checked credit file and indeed there is now a CCJ... Read through the newbies thread, and hopefully have started this the right way... Contacted CNBC yesterday at 8:30am on the dot and managed to get straight through. I was told it…
