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Airbnb disaster
I travelled by train from Devon to London to see a concert along with my partner and one of our friends. I'd booked a nice looking place on Airbnb for us to stay and had been in contact wit the host the morning of our journey and received a cheery response. On arrival it transpired that she'd sent an incorrect key safe…
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iD mobile and 3 network - a word of warning
Sim only with iD mobile - all OK until 2 days ago. Now no calls in or out. After an hour on 'Live Chat' they tell me my new 5G phone wont work on their network. ( I've got a new Fairphone 4 running Andriod 13).They claim it's to do with switching off the 3G masts. So, I'm off elsewhere. Shocking service and shocking lack…
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Jet2 Package holiday flight cancelled
First of all I know it's in the Ts&Cs that they can change a flight time but is it different if they cancel a flight? In this case they have not changed the flight but cancelled it and put me on another flight 10 hours earlier from 5pm to 7am. Even if I could go it would mean a night in an airport hotel and extra parking…
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How to contact someone at Evri or officially complain
Hi, I sold a bread maker on eBay and posted it using evri. It arrived smashed up with the packaging severely damaged. I contacted evri by phone on 29th October to explain the situation and ask for my compensation. I have yet to receive a response. Their contact us page says I should expect a response within 24 hours. I've…
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Monument
Now that Chase's interest rate's going down to 3.5% on 16 January, I'm thinking of moving my money to Monument at 4.55%. With this account demanding a minimum deposit of £25,000, I'd like to know if the balance has to remain no lower than that amount to keep get the 4.55% rate?
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Pay off mortgage in full with ERC?
I'm clear on the bigger picture here but I'm tying myself in knots with this one, so any advice/ideas appreciated! Mortgage balance is around 220k with on property worth 650k. Fixed at 3.99% until Jan 2030. ERC of 5% applies until Jan 2027 (when it reduces by 1pp/year). Overpayments allowed without charge up to…
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PARKING CONTROL MANAGEMENT RESTRICTED ZONE
I went to visit a friend and he advised me was ok to park on restricted zone on private land. When return got a notice on pcn. I waited and have now got notice to keeper. Although he gave me a vistors pass i did question why should park there and he said everyone does it. Wondering if any point to fight this ie use the one…
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Advise on how to deal with 2 PCN’s from UK PC - Letter of Claim Received from DCB Legal
I am after some advise regarding two PCNs I have received from UKPC at Station Shopping Car Park – Reading which I have been disputing since August 2024. I have been following a number of other forums and have received all the same letters from UKPC, ZZPS, GCTT Certified Enforcement Agents and finally DCB Legal. Below is a…
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DCBL on behalf of ECP incorrect reg
Hi Parked in ECP park October '24 and paid fee but entered wrong reg. Appealed showing evidence of payment, rejected early this year. DCBL sent a claim form beginning of July, and I entered defence two days later before finding this forum, just repeated that I'd paid and sent the payment screenshot again. Spoke with them…
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2025 Frugal Living Challenge
Welcome to the all new 2025 Frugal Living Challenge Challenge yourself to live a frugal lifestyle so you can afford the freedom to enjoy life. This is about household budgeting, simply living and being creative with your money. Frugality can be a fabulous lifestyle choice for debtbusting, boosting savings or investing in…
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I can do it: £41,000 debt in October 2023. Debt-free in March 2027?
Updated Debt-Free Plan October 2023 I updated my debt free plan to including paying off secured debt (including student loan). Now buying house in Autumn/Winter 2024, pushing back my DFD by 2 years to 2027 (was 2025). Starting debt in October 2023 Total debt: £41,265.45 -Credit cards: £12,532.70 -Loans: £11,248.18 -Student…
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Contacted By Heir Hunter
Hi My estranged brother died in July . He had me down as next of kin even though we had not spoken for 20 years long story no one spoke to him due to things he had done. As far as I know he died in a homeless shelter. The council paid for his funeral. We have now been contacted by an heir hunter who on first conversation I…
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A Shade Greener ongoing issue
My late mother’s property was put into trust after her passing and my son lives there as per her wishes. He has tried for years to get access to the account on a shade greener but they have never given him access. So we have never been able to monitor the account and electricity generated. He has now switched energy…
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Tide business current account
They have sign-up bonuses for opening a current account, but I never see them discussed on here. I know they are supposed to be for businesses/sole traders, but do they actually check? What if you are newly self-employed? How would they be able to verify this?
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misstara's mortgage free diary
I've been kicking about dfw for years, firstly paying off debt, then saving a deposit and now am finally joining the mfw section of mse :smiley: We've just bought a wee 2 bedroom terraced house - missives were concluded last week, will sign all paperwork this week and get the keys next week. Thanks to an extremely generous…
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Buying mum's house
We are considering buying mum's house. She wants to free up equity to buy a flat for my brother who has special needs. We would do a contract allowing her to live there forever, rent free. We would live there too. I understand the implications of this re relationships. We would need a mortgage. Price would be under market…
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Weekly Flylady Thread 24th November 2025
What is FLYLADY? Well, it's our version of the US flylady
idea - but we work on the principle that housework is not fun, it's boring, can
be time-consuming, is often thankless but, unfortunately, necessary. It's here
on Old Style to provide the support we all need and to make the whole task
easier and quicker. We also…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Reducing window to draw pension income at basic rate
Apologies if this has already been covered elsewhere but is anyone else dumbstruck by how the window to draw income at basic rate is being shrunk by both how the SP will grow into the basic rate band and the freezing of the thresholds? Even if we assume only 2% pa inflation until 2031 then it will only be possible to draw…
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Solar Panels with Battery - Advise on options and questions please
I have been thinking and finally decided to get the solar with battery following yet another increase in prices. It will only get expensive! If not cost I know why not many having this and it's because everything is so confusing. So I very much would appreciate if you can help please? The house is a semi detached property…
