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Tax on overseas pension
I’m about to start taking a db pension I earned while working for the States of Guernsey many years ago. HMRC regard this as an overseas pension and both the annual income and the compulsory lump sum will be taxable. I also still work part time in England on PAYE. How will HMRC gather the tax from my pension? Will they…
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N1SDT from DCB Legal
I received a PCN from Smart Parking back in March 2023. At the time I appealed on the basis that the Date of Contravention was 3rd March 2023 and the Issue date of the PCN was 20th March 2023, so 17 days later. From that time there was a catalogue of mistakes.... I received an acknowledgement of my appeal but no decision.…
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Received PCN from First Parking – POPLA Rejected – Now DCBL Letter for £150
Hi all, Looking for advice on my situation as I’ve read the newbie guide but want to make sure I’m on the right track. I've only just come across this wonderful website. Timeline of events - October 2024: Parked at my university’s car park (managed by First Parking). Tried multiple times to pay via the JustPark app, but it…
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Britannia POFA NTK after paying before end of parking
Hello! First time writer but we have spent hours on this forum looking at various responses and are very impressed at the sheer volume of help some of you have been putting out for strangers like us. Thanks in advance. TL;DR: blue text, or blue text with something added? Situation: received a POFA-compliant NTK from…
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Parking charge notice from CPM
I'm a food delivery driver and I parked in a private parking area that requires a permit. They come round quite frequently to check but after several conversations with a few different parking officers, they allow delivery drivers 5-10 mins as long as we are parked in a bay as they understand our difficulty. Obviously this…
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UC - Loss of transitional protection through house move
Hello. After managed migration a couple of months ago, I now get reduced UC plus ESA top up fortnightly. I was on a mix of contribution based and Income based ESA.(I didn't realise I was on a mixed type until the switch) I plan to move home next year to a different county council authority, which is a 'change of…
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Amazon.....How do I contact them?
Does anyone know how to contact Amazon at management level? The other evening I witnessed some absolutely appalling behaviour by an Amazon driver. I wrote a detailed description of my complaint. I then searched the website and couldn't find a contact email so went on to online chat. They gave me an email but they dont seem…
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Horizon Parking and Epping Forest
Hi all, unfortunately I've only just discovered this forum which provides lots of useful information and tips, many of which I've broken over the last few months. I've searched for other threads which cover my case but can't find anything similar so I hope I haven't broken any rules or breached etiquette by starting a new…
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The Diary Of Onebrokelady Aged 60 And A Half
New Year new diary 😀 erm that's all I've got to say 😂😂
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Paying off No 27 - Back again and £34K in the red!
Hello I am back again... :) It's been awhile since I have been here so for those of you who were around then, I have paid debt down and built back up and I am trying (again) to face the music. To those of you who are new I am a Single mum of 2 who works full time and lives miles beyond her means. :s I should have cared way…
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Clarification on how HMRC adjust tax code for interest on savings for previous year
From what I've read my understanding is that HMRC use the previous year's interest on savings to estimate a figure for the current year and adjust the tax code accordingly. My question is how this works in the first year of going above the £1000 limit. My situation (rough figures for illustration only) is that I will be…
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Parking fine, Parkmaven, in company car
Hi All, Apologies in advance if this has been answered elsewhere, but I can't find the info. In late March I went to a concert in Hull with my 13 year old son. I parked at Prices Quay, which is run by Parkmaven. I've never come across a barrierless car park before and thought it wasn't possible to pay at the end, as we had…
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Freeholder has suddenly impose a management agent, increasing annual charge by over 300%
Is there anything that can be done to stop this.
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£125 for existing Raisin customers who put at least £10,000 in a fixed-rate bond
You need to have an active savings account https://www.raisin.co.uk/summer-loyalty-bonus/
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£63 a month! Can I do better?
Been with sky for many years, my contract ends on 19 September. I have Sky Broadband Superfast and Sky Talk Anytime Extra "67.0 Mbps Average Download Speed, Unlimited Downloads. Includes Line Rental". They want to increase it from £58 to £63/month. Can I do better than this? I rarely use my landline now so not making any…
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Travel insurance 30 day trip limit when group splits
Hi, my family has an annual travel insurance policy with 30 day single trip limit. We left the UK together in July for Europe. I travelled back for work for two weeks and will be rejoining them and the whole group will be returning to the UK together at the end of Aug. They will have spent over 30 days away, I will have…
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Money Moral Dilemma: How do I persuade my children to pay rent once they're home from university?
This week's MoneySaver who wants advice asks... When my two children move back home after they graduate, I'm going to charge them the going rate for renting rooms in the area. They'll get perks - laundry, Wi-Fi, cooked meals - and space to work out their next step in life. They're refusing to pay, but I think if I don't…
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Compare the (meercat) market energy website for nosy neighbours
https://www.comparethemarket.com/energy/ With a postcode and a house number you can see anybody's energy consumption! My neighbour is using 26.6k kWh of gas!? 3 people in a 4 bed modern detached, something amiss? £12k energy bill!? Sorry just bored on a Sunday but I thought it might be of use for those that don't know how…
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Debt Free at 63... What next?... [Equity release on mortgage free house 2025]
Hi, I need some sage advice from our fantastic hive-mind :) I am considering equity release on mortgage free house in the next couple of years. Sadly my son died a couple of years ago so I now have no family I want to leave my inheritance to. * I am single, 63 (still work teaching 3/7 days and reach pension age at 66) * I…
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Liability for intercom system
I inherited my current flat after being a carer for 7 years for a parent with dementia. When mum bought the flat it had just been built its a private Sheltered Housing build and was outfitted with a careline link, intercom system connected to the fire alarm , front dooor. Now, its only been 25 years and the Service guys…
