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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Holiday to Dubai end of June
I have a holiday booked for myself and my daughter the end of June going to Dubai. Obviously with the current situation im concerned about saftey as we dont know how long this is going on for. Obviously this is like a dream holiday for my daughter it was something i saved quite a while for her so i want to make sure this…
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Elderly Lady Moving from HA Accommodation to Nursing Home
I’m looking for some advice regarding an elderly lady who may soon need to move permanently into a nursing home. Over the past year she has been in and out of hospital and has recently been transferred to a temporary nursing home for assessment. We are close friends and effectively the nearest thing she has to family,…
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Instagram account hacked
Be warned if you see anything on my instagram...My instagram account has been hacked and they have changed the email address, so can't log in to change it back! Anyone know how to resolve, as the link I got frm the genuince security email account at instagranm goes to a dead page and am going round in circles!
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Buying a house with Bitcoin (partially)
I bought some Bitcoin half way up the last price surge and sold near the top. Paid CGT. Had the funds in a deposit account for the last year or so. Now looking to buy a house, gains from the bitcoin speculation will fund a small proportion (maybe 25%) of the house price. I just found out that the conveyancer that I…
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Motherboard bundles or simply a new desktop pc?
Hi folks, I have a 2010 pc from PC specialist has given me good service, an Asus M4A785TD V EVO motherboard, AMD 945 phenom CPU, 12 GB RAM has had a number of upgrades, A Samsung EVO 2TB SSD less than an couple of years old, A Corsair PSU probably 10-12 years old, still going good, and a few Internal Sata drives as well…
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Google Ads - Be Warned
If you are a new business and take the advertised spend £400, get £400 free Google credit, be warned! I recently invested in Google ads because of the promotion, under the impression that I would spend £400, and get £400 back. After much chasing, they informed me that a promo code needs to be applied when you first open an…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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Sofa! I need not want a new sofa
My £50 eBay 2nd hand sofa is coming to the end of its life, I'm sitting in a dip/sunken hole and parts of the leather on the cushions are ripped I am now looking for a new or new to me sofa, ideally a corner sofa bed sofa so when have friends stay they are not on the blow up bed I currently use for visitors. I've looked in…
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Zurich Travel Insurance
I have created this new thread to discuss people’s experiences of Zurich Travel Insurance. I did start a previous one but unfortunately it was polluted with persons who obviously have an interest in or are employed by Zurich, who proceeded to attack anyone who had a bad experience of Zurich insurance. There are a lot of…
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Judgement for Claimant in default, even though I replied to the Claim form on time
Hi all I received a claim form a couple of months back, I tried to login to moneyclaim.gov.uk with the details on the letter, but I wasn't able to log in through the portal with the Claim No and password provided in Claims form, because I wanted to do acknowledgment of service. I called the CNBC number and they told me to…
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Evri return to Sender issue
Sold a large karaoke machine on eBay, posted with correct packing etc us SD… eBay states it's been successfully delivered, Evri state they attempted delivery twice but have returned it to me, which they have and the buyer hasn't responded when I have messaged them. When I contacted eBay they gave me the standard "wait a…
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APCOA Parking Charge
Hi all, New here and looking for advice. The company I work for have received the attached (redacted) notice. I was the driver at the time. I managed to stop them just in time so nothing has been paid, and they haven't contacted anyone to advise who the driver was at the time. As you will see from the notice, I believe I…
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Newbie to ISA, maturity question
My dad has an ISA with Lloyds which is about to mature (2nd April i think). I know it will transfer into a basic isa after the maturity date. I'm hoping to transfer it all into another fixed rate ISA. If I let it roll into the new lower rate Lloyds account can I transfer out of any time? Also if I find a new after 6th…
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Should I resign- can I give less notice period to the contact notice?
I changed my job about 6 months ago to give me a better work/life balance working only 24 hours a week. However it is rare that I do just these hours. I haven’t really complained but I work virtually every weekend and a lot of lates which means I don’t see my family much. This year is a special year for the family with…
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Overpay now or later?
I can now access my 25% tax free sum from my pension. I started the mortgage late so we have 10yrs to go £300k to pay off still Which is the smartest of these two moves: take my 25% now - value £30k and use it to overpay the mortgage now Wait circa 5yrs, when the 25% tax free sum will be bigger (circa £50k) and use it to…
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"Complete savings"...scam??
I recently went online to book some airport parking. Somehow, during the process I managed to "sign up" to Completesavings??? Not sure how this happened, as at no time was I advised of an ongoing monthly fee. Luckily I got a message from my bank telling me I had signed up for this. I managed to log in to my "account" and…
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VAT on road side charging - possibly dropping to 5% from 20%
Recent ruling in the tax First Tier Tribunal allows for VAT to be charged at 5%, the domestic rate, and not 20%. https://www.accountingweb.co.uk/tax/hmrc-policy/va... No doubt HMRC will want to appeal the ruling.
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New Octopus tariff for solar and battery users - Octopus Flux
Just seen Octopus have released this new tariff. https://octopus.energy/smart/flux/
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Transferring isas
I opened a trade212 stocks/shares last year fully funded £20k, in the new financial year i would l intend to add another £20k after april 6. But from a couple of years ago i have a fully funded cash isa with oaknorth, can i transfer this into the Trade212 stocks/shares isa?
