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Repair Puncture myself?
I have a screw in a tyre just happened yesterday and the car info system was moaning that is why I knew. I am having to blow the tyre up before every trip, luckily just a couple of miles a trip. Should I buy one of those tyre repair kits to plug the hole tomorrow or take it to a tyre repairer?. Or even use the kit I got…
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Mortgage free in 4 years
Hi All, I have been reading these diaries for a while, I never really post anything, but it helps keep me to my journey as nobody in real life seems to be on the same path. When I tell people I am overpaying my mortgage they ask why? lol I took this mortgage in 2016 (£310k) and the interest just got lower and lower over…
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How can you have light up Mirror in bathroom? Surely it’s not safe?
Hi all im asking this question because I’m renovating a house and plan to have a new en suite. I was recently browsing a well known site for deals that are hot and there was a great deal for a bluetooth cabinet bathroom mirror that was light up. Indeed, when you open the cabinet door a light comes on. Obviously then this…
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Ebay Postage - Business Account, Bulk Postage
Hi, We've started using the eBay postage thing for the items we sell. For individual items, it's fine, you get your QR code and toddle off to wherever with it. If you have more than one item, do you still get the choice of QR codes or do you have to print labels? I'm happy to put them through individually to get the QR…
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Fishy smell coming from the car
Hey guys I have noticed this week a fishy smell coming from the car. I noticed it on Tuesday when I'd gone out and it was fine before that. It's running ok and I checked by lifting the bonnet and there was slight odour but nothing as bad. The smell is disappearing I noticed this morning and now I sat back in and it's…
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Spam
Good stab at post building... https://forums.moneysavingexpert.com/member.php?u=2753491
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Parcel monkey disregard for consumer rights. Need legal advice.
Parcel monkey disregard for consumer rights. Need legal advice. In short. Negligence when handling my goods in transit. What are my rights and how do I take this further? I sold a comercial boiler/steamer on ebay for £240 and used parcel monkey to send (via parcelforce). A heavy steel box weighing 25 kilo. I paid extra…
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La Dolce Vita - 2025
Happy New Year to One and All. Wishing you all health, wealth and happiness. 🥂🍾 Welcome to the new thread. Where I catalogue my attempts to live "The Sweet Life" on the tiniest of budgets. My aim is to live a life of ease, plenty and abundance whilst deliberately living below my means to avoid debt. So far so good. I am…
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Challanging parking ticket issed by Med Parking in Stansted Mcdonalds Starbucks Southgate park
I just wanted to say thanks to this forum I have beat MET parking at POPLA using all the info from this site. I just wanted to post my story incase anyone else has the same situation Southgate park is ''2 carparks'' but with only 1 entry /exit its such a scam! So I parked at southgate park starbucks and walked next door to…
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Life after discharge - 13years later
I wanted to share this here to give a tiny bit of hope to people who are in the thick of it right now. I declared myself bankrupt in 2013 after 6 years of struggling, hiding, burying my head in the sand, abject poverty, and personal tragedies. I found this forum extremely helpful at the time and I was a frequent lurker but…
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Property survivorship (or not) in Scotland
I'm getting information together to rewrite my will, spouse is also rewriting his will. Last time we looked into rewriting our wills (but didn't go ahead) we were in our old house, which definitely had a survivorship destination. I just looked at the documents for our current house and it looks like it doesn't. 1. Can I…
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Employer Shares & Leaving
Morning everyone Wonder if you can help with my issue - later this year I’ll leave my job where I have previously purchased shares (this is not currently a listed company but has partial employee ownership due to size). The shares were purchased in their 2023 ISO. I’m told that these cannot be retained as I’ll no longer be…
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Loft insulation, half boarding out and loft ladder fitting
I am really struggling to get quotes for this. I have contacted so many people and only obtained 3 quotes. Small 3 bed semi in the south east. Current insulation about 50mm, I would like this topped up and around half the loft boarded, so I can store things and a loft ladder installed so I can access the space properly.…
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Admiral charging extra for Direct Debit because of loan from Admiral
I have received a renewal request for my car insurance. I usually pay it off in one lump sum, but I decided to look at the monthly direct debit option to spread the cost. Now I do know that DD are usually higher as it would cost the company slightly more money, so they process monthly payments rather than a one-time…
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Perfume Click Quality and refund issue
Hi, I bought Byredo Super Cedar c-30% (£169) I think I've been sold a dud, it's in investigation, but I want to know how far I should delve into this (I get carried away and fixated easily). So fair warning, this will be a messy rant but just want to heads up on my concerns and advice on my next steps please. I suspected…
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Wifi mesh
Hi, Hoping to pick a few wise brains please. Background: We've moved into a 250-year-old 5-storey townhouse that's tall and thin separated across the middle by a thick wall. We just had Plusnet installed ( Wifi 5 Hub 2 ) with full fibre planned for our street sometime next year. It comes in via the back into the phone…
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Putting a Property into a Trust when the Estate Value is Way Below IHT Threshold
I'd imagine this isn't a great idea but I have been advised to put my mother's property (where I've lived for many years, and intend to stay there long-term) into a Trust, using a Section 102(B) gift. The property is worth £400k and the total estate value is well below £600k so I cannot see the advantage of placing it in a…
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Radiator take off
What kind of price would you think is reasonable for a plumber to take off a radiator and then come back at a later date to put it back on (for decorating purposes)?
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Success Stories - Pensions
This is a bit of a light topic where the idea is to highlight what successes you had with your pension pots. Example - I contributed X and accumulated Y by Z year. Total appreciation was 'x' percent. Just trying to learn the following that could inspire a range of people - those with no pension, those who started late etc.…
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Annuities - why all the hate?
So I am getting ducks in a row with a view to retiring somewhere in 10-15 years time (was planning 15 but now thinking my job might only last more like 10, which would put me in my very late 50s). I have a reasonably sizeable DC fund and obviously 10 more years to pay in too. My current thinking is to use some of it (not…
