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MSE News: 'I reclaimed £12,000 in holiday pay' – here's how to check if you're owed too
A semi-retired MoneySaver has reclaimed over £12,000 from her employer after reading our previous story about missing holiday pay. If you're an employee or worker, you're legally entitled to a certain amount of paid time off – even if your job is part-time, temporary or seasonal. We take you through it below… Read the full…
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Do Spusu demand to Return the SIM?
I am planning to move to Spusu for a month and then return to Lebara I asked Google if they charge to exit and got the data below. What jumped out at me was this: SIM Return: If you cancel within the first month, you may be required to return the SIM card, or you might be charged. Has anyone here been asked to return a SIM…
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Stamp duty question when staircasing, Shared Ownership
Hi, Any help would be much appreciated as I do not understand exactly how to work out the stamp duty now that I am attempting to staircase to 100%. 2016 - 50% share of £276,500 (£553K property valuation), paid stamp duty £3,825 + NPV of £921. 2018 - 20% share of £103,000 (£515K property valuation), no SDLT paid as only…
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Lack of family time starting to get to me
When my partner returned to work after our son was born, we agreed she would go back to work part time as our finances and childcare etc allowed this. I work Monday to Friday in a 9-5 job, she went back to work and told her employer her availability was all day Monday, Tuesday, Thursday and she was available at a weekend…
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Mould on Ceilings Won't Go Away
whatever I do, there's mould on the ceilings of the rooms in the upstairs part of my home. It's so annoying, and I can't work out how to shift it. I've even had the roof replaced for £5,000(!), and that hasn't done much to change anything. Any time it comes to decorating, I clean the mould away with the right spray (Cilit…
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Help understanding esim please
Hi My daughter is planning on going backpacking in Thailand, Cambodia and Vietnam for 5 weeks. She has an IPhone 14 on Tesco mobile. I'm trying to help her work out what she an /can't do with her mobile without it coming a fortune. After searching the forum it looks like airalo esim is the way forward but I don't really…
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Money claim for bin services
Hello, I was wondering if anyone can help us out with this, We entered into a verbal agreement with a waste bin management company over the phone but we did not sign the contract. We emailed them to cancel it because we couldn’t wait couple weeks for them to deliver the bins When doing the agreement over the phone the bins…
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TSB 38 months BT
Hello is anyone actually eligible for the TSB 38 month BT?
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Inspection of Rented Homes
Hi, I’ve a friend who’s living in a rented semi with her two young daughters, I had my doubts about the safety of the property when she moved in, some dodgy wiring, and other faults, but she wouldn’t do anything about it as she was scared she’d loose her home, since then she’s had several electrical problems that seem to…
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Update savings income current year
The amount of interest estimated by the revenue is higher than the actual so I have reported the correct figure via my online account. I have now received a letter from HMRC asking me to itemise the calculation with account details. I cannot see where to do this online and the letter doesn't suggest a method. Can anyone…
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Probate process question: beneficiary order and renouncing as executor
I’m an executor (along with my sister) of my late grandad’s estate. A firm of solicitors is also named as a professional executor. I haven’t seen the will yet as we’re still waiting for the death certificate, but the solicitors have sent draft probate forms which list the beneficiaries in the following order: -a church -a…
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'Template' defence suggestion - NB: ultimately, your choice of defence wording is your own
CLAIM FORM FROM A PARKING FIRM? THEY ARE VERY EASY TO DEFEND. PLEASE READ THIS POST FIRST TO UNDERSTAND HOW TO USE SOME OR ALL OF THIS SUGGESTED 'TEMPLATE' AS PART OF YOUR INDIVIDUAL DEFENCE, THAT YOU CAN DRAFT AS YOUR OWN. THIS FORUM DOES NOT PURPORT TO CONDUCT LITIGATION. YOUR FINAL DEFENCE THAT YOU DECIDE TO EDIT, DRAFT…
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Santandar Switching deal - really once in a lifetime deal?
Last time I had a santander account was back in 2015, I beleive it was a credit card, but it may have come with a current account. I dont think I ever sought out switching deals because I was always a bit apprenhesive about direct debits actually being switched for real. Anyway. I am doing a switching deal with them now.…
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The 6 year plan!
I've had diaries before that have for various reasons lost their purpose. Last few years have had big changes in my life, I now have 2 children, I've completed my academic studies and now have a more driven passion for career progression. With this it feels like we have come to the top of our debts and now want to bring…
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Quote for new water mains supply - is it reasonable?
Hi all We have a water leak somewhere under our house. It's not visible and we have concrete floors. Water board have concluded after a few visits that there is no leak in front of the house from the water meter so must be under the property. The water main sits under an extension so would need to dig up the floors to find…
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Bank rate held Feb26
At its meeting ending on 4 February 2026, the Monetary Policy Committee voted by a majority of 5–4 to maintain Bank Rate at 3.75%. Four members voted to reduce Bank Rate by 0.25 percentage points, to 3.5%.
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My second annuity payment due is lower than expected
Hi all, I had a small pension and decided to get an annuity with L&G. I received the first payment yesterday with the amount I was expecting of £337. Anyway, the next amount due to be paid is showing online as £283 which is £53 less than the first payment. It also says it's estimated. I also have another small pension…
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The Cashback for Bank or Investment Accounts *No Chat*
This is the "No Chat" thread, please only post announcements and use the discussion thread for anything else Open and fund any Prosper savings or investment account with a minimum of £10,000 and get £100 when you keep it on the platform for at least six months across savings and…
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EDF FreePhase Dynamic Tariff
Anyone on this tariff? It has 3 rates green 11:00 pm - 6:00am red. 4:00pm - 7:00pm amber the rest of the day Rates alter daily with wholesale prices. Today green is 13.35pkw red is. 27.51pkw amber. 16.17pkwh
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Children's (Bonus) Bonds.
Hello. I wonder if anyone can help. I want to trace some Children's Bonus Bonds, (as were, I understand the bonus bit was dropped some time ago). As a new grandmother, I purchased the bonds over a period of some months, 2002 - 2003. The family concerned moved house shortly afterwards and the paperwork was lost.…
