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Son wants to buy a flat/small house
Hi, I need a bit of advice. I have sold my house and am about to move to a different part of the country (buying mortgage-free). My son is going to buy a flat to keep a base in the area we are leaving, so he is looking at buying his first home here. However, as his job is freelance, he envisages renting it out part of the…
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Eon Next - Back billing issue?
Hi, I am wondering if anyone is able to advise or clarify the rules on back billing and whether it would apply in my case. On 9th January 2026 I received a statement/bill for the amount of £68.37 from Eon Next for "Gas (estimated) 27 January 2023 - 14 February 2023. On 7th January 2023 I had a pre-payment gas meter removed…
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Mortgage Free now aiming for FIRE
Time to start a new Diary. I have had my old one since Autumn 19 which is when I moved into my forever home after 4 years of renting in London. I am 52 and I live with my DG on the South Coast. I have a well paid job for my sector and was finally made permanent and full time in December 21. DG is self employed which she…
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Update: Withdrawn from uni, can't get out of tenancy
My son is withdrawing from his university course in Newcastle due to his mental health having been really bad in his first year. He had already booked his accommodation for the second year in a private halls of residence, not uni owned. He can't get out of the tenancy and the halls staff have told him to find a new tenant…
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Shared Ownership, Staircasing to 100% & Using my boyfriends LISA
I bought my 35% share in my property in 2023. The value of the property now is valued at 270k, My boyfriend and I would like to move in together. We decided in the local area we cant find anything as nice as my house for the same value. I have a mortgage on the 35%. To staircase to 100%, we would need to get another…
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Flight changed and now not direct flight - via another airport
Not sure if this is the right forum but couldn't find anything else appropriate I had a flight booked with Vueling -Spanish airline 9th February LGW to Alicante 1300 arriving 1630 8 January (outside of 14 days) the flight changed to: 1010 arriving Barcelona 1320 leaving Barcelona 1535 arriving Alicante 1645 I was given the…
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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Current account switch to Nationwide Flex-account , from Chase, help please
HI there, I have wanted a Nationwide FLex accoutn for some time as I have heard that the Nationwide is fairly ethical and that they give out £100 bonuses each year (though I'm not sure if these are for savings accoutn or current accoutn I still would like one of their current accounts. I have seen the £175 incentive for…
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Nationwide won't allow interest to be paid out of my ISA
The last time I opened a cash ISA with the Nationwide it wasn't possible to have the monthly interest paid out into my FlexAccount. That was OK then but soon I'll want the income from ISA interest. Why don't Nationwide allow interest to be paid out, even when the interest is paid monthly? I asked in branch and the advisor…
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CGT - Private Residence Relief when moving into care home
Hi, Mum and Dad own their property outright as tenants in common (equal share). Dad has moved into permanent/long-term residential care, mum continues to reside at the property. I am interested to understand dad's capital gains position as the property is no longer his primary residence. I understand from the tax manuals…
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Address history discrepancy from 18+ years ago
Hi, I have been living with parents in this house for 20 years, with all bank applications using this address, however when asked for date moved in, I have put a date which I have just found out to be 2 years after when I really moved in. I am planning now to apply for a mortgage, and am wondering whether it would be…
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DoV to Remove S121 - Laws Changing?
Hi all, We bought a freehold house nearly 4 months ago and towards the end of the process the S121 regarding estate rent charge came up Our bank reviewed this and proceeded with giving us a mortgage which is fixed until Sept 27 We were happy with this as it gives us until then to sort a Deed of Variation removing the S121…
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USA Buyer
A buyer in the USA has tried to buy one of my items but is unable to do so. I have checked and I am registered for the GSP. Is there a ban on selling to USA after Trump's tariffs, or am I missing something?
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Bank Park, DCB LEGAL court claim
I have received the
various bits of correspondence over the last few months from, DCB and now DCB
legal regarding 2 parking fines from over 2 years ago, which I never received from
the original parking firm because they went to my old address after I had moved. I have refused to pay
the fines because I totally dispute…
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Credit Score effects by moving money from a main account to a saving account with the same bank prov
Hello folks, I hope you all good. i would like to ask simple question which I can’t find a answer for it. I’m debt free since 2023 June. I managed to save up a couple of thousand £ on my main account. The same time I opened a new debit card for £500 limit to improve my credit score. Before when I opened debit card £500 my…
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Should itsthelittlethings spend less on coffee?
Hopefully this works as an all new diary for me. Will add my debt into my signature and keep track of how I do going along.
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A new chapter, An empty nest, Drama school & Last year of Uni
I've been on these boards for many years and a long time ago did start a diary when we'd had a windfall and cleared some debt and I'm not sure what happened but 'life' got in the way. Today starts a new chapter of my life as my youngest has just left home (albeit temporarily) for her to access a drama course in a different…
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DCB Legal and Euro Car Parks May 2023 - Court Claim form received
Hi. First can i say thank you to all those who post and regularly comment on this site, its really appreciated when on the receiving end of one of these scary legal letters, to know others have been through all this and seen them off. I find it appauling that they are allowed to abuse the Court system in this way, in…
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Received a text from dept collector but NO PCN received!
Hi all. A little advice on how to proceed with this would be much appreciated. I only found one similar case using the search thingy but that involved council controlled parking so was a little different. To set the context I drive a dirty great LWB T350 Transit which we use for work and it doesn't really fit in a standard…
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2016 prius plus 60k miles 15k
Is it woth to buy 2016 prius plus 60k miles for 15k ?? Should I give in for toyota service as the service history may be a bit dodgy cause two services done on Toyota. its reg at nov 16. Toyota can replace battery in case of any issues or I can retrun the car in case of major issues reported by toyota ? is it a good plan ?…
