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Giving away metal bed frame, but want to drill holes and add nut's and bolt for slats, advice wanted
I bought a new bed and as the old frame got bent a little when I fell even though I sorted it theres a dent where the bend was, I also got some spare slats and replaced them but some slats are loose still and want to drill some holes into the frame and put nut and bolt in to stop them wobbling as that was the problem I had…
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Buying Used Car from Dealership - How do I maximise Car Tax Payment?
Picking up 28th August I do not want to be in a position of paying for all of August. Can I set up a direct debit and then cancel and then pay for 12 months from 1st September? What is the best way around this?
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UKCPS and Moorside court claim.
My hubby has recieved a court claim form for a PCN arising from parking in Playworld, Huddersfield on 12/10/2023. The parking company is UKCPS and the solicitors are Moorside. He didn't appeal to the IAS as plenty of people have called it a kangaroo court so it didn't seem worth the effort. The Particulars of Claim 1. The…
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InfoTrack eCos Onboarding being used by my solicitor
It's been over 30 years since buying a house and I'm now in the process of buying my flat. My solicitor tells me that their firm has switched to the online 'InfoTrack eCos Onboarding' system which is to verify my ID, proof of address and source of funds. Has anyone else used this system and is it used to pay the deposit…
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New Bank Account for an Association - Advice Please
I recently discovered that, last year, our residents' assocation's bank account was closed by the bank because it hadn't been used for some time. I am in the process of claiming the funds that were in the account and would like to open a new residents' assocation account for the funds to go into. The old account was set-up…
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What advice re' Help To Buy ISA with £13K invested.
Hello, I'd appreciate a sense check on the advice I'm thinking of giving my daughter re' her H2B ISA . She is hoping to buy a house in the second half of 2026 (although nothing is certain!!), but given the current housing market its’ likely to cost more than the £250k H2B ISA limit. So it seems that her H2B ISA is actually…
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CEL Court Defence - Restaurant Related
Me and the driver went to have a curry back in Feb this year and ended up with a parking fine. So we were in a restaurant/pub we'd been to before on 25th Feb in the evening. We spent about an hour in the restaurant, just the 2 of us. In April we received a PCN dated 15/04/24. Saying we'd failed to obtain a permit in…
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Now TV offers
My Now TV entertainment pass went up to £9.99, so I did the usual and tried cancelling expect them to give me an offer, but nope they just cancelled. Is there anyway to get a new Now TV entertainment pass at a good price now, as it seems like the old ways to get it cheap have all gone.
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Building concerns
Good afternoon I wonder if you can offer some advice please. We bought a property in 2008. We remortgaged in 2012 with a new mortgage provider and the new mortgage company asked to look in our loft. Upon their inspection they saw that the struts in the loft had been removed by the previous owners to make the loft an extra…
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The final countdown to June 2026
After +15 years of lurking on the site l have finally decided to create a MFW diary of my own. A brief-ish history 2009 took out current mortgage a tracker with FD, +0.79% base rate, allows fee free unlimited overpayments, and crucially, withdrawals upto the original amount borrowed. Thanks to your inspiration, super low…
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Private health insurance question (Beneden Healthcare)
Hello All, Looking for some advice if possible. My mum pays into a scheme with Beneden Health (for past 3 years) Recently she had an injury which has turned out to be a chipped bone in the ankle. The GP sent her to hospital who then did and X Ray and found the fracture. She has been advised that she needs to see an…
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Fiver Friday Challenge 2025
Hello all, I've previously taken part in the 365 1p challenge but due to a change in work circumstances I won't be able to participate in 2025. Instead I'm going to try Fiver Friday where I'll attempt to put away £5 every Friday into a savings account. Should mean I have £260 by the end of 2025. I couldn't see a thread…
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Seasidegal's Scrimpy Retirement Diary!
Hi there!😀 Having finally retired from work last Friday as my State Pension kicked in, I have decided to start a new diary as I begin the next stage in my life. I began my first diary on these boards in 2014 when I was 58 and in £31,000's worth of debt!😱 I realised time was fast approaching to retirement and that I needed…
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Teetering on the brink
Where to start! My life has not been without challenges and I have had times where I’ve had a lot of debt, and times where I have had none. I always felt proud to say I have never missed a payment and always managed to get out of a sticky situation myself no matter what. But this time, I am not convinced I will find a way,…
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deprivation of capital - Repaying family
Hi, Just after some advice really. Myself and my partner are looking to move in together with our children. I am buying a new house for us in my name due to my partner not qualifying for shared ownership as she is already in the scheme. I am being provided the deposit for the mortgage from a family member and we planned on…
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How long is your sale taking?
I wonder what has changed in the seven years since I last moved house? I thought that with so much more online it would be quicker. I’ve moved house a lot and the last purchase took 8 weeks from first viewing to completion. My previous sale a year earlier took 10 weeks. I’ve always sold and moved into a rental and never…
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Mag Daily closures
With the closure today of a large chunk of the Mag Dailies I just wanted to say thanks to the posters who've tirelessly posted the individual competitions on the board, and thank you to those who continue to do so. <3
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BW legal letter of claim response: Britannia grand central car park
I have read the newbies thread but unsure how to proceed after the response I got from BW legal after the letter of claim. I received a letter of claim from BW legal stating that I owed an eyewatering £510 over 3 parking notices for parking at Britannia car park at Grand central in Birmingham. I park there twice a week…
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Santander Edge with 25£ Amazon voucher
In April, I opened 2 Santander Edge accounts through a MSE offer which included a £25 Amazon voucher per account to be paid within 3 months. I should have received the voucer on 2-3 July. Here's the message I received in April when I opened the accounts: "Thanks for registering.IMPORTANT: To be eligible for the Gift Card…
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Recommended building insurance for water leaks?
Hello We've had a leak due to some shower issue fixed by our builder some time ago but we're worried about further leaks as sometimes we hear a dripping noise after/while using the shower on the level below but no actual leak can be seen. So we wondered if there were any recommendations for home insurances that cover water…
