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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Which tariff ?
We have recently purchased a hot tub and our electric usage has increased considerably . We are on a fixed tariff at the moment with Octopus. would we be better off changing to an Economy 7 tariff?
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New build with 'major defect' - next steps?
Please can someone advise me if the steps to take. Background: Insurers of the structural warranty have just confirmed that they want to do more investigations to confirm the extent of ‘major defect’ They’re talking about then doing a plan for repairs after these investigations. . I’ve done some googling and see that major…
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Successful complaints about private parking tickets - how to get them cancelled!
:D A happy thread of successes against private parking tickets by complaining! This is an ongoing record of cases where a motorist has succeeded in getting a private parking charge cancelled, simply by making an assertive complaint to the retailer/landowner/cinema/hotel/services (or other misinformed idiot) who naively…
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Euro Parking Service - Fine at BP
Hi All, I know that my case is nothing new but i am struggling to find the right forum and way to appeal. I recently visited a BP fuel station, and realised i did not have any cards on me and my Apple pay was not set up. I parked up on the side to avoid blocking the fuel pumps. The area i was in has poor signal, so i went…
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Monzo business banking will start to charge in 2026
Just switched from Santander to Monzo for our business banking as Santander are now charging. The switch to Monzo was very easy but unfortunately we've just discovered Monzo will start charging for bank transfers in 2026.......so the charges for us will potentially be worse than the monthly charge Santander have…
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ANPR Carpark with no entrances signs vs GDPR
I've been issued a charge by UK Car Park Management. I found this forum since appealing (and failing) but by sounds of it with these guys that makes no difference anyway as they reject all appeals. I found and have contacted the land owner but he is just ignoring me, no reply, no nothing. I stopped in a carpark for 20…
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Collective Nov26 - Gas supplier.
I did the Collective Nov26 duel fuel switch from Octopus Energy to British Gas. A few weeks ago I had found out that my Gas supply is with Octopus. Both suppliers is still referring me to the other. I have asked BG to request the switch and they said to ask OE. I had read the BG customer service is poor but I was not…
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Europe Books?
I'm in the process of signing up with them. They seem very professional but one of the email from them had a couple of spelling mistakes which rings up alarm bells. Has anyone heard of them? TIA
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WESC clothing return/exchange policy - 'no return/exchange if 50%+ discount'
WESC clothing online shop has some great deals, however their return policy states anything over 50% is considered 'final sale' and cannot be returned / exchanged: RETURNS Items purchased at a discount of 50% off or more, including those purchased during Buy One Get One (BOGO) sales, are considered final sale. These items…
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State Pension Over-reporting by DWP to HMRC
For the first State Pension payment into the bank each year from the DWP, my OH gets an amount equal to 2 weeks at the previous years rate and 2 weeks at the new rate for for the current tax year. The subsequent 12 payments are at the new rate and don't vary. That all makes sense. When DWP report the yearly figure as…
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What happens if Visa declines payment to Lebara?
Hi. I have a 30-day rolling contract with Lebara. What would happen if Visa declined payment? For example... a) If there were insufficient funds available in bank. b) If card is suspended because of suspicious activity. c) If card is lost/stolen and replaced with a new card with different number and security number. Has…
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CPM (UK Carpark Manangement) - Arcade Carpark, Hitchin. - Appeal Rejected
Good Morning, been a while since I've posted - but I still read this forum most weeks and help out where I can. A friend parked in Arcade Carpark Hitchin, genuinely believing it was Free after 6pm. Apparently that is a common problem from what I've seen on here and Facebook etc. She parked there for 3 hours - believing it…
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And now we go again...
...new diary title taken from the line I had already added in to my signature! Regulars will already recognise me - I've been here a while, although aside from one fairly short stint always on the DFW boards. A quick summary of our MSE history for those who have not stumbled across me before though - started out with a…
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Halving our income and still aiming for mortgage free!
Hi everyone, A long time lurker of DFW forum, and then here. Finally starting my own diary as I feel it will help keep me on track! As the title suggests we are halving our income as I have resigned my job in order to keep sane and support DD with home educating for the next year. The last two years we have managed to…
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Stolen card, transactions and PIN!
Hi all, I recently completed a current account switch and my new debit card was stolen from the post (probably in my building post box which is not secure, I changed correspondence address but they still sent it to my home address - but that's another story!) When I reported the fraud, they said that some of the…
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Make Me A Winner - General Chat
Instead of bumping the Make Me A Winner thread, https://forums.moneysavingexpert.com/discussion/6539715/e-19-07-3pm-win-make-me-a-winner-20-free-entries-via-phone/p1?new=1, with needless chat about getting calls from someone other than the station and answering the phone with the phrase "Make Me A Wiinner" only to find out…
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Letter Before Claim - Moorside Legal
Hi MSE, New here... I have received a LBC from MSL dated 14 August 25, it gives me 30 days to pay meaning my time is fast running out, leaving me about a week to resolve. I have been looking into how I can avoid paying this and there appear to be several different ways/oppinions. I am self employed, in the process of…
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NST November 2025: NOWvember
NST November 2025: NOWvember November involves fairy lights, warm jumpers, umbrellas,
snuggly blankets, hot drinks… The theme for the turtles this November is NOW and
has two strands, both of which involve starting by looking at your life as it
currently is, in all its glory, as well as warts and all. Firstly, look at your…
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Santander £30 amazon gift card
hi guys, has anyone managed to claim this pleaese? i contacted santander and they advised me to contact amazon! many thanks in advance
