Recent Discussions

How much do you expect you will require to live on each month when you are retired? ie no mortgage, no commute to work BUT maybe higher heating, hobby costs. I'm getting to the stage where I'm realising that I don't need to be super rich to retire and will only really require living costs but I don't know how much I should…

I feel like I am definitely being scammed. The company (Avis) operating out of Belgrade Airport found some very superficial scratches (probably caused by vegetation) on the car's bodywork. Despite me demonstrating that they could be wiped off with a bit of spit and a finger rub, they told me that the damage will exceed the…

I've been a lurker on here for a while now and kept meaning to start my own diary but for some reason or not I haven't, I now know it's probably because of the shame I'm feeling. I've had some kind of debt for as long as I can remember but never to this extent. 8 years ago I had just paid off £3000 on my credit card and…

Hello everyone. My father recently got a parking fine for entering an ASDA from Horizon parking at [20:20] on [29/09/2026] and leaving at [14:54] on [30/09/2026], so he stayed for 18 hours according to them. However, he didn't stay for 18 hours and I have ring video footage of his van at home with the license plate visible…

So my 2017 laptop is on its last legs, battery gave up years ago, fans are dying one by one and becoming noisy, and 2 BSOD yesterday. Looked online today expecting the technology to have progressed in leaps and bounds but apparently not. My current laptop has a 2TB SSD drive and most laptops i am seeing have similar or…

Good morning, My daughter is hoping to change her car in the next couple of weeks. She is currently insured with Direct Line (policy ends on 31 October) We are thinking she should swap the new car details over to the remained of the Direct Line policy so she does not lose out on a year of NCB`s (currently has 2 years and…

If you want your Christmas food shop delivered to your door, you'll need to pounce to get your preferred slot. Supermarkets including Morrisons and M&S are already taking bookings, and there's a trick to get early access at Sainsbury's, Tesco and Asda – with early access at the latter opening TODAY (Tuesday 13 October)……

https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…

The Lloyds Ultra credit card has been great but the 1% cashback drops to 0.25% after a year. Also great for using abroad. If I cancel the card would they let me take out a new card at 1% cashback straight away or would I have to wait? If so how long? Any one tried this?

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…

My mother died two years ago. She owned a buy to let, which as her executor I had to manage until it could be sold. I've recently checked my credit score which used to be perfect, and it's gone down by more than 20% and that appears to be because that property, which was sold six months ago, remains linked to me for the…

Hi, Our current Candy tumble dryer has given up the ghost. Looking for a replacement with a budget up to £350. The main thing we use the tumble dryer for is bath towels and bedding, everything else dry's on an Airer. With us speed is more important than eco so looking for something that would dry 4 bath towels in under an…

Hi I am looking to take an extended sabbatical (1-2 years) which probably lead into early retirement at 52 years. I was planning to take this March /April next year. Before I give any notice to my employer and I am currently still receiving a salary. Is there anything one recommends that should be applied for or…

Good morning, Looking to bed and ISA and minimise time out of market. I've already got the cash in my S&S so can execute the trades at the same time. However, I'm selling a fund (VAATTT) with Scottish Widows and buying ETF (FWRG) with T212. So I'm looking for valuation points for VAATTT; I'm guessing it's at the end of…

Looking for someone savvy with poor credit and first time buyers specifically in Scotland. I have an active DMP with a debt management company. Debt accrued due to change in circumstances over a year or two rather than long term poor financial management. I have the opportunity to offer a partial settlement to become debt…

I got this fine twice. I went into the Burger King/Cafe Nero parking area. I parked up for 5 mins but then I had to make a pickup from the airport so I had to leave. After I did the pickup I entered not to park but to go through the drive through The Burger King got my order wrong and so I had to drive in again 5 mins…

Hi All I have been sent an invoice for charging at the holiday inn at Preston , it's the exact same location as reported in this thread https://forums.moneysavingexpert.com/discussion/6626741/pcn-from-parking-eye-from-holiday-inn-preston-south-company-car/p3 On this occasion the driver coudn't leave the vehical while…

I live in Scotland . Been a member of Halifax for as long as I can remember . Recently they took over bank of Scotland and all Halifax members in Scotland were meant to be transferred to bank of Scotland . Every time I sign in I still sign in with Halifax log in and never accepted visa or credit cards from bank of Scotland…

Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…

We’re currently trying to decide on our next house purchase and would really value some advice from people who have been in a similar situation. We’re a family of 5 and are looking to upsize from our current home. Ideally, our next move will be our forever home. We're torn between: 1. An older property that may need…