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Buying a "new" Car...CC advice please
Originally, I was simply going to use savings and pay off instantly. However, I am thinking of getting a 0% interest CC, and paying it off monthly? Would I get accepted for £7000, income of £85k? I have all the money in place but I also wonder if there are any CC that give a little cashback alongside 0% - if anyone has any…
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The Mental Debt Struggle...
I've known that this diary needed to be started... But I've run away from the idea as the accountability made me nervous and I didn't think anyone would want to read it. But then I realised it would be financially and mentally therapeutic for me, and that's the whole point after all. I've read other diaries and gained so…
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Tariff issues - E-On Next
Just wondering if anyone else is with E-On Next and trying to swap to a new tariff with them? Ours is due for renewal in 2 days, so I arranged a swap to a new tariff over a month ago. Since then all I’ve had is repeated emails prompting me to swap tariff, and yet another one this morning - my account shows my new tariff as…
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Underpaid but too scared to go leave
Hi all, I've been in my job for many years now with a fairly small company. To get payrises you have to request a pay review and what seems like generous increases I realise just gets me a bit above the next minimum wage increase. I recently looked at the normal salary range for what I do and am literally at the bottom or…
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What to do with lawn borders?
Hi all My smallish garden is a work in progress. After moving in, I've grown a decent lawn on clay soil from seed, and sown wildflowers along my bottom border. The left border is empty and covered up with a tarp, the right border needs weeding. I have a handful of plants and some bulbs to put in, but apart from that I…
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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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Is it fair to leave my house and money only to my granddaughter as my son has fallen out with me.
My son has fallen out with me years ago but his daughter carried on visiting and helps quite a lot. I need to sort my will out and have been delaying it as my dilemma is should I leave my house and money to my granddaughter only or should I give something to my son who doesn’t want to know me.
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German trading platform
I use Hargreaves Lansdowne to trade as it is safe so I know my money is safe with them. They offer a large choice of funds to invest in and to trade, particularly ETF. My cousin says she want to invest in ETF as well but she lives in Germany so on the off chance, does anyone know of a similar platform to Hargreaves…
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What size of water butt do I buy?
Am going to replace two apex sheds, with two pent sheds, one is 10 x 8 and the other is 16 x 8. Am planning on putting guttering on them do I can collect water in a butt. Having never had one before I have no idea what size I need? Given the size of the sheds, are 100 litre and 210 litre water butts too small in proportion…
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Photo restoration
I have a shed load of old photos that I am trying to recover....Black and White / creased etcI found one site (https://unblurimage.ai/old-photo-restoration/) that works brilliantly - when you select PRO - it uses AI to produce incredible images.There's no logon needed. The downside is that you are limited to 5 per day -…
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Too old to buy?
I am 38 years old, will be 39 years old. I have around 30k in savings. House prices where I live are mental. I live in Hertfordshire and it is a commutable distance to London. I will be buying by…
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Car insurance advice please
Hi, my son has been a named driver on my car insurance for three years with no claims. He's taking out his own insurance on his own car now. He drives a van at work and has bumped the wing mirror (paid work to fix it) and paid work for scratches too. Don't think work made insurance claims but not sure. Does he legally have…
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Yonos Pico settings/advice
Hello, I have a Samsung heat pump with a Yonos Pico circulating pump, we had issues with it but the electrician and plumber came out and fixed it. Since then it appears to be constantly on/running, can hear it running and also the display says “40w” which I assume means it is using that wattage. Is it normal for it to be…
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Merged: Inherited Drawdown Pension
This discussion has been merged.
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Best provider for inherited pension
Am able to transfer my late husband's pension (approx £110k) Options given to me by the current provider are 1. Take all as cash 2. Buy a guaranteed income 3. Transfer to another provider 4. Take a flexible income As he was under 75, I receive it tax free. I am 44. Provider is L&G atm. No idea what the current fees are.…
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Car Insurance Arrangement fees - price comparison sites should have option to exclude
1st Central charges an additional fee of £50 to set up a policy. yet this does not show up in price comparison. It would be good if price comparison site result lists allowed users to exclude such companies in the results list, or, at the very minimum, to work with the full price including any such compulsory introductory…
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eBay find in my favour then remove bad feedback
After a terrible experience with an eBay seller, (posted here) ultimately eBay found in my favour and I was issued a refund for none delivery. I obviously gave feedback reflecting everything that happened, but to my utter amazement eBay has removed my feedback! eBay buyers Beware. You can no longer rely on the…
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Pockit prepaid cash card
Anyone used them hear before? If so can you recommend or derecommend them? The reason I ask is because I signed up on there web site. I was told that a card would cost me five pound plus what eve amount I chose to top up with. I was given 3 methods of top up. 1st was by a card, 2nd was by bank transfer, and 3rd was by…
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Merged: County Court Claims form from DCB Legal
This discussion has been merged.
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The ups, the downs and the insides out of growing your own in 2025!
Welcome to the new ups and downs of growing your own! Everyone is welcome. Come and tell us about your growing shenanigans What do you like to grow? Are you going to try anything different this year? Did you try anything different last year? Did you like it? Would you grow it again? Do you have any tips for growing? Do you…
