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Topcashback Not Paying
I have been with Topcashback for a few years but now losing faith. I submitted a claim 11 months ago which was a significant claim for TUI (it was a good cashback offer possibly too good) Just before christmas it was declined stating a number of possible reasons why it was declined including clearing browsers /using other…
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Cheapest way to upgrade from Office 2016 pro plus
I understand that MS has decided that my Office 2016 pro plus lifetime licence (NOT on-line) is too old and has stopped providing updates. So I need to upgradeWhat's the cheapest (acceptable) way to upgrade to Office 2024 pro plus (lifetime licence) - again NOT on-line ?Groupon ?Any downsides to this version ?
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Complex Leak in system after Heat Pump Install
Hi, I thought I would look here to get some information, as I seem to be going round in circles with Octopus. Last December I had a Daikin heat pump installed through Octopus, it was a painful process to get that far but I was excited when it went in. Since then though it's really not been smooth sailing. I noticed almost…
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Indigo flight delay compensation
we got caught up in the massive Indian Indigo flight chaos and wish to claim compensation but the company website is not helpful. We were due to catch a flight from goa to Mumbai on the 4th Dec. I had email that night saying my flight had been changed to later that night which was unacceptable as we had other flight to…
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Thinking of buying a house with an ashp, thermal store and hw solar panels, what do I need to as
We are looking at buying a house, built 2020, EPC rating B, that has a Grant Aerona 3 ashp, thermal store, UFH, traditional radiators, and solar panels for hot water. It has propane gas cylinders for one gas hob, and also a wood burner. I’ve read about ashp, and have a basic understanding of how they work, but don’t know…
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Morrison Data Services - uncontactable!
My elderly m-i-l had a card through the door asking for a meter reading. We are now trying to submit same through the website and phone number on the card but it seems impossible. The website is down and the phone number just has a recorded announcement. Is this a wind-up or have they just turned everything off for…
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Stocks and Shares ISA to Cash ISA Transfer
I have about 5k in cash in my stocks and shares ISA I would like to transfer to a cash ISA and retain the tax break. I also have stocks and shares in the same ISA. Can you go to a new provider of a cash ISA and request the cash only to be transferred into the account? Thanks.
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MSE Poll: What are your plans for New Year's Eve?
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
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Grown child living in home legal ramification for parent
I still want to be living alone on documents but my son is now living at my address and contributing to bills and repairs. What should I do to keep my status?
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Budget Planner Sheet Password
Hi Can anyone help please! I could not find any threads about this issue. I downloaded the free budget planner on MSE site on 30.7.25 but I am being asked for a PASSWORD to customise my template/spreadsheet. I do not have a password. I did download the free budget planner on MSE site many months ago (around March 2025) and…
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Unnusual (I think) Predicament
Hello, I own a house which I used to live in with my partner. Things didn't work out so I moved out and left them there because they couldn't afford to get their own place. There is no tenancy agreement in place and they don't pay me any rent but they are responsible for the council tax and utilities. I would like to sell…
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I'm inbetween house buying and purchase. Do the solicitors hold the proceeds from my sale?
Hi all, long story short. Mine and my ex partners house has completed last week. My purchase has been delayed by 3-4 months which means i'm renting. Essentially my purchase was near the end but is on pause. What happens with the proceeds from my sale? Do the solicitors keep it until my new purchase is ready to complete?…
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Z's MFW journey
As I've been watching the MFW forum for a while, I thought it would be good to start my own thread.We bought our current house in summer 2022 and owe £126,000 on the mortgage. Hoping to pay this off before 2028 as we'll be 40 then. We're on a 2 year fixed deal until Sept 2024 at 2.64% on a 30 year term. Obviously a bit of…
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Mortgage Free in the slow lane
Hi all, I have been enjoying reading the diaries so much, I thought to start one for 2026. We are a family of two parents and our kid. We bought our forever home and now have a mortgage of 220,130, with 24 years left to go. We have offset 4500 in an investment account. Our financial goals are the following (in order of…
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Refund of credit after switching
Today is the tenth working day after receiving my final bill from EDF after switching away from them in October , what do I do if I fail to receive my credit today and is there any penalty I would be due ? As a side issue , I switched to them in October 24 paying them in front , my fixed tariff ended 6th October 25 and…
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It's me, hi, I'm the problem, it's me
I am my own biggest problem and obstacle in life. It's time to change for the better. I'm doing a lot of thinking about changes I need to make in my life to better prepare myself for my future.
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Water bill debt out of nowhere!
In really need of some help. We have lived at our property for 2 1/2 years. We have always paid our water bill on time at £48 a month. Suddenly in September SWW tried to take £137 from our bank with no communication or warning. It obviously bounced! When I logged into my account they said we owed them over £400 and this…
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New Trafford Council Yellow Box PCN
Hi, I have just successfully appealed Airport Drop off/pick up charges thanks to help from this site. I have now unfortunately received a yellow box pcn from Trafford Council. The evidence is compelling, but can anyone see any irregularities with the issuing of it, which can be used for an appeal. Registration number is…
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When Should I Start Paying?
I've been reading this forum for months as I start my own self managed DMPs to handle my credit card and loan debts. The key seems to be to wait until a debt defaults and then set up a payment plan asap to avoid any chance of CCJs. Vanquis defaulted on my credit file last month and I received a letter from Lowels saying…
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Here’s where the story ends…
And another way of life begins? Another old tune that’s been stuck in my head this week. No more ninety months for me, aiming for four years from now so forty eight months. I have rejigged my budget as food prices and prices in general have gone up. Hopefully giving myself a reasonable amount to spend will stop me…
