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Why don't supermarkets make meat packaging to keep portions separate.
I throw away quite a bit of meat. I could go to butchers and get single portions but supermarket is easier and i think cheaper. But say like me you buy 8 chicken thighs in the carton (Aldi £2.99) and eat two today , the packaging says once opened use in 24hrs. They could be unopened and last a few days , so why can't they…
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Got a lump sum redundancy payment
Hi All, I got a lump sum redundancy payment over £40k and unsure how to invest it. I am currently invested in index funds (global index funds). I am currently applying for new opportunities but the economy not the best
currently.
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Proof of Principal Residence
I own two houses. This came about because I decided to move house but bought the second one before I sold the first one. Despite trying for three years I found I could not sell the first one and I have been spending roughly six months a year in each. For health reasons I decided I could not continue with this arrangement…
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Garage admits car was purchased from them in 2015 but can't say who the finance was with
Purchased new Ford from Ford main dealer in 2015. I wrote to them asking who the finance was with since I didn't have the paperwork. They replied confirming car was sold to me but said they no longer hold the data requested. My bank transactions don't go back far enough to look at standing orders or direct debits. Have…
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Money gift to relative on pension credit
I have a relative on pension credit who gets the council tax discount and other related discounts to which she is entitled . She has no savings. She is really struggling, not in good health so not able to work. I would like to help her financially and I want to know how to give some money to her without in any way…
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Does lower floor extension in building affect the % that my flat takes up?
I have a second floor flat in a converted house which I've had since 2003 - until about 12 years ago, the building consisted of my flat, a first floor flat and the ground floor was a shop. Then the ground floor was converted into two flats, with an extension being built at the back of the building to accommodate a second…
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When to apply
I have a 0% credit card with a £1,800 balance which won't be paid off before card ends in January 26. Would like to shift debt to new 0% card if possible. Should I apply for new card now or wait till nearer the expiry date? Thanks for help.
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Email provider not gmail
Can anyone recommend any email provider that's independent of things like Google? I don't want a Google account and just want an email account with user and password with a simple.interface.
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Dividends taxed at source... with the "source" being the UK
I had shares of a UK company in an offshore acct with four div'd payments for tax year 2024/25 (they're now sold :smile: ). Let's say these four payments add up to £1000 and furthermore that £200 (ie 20%) of that was tax paid at source, the source being the UK. I know that I have to give the £1000, not the £800 I actually…
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Advent calendars for ourselves.
Last year there was a post about "advent calendars" which instead of expensive treats was things like re- visiting a favourite piece of jewellery or other simple treats,each day. I can't find the post. Can anyone point me in the right direction?
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Total car parks PCN for resident
I live in a block of flats where total car parks have ownership of some of the spaces. I have a resident space but at the time a non-resident was in my space as it is not clearly signposted not to park there unless you are a resident. I used a different space in the car park and I have been sent a PCN which i appealed and…
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POPLA Appeal First Draft - Can someone review please?
Hi all, Would anyone have time to check over my POPLA appeal for me please? Here is the link to the Word Doc (ready to save out as a PDF): https://www.dropbox.com/scl/fi/pblujqu7td7cxa64l27px/POPLA-Appeal.docx?rlkey=sfsrbkrmsft16k7yll8t1f6ki&st=vgc83ps6&dl=0 I have mainly used text from other successful POPLA appeals. I've…
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CCJ from old parking ticket, what should I do?
To the lovely MSE community, please help!im usually really good at following How To's and guides, but the newbie thread and even Post 2 has me bamboozled on what action to take and how. Please help. Letters attached. A bit of background; I attended a wedding at Bow Wharf E3 5SN in November 2021 as part of the bridal…
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It won't happen overnight. But if I do nothing it won't happen at all. (MFW diary 5761)
Hello, I've been registered on the forum a while and posted a bit, but have struggled to keep up with it. However, I've joined the MFW 25 challenge and maybe starting a diary will help keep me accountable so here goes: Situation My mortgage is currently £114, 762 and I pay £531.50 a month. I am a solo homeowner working 40…
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Car Finance Commission - Ford Credit Europe Response
I have just emailed my complaint to Ford Credit and immediately got a response saying - "If you have not yet made a complaint to the Ford Motor Company Customer Care Centre, please contact them on the below methods, as we are not able to raise this complaint on your behalf." So do i also have to reach out to the above for…
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UK CPM postal PCN – keeper lives abroad – timeline & next steps advise please
Hi all, I’d really appreciate some advice. I’ve read the NEWBIES thread and followed the guidance so far. Background * I live/work outside the UK. I visited in September 2025 and left on 3 Oct 2025. * I did not receive any PCN before leaving on 3 Oct. * I first became aware of the PCN on 1 Nov 2025 when a relative…
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Onmo APR increased without notification.
Hi everyone, I’ve been going through my credit agreement with Onmo and noticed something that doesn’t seem right. My original agreement shows an APR of 22.46%, but when Onmo contacted me in March about an APR change, the email they sent listed my current APR as 24.9%, and said it would be increasing to 44%, which I…
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Android tablet failed within 18 months, battery issue. Can retailer insist on independent report?
Just under 18 months ago, I bought a Lenovo Android tablet. Yesterday it failed to boot up, and I have been unable to get it to accept any charge. My understanding is that the Consumer legislation requires a product to be "Fit for Purpose and last a reasonable length of time". I feel that 18 months is not a reasonable…
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Court Case Coming Soon - Helping Elderly Man & Need Some Advice Please
Hello, I have just started helping an elderly gentlemen with a court claim from National Parking Management (NPM), He's a bit scatty, can't ready very well & lost most of the documents including the court documents. If anyone can give any ideas or guidence , it would be appreciated as I'm not sure what to do. He is the…
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DCA claim
Hi, I recently received a email from the solicitor that they have filed a complaint on my behalf to the finance company. I could not recall appointing this solicitor firm to represent me, however when I contacted them I was told that they received my details and a signature from a claims management company. I remember…
