-
PPC Tickets for Stolen Car
Our car was stolen from our drive. Police were immediately notified and came to our property to take statements as were our insurance. The police were looking for it the following day and, by chance, it was found at about 10pm (as we spotted it) not that far away from where we lived. The police were involved throughout and…
-
Spam
Good stab at post building... https://forums.moneysavingexpert.com/member.php?u=2753491
-
La Dolce Vita - 2025
Happy New Year to One and All. Wishing you all health, wealth and happiness. 🥂🍾 Welcome to the new thread. Where I catalogue my attempts to live "The Sweet Life" on the tiniest of budgets. My aim is to live a life of ease, plenty and abundance whilst deliberately living below my means to avoid debt. So far so good. I am…
-
Onwards and the debt goes downwards!
Hi All Old diary is here https://forums.moneysavingexpert.com/discussion/1000559 I can't do the posh linky things. Things are all changing in the Lucielle household. DS1 arrived back from New Zealand and has moved out to start his new job. Spent most of last week building flat pack furniture from the well known store. DD1…
-
Maturing Charter Fixed term bond ISA
They sent me an email yesterday informing me of a maturing fixed term ISA bond. They gave my maturity options of another 1 year fix at 4%, however on their current available accounts a 1 year fixed rate bond ISA is 4.1%So current customers with maturing ISA bonds are being offered less to carry the bond on than people…
-
Furniture in Fashion
Hi, I'm venting after an extremely frustrating experience with above company. Wondering if it is just me and also hoping to warn others. Found a lamp table which matched some existing pieces, described on Furniture in Fashion's website as Dark Elm finish. This is a rich brown colour, looking identical to what I have, in…
-
Someone put bagged dog waste in my bin
Hello Put bins out for waste collection and someone put bagged dog waste in my bin have evidence off our cctv. Our council have said no offence has been committed and the contents he put in our bin are un known. It was clearly bagged dog waste he had his dog with him which was peeing up our neighbours bin when he did it.…
-
Keeping afloat till I can get round to the debts!
So here goes with a brand new diary. With the financial situation across the country as it is I'm going paycheck to paycheck and debts seem to be going up not down. It's time to take stock. Focus on the money actually lasting the month and forming a new plan. I've never been one for following the American debt fella but I…
-
Home Selling & Buying Protection Insurance
Hello, I'm considering taking out the above insurance as I'm looking to sell my leasehold flat and purchase another one. My buyer will either be a deposit+mortgage (residential or btl) or ideally a cash buyer. The former carries more risk as there could be issues with the deposit or mortgage meaning they're not…
-
Shorten trousers
I've bought a pair of leather jeans with unfinished long leg hems, I'm wondering if anyone has a suggestion on how to temporarily shorten them securely so I can wear and decide on length I finally decide I want to turn them up to. Also how best to shorten them - simply cut? or a smarter way? I've searched and glue or tape…
-
10 years to clear £334K - our FIRE journey
We bought our house late 2014 and have been (very) gradually doing it up. So far we have replaced the roof, oil tank and boiler and completely refurbished the study, living room and one bedroom. We have three bedrooms, bathroom, kitchen and utility still to go. We recently re-mortgaged and have released some equity to do…
-
The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
-
Samsung Smart TV 48"-John Lewis
Hi, My father bought a new TV from John Lewis yesterday. I have an old Panasonic box which I was able to record programmes with and then watch them later and skip through the adverts etc. Is there a way I can connect this to my new TV, and still use this facility. As all the apps on the new TV, mean you cant avoid sitting…
-
IHT changes!
I read more IHT rules being apparently getting changed before even getting changed in the 1st place. It appears a 1 million pound limit is being increased to 2.5 million pounds now. A nice 150% change or increase and IHT of only 20% instead of 40% for farmers. Maybe the IHT rules will change for DC pension pots as well,…
-
Merged: As both landlord and tenant, we're in a massive pickle....anyone got any advice?
This discussion has been merged.
-
Winding up of estate: retaining financial records
I executed my uncle's will almost three years ago. Since a fairly rapid probate, all minor debts and taxes have been long paid and the estate distributed. I have retained a pile of paperwork to do with my uncle's savings and investments plus valuations at the time of his death. How long ought I to wait before shredding…
-
The final countdown to June 2026
After +15 years of lurking on the site l have finally decided to create a MFW diary of my own. A brief-ish history 2009 took out current mortgage a tracker with FD, +0.79% base rate, allows fee free unlimited overpayments, and crucially, withdrawals upto the original amount borrowed. Thanks to your inspiration, super low…
-
Preparing a defence for County Court before xmas. How much info to put on.
Hi. I think l have managed to locate the defence template letter. My question is that someone l know was allegedly 'parked' in a non bay. However that person was not the driver and as the car has been used by multiple people, hence they cannot trace who was driving. Nevertheless the owner of the vehicle was not the driver…
-
Deferred pension poor performance
Hi all, I worked for Npower for around 10yrs, in that time I joined their defined benefit pension scheme. It wasn't great as they (Npower), paid 0 in. I left in 2019 & the pension then was £3985 pa lump sum £0 today when I have logged back in there is a retirement illustrator which calculates if I take my pension at 65…
-
Buying optical glasses on line
Another age-related problem is the need for various glasses for different purposes. I have ordered a pair of single-vision Reactolight glasses from Aliexpress for £28. Now, if I order varifocals online, what do I do to obtain the following measurement? Is a measurement against the existing frame good enough? Fitting height…
