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Royal Mint Issues?
Is anyone else having issues with Royal Mint's website? Have (had?) some investments there in digital gold. Couldn't log on for weeks, now I'm in and my digital gold all seems to have vanished… As has the function to buy any more. As have the records of a few small purchases I made as gifts over the last 10 years. And the…
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Work completed as a cleaner unpaid
Hi all, I was wondering if anyone would have any sound advice. I have taken a employer to a small claims court for an unpaid month of cleaning. Payments have always seemed late and always questioned. Finally, at some point I was questioned over some hours I had signed and that allegedly people had been there and they had…
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Busting this debt before 42
New year, new car and new loan, equals new diary. My previous dairy; Why am I doing this s**t agin? Right…because last year I had a midlife crisis and succumbed to the ‘shiny new car’ syndrome. Buggers. I very much enjoyed the challenge of debt busting last year so lets gooooooo round two! My finances so far: Sinking Fund:…
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UKPC Parking Charge Carlisle
Hi all, I recently received 2 UKPC parking charges whilst unloading and loading our car whilst stopping at a hotel in Carlisle. The car park in question is right next to the hoteI and I had assumed was part of the hotel, but was infact owned by the Pub next door, which had closed down. As soon as I was informed not to park…
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Annual Pension Statement
I am retired and resident in Spain. For 7 years my tax advisor has requested the annual statement from the DWP for my pension. I have, so far, NEVER received such a letter and have been able to provide a summary of the payments into my bank. This year, however, the personal statment is not being accepted and I am being…
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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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MSE Forum poll: Do you keep an emergency fund?
An emergency fund can be a real financial safety net, whether it’s there for a broken boiler, an unexpected bill or a sudden loss of income, but not everyone is in the same position when it comes to building one up. We’d love to hear how you approach it
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Switching to sky full fibre
whilst switching and requesting to transfer my phone number. Could not do so as according to bt I do not have a phone line with them I do have digital voice. Not sure what to do now. Pl advise. Thanks
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Parking advice
Hi all, I would be grateful for some advice on a private parking charge I have recently received. I signed up to a new gym and have been parking there while attending. At no point was I told by the gym that I could register my car on their system so that I would not need to obtain a parking permit each time. Because of…
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Virgin Media retention deals (post your haggling successes)
Post any deals you've obtained when negotiating a new deal Post The package The price and discount The length of the contract
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Group thread: Heathrow Gatwick Manchester & other Airport drop-off PCNs - easy: how to appeal & win
DO NOT PAY ANY OF THE PARKING COMPANIES ISSUING DROP-OFF PCNs. Advice will change as & when the Government introduce the new statutory Code of Practice and new Appeals Service. And when the companies concerned finally learn (after statutory regulation forces them) how to treat consumers fairly and put up clear signs.…
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Gladstones Letter Received informing of CCJ Judgement - no court letters received
Hello, I have received a letter from Gladstones stating I have received a CCJ Judgement at the start of the month, also alterted via Clearscore. I moved last year and sold the vehicle, after moving but never up-dated the address. We have mail redirection set up so have been receiving letters directly from Gladstones plus…
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CPM-no parking on access road fine
Hi I have received a letter through the post stating that i had blocked access road. But I was on a road that was a dead end and from the image you can see there is a car parked behind me. I needed help to see what I can say to fight my case as this is not private land and it is a road with yellow lines and the name of the…
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Riding the wave
Last year I started a debt-free diary that really helped keep me on track, unfortunately I then realised that my username was one I had used elsewhere and with a bit of Googling, someone might be able to identify me and use my personal details. I have now got rid of that profile and started afresh- and not a moment too…
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NatWest - process for FTB
I'm a FTB at the age of 50 (!) and would just like to understand the process a bit more whilst I'm agonisingly waiting for news. My broker is great, but feel like I'm bombarding him with enough questions! I am (hopefully) buying a house for £190000, with a 10% deposit. This is through NatWest, who also issued me with a…
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How long does it take to receive V5 when applying with a V62 form?
I'm thinking of buying a car at auction without any documents. This lot is part of a deceased estate. Normally i would not consider purchasing without a V5 but I know this auctioneer sells items of this type and repossessions regularly so not too worried about it being on finance or stolen. It would come with a business…
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Meters not reading, what are my rights?
I have gas and electric smart meters and neither have given readings since 19th March 2026. I’ve had two payments of £40 for Guaranteed Standard for Performance because they didn’t reply to me when I notified them . I was told two weeks ago that the meters needs replacing and they’re waiting for an appointment. I was told…
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Parking fine fight back
Hi, I'm new to this thread but have been reading a lot of the parking fine forums and heeding the advice. I received a ticket from a well known store in Aldi's and I've followed up to the point where I have now received a LOC, the Popla appeal failed previously as it was closed before 1 day before it was supposed to…
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Making large gift. How do I allow for IHT?
My parent died with no cash in their estate. However, they owned a property jointly with me, which reverted to me by survivorship. As my sibling didn't get anything from the estate (though they benefited from a large gift from her when she was alive), I wish to share some of the proceeds from the property which has now…
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First Right to Reject What are my rights?
Good Afternoon lovely people On 28th January 2026 I bought a new Suzuki Swift on finance with Suzuki. Shortly after it began acting oddly in terms of moving away and lag but I put it down to getting used to moving from Toyota Yaris to Suzuki. Anyway it eventually got worse to the point of dangerous with the car trying to…
