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What’s my next move?
Hi all, For context, I’m a 1st time solo buyer. My friends have either purchased new builds or with a partner who’s taken the lead on the purchase and I’m the 1st person in my family to buy a house, so I have no-one to run this by IRL. I recently had a Level 3 survey, which was largely positive. However, the surveyor did…
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Has HMRC got it wrong, or is just me being thick?
Divorce left me as a single father of two, ages 14 months and 3 years. I spent a number of years bringing up my children. I claimed benefits as a single parent and was not required to sign on each week as I did not have to seek employment. It has just been brought to my attention that I should have received National…
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In lots of debt and need help to getting out.
Hi all No judgement please I know what I did was stupid, I was desperate, but I want to look forward. Income 2600 Bills and due dates Rent 1150 (29th) Energy and Gas 50.00 (1st) Broadband 30.00 Council Tax 136.00 (1st) Food shop around 80.00-100.00 a month Loan repayments (The problem) I'm not going to be going into more…
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PCN - DCB Legal, Letter of Claim Response Rejected - Next Steps?
Hi everyone, I received a PCN for parking in a privately owned hospital car park in October 2025. The car park is one I used regularly for my job at the hospital and they previously used Hozah as a payment method. This was set up to automatically take money from my bank account whenever I entered the car park by…
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Power of Opinions gone
I've just gone to my Power of Opinions survey site and it's saying that they have now closed and everything was deleted on the 1st May 2026. I didn't receive any emails from them. Did anyone else? Surely I should have been notified?
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Slow water leak
Just looking for advice on the next step - having exausted all indoor possiblilties. I've just received the quarterly bill from South West Water and it shows we used over twice the amount of water compared to usual, and compared to the same quarter as last year. I looked at the water meter out on the path and the little…
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Missing Notification pop-up/red symbol
Hi Is it just me or has the red marker on the Notification bell stopped appearing? Has been about ten days now where there have been threads which should have shown as new notifications, but no indicator on the bell, last one was on May 20th. Thanks for any feedback.
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Small claims with trader! (don't call me Stupid!)
I posted an advert on handyman sites (Checkatrade and MyBuilder) seeking someone to carry out pavement work. A trader responded with a competitive quote and promised to start the very next day, which suited me perfectly. He appeared professional and convincing, and I also agreed to give him the patio cleaning job alongside…
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Confused re ISAs
Hi. I hope someone can help me make a decision please. I transferred an ISA for the full amount allowed from one bank to another. Started the transfer end of March. Looks like it appears on my new account April 8th so the new tax year. I have other savings earning only about 2 percent in another bank account and that rate…
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Solar panels - portrait vs landscape orientation
Hi, I'm looking into designs for solar. The more I read / speak with 'experts' the more confused I become. Gemini has been useful, but also gets confused and has to be challenged! Anyhow… It seems that without shading this doesn't matter. Your choice might be down to which orientation allows you to get the number of panels…
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Help required with large Persistent Credit Card Debt. Have had a recent first Default.
Hello Debt-free wannabe's, I am new to the Forum so just wanted to say hello first before posting anything in detail. Just wondered if you would be ok with me listing details of 6 of my credit cards and one loan? Thanks, M
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Away From The Madding Crowd
Hello and welcome to my little part of this wonderful MSE
community. For almost 10 years I have read
the contents of various forums seeking advice and inspiration regarding a
multitude of subjects. The help and
knowledge that I have gained cannot be underestimated and there are literally
too many people to thank…
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Are there any non contract wifi companies that provide good wifi?
Hi There, I am hoping to find a short term wifi solution in my flat. I may well sell it within the year so I don't really want to get tied into a 12 month contract but in the meantime do need good wifi. Any suggestions of something that actually works well? Thank you so much in advance.
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Liverpool Airport Parking
Travelling from Liverpool to Fuerteventura for 8 days in May. I always park next to the airport with cheap parking/park smart. But over the last couple of years the costs have soared. It's around £100 no matter what discount code I use. I'm coming back at 2am so don't want to be parking on someone's drive in the area and i…
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Cellular aerial doesn't work
I bought an external aerial to boost the cellular signal our MIFI router gets. The aerial claims a 5dB gain in signal, but in practice there's no gain. It's this item. https://www.amazon.co.uk/dp/B095KCHW56 I'd like to return it, as it doesn't do what it claims. And, indeed, Amazon offers a 30 day returns window, and I've…
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DCB legal mediation settlement
Hi all, I followed the process to fight a PCN from DCB legal (in reality I was at fault and was 13 minutes over) went to mediation and I stuck to my guns with a 20 quid offer to settle- not even remotely expecting them to go for it, 4 counter offers later and they came all the way down to 20 quid, no cost contribution,…
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UKPC and DCB Legal court claim
Good morning everyone, I have just received the LoC for the overstay on McDonalds parking. Fortunately/unfortunately all previous correspondence from UKPC/ debt collectors (?)/other solicitors companies were ignored. Now i have received the LoC from dcblegals - this seems to be the standard template with keeper details and…
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My S&S diary - investing from February 2026
After sitting to learn about investing into the stock market, I finally jumped in. The 6th of February 2026. I am writing the diary for myself to remember the journey. I could see that I, probably the same as others, tend to only feel comfortable to tell others about what we do, when we are doing fine with S&S, and choose…
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Need fresh eyes on my budget!
Hi all! I'm starting a brand new diary to break down my current situation and take a fresh look at things - what I was doing isn't working 😳 About me... I'm in my forties (late forties but we'll not dwell on that!) and live alone in a rented housing association house. I've had a very unstable period in the last six years…
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DCB Legal £9,000 Smart Parking Claim – Need Help Fighting Back
[Image removed by Forum Team} [Image removed by Forum Team] Hello, I’m looking for some guidance on behalf of my partner, Andrew. He has recently received a Letter of Claim from DCB Legal acting for Smart Parking Ltd. The total is an eye-watering £9,010, which they say relates to multiple PCNs at a private car park…
