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ECP/DCB Legal case 2026 transferred to local court - disputed Pay by Phone Transaction
Parking event 20/06/2023 at car park managed by ECP (APNR controlled}. Breach of Terms and Conditions "Vehicle parked without a valid Pay by Phone Transition" As I had no phone with me, my daughter attempted to pay. First 2 hours free then following hour over was a £1 charge. I knew I was over their 2 hr free period (Time…
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PRA Group- Barclaycard debt
Hi My husband had a debt with Barclaycard for £13k that was sold to PRA Group in March 2020. He has been paying PRA via direct debit £20 per month, he was for a while before B/card sold the debt to PRA paying £20. He didn’t have to change direct debit details or anything, this just continued once PRA took the debt on. My…
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What will happen if I, as a beneficiary, refuse to sign Receipt and Release/Indemnity?
What will happen if I, as a beneficiary, refuse to sign Receipt and Release/Indemnity? I am happy to agree that I am satisfied with my quoted share of the Estate but as I’ve had little/no involvement with the deceased’s or Executors’ accounting, I don’t agree that I should need to indemnify if the accounts are wrong.
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St. James' Place - Pensions - Am I stupid for being concerned?
I’m looking for opinions on whether my concerns are valid or not as I’m not experienced in pensions or investments. An advisor from St. James’ Place contacted me on LinkedIn, mentioned that they work with ‘my colleagues’ and offered a free initial review into whether they can help with my financial planning. For context,…
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Lebara
Hi I got a Lebara data sim for the first time and I want to check something if I ring their topup number and pay for a new 30 day data pack with my debit card, do they keep my card details and try to automatically charge me for another data pack once that month is up? I just want to buy one occasionally when I need one and…
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Missed connection STN-DUB-ADE
Hi, I was recently on a flight Stansted Dubai Adelaide which was fully ticketed through. The flight left a little late from STN and was held for a few mintues at Dubai so I was 30 minutes late with a 1 hour connection. The connection was missed for the flight to Adelaide. I was re-ticketed to Melbourne then Adelaide the…
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Grant of Probate post problem
I was e-mailed by the Probate Office that my grant had been issued on the 2nd Jan but it still hasn't arrived. Somebody here posted that their grant arrived the next day. The post is dreadful in my road and we haven't had any for 10 days. Sometimes we wait 3 weeks or more. A house sale sitting on this and I am very…
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Understanding question from late Grandparent's pension provider
My Nan died at the end of last year aged 100. For over 29 years she was in receipt of a widow's pension from my Grandad's pension provider from his workplace. My Dad is the executor of Nan's will. She left cash only in a bank (no property). He has informed the pension provider of Nan's death and sent a death cert but had…
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Complicated fine case - please help
Forgive me if I shouldn't have posted this but I've read through a few pages of this forum looking for something that relates to my situation but couldn't find anything that was the same. Essentially I have just found out about a fine issued CPM for 'parking' at a Hospital on the 13th of December. This has now been…
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Notifications
What I did: Answer Received a notification alarm indication at the bell icon. Clicked the bell icon to read the notification message. The notification clears in the list but remains at the bell icon. What Should happen: Answer When a notification is read, the alarm indication should clear at the bell icon What happened:…
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I have a cifas on the official website
I have about 3/4 all saying I falsified bank statements and they referred it to Dfc and inspection. I need a mortgage but it seems like they are all on cifas to check. I was wondering why I kept getting declined and they wouldn't say just 'speak to your broker'. I kept going around in circles as it doesn't show on check my…
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Has anyone succesfully argued a Clean Air Zone charge away?
Hi everyone, Just got home to find a Birmingham City Council penalty charge waiting for me. My first reaction was to scratch my head as I distinctly remember paying the £8 charge before I made my journey into Birmingham, and looking through my credit card statement I can see that that is exactly what I did........ but then…
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Water bill gone up to £72 (Severn Trent) - two of us in a 4 bed house
Hi all, Moved house back in October from a two bed to a four bed with my partner; it is fitted with a water meter. During the move our water bill DD changed from about £25 a month to £52 a month. Thought nothing of it, especially as we forgot to give an actual reading to Severn Trent Fast forward to January 17th I decided…
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Meteor - IsBank - 1yr Fixed ISA
Hi everyone, I've just started an ISA transfer from Moneybox to Meteor to be able to open their 1 year fixed rate at 4.35%. You can't open the account until the transfer is complete so it is a gamble but my current rate with Moneybox is 4.13% and I'm sure I'll be able to get this elsewhere is Meteor remove the rate, has…
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DCB Legal - letter of claim
Hi there, long story short I stayed at a hotel over 3 years ago. I got a parking ticket for the hotel. Tried to complain to the hotel but they were useless and didn't resolve anything. I ignored the debt collectors letters, then silence. Now I've started getting DCBL letters and now a LOC. I don't have any record of the…
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Automatically Save Draft (Merged)
This discussion was created from comments split from: Admin of posts in ongoing correspondence.
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Seeking help about a Charge Certificate for a second PCN (that I didn't realise I had)
Hello, I have received a Charge Certificate for a second PCN within a 24 hour period, and I am looking for advice about whether to challenge this, and if so how. I have a resident's parking permit. It now looks like I was issued two PCNs on consecutive days, for parking during a two-day temporary traffic order (TTO) on 17…
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Is scheme specific lump sum protection *additional* to the LSA?
I have 2 pensions, neither accessed yet - the older one has "protected rights" of some kind on it which I believe is the same as "scheme specific lump sum protection", namely at some point in the distant past I became entitled to take more than 25% tax free from that pension and those rights still exist, potentially. I've…
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Combined postage
Hi I've just sold 2 items to the same seller who has paid. I've been sent 2 RM prepaid labels, 1 for each item. One is for £2.18 and the other for £1.20 which is the same as the usual £3.38 postage. Do I just package both items together and print both labels and stick them on the package? Thanks
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Completing IHT400 - my experience!
Well, after a sleepless night worrying about completing the form (and 8 supplementary forms!), I've spent the last 2 days on this and it's about done. Once I focused and stopped panicking, it wasn't so bad. Contrary to what it says on gov.uk, ''You cannot save a partly completed form so we suggest you gather all your…
