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Multiple PCNs from Smart Parking whilst an employee of restaurant on site.
I have trawled the forum but couldn’t find any other case quite like this, but apologies if it has been discussed before. My eldest child has been hit with multiple PCNs from Smart Parking due to exceeding the free time limit whilst at work for a restaurant on the retail park they control. The normal procedure would be for…
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Tui 12 Days of Christmas Chat
HOPE THERE IS NOT A CHAT THREAD FOR THIS ALREADY (if there is, apologies for jumping it but can't find it) Not only I can't enter the competition but I cannot even moan under it, hence this thread.Please help. Thanks in advance.
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Fall too Pieces
Hi Guys i am starting a new journal i am in the process of closing my former journal/account down. I will post on my former debt free diary so people know who i am soon. I recently went through a separation so things are not great at the moment. Alot of the guys will know me as the survey guru lol I will post again soon
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IAS DECISIONS (2025 onwards, until - we hope - they are banned)
Post your private parking IAS Decisions here! We had a thread of IAS Decisions last updated ten years ago, and it is closed. Let's show the MHCLG why good people here generally stopped 'futilely going through the motions' for a decade. Please search & find recent IAS joke decisions, good or bad (let's keep it balanced ...…
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Prepping: the new world...
Thought it was about time for a new Prepping thread... Please keep it on topic, friendly and realistic for life in the UK (i.e. no hurricane basements, no guns, no politics). For those that don't know, the Guides & Scouts among us will be prepared, but are the rest of us ready? IMPORTANT NOTE: this thread is a resource for…
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Don't hit me with those negative waves Moriarity
I have lurked for a long time on this forum, then joined and lurked (and lurked some more). Maybe should have gone with an Adams family reference for the title but ho hum I'm here now. I think I'm ready to start a diary even though I've had one running through my head for months as I had my light bulb moment back in…
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Buying Tenanted House at Auction - Little info on Tenants
Hi, I already am a landlord with one property and have a long term good tenant, I'm considering buying another house at auction. I have seen small house in West Midlands Area for GBP 50K guide price (more than half the market value of other properties on the road). its very cheap. It has a sitting tenant on Assured short…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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Massive Octopus price hike - help!
Just received an email from Octopus saying they're increasing my energy bill from about £50 a month to £80. Quite a hike! I'm a single person and am really careful with my energy use - eg I only use power in the room I'm in, and when I do have the heating on, it's only 16C to take the chill off. I'm on a dual…
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How to live without heating - save £000s
I am sorry to read Martin Lewis say he fears people will die because a lot of people cannot afford heating. I agree but regard it as sad. The Government, Councils, charities and other public bodies could do a lot more to advise people on what to wear so many of those people should be able to stay perfectly warm without any…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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Fiver Friday Challenge 2025
Hello all, I've previously taken part in the 365 1p challenge but due to a change in work circumstances I won't be able to participate in 2025. Instead I'm going to try Fiver Friday where I'll attempt to put away £5 every Friday into a savings account. Should mean I have £260 by the end of 2025. I couldn't see a thread…
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Tilly Tidy in 2025
Welcome old and new Tilly Tidy Peeps to this group. It is all about getting what we can together from next to nothings and making something of the small bits of change. Whether that is going towards any debt or just being used to keep your head above water. No shame, of gathering those little coppers. No judgement, of how…
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Buying New Home Whilst Selling Shared Ownership
Hi, I would appreciate anyone's help. My situation: I live in a shared ownership property, 51% owned with no mortgage. I have an inheritance and, with a smallish mortgage, can afford to buy a freehold property that I like that is now on the market. The estate agent told me to ask the housing association if this was…
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Estate planning - confused about what I am entitled to
Hi All Firstly, I know that i might need some professional advice on this, but I also like to have a bit of an idea as to what I am talking about first, so hoping some of you can help me and give me some advice. First some context - My dad unfortunately passed away last month, and me and my mum are trying to sort out the…
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Smart meter
Following a recen upgrade of my gas amd associated smart meter, the energy provider no longer gets a signal with the reading. The electric meter equipment was also changed but is in a different outside cupboard and works. It looks like the new smart meter is sited below a little metal shelf and is fixed to the gas meter…
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Mellow Fruitfulness
Our Autumn OATs (Outstanding Annoying Tasks) thread With thanks to Keats and the Met Office for the thread title https://weather.metoffice.gov.uk/learn-about/weather/seasons/autumn/autumn-facts I think my main OAT aim this autumn is to get a lot of foodstuffs out of the cupboards and not wasted, which is going to have to…
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Refused Sky Phone Upgrade - nothing significant on credit reports
Hi all. My father (70y) has just twice been refused a new contract with Sky mobile to upgrade his handset. He has been with Sky for 24 years, never missed a payment, seems to mean nothing. Sky have told him it was the credit check that led to denial and that he should contact Equifax, Experian and Cifas. I got him to sign…
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Alternative living to escape the rat race....
Has anyone here managed to escape the rat race and semi‑retire before 35? I’ve been part of this forum for around 15 years, and it’s been an incredible resource for navigating all things money. But until about six months ago, I was like most people—caught up in the rat race. Constant bills, rising mortgage payments,…
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Apple muncher's number crunching
Time for me to start a diary :j. I work 2 days a week, dd is at school and dh was made redundant in the summer. We are living carefully, although the redundancy money is being nibbled away at of course. We are fortunate to have no debts other than the mortgage, so I would like to get rid of it! We'd also like to have a…