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Claim papers received, please help I am confused
Hello, I got a claim and really need support. I used this forum in the successfully but it seems I did everything wrong as I now received the small claims paperwork. I am panicking please help. I read the newbies thread but am really confused and afraid to proceed on my own. The worst bit is that everything is in the name…
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Refund of postage costs
Hopefully a quick one, I ordered an item from Very and paid £5.99 next day delivery. Within a few minutes I attempted to cancel the order and the system didn't allow it. I refused delivery of item and it went back to Very. I have been refunded less £5.99 and am trying to find out what the rules are for refunding when…
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Openreach - Moving a Pole
I’m building a house on my land and have run into an issue with an Openreach pole route that crosses the plot. I’d appreciate any advice from anyone who has dealt with similar situations. Openreach currently have four poles crossing my land. One of them (Pole 3) sits directly where the house foundation to go — it’s…
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Euro Car Parks PCN and BWLegal collection letter
Hi everyone, i wanted to ask for some help with this please. I parked in a pay and display where parking with a disabled badge should be free, and received a ticket. I went to appeal and show my badge but it couldn’t find my PCN and I forgot about it over Christmas due to being a moron who can’t think about more than one…
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Help! Rent-a-Roof Solar Panel Dilemma
Hi. I’ve been house-hunting and found a great property – but with rent-a-roof solar panels. I’ve read lots that says “don’t buy”, but Freetricity advise this lease only has six years left (just over 20yrs in total). I’d hope not to be selling onwards during this time, so I’m not considering the expense of a buy-out. I need…
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Challenging Council Tax Band Solely On Price?
Hi everyone, Apologies if this is in the wrong area of the form I’m really new. I’ve read Martin’s article on challenging your council tax band. But I wanted to get some clarification if anyone can help. I live on an estate in Yorkshire that was built around 2005. The estate has a few different house types, all builds…
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Curtain runners
Where can I get some more Karpol track runners with clips like this?
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Energy Consumption Reduction excercise
Hi All, There is a lot in the news with regards energy prices so thought I would note down the findings of both my old and recent exercises performed to reduce electric consumption. Back in July 2022 the cost of electric doubled and we were averaging 14 kWh of Electric per day. The estimated bill was surprisingly high, so…
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Few questions about choosing next tariff
Hi all, My current tariff is coming to an end, which is the Loyal Octopus 12m Fixed April 2025 v1 and I am trying to find the best thing to do in terms of choosing my next move. The cheapest option available to stay with Octopus will see my annual bill increase by a projected £153, however I am looking at moving to Outfox…
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Childminder leaving the register - means we can't use childcare vouchers
Hello Our childminder, who looks after our child after school, has decided to leave the register because she only looks after children who are over the age of 8. We spend about £80 per month for the after-school care fees, and use childcare vouchers to pay. We are trying to work out whether we would save more money by…
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Microsoft OneDrive is baffling me...and driving me nuts
I needed an option to back up my photos and files - there's quite a lot - and after looking on the MSE website, decided Microsoft 365 with OneDrive was the best option. I'm regretting it. Yesterday, when I wasn't signed into OneDrive, it wouldn't let me access my files that I THOUGHT were saved on my computer. Turns out…
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When do you think energy companies will announce the 1st April prices for people on fixes?
How long will they leave it? Or is the plan to try and get away without offering the reduction? Citing “extraordinary circumstances”, “challenging conditions”, etc I’d like to know how much I’ll be paying.
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What are these?
Dug out some brambles yesterday and found these white grubs. Are they vine weevils?
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NTK OPS Vantage Point Brighton
After some pointing in the right direction for some info. Parked at Vantage point, Brighton on an evening out end Feb (I know now, never will again!) Received Notice to keeper (i am keeper) parking charge 4th March for parking duration not paid in full. Total ANPRstay 19minutes over (this information is not on the…
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ECP DCB LEGAL claim 2025
Brief Backstory: Parked in a ECP car park and paid for parking. Changed address so didn't get notice until passed to DCBL. DCBL ignored and now received Letter of Claim through from DCB Legal. Reason for 'Parking Charge' given: ‘No valid Pay And Display/permit Was Purchased’ I have all the evidence to support I paid for…
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Moorside Legal claim form response
Hi everyone, Thanks for all the invaluable advice on this forum - it's been very helpful to me many times. I've been fighting an NCP ticket since June and am now at the stage where I've recieved a Claim Form from Moorside Legal. I'm following all the guidance I can find here but my only question is this - my particulars of…
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Please recommend Carnivals, festivals, weekenders, fetes etc for 2026
Hi all (and a happy new year) My wife and I bought a Campervan a couple of years ago and have loved travelling the UK staying in some stunning places we had never heard of previously. However, typically, we find out about an event/carnival/festival too late to book tickets or find anywhere to stay. For example, in the last…
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Need help with how to proceed with appealing Napier Parking Parking Charge letter
Hi all, sorry in advance for the complete newb-ness of my post. Just not sure how to proceed with appealing and maybe if there's any point. So essentially I have been sent a Parking Charge letter issue under the reason No valid parking session detected for the total duration of around 5 and half minutes, in one of my local…
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Pension draw down strategy over 6-7 years whilst still working
Hi, we want to take out circa £230k from our pension pot by 2032 as efficiently as possible. So we're focused on making the most of the 25% tax free bit and also being as sensible as possible with navigating the 60% trap (since I'm working still and earning circa £85k). I'd like to leave using the 25% as late as possible…
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Quarterly tax submissions for self employed
Anyone do their own self employed tax submissions? Have you looked into the quarterly returns that will be needed from next month?
