-
Merged: Mortgage declined
This discussion has been merged.
-
Judge has requested documents
Am I an unlucky one?? Feel like im a bit too deep in this now... The file has been seen by a judge who has requested that both parties supply copies of claim forms and defence form.... Anyone had this??
-
Re-tiling roof
Hey.. I have a 1920s terraced house with welsh slates (no felt) and have had to repair slipped tiles a few times over the past 8 years I have been here. On the last repair, the roofer reported that they also had to fix the tiles surrounding the one that had slipped, as they were all loose and only held in place by…
-
Fit to travel but not insured for condition
I've just had a preliminary diagnosis of 'mild stable angina' re an incident of breathelessness that happened 3 months ago long after I booked 'bucket list' holidays to Asia.I've been fine since and been given aspirin, statins to take and a GTN spray to use in case I get out of breath. I asked the consultant if I was ok to…
-
Council Tax + Bailiffs. How to deal with this?
Apologies If this ends up being long but there is considerable context and history here. Background 2017 - I fell ill (cancer) and we had a new baby on the way. Pretty much ended in financial disaster. For several years we just tried to get by but ended up in this weird debt cycling with the council. The process is this.…
-
Phasing out of Scottish banknotes in Scotland
There seems to be a new thing in Scotland now since end if last year where the cash machines only issue Bank of England notes now. I can’t see anything online about it. Have they now finished and we are moving to just one type of note?
-
Gilts - pricing
Been looking on Bell at the gilt offerings they have. Quick Q - I am assuming the prices for older gilts issues are all dirty and include the accrued interest?
-
Microsoft License
Today I bought a new printer HP envy 6100e Tried to install found it hopeless ,contacted HP support who spent over an hour still could not get it up and running remotely, said he would call back when problem found. He calls back says the problem is my windows 10 is no longer supported and i would need a new license it…
-
Loan repayments from my partner and tax
Evening all, I will be lending my partner £20,000 to pay off debts. I have researched how to create a loan agreement and carefully considered whether to go ahead after lots of frank conversations. My remaining questions are on how to organise the repayments of £350 per month over 5 years. Could someone confirm I will be…
-
Virgin Media bundles
I took out an 18month virgin media broadband and TV bundle for black Friday 2022. Its due to come to an end. I currently pay £38pm but it is due to explode to >£180pm for the package I have (virgin TV with all Sky Sports and BT Sports), netflix, disney plus. Clearly I don't want to pay the £180pm. When is the best time to…
-
DCB LEGAL RECORD OF PRIVATE PARKING COURT CLAIM DISCONTINUATIONS
A UKPC/DCB Legal pattern is now emerging, the same as the Highview/CP Plus/GroupNexus/DCB Legal pattern that has evidenced itself over the past few weeks. * Court claim issued * Defence completed * Hearing date given * Witness Statement deadline dictated by the court * Phone call from DCB Legal to defendant * Email to…
-
Advice on dcblegal
Long story short, a family member has been hounded for a pcn on a sold vehicle. No evidence of sale and was a delay in notifying dvla. Said vehicle was also not registered by new owner. Have responded to lbc and requested 30 days PAP. This has been ignored and claim form issued a week later. Is this worth pursuing. Only…
-
Victory!! DCB Legal discontinue Court proceedings
As many others have done before me I would just like to thank everybody involved with this Forum and report another victory as I today received notice that DCB Legal have discontinued Court proceedings as predicted in the forum. Please see formal notification attached.
-
Walsall Council PCN
Hi All, I recieved a PCN from Walsall Council for ‘parking’ in a carpark after 6pm. The PCN states the warden observed for 1 minute. There was no 10 minute grace period allowing for signage to be checked etc… My car along with two others were simply unloading for a funeral and as such were not ‘parked’ therefore should not…
-
Airline Pre-Booked Seat Refund
Hi all, I have had the misfortune of my travel agent going under and ruining my holiday for April. I booked a package holiday (ATOL) protected and received my flight tickets. I then went online and purchased pre booked seats for all 9 passengers. A short while after we made contact with the travel agent to confirm when our…
-
Delay Repay: Cancelled, so took an earlier train?
My intended train was cancelled because of infrastructure problems. An alternate valid train was about to leave when I realised this at the station, so I hopped on it. But had I not been so lucky, I would've been delayed nearly 50 minutes. I will have scanned my tickets at both the departure and arrival station. Is my…
-
HMRC Late Payment Self Assessment Penalty Notice
I was late in making payment to HMRC for what I owed through my self assessment. It was due on 31st January 2026 and I paid on 2nd February. I called HMRC and asked them if I would be charged a penalty for this and they said yes £100. I asked how will I know when I have a penalty, do I need to keep checking my online tax…
-
Walking into another chapter ...
Welcome one and all ... to those of you who have managed to avoid my diaries until now as well as those loyal ones of you who have stuck around over the years, thank you :) So another year is about to begin and now seems as good a time as any to start a new diary. This will be my 11th (I think?), I've been around here…
-
Quote to get kitchen redone. Does this seem reasonable?
Hi all, My partner and I recently bought a house and we are looking to get the kitchen redone (the kitchen is quite small, 2x3 meters). We've received this quote for the work (excluding the kitchen units, flooring, and tiles). We’re in North Yorkshire and just want to check if this seems reasonable to people who have done…
-
Help To Buy Charge on Land Registry
Hi guys, We completed our Help To Buy Redemption last December however until now we haven’t received the confirmation that the HTB charge from the Lamd Registry has been removed. It’s been two months. We can’t proceed with remortgaging with HSBC until the charge is removed. How long does it usually take to remove it? Our…
