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Old premium bonds
I'm currently 70 and have been a premium bond holder since mid sixties. My parents purchased a few but I can no longer find them. I have looked on the web to see if i can change my address but it asks for a number. I know i have them as forty years ago I won two lots of fifty pounds. How would i go about trying to change…
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PFAS in garden compost bags.
Those bought at garden centres etc. are pretty rubbish nowadays w/o thinking about the PFAS issue. Anyone any thoughts on this subject? I am looking for ways to stop using this stuff in my allotment and only (where I really have to) for flowers and shrubs I don't eat. Thanks.
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Flannels refusing refund for coat
I bought (on Fraser’s plus credit) a St Agni trench coat last month but on trying it on, found it was too large. I knew I wanted to return but as there was a return charge of 4.99, I waited until end of the month for payday as it was a tight month! I sent it back a few days ago and received and email yesterday informing me…
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Amazon Damaged Item
Replace item damaged. Getting help on the item from their options. No phone number. Chat says as it’s bought from a third party, I should contact the seller directly, which I know from ML/MSE that’s not correct. However, I did text the seller following instructions on Amazon and the seller says I should contact Amazon. I…
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Broadband provider withdraws providing service after my complaint - Consumer & Legal Rights
Hi everyone. Apologies for the long message. I am looking for some urgent advice regarding unfair treatment from a broadband provider. I'm afraid I cannot reveal the company name as yet because I'm still hoping that we can come to some form of mutual resolution. Otherwise I'm even thinking of possible legal action against…
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Lolu's Mortgage Free odyssey
Hello guys and welcome to my mortgage-free wannabe diary! I wanted to start one of these ever since my offer was accepted on a lovely two-bed property in Kent but I thought maybe it was slightly too early. I've always been fiercely independent and want to finally move out of my parents' house where I was paying…
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Next steps; grip-relaxing bimbling, and avoiding the temptations
Time, I think, to start a new diary. My first was about removing our debts, paying off our mortgage and working towards, and through, the first few years of not working. I don't call it retirement at that point, because a wealth of volunteer activities were taken on or continued, and a number of hobbies aspired to or taken…
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"Your debt has gone up by £340 since your previous total balance"
Clearscore says that, at my last update on 17th October, my Barclaycard balance went up from £340 to £414, but I've always paid it off in full, and my balance is currently at £0 again. So why does the fact my balance was higher than the previous one, matter? Isn't spending money on the card, what you're supposed to do?
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Daily Mail rewards club thread 4
Welcome to the Daily Mail Rewards Club thread. If you wish to join the scheme you can here https://mailrewardsclub.mailonline.co.uk/WeekendClub/register If you are already a member you can log in here https://mailrewardsclub.mailonline.co.uk/WeekendClub/login The rewards catalogue can be found here…
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Shared ownership owner - can I buy a 2nd ‘open market’ property?
Currently own a shared ownership property. I would like to move, and found a great home that needs asap completion. Will not be able to sell the SO property before completion. Is there anything legally or otherwise, that is tangible and not just hearsay, that is preventing me from purchasing a second home? I am aware of…
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Pip Mandatory reconsideration
As some of you will remember I applied for Pip two years ago, I have Long Covid. I went to tribunal and got just 4 points for mobility. I applied again a few months ago and explained the ways in which my condition has deteriorated, especially my mobility . Again I have not been given any points and am going to do a…
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GDPR and a company holding incorrect details with my address
Sorry if this has been posted before. I received a mailshot inviting me to fill in a reply paid form to get compensation for the mis-selling of car finance. All very fine and good except the name on the address was Portugese/Spanish and had never lived here and we have been here 33 years. I contacted the company and said…
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Puffin Travel Insurance
My son has bought an annual travel policy with Puffin after finding them on a comparison site. I have no experience of them and there is a mixture of feedback online, although they do have a very good score on trust pilot. I believe they changed their insurers/underwriters a year ago so would that be a concern and maybe…
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Zopa mistake
I thought I'd let you forum people know, in case you didn't already, that Zopa have made a mistake and they have informed HMRC of people's ISA interest as though it was taxable interest. They have informed HMRC that they have made this error and HMRC have confirmed to them that they will correct the error on people tax…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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Horizon parking is unfair!!
Hi this is my first post and I am hoping not to have to pay these fines!!!! When I first started using a Premier Inn car park I phoned Horizon parking and was told I could pay after I had left using the website horizonspaces.co.uk. When I put in the post code of my hotel WD6 1US Premier Inn Borehamwood, the only hotel…
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DFG - Do we have to agree with the assessors proposal?
My daughter has Muscular Dystrophy and we have applied for a DFG to allow us to convert the garage for a bedroom and bathroom. The proposal is to have a hydrotherapy bath as this will help her muscles but the DFG assessor has proposed a shower with shower chair. Ideally we would have a bath initially and if required in the…
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PCM Numerous PCNs in Own Bay - kind of
Hi all, back in 2020 I got a letter to my flat from the management company - SDL Bigwood about newly introduced parking restrictions and the requirement to now display a permit. i didnt immediately receive the permit. The letter advising of these new introduction was titled 'Albert House - Leak Detection Investigation'…
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Projector HDMI Problem
I bought the projector below and when i connect it to my PC with hdmi cable it shows 'no signal' ive tried all the trouble shooting I can think of and still not working. PURSHE 2025 Upgraded Android TV OS Smart Projector, WiFi6 & Bluetooth5.2, 50% Zoom, 13000L Full HD 1080P/4K Supported, Portable, Dust-Proof, Ceiling Mount…
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Paying some off mortgage
We are with First Direct on a fix at 3.08% til January 2028 when we should be in a position to pay off the remaining mortgage (circa £120k). We are saving hard to do this and we both now have the £20k each in a cash ISA at just under 5% we opened July this year and around £5k sitting in our joint account which will be…
