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Best way to send large amount of money overseas
We're in the process of buying a property abroad (in the EU) and wondered what are the best ways to send large amounts of money abroad. A bank would be the safest but their exchange rates are poor compared to some of the specialist brokers/companies. However, the specialist companies do not have full FCSA guarantee, so in…
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Group income protection
Who had this? Who didn't know there company did it? I was on sick leaves getting about 600pounds a month then it stopped for about a month now I. Getting 3.1k (70% of my monthly income) and there's no underwriting involved. This is all for 5 years. who knew about gip? Who knew their company did it? was all a shock when I…
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Chip Crowdfunding
I selected to invest my isa allowance with Chip. should I be concerned about the crowdfunding shift?
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My Firm has has deducted £350 in parking fines from my wages after told them that I would be appeal
I have written to my employer and the leasing company for the Company car that I have informing them not to pay any parking invoices on my behalf all the PCNas far as I'm aware are on private land am I able to reclaim from my company?
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Another Self Assessment question
Last financial year I trialled buying with the intention of selling online and sold just over the £1000 Trading Allowance threshold. All the advice I've seen suggested this counted as a 'side hustle' and filing a SA return was relatively straight forward. The SA form assumes I am self-employed and asks for a Business name.…
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Completed SOA, don't know what to do?!
Sat down with my husband yesterday to finally start facing up to our debt issues as we've been burying our head in the sand for a long tim! Bit of background - July 2024 we took out a second mortgage to consoldiate some debt from building work that went well over budget, the amount was affordable and freed up some funds…
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Moved: Car repairs
This discussion has been moved.
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How to turn off cloud back up
I have a Google pixel 8 phone and I want to transfer a lot of photos
to my laptop which is running windows 11. How do I stop them being
backed up to the cloud. I have looked at lots of ideas on line but I
can’t get any of them to work. I have masses of
storage on my laptop and an external hard drive and don’t want to
have…
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First Direct switching question
Hi, just a quick question. My switch to First Direct is due to happen in about 10 days time. I just wondered if I can pay in the £1000 and make the 5 debit card transactions before the switch takes place? Or do I have to wait for the switch to happen first. Thanks, any help would be appreciated
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VCS multiple tickets over a week - Scotland
Hi all. I was out of town for a week and unfortunately the parking permit for the building I live in expired meanwhile. While I was away I have been given multiple "Privacy Notice" PCNs, each a few days apart, totalling up to 4 tickets. I have already sent a letter to my property management company about this, but it seems…
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Can I improve my COP?
It's exactly a year since install and I've taken a set of readings from my Daikin set up. I'm slightly disappointed at DHW is only 1.9 and space heating 2.9. So any ideas on how to improve these would be appreciated. Heating is set to 21 degrees. At night the set back is 18 degrees. I have it come on in the early hours (on…
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No Buying Unnecessary Toiletries October 2025
If your beauty and toiletries are taking over your life, then this is the thread to help you work through the stash and motivate you to not buy anymore (hopefully!) Welcome all newbies and regulars to this very friendly and chatty thread where we give lots of lovely tips on how to use up your stash and lots of support and…
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Manchester Airport T1 drop off fine
Just received one of these through the post from APCOA after dropping our son off who was moving to Australia and we were understandably distressed and must have missed the signs and there was no toll in use like we have used at Liverpool before. Anyway I’ve seen there are a million and one of these posts on here but our…
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Hideout
Thread for Hideout.tv, which pays for watching videos/ads. Promo code: STABLEREWARDS for 50 points. Valid until Sat 27th Apr, 11:59pm CST.
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N443
Hi who do I make a payment to for cancellation of £19 tHX
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How to mass-delete gmails?
I have over twelve thousand emails going back to 2019 under 'promotions', and in a gmail account that keeps warning me I'm aboot to run out of space. My index fingertip is worn out from deleting 50 - a page's worth - at a time. How do I mass-delete, please? Ta :smile:
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Washing machine help!
Hi all, Just did a load of washing and decided to run the “spin only” function after as I recently read it could cut drying time. Unfortunately it started banging quite violently so I stopped the machine, opened the door and found my pj bottom leg tangled in the rubber rim. Never had anything like this, but a metal loop…
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Can't get Octopus to agree (or even talk to me) about repayment plan - even after Ombudsman
Hi forum, Writing this as I don't know what to do next - maybe someone has been in a similar situation? I'll try to keep the back story short... I run a small business. Signed up with Octopus shortly after opening and paid my bills monthly, in full, by Direct Debit. All went well for the first few months. I got busy, life…
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Parking charge whilst delivering
Hello everyone, I hope you are all well. So as per the title, I received a parking charge notice, via post, whilst out delivering to a resident of the building. I didnt leave the car, just waited for the customer. You can actually see me retrieve his food from the boot in the picture they attached to the fine. The company…
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Sealed Pot Challenge ~ 18
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to another Sealed Pot Challenge, our 18th! Due pto the Cost Of Living, I suggest we all save in the best way possible for each of us: if some still prefer to stick to cash, then please do so. Those wishing to use debit cards, or save via the…
