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Bulk LPG Tanker (in)accuracy
Since 2012, I have closely monitored my bulk LPG tank gauge, particularly before and after a tank fill. I have used this data to predict how much LPG should be delivered. Until 2020, the predicted figure was within 1% of the actual delivered volume, sometimes the deviation was positive, others, it was negative. However,…
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Legal notice of attachment of earnings
Hi, I have received the below email and think it is scam, can anyone help ? Hi Lewis This is Robyn Allen from CRL ( Credit Recovery Limited ). Hope you are doing well. I just would like to tell you that we have got a legal complaint against you from your creditors where you are not making the contractual payments or…
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APCOA PCN Manchester Airport Drop-off
Hi Guys, I recently received a PCN notice from APCOA about a drop-off at Manchester Airport. I know you can usually ignore APCOA, but I don't want it to escalate into a CCJ and affect my credit score. I've also been advised to appeal to APCOA, not admitting to who the driver was, and also asking them to provide the…
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Stuck in job due to car scheme
My partner can either receive a car allowance or take a company car. Both schemes require a 3 year commitment and he has to have a reasonably high spec and it can't be more than 5 years old. He'd like to relocate but if he signs the new lease he's stuck there for another 3 years. If he was buying a car he would just buy…
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Why Do Ebay Sellers Tell Outright Lies ?
Purchased an item, loads available, chose this one because the listing shows RM T48 with delivery Friday which would be a reasonable expectation as we need it fairly quickly. Item now marked as despatched and tracking provided ……. but with Evri so who knows when we will actually receive it 🤬
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Getting FIREd up 😀
After two years keeping calm and carrying on, now feels like the right time to move on and start getting FIREd up instead 😀 Summary of the last two years: Was working for a plc, decent money but putting in a lot of hours, very little support from the business and pretty fed up with always being sent out to do battle for…
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Making 2026 a debt busting year
Hi all So, DH and I have been in debt for years, mostly credit cards, and decided to make a real effort last year to start to clear them. The aim is to have them all paid off by the end of 2027. We have no mortgage but do have a loan for some for some work on the house which will be cleared in April 2028. We started 2025…
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Make £2026 in 2026
This challenge is for noting down all money you have made in 2026. Ways you can make your £2026 are: Anything made at the end of 2025 needs to go in 2025 pot. SURVEYS WINS EBAY FB SELLING GROUPS OVERTIME SHARE DIVIDEND INTEREST INTEREST FROM BANK ACCOUNTS FREEBIES (VALUE OF) MATCHED BETTING VOUCHERS FROM POINTS EG SHOP…
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Advice on 4G router please
I want to replace the rather poor and expensive broadband service to my house with mobile broadband. I can get a mobile data sim for £3 a month whereas the broadband provider wants £32 a month. So, I’m happy to give mobile a try. There’s a tower 1/2 mile away and despite the hill in between the signal is okayish. There’s…
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One step at a time
2024 has been a big (and expensive) year. I got married! We also moved into our ‘forever home’. Weddings and moving house are so expensive, and I am now looking towards getting a hold on our finances in 2025. I have been on the MSE forum for years, and contributed to some threads particularly on the old style moneysaving…
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Recent CCJ - Advice Needed
Hello, I received a "NOTICE OF DEBT RECOVERY - Unpaid County Court Judgement
£289" in the post on 25th January 2025. See pic below: I was totally unaware of any CCJ against me until now. I am looking for
clarification on my next steps to have this Set-aside via a N244 form. A little back story, I parked in a private car…
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Not dropping Santa down the chimney!: 2025 Santa, Shoebox & Life Chit,Chat,Chunter! ALL welcome....
Welcome to the shiny new thread which has a slightly different title and I have just updated the date! Now 2025 Santa's Challenge was set up by Mum2one some years ago but sadly she hasn't posted on this forum for a couple of years, so now we are on our own. We remember her, her Mum and daughter with fondness and hope that…
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Property Trusts in Scotland
Hello Forumites I am new to the Forum and am hoping to tap into your knowledge following the recent death of my father. He was only married once and is survived by my mother (90 years old), myself and my brother. They live in Scotland. Having 'evacuated the survivorship clause' in the house deeds, his will provides for a…
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Transferring Shares to my Spouse
It seems sensible to transfer some of my shares to my spouse so we can sell them and each receive our own CGT allowance. My question is about how to transfer them. They are current held by Morgan Stanley in the US, they trade on the NYSE. Do I need to actually need to 'transfer' the shares anywhere or can I just document…
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A Ditherer's Diary (again)
I'm baaaack. When I started my original diary "A Ditherer's Diary" My kids were littlie's aged 5 and 15 months. Nothing except their age and the amount of debt has changed, it's all got higher! They are now 11 & 7. Having had a quick read through, a lot of it was me coming and going with a few months/years in between. I…
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Proof of funds check
There are a few threads on 'Proof of funds' on here recently and reading them has made me think about when we buy a property. Our house is sold and we will be moving into rental, then we will start properly looking for our next home. We are mortgage free and the money will be in the bank ready once we find one. The house…
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SIPP contribution and gift aid
To keep out of the higher rate tax band (and hence keep PSA at £1,000) I need to inform HMRC of SIPP contribution (£2,880/£3,600) and gift aid donations. Will they just accept my word for these, or do I need to provide evidence? SIPP contribution would be easy as I can get a statement from the SIPP provider, but what would…
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credit card (aqua) selling to Link Finance
hi, I'm looking for advice. i have a credit card with Aqua, I've recently been sent an email that they are now selling my account to Link Financial Outsourcing. i know i have to wait for them to contact me within 60 days, however i have financial anxiety and questions. firstly, what does this mean? what can i expect from…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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Work pension acceptance for under 22 year olds
After reading the related articles on workplace pensions for the under 22s, I am wondering if there is any legal legislation or document I could refer my employer to? We have some apprentices who are under the age of 22, been employed for over a year and earning well above the minimum earnings for acceptance. The company…
