-
Deed of variation after distribution and interest
I have distributed my dads estate and am now considering a deed of assignment to give part of my share to my son to avoid iht on my estate. The funds are in my bank account gaining interest. If I give part of the distribution to my son does anyone know what I do about the interest on that part?
-
How to find financial year sales figures?
Hi all. Last year I was able to go onto the desktop version of eBay and go on the sellers hub, click performance and scroll down to sales and then enter the custom dates for a financial year to get my total sales figures, postage costs etc. I’ve tried recently a few times and keep getting the message ‘There is a problem,…
-
Transfer Out Plum ISA
Has anybody successfully transferred out a Cash ISA from Plum? I initially opened an ISA with Cynergy Bank but as part of the account opening, Plum (Plum Fintech Ltd (Saveable Limited - FCA: 739214)), wasn't listed. I contacted Cynergy once the account was open, only to be told they only accept transfers from institutions…
-
Good and Bad Buys at Lidl and Aldi stores (***Please don't expire***)
This is the new Lidl and Aldi buying thread. Please report any good/bad deals, good/bad offers and good/bad products. The old thread can be found here https://forums.moneysavingexpert.com/discussion/5960153/good-and-bad-buying-at-lidl-and-aldi-please-dont-expire#latest
-
Zopa biscuit account with 2% on DD
I opened my account last year before it was renamed Biscuit! I got £30 from a £1500 DD transaction done with my connected Moneybox account. Now that I am into a second year does the 2% on the DD still occur? I actually did another £1500 DD transaction. Though gather now they only pay £2.50 per month on £125 transactions.…
-
Claims Time Frame
Hi all, I have a claim form from CNBC for a PCN (DCB LEGAL). The time sequence is… Issue date: 18 MAY 2026 Acknowledgement of service: 1 JUNE 2026 I have worked through all the good advice here and I am ready to put in a defence through MCOL. But my dilemma is this… I am on holiday for 2 weeks, 6 June to 20 June and I am…
-
POPLA stage of UKPC fine
Hello wise people, I got a fine from UKPC on 20.03 for unpaid parking on 16.03. I tried to pay via app, internet failed and by the time i got back to the car 1h later it was still pending. I appealed the fine sending a screenshot of the pending payment where the time of attempted payment was visible. I was unable to locate…
-
22% tax on savings in 10 months April 27
Hi all, surprised there doesn't seem to be a dedicated thread on the two percent extra tax that Labor is going faust upon any with savings,is there any thread on this ?
-
Successful story- Medical Travel Insurance whilst pending investigations for undiagnosed conditions.
Was looking everywhere this morning to try and find where I could find medical travel insurance whilst being on a waiting list for referral to a specialist after my usual medical insurance company wouldn't insure. So many threads came up with no definitive answers so after my success this afternoon I thought I would share…
-
The second hurdle - Nichelette v the huge mortgage
Hello! I thought I would start a new diary as we attack the second phase of our mortgage... In Jan 2019 we bought our first (lovely, but little) house for 320k with a 10% deposit. South east prices :s . With the fees we began our journey with a mortgage of £289,500 over 30 years. To be honest, whilst it was affordable to…
-
Potential scam of a company and credit card won’t refund
Hi all I ordered some dresses from a company called Olvia Rose London. I paid a lot of money for what I received - cheap dresses which weren’t “luxury” as described. They didn’t fit so I wanted to return and get my money back. The website states 30 days money back guarantee but have a length return process - take pictures…
-
PCN - Parkingeye - Overstaying time
Hi all, For this post I will refer to the driver of the vehicle as X. X parked in Huyton Starbucks owned by EG garages on the 20/5/2026, ordered a drink and stayed in Starbucks for 2 hours to do work. No employee informed X of the parking charges, and that license plates had to be inputted at the front desk, even though…
-
Transfer balance out then back
Im coming to the end of my virgin card balance transfer deal , I have another card which would be able to take the balance , I noticed that virgin is offering good deal for balance transfers to them Would I be able to move the balance out of virgin to the other card , then in maybe a weeks time move it back to take…
-
Here's to the Fools Who Dream
I will be 60 on March 2nd 2026 and I am an old fool who is dreaming that the best is yet to come! I loved the film La La Land, always felt this song was about me ....... The Fools Who Dream (Abridged Version) "She captured a feeling A sky with no ceiling, the sunset inside a frame .... A bit of madness is key To give us…
-
Home Energy Rates
Am new to Forum. I am with Home Energy for my Energy Supplier and am currently happy on their Fair Variable Dual Tariff since September 2025. The rate has not changed since I moved to them. For my estimated usage it is £2101 per year - I should note that this includes charging my electric Car. There are no exit fees so am…
-
Excess insurance
Hi, I was upsold excess insurance that cost an additional €388.98 at the Europcar desk in Barcelona which was to cover a Collision Damage waiver of €4000 and a Theft protection of €4000 however I have seen that we already had this covered through Rental cars as I had added on the full protection insurance when booking.…
-
Etihad policy on cancellation on medical grounds
I had to cancel an Etihad flight because of an urgent medical issue the day before. Hopefully I'll get money back from my travel insurance but I knew they'd tell me to apply for the tax part of the flight cost back from the airline. So I phoned Etihad and they said because it was a medical reason for cancelling I could get…
-
Would you switch to a water meter
Recently moved to a new house without a meter. Unmetered bill is about twice what I was paying on my previous meter (different water company) and an online calculator for the new place suggests a metered supply would be about half the metered bill. That was based on its own estimate of my water usage (cubic meters) which…
-
Rejecting return/refund request as a seller
The listing was for food processor components (bowl, knives, etc) as the main unit has sadly died. The buyer opened a case claiming "the item is not as described" because the main unit is missing. The main unit was never included in the listing in the first place, there was no pictures of it either. The listing clearly…
-
Relationship between pension income, savings interest and capital gain
Hi All, I am trying to discover the impact of a significant capital gain on my pension income and savings interest taxation for planning purposes. I have a personal pension (so I can vary income drawn) and cash in the bank earning £5,500 pa. Historically I have kept my pension income at my personal allowance of £12,570 and…
