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Tesco Clubcard Pay+ altertnative
It's no surprise that after the Barclays takeover, TescoBank have announced that they are withdrawing this card from April 2026. I have found this card invaluable in places that won't accept cash but can be risky carrying your usual debit card ie. swimming pool, where you leave valuables in a locker. I would like open a…
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Is the Uber One subscription worth it?
Uber’s subscription service offers savings (and cashback) on taxis, trains, flights, groceries and takeaways. It usually costs £4.99/mth, but many people are being offered long free trials, from two weeks up to a whole year. It's a rare subscription that can actually SAVE you money instead of wasting it. Read the full…
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Is fitting a water meter compulsary?
Hello all,I've recently had a letter from Thames Water stating that we need to contact them to arrange a date to fit a water meter in our home. We've always been happy not to have a meter fitted as we use a fair amount of water for health reasons, but the phrasing of this letter makes it sound like this is a mandatory…
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Can a 16 year old join work pension scheme?
Hi. I’m new to the forum so I hope I’m doing this correctly. My soon to be 17 year old son has a part-time job with a well known craft supply retailer. He asked if he could join the pension scheme and they said he couldn’t. His core contract is for 12 hours per week at £12.21 per hour. He also does some extra shifts during…
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Moneda Capital Warning
There have been a few threads in the past about Moneda Capital that seem to have disappeared . The bank they claimed to be working with has confirmed that they have no contractual relationship with them but interestingly Moneda Capital has now amended their advertising. Although they are still targeting social media…
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Proof of Purchased ISA Product (online application)
Before I get in to my issue I want to say that mistakes have been made on our side (namely, possibly not checking in enough detail when the account was opened, and missing emails because so much bumph was sent). This is the issue:- In October 2023 I, and my husband, applied for a 2 year fixed ISA on line. A product that…
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Internet for office - minimal use - recommendations
I only need internet for one hour, sometimes 2, a week for zoom meetings in the office I rent for half a week. Is there any way I can do this more cheaply than paying business internet rate? Like phone hotspot or anything else?
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How much to live on
How much do you expect you will require to live on each month when you are retired? ie no mortgage, no commute to work BUT maybe higher heating, hobby costs. I'm getting to the stage where I'm realising that I don't need to be super rich to retire and will only really require living costs but I don't know how much I should…
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iPhone bluetooth
Hi, My iPhone XR has stopped connecting to Apple carplay and Airpod Pro. Any ideas why? Many thanks
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Octopus energy mistake 50000units not 5000
So much for award winning customer service , they have refused to call me or investigate my case , in short they made a mistake for years and took my Elec meeter reading as 4 digits me when it should have been 5 , now ive gone from £1000 in credit to £5000 in debt
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Is it a good idea to fix now before the October price cap?
Octopus have offered a fixed tariff for the next 12 months. Being able to predict what I'll pay is really important to me, especially in the current climate. Is it worth fixing now or should we wait until the price cap is dropped to see if the tariffs drop at all - or are they more likely to rise? Thank you.
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Please clarify LATE FEES applied at the moment by energy firms (ONLY pre-Warrant stage)
I was looking at articles from 2022 that gave me this overview about debt recovery fees charged by various energy companies, at default stage (I am specifically asking about PRE-ACTION stage only). This is what I found: EDF Energy can charge £10 for customers with an overdue balance of £50 or more that remains unpaid 28…
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EDF overcharging.
I have checked the summaries of my EDF bills. They have only paid me 5 of the 6 government refunds. They then added the refunds that they have sent me to my bills. I have been in contact with them for 3 weeks. They are now ignoring my emails. They quite openly reduced a refund of £388.71 which I was due, by £132 in respect…
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Communal Supply Issues
We own a flat in a block of six. There is a seventh electricity supply that services the security door, stairway lighting etc. As we don't live in the property we asked SSE to send a copy of the bill to our home address. Not everyone pays their share, but we discussed that with SSE and it was understood that we would only…
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Monthly direct debit regulation?
Are there any proposals to regulate the monthly direct debit amounts demanded by energy companies? If not, why are consumer champions like MSE not pushing for this? Excessive amounts are still being demanded by energy suppliers. The worst personal example of this came before the recent rise in energy prices, I was with…
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Regional charges.
Hi, why are standard charges so unfair. I'm in the North West and paying almost double on my electricity standard charge than a customer in London and more than customers in other parts of the country. Why are Ofgem allowing this?
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Octopus energy Fan Club
Hi, I've just heard about the Octopus Energy Fan Club tariff whereby customers living near on or offshore wind turbines get reduced electricity prices. Have you heard of it and is it worth it?
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Engineer error led to loss of heating
Hi, I have electric storage heaters and after the visit of an engineer to install a smart meter (which failed) I have been left with no heating. I have been in contact with my supplier who initially said it was nothing to do with them and only responded after a negative Trustpilot review. It has been over one month now…
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Sure we're being conned by British Gas
Received our gas bill and shocked to see £303 for a summer quarter! Queried with the company to be told that "Your account has been moved from the old system to the new system. All bills were re-audited on movement and you owe us an extra £125". I protested that the heating hasn't even been used this quarter, only one ring…
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Octopus proposed below attached plan can I go for it?
Octopus proposed below attached plan can I go for it?
