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Pension Basics
Hello, I am one of those people that has paid little attention to their pension other than checking in a couple of times a year and having moved jobs a few times been careful to consolidate to tidy things up. My present situation is as follows: 52 year old male with 5 years served at current employer. I have a group…
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Prepping: the new world...
Thought it was about time for a new Prepping thread... Please keep it on topic, friendly and realistic for life in the UK (i.e. no hurricane basements, no guns, no politics). For those that don't know, the Guides & Scouts among us will be prepared, but are the rest of us ready? IMPORTANT NOTE: this thread is a resource for…
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Resolvecall threatening a home visit
Hi guys, Some of you have assisted previously with my current situation which is currently manually dealing with my creditors and not offering to make any payments. All of my original debts have now defaulted and I am dealing with the likes Lowell, Link and Cabot etc. Lowell have been great throughout the entire process…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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Tilly Tidy with pennies in 2026
Welcome to this group, old and new members of making our pennies work harder in 2026. This is to challenge yourself of collecting what would be nothing to others yet for us they have a lot of important work to do. Even collecting dropped change off the floor counts towards Tilly Tidying. Does your bank offer to round-up…
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Broadband one touch switch stuck order issue
Hi. I’m hoping someone here has experienced this and can advise. I’m currently with Sky Broadband and received a price-rise notification, so I’m within the 30-day penalty-free exit window. I tried to switch to Vodafone via the MSE comparison tool (which routed me through Broadband Genie). During sign-up with Vodafone, when…
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HX Car Park Management Ltd - Gladstones - CCJ Set Aside
Hi guys, I'm conscious that I may be dangerously close to being too late for our application. So we are urgently looking to submit an application tomorrow for the CCJ to be set aside. The invoice was sent to an old address and relates to a vehicle that my wife drives. The invoice was for an improper parking in a bay at the…
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2026 Frugal Living Challenge
Welcome to the all new 2026 Frugal Living Challenge Challenge yourself to live a frugal lifestyle so you can afford the freedom to enjoy life. This is about household budgeting, simple living and being creative with your money. Frugality can be a fabulous lifestyle choice for debtbusting, boosting savings or investing in…
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Can anyone recommend Midea Air Source Heat Pump
Our ASHP is on it's last legs and we are faced with replacing it. One company is proposing a Midea 14KW . We get temperatures down to -12 C some years. We have underfloor heating on ground floor, rads at first floor. Eco house with good EPC. This will be heating only as our HW tank is on an iboost. We'd like to hear…
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Living Large, on a Small Income, by the Sea.
I am living by the sea in a beautiful house. (I can’t believe that sentence is about me) I have spent two years living in other people’s homes. I ended up on a sofa for several months. The joy of my own home, my own key, my own bed…it is indescribable. I had to go to the top of my budget to buy the house, but it is exactly…
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Compost woes
Spring is hopefully around the corner and it's time to think about buying compost. It is now pretty much impossible to buy decent peat based compost unless you are a commercial grower. Instead domestic gardeners have to make do with peat free. There are no quality standards when it comes to compost. You can't trust a…
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G.Network Administration
I've just seen (via my billing email - no other information received) that G.Network are in administration. Shame, as they have been pretty good, but I guess we need to move asap as presumably if there are any issues they are unlikely to deal with them and we both wfh and need reliable internet. Any other recommended…
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Teetering on the brink
Where to start! My life has not been without challenges and I have had times where I’ve had a lot of debt, and times where I have had none. I always felt proud to say I have never missed a payment and always managed to get out of a sticky situation myself no matter what. But this time, I am not convinced I will find a way,…
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global funds
ive posted here before and have been reading a lot , gaining confidence in investing after a late start at 50. I have most of my money in HSBC global balanced fund and was happy with that but didnt realise how concentrated (seemingly as most global trackers are) in tech in the US. Fine if youve already seen the upside but…
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Old Style Weight Loss Challenge - 1st Quarter 2026
Hi All Welcome to the first Old Style Weight Loss thread for 2026. Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st January until the 31st March. You do not have to submit a loss or gain for the first week as it's our starting week, you can post your first loss or…
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The 6 year plan!
I've had diaries before that have for various reasons lost their purpose. Last few years have had big changes in my life, I now have 2 children, I've completed my academic studies and now have a more driven passion for career progression. With this it feels like we have come to the top of our debts and now want to bring…
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Can't Compare till Fixed Tariff rate from April are released
I'm looking to change fix tarriff on Eon next but it's impossible to work out as we don't know what the unit or standing charge on my fixed rate will be to calculate as the new tarriffs already include the April 1st reductions? Wish companies were forced to release what current tarrifs would be so we can compare.
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Charge on property.
If someone lends someone else money, and has it secured on their property, where does this show up? This was prob around £100k, and arranged correctly using a solicitor. The loan was used by the homeowner to invest in a property business. Nothing in the title deeds afaIk. Ta.
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New ISA
Hi, I currently have a maxed out ISA for 2025/2026. Could I withdraw the funds and start a new ISA for this year and pay it in and then it's still classed as having one ISA this tax year? Or can you not do that? Thanks
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To buy or not to buy
Don't know whether to bite the bullet and order oil soon, we don't really need it and have enough to last us through the summer, but considering do we accept the higher prices now rather than risk waiting for the summer and possibly higher costs nearer the winter when we do need it? We won't be eligible for any help from…
