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Fiver Friday Challenge 2026
Hello all, Welcome to the Fiver Friday Challenge for 2026. Each Friday I will put away £5 into a separate account and if I stick to it will have £260 by the end of 2026. I did this in 2025 and found the little and often approach really worked towards this goal. Who is in for 2026?! Coxy
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Old Style Daily Friday 06 February 2026
Morning all. I'll be back tomorrow. Hugs to all.
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FirstPort Property Management
I’m interested to hear if others have had issues with FirstPort, particularly owners of Freehold Homes on new-ish housing estates. We have had numerous issues with this company who now charge nearly £6000 a year to “manage” a small patch of grass in our cul-de-sac. They also added unauthorised charges to our account for…
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2026 Mortgage-Free Wannabes
MFW 2026 - The annual challenge for everyone who would like to track their mortgage overpayments, mortgage payments, or even house-related savings. Feel free to join any time throughout the year. A very warm welcome to the Mortgage Free Wannabe 2026 thread! <3 Over the last few years, this challenge has been providing…
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Next steps; grip-relaxing bimbling, and avoiding the temptations
Time, I think, to start a new diary. My first was about removing our debts, paying off our mortgage and working towards, and through, the first few years of not working. I don't call it retirement at that point, because a wealth of volunteer activities were taken on or continued, and a number of hobbies aspired to or taken…
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Saving, Living, and Ditching the Mortgage
Hey everyone! Long time lurker. At my lowest I was here reading the SLLM posts hoping one day I will have my own mortgage and staying strong letting money sit and grow. These days I have my own mortgage on a lovely flat in a lovely city, almost half way through my 5yr fix now. Want to tackle the mortgage but hardly have…
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A Ditherer's Diary (again)
I'm baaaack. When I started my original diary "A Ditherer's Diary" My kids were littlie's aged 5 and 15 months. Nothing except their age and the amount of debt has changed, it's all got higher! They are now 11 & 7. Having had a quick read through, a lot of it was me coming and going with a few months/years in between. I…
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TSB Spend and Save reward offer - what to choose - hotel or activity pass?
Hi, I've been sent the code to choose my reward offer which is great but not sure what to go for. Can't find any information on the range of hotels on offer or the activities and don't want to make a wasted choice. For example, the voucher is for £120 and if the hotel rooms all cost more than that when I might be…
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RAC automatic Renewal RipOff
I’m usually good at this but inadvertantly allowed my RAC membership to"auto renew", I do not recall an email and there is nothing in my inbox. Shockingly my auto renewal was £220.98,checking online a new member can get the same cover for £70 with an advertised saving of £40, so the full price is in total £130. A call and…
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Default me
Well, where do I start? I have been in debt for my whole adult life, since I was accepted for my first store card at 18. You would have thought I would have learnt by now how to manage but again, in the same month that all of my previous defaults have dropped off my credit file, I am about to default on all of my debts…
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Secure use of voice recognition for access?
Given the advent of voice cloning how secure are bank aaccounts which use voice recognition for access? I have lots of different accounts and several banks try to get me to use voice recogition to gain access. I have always resisted this but given my opening statement and the various news stories today should they not…
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Hints, tips?
Hey After a long break from comping, I’ve decided to have a try again. In the past I used a PC, now I’m using an iPad. Does anyone have any tips on how to fill forms quickly without having to type everything in? Also, thanks to the posters of comps, it’s very much appreciated for all the time and effort doing so.
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Sick Leave
Hi all, I've been working for the local government for almost 20 years. Back in the old days, we used to have two people in the team who would call in sick quite often. When they had been off sick 3 times, they would get marched up to employee healthcare because they had hit a trigger. Roll onto now, we have 3 people in…
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Pension pot after my husband died
My husband age 78 has died leaving a pension pot of 70,000 and I am 74 not in go health myself what should I do with his pension take it as a lump sum or how does drawdown work
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Sky TV retention deals ( post your haggling successes )
Please post any deals you have negotiated with sky Please post The package The price and discount The length of the contract
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Money taken from Pension Credit
Hi all, newbie here so hope I'm in the correct forum! I'll try to keep it short….. Since September 2025 over £55.00 has been taken every month from our joint claim for Pension Credit. This is repayment for an outstanding Working Tax Credit overpayment they say. However, this overpayment was repaid in full in August 2025…
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I've received a DCB Legal Letter of Claim
Hello to all those who read this. I am seeking clarity on my next steps and would appreciate your help. I got a letter of claim from DC Legal: Regarding this: I responded by email on the 26th of November, with the following: I refer to your letter of claim. I confirm that my address for service for the time being -…
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ISA transfer experiences
My most recent experiences. First the bad and the ugly: * Monument to Santander. The request had to be made on paper, which I handed in to a friendly Santander employee in Branch. 6 weeks later, there had been nil progress as the form apparently "didn't reach the right department" (in Santander). This means I missed out on…
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Supermarkets refusing manufacturers coupons
Has anyone else found it almost impossible to spend manufacturer issued coupons in supermarkets over the last few months? I’m a firm believer in writing in to product manufacturers whenever something isn’t right with a product, and most of the time you get a letter of apology with some coupons for money off your next…
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Window leak help
Hello, So I understand that this may be hard to visualise or diagnose on the internet but I'm after some basic Info on a window leak before I hire someone to investigate and charge a fortune. So I dont have visual water anywhere but the MDF cill has been swelling in one corner for the last 2 winters. There was obviously a…
