-
Beat My Quote! Travel Agents Thread
What’s this about? This is a special thread where you can ask all the Travel Agents and MoneySavers who frequent this board to beat a holiday quote you have and get personalised replies. The idea is to see if someone can beat a quote for a specific holiday; not just a general price. So you need an exact quote. E.g. "I've…
-
Pcn Gatwick 🤦🏽♀️
I have forgotten to pay only remembered when I got the pcn. Is there a template to use to appeal it? Thanks in advance
-
POLPA Appeal Stage (UKPC Ltd) Parked out of hours
Hello, I wonder if anyone can assist with a POPLA defense and if mine is enough. Background: The driver parked in a car park for exactly 16 mins late at night in an unlocked car park (Barriers were up on this particular night), not realizing that parking enforcement was in place and seeing others parked in there also. We…
-
Policy Expert - beware!
This story also applies to Insurance in general and responsibilities that you'd never think of ;-) Long story short, reported a claim that ultimately we knew that we wouldn't claim for - small amount and likely wear and tear, which it was. Policy Expert notified us the next day that our policy would be voided as we hadn't…
-
Why the alarmist headlines on getting a better deal?
So I log into my Energy Club account and the deals are laid out for comparison to our current deal, a BG Variable tariff. MSE calculates our monthly spend at £130. Even the best deals are barely worth the effort of switching, just to save literally a few pounds per month. Why the panic Martin, am I missing something? Is…
-
Smart Parking/DCB Legal CCJ against me
After moving house I have found out I have a CCJ against me dated 07/05/2026. Claimant is Smart Parking/DCB Legal. I presume that if I pay by 06/06/2026 the CCJ will clear from my record. Given the timescale, and against my better judgement, I am inclined to pay. Do I have any other realistic option?
-
IPA Concerns Close To Discharge
Hi all, I am due to be discharged from Bankruptcy on 10th June 2026. So so close! It has been a tough year, and to date, I have no IPA in place due to no excess to impose one after my I&E form. My employer has given me a £1,000 PA pay rise, taking my income to £41,000. I have advised the IP of this, they have asked to see…
-
Home insurance
Hi My bankruptcy has been discharged over 18 years. I’ve just gone to renew our home insurance (contents and building) and noticed that at the bottom is has ‘assumptions’ and one of them is not ever been declared bankrupt. We’ve been with them 9 years and have never noticed this before. Also bank with them. The insurance…
-
Which editor toolbar would you prefer?
Hi everyone, Our text editor will soon have a choice between 2 formats. To be clear, both options below are part of the updated editor - this is not a choice to return to an older editor Option 1: Inline toolbar (Currently used) Formatting options appear near your text when needed, usually when you highlight text or open…
-
Group thread: Heathrow Gatwick Manchester & other Airport drop-off PCNs - easy: how to appeal & win
DO NOT PAY ANY OF THE PARKING COMPANIES ISSUING DROP-OFF PCNs. Advice will change as & when the Government introduce the new statutory Code of Practice and new Appeals Service. And when the companies concerned finally learn (after statutory regulation forces them) how to treat consumers fairly and put up clear signs.…
-
Evasive action! Stop the trench becoming a hole.
I need to take evasive action, and I need to hold myself accountable. I'm not going to call where I am a hole. It's still a rut. A trench. I've got savings, but they are in accounts where they earn good interest rates so I hate touching them. I've just moved house, and I've been doing a money shuffle every month, borrowing…
-
Euro Car Parks - Pure Gym - Chelmsford
Hi All, Im a member of Pure Gym and for some reason on a particular day the keypad did not register my number plate and now i have received a "Final Notification Letter". I would appeal to them to say im a member of the gym but i don't think they care also im not sure if i can use POFA. Any suggestions on the next steps.…
-
Using my SIPP for an annuity
I am 59 and edging upto retirement. I have a large SIPP (£1.05m) and also an ISA (£450k) and are considering using my SIPP (or part of it) as an annuity thus effectively de-risking. I would like to understand how using my SIPP for the annuity would work from a tax point of view e.g. what happens with the TFLS and will I be…
-
Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
-
Employer pension contributions past state pension age
I have been in my company pension for 5 years. I've worked for them for 10 years. I wasn't originally auto enrolled as my earnings were too low, and I requested to join 5 years ago. I am 66 and have been informed I no longer qualify to be auto enrolled as I am past state pension age, which appears to be correct. I have…
-
Prolific Academic Survey Alerts
Here we go again.
-
Air to air heat pump : Any regrets?
The air to air heat pump concept is appealing to me as I live in an old stone walled home and the sheer upheaval of air to water doesn't seem worth it at my age. Can I ask some simple questions to those who have installed air to air? Do you have any regrets about it? Was it successful?
-
Best Sim-only Deals guide Discussion
This thread is specifically to discuss Best Sim-only Deals Click reply to discuss or ask a question about this article click reply
-
Easy to spend nothing on music these days?
How many here spend nothing on music? Nobody I know buys physical music anymore. A few I know use Spotify. Other than going to a gig is there any need to spend money on music anymore?
-
Flight delay and cancellation compensation, Tui/Thomson ONLY
MSE Official Insert: This discussion thread is linked to from our Flight Delays Compensation guide. Please read that for full help.
