-
RED ROUTE GATWICK AIRPORT PARKING CHARGE NTK
Stopped for 16 seconds at a zebra crossing - whilst I was stopped my partner jumped in the car. I paid £5 at the exit barrier. I've been charged £100 parking charge for being stopped on the gatwick red route. It says there is clear signage in and around the gatwick red route - I didn't notice. I was just trying to see…
-
Dealing with Marston
Hi All, Complete newbie here so bear with me! I had council tax arrears which were sent to Marston. I set up a payment plan and was paying £168 per month. All payments were made on time, in full. In December I had to take 2 weeks off work unpaid due to my daughter being ill. This meant that my income was much lower for…
-
Scaffolding
My neighbour's landlord needs to install scaffolding within my garden, For reasons I won't go into I have refused. If they go to court to force us to agree would their renewing soffits, fascias and guttering be classed as essential work, it certainly doesn't look essential to me.
-
Temu Returns
Could anyone help please? I recently ordered from Temu and placed one order but when the goods were despatched, they were sent in three separate parcels - 3 items in one parcel and two other parcels with one item in each. All have been delivered without issue but I need to return some of the items and I am struggling to…
-
HMRC will stop cash-like investments in S&S ISAs
Updating this with the official note from HMRC https://www.gov.uk/government/publications/tax-free-savings-newsletter-19/tax-free-savings-newsletter-19-november-2025 I mentioned this on an ISA thread, but it's relevant to a lot of pensioners as well. According to the FT today, as part of the ISA changes, HMRC is going to…
-
DCB LEGAL QUERY
Hello! Thank you for all the information via this forum, I’ve successfully managed to get a friends parking fine cancelled however, ironically, a historical one of mine has caught up with me and I’m now trying to fight this. Long story short, DCB Legal have sent me a letter of claim, I have the beginnings of an email…
-
Taking out multiple balance transfer cards at once?
Hey! For context my financial situation is improving after some bad health and missed payments and I finally have some balance transfer options open to me. I have opened one and transfered a small amount of my debt but can I open more that one (if approved) in quick succession to reduce interest paid? Or is that a bad idea…
-
Swagbucks Codes Thread 2026 - CODES ONLY PLEASE
This thread is only for Swag Codes, any chat etc should be on the Swagbucks discussion/chat thread If you had the old codes thread bookmarked you will need to bookmark this one
-
Defined benefits pension
I have a defined benefits pension from a previous job. I can now take that pension without penalty as I am over 60. I am happy in my current job and have no pans to retire. My DB pension is £21k pa or £100k tax free and £16k pa. I am not sure whether to take the pension or not as I am still working, although it seems silly…
-
Claim Form + extra parking charge added
I am a newbie and hope the forum can help me. This concerns DCB Legal and Smart Parking Ltd and a Claim Form. I have read the newbies thread on the template defence to adapt for all parking cases. Five years ago during the first covid-19 lockdown I parked in a budget hotel car park and received a parking charge notice…
-
Phone network digital switch over - should I have heard from Sky?
Not a tweet.
-
HMRC pension forecast tool wrong
I'm seeing various reports today about a bug in the HMRC pension forecast tool on the web. One example from the Telegraph… https://www.telegraph.co.uk/money/pensions/state-pensions/state-pension-forecasts-can-be-wrong-hmrc-admits/ Apologies if that is behind a pay wall. I don't subscribe so don't believe so. Other sites…
-
Equity Release on rented out property?
Hi, advice/experiences needed… I'm looking to rent out my house so I can rent a smaller property a different area of the country, basically so I can 'test' the ground before ultimately selling up and moving, hopefully in a couple of years or so. I'm aware of all the costs/pitfalls involved in being a landlord etc. I am 61…
-
I was sold a unroadworthy used car by a private seller
bought a used car in a private sale on 22/01/2026 and, after a short test drive and bank transfer, took it to a manufacturer‑authorised dealer on 30/01/2026 for an inspection/service. The dealer’s report says the car is unroadworthy as it stands: front and rear brake pad issues and seized caliper. I have parked the car…
-
Home Insurance Recommendations
So for the last 5 years I have been insured with Quotemehappy (Aviva) who ive never had to claim with except for a few home emergency call outs. Its renewal time and whilst I wait for the renewal quote due early next week I have been checking comparison sites and both Sky and Tesco Bank are coming up £100+ cheaper a year…
-
Which to pay off first
I have 3 credit cards with different lenders and swapped the balances round so they are now all on 0% for 9,12 and 18 months. The 9 month 0% has £1400 on with a credit limit of £4000 The 12 month 0% has £2100 on with a credit limit of £5200 The 18 month 0% has £3000 on with a credit limit of £3500 I’ve had a promotion in…
-
Major fault on 2nd hand car bought from dealer refusing to provide refund after returning within 28
Bought 2nd hand car £3K from dealer in August 2025, within 28 days car broke down and AA report stated major fault with blocked DPF and poor battery health, advised dealer I wanted to return the vehicle and get a refund, under consumer rights act 2015 as within 30 days. In addition to the faults when the car was delivered…
-
Weird Excel calculation
£ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ 93.59 £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ 18.12 £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ - £ 169.90 When doing the Sum function (via the icon) I get a wrong answer All other cells are empty - I have checked and checked and checked again.…
-
No Stopping - Gateway House, Manchester 2022 - Moorside Legal Money Claim
After almost 4 years of various correspondence ending with Moorside Legal, I have now received a Claim Form from the Civil National Business Centre. The issue date is 27 January 2026 and I have 14 days to respond. The POC is as follows - Claim is for an unpaid parking charge issued for a breach of contractual terms on…
-
Switching provider to access pension
I'm planning to begin drawdown from my DC pension from April 2026, I'll be 59. My current provider, Reassure, don't have an option to drawdown from the existing pension, and would need me to switch to a drawdown account with Standard Life. I am unsure if that's a sensible thing to do. For background, my pension was…
