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Card fraud attempts - is it me?
HiSorry this is bit of a rant/moan. No I have not been defrauded.Earlier this year somebody called up about a suspect transaction on my credit card. They wanted me to go through security. I didn't but called my bank instead who cancelled the card and sent me a new card.Then 2 months after receiving this new card, another…
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Threatened with CCJ after parking fine over 4 years ago. Need advice for next steps, please.
Hi I received a letter two weeks ago saying that I will potentially be taken to court for parking fine, and potential CCJ. I have misplaced the letter but I have done the AoS on MCOL website. According to MCOL website: Claim issued against me: 17/10/2025 Received in post: 22/10/2025 My AoS: 24/10/2025 They received AoS:…
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Getting FIREd up 😀
After two years keeping calm and carrying on, now feels like the right time to move on and start getting FIREd up instead 😀 Summary of the last two years: Was working for a plc, decent money but putting in a lot of hours, very little support from the business and pretty fed up with always being sent out to do battle for…
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Money Moral Dilemma: We're funding our child's wedding - do we get any say in how the money's spent?
This week's MoneySaver who wants advice asks... My ex-partner and I have offered to fund most of our child's wedding. While we're only too happy to do so, we're a little concerned about how the money's being spent, with a significant amount going towards luxuries like a tattoo station and mixologist, rather than towards…
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Warm Home Discount 2025/2026 now being credited to some accounts.
This morning I have been credited by my energy supplier, OVO, with the WHD for winter 2025-26.It's shown here on my 'Live' balance in the 'Other Charges' as a minus - you may find that slightly confusing but it's just the way the billing is set out - Because a minus-charge is a credit. (PS. The £7.14 has been credited…
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UKPC DCB LEGAL court claim 2025
Hi, I received a debt collection notice at our new address for apparently parking on private property (in permit area without displaying a permit in a private residential building parking). There was no charge notice left on the windscreen. The V5C would still be mapped to the previous address and has not been moved to the…
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Parking stories in the News/media
To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site"Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC…
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Another out of the blue CCJ from DCBL.
Just received an out of the blue CCJ letter from DCBL without any prior contact or letters. Checked credit file and indeed there is now a CCJ... Read through the newbies thread, and hopefully have started this the right way... Contacted CNBC yesterday at 8:30am on the dot and managed to get straight through. I was told it…
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Christmas slow down?
Hi all FTBs here actively looking but things seem a bit slow looking at the number of new properties being listed daily. Are we hitting a time of year where people will start to think more about Christmas and not wanting the stress of selling over the festive period so decide to wait until the new year?
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Bike Damaged In Transit - Courier Refusing Insurance
After some advice please - I sent an item via courier which arrived on time, and the buyer did not unpack and build up immediately. The parcel was delivered on Monday, and the buyer contacted me the following Monday to say there was some damage - which would not of been obvious till using the item. (slightly bent wheel)…
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Letter before claim
Hi all I received a letter before claim from Moorside legal. This is dated in September. I have not responded to this as there is no mention of a 30 day window which I have seen mentioned in the newbies thread, so I assumed it was not a ‘real’ letter before claim. I have not received anything since. Should I continue to…
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Trading 212 Cash ISA - Borderline discriminatory???
Hi All, First posting newbie here. Just wanted to convey my disappointment with the Trading 212 service. After helping my elderly mum with her accounts after she has been in hospital for over a month with a life altering condition I wanted to help her and make her money work for her by transferring her current ISA to the…
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Smart Parking
Hi there, I really need some help / advice. i have read the newbies forum and post 2 but i don’t think i can find anything to help my particular situation… I got a parking ticket from Union House in Billericay on the 9th August 2023. i have received a few DCBL letters and I rang them today and they said it’s been given to…
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DCB Legal Letter of Claim on behalf of UK Parking Control Limited
Hello all, First of all - I just want to say that I HAVE read the newbies thread - multiple times. I have also searched the forums, and read a lot of other people's threads. I am aware, that people often take a dim view of creating yet another thread so that people can answer the same old 'boring' stuff again - but I am…
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Do I need an interest bearing Executors account?
Hi, As an Executor to an estate I am concerned about my personal Income tax. I have obtained grant of Probate and received the savings from the financial institutions. I used an old Nationwide Flex account to receive and pay out funds. The problem is with my MIL's flat which has structural problems. This is likely to cost…
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Being pressured to resign from job that never existed
Hi, In june 2025 (its now Nov 2025) I applied for a job with a UK defence contractor (call it "zzz"), via a recruitment company , lets call it "bigrecruit". The recruiters name was lets call him "john smith". The job first collapsed, then didnt start, then i was given a new start date....then it collapsed again....then i…
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M&S Data Breach Compensation
I received a text asking if I want to start a claim via. jointheclaim.co.uk I’m never sure about getting stung for charges with these firms if the claim fails so obviously a bit nervous about doing it.
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POPLA appeal - MET parking - McDonalds Canning Town - advice on wording please
Hi all. I'm another absolute idiot who didn't see this incredible forum until it was too late.... I already admitted I was the driver :s I parked in McDonalds, Canning Town, for less than 90 mins, purchased food (well, my partner did) and it was consumed there in McDonalds. I received a PCN a week later from MET for the…
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Microsoft 365 Family - Recurrent billing OFF - Got 2 months free
I went to turn off recurrent billing so that I wasn't auto subscribed to the more expensive AI enhanced package (£79.99 to £104.99) and it offered me 2 months free on my current package whilst 'I thought about it'. I have accepted this naturally. Now my subscription ends in Jan and as recurrent billing is now off, when the…
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Thank god we paid the mortgage off
My previous diary was pulling my frugal pants on. I decided to start a new diary because, well because our new start that we had planned isn’t going to happen. So dad’s house sale finally went through and we’d decided that we would use my inheritance to offset OH dropping a day at work. Money would be tight but doable.…
