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We're a friendly community of MoneySavers sharing our experiences and tips to help each other out

Gifted Deposit from partner
Hi all, Apols if this has been asked an answered before. I'm currently buying a house with a gifted deposit from my partner - which will be received upon the sale of their house. The house/mortgage will only be in my name and not theirs, and they will be living with me in the house. The mortgage provider requires a letter…
Not winning anything.
Hey, I've been spending about 30 - 40 minutes a day for about four months now entering comps and haven't won anything. Is that about right? Am I just unlucky 😀 Thanks
Bank allowing multiple accounts for the same business?
Hi all,I've had a good look around but not been able to find this. Does anyone know of a bank which allows multiple current accounts for the same business? Like Chase does for personal accounts. Free and easy to open. For the same reason Chase is useful - switching bonuses, but this time for business accounts. Cheers 😃
Lose weight with Slimming World in 2025, You know you want to.
Time for a new Slimming World thread as we go into 2025. Feel free to join in. We are all at different stages of our journey & some are awesome target members. We are a lovely supportive wee group. Some go to group & some go it alone. As we move into new year feel free to pop in to our lovely thread. All welcome.
POPLA / PCN
Hi, I have submitted a POPLA appeal recently. Is it ok to email the data person at the company (horizon) during the popla appeal to mention about fraud and whatever pertains as I believe they double dipped me? regards
apcoa welwyn garden
as regestered keeper ive recieved this pcn for parking on 24/25 may . date of issue is 9th june. am i right in thinking there is no keeper liability as its more than 14 days later, driver hasnt been divulged. Is there a standard appeal to use for this, thanks in advance hxxps://imgur.com/a/E98pL03
Multiple 0% interest balances -- why isn't MBNA crediting payments against them in order of expiry?
I have two 0% promotional rate balances on my MBNA credit card. One of the promotional rates expires in March and the other expires in August. I have over the past few months been making payments to MBNA on this card, and I assumed that they'd credit my payments against the balance where the 0% rate expires in March.…
Unable to pay back Debt
Hello, I am a 28 year old working professional with at least £25K through credit cards, car loan and other debts like PayPal credit, Very, Novuno etc sitting on my head. I have been making minimum payments for a year now and now unable to make those as well due to changes with my salary compensations. I am worried about…
Opening a bank account as a gift to someone
I'm wondering if there is a way to gift a bank account to another person or organisation? As a school/parent community we would like to have an account for our teachers so that we can donate money to their fund throughout the school year. Not for the school but specifically for the teachers. We'd like to explore this as an…
Private parking ticket
Hi. I wanted to get an idea on how likely a popla appeal will be successful. I rented a flat which has an associated parking bay since Sep 24. The building has both on street and a gated parking areas. I was away and when I returned I found 3 tickets saying that I'm in the wrong bay and my parking bay is in the gated area.…
Estate Agent
When to have a discussion with the estate agent if there is only 2 viewings in the past 3 weeks? and I am now regretting using this branch.
In a rush.
Morning. I've been here before, but deleted my account as I probably overshared and then panicked that somebody I knew would read it. Me in a nutshell..... 2010- left my children's dad. He was abusive. Walked away with all of the debt. 2016- Had to sell the family home as I could no longer afford to maintain it or pay the…
Sick leave calculation - confusion on mutual termination
My wife was subjected to unfair dismissal last year and we have a September 2025 hearing at the tribunal. while i would have fought this my wife can no longer handle being associated with the company again as her mental health has deteriorated. We have negotiated to settle out of court so that she can have some relief. The…
The all new using what you have from your Freezer, Cupboard or Shed (Barn)
It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment!
I have a plan - so everything is fine
First of many posts….Currently I’m 49k in unsecured debt. I’ve posted SOA and had some support and so I’m going for a DMP. This was back towards the end of June/July so thought I would post what’s happened and where I am. So my SOA compared to today…..isn’t it strange that in my head I was thinking I was paying £1400…
Which offer to accept?
My property has been on the market for under a month and the asking price is at the lower end of of similar properties. My agent is not a fixed fee and their fee is due even if the sell does not complete. I had 3 offers which are all under the asking price of varying amounts. 2 are FTB and 1 is selling and currently under…
Starting a business to help people save money
I live in an area with a lot of elderly people who I'm assuming will not be getting the best value for money in a lot of areas of their lives. I'm planning on starting a small business to help these people and to make a little for myself in return. Ideas that I've had so far are: * Buying a thermal camera so that I can…
Leeds Bradford airport no stopping question
Such is my luck. My car was used today to drop two people off at Leeds Bradford airport. Unfortunately they took a wrong turn, and ended up in the meet and greet carpark. They stopped and the passengers got out. Then drove through the meet and greet carpark to exit as he thought it would be better than reversing back out…
X-O (Jarvis) online platform to close in the summer
Most accounts (including ISA accounts) to transfer to Interactive Investor. Information here:- https://www.x-o.co.uk/faq.pdf
Help with maximising my savings
Hello. Im looking to save a deposit for a shared ownership home. Ive given myself a 2 year target and a aim of £8k its going to be tight for multiple reasons so i need to try and maximise my savings. Sadly i cant have a lisa and im now just list in a sea of savings accounts currently putting £50 in a help to save account…

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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