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Battery Electric Vehicle News / Enjoying the Transportation Revolution
I thought a more specific thread/title might be useful for posting news on BEV's (and EV's in general), given that we have threads to discuss the minutia about EV ownership, but perhaps a thread just for the news might be useful. Disclaimer from the start, BEV news can easily become Tesla heavy, so posts, especially mine,…
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Good income but but can't get out of debt
Hi, apologies if this is a duplication but I don't know
where else to go, let me know if it is and I will delete. 5 years ago: I, wife, and new baby lived in accommodation provided
by family business. Business changed due to a death. Family dispute, had to
leave business. Had little savings due to being partner in business…
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Here’s where the story ends…
And another way of life begins? Another old tune that’s been stuck in my head this week. No more ninety months for me, aiming for four years from now so forty eight months. I have rejigged my budget as food prices and prices in general have gone up. Hopefully giving myself a reasonable amount to spend will stop me…
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IHT Taper relief
AIUI from threads I have read on here, that taper relief only applies to gifts that exceed your nil rate band. So for example if you give away £300k and die after 6 years and 11 months, the whole £300k is counted back into the estate, as taper relief does not apply. However in the past month I have read four separate…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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2025 - 52 Week Envelope Saving Challenge
Save £1378 in 2025! Welcome to the '2025' 52 week envelope savings challenge! This challenge ran the last couple of years and I have been asked to set it up again for 2025. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! It can be done wither with…
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Do I need to declare every gift my father made, for Inheritance Tax
Hi all, I am currently sorting the IHT for my father's estate. As part of the IHT400 form, I am completing the Schedule IHT403 (Gifts, etc). My father was fortunate enough to be able to regularly gift money to his sons, and grandsons (although this was paid into his daughter-in-law's accounts first, before being tranferred…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Cheap HPI Check for Cars
Hi Everyone Is there any HPI check websites that are either free or cheap. I am wanting to buy a used car and looking at a few cars, so checking them all would be quite expensive, even though some state that it is HPI clear you can never really be sure. I have found one site thats seems reasonable…
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The dirt that came out from my radiator!
Hi, as I wrote other times in the past my radiator at the second floor got hot only at the top, while the bottom remained cold. Today I've finally cleaned it in the shower, with hot water and using a game of pipes, making water flow in both directions, up and down, for something like an hour. The stuff that came out is…
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Alicante Car Hire - check your Credit Card works!
Just back from Spain with my extended family. At Centauro Car Rental in Alicante Airport terminal we had 3 separate bookings and we all have hire car excess (from MSE recommendation) and therefore declined the comprehensive insurance policies. One of the guys provided his credit card to cover the €1400 block that was…
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Good and Bad Buys at Lidl and Aldi stores (***Please don't expire***)
This is the new Lidl and Aldi buying thread. Please report any good/bad deals, good/bad offers and good/bad products. The old thread can be found here https://forums.moneysavingexpert.com/discussion/5960153/good-and-bad-buying-at-lidl-and-aldi-please-dont-expire#latest
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Magazine dailies
Do people enter every day on these? Or just once? Trying to work out if I can make the time to do more and interested to hear what others do
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30 day car rejection, is it real or just a get out for the motor trade
Ordered a new car with some strict criteria owing to my disability, one being that the seat must have the ability to be programmable with a memory for at least two persons, when delivered the vehicle doesn't have this. The showroom tried to make it work but had to admit it wasn't able to be programmed. After finding this…
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Neighbours may be causing my house not to sell
We're trying to sell our house but the neighbours are always out in their garden shouting at each other. We had one viewing where the neighbours were effing and jeffing at each other. The Estate Agents can't get hold of the couple who viewed it (no surprise!). Our EA said they're surprised the house hasn't sold and suggest…
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British Gas Membership and Boiler Service Worth it?
Hi all, I’ve been researching the best places to get my boiler serviced (less than three years old). I hear British Gas are offering a discount of £69 to join as a member and get a free annual boiler service. The options are to pay in full or split over a year via Direct Debit (£5.75/m). I’m thinking to opt for the monthly…
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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Help please with probate/ Letters of Administration claim
Hello , I really hope someone may be able to help or advise with my situation . The basics facts are these - my father died in 2013 leaving no Will and his only asset being his house that he owned with my mother as joint tenants . As the house passed automatically to my mother there was no probate and the house was simply…
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Roundabouts - Give way to the right if a vehicle has not yet entered?
Wifey and I are having a fun argument/dispute about roundabouts. I watch some of the Youtube dash camera vids, and have noticed a growing number of roundabout clips sent in by the cammer, which to me seem to be showing their error, not that of the car that's ahead of them. Putting aside the many clips of cars pulling onto…
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O/S Daily Monday August 25 2025
Morning all
