-
Bank charges on fee free account
I have a NatWest fee free basic bank account. Unable to have an overdraft, credit cards etc.. on disability benefits which only get paid when DWP or UC days. I am being charged £1.55 every month I'm guessing for for few years, defo last 12 months. Why am I being charged for them taking money out the bank that's not there…
-
Need to stop spending and chasing dopamine!
Hello! I’m creating this diary to hold me accountable, as I’ve been trying to pay this debt off for 3 years now and I just keep kicking the can down the road so to speak. The good news is it’s all on 0% interest. The bad news is I need to have the most boring year next year (aside from a holiday) to be able to pay it all…
-
EDF Sunday Saver
"Shift your electricity usage from Monday to Friday away from peak times (4pm-7pm) – to get free electricity the following Sunday." Average peak electricity usage at end of week Free hours of electricity earned Free electricity times the following Sunday 19.3% (no change) 0 N/A 17.4% 4 8am - midday 15.5% 8 8am - 4pm 13.5%…
-
Home exchange offer reduced with gifted contribution added
Hi, we live in South West England and are looking at reserving a new build property. As part of the deal, the developer has agreed to buy our current property as a home exchange scheme. They have called today to say it’ll look better on the deal sheet if they can knock £20,000 off their original home exchange offer, then…
-
Unsold now inactive eBay
Not exactly earth shattering news but Ebay have renamed the previous Unsold listings to Inactive - least on the app. Not sure of the logic behind the name change but you can still relist from there so no change to functionality.
-
SMART PARKING, DCB LEGAL court claim - Dreamlands in Margate
Hello, I have received a county court claim form for a parking event in March 2024 at the Dreamlands carpark in Margate. The carpark is operated by Smart Parking. For anyone interested, a pdf of the form (with identifying information redacted) can be downloaded here:…
-
Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
-
Victory!! DCB Legal discontinue Court proceedings
As many others have done before me I would just like to thank everybody involved with this Forum and report another victory as I today received notice that DCB Legal have discontinued Court proceedings as predicted in the forum. Please see formal notification attached.
-
Contributions Based NS ESA to UC query (not transitional)
Apols, this seems a touch complicated to me. I'm on ESA, awaiting medical assessment. I have a fit note that takes me to March 2026, so one hopes the assessment will be completed by that time! I have a query, I'm sure all the experts are aware, Cont based ESA stops after 12 months. For me that would be June. What's the…
-
TV Licence article Discussion
This thread is specifically to discuss the the TV Licence article To discuss or ask a question about this article: click reply
-
PCM Apple Blossom Court - Two PCNs one week apart on Sundays, IAS dismissed, refused all settlement
Hello everyone, I hope someone can help me with this private parking issue. Here is my full story from start to current situation: BACKGROUND: Location: Apple Blossom Court, London SW8 (private residential area managed by Parking Control Management - PCM). Vehicle:🚗******(my car, now scrapped). I am a registered disabled…
-
Post Office currency puchase
Off on holiday next week so popped into my local post Office to buy some Euros. €200 was £192. Thought about this today and checked the rate 1.04. Went to the Post Office online and put in €200 Euros price was £178. £14 cheaper. Popped back to post office and chatted to the lady and she explained yes that's correct and…
-
Faulty freezer 16 months old
We had a kitchen extension built last year and all new appliances supplied by the company that did all the work. Yesterday we discovered our fridge freezer had stopped working, luckily everything was just softening, so hadn’t long failed. What are our rights regarding repair/replacement?
-
Renewables: "talking 'bout my generation"
Please forgive the corny thread title inspired by The Who but this post on the bloated 'how do I make the most of it' thread prompted me to initiate a new one... Well, there was yet another misty and bleak start in North Notts today (Thursday), but my SSW 3.92 kWp system was generating around 3kW for just a few minutes…
-
ANOTHER notice in the SAME CP - this time its non-display due to 'flipped' ticket
So my sister found a windscreen notice because of non display of a valid ticket or permit: (to be scanned and uploaded) Reason - the ticket had flipped over https://drive.google.com/file/d/10WcAB82UNeDZiseQiKCsCVUvO1PD9iWZ/view?usp=sharing She immediately appealed (unbeknown to me!)…
-
Online shop took my money, didn't send the goods
I ordered a couple of items from ONLY clothing brand in December - one item arrived, but the other didn't. The company charged me the full amount and won't refund me. They keep making excuses and their latest is that I have to return the item to get them to issue a refund. I keep telling them I don't have an item to…
-
EPC with new rental contract
Can I clarify my understanding on the minimum EPC required currently to rent out your property? My friend is planning to rent his flat out next month and his flat as EPC grade E. I understand this is fine right? I am aware of the new laws coming to upgrade this to a minimum of C but is this requirement needed already for…
-
Please recommend Carnivals, festivals, weekenders, fetes etc for 2026
Hi all (and a happy new year) My wife and I bought a Campervan a couple of years ago and have loved travelling the UK staying in some stunning places we had never heard of previously. However, typically, we find out about an event/carnival/festival too late to book tickets or find anywhere to stay. For example, in the last…
-
Renters' Rights Bill - Will it screw me over?
Hi there, I'm a student who will need to start looking for a room in London in a few months. Unfortunately, I don't have any recent landlord references, nor do I have anyone who I can really ask to act as a guarantor. I currently live off a mixture of my own savings (around £40k) and student loans. I always assumed I'd be…
-
Remove marks on wall
Hi Long shot on this one i feel, but i'l ask anyway! As per photo, there was a mark on the wall, so someone had tried to wipe off the mark and ended up a) creating streak marks around the mark and b) wiping off the paint so the wall is exposed. Apart from re-painting the whole room, is there a way to fix or at least make…
