-
Parking Charge Notice to Hirer ( from CUP enforcement )
I recently received a Penalty Charge Notice (PCN) in the post for a hire car my wife and I were using after her vehicle was written off. The alleged contravention took place on 15/05/2025, but the notice itself is dated 24/07/2025—likely reissued on instruction from the hire company, Enterprise. The location in question is…
-
Yonos Pico settings/advice
Hello, I have a Samsung heat pump with a Yonos Pico circulating pump, we had issues with it but the electrician and plumber came out and fixed it. Since then it appears to be constantly on/running, can hear it running and also the display says “40w” which I assume means it is using that wattage. Is it normal for it to be…
-
Black horse commission claim
Hi everyone, im after a bit of info to see if anyone else’s is having the same thing happen. Last feb/march time I emailed black horse using the template with as much info as I had. I got an automated email almost straight away. Since then I’ve had a monthly email saying the same thing. Along the lines of “we have your…
-
McDonald PCN by smart parking
Hi, my son and I visited one of the McDonalds on 25/08/25 before his tuition. We stay there for roughly 1 hour and 16 mins as he was doing his homework while we had our late lunch. I got PCN from Smart Parking issued on 04/09/2025. I wasn't aware of the time restriction. I appealed through Smart parking website using one…
-
Parcel monkey disregard for consumer rights. Need legal advice.
Parcel monkey disregard for consumer rights. Need legal advice. In short. Negligence when handling my goods in transit. What are my rights and how do I take this further? I sold a comercial boiler/steamer on ebay for £240 and used parcel monkey to send (via parcelforce). A heavy steel box weighing 25 kilo. I paid extra…
-
Halfords Shares
Hi My husband worked for Halfords for 10 years and was part of their shareholder scheme. I'm not sure of the dates but would have been the 90's. He has no paperwork as his ex partner destroyed it all when they split up. I have been on to him for years to make enquiries but without a rocket up his rear end he has done…
-
The ups, the downs and the insides out of growing your own in 2025!
Welcome to the new ups and downs of growing your own! Everyone is welcome. Come and tell us about your growing shenanigans What do you like to grow? Are you going to try anything different this year? Did you try anything different last year? Did you like it? Would you grow it again? Do you have any tips for growing? Do you…
-
Cannot add credit card to Apple Pay
I have been told by Halifax Clarity that they will not allow my credit card to be added to Apple Pay because my IMEI of a phone I bought brand new has apparently been associated with fraud Having first wrongly claimed it was Mastercard who kept the data base they now refuse to tell me who has misinformed them and sent a…
-
New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
-
Giving partner an allowance?
Hi all, What are your thoughts on an ongoing argument please. I work full time with a salary barely above minimum wage, take home income around £1700. My salary covers the mortgage, all the bills and some of the food and running the one car we have. I have not much disposable income after all bills have been paid. My…
-
Teachers' Pensions
I seem to have hit a brick wall and wondered if anybody has any advice to give. I realise that many retired teachers are in a similar position. I retired from teaching in September 2023. My pension is affected by the transitional/ remedial arrangements that all public service pensions are. The lump sum that had been…
-
Anyone else affected by the Metro bank mess-up today?
Leaving customers with overdrawn accounts. I understand this might be because money withdrawals have occurred twice. Left the other half with no money today. Metro bank seem to of shutdown all public communications on the matter.
-
Best way to sell a probate hoosie?
Hi. A friend is an executor of an estate, of which part is the deceased's house. It's an ordinary terraced house in an ordinary street in an ordinary town, and with a value probably in the £220+k range. It does need updating, but is a perfectly habitable house as it is. Probate has been granted. Folk have been telling her…
-
Missed payment Castle Water
I run a small retail shop and have done since 2007 . Castle water are my water provider and I pay my bill on receipt of an email. In October 2024 my bill was £15:32 however for reasons I yet can’t work out all emails from Castle water were being directed to my junk mail. It was only when I received a physical letter in…
-
Looking for SAS Recommendation for Block Management
Hi everyone, I’m currently looking into better ways to manage a few residential blocks and was wondering if anyone here can recommend a good SAS (Software as a Service) solution specifically for block management? Ideally something user-friendly and cost-effective for managing service charges, maintenance schedules, and…
-
The all new using what you have from your Freezer, Cupboard or Shed (Barn)
It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment!
-
IHT Probate and excepted estates
I am hoping you can advise Mother passed away 2023 will left all to her husband. 300k house jointly owned and father also has 110k in normal bank account and 12k in shares. Gifts may be below allowances. We will have to go through 7 years statements and bank stubs to check. We had to use our Amazon for all needs and goods…
-
Civil service- EPA and annual allowance
Hello Can anyone confirm whether my understanding of EPA is correct? I'm in Alpha and at the moment am buying extra DB pension and paying AVCs. This has taken me over my annual allowance but it's ok this year as I have some allowance to carry forward. However, from next tax year I won't have any allowance to carry forward.…
-
1% challenge 2023
Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…
-
Slow Living - Doing It Old Style!
It's a bit early to be starting this thread but it's the last day of 2023 that I will have the time so I'm doing it now! I have decided that 2024 is going to be the opportunity to put into practice all the things that I have thought about, wanted to do and dabbled with in 2023. I have a few diaries on the forum which touch…
