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eBay simple delivery (merged)
This thread has been created by combining posts from more than one thread
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Buiying a new car with exisiting debt
I've just finished my PCP agreement for a car (£330pcm). I need a new car but have the following set of circumstances: - Credit Score 847/999 (Good) - Personal loan / £7,400 to pay of £10k / No missed payments - Mortgage / £184k left to pay of £201k / No missed payments - Credit card / £10k but 88% utilisation / No missed…
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Time to look at energy deals
Hi I have an alert my energy deal ends in September and I've had a brief look at the price comparison. I have used the data from full year last year as its tricky to do so for this year. Currently with edf ELECTRICTY Tarriff 22.82 p Standing charge 70.33p Gas Tarrif 5.96p Standing charge 30.28p I did the energy club…
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Trading 212 cash savings in S&S ISA
I have money in both Cash ISA and S&S ISA with Trading 212. I have noticed that I have a cash balance of around £50 from dividends in the S&S ISA which is getting 4.1% interest, better than the 3.85% which the Cash ISA is paying. I have already transferred money from Cash to S&S and invested, but can I transfer to S&S from…
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Advice needed: CLAIM form received on charge given for parking in own resident space
I've received the following claim form through the post and don't how to proceed from this point and need advice please. I received a parking charge notice for a vehicle parked in my parking bay at the communal parking area of my block of flats. The charge was for not displaying a valid permit. I disputed and argued that…
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Secure Parking Solutions - failed appeal. Do I have hope?
Hi everyone, (using ChatGPT to make this easier to read) I’m looking for advice on a private parking fine I received shortly after moving into a new flat. It was issued by Secure Parking Solutions (SPS), and while I’ve already appealed and been rejected, I’m now deciding whether to escalate it to POPLA. Here's the full…
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More WIRE than FIRE, simplifying, saving and savvy spending
HI :) I've been around the boards for years - I learn so much from other MSE-ers and find having a diary truly helps me keep track of what I'm doing £££-wise! However, I neglected my last diary and life has moved on since then, so it seems sensible to start over. My overall goal has been to retire early (FIRE - Financial…
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PCM - High Point Village/Hayes and Harlington Train Station PCN
Hi all, Firstly, my sincerest apologies for creating yet another thread as I'm aware it is frowned upon creating duplicate threads. However, I'm still a little confused and it was either this or hijack another thread which I'm aware is equally a peeve for forum members. Anyhow, I have read the newbies sticky thread and…
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Does this open the floodgates for counterclaims?
Can people use this as a precedent to counterclaims: https://www.bbc.co.uk/news/articles/ce83n7j7p6po
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UKPC -- Parking outside of bay, Valley Retail Park (Croydon)
Bit of an unusual one here... There was a bird in the parking bay, as the attached photos show. I think it was a bit injured. Anyway, I wouldn't want to injure it (and to do so would be illegal), so I parked adjacent thinking it would move, and I would then straighten up. But it didn't, so I just popped into the shops…
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DCB LEGAL RECORD OF PRIVATE PARKING COURT CLAIM
Hi. I have done some work for DFS Cardiff in 2021 as a subcontractor. When I arrived first day to start the job for a contractor through the induction process they took every contractor’s car registration to allow park in parking lot which belong to DFS , I finished my job after one week. After 10 days I got 7 PCN . ( for…
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Parking Control Management UK Limited - Moorside Legal - CNBC Claim form
Good morning all New member here, first post! Thanks for having me I have received a PCN/CNBC claim form and attempting to fight it I have spent a lot of time reading the newbies thread and a lot of other threads linked within there, sure is a lot of reading! I was hoping to get some advice and opinions from you all I…
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Sony Bravia Android TV
For several months, my two year old Sony Bravia Android television has been asking me to login to watch terrestrial tv apps. BBC iPlayer, ITVX, Ch4 and Ch5 all require me to authorise by signing in on my laptop every time I want to watch. This lasts for a day but the next day I need to authorise again. It sounds like the…
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Shared ownership new build price
Hi. A friend of mine has just come out of a messy divorce and is looking to buy a share in a new build shared ownership house. They're not on the market yet but he was asking me whether I knew if there'd be scope for him to negotiate down the price when they are. I have absolutely no idea never having bought a new build or…
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"Average Earnings Growth" and triple lock
The triple lock is based on the "Average Earnings Growth" figure for July 2025 (released in August 2025) and the CPI for September 2025. Does anyone know what the "Average Earnings Growth" figure is for this July? I'm finding it very difficult to track down and find out if it's the figure including bonses or not.
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Frump to Fab - 2025
Happy New Year 🥂🍾 Welcome to the new bright and shiny all singing all dancing new thread. Are you ready to transform yourself this year. To get fit, healthy and gorgeous. To ditch the frump and to get FAB-U-LOUS. To emerge from the chrysalis into a beautiful butterfly. Are you fed up with being a downtrodden workhorse, are…
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Partial drawdown management
I've been drawing money out of my Standard Life money purchase pot, and have not yet reached my 25% tax free limit. But when I make a withdrawal an amount equivalent to 3 times that withdrawal is out into a separate pot for future taxable withdrawals. However that pot doesn't just hold 75% of my money at the time of…
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Contact Lense Conjob!!!
I recently decided to apply for a contact lense eye test so i could try them for occasional use as an alternaltive to my glasses. It seems so far that the big chains are full of tricks, Specsav*rs told me i would have to pay them a fee if i ever decided to get my disposable lenses from anywhere other than them and Vision…
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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Atom Bank and Equifax
I have a mortgage with Atom bank for over a year now, it appears on my Experian and TransUnion reports but not Equifax. Anyone else here with a Atom bank mortgage with the same situation?
