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Plug in Solar
I caught the last few seconds on radio four, about plug in solar coming to the UK. How does it work in other countries, where its already in use? I have seen examples of panels on a balcony and a flat roof, I have a outbuilding with a flat roof, so DIY would work for me. There are kits on ebay for £300+, would a system…
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Remortage frustration
Currently remortgaging for the first time. My broker lead me to believe it would all be straightforward but this week has been a pain. Not exactly their fault, I guess, but I will be making a suggestion afterwards so they can make sure future client experiences better. They initiated the application and then the legal and…
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Parking stories in the News/media
To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site"Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC…
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Spending abroad, school trip
hi all, My 13 year old is going on a school trip, and these days most money is paid via a card. The school trip will be in the EU. What is recommended? Thoughts?
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Should itsthelittlethings spend less on coffee?
Hopefully this works as an all new diary for me. Will add my debt into my signature and keep track of how I do going along.
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Claim from DCB Legal
Hello, wondering if anyone can help, I received my claim form for an over stay pcn back in 2022, I have no knowledge of the original fine and moved from the area in 2023. I received a final notice for the charge in September 2025 which I ignored and then a letter of claim November 2025. I responded using the advice on here…
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Impossible challenge
Hello! Trying to keep motivation so decided to stop lurking in the shadows and start my own thread. Family of 4 (2 adults and 2 children) with a very large mortgage of now £470k over with just over 23 years left. 1.5 years into a 5 year fix (thankfully a cheap one). OH and I are fortunate to have well paying jobs but…
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Settling in for the long haul
After avidly reading others’ diaries over the past five years, it feels like the right time to shuffle in and create a cosy little corner of my own. Following the example of those much wiser, I have cleared a large amount of debt, including a hefty overdraft, student loan, credit cards, bank loans (that were consolidated…
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CCJ Set Aside Question
Hi all, I have a quick question about a set aside, I have been reading for a few days and have put together my Witness Statement, Draft Order and have the N244 ready to go. I have been following a recent thread where the papers were served to an old address and they 'miraculously' found them at their new address once the…
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CCJ set aside of CEL claim
Hello Everyone, I’ve received another letter from DCBL regarding their intention to request a warrant of execution, and I’m unsure how to proceed. Here are the details: On October 2, 2024, I received a letter from DCBL regarding an unpaid CCJ £297(date of judgment 04/07/2024). This was the first time I was made aware of…
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Trainpal MSE Promotion
I have tried registering my wife for a senior citizen’s rail card. I have entered her details for the Money Saving Experts offer. The problem I have is that when you complete the application you have to supply either passport, drivers license or EAU id details. My wife has epilepsy so no licence. She has numerous health…
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Ford fiesta eco boom
My son who is a student managed to buy a car aged 22, he thought he had done very well buying a trusted Ford, he payed around £5800 for a 2017 plate with a fairly high mileage but ok. car had a full service history, though he did not notice at the time that the previous owners serviced the car late, one time may have been…
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Octopus Tracker
I just wondered about people's experiences with this tariff and whether they feel they are winners or losers. I got a quote from them yesterday, and I have to say I find the numbers highly misleading. The figures are very attractive, beating even the good fixed rate tariff I got from Avro, but presumably based on an…
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Mum (early 60s) doesn't seem to be enjoying life particularly much. No partner or grandchildren
My mum is 61 and unfortunately isn't enjoying her life very much. I know this because she has discussed it with me. I suspect that a couple of key factors contributing to the situation are that she has no romantic partner and no grandchildren. The fact that she has no grandchildren is unfortunately my fault. I am her only…
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Delete
Deleted thread thanks
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A new chapter, An empty nest, Drama school & Last year of Uni
I've been on these boards for many years and a long time ago did start a diary when we'd had a windfall and cleared some debt and I'm not sure what happened but 'life' got in the way. Today starts a new chapter of my life as my youngest has just left home (albeit temporarily) for her to access a drama course in a different…
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eBay & paying tax: 30+ sales.
Having had my tax code changed recently due to my savings putting me over the 1k threshold, within days of this I had a relative asking me of eBay & tax. Basically they got notification saying eBay will be reporting him (to HMRC?) for selling 30 or more items or exceeding £1707 within a calendar year. He's sold 32 items &…
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Here’s where the story ends…
And another way of life begins? Another old tune that’s been stuck in my head this week. No more ninety months for me, aiming for four years from now so forty eight months. I have rejigged my budget as food prices and prices in general have gone up. Hopefully giving myself a reasonable amount to spend will stop me…
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Spar Unwanted vouchers / voucher requests
If you have won a spot prize on the Spar Spin To Win competition, https://forums.moneysavingexpert.com/discussion/6491301/e-01-01-win-10-000-spar-spin-to-win-daily-prizes#latest, which you do not want please feel free to post the voucher here including what the voucher is for.
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£100,000.01 - what happens to free childcare?
Hi there, I’m new to this forum… Free childcare support from the government. What happens if due to my bonus I go over £100,000 by 1p in a given tax year? Who do I inform? Do I need to pay back the childcare for the term or whole financial year in question? My baby is yet to go to nursery so I’m not close to the process of…
