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Capital gains tax whilst living abroad
My partener has sold her UK house which is her second property in the UK ( she still owns the second house).. She lives in Spain and has done so for about 10 years. Is she liable for capital gains tax in both countries? We have worked it out she will have CG tax liability of about 4K. Thanks
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Cash ISA transfer - Charter to Vanquis
Has anyone experienced a Cash ISA transfer from Charter Savings Bank to Vanquis Bank? How long did the transfer take?
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Fuse Energy, anybody with them?
As they were being mentioned on another thread I thought I would take a look and sure enough very cheap SC for electricity and discounted unit rate by the looks of it. Personally happy with Octopus and our Tracker/Agile seasonal hop-skip-jump but it's always nice to see if the upstairs companies are getting any traction…
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So far, a few issues. (Gettit?) Cough - Sofar ME3000 SP
Ok, all set up. Followed the correct starting up protocol - no PV, battery connected, power on. Into settings. It seems to be going ok, but I do have an ID57 fault as my battery is currently at -21oC. I didn't connect the COM cable when I first set it up, as I didn't know if it was compatible, but I have since tried it…
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Bank transfer not received issue
Hello My Dad died in January and my mum reported this to a company that my dad had a private pension scheme with That all got sorted out but they paid out some money to my mum that she wasn’t entitled too and sent her a letter requesting she pays it back That day she sent the money in full by bank transfer via online…
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Equifax Credit File
Has anyone checked their Equifax credit file recently and noticed whether a CIFAS marker is showing? I have a CIFAS registration that appeared on both my TransUnion and Experian reports, but there was no trace of it on my Equifax file. After raising the issue and getting nowhere, I took my complaint to the Financial…
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What charities have the most money going to the cause?
I’ve been giving to charities for a few years, not a lot, but what I can afford, one of those charities is the royal life boat, I don’t personally know anyone that has been rescued, but it seems a good cause, the other day I googled how much does the CEO earn, I was shocked to hear that it was £170k, that seems far too…
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Help! Thames Water aren’t giving me my money back!
I have recently found out that Thames water have been incorrectly charging me for waste water services for 4 years, even though this is a service they don’t provide to my property. I have been trying to get them to give me my money back since mid March but all I get from them is that “I will receive an update in xx…
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Should I go down the DMP route as suggested?!
Hi 👋, I'm struggling. I'm over £30k in debt on CCs. My OH has already helped me out to pay off one, but I want to try and sort the rest on my own. Interest has now kicked in on all of them, and while I'm keeping up with payments, they're minimal. By the end of the month, I need to put things on my CC, so I feel like I'm in…
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Estranged executor
My mum died in 2021, and most of her estate has been sorted out. We have become aware of a small number of shares she owned (BT), and I am beginning the process of selling them. We three children are beneficiaries of the estate, and all three of us are executors. The problem is that my brother is now sadly estranged from…
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Anxiety about long drive
In a few weeks I will be driving from the North West down to Wembley Stadium and back again in a day and for some reason I've developed really bad anxiety. I am a good driver, I've had my licence for 15 years almost after passing whilst in college and I've done other long drives to places such as Newcastle and the Harry…
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Best bank for holiday money
Hi, I'm after a Bank account my husband & I can use for holiday money. We both share costs equally so would like an account the we can both put our spends into when we go away, so it's separate from our own individual accounts and we know how much we have left. We don't want a credit card, just an account we can put money…
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Frump to Fab 2026.
Good Morning lovely ladies...... Welcome to the new thread and a happy new year to one and all. Am I fab yet. Lol. Nearly, but not quite fab enough yet, there's always room for improvement, so I continue my journey to fabdom. My word for this year is refresh. Me, my home, my life. 🤪 This year I want to change my image a…
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Recommendations for ASHP installers in Shropshire, West Mids and South Staffs?
Hi. Any MCS registered recommendations greatly appreciated.
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2026 Mortgage-Free Wannabes
MFW 2026 - The annual challenge for everyone who would like to track their mortgage overpayments, mortgage payments, or even house-related savings. Feel free to join any time throughout the year. A very warm welcome to the Mortgage Free Wannabe 2026 thread! <3 Over the last few years, this challenge has been providing…
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Easter 2025 I’m coming to get you!
OK so that maybe slightly optimistic but you have to dream big! I’ve been reading these for a while and decided it was time to go public instead of lurking; hopefully I can keep up with it and keep motivated. I have a mortgage which is not huge but I still have one. Originally £80,000 in November 2015 and as of tonight…
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Sky TV retention deals ( post your haggling successes )
Please post any deals you have negotiated with sky Please post The package The price and discount The length of the contract
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Notice to keeper arrived after date for early payment discount - what are my rights?
Hi Yesterday I received a Parking Charge Notice for having over stayed the maximum time period at a local car park which is free for up to 2 hours (used to be 3 hours but it changed back in February apparently). I don't dispute that I was in the car park for more than the allowed time my issue is that the parking was on…
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SORN'd car parked outside
Sometime last week somebody dumped parked a 54 plate Mazda on the street right in front of my house. Just checked MOT status and it expires in May next year, but the car's tax status shows as SORN. Am I right it should not be on a public road?
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Make £2026 in 2026
This challenge is for noting down all money you have made in 2026. Ways you can make your £2026 are: Anything made at the end of 2025 needs to go in 2025 pot. SURVEYS WINS EBAY FB SELLING GROUPS OVERTIME SHARE DIVIDEND INTEREST INTEREST FROM BANK ACCOUNTS FREEBIES (VALUE OF) MATCHED BETTING VOUCHERS FROM POINTS EG SHOP…
