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eToro Cash ISA 'transfers in'
This ISA currently looks pretty good, but I'm having a nightmare opening it or transferring in. Has anyone succeded? The terms are below, but when I chat to their AI bot I'm either told the product doesn't exit or that it exists but doesn't allow transfers, or that I don't exist, or that nothing exists anymore… ● Open an…
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The Great WarmFront Scheme or Scam ? Still NOT accountable
Hi All ! Martin, you really need to do something about Warmfront on your next TV Show as not only are there so many complaints, but safety is being compromised and Building Regulations/ Gas Safe Regulations ignored which is illegal. I spotted this older thread after searching for details on how to make a complaint about…
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Potential scam of a company and credit card won’t refund
Hi all I ordered some dresses from a company called Olvia Rose London. I paid a lot of money for what I received - cheap dresses which weren’t “luxury” as described. They didn’t fit so I wanted to return and get my money back. The website states 30 days money back guarantee but have a length return process - take pictures…
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How can you confirm a bank payment was actually sent (without relying on screenshots)?
I’ve had a couple of situations where there’s been a dispute over whether a payment (e.g. rent) was actually sent, and it ends up going back and forth with screenshots or bank statements. Is there a more reliable way to confirm whether a payment has genuinely been made from someone’s account, without relying on what they…
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Council Tax Band Challenge failed
Hi there, I’m in need of advice. I’ve lived in my property nearly 8 years and have only just been made aware that my council tax is too high. I’m in band D for a 2 bed semi-detached property built in 2018 and as this was my first house purchase, I was not aware that this is not normal, especially for my house value. I have…
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Advice On What To Do With 5 Small Work Pensions.
Hello Guys. I have had a chat with Pension Wise in the past, it was ok but they advised that i speak to a financial adviser regarding what to do with my 5 work pensions. Im 56 and i retire in 11 years, im not working due to multiple health problems. I get PIP and UC. I have always grudged paying into a pension, thats why…
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Energy news in general
For GENERAL observations and information not related to specific suppliers.
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Making tax digital questions
Hi, I’m a taxi driver and up to now I’ve written all my income and expenses in a book which I total up at the end of the year and send to my accountant that then does my SA. I have some questions about MTD, my accountant has said that I don’t need to do anything different other than give him the figures every quarter is…
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Stamp duty when staircasing to 100%
Hi. I have what is probably a simple question but whenever I search the government website or elsewhere, I find conflicting or needlessly over complicated info. I simply cannot figure this out based on the information and examples that the government provide. I own 50% of a one bed flat that I bought as a first time buyer.…
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Ripped off by Outside Clinic opticians - is there anything I can do?
I requested a home eye test with Outside Clinic who charged £210 (after NHS voucher deduction) for two pairs of glasses. One of the pair is fine, but the frame on the other is bent and the prescription is wrong. While on hold with Outside Clinic to report the issue I read the receipt and googled the frame model numbers. I…
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North Greenwich Blue Badge car park
Hi all, I’ve read the NEWBIES thread and would really appreciate some advice on my situation. PCN details: Issued by Saba Park Services UK Limited Location: North Greenwich (near The O2) Date of issue: 29/10/2025 Reason: “Failing to fully display a valid Blue Badge in a Blue Badge reserved area” This was a windscreen…
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absolute scam: vouchersent £25 gift card (Santander)
Was meant to get my £25 gift card for switching to Santander by 10th march. Nothing. I email vouchersent on 15th march and 25th march. Nothing. April 14th they email back asking for information I'd already provided in my initial emails to them. April 22nd they come back saying: "we could only accept queries up until the…
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Private CCTV in communal area
I would appreciate any advice regarding the use of private CCTV in a communal area. The situation involves a housing association property comprising six flats. A resident in one of the ground floor flats has installed a CCTV camera in his window, which appears to cover the front garden, entrance, and gate. My partner is…
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Investing in uncertain times and diversifying
I was speaking with someone recently and they scared me with talk about the Iran war and everything happening globally. It made me panic sell my holdings, not at a loss, but I reduced my profit. I had over £300k in index funds. What do others invest in during times like this? I do want to start my own business eventually,…
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I am getting a divorce, as main earner (85%) of household I am being told I need to leave, advice pl
Hi getting a divorce and have been told I need to move out the house, got hit with a non-mol and occ order which got over turned as nothing was wrong with it and now being told I am not allowed to go back in by ex partner I have to go stay elsewhere to "save money" whilst they have a 4 bed house and are PT whilst the wage…
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Parking Eye Appeal
Hi all, The registered keeper received a PCN for a hopsital parking issue. An appeal was put in only referring to the driver and today received the attached response asking to name the driver. They havent reviewed the appeal content this is the forst request. Any advice on how to respond. Thank you
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Smart meter installation
Octopus have installed a smart gas meter but are refusing to install an electric smart meter because our existing meter is 7'6" off the ground and above a kitchen work top. I find this unbelievable 😮 So we are unable to get a better tariff through no fault of our own. What would happen if the meter became faulty or just to…
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Guidance on changing to a Self managed DMP / F&F settlements
Hi, I have a few various questions on this post, any help for any part of this post would be super appreciated. I am currently on a managed DMP and looking to end this arrangement and change to self managed. I've read around on others experiences doing so but I am finding the process a bit overwhelming and need it broken…
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Purchasing freehold
Hi, does anyone have any experience of purchasing the freehold of their home? Our lease has 940 years left and we only pay £15 per annum for the lease, but we want to do work to the house (garage conversation, knocking down walls etc) and so would need to get permission from the freeholder to do this work. With our…
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Toilet pipe
Just had a new toilet fitted. Is there any way of making this pipe look prettier?
