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John Lewis - Miele vacuum dispute.
Hi looking for a bit of advice. I bought a Miele vacuum from John Lewis 6 months ago (£150) and the handle mechanism has broken. I raised it with JL support who said I had to go to Miele. Miele said this was wear and tear and offered to send me a new part for £90! I'm now back at John Lewis and have been pushed to their…
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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misstara's mortgage free diary
I've been kicking about dfw for years, firstly paying off debt, then saving a deposit and now am finally joining the mfw section of mse :smiley: We've just bought a wee 2 bedroom terraced house - missives were concluded last week, will sign all paperwork this week and get the keys next week. Thanks to an extremely generous…
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42 Year olds diary for last min retirement planning and debt free living
I guess you get to a point in your life where you wonder what will my retirement actually be like? I am at that stage now…. This is going to be a long post!!! My plan for this diary is to update it weekly with what I have done, and keep a running total of side hustle earnings (i want to keep under the 1k limit) and the…
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taking responsibilty to get me where I want to be
Good morning MSE'ers I have been reading diaries for the last few months and have found peoples stories so inspiring that I am hoping for some company on my own journey , this will be my own log which hopefully will motivate me at times of bleakness so I can look back on any progress I have made My sitituation is quite…
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Is this a successful business
When assessing a limited company's accounts how whst info do you look at to assess that? How about this company?
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LGPS & State Pension Age
I and 43m and joined LGPS in 2017 on the CARE scheme - which I understand is tied to the State Pension Age. For me, this is currently aged 68. (with the increase from 67→68 scheduled for sometime 2044-46) The current implementation of the SPA rise to 67 got me thinking about the risks around this for planning for…
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Going from monthly to weekly pay
Hi All. New to all of this. I have been offered a new job which annually is more than what I am on now. The only thing that is slightly off putting for me is that its going to change from monthly pay to weekly pay. I have used the Gov website to work out my net pay weekly on the new salary but when I'am calculating that…
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Fiver Friday Challenge 2026
Hello all, Welcome to the Fiver Friday Challenge for 2026. Each Friday I will put away £5 into a separate account and if I stick to it will have £260 by the end of 2026. I did this in 2025 and found the little and often approach really worked towards this goal. Who is in for 2026?! Coxy
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STWA - Water Usage Doubled Since New Meter Fitted
We have been paying £30 DD a month prior to the recent increases. We received a letter to advise our DD was increasing to £82 a month. I contacted STWA and they advised we have a leak. Not sure how they knew this but anyway they sent out a very helpful engineer. We did various tests and he advised we don't have a leak,…
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Ed miliband says Plug in solar will arrive by summer. Realistic or will it be delayed ?
Yesterday’s speech said plug-in solar should be available by Summer 2026. Do people here think that timeline is realistic, or will standards, supply and rollout delays push it back? Could be a strong money-saving option for renters and flats if it happens properly.
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Repayment Threshold 27/28 and Interest Rates 26/27
With RPI for March in at 4.1% the repayment thresholds applicable from 6th April 2027 and interest rates applicable from 1st September 2026 will be as shown in the following tables. Thresholds Plan Threshold 1 £28,005 (up 4.1%) 2 £29,385 (frozen at Budget 2025) 3 £21,000 (subject to review) 4 £35,185 (up 4.1%) 5 £26,025…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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NST April 2026: Thrift and Thrive
NST April 2026: Thrift and Thrive The connection between thrive and thrift is both deeply rooted in etymology and practically linked in modern sustainability, where careful resource management (thrift) enables long-term prosperity and well-being (thrive). Here is the breakdown of the connection between the two: 1.…
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Leasehold shock: what can I do?
It’s a perfect storm. I was very ignorant about leasehold when I bought my flat in 2004. I didn't know a thing about leasehold -- how could I? I was a German citizen, moving to the UK so my children could attend the schools I'd chosen. Yes, it was my fault for not seeking advice and informing myself. I acknowledge that. It…
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Help seeing a will as a beneficiary not executor
Hello all. I couldnt find a specific forum for wills and solicitors so I put it here by all means move it if needed. I am currently embroiled in a lengthy probate process for my late uncles estate. I will make another post detailing far more information than this but would like a very specific peice of adfvice first…
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Lose weight in '26 with Slimming World & SWIP's.
Time for a new Slimming World thread as we go into 2026. Feel free to join in. We are all at different stages of our journey & some are awesome target members. We are a lovely supportive wee group. Some go to group & some go it alone. As we move into new year feel free to pop in to our lovely thread. All welcome. SW have…
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The Cutting Down Alcohol Challenge for April & 2026 :)
Welcome to the Cutting Down Alcohol challenge for the month of March and for 2026! This challenge is all about helping people cut down or even give up on their alcohol consumption, mainly for health reasons, but it can also save a lot of money, because the cost of buying alcohol really mounts up over time and sometimes you…
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Apple muncher's number crunching
Time for me to start a diary :j. I work 2 days a week, dd is at school and dh was made redundant in the summer. We are living carefully, although the redundancy money is being nibbled away at of course. We are fortunate to have no debts other than the mortgage, so I would like to get rid of it! We'd also like to have a…
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Dubai with Emirates Holidays Late June 26
Looking for advice and wondering if anyone else is in the same boat. I booked a package holiday with Emirates Holidays back in February — flights with Emirates and 4 nights in Dubai, late June. The balance was due early April. With the FCDO advising against travel and no end date in sight, I called Emirates Holidays on…
