Recent Discussions

Hi all, I’m looking for advice and to share my experience in case it helps others. Two properties in my family had solar panels installed by A Shade Greener around 13 years ago. We have recently discovered several serious issues: 1. The solar lease appears to have been mis‑sold The homeowner was told they were signing an…

...new diary title taken from the line I had already added in to my signature! Regulars will already recognise me - I've been here a while, although aside from one fairly short stint always on the DFW boards. A quick summary of our MSE history for those who have not stumbled across me before though - started out with a…

I'm trying to sort this out for my step mom and I'm completely brain fried. So my step mom lives in the UK but she is a US citizen. She has a US passport and her husbands pension from United Steelworkers used to be paid via direct deposit into her Chase bank account. When she moved here permanently she closed her Chase…

Not my sale personally but mainly dealing with it. Leasehold flat in Outer London approx £250k What kind of price for a Conveyancing would be reasonable? Who applies for the pre-assignment information from the council? Thanks

Hi, I signed up to a month’s Free Apple One Trial (primarily to watch Apple TV), but the Trial included other stuff, some of which I already had, namely Apple Music and iCloud+, both of which I’ve been paying for as individual monthly subscriptions for some considerable time. I just tried to cancel the Subscription today…

HI. I have been looking around to move my isa from Trading 212, currently paying me 3.6%. the first thing to do was to get it out of trading 212 which is easier said than done. The one thing that really surprised me here, was that two major players- trading 212 and nationwide do not communicate. I could not transfer my isa…

Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…

Three months in advance of my pension maturity date (70th birthday) i put in an application to Reassure for my 3 separate S226 old Guardian pensions with "a very valuable guarantee" apparently called GMP to discover after 7 months the staff dealing with me are not trained in S226 or GAR's & GMP pensions. As a result i was…

Hi All Welcome to the 4th quarter Old Style Weight Loss thread for 2026. Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st October until the 31st December, although I'm sure most of us will stop or pause over Christmas. People we have 12 weeks to fit into those…

I usually have some sort of sewing related title to my threads. My diaries of how I cope, or don't cope with my unusual life. But I have lost my Sewing Mojo at the moment. Moving forward with a two year old, a four year old, a 12 year old, and four Adults who still take up my time I doubt this single Granny is going to…

hi , my partner took advice to top up her national insurance holes to get a full state pension, which she now enjoys. However she only had the holes in her record due to the recently discovered errors . We contacted HMRC who replied as she has full pension she wasn’t entitled to anything. Is there a way she can claim back…

hi all I’d like to get everyone’s thoughts on this matter. back in mid 2023 I had nine solar panels installed. I reputable and they fitted components from one of the leading solar suppliers at the time. No one really ever showed me how the app worked or how the system works. I felt my electric bill had reduced but not…

My hospital appointee today collected my wca. She said it will likely take her two weeks to fill in and send back in the freepost envelope. I said that's fine as long as they have it. Will I be able to check my statement on the 17th November and get paid on the 21st November? Has anyone been through this in a hospital…

Welcome to the 10th Grocery Challenge of 2026! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…

Where to start! My life has not been without challenges and I have had times where I’ve had a lot of debt, and times where I have had none. I always felt proud to say I have never missed a payment and always managed to get out of a sticky situation myself no matter what. But this time, I am not convinced I will find a way,…

Whilst editting a couple of thread comments on Fri 30th something went wrong. ended up getting "discussion not found" errors when finally tried to post Edit - and now again when try and edit but checking my drafts earlier had maybe 200+ copies of 2 posts in the list. Pretty sure i didn't manually request it - some auto…

Daughter's car was parked at Tesco Springfield Road, Chelmsford. Her V5 has not been updated since she moved house about 18 months ago. I have advised her to submit form V62. She now has a letter from DCBL on behalf of Horizon Parking asking for an unpaid parking charge of £125. Date of contravention is 05/07/2026. Reason…

Most energy providers: EV tariff = 1/3 more for standard tariff + cheap rate over night. Best to choose a provider that gives: standard normal tariff all day + cheap rate over night. Am I missing something? This is why I switched to Octopus 12 months ago. Now they have just short of 40p standard rate + 7.5p overnight. So,…

My wife and I each have a £20k bond maturing, which we plan to invest into a cash ISA using our current tax-year allowance. Our goal is to use it as an easy-access 'dip-in' pot with no withdrawal penalties, as the rest of our ISAs are currently tied up in fixed-rate accounts or stocks and shares ISAs. Our strategy is to…

This thread is only for Swag Codes, any chat etc should be on the Swagbucks discussion/chat thread If you had the old codes thread bookmarked you will need to bookmark this one