-
One Protect Insurance
Has anyone had experience of this insurance company? I have made a claim on my insurance with them for damage to my car. Totally my fault but they have agreed it can be repaired by their 'accident management company' have just told me they will only pay £1750 to have it repaired. My local (and very good) garage has…
-
75 pension has been stopped after a call out back to the military.
Hi there, I served 24 years and got 75 pension. It pay monthly. I'm also a Sponsored Reservist which is incorporated with my day to day job. I've received a mandatory call out for 6 months as a Sponsored Reservist and will be paid by my Company during that time. My pension has been stopped and no-one can give clarity on…
-
Loft ladder - Metal for Wooden
Hey guys, My metal loft ladder is a bit naff so I'd like to swap it for a wooden one. I've currently got one where you open the trap door the pull the ladder down, three sections that fit on top of each other and will sit inside the loft behind the trap door. All the wooden ones I see are a kit where you'd need to replace…
-
New mortgage deal during DMP
This discussion was created from comments split from: Struggling with debt? Ask a stepchange debt adviser a question.
-
Washing machine help!
Hi all, Just did a load of washing and decided to run the “spin only” function after as I recently read it could cut drying time. Unfortunately it started banging quite violently so I stopped the machine, opened the door and found my pj bottom leg tangled in the rubber rim. Never had anything like this, but a metal loop…
-
SMALL CLAIM RECEIVED FOR PARKING - BUT THE CLAIM COULD NOT BE FOUND ON MCOL
Hi everyone ! I received a CCJ claim form for parking of a vehicle I do not own and have not driven. Infact I do not even know which vehicle it was. Since it was a legal notice, I submitted the AOS. I took a lot of time to prepare a defence but when I tried to submit it online via MCOL, I could not log in using the Claim…
-
UC overpayment - still haven't received letter 9 months later
Hi all Last year we updated our UC journal with a change of circumstances regarding savings. We had over £6000, and didn't realise about the limit/s in regards to savings and claiming UC until a friend mentioned it to us. To cut a long story short. We had to upload bank statements for all bank accounts from the start of…
-
Prepaid travel card
My daughter is going on a gap year next month and I want to give her a prepaid travel card I understand it has to be her who purchases it, but I want to link it to my debit card so I can top it up in emergencies Is there a card that I can gift her, or do they have to be in her name, and the debit card (or bank account)…
-
Solar energy - Feed-in Tariff payment delays - your experiences?
Most people who've installed solar panels in the last 18 months or so will be claiming Feed-in tariff payments from electricity suppliers. Some suppliers are paying fairly quickly after the claim goes in - but some aren't. E.on, for example, used to pay within a few days but are now delaying payments for up to a month.…
-
Richer Sounds not honouring warranty
Hi, Just looking for some advice, I purchased a 77" S90c from Richer sounds just under 2 years ago for £2799 although discounted by 10%, I also have the 6 year warranty, recently i have been having some issues with the tv. Firstly the brightness keeps changing on the tv, I initally thought this was a power saving/ambient…
-
Move fund to safety?
I've currently got approx £360K in Vanguard 60/40 Sipp with II and am looking to buy an annuity in the next tax year. Getting jittery about the market as I don't want to hit a downturn with no time to ride it out. Any advice about what to do?
-
Reverse Meal Planning
Not sure if many of you will have tried the reverse-meal plan idea. Rather than buying all the ingredients you need to support your meal-plan, you look at your fridge, freezer and store-cupboard and meal plan from that, minimising what you shop for. Based initially on the fresh produce that would be wasted if it is not…
-
How to fill in IHT410 relating to discretionary trust
Hello, I am currently filling out IHT forms for my dad's estate, and am unsure on how to answer IHT410 Q3. "Was the deceased’s life assured under a jointly owned assurance policy which continues after death?" His life was jointly insured with his surviving spouse in a whole of life policy (second death), and so continues…
-
Alternative to Voipfone
Looking for an alternative to Voipfone who I am currently with on their Voipfone 100 plan (£5/mth for basic). Have two phone numbers needed and seemingly use more than their 100 free monthly minutes. Simple solution might sound like just having two Voipfone 100 plans, however I have spoken to them and they cannot combine…
-
Posting a cylinder tube
I have just sold something on SD to by posted via Evri 45 x 35 x16 cm It happens to be a poster that need to be rolled up and put in a cylinder tube. Does Evri have special category for cylinder tube? Can't find any info just when I am in a hurry to post today. Does anyone know?
-
Lantern
Hi, I'm Looking for advice please. I've been getting bombarded with emails and letters from lantern, who say the acting for perch and are going to give me a home visit to discuss payment of a loan I had with Sunny for £439 years ago, will I need to speak to them, any advice would be great...thanks
-
Frosty the Snowman - it's the 2025 Christmas thread!
Hello and welcome to the 2025 Christmas chatter thread! Better late than never I say! If you're new to the thread please pop in for a natter, pull up a chair by the fire and get yourself a hot chocolate - we all love Christmas but are also here to chat about anything else going on in our lives and offering each other…
-
Planning for future for disabled daughter 28
I’m 62, and my daughter is 28. She has CFS, ADHD, PTSD, Depression, Anxiety and severe asthma. We live in private rented as properties that have had in the past have been listed through divorce and high interest rates. We’ve been in rented for the last 20 years in fact. We can’t get on the council list even to loiter at…
-
Octopus' recommended monthly direct debit amount - take care
Apologies if this has been covered before, but my understanding is that a fixed amount DD with an energy provider evens out periods of credit in the summer against those winter months when you are likely to move into a temporary debt position. I am an Octopus customer and regularly use their online balance projection to…
-
CEL witness statements group thread
CEL witness statements seem to be far worse then other firms they are literally a copy and paste with no facts as to the case, i dont think ive ever seen a witness statement as bad as this its if they dont intend to use them at a hearing Ive compared several and apart from the claim number they are word for word the same…