Recent Discussions

Hi everyone, I’m looking for some advice from anyone who has been in a similar situation. We’re in the process of buying a house, and we’ve discovered that the property has a small, single-storey rear extension built in 2020. The extension was built under permitted development, so planning permission wasn’t required.…

We divorced this year and completed our consent order which was approved in May. All amicable and seemingly straightforward. The house has been on the market for 6 months and it has only had two viewings. We're currently switching agents after reducing the asking price by £10,000 and then £20,000 without success. My ex…

Just got this account. Was wondering when can i access the cash back?

This week's MoneySaver who wants advice asks… Our neighbours at the back of our house - who we share a garden fence with - came round and asked if we'd contribute towards replacing the fence, as it would benefit both properties. We agreed and paid 50% of the cost. But it wasn't until the new fence was up that we found out…

Hi there! We are first-time buyers (in our forties - no family money here!) at the stage of making offers on a couple of properties we like. We viewed 17 flats in just under three weeks and have pretty much narrowed it down to 2 or 3 of them. The two currently in contention are what we need help deciding between. I have…

Our landlord just raised our rent by 30% citing market value as the reason. We have stayed here for 8 years and initially they opened up for a counter offer from us as they value us as long standing tenants. We made a counteroffer which they now rejected. They won’t budge. I’m now wondering whether we have any chances of…

I have just received in the mail a letter telling me that bailiffs will call on 22nd of this month. It's for a ccj that I didn't know I had from 2022, the creditors is intrum poplar designated activity company. I've never heard of them. In 2010 I separated from my them wife and found myself briefly homeless and with no…

Hello - I had previously had a debt free diary about 4 years ago, I think I was in about 40k debt but then cleared it down by about 10/15k but never addressed the underlying issues and of course the debt just ramped up again. A big promotion and then another secondary promotion really gave me a false sense of being…

My house, which I formerly let and is now empty of furniture, has been sold subject to contract. As discussed in another thread, my insurance company insists that I must seal up my letterbox. I could do this myself with duct tape and cardboard (on the inside), yet I am not sure how secure this would be: might be vulnerable…

This thread is only for Swag Codes, any chat etc should be on the Swagbucks discussion/chat thread If you had the old codes thread bookmarked you will need to bookmark this one

Hi All, I've just found out about a debt (small amount) of my partner's (over 20 years old) and has been passed from one company to another. I thought that he'd been paying £1/£2 nominal amounts on all and we have addressed the others (paid of or stopped paying when no CCA could be produced). This seems to originate from…

Hi, I appear to have missed the AOS deadline which was yesterday at 4pm, i hurriedly filed it, would this mean i will get a deafult ccj? Should i file the defence as as soon as possible? When i was acknowledging it said the website said it might accept the extension if the claimant hasn't filed for a defualt issue, does…

I just got a letter through from the county court stating I owe DCB Legal approx £300 for not replying to the claim form. I have not received a claim form for this in the past and have always responded to the claim forms sent to me. Is there a way to appeal this or get the claim form resent to me? Or is there any other…

I signed up for the Etoro £75 free shares offer using the MSE link, reached a page with a Claim your free shares link and created my account. Funded my account with the required £200.00. But no evidence of any choice of any free shares or any free shares at all. The Chatbot advises that the £75 of free shares will only be…

I've been kicking about dfw for years, firstly paying off debt, then saving a deposit and now am finally joining the mfw section of mse :smiley: We've just bought a wee 2 bedroom terraced house - missives were concluded last week, will sign all paperwork this week and get the keys next week. Thanks to an extremely generous…

Hi all, I received a CCJ to an old address from G24 ltd regarding a parking event in May 2025. I was able to collect my old mail from my previous address included the POC and all threatenings mails from DCBL Baliffs. After reading the NEWBIES posts and related subthreads, I prepared a letter for DCBL to set aside the court…

Hello, long time no post, but I continue to follow the forum. A friend has received a PCN from Euro Parking Services. He stopped on a residential service road, double yellow lines, for the purposes of loading/unloading. The PCN claims a period of parking of around 9 minutes. Of the eleven evidence images, only four show…

The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…

Hello all, I received a CCJ for a PCN for a parking space I rent from the lease holder. I applied to the county court to have the CCJ set aside and attended court. the judge agreed to set aside the CCJ and that I needed to submit my defence on the basis I have permission to park in the space by the lease holder. I have…

Welcome to the new ups and downs of growing your own! Everyone is welcome. Come and tell us about your growing shenanigans Maybe tell us a bit about yourself; What do you like to grow? Are you going to try anything different this year? Did you try anything different last year? Did you like it? Would you grow it again? Do…