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Back again
Morning everyone, I closed my DF diary a few months ago for various reasons at the time. However on reflection I think I haven't been myself for months , but I feel myself coming out of the place I've been and wanted to be back here. The last two years have been very testing with RL things going on in the back ground but…
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Mortgage free in Forever Home :-)
Hi All, This is partly for the benefit of @Cheery_Daff who has nudged me into posting. 😊 I’m in a bit of a pickle and I need to get on top of it
before it becomes any more serious. I am inherently a spendthrift, it’s always has been my way. In
my 20’s I ended up in a lot of debt relative to my income which I…
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Remote Work, unfair disciplinary, off sick
Hi, New boss wants to fire the department, due to budget cuts AI etc. She wants to account for every minute of remote work, even when being at desk almost every minute. For the past few yrs, I opted for super early lunch breaks to care for frail mother, but swiped periodically to stay in 'ready' mode by keystrokes, but as…
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Small pot
I really have no idea what this
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3-5% Radon
We are currently buying a property which has the radon reading of 3-5% on the environmental search. After looking at the UK government map, it seems that lots of areas have it from the Peak District & Derbyshire Dales to Yorkshire Dales. If we move in and do a test, what works would need to be done.
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EE Sim only monthly contract massive price hike
Hi all, I used to be with Plusnet for broadband and mobile phone etc. Then I got transferred to EE as Plusnet dropped their mobile phone service. Was paying around £6 per month, but after I transferred to EE they started the uual annual "inflation plus" increases, so was paying around £7. However they have just advised…
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Unable to log in to my Hotmail/Outlook email accounts via my laptop/mobile
I use the Outlook app on my Android mobile and can access my Hotmail accounts with no problem on the app. However most of my usage of Hotmail is via my laptop ()using Chrome as my internet browser. It's the only browser I have ever used. I click on my saved Hotmail link and it redirects me to this page:-…
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Make Do, Mend & Minimise in 2025 (and 2024)
With the cost of living showing little sign of easing soon, I thought I'd start a new thread for this. I'm sure many of us are trying to be as environmentally friendly as we can be as well as stretching our budgets as far as we can. I'm putting together a To Do list towards this end and will publish any achievements as and…
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Nectar Bonus points
I’ve always shopped mostly at Sainsbury’s and I collect Avios for flights so was happy when they were linked. I usually receive 15 to 20 bonus offers. Last week only 9, 5 of which I have never purchased. This week 5, 3 of which I never purchase. Are bonus offers being phased out? I usually spend £80-100 each week. I’ve…
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Hopefully debt free before Mortgage renewal in June 2026
Hi, So, My mortgage is due for renewal in June 2026. I bought a house for £190,000 with around a £48,000 deposit on a 5 year fixed rate of 1.63% interest which comes to an end on 30th June 2026. I currently owe £129,363 and pay £517.72 and i have 25 years and 6 months left to pay (i will be 68 when this ends). I know…
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One of cooker's gas burners not burning at full flow.
Our gas cooker has developed a problem with one of it's burners. The flame is permanently on slow. Even when we turn the knob to full flow the flames are about a quarter of what the maximum used to be. All the other 4 burners work fine and we suspect that there must be something stuck in the supply pipe for the burner.…
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Divorced but partner with child wont sell house
Hi everyone, i need some help. My ex wife and i have been apart for 18 months. I have moved out but continued to pay the mortgage as well as child maintenance for my 4 yearold daughter. I am with someone else and live with her but renting. We would like to get a mortgage but because i am on the mortgage of the house i…
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Cancel current term or wait till 2026
Hi All i am on a 3 year term at 4.15% via Nationwide started in Dec 2023. i keep seeing deals at 3.15% or lower now and makes me anxious thinking the numbers will only spike up before my renewal. Apparently can renew only up to 4 month in advance meaning round August 2026 Anybody here on same boat? whats ur suggestion…
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Kent Reliance new T&Cs
Received these today relating to their migration to the new platform later this year and a couple of changes jumped out at me.Firstly they are doing away with the 1K requirement to get the full rate on easy access accounts. Not a biggy but at least now with £1 in the account you can see the true rate of interest that the…
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Octoprice Data Checker - is it working for others?
I'm referring to https://www.octopriceuk.app/missingData which reads HH data from your Octopus account. I'm getting an error, just wondering if it's a glitch with the site or whether there's a screw up at Octopus. It was working this morning right before I phoned to get Octopus to bring my data up to date. Previous calls…
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Octopus Tracker
I just wondered about people's experiences with this tariff and whether they feel they are winners or losers. I got a quote from them yesterday, and I have to say I find the numbers highly misleading. The figures are very attractive, beating even the good fixed rate tariff I got from Avro, but presumably based on an…
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We will get this debt down & the savings up
Several years ago I joined MSE with a different user name, but then it all went a bit wrong with losing job and other things, so I sort of fell by the wayside. Now I have created a new profile and am starting again with more determination. I have read so many people's diaries and can see that it helps you focus and it is…
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County Court claim from Gladstones (on behalf of Horizon Parking Ltd) defence
Hello dear Forumites, I would be grateful for your expert advice... I have received a new CC from Gladstones on behalf of Horizon Parking LTD (after the original one was discontinued) for an alleged parking contravention that took place in Dec 2023. I haven't done my acknowledgment online yet as I've only received the…
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Parking stories in the News/media
To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site"Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC…
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Fixed Rate Offers Declining
With a high probability of a further rate cut next week many of the best offers are quickly disappearing. It seems possible to delay funding some by up to 30 days at the moment, giving a chance to buy now with no downstream commitment But I remember shortly after the last rate cut there was a rate rebound so you would have…
