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Hildebrand Glow Display and CAD
Anyone got one the Glow Display CAD/IHDs fro Hildebrand/Glowmarkt? I'm with Octopus and have one if their home mini devices that doesn't connect and Octopus are not exactly going out of their way to fix it replace it so I was thinking of getting this one as I'd like to have near real time access to usage data on my phone.
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ISA advice please
Just a couple of quick questions if anyone can help please. Firstly I have an ISA with a low rate that runs til July. I lose the interest if I withdraw from this ISA. Firstly when it runs out it puts me on an even lower rate. If it does this will that use up my allowance for the new year when it moves it? Secondly after…
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Google Ads - Be Warned
If you are a new business and take the advertised spend £400, get £400 free Google credit, be warned! I recently invested in Google ads because of the promotion, under the impression that I would spend £400, and get £400 back. After much chasing, they informed me that a promo code needs to be applied when you first open an…
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Road To Financial Recovery
Ah, time to get back into the race so to speak, can’t believe I am doing this again.It is time to start taking finances seriously again. It is a rubbish feeling to be back in a position where I feel my finances are back in a mess. There isn’t any major debt so that is a positive of course but feel like a plan is needed…
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Wildly different quotes from the same company
I intend to change my home insurance provider and am inclined to favour Aviva because of their ethical reputation. I have requested quotes from the Aviva website more than once and am perplexed that the different quotes are wildly different. The first one was £201.82 (which is roughly half what I am currently paying) and…
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Car Insurance different prices car bought / not bought
Insurance for daughter Run through Topcashback compare coming back with the following quotes Car already owned. with Black box £1299 with no black box £2173 Car not yet owned with Black Box £1287 with no Black box £1700 The only thing I altered was owned / not owned Am I missing something. What difference does it make TIA
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Setting ChatGPT so I can speak to it
How do I set ChatGpt so I can speak to my phone or laptop or other device so I can ask it questions and even possibly get an oral response? E.g. in kitchen ask it question about cooking and get an answer
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Entering on average 10 competitions a day for the past year and nothing is this the norm ?
Hi All I am curios to hear whether or not my experience is the norm ? Thanks (Removed by Forum Team)
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Washing Trainers
Hello all, I hope the hive mind of the forum can advise about whether I can wash my trainers and they'll remain useable afterwards. My normal trainers for just non-event running (Nike Pegasus 40) are smelly. It all began when I did a waterlogged ParkRun 7th February - this is one of the drier parts of the course that day:…
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Pay off mortgage and start having even more fun 😁
Finally after twelve years of part one of this diary it’s time for part two 😆 Heres part one, slightly lengthy now to say the least! https://forums.moneysavingexpert.com/discussion/2408201/pay-off-mortgage-and-start-having-fun/p1 So condensing 12 years into a few sentences…. I joined the mfw board in April 2010, with a…
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claim form - driver observed leaving site
received claim form on march 18th 2026. claim states driver - observed leaving site. defence template help needed… can I just write, driver didn't leave site?
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BWLegal collection letter
Hi everyone, i wanted to ask for some help with this please. I parked in a pay and display where parking with a disabled badge should be free, and received a ticket. I went to appeal and show my badge but it couldn’t find my PCN and I forgot about it over Christmas due to being a moron who can’t think about more than one…
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3 Parking Fines - UKPC!!
I'm already contesting a parking fine (https://forums.moneysavingexpert.com/discussion/6656446/ukpc-pcn-hemel-hempstead/p1?new=1). Now I have received 2 more PCNs from UKPC for the same location (KD Tower car park). The vehicle was parked in the same allocated resident bay over consecutive days. This bay is included within…
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"Isn't it nice to think that tomorrow is a new day with no mistakes in it."
So after lurking on other people's diaries for the last few years it's time to start my own. I'd almost paid off my mortgage 4 years ago when I decided to move to somewhere a lot bigger and a lot more expensive. It was also a project. So for the last few years there have been no overpayments as everything has gone into…
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SOA questions
hello I am trying to complete an SOA to inform next steps and just have some queries if anybody can help. My partner is joint owner of the property however we have been living separately for over two years due to a severe mental health crisis and during that time (and ongoing) I am paying the mortgage and all bills in our…
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My DMP diary - 2026 (year 1)
Well… inspired by others I intend to chronicle my own journey through the DMP maze. This is the year I turn 50 and I can't juggle these plates any longer. I earn enough to pay my bills and my debts but there is nothing left for contingency, household or family emergencies, holidays, days out, gifts, car repairs, vet bills…
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An in-between phase
I am largely starting this thread so as to not rudely put a long whinge on the lovely @foxgloves and @EssexHebridean threads! I will talk a little more about my slightly unsettled life situation in due course, but for now, just whinging 😂 Today I have been trying to switch to a more money saving phone contract. It has been…
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Pension Planning Guidance
Good evening all, Myself and my GF have just had a baby and at 36 I have decided to finally start looking at pensions. Just looking for some guidance on if what I am doing is correct. I have 6 pension pots with roughly a combined value of £25k. They have no special benefits so I opened up a Vanguard SIPP and transferred…
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Immediate Needs Annuity
It looks like someone I have LPAs for is going to need a lot more personal care soon. Two quick questions. They have a Prudential Bond, could this be used towards an Immediate Needs Annuity? Can the payee of an immediate needs annuity be changed, so if we get one for homecare and they have to go into a home could it be…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
