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Pick'n'Mix - the joy of the chaz in '26!
In response to the cry for a shiny new thread for 2026, its time to start listing our chazzer finds! Last year I took a 3-month detox until the end of March, which I thought would have cured me of my lust for a bargain....but I fear I more than made up for it in the following 9 months of the year! So I now find myself…
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DCBL Letter
I have a DCBL trying to recover debt for a Euro Car Parks charge from 2022. I was not the driver at the time. Can I still transfer liability now to the driver? It has not got to small claims yet nor have I received a LBA.
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G24 - Just had my mediation call.
Hi All What a great resource this forum is and thus far has been great with following the steps to challenge My parking ticket. So a big thank you to everyone who inputs and shares their knowledge. I want to share my experience so far, to help others. My Situation so far. PCN issued 19/09/2019 from G24 I responded to the…
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Statue Barred Time Limits and Debt Admission through Payment Plan?
Hi everyone, I have read some excellent advice on here and hoping someone may be able to guide me through my situation to make sure it doesn't get worse. I accidently set up a payment plan yesterday for a debt which was defaulted on 30th September 2020. As this debt was accrued in Scotland I believe it should be stature…
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Carnival shares, transfer to NYSE - complications?
Today I've been informed that the proposed transfer of my Carnival plc shares to the US market, as a result of the abandoning of the UK entity in favour of the US entity, will not now take place — because it's going to cost (Carnival Corp) too much! Apparently I can still transfer the shares to the NYSE, but this will cost…
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Event cancelled, no refund for booking fee
hi, I had booked tickets to a fan park for an England World Cup game, the cost was £30 for the tickets, £6 booking fee and £0.80 handling fee. The tickets were booked through Skiddle (the only option for booking) I’ve had an email today saying the event has been cancelled, and they will be refunding the tickets at face…
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Our Journey to Mortgage Freedom by 2030 🏡💪
Hi everyone, I’ve been reading lots of inspiring posts here and thought it was time to start my own little diary to keep myself accountable (and hopefully help others who are on the same path!). A bit of background: * We bought our house in 2022, borrowing just over £400k on a 5-year fix at 2.4%. * We originally wanted…
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British Gas Backbilling Dispute
Hello all. Looking for a second opinion regarding a backbilling dispute with British Gas. I was a British Gas customer from February 2024 until February 2025. My property was equipped with a smart meter and I paid monthly direct debit. However, I did not receive a bill until November 2025 for £1200, around half of which…
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Opening a bank account with minimal ID
Hello there! I only have a driving licence as ID (no letter for my address so please dont ask!) I need a bank account that I can pay money into it then set a standing order to pay money out on time ever month Any ideas please? Or not possible? Thanks
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ISA Maturity Date For Delayed Transfers
With a ISA transfer for delayed transfers (i.e. only transfer upon maturity), what should the maturity date be for the new account, if its a 1yr fixed? Background: Recently a relative applied to transfer an ISA which was maturing within a month to an new provider, which offered a competition 1yr fixed rate ISA. They called…
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***Court letter now received*** UKPC - not parked between the lines
Received this charge today for not parking between the lines in a free car park on a retail estate. I was in an end space and was on the line or slightly over. It’s hard to tell from the photo they took as it’s stretched and very poor quality. Is it worth appealing? Thanks 🙂
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Getting FIREd up 😀
After two years keeping calm and carrying on, now feels like the right time to move on and start getting FIREd up instead 😀 Summary of the last two years: Was working for a plc, decent money but putting in a lot of hours, very little support from the business and pretty fed up with always being sent out to do battle for…
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Urgent help needed: Smart Parking / DCBL threatening bailiffs after default CCJ
Hi all, I’d be really grateful for some urgent advice. This relates to Smart Parking PCNs at Hengrove Park Leisure Centre, which I’ve seen mentioned in this similar thread: https://forums.moneysavingexpert.com/discussion/6490326/ccj-set-aside-following-parking-fine/p1 I was a member of the leisure centre from 2022–2024.…
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RBS Credit Card statement date
A bit of a long shot, but has anyone opened a new RBS credit card recently? I’m trying to establish how soon after 1st use a statement will be produced. (I’m using full credit card payment DD on unused current ac I want to switch but would like to know how long it’s likely to be before payment is taken?)
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Inherent annual incorrect reporting of State Pension by DWP to HMRC
Each year, HMRC rely on the annual state pension figure reported to them by DWP for tax purposes.. State pension payments are always in arrears so the first payment on or after 6th April is always less than subsequent payments because a proportion of it always includes an element at the previous year's rate (most…
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65 & unable to get credit
I'm 65 years old & recently tried to purchase an Apple Iphone on their 0% finance scheme, but my application was refused (& has been subsequently refused after trying again through John Lewis, was told I don't meet their internal lending criteria, but no further explanation) I am married, retired, mortgage free, living on…
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The all new using what you have from your Freezer, Cupboard or Shed (Barn)
It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment!
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Duplicate Ulster accounts
Over the weekend I applied for an Ulster bank current account, ID accepted etc and all looking ok. I woke up this morning to find several texts and multiple emails advising account being open, card on way and PIN number coming , but upon closer inspection it would appear that Ulster have opened two accounts for me. Is…
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Tembo: HomeSaver account only available to Lifetime ISA holders who've opted out of bonus
MSE currently have the Tembo HomeSaver listed as one of the top easy access accounts. I tried to open one earlier and was given a warning message saying to open it I must first opt out of the Lifetime ISA bonus, as you can't be opted into for two bonuses at once. There isn't the option of opening a HomeSaver and opting out…
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Ryan Air - Parking Add On
For a recent trip from Stansted airport I booked my flight driect from Ryan Air. I also added parking as an extra as the deal they offered was cheaper than through Stansted Parking Direct. I didn't ever receive a parking confirmation before my flight, I tried following instructiuons on their website and using the link to…
