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Windows 10 - Has anybody been able to sign up for extended support?
With just over a month remaining I wanted to sign up my (officially) non W11 compliant PC for the additional year of W10 security updates, ideally using 1000 Microsoft Rewards points. As yet I don't get the option appearing in Settings > Update and security. I am running ver. 22H2 fully updated as of 10/09/2025. Googling…
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Here we go
Hi all. So, first time poster on here. Long time follower! I got my first mortgage on my first one bed home back in 2009 aged 27, it was 86k and the initial fixed rate was 4.84. I didn't even think about the idea that one day it might be paid off! It was a 25 year term. Two years later, 2011, and now with my then fiancee,…
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Electronic Prescription Service PROBLEMS
I will keep this simple: I needed a prescription and I tried the EPS system for the first time, and because I was late with my order and was impatient with stock order delays and was worried about withdrawal from lack of the medication, I got a token to go to some other surgery but ran into problems that way, but now I…
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MSE Forum Poll: Do you check the menu online before eating at a restaurant/pub?
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
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Sold Campervan buyer wants money back
hi, hope someone can help. I put my campervan up for sale as I have retired and have downsized to a smaller van. The camper is a Mazda Bongo diesel 2.5 and in fantastic condition. I have had it 3 years and it's been really well looked after, I had all welding done and resprayed, it was newly undersealed, all electrics and…
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Sealed Pot Challenge ~ 18
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to another Sealed Pot Challenge, our 18th! Due pto the Cost Of Living, I suggest we all save in the best way possible for each of us: if some still prefer to stick to cash, then please do so. Those wishing to use debit cards, or save via the…
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Gold SIPP
I currently have my pension pot split between Fisher
Investment, and a UK Company (Vodafone) Separately I have been investing slowly into Gold Bullion (1oz coins to
avoid CGT) This has way outperformed both pension funds and high-interest
savings account, Gold seems on a very good upwards run. The company I have been…
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Changes at Stansted AirPort Express Drop Off Zone -PCN CANCELLED ON APPEAL
A heads up for forum lurkers, the Express Drop Off zone at Stansted airport has changed from a pay on exit system to a pay online by midnight. This is likely to catch out lots of people used to the old system, particularly as there are no entry barriers and the signage on exit is less than clear, especially for drivers…
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ECP DCB LEGAL claim 2025
Brief Backstory: Parked in a ECP car park and paid for parking. Changed address so didn't get notice until passed to DCBL. DCBL ignored and now received Letter of Claim through from DCB Legal. Reason for 'Parking Charge' given: ‘No valid Pay And Display/permit Was Purchased’ I have all the evidence to support I paid for…
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Baby steps to mortgage freedom for beanielou.
My first thread on the MFW board!! My mortgage has 6 & 1/2 years left to run. My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage. I have managed an overpayment last month as I got some £££'s unexpectedly. My biggest fear is not being able to pay my mortgage &…
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DCBL letter of claim - alleged incident in NI, living in England
I have received a letter of claim from DCBL stating that if I don't pay by tomorrow, they will issue a claim without further reference to me. However the parking infraction that they allege took place in Northern Ireland 4 years ago and I am now resident in England. Can they take me to court/issue a CCJ against me?
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Delayed Singapore Airline Flight for 36 hours.....
We were booked on the Manchester to Singapore flight 10.25am, with final destination being Penang. We boarded the plane, but they delayed the take off as they said they had to do Airbus checks due to the aircraft going through bad turbulence on the incoming flight that morning. These checks continued to take place whilst…
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Can I improve my COP?
It's exactly a year since install and I've taken a set of readings from my Daikin set up. I'm slightly disappointed at DHW is only 1.9 and space heating 2.9. So any ideas on how to improve these would be appreciated. Heating is set to 21 degrees. At night the set back is 18 degrees. I have it come on in the early hours (on…
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Here’s where the story ends…
And another way of life begins? Another old tune that’s been stuck in my head this week. No more ninety months for me, aiming for four years from now so forty eight months. I have rejigged my budget as food prices and prices in general have gone up. Hopefully giving myself a reasonable amount to spend will stop me…
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Late 2025 low risk changes to ISA and SIPP
I feel the mood music is shifting and at some point in the next 6-12 months the music is going to stop and as usual, I'll be left without a chair. I'm not looking to time the market, I am looking to move my SIPP and ISAs with HL and Vanguard away from 100% all world Equity which tends to have a US and UK bias. I really…
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Annuities - why all the hate?
So I am getting ducks in a row with a view to retiring somewhere in 10-15 years time (was planning 15 but now thinking my job might only last more like 10, which would put me in my very late 50s). I have a reasonably sizeable DC fund and obviously 10 more years to pay in too. My current thinking is to use some of it (not…
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Home insurance increase because retired
I have today called insurance company to renew home insurance, 2nd year of 3 year fixed, my quote was £912.77 paid on dd, asked if anything changed and I said yes now retired quote changed to £1459. I asked why and was told didn’t know! I can’t believe the difference. I was a part time bookkeeper working from home.
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DWP forcing me to repay a debt caused by identity fraud
Hi everyone, I’m
hoping for advice and to find out if anyone else has been through something
similar. I am a
victim of identity fraud. In 2023, someone used my details to make several
Universal Credit claims. Despite clear red flags, the DWP approved a £763
“advance” payment to the fraudster. Instead
of investigating…
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Shared Ownership- Platform Housing
Hi, does anyone have any experience of buying shared ownership with this organisation at all please?
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When does my mortage rate actually change...
I've got a Natwest Mortgage, and I cannot ask them as their web site makes communication with them impossible. I even clicked the complain button, and it wanted me to install an app. My question. We bought a house in September 2021, and were very lucky as we ended up with a 5 year fixed rate mortage at 1.04% (very very…
