Recent Discussions

Hope someone can advise here. I parked in the car park at Havant Station recently (managed by Apcoa). I arrived (0730), went to work, and when returning and walking back to the car park (at approx 1900), I remembered that I had not paid parking that morning. I opened up the Ringo app, located the car park (in my favourites…

New year, new start - trying to save in 2025.

Need a bank account to manage the very simple finances for our village community news magazine. It's not-for-profit with ~14 transactions per quarter (all are likely to be in the last month of the quarter). These deposits are small deposits from local businesses who sponsor the publication and outgoings are for website &…

Good morning everyone, I have just received the LoC for the overstay on McDonalds parking. Fortunately/unfortunately all previous correspondence from UKPC/ debt collectors (?)/other solicitors companies were ignored. Now i have received the LoC from dcblegals - this seems to be the standard template with keeper details and…

Thought it was about time for a new Prepping thread... Please keep it on topic, friendly and realistic for life in the UK (i.e. no hurricane basements, no guns, no politics). For those that don't know, the Guides & Scouts among us will be prepared, but are the rest of us ready? IMPORTANT NOTE: this thread is a resource for…

Hi everyone! I've been comping for about a year now and have been lucky enough to win some really amazing prizes along the way! One of my favourite things about comping is how lovely and generous the community is, especially when it comes to sharing competitions and helping each other out. I'm always looking for ways to…

we were delayed 13 hours on a jet2 flight from Palma, Majorca to Newcastle on 28th June 2024. I submitted a claim and it was refused, jet2 claimed it was due to extraordinary circumstances on a flight 2 flights before ours. I challenged them and they replied claiming that they can rely on extraordinary circumstances for…

I'm back again for a second time. First time they pulled out last minute before court date. A win! Thanks again for all the help from this forum. Re this new one, I've acknowledged on MCOL so I have a little time to get my defence in order. Just want to check a couple of things. It's Gladstones (representing for Horizon…

Hi, This is my first post so please forgive me if I'm asking something already answered and if so please feel free to point me to previous posts in that case (I couldn't see anything in the last couple of years). I appreciate any help you can give. My mother is considering writing a will and wants to leave her house to my…

Many posters have said/complained that they can only see a cumulative savings interest sum in their personal tax account, and you can only get a breakdown by requesting this from HMRC. I received my tax calculation for 25/26 today ( I do not do self assessment). The details of each of my savings accounts and the interest…

Dear All, I have got a PC from MET parking services as the registered keeper of the vehicle. They have mentioned the the reason for issuing the charge as "Vehicle was left in McDonald's car park while the occupants left McDonald's premises". Could the experienced member help me as to how to appeal this as the registered…

Hello guys and welcome to my mortgage-free wannabe diary! I wanted to start one of these ever since my offer was accepted on a lovely two-bed property in Kent but I thought maybe it was slightly too early. I've always been fiercely independent and want to finally move out of my parents' house where I was paying…

Chosing between these 2 laptops below. Here are points: Would like it to have a RAM of 32 RAM Uses for it? It wont really be used for heavy gaming. browing online, youtube, report creating, video/photo creation/ and editing Don't mind spending extra £ The HP one only has 1 USB(A), and No Hdmi port Might wait until black…

OH and I are in a position where we will be able to repay the mortgage on our own home either at the end of this year or in Jan 2023 thanks to an insurance claim we have been waiting to pay out for several months. However we also have 3 BTL mortgages which need to be cleared and our big dream is to clear them all before my…

Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…

Is Octopus Agile worth changing to if all you can change to cheap hours is dishwasher and washing machine

(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". After some discussion, it was agreed that the 2026…

Not entirely sure where this thread needs to be located, but any advice appreciated. I’m 56 years old and retired earlier this year with a pension income just below the personal tax allowance level. Not a huge amount, but enough to survive! I’ve now been presented with an opportunity to provide a service to a local charity…

So, it looks like EDF Sunday Saver is gone, never to return. The new replacement is "Flextras" but that seems to be available via the app only. We can't even see what the offer / incentive is without the app. I am really not motivated to have yet another app that I really don't need but, then again, Sunday Saver could be…

Well, hello there, 👋 Be diary, new me! ✨✨✨✨✨✨✨ I'm starting a thread on the mortgage fee wannabe section because that's one of the things I really really really want to be! I have been a member of the forum for over 10 years, rather on and off mind, but had to change everything when I was found out. So I'm back new times…