Recent Discussions

I know work pensions and state pension income would count towards your 'income' for the purposes of calculating excess income, but would income from benefits count too? Benefits such as Pension Credit and Attendance Allowance?

My wife and I are looking to consolidate all of our accounts into one joint account. We both currently have individual accounts with Lloyds, and have a main joint account with Santander for our household bills as well as a dormant Barclays joint account. We would like to have both of our salaries, individual direct debits…

Thread for Hideout.tv, which pays for watching videos/ads. Promo code: STABLEREWARDS for 50 points. Valid until Sat 27th Apr, 11:59pm CST.

Bought a caravan last year and the tyres look good, no splits etc. But I cannot see a date code or the letters DOT anywhere. Does this mean I will have to jack up and look on the inner rim or is there another way of checking from the visible codes? Tyres are Firestone Vanhawk made in Turkey 185/14R. Codes on them are…

I purchased a PC chair (its a heavy duurty chair and weighs 22kg) from a website (A big-ish company) and about a 3 days after having it set up the tilting mechanism broke and now the chair isn't fully stable and it's creaking and 'cracking'. They're happy to refund (won't replace) but i need to send it back. I explained…

I have saving accounts with flagstone but the monthly statement of interest doesn't match with how much I've been paid. I've contacted them a couple of months ago and told it would be investigated but now I just get ignored? What do I do? I'm nearly £500 down.

Yes no more getting up early to bag a coffee. From an email to Octopus Pros* today. Introducing the Monday Scratchcard: fairer free coffees, even more prizes Tens of thousands of treats, from free coffees to tasty snacks, dinner delivery discounts, chocolate bars and more will be up for grabs weekly to make Mondays a…

https://www.gov.uk/government/statistics/heat-pump-deployment-statistics-june-2026/heat-pump-deployment-statistics-june-2026-summary Any thoughts on what has caused the decline in adoption?

Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to start your application to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the…

First, apologies for asking something that I appreciate has probably been answered elsewhere. I've read the Newbie thread but found it a bit overwhelming and the bother of this is making it hard for me to consider the matter clearly. I realise that's my problem, and not the problem of the kind person who took the time to…

Hi MSE and All, I'm looking for a new broadband supplier and was quite pleased to see this Vodafone deal: However, after clicking through to Vodafone, it seems that this deal goes up as shown, and even if you continue through the process right up to the point of signing up, at no point is a discount added so that the same…

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…

Lender says they can't lend the full amount I need. Does this count as a 'Decline' if I apply somewhere else? Fed up with the broker who said they were WoM and recommended this lender - it is time to speak to another broker? I am a FTB my LTV is 67%. Please advise - I am so deflated after waiting three, long weeks. Loads…

Hi All, Ideally I'm after advice or suggestions. We own a second hand, 10yr old Renault Zoe with a leased battery. We're fed up of paying for repairs to the car, the suspension in particular breaks at least every 6 months and now the electrics are going. It needs scrapping, but before you do that you have to get out of the…

My wife has a few thousand in an ISA account and because of low interest rates decided to transfer it to Yorkshire Building Society. After a month Yorkshire sent me a message which stated that "Shawbrook are not in a position to proceed with the transfer". I also had an account with them and last November I transferred to…

Any recommendations of insurance companies offering reasonable buildings insurance on an unoccupied property? Thank you.

Happy New Year to readers old & new! Well, it's time for a new chapter. My old diary ("Put away your purse & become debt averse") achieved pretty much what I intended. I shared the story of how I got into debt at the age of 19 & stayed that way until a pretty enormous lightbulb pinged on during my early 40s, I've shared…

Hi everyone, I’m looking for some advice from anyone who has been in a similar situation. We’re in the process of buying a house, and we’ve discovered that the property has a small, single-storey rear extension built in 2020. The extension was built under permitted development, so planning permission wasn’t required.…

We divorced this year and completed our consent order which was approved in May. All amicable and seemingly straightforward. The house has been on the market for 6 months and it has only had two viewings. We're currently switching agents after reducing the asking price by £10,000 and then £20,000 without success. My ex…

Just got this account. Was wondering when can i access the cash back?