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EES (Entry/Exit System) for most EU countries
EES is due to be implemented in the not too distant future, official start date Sunday 12th October.If/when anybody has experienced the biometric data recording procedures on or after that date it would be appreciated if it could be shared hereabouts.It applies to all EU member countries except Ireland and Cyprus, plus…
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Let's get this sorted then!
Hey everyone, I went back to uni just before I turned 40, so have quite a lot of debt from that, and from generally trying to live whilst working and studying. I tackled a bit before the end of 2024, but that was mostly getting on top of things, doing some 0% balance transfers, and I paid of two small debts of about £250…
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Old Style Daily Saturday 07 February 2026
Good morning everyone.
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Pension Scheme Buyout
So have any of you been through a Defined Benifits pension buy out in which your pension has been transferred to an insurance company? If so, when were you informed that this was going to happen? I’ve been up most of the night worrying because my husband’s pension was due this Saturday on his birthday. We found out a week…
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Porting my landline to my mobile phone??
At present I have broadband and VOIP with Zen Internet (their wonderful, I'm not leaving because of anything they have ). However, I really need to save money. So I am going to end my contract with them and just use my mobile phone for internet. I would like to keep my landline number and I understand I can port the…
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2026 - 52 Week Envelope Challenge
Save £1378 in 2026! Welcome to the '2026' 52 week envelope savings challenge! This challenge ran the last couple of years and I have been asked to set it up again for 2026. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! It can be done wither with…
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Fabulous February's No-Spend Days Challenge!
Welcome to Fabulous February's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Hi all 😊 I'm Cheery 😊 By name and (usually 🙄) by nature. I've been around here for many years, taking in all the excellent wisdom and trying to use as much of it as possible 😊 We are two, Mr Cheery and I. We have been together for over 18 years 😮 We moved to the countryside six years ago, gained a large mortgage, and a…
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Solar inverter/battery problem
Hello everyone, I'm hoping that someone on here will be able to point me in the right direction. I have a solis inverter with 3 Dyness batteries. About a year ago the battery management system seemed to have failed and the batteries completely drained and stopped storing energy. The inverter started showing the error sign:…
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Advice on 4G router please
I want to replace the rather poor and expensive broadband service to my house with mobile broadband. I can get a mobile data sim for £3 a month whereas the broadband provider wants £32 a month. So, I’m happy to give mobile a try. There’s a tower 1/2 mile away and despite the hill in between the signal is okayish. There’s…
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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Charitable Donations and Gifts out of Surplus Income (IHT)
Hi, I would like to ask for an opinion on the following – how charitable donations are treated when they are given in combination with gifts from surplus income. In the specific scenario I am asking about, the estate will be near the threshold for IHT. Regular monthly gifts are being given to the children, well documented,…
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Coventry ISA transfer in form
All current years subscriptions plus part previous years subscriptions Immediately adjacent to this line it says total amount beside a box for entering the figure say £10000 pounds how much would you expect the current holder to transfer? Coventry are unaware of the current years figure
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Ryanair check in question
I know you now have to use the App and no paper boarding passes but I do have an odd question. 2 people are travelling together and one has a complete breakdown if he has to answer a call on a smart phone let alone use an App. He is useless and a complete technophobe. Can the other person have both boarding passes on their…
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Travel sim or local PAYG sim for USA?
I have a dual sim and e sim compatible phone. Travelling (San Fran, Waikiki and Vegas) and i'm basically after data while away. I have looked at several travel e sim providers, which looks like a good option, or am I better off picking up a PAYG sim when I arrive?
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Affordability complaints & DMP
Hi all, I am around £50,000 in credit card & store card debt. Have been fairly heavily in debt since I was about 25, am now 38 and a bit fed up with it so I've made the decision to default the lot and clear it in a DMP. I have a good salary take between £3600 and £5500 a month depending on overtime etc and would like to…
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10 years later yikes
Hello all Here again for round 2… my first diary https://forums.moneysavingexpert.com/discussion/4529627/can-i-do-it/p1 I’ve just looked back at this and as much as I really thought I knew what I was doing, it’s crazy to now see 10years later here I am. I was in my 20’s and ambitious and honestly looking back on it now how…
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claim tax relief on pension: impossible! I need a professional...
Dear all, I've been trying to claim tax relief on my pension contributions for month with no luck. I've followed this page: https://www.gov.uk/guidance/claim-tax-relief-on-your-private-pension-payments after having contributed some considerable extra amount to my private pension for 3 years (within the tax-free allowance…
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Own an ABS Avocet thumb turn lock?
What's the push in/spring part of the thumb turn all about? Other thumb turns I've used didn't have this at all, it was just a simple turn. The ABS thumb turn I bought has the thumb portion of the lock as a spring where you can push it in (doesn't stay pushed in). If it was a case of you had to push it in to lock/unlock…
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Worried Sick - we have a water leak may cost £000's
I had a letter from Severn Trent Water to say the DD was going up from £30 to £82 a month. Two adults with water meter. I called them and they said this letter was generated because we have a leak. The engineer is coming on Monday 26th January to investigate. I have just taken a photo reading of the water meter on the…
