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Cooking for one (Mark Three)
Welcome to Cooking one (Mark Three), time to get a shiny new thread up and running. The link to "Cooking for one (Mark Two)" can be found here https://forums.moneysavingexpert.com/discussion/comment/73708876#Comment_73708876 Cooking For One 13th Jan 17 at 7:32 PM Hi, newbie poster though long time lurker trying to adjust…
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RM causing issues again
I'm really getting frustrated at Royal mail as I once again have 2 INRs open, both items sent at the end of January, both LLs. One is a business sale so all I can do is refund the buyer, and because it was a low cost, to me, stock item there's no point in wasting time fighting for a refund from RM so I've lost the original…
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Gift Card Purchases Using a Credit Card
I purchased 2 x £50 gift cards for a well known online clothing company. When I searched for this company’s gift card at the top of the page was Giftcard .co.uk so went ahead and bought from them. When looking at my bank statement they had charged me a 3% fee. I complained and was told that it was because that were…
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eBay order cancelled and refused refund - I am upset.
I'll do my best to be brief, and thank you very much for any help. This has never happened to me before and I am upset about it. I ordered an item on eBay, paid for it and there was a mistake about the delivery address. I contacted the seller immediately and she told me she had not posted the item and she cancelled the…
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Over-charged French withholding tax on dividends?
TL;DR: My dividend paid in UKP has had 25% deducted by Computershare before payment. Shouldn't it be lower than this due to the tax treaty with France? The longer version, with background. I have shares in a French company traded in Euros. The shares were obtained while working for a UK subsidiary of the French company, as…
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The ups, the downs and the insides out of growing your own in 2026!
Welcome to the new ups and downs of growing your own! Everyone is welcome. Come and tell us about your growing shenanigans Maybe tell us a bit about yourself; What do you like to grow? Are you going to try anything different this year? Did you try anything different last year? Did you like it? Would you grow it again? Do…
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Much delayed supply and fitting times
Hi There, in September of last year I signed a contract with a shutter company to install bespoke shutters to our home. The owner of the company who came in to provide the quote verbally assured me that work will be done before Christmas. The only section in the contract that relates to timeline is this:“Currently shutter…
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Paying £2880 into pension when retired
Jamesd wrote in another thread the following: "She can make £720 a year tax free by paying 2880 net into a pension, having it grossed up to 3600 then withdrawing it. Can only do the withdrawing part from age 55. Can only pay in for this until age 75." I have just retired at 60 and have transferred my DC pension to a new…
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EE or SPSU ?
Was thinking of leaving EE for spusu until they offered me a good deal on retention at £6 for 20gb … I can pay £6.90 for SPUSU which has EU Roaming. I need a reliable service as I do online live bidding while on the move so cant lag etc - would the service be the same ?. I rarely go overseas so EU roaming should not be an…
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PCN issued in residential area
Hi everyone, hoping for a bit of advice/guidance from the community. Parking in my residential area is managed on behalf of the landowner by a private company called PCM based in Slough. There are signs in the area which state that anyone who parks in a designated bay must have a '... valid parking permit fully displayed…
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Tax code 26/27, unpaid tax from previous year
I have just been notified of my tax code for 26/27 and there are 2 curious items. First, it includes unpaid tax from previous year of £342. As I received a tax rebate of £227 for 24/25, this underpayment must relate to 25/26. Is there anywhere online where I can see where this has come from? Second, my untaxed interest has…
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ECP Fine and Debt Collection Appeal Rejection
I parked in an ECP in Manchester in September, I used an app to pay but unfortunately had an old Vehicle Reg stored, I have the screenshots of this parking session in the app and the money leaving my acount to ECP. I was parked in the space withing the paid for 4 hours. Unfortunately, the correspondence for this infraction…
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Charitable Donations and Gifts out of Surplus Income (IHT)
Hi, I would like to ask for an opinion on the following – how charitable donations are treated when they are given in combination with gifts from surplus income. In the specific scenario I am asking about, the estate will be near the threshold for IHT. Regular monthly gifts are being given to the children, well documented,…
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Temu Returns
Could anyone help please? I recently ordered from Temu and placed one order but when the goods were despatched, they were sent in three separate parcels - 3 items in one parcel and two other parcels with one item in each. All have been delivered without issue but I need to return some of the items and I am struggling to…
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Car Insurance and Electric Gates
We have had electric security gates installed, but when using the comparison sites none seem to have this as an option - only garage or private driveway. I would like to find insurers that acknowledge these as an extra insurance measure. Can anyone help please?
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Reporting change to value of estate
If a further bank account is found for a deceased after HMRC has provided the executor the unique code, but before the application for a grant of probate, how should the executor deal with the probate application? It is a relatively small sum (say £900 approx) and there is no IHT payable at on the estate. HMRC say do not…
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Winter Wonders
There are approximately eleventy billion days till most people get paid, it is freezing and dark, and some peculiar people think this is an ideal time to be strict with or deprive themselves 😁 I think this is an ideal time to identify and make peaceful progress on OATs while we're hunkering down, and reward ourselves with…
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EE Customer service
EE Customer Service was non-existent, rude and incapable of resolving my problem today. I see they have almost doubled any broadband bill and it includes range extenders. As I have problems with the internet connection at the back of my house, I phoned to request a range extender. 4 transfers of the call, repeating the…
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The all new using what you have from your Freezer, Cupboard or Shed (Barn)
It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment!
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Need fresh eyes on my budget!
Hi all! I'm starting a brand new diary to break down my current situation and take a fresh look at things - what I was doing isn't working 😳 About me... I'm in my forties (late forties but we'll not dwell on that!) and live alone in a rented housing association house. I've had a very unstable period in the last six years…
