Recent Discussions

Hello, I today received a letter in the post from a debt collection agency regarding a PCN which I've not paid, and a request for immediate payment. It is for a courtesy vehicle. It is the first contact I have received. I wanted to sense check my process here to see if there's anything else I should be doing: Email to the…

Ok I'm diving in as I've noticed several of us have lost posts we thought had posted, and there now seems to be a serious risk of losing the whole thread. So thanks for the heads up Karcher. (and i sympathise Frith - i too like to nip back) I've revisited the first thread of our part 2, posted 28th October 2009. It said:…

The Best Is Yet To Come - or so the front cover of my new diary says. I normally hang out in the debt free wannabes, but as I have had my diary on there for almost 10 year (yes the same diary), and have been debt free since April 2018 I thought it was time to migrate over to the mortgage free wannabe area. Please be gentle…

Hello - I need some help with a judgment order my Dad has received. Civil Enforcement were claiming for a violation dated 10/05/2023. I did the initial appeals for this particular claim and then a Claim Form was sent in early Sept. My Dad initially showed me the form and I was going to respond to it, but never got around…

Back in mid-March I ordered a "plugin" solar PV bundle from EcoFlow: EcoFlow Stream Ultra 1.92kWh battery with four MPPT inputs Four EcoFlow 450-watt solar panels This cost me just over £1100. I thought I'd share my experience here in case anyone else wants to do something similar. Edit 29/07/26 to add: a system like this,…

Hello everyone and welcome to our shiny new Cross Stitch and Craft Cafe 2026 thread! Please do join us in sharing your makes, your successes and your WIPs - we love to see what everyone is working on. My 2026 list to follow! Coxy xx

So recently my property manager changed from one company to another. The new company sent a letter telling us that our residents parking permits would need to be updated, and after a certain date (I don’t have the letter to hand but will update when I can get it) we would be fined if we didn’t have a new permit. They asked…

Morning everyone, I closed my DF diary a few months ago for various reasons at the time. However on reflection I think I haven't been myself for months , but I feel myself coming out of the place I've been and wanted to be back here. The last two years have been very testing with RL things going on in the back ground but…

After avidly reading others’ diaries over the past five years, it feels like the right time to shuffle in and create a cosy little corner of my own. Following the example of those much wiser, I have cleared a large amount of debt, including a hefty overdraft, student loan, credit cards, bank loans (that were consolidated…

Hi, Just seen that trading offers 1.5% cashback on debit card spending up to a max of £20. Has anyone tried if this works with the usual suspects e.g. buying premium bonds with NS&I or even to use the virtual debit card to pay in some cash to a building society e.g. Skipton? Could be an easy £20 if that works so wondering…

I just made my first mortgage overpayment. We bought a 5 bed Victorian terraced house in the East Midlands in April 16 that has been badly neglected. It needs everything doing, it has been let out on a room by room basis and used as a rental machine. Now it is our family house (4 kids = one bedroom each!!). So far I have…

Hi all, I am aware that we shouldn't fill up the forum with cases, but I thought I'd make a post as I have searched the forum and can't find anything specific to my case and need to know ASAP what move to make. I received a ticket from ParkingEye a year or so ago for parking in a local carpark after hours. I was in the…

My first thread on the MFW board!! My mortgage has 6 & 1/2 years left to run. My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage. I have managed an overpayment last month as I got some £££'s unexpectedly. My biggest fear is not being able to pay my mortgage &…

Hi, sorry to bother you I have an ongoing issue i have had with a trader since 2021. I basically corresponded with this trader for work to be done on my vehicle and the car was collected from my home address 10/12/2021 and since then has been in the traders garage, i have over 50 different start/finish dates and excuses…

:D A happy thread of successes against private parking tickets by complaining! This is an ongoing record of cases where a motorist has succeeded in getting a private parking charge cancelled, simply by making an assertive complaint to the retailer/landowner/cinema/hotel/services (or other misinformed idiot) who naively…

Hi, So, My mortgage is due for renewal in June 2026. I bought a house for £190,000 with around a £48,000 deposit on a 5 year fixed rate of 1.63% interest which comes to an end on 30th June 2026. I currently owe £129,363 and pay £517.72 and i have 25 years and 6 months left to pay (i will be 68 when this ends). I know…

Hi Guys need some help please , i got parking ticket from Horizon Parking back in feb 2025, which was ignored through out , which followed by small claim proceedings which i have followed all the advise from the forum, but now i have been sent a date by my local County Court but i realized i am not in the country and court…

Please post any deals you have negotiated with sky Please post The package The price and discount The length of the contract

Afternoon folk's Ok so here is the situation. Im an ADI driving instructor on 13+14/10/2023 i received fines from horizon for parking in Iceland, now at the time had recently moved and whilst i had updated my details with DVSA etc the company i hire my work car from hadn't updated them. So 3 years of letters going to the…

A friend of a friend got a £100 ParkingEye PCN at Ponds Forge in Sheffield after a water polo match. It’s a two storey car park. She passed the entry camera at 6.44pm, paid for two hours at 6.51pm once she’d found a space, and passed the exit camera at 8.55pm. Her own appeal to ParkingEye named her as the driver, but it…