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Failed Evri delivery
Can anyone explain what my rights are please? About a month ago, I bought a clock from Aliexpress. They kept me updated about where the parcel was until it was collected by Evri. It got to the local depot, was out for delivery, but then I was told that it was delayed and would be delivered the next day. That never…
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Resourcefulness: The budgeter's friend
Happy New Year to readers old & new! Well, it's time for a new chapter. My old diary ("Put away your purse & become debt averse") achieved pretty much what I intended. I shared the story of how I got into debt at the age of 19 & stayed that way until a pretty enormous lightbulb pinged on during my early 40s, I've shared…
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Veg and lentil soup.
Wondering if anyone has any tips on what to add for extra/interesting natural flavours? Not looking for strong flavours, and not looking to add anything other than 'natural' ingredients - ie, no 'stock' or anything like that. Just veg, lentils, 'erbs, spices, and seasoning stuff. The usual carrot and lentil type soups, but…
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NST OCTOBER 2025 Optimism, Opportunities and Overcoming Obstacles
NST OCTOBER 2025 OPTIMISM, OPPORTUNITIES and OVERCOMING OBSTACLES September wasn't great for me, I've only had one symptom free week since the beginning of August and had a mental health dip as well. However I'm determined that things will get better and have decided that October is a time for OPTIMISM, for grasping any…
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The Diary Of Onebrokelady Aged 60 And A Half
New Year new diary 😀 erm that's all I've got to say 😂😂
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The Mental Debt Struggle...
I've known that this diary needed to be started... But I've run away from the idea as the accountability made me nervous and I didn't think anyone would want to read it. But then I realised it would be financially and mentally therapeutic for me, and that's the whole point after all. I've read other diaries and gained so…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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The Cutting Down Alcohol challenge for October & 2025 :)
Welcome to the Cutting Down Alcohol challenge for the month of June and for 2025! This challenge is all about helping people cut down or even give up on their alcohol consumption, mainly for health reasons, but it can also save a lot of money, because the cost of buying alcohol really mounts up over time and sometimes you…
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Keeping the house warm without putting the heating on?
The temps are dropping and while it’s easy enough to keep ourselves warm without putting the heating on yet but we have pets and it’s obvious they are starting to feel the cold particularly overnight where the house temp has been registering at 10-12 the last couple of nights. We have a Slightly arthritic dog, house rabbit…
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Lose weight with Slimming World in 2025, You know you want to.
Time for a new Slimming World thread as we go into 2025. Feel free to join in. We are all at different stages of our journey & some are awesome target members. We are a lovely supportive wee group. Some go to group & some go it alone. As we move into new year feel free to pop in to our lovely thread. All welcome.
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Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
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Permission to travel
Apologies as this isn't money-saving but I can't get an answer from either Easyjet or the Edinburgh French Consulate. Just booked a last minute city break to Nice next week with my 16 year old daughter. My wife isn't coning as she has to work but I've read somewhere that I may be asked for a letter of permission from her…
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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The inevitable pre-budget speculation on pensions
In the
run-up to last year’s budget there was forum chat about whether the expected
rise in CGT would happen overnight. The majority thought it would probably kick in the following tax year. Anyone who sold assets just before the budget on
the basis they could B&B them back if the rise was delayed, is free to have
a little…
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2025 Fashion On The Ration Challenge
(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". We use the original, 1942, clothing rations.) ---------…
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Nationwide Renewables - Solar Panels
Has anyone else had dealings with Nationwide Renewables? They installed Solar Panels at my Fathers last July but have yet to provide any certification at all. They are not MCS certified and not a part of the REAL registration scheme or even subscribing to the Ombudsman. I'm in discussion with a Complaints Manager who,…
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Bright app down ?
As title ,my Bright app is not showing any data since early hours of Thursday morning. Meters are reporting as expected to my supplier ,Fuse.
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Ideas for 10 small online debit card transactions please
Ideas for 10 small online debit card transactions please. Do signing up to free trials to subscription services like Tidal, Qobuz, Spotify etc count? Considering the CO-OP switch. Thanks.
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Lump Sum Contribution and Immediate Draw Down
Hi Experts! I recently turned 55 and whilst I'm not looking to take any tax free cash from my pension just yet, I have a scenario which I'd like some advice on. Over the last few years, rather than overpaying on my mortgage, I've been saving at a more favourable rate and have about £30K in an ISA. My mortgage deal ends…
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Thoughts on PCLS or bigger payments??
I have no mortgage, I own my home outright, and I'm sitting on about 50k in cash in Cash ISAs (yeah I know, I plan to move this to SnS ISA). I am 58 not married (I'm a widower), although will be getting re-married in about two years. I am retiring at the end of this year (Dec 2025). I like nice things but do not have…
