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Help me choose travel insurance
We received our renewal notice for annual travel insurance today from Staysure and the premium has leapt up from £333 to £450 and that's supposed to include a £129 loyalty reduction. We've not made any claims and everything is the same except for being 1 year older. Looking at the mse recommendations, I checked out LV…
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Mortgage Free Plod
Hello MFWs I'm de-lurking after living vicariously through you all for a very long time. I've exchanged on my first house today! So now I'm a MFW too. My context: I'm a divorced, single mum (1DS). We'll be moving into a little 2-bed house with our moggy. I've taken out a 95% repayment mortgage over 27 years, which takes me…
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Demand letter from council tax (I think due to CT benefit). How much trouble am I in?
I've got home from work today (Friday 24th April) to find a letter from the council, saying that I owe £375 council tax for 2025-26, and that this must be paid by 4pm 27th April, which is Monday. The letter is dated 16th April, but I've only received it today. I think this is due to me being on UC and CT benefit, and…
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Investment Of Large Amount - What To Do?
Morning all, I have a two fold question if I may please. I am about to receive a decent amount of money through company dividends, as the company I work for has just been acquired. My first question is what to do with the money. I need/want to invest it for a minimum of a year, as I will not need it until some time in…
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How to let go of the purse strings
I'm sure there have been many discussions on this subject before, and, after having a saving mentality all my working life, I'm trying to tell myself its ok to start spending now. It's not easy to change the habits of a lifetime but I'm no longer accounting for every penny. However, we are about to make our first big…
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Safeguard Assist Capped - should I stick with it?
Hi All Mum is currently on the EDF Safeguard Assist Capped and wonder if we left this, the Warm Homes support etc would stop? I don't want to go to a cheaper deal if it jeopardises and makes no difference? Can anyone advise?
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Booking.com Host demanding undisclosed deposit after booking and refusing to honour booking
I’m hoping someone here has experience with this kind of situation and can offer some advice, because I’m getting nowhere with Booking.com. I booked a property through Booking.com for a trip with my children next week. It was for a house, for a couple of days to be able to take my son for some medical appointments. Can't…
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Holding back on booking flights because of jet fuel shortages?
How much is this affecting your holiday decisions? I already have 1 trip in May which I booked before the current events started. I had other plans for June to September but I am reluctant to risk flights at the moment. I am considering Eurostar or UK trips.
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Going from monthly to weekly pay
Hi All. New to all of this. I have been offered a new job which annually is more than what I am on now. The only thing that is slightly off putting for me is that its going to change from monthly pay to weekly pay. I have used the Gov website to work out my net pay weekly on the new salary but when I'am calculating that…
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Did the now-defunct Lending Standards Board provide anything useful and if so, who took that on?
I had never heard of the Lending Standards Board (LSB) until I read about them in a Santander T&C leaflet, which mentioned that they were leaving the LSB in July 2024. So I looked them up and found it was closed down last year, in October 2025. I read that they were focused mainly on small companies, but did they ever do…
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PCN for parking & visiting Halfords store
Hi The driver parked the vehicle at the Halfords premises @ 550-570 Purley Way, Croydon to visit the store and received a PCN from the UKPS scammers a week later. Complained to Halfords in writing and they washed their hands off completely. They say they do not own the parking land. The PCN displays we parked at the…
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Selling commonwealth bank of Australia shares
Hi My late mother and (not late) father own some shares in the commonwealth bank of australia (ASX code CBA). Details are vague but they somehow came into ownership of these many years ago via a scheme offered by the teachers union they were both members of. For clarity my mum and dad are both UK residents and have only…
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NTH POPLA Appeal - would you mention a previous case?
Hi, I received a PCN for an overstay from Euro Car Parks and appealed on the basis of POFA, since I have a company car and responded as hirer using the advised template. As expected, they rejected it and I am now about to proceed with the POPLA appeal. In 2022 I also received a PCN from Euro Car Parks for a company car and…
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UC payment rates question
I have just looked at my payment for assessment period 24 Mar - 23 April and my standard allowance is showing as £400.14. I thought as the new amount from 6 April is £441.85 I would have a little bit extra this month, as my assessment period is part 25/26 allowance and part 26/27. Have they made a mistake? Or don't I get…
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NTK sent few days after window ticket.
Hi All We were delivering in an estate where parking is for permit holders only managed by GBP management. The parking attendant issued a ticket in front of us despite telling him we are only delivering and he just said you can appeal it. Already complained about him to GBP , showed evidence of delivery but they still…
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DCB Legal - Parking Charge Claim - 5 years later…. Can they?!
Hi folks I had a lot of help from this forum last year with a parking charge claim that I’m very grateful for. However, I’ve recently received another letter from DCB legal on behalf of ‘Smart Parking Ltd about a parking fine from Oct 2021 in Scotland stating ‘insufficient time paid.’ I remember getting a letter from them…
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Notice of Trial Date - UK Parking Control
hi, I’ve received a trial date. I resubmitted my defence (thank you to this forum for your expert help) as requested by judge Iyer in July 2025 and not heard anything since. Not sure what do or how to prepare for court. Help please? Attached is the first page of the Order. Personal details removed.
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NtK - Postal PoFA
I have been given a parking charge outside Leeds train station, I was picking up a friend and was unable to get into the drop-off area and so waited on the road outside. It was unfortunately clearly signed however I couldn't get into the drop off and was waiting on the road regardless so pulled up to a less busy spot for 5…
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Landscaping quote
From this To this And from this To this The back is about 10m x 10m slabs, decking retaining wall, do lots of work. Quote of £28k for both?
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Trees close too close to a house?
Hi all, I’ve not had a survey on the house yet but a few weeks ago I had an offer accepted on a house next to some lovely green space and some very large trees. The house was on the market for a very long time. I’ve become more aware of the trees now they’re in leaf. 2 are Norway Mapels and one is a Field Mapel. They are…
