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Claiming compensation + extras?!
Hi, Sorry this is going to be a long one! We are unsure whether we are able to claim compensation for a flight we were supposed to make recently and what else we may be entitled to. We were due to fly from Saudi Arabia to the UK via a European city with a EU national carrier. We have been to Southeast Asia and this was a…
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Paying off No 27 - Back again and £34K in the red!
Hello I am back again... :) It's been awhile since I have been here so for those of you who were around then, I have paid debt down and built back up and I am trying (again) to face the music. To those of you who are new I am a Single mum of 2 who works full time and lives miles beyond her means. :s I should have cared way…
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Teetering on the brink
Where to start! My life has not been without challenges and I have had times where I’ve had a lot of debt, and times where I have had none. I always felt proud to say I have never missed a payment and always managed to get out of a sticky situation myself no matter what. But this time, I am not convinced I will find a way,…
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Clarification on how HMRC adjust tax code for interest on savings for previous year
From what I've read my understanding is that HMRC use the previous year's interest on savings to estimate a figure for the current year and adjust the tax code accordingly. My question is how this works in the first year of going above the £1000 limit. My situation (rough figures for illustration only) is that I will be…
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Sky TV retention deals ( post your haggling successes )
Please post any deals you have negotiated with sky Please post The package The price and discount The length of the contract
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Keeping afloat till I can get round to the debts!
So here goes with a brand new diary. With the financial situation across the country as it is I'm going paycheck to paycheck and debts seem to be going up not down. It's time to take stock. Focus on the money actually lasting the month and forming a new plan. I've never been one for following the American debt fella but I…
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Making an offer of settlement
Hi Everyone! We have around 24k of debts on our DMP and it's not due to finish for some time. The stress has been unbearable and whilst I am 'coping', there doesn't seem to be an end. We private rent, so aren't able to sell property in order to pay the amount owed. We have been on our DMP for over two years and haven't…
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Ex Partner Wants to Sell House
Hi, Not sure if this is in the correct section, but any advice would really help. Current situation is that I have a mortgaged property with my ex partner, who moved out about 3-4 years ago. I currently live there on my own with our children, aged 9 and 11. When he moved out, he stopped paying the mortgage and bills, which…
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Survey report points - maintenance jobs?
We arranged a Level 2 survey to be carried out and the report came back very positive; the property is structurally sound and nothing is falling apart or requires urgent, major work. There were a few minor issues and I'm wondering if I would be right in thinking that all the things below are just things we should absorb…
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Parking fine, Parkmaven, in company car
Hi All, Apologies in advance if this has been answered elsewhere, but I can't find the info. In late March I went to a concert in Hull with my 13 year old son. I parked at Prices Quay, which is run by Parkmaven. I've never come across a barrierless car park before and thought it wasn't possible to pay at the end, as we had…
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Claim Form/CST Law/MET Parking BP South Mimms
Hi, I received a PCN for an overstay at South Mimms BP service station in September 2021. My POPLA appeal was rejected & have ignored all of the subsequent correspondence. The claim for dated the 7th December was delivered on Monday the 18th! I will file an acknowledgement of service & would appreciate any assistance in…
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Replacing a smart meter comms hub
Smart metering expertise required, if anyone has it. The comms hub on my smart meter was replaced a week ago but the replacement could not be commissioned. The WAN light flashes ever 5 seconds but the HAN light is solid green, which I think confirms this (I'm in the north on Arqiva LRR). I am thrashing around trying to…
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MF Date 2037 - MOP it up by 2030?!?
Hello my fellow MFWers. I've decided to start a new thread now that I am debt free (4th June 2025) - yippeeeeee! I took out my mortgage in 2021 for 16 years and I'd absolutely love to get it paid by 2030 but we've recently been told that our tiny team in work is being transferred to another department and our job is very…
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+++ Whoops! Here comes the cheese! +++
My original < < < out of cheese error > > > diary started in 2017 and records our journey to be debt free, mortgage neutral and then last year (hurrah!) mortgage free. This new diary is to record our current focus on my efforts to retire early. Lots of cooking, some gardening, many cats and the occasional Pratchett quote.…
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Surveyor has found damp in a house that I have put an offer on
Looking for advice please.Should i ask sellors to reduce price,or would it be advisable to wslk away from this purchase
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UK resident inheriting foreign asset
Hello, If I (UK citizen and resident who has never lived elsewhere) inherit a property in Portugal from my father who was a Portuguese citizen and resident and never lived in the UK, does it result in me having to pay inheritance tax?
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Lose weight with Slimming World in 2025, You know you want to.
Time for a new Slimming World thread as we go into 2025. Feel free to join in. We are all at different stages of our journey & some are awesome target members. We are a lovely supportive wee group. Some go to group & some go it alone. As we move into new year feel free to pop in to our lovely thread. All welcome.
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Gifts out of regular income ending
If I were to gift £30k out of my surplus income once every year and I did this for say 5 years running and then year 6 I couldn't afford to do it anymore due to a change of circumstances would the previous 5 years be disallowed or would the £30k pa still be exempt from IHT
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Old Style Weight Loss Challenge - 3rd Quarter 2025
Hi All Welcome to the Old Style Weight Loss thread for quarter three 2025 Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st July until the 30th September. You do not have to submit a loss or gain for the first week as it's our starting week, you can post your first…
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The Cutting Down Alcohol challenge for August & 2025 :)
Welcome to the Cutting Down Alcohol challenge for the month of June and for 2025! This challenge is all about helping people cut down or even give up on their alcohol consumption, mainly for health reasons, but it can also save a lot of money, because the cost of buying alcohol really mounts up over time and sometimes you…
