Recent Discussions

Just would like to see who has or not successfully received cash back after switching through MSE and Cheap Energy Club? I myself am still waiting after 7 months. I have contacted the team several times but no joy and no time scale given as yet. Whats your experience?

I parked there on the 6th July 1700-2300. For some reason I thought I had up till 0430 on the following day to pay. Apparently I only had till midnight. I've already appealed and had it rejected. Is there any chance of winning in court due to ambiguity of the sign? Just found something on internet that says daily charging…

Hey everyone, I went back to uni just before I turned 40, so have quite a lot of debt from that, and from generally trying to live whilst working and studying. I tackled a bit before the end of 2024, but that was mostly getting on top of things, doing some 0% balance transfers, and I paid of two small debts of about £250…

Good morning, Looking to bed and ISA and minimise time out of market. I've already got the cash in my S&S so can execute the trades at the same time. However, I'm selling a fund (VAATTT) with Scottish Widows and buying ETF (FWRG) with T212. So I'm looking for valuation points for VAATTT; I'm guessing it's at the end of…

I'm interested in what folks think about what feedback I should leave on ebay. I was looking for some adapter/connector widgets. I filtered for item location as UK. All the prices, pictures and descriptions were similar, usual for this type of thing. I picked a seller, 99.4%, and ordered 3, total just under £10, delivery…

What is the most efficient and risk free way of transferring wages paid into a Bahrain bank account back to the UK. I bank with HSBC but they have sold their private Bahrain banking services to BBK now and I don't appear to be able to use their/my global account

Hi, thanks for help in advance. @Coupon-mad and others I am at the stage of building my defence after completing acknowledgement of service via MCOL. Here is the POC… Correct me if I'm wrong. I understand I'm to use paragraph 3 from the CEL v Chan due to no mention of breach, and then everything else from the main thread.…

Hi All My brain is fried. Can anyone point me in the right direction to save or invest 40k for 6 months only, without having to open lots of accounts all over the place etc. Thanks.

Change. Bowie said in 1972: "Turn and face the strange / Ch-ch-changes / Just gonna have to be a different man". Change is strange and difficult, but facing it is better than standing still. It can be scary. Exciting. Avoided. Embraced. October marks the change of the seasons into a very definite autumn, as the trees…

Welcome to our OATs thread for the new season, please do join in if you haven't before, all welcome This is where we are pleased with ourselves about small victories, inspire and motivate and remind each other of those life bits that we really should do, and try to tackle our OATs- Outstanding Annoying Tasks. You know,…

hi all Hope you can advise what to do next. I appealed an excel charge using your template on the basis that the driver made qualifying purchases within store entitled to free parking. I was expecting a straight out rejection based on what I read about this car park before but instead they’ve replied asking me (as keeper)…

New year, new start - trying to save in 2025.

So, Capita have taken over the admin for the CSPS and their new website and members portal went live this week. I have just registered on the new portal and am not in the least bit surprised to find that the information available on the new portal is very scant and incorrect in terms of my length of service. With…

To cut the incident short: Location is a middle roundabout of a 70mph dual carriage way with side roads entering and exiting it, the roundabout is 40MPH restricted)I entered the roundabout at point A for e.g. in the right lane of two lanes to turn far right and exit at junction D. I was going 12-15MPH max and drove past…

Hi Compers, We're working right now on the new version of Competition Time. The plumbing work is mostly done, now we’re choosing the taps and tiles. Below are some screenshots of the new functionality along with some early designs. ⚠️ All subject to change and not guaranteed! The main index Below the title, the Closing…

Lawnmower Strimmer Gardening vouchers BBQ Uk holiday Selection of beer Drinks hamper Easter hamper Food hamper Gardening tools Product of year goodybag Uk holiday Smart watch Actifryer Amazon vouchers Selection of books Selection of wine Bluetooth speakers Macbook Beauty products - ACHIEVED What's everyone else focusing on?

Anyone else had experience with CINCH-buying a car of them that they had had NOT checked paperwork/MOT history correctly ? I purchased a car that i noted on the MOT history that the mileage had gone DOWN between two MOTs,i questioned this and was told it was before they had it and it was just a typo !! Well a year on and i…

I decided to sell the house I was letting. The tenant moved out in August. The house is sold STC. The sale could complete in November. House currently empty, unfurnished. What do people in these circumstances normally do about home insurance? The current insurers insist that after 30 days unoccupied - they insisted that…

I am just about to retire at 68 and have a decent DC pot , I am going to get a annuity at good enhanced rate to cover my basic expenses and more with my state pension around to around 27K before tax. That gives me just 23K headroom up to the 50K higher tax band. I know with 25% tax free lump sum that would go up to approx…

Scenario: Parent A and Parent B now deceased. The house deeds show them as 'Tenants in Common' with a life interest trust if I've understood the terminology correctly. Somewhat simplified by having a single beneficiary (child) who is also the executor and trustee. When Parent A died (Feb 2026), as far as I can see no…