-
Stansted Airport PCN Appeal - APCOA trying to use my words against me
Hello everybody, A little background - last year I made an airport drop-off at Stansted and completely forgot to pay the parking online by the following day at midnight as the rules state. APCOA sent me a PCN, which I appealed directly to them. I admitted that I was the driver, but appealed to their humanity by explaining…
-
5 OS pleasures in your day today - part 3
Ok I'm diving in as I've noticed several of us have lost posts we thought had posted, and there now seems to be a serious risk of losing the whole thread. So thanks for the heads up Karcher. (and i sympathise Frith - i too like to nip back) I've revisited the first thread of our part 2, posted 28th October 2009. It said:…
-
eBay car sale (private) & receiving bids - what next & how to safeguard against wasters?
So I've actually had someone meet my minimum offer. I've ended up dropping my price £400 from my starting point about a month ago. Looking at the bidding though, this guy came in with an offer an additional £450 underneath what I'm currently asking (£250 under the minimum amount set). He (I assume he) immediately sticks on…
-
Thank god we paid the mortgage off
My previous diary was pulling my frugal pants on. I decided to start a new diary because, well because our new start that we had planned isn’t going to happen. So dad’s house sale finally went through and we’d decided that we would use my inheritance to offset OH dropping a day at work. Money would be tight but doable.…
-
MANOR PARKING, GLADSTONES court claim 2025
Having read newbies pages, I remain a little confused as to the best defence to a small claims court claim from Gladstones Solicitors on behalf of Manor Parkings PCN regarding Lotties Road Birmingham in 2024. I wrote to Manor parking at the time (copy below) but they ignored my letter. I did later find a scanned copy of my…
-
CCTV Drainage survey
Hi, We are in a process of purchasing an old probate property that needs full modernisation. We've had a CCTV drainage survey carried out as it was recommended by our surveyor. The survey identified multiple areas of displacement within the original clay drainage system, including several major displacements, two cracked…
-
Cooking for one (Mark Three)
Welcome to Cooking one (Mark Three), time to get a shiny new thread up and running. The link to "Cooking for one (Mark Two)" can be found here https://forums.moneysavingexpert.com/discussion/comment/73708876#Comment_73708876 Cooking For One 13th Jan 17 at 7:32 PM Hi, newbie poster though long time lurker trying to adjust…
-
I asked ChatGPT to simplify and sort out my investments
I have been looking at sorting out the isa/pension investments for me and my OH as they are currently across 3 providers (Vanguard - OH, interactive investor (me) and L&G (me) (ex-employer master trust in drawdown). Total approx £1m and not really used for day to day as decent DB in play. My allocation for the last 5 years…
-
Redrow Restrictive Covenant and Parking
How can Redrow enforce a restrictive covenant regarding visitor parking on our road? A neighbour has informed us that our visitor cannot park on our road outside our house due to Redrow's restrictive covenant. The parking of this regular visitor (twice a week on average with overnight stays) does not cause any obstruction…
-
Parkingeye Charge Notice DCB Legal defended claim
Hi I'm dealing with another charge from DCBL Legal (dating back to January 2022) - but stupidly (as I was working and trying to complete the Acknowledgement of Claim and Defence at the same time) I failed to make a note of my MCOL customer number. Today I've gone to complete the defence as needs to be done by 11th May and…
-
Renewables: "talking 'bout my generation"
Please forgive the corny thread title inspired by The Who but this post on the bloated 'how do I make the most of it' thread prompted me to initiate a new one... Well, there was yet another misty and bleak start in North Notts today (Thursday), but my SSW 3.92 kWp system was generating around 3kW for just a few minutes…
-
Summertime 2026
Welcome back or aboard to our seasonal thread where we encourage each other to smash our OATs (Outstanding Annoying Tasks) or in my case show off about doing the really most minor things 😁 This is a big summer for me with finishing our build, packing up the flat, and moving to a new place and area so I will mostly be…
-
Private pension as source of main income for HMRC
Hi All, a quick question regarding my preserved armed forces pension. I receive around £600 a month but am then taxed at 20% due to my state pension using up my allowance. My question is, is it possible to get HMRC to class my RAF pension as my main source of income and make it part of the £12,570 allowance? Therefore,…
-
Do I actually need my house phone now?
Just renewed my broadband with vodafone and thats all fine. but now I'm just wondering do I actually need a house phone any more? I could just do away with it and tell everyone to call me on the mobile. would it save me much money if I got rid of it? do you use your house phone much these days?
-
Help to save more than once
Hi all A quick question that I cannot find the answer to anywhere. We opened some help to save accounts and maxed them out about 5 years ago what on tax credits. We have since moved to universal credit and I am trying to find out if we could start new help to save accounts or is it just a one time thing? This is driving me…
-
Post mediation
I've only recently been looking on this forum but certainly wished I had several months ago when I got my ticket. I have just filled out the n180 form as per a template I found on this forum so I'm waiting for a mediation call , I have already offered B W legal £20 and it seems the advice is not to offer any more. In my…
-
Does this board need a rename?
(I originally posted this on the 'Site feedback and Forum Help' section, but got no response there. https://forums.moneysavingexpert.com/discussion/6666774/mse-benefits-tax-credits-board#latest ). So here it is again, this time as a poll. As Tax Credits in the UK were abolished over a year ago now, in April 2026, isn't it…
-
NOW TV Cancellation
Hi, I have just paid for 6 months of Sky Sports through my NOW TV app but have changed my mind (long story). I have not accessed SS since paying but there is no way of contacting NOW to cancel for a refund. It will let me cancel online but will only let it lapse at the end of the 6 months. Any similar experiences or…
-
Pensions Planning
This discussion was created from comments split from: Pensions Planning: The NUMBER.
-
Mediation - will DCB legal actually attend?
I received a PCN from UKPC last Sept for not parking within the markings of a bay. I was parked in a disabled bay and slightly over the hatched area. This was because this particular bay only had hatchings to one side of the vehicle and the only way for my passenger to exit the vehicle was if I parked on the hatchings.…
