Recent Discussions

Happy New Year! I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things can only get better My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining. That's a hell of a lot of waffle over the years 😆…

Good evening MFW'rs I hope there is a little space in diary land for me (Greying Pilgrim) to take up residency and chart our journey to mortgage freedom - albeit we're doing it a little back to front. The short story is, that we did own a home - Greying Towers - but 4 years ago we moved into rental accommodation with the…

I am in the position of my MOD pension payments being stopped and I have to provide ID before it is paid again, the only ID that they accept that is applicable to me is a passport which mine is out of date so it will cost me £100 to get my own pension paid to me. I have been trying to solve this for a long time and even my…

A trust has been set up by my dads solicitors as per my mum and dads wills. My dads house sale is going through and when sold , 50% will be invested in the trust and the other 50% in my dads bank account. My self and my sister are trustees and would like some advise on investing the funds aproximately £240000.

My third diary. <<<out of cheese error>> documented our debt free journey and then paying off the mortgage +++ Whoops! Here comes the cheese! +++ focussed on early retirement plans, and then my first year as a widow. This time I will be focussing on a positive new start in my brave new world. Final stages of renovating a…

Welcome to my new thread: my old one is here: Cherry takes the reins — MoneySavingExpert Forum and my very old one is here: Coffee and chocolate — MoneySavingExpert Forum Quite a lot changed in 2023, and now it's time to move on. I left the job and career path I'd followed for many years and don't feel I can or should go…

Welcome to the 9th Grocery Challenge of 2026! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's…

We are currently living in a house we own outright and looking to move. I am retired on and living on my SIPP and my wife currently has a moderately low paying job. We have seen a house we'd love to buy but currently our house is not on the market but we will be listing in the next few months once a neighbour dispute is…

Hi, So, My mortgage is due for renewal in June 2026. I bought a house for £190,000 with around a £48,000 deposit on a 5 year fixed rate of 1.63% interest which comes to an end on 30th June 2026. I currently owe £129,363 and pay £517.72 and i have 25 years and 6 months left to pay (i will be 68 when this ends). I know…

DO NOT PAY ANY OF THE PARKING COMPANIES ISSUING DROP-OFF PCNs. Advice will change as & when the Government introduce the new statutory Code of Practice and new Appeals Service. And when the companies concerned finally learn (after statutory regulation forces them) how to treat consumers fairly and put up clear signs.…

Hi All When googling for some information on my case I just found this great forum where many cases been solved successfully thanks of all of you guys, so I would really seek for advice on my case. As on title, I have received the Court Claim Form with issue date 18/02/2026 from BW Legal on behalf of Britannia Parking that…

Hi all 😊 I'm Cheery 😊 By name and (usually 🙄) by nature. I've been around here for many years, taking in all the excellent wisdom and trying to use as much of it as possible 😊 We are two, Mr Cheery and I. We have been together for over 18 years 😮 We moved to the countryside six years ago, gained a large mortgage, and a…

After 600 pages of discussion on the Royal Mail Monitoring and Postal Panel thread, it seems like the time has come for a new thread to be created. Not because any of the discussion there is redundant (far from it) but because the contract for running the survey will shortly be passing from Kantar to Spectos (in…

I been in contact with Aviva believing I could simply start withdrawing a regular monthly sum from my pension but was told this 'old style' pension doesnt allow this.i asked if I could move it to something within Aviva that WOULD allow regular withdrawals and was told again NO but I could try transferring to other…

Hi Forum, I'm back again with another PCN—this time for parking slightly outside a white line. I've already submitted the standard template appeal to UKPC, which was unsurprisingly rejected. They've now issued me a POPLA code. Would it be worth proceeding with an appeal to POPLA? If so, is there an up-to-date template I…

Starting a Mortgage Free Diary!

My Windows 11 laptop intermittently losing the internal wifi (the wifi adapter doesn't show under Device Manager when this happens. Probably happens 3 or 4 times a week and I need to restart the laptop (sometimes more than once) to fix. There are times when this is extemely inconvenient . I have checked that I have the…

Wife woke up one night to find the power off and water spraying from the dishwasher inlet. On further investigation we found a very respectable hole gnawed into one side of the hose. We’ve never seen mice or droppings but I have heard rustling sounds in the wall before. It’s probably like asking how long is a piece of…

A quick question .. My neighbours dad had something stolen from his property around 9 years ago , while trawling ebay he came across it and contacted the seller to inform him - a police report was opened at the time. The seller said he bought it in good faith around 8 years ago and has a handwritten receipt from the shop (…

Eon next have invited me to sign up for their PowerUp event tomorrow from 10:00am to 12:00pm. “Your target is to use 1% more electricity than you usually would during this time” “If you hit your target, we’ll give you £0.20 credit for every extra kWh of electricity you use.” Anybody else participating?