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Letter before claim
Hi all, I have received a PCN for not parking exactly in the middle of the parking bay at my own residence's car park. There is not even a proper marking on the car park and at night, the small 2 marks on the floor is barely visible. I have appealed the PCN unsuccessfully and then ignored the letters from debts recovery…
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Renewables: "talking 'bout my generation"
Please forgive the corny thread title inspired by The Who but this post on the bloated 'how do I make the most of it' thread prompted me to initiate a new one... Well, there was yet another misty and bleak start in North Notts today (Thursday), but my SSW 3.92 kWp system was generating around 3kW for just a few minutes…
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Milann’s mutterings through retirement
I thought it was about time for a new diary. Ive been a member of MSE many years now and got my debt down from £20,000’s to a big fat ZERO. I kept the debts to myself as I was the one who built them up. Dh would have been ok and we’d have worked through them together…..but it was my mess that I wanted to clear myself and…
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Annuity or take the CETV
I have descent DC pot which I intend to use drawdown income from and together with partners DB income and ISA interest and State Pension we will be comfortable during retirement. we are both 56, and retiring in the next year. I also have a DB pension from an old employer which is worth to me £4500 per annum as an annuity…
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The Second Purse Thread
Hello everyone, I’ve been thinking of reviving the Second Purse Challenge
for a while and a post by @Frugalistamama spurred me on. For those who don’t know about this way of grocery budgeting,
I’ve linked the original posting by @Mothership below. I intend to set aside £30 of my monthly food budget to look
for bargains to…
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Civil claim form letter,what to do
Hi firstly thanks for approving my membership I came here after searching online regarding parking fines, I’m hoping for some advice of what to do next please if possible. i received a letter all the way back in March 2024 from spring parking stating a parking charge was for not displaying a permit, where I parked had 3or4…
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Using ASHP in an Ad Hoc Fashion?
Hi all, so like the idea of heat pumps using renewable energy but I'm struggling to see how one would fit our use case, so knowledgeable people's insight would be greatly appreciated. I know they are most efficient running to keep the house a a certain temperature, so running a lot of the time, but we have never used…
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Lose weight with Slimming World in 2025, You know you want to.
Time for a new Slimming World thread as we go into 2025. Feel free to join in. We are all at different stages of our journey & some are awesome target members. We are a lovely supportive wee group. Some go to group & some go it alone. As we move into new year feel free to pop in to our lovely thread. All welcome.
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Parking ticket issued in BP petrol station East Midlands Airport and MS/medical emergency
Good afternoon Parking ticket issued in BP petrol station East Midlands Airport for less than 5 Minutes parking on Parking bay at 4 a.m. I was the driver and I suffer from Multiple Sclerosis, relapsing and remitting. I had my parking booked at airport parking but when I approached the roundabout I had a relapsing attack…
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Parking eye fine AMPR advise please (new to this )
I need advice weather I have any defence if I leave this fine and take it to court. Due to being falsely promised by the land lord on the phone saying he would pay my ticket due to me giving his son a lift I didn’t pay or appeal the ticket(he never payed) I didn’t get a ticket and I stayed over by 1 minute 6 seconds ( due…
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Right to buy maisonette-home survey
Hi I’m in the process of buying my council home through right to buy. We live in a 1 bedroom maisonette. We have just been given the purchase price of the property and we’re figuring out our next steps. We understand that a basic survey has been carried out by the council on the maisonette but we wanted to know if we…
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Carflow - Cambridge Leisure Park
Sorry I've copied a similar post as it had a good layout and I'm not the best with this stuff. Summary of Incident: • Parking session: Entered at 20:07:49, exited at 20:20:21 (ANPR records) • No parking paid • Alleged breach: Stayed longer than 10 minutes • Reason: JustEat delivery driver went to pick up from Sainsburys…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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Landlord: Replace Electrical Consumer Unit to comply with latest standards
My flat was built in a large city centre tower block in 2004. My agent has arranged the following: Replace the Electrical Consumer Unit to comply with the latest standards570Admin cost for Negotiating, arranging, providing access and issuing a 5-year certificate50 I am proceeding because I want to take no chances on…
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"Isn't it nice to think that tomorrow is a new day with no mistakes in it."
So after lurking on other people's diaries for the last few years it's time to start my own. I'd almost paid off my mortgage 4 years ago when I decided to move to somewhere a lot bigger and a lot more expensive. It was also a project. So for the last few years there have been no overpayments as everything has gone into…
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Water leak
Hi I’m a United Utilities customer who has a leaking water meter and a much larger bill than usual! UU have been out 3 times and each time providing conflicting advice. Dynorod have also been out and said they cannot touch the water meter pipe work so I’m stuck with a big bill and water leaking in my cavity wall space.…
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DCBL Court Hearing - Bristol Airport Hilton
Hi there, I've read a fair amount of the information here and thank you @Fruitcake for uploading the photos of the exact spot where my car apparently stopped for 22 seconds. In front of the barriers at the Hampton by Hilton Hotel at Bristol Airport. I have since received a ccj as the fine was sent to an old address. I…
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Covid booster
I'm 73 and just heard under 75s no longer get the free vaccination. I know it's expensive at £99 but I've decided to pay for a private one. My son when 39 years old had 2 heart attacks following covid. He was a healthy young man so my reason behind paying is to help keep him well......priceless
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Bold leap into retirement
Morning all, I hope you have managed to find some time for yourself in what can be a busy period. We have enjoyed spending time with family over the last 3 days, it’s a quiet one today, then off to visit more family tomorrow. I’m not planning anything wild for NYE, but have been really starting to think about what I want…
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Ideas for 10 small online debit card transactions please
Ideas for 10 small online debit card transactions please. Do signing up to free trials to subscription services like Tidal, Qobuz, Spotify etc count? Considering the CO-OP switch. Thanks.
