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Intelligence Finance migration to Bank of Scotland completely ballsed up.
Anyone else experiencing the pleasure of having offset savings and mortgage accounts migrated from Intelligence Finance to Bank of Scotland? The experience to date has been an appalling joke and inspired no confidence in this bank at all and I will be cutting ties and getting my money out ASAP. Here's a list of issues…
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Booster cushions
I took my daughter out for her first practice without her instructor. She's too short to see the bonnet on our car, even with the maximum height adjustment. She was OK doing simple manoeuvres in a car park but wouldn't want to drive on the road like that. Googling "cushions for shorter drivers" I can only see "review"…
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Weekly Flylady Thread 8th December 2025
What is FLYLADY? Well, it's our version of the US flylady
idea - but we work on the principle that housework is not fun, it's boring, can
be time-consuming, is often thankless but, unfortunately, necessary. It's here
on Old Style to provide the support we all need and to make the whole task
easier and quicker. We also…
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Walking into another chapter ...
Welcome one and all ... to those of you who have managed to avoid my diaries until now as well as those loyal ones of you who have stuck around over the years, thank you :) So another year is about to begin and now seems as good a time as any to start a new diary. This will be my 11th (I think?), I've been around here…
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Pensions Planning: The NUMBER
The NUMBER is how much income you need to "live comfortably" So What's your number? Very important for pensions planning, to know what you are aiming for. My Number? (for a couple) I calculated: £22,000 based on Food £5,000 Car/transport £5,000 Bills/Utilities £4,500 Holidays/Leisure £4,500 Clothing/Cash/Xmas/Other £2,000…
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GMP Equalisation - Lifetime Allowance Charge
I’d be grateful for help from anyone
with expertise in HMRC’s Lifetime Allowance (LTA) Charge in
relation to GMP equalisation. Sorry it's a long post, please bear with me. I am a male current pensioner in
a DB scheme. I've had a letter from my Scheme Trustees stating that I’ll receive a back pay lump sum of £30, plus…
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DVLA complaints about PPCs abysmally low. Why?
I recently submitted a Freedom of Information (FoI) request to the DVLA to find out how many complaints they’ve received about private parking companies—particularly those we frequently see breaching the PPSCoP and PoFA. It’s often said that the DVLA won’t “bite the hand that feeds it”, and we regularly hear complaints…
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BBSI Untaxed interest list query
Hi All, My requested list for 23-24 and 24-25 contains so many errors I really don't know where to start or who to approach first. I requested the list because I was shocked at the interest they claimed I earned 24-25 On looking at the list I'm finding yes they have estimated based on the previous tax year as expected, BUT…
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DCB legal
Hi, I’m new here. DCB Legal are chasing me for a PCN from June 2023 In October i receivedthe letter of claim and found a thread with a response “I dispute your 'parking charge', as the keeper of the vehicle. I deny any liability or contractual agreement and I will be making a complaint about your predatory conduct to your…
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Moving on
Welcome to my new thread: my old one is here: Cherry takes the reins — MoneySavingExpert Forum and my very old one is here: Coffee and chocolate — MoneySavingExpert Forum Quite a lot changed in 2023, and now it's time to move on. I left the job and career path I'd followed for many years and don't feel I can or should go…
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Online parking payment not showing on credit card statement
Has anyone experienced something similar to this: - I received a parking charge for not paying for parking - I was absolutely sure that I had purchased 4 hours parking using the operator's app. One part of the payment process involved my bank requiring me to confirm the payment on my banking app. - There was indeed no…
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Contracting Out and State Pension Forecast question
I was looking at my State Pension forecast today as I'm 50 next year and I need to get my head around such things. It tells me: You can get your State Pension on May 2043Your forecast is £230.25 a week, £1,001.18 a month, £12,014.12 a year That is if I make a further two years worth of payments. However, later on it tells…
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Apcoa compalint not success
This is email that I am getting 😩 APCOA's Reply (Anonymized)Good Afternoon [My Name], Thank you for contacting Manchester Pick Up and Drop Off Complaints Department. Firstly we would like to apologise for the time taken to respond. While we aim to reply within the timeframes stated in our correspondence, on occasion delays…
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Octopus Snug and clock issues
Hi, we have just gone over to Snug tariff. Things have not been going too well. I look after my elderly, unwell Mum, in a house which gets cold in Winter. We have been enjoying the benefits of 9p per Kwh at cheap rate, but now the clock, controlled by Octopus and our SMETS2 meter, has gone wrong! The heating has been…
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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help capital gains tax
i sold a house in march this year used hmrc tool to work out money owed have checked amounts 5 times same amount every time when i fill in my self easement with the same amounts hmrc say i have under payed on my capital gain but the numbers are the same
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Tesco saying that auto-renew is a legal requirement!
I'm pretty sure that this is a lie. I rang to cancel Tesco car insurance as I had got a quote £100 cheaper elsewhere. I hate auto-renew, as I always check prices every year, but I had forgotten to check and turn it off. She quoted something about a 2011 law meaning that all insurance companies HAVE to provide auto-renew.…
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How much to live on
How much do you expect you will require to live on each month when you are retired? ie no mortgage, no commute to work BUT maybe higher heating, hobby costs. I'm getting to the stage where I'm realising that I don't need to be super rich to retire and will only really require living costs but I don't know how much I should…
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Trading 212 £50 shares offer
Hi all, I'm tempted by the MSE promoted offer but have never dabbled in shares, I've only used savings accounts as an investment. I don't think I'd get massively in to it but thought with this offer I shouldn't lose in theory unless the shares dropped heavily in value? I have heard people saying to invest in different…
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Sky TV retention deals ( post your haggling successes )
Please post any deals you have negotiated with sky Please post The package The price and discount The length of the contract
