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Savings/investment DDs and debit card deposits- An updated list
Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for the purposes of satisfying the various bank switching offers and reward accounts that are available. This thread is intended to be a…
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Seasidegal's Scrimpy Retirement Diary!
Hi there!😀 Having finally retired from work last Friday as my State Pension kicked in, I have decided to start a new diary as I begin the next stage in my life. I began my first diary on these boards in 2014 when I was 58 and in £31,000's worth of debt!😱 I realised time was fast approaching to retirement and that I needed…
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Progress not Perfection
Happy New Year! I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things
can only get better My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining. That's a hell of a lot of waffle over the years 😆…
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Baby steps to mortgage freedom for beanielou.
My first thread on the MFW board!! My mortgage has 6 & 1/2 years left to run. My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage. I have managed an overpayment last month as I got some £££'s unexpectedly. My biggest fear is not being able to pay my mortgage &…
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Travel insurance 30 day trip limit when group splits
Hi, my family has an annual travel insurance policy with 30 day single trip limit. We left the UK together in July for Europe. I travelled back for work for two weeks and will be rejoining them and the whole group will be returning to the UK together at the end of Aug. They will have spent over 30 days away, I will have…
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Ex still on mortgage.
I'm posting this on behalf of my Sister in law as she's not sure where she stands. She split from ex husband 10 years ago. He left her for someone else and stopped paying all bills. They divorced but never did a financial settlement. She remained in the house with the three kids and covered all the mortgage & bills on her…
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Best way to identify a cyclist
A cyclist hit my car and ran off without giving me his details. My dashcam caught it all, including a clear shot of his face a moment before it smashed into my rear window and damaged the wiper. The bike damaged the bumper and cracked my number plate. What's the best way to track him down so I can claim my costs? It was…
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August 2025 Grocery Challenge
Welcome to the eighth Grocery Challenge of 2025! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
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My Off-grid and need to be frugal diary
New year, new start - trying to save in 2025.
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Static Caravans... I guess this is a "warning" to a tiny minority of people... and also a rant.
Every year the BBC seems to trot out a story like this expecting readers to be shocked or surprised. BBC News - Buying a caravan left massive hole in finances So this couple have bought a static caravan, (which for those who don't know is a limited life, depreciating item that costs £4,800 per year just to keep in one…
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Money Moral Dilemma: How do I persuade my children to pay rent once they're home from university?
This week's MoneySaver who wants advice asks... When my two children move back home after they graduate, I'm going to charge them the going rate for renting rooms in the area. They'll get perks - laundry, Wi-Fi, cooked meals - and space to work out their next step in life. They're refusing to pay, but I think if I don't…
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£100 charge for breaking 15 minute limit at petrol station
Hi guys, I'm back again, as you've all been incredibly helpful before, I was wondering if I could squeeze some more knowledge from you. My partner received a PCN the other day for £100 for overstaying at a petrol station while collecting a parcel from there. The kicker? It has a max limit of 15 minutes. She was clocked at…
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Virgin cash isa missed deadline
My virgin cash fixed isa was maturing on 24th aug but I missed the deadline and now it is maturing. What does it mean? Ideally I’d like to transfer to another cash isa. Not opened yet as I haven’t seen which one is the best at the moment
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A Ditherer's Diary (again)
I'm baaaack. When I started my original diary "A Ditherer's Diary" My kids were littlie's aged 5 and 15 months. Nothing except their age and the amount of debt has changed, it's all got higher! They are now 11 & 7. Having had a quick read through, a lot of it was me coming and going with a few months/years in between. I…
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Principality RS 6 Month Maturity Issue
I posted this in the RS Discussion Thread originally a few days ago but it got a bit swamped by the MonBS discussions. Principality 6 Month RS Iss 2, mine matures 3/9. Also have EA Iss 7, Christmas RS and 6 Month RS Iss 3. Maturity option selected to convert the RS Iss 2 into (another) RS Iss 3 at 7.5% AER fixed and pay in…
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Small house single person
Any tips on cheapest way to move in to a small empty one bed house? I want to buy things as I go along, already borrowed money so don't want anymore debt. First things I guess is things to cook with - a microwave with convector oven or air fryer Only space for 2 appliances in kitchen so: - undercounter fridge (possibly…
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Bricks Not Books
The first day of a New Year seems like the best time to start this diary! I was on this board under another name for a number of years, but I felt like a change of name as well as a change of diary, so here I am! Completed on new home with OH in December, we haven't even owned it for a month yet. But we have a mortgage of…
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An in-between phase
I am largely starting this thread so as to not rudely put a long whinge on the lovely @foxgloves and @EssexHebridean threads! I will talk a little more about my slightly unsettled life situation in due course, but for now, just whinging 😂 Today I have been trying to switch to a more money saving phone contract. It has been…
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misstara's mortgage free diary
I've been kicking about dfw for years, firstly paying off debt, then saving a deposit and now am finally joining the mfw section of mse :smiley: We've just bought a wee 2 bedroom terraced house - missives were concluded last week, will sign all paperwork this week and get the keys next week. Thanks to an extremely generous…
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Currys Click and Collect - charged even though no item picked up
Hi, I hope you can help. I ordered an item for click and click from Currys (MK store) using buy now pay later for 6 months (£199.99) on 18th June using their Flexpay with Currys/Creation. I did not pick up the item and the email reminder (23rd June) said that the item would be refunded if not picked up within 5 days. I…
