Recent Discussions

Good Morning lovely ladies...... Welcome to the new thread and a happy new year to one and all. Am I fab yet. Lol. Nearly, but not quite fab enough yet, there's always room for improvement, so I continue my journey to fabdom. My word for this year is refresh. Me, my home, my life. 🤪 This year I want to change my image a…

Hello! I’m creating this diary to hold me accountable, as I’ve been trying to pay this debt off for 3 years now and I just keep kicking the can down the road so to speak. The good news is it’s all on 0% interest. The bad news is I need to have the most boring year next year (aside from a holiday) to be able to pay it all…

In anticipation of the closure of the Barclaycard Online Servicing web facility on 19th August, I decided to investigate the current Barclaycard facilities in Barclays Online Banking. As a long-time user of the CSV export facility of transactions, I tried the facility on the Barclays site. Not only are the columns in a…

:Welcome to the Cutting Down Alcohol challenge for the month of November and for 2026! This challenge is all about helping people cut down or even give up on their alcohol consumption, mainly for health reasons, but it can also save a lot of money, because the cost of buying alcohol really mounts up over time and sometimes…

Please forgive the corny thread title inspired by The Who but this post on the bloated 'how do I make the most of it' thread prompted me to initiate a new one... Well, there was yet another misty and bleak start in North Notts today (Thursday), but my SSW 3.92 kWp system was generating around 3kW for just a few minutes…

Hello and welcome to the 2026 Christmas chatter thread! I have taken up the mantle this year to start the thread in replace of long-time poster @princesskitty29 who has been busy of late xx If you're new to the thread please pop in for a chat, pull up a chair by the fire and get yourself a hot chocolate - we all love…

What are people’s thoughts about UK all share vs. equity income in (whatever you consider important about) the current environment? When I sold my UK smaller companies fund last year I bought equity income (Vanguard) considering it more reliable given the UK economy didn’t seem to be going anywhere fast. I have about 15%…

Welcome to the all new 2026 Frugal Living Challenge Challenge yourself to live a frugal lifestyle so you can afford the freedom to enjoy life. This is about household budgeting, simple living and being creative with your money. Frugality can be a fabulous lifestyle choice for debtbusting, boosting savings or investing in…

I started a thread today about my Tesco loan being sold to PRA group. Early days, I’m thinking about my options. Would a DRO be advised? My husband outright owns our home and I’ve never paid bills or have any vested interest in the property. My car is a Motability Venice in my son’s name. My only income is the carers…

Hello, I have recently opened a joint account with my dad with Barclays. This morning I received everything in the post except the cards PIN numbers which I believe I will get in due course. I want to use online banking and so I registered earlier. This is through the Barclays website I don't have a smart phone and so…

Hi Could anyone help please i Have received a letter from cst law who are apparently instructed by smart parking to commence legal action for an unpaid fine 8 months ago I received a fine for whilst parking in a leisure centre car park from smart parking for £100 i read on previous forums to ignore which I did It then got…

I am seeking advice. I recently, well 2 months ago have begun semi-retirement. However I m still struggle to spend more money after being really frugal post a divorce. I am 60 and realais I have mostly enough as long as I don’t go too overboard. However I still don’t treat myself to small things - coffees, lunches out and…

DO NOT PAY ANY OF THE PARKING COMPANIES ISSUING DROP-OFF PCNs. Advice will change as & when the Government introduce the new statutory Code of Practice and new Appeals Service. And when the companies concerned finally learn (after statutory regulation forces them) how to treat consumers fairly and put up clear signs.…

Yes no more getting up early to bag a coffee. From an email to Octopus Pros* today. Introducing the Monday Scratchcard: fairer free coffees, even more prizes Tens of thousands of treats, from free coffees to tasty snacks, dinner delivery discounts, chocolate bars and more will be up for grabs weekly to make Mondays a…

Time for a new Slimming World thread as we go into 2026. Feel free to join in. We are all at different stages of our journey & some are awesome target members. We are a lovely supportive wee group. Some go to group & some go it alone. As we move into new year feel free to pop in to our lovely thread. All welcome. SW have…

Hi all, hoping someone knows the answer please. My son is on uc, he receives lcwra & pip. He's had an email from uc to check his crudentials are up to date. One of the blocks is titled: work & earnings. Its ticked " name xxxxx currently does not have any other earnings". Is this correct or does he need to highlight the…

Hi all, I have received two parking fines for the two days I visited a car rental office at Regus Manchester Airport with a friend who had to pick up her hired car. we have emails to confirm the day she had to pick the car, and also the next day evidence showing she picked the car that day when I took her back.…

Well I thought it was time I started a diary having put my two pennorth into several others. Brief bit about me. I am a retired careworker having done other things as well. I have a husband who has mental health issues and 3 old dogs. A 15 year oldJack Russell X who has heart and kidney failure so I am not sure how long we…

Hello, My son has car insurance with a black box. All going well except he has now gone to university and left his car at home. He's (I've) paid for the insurance of 12 months. The insurance company now suggest that as he is not using the car, and they are therefore not getting any telemetry, that they are going to cancel…

New diary for 2026 (I know I am a little early)! The last year has been so up and down for me, I would like some fresh energy and a new focus. If anyone is following me over from my old diary, then they may know I moved house end of 2024 and upped my mortgage from a comfortable sub 100k to approx £120k. Then this summer…