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Ring door bell parts
I got a new video door bell plus and it’s missing the large raw plug and large screw but only seen parts for the smaller one screws for the £2.99 spares?
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2026 Frugal Living Challenge
Welcome to the all new 2026 Frugal Living Challenge Challenge yourself to live a frugal lifestyle so you can afford the freedom to enjoy life. This is about household budgeting, simple living and being creative with your money. Frugality can be a fabulous lifestyle choice for debtbusting, boosting savings or investing in…
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Payment a Day - Chapter 2026
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…
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A new royal start
I mmmed and ahhhed about whether to start a diary on here or not. However, my head hurts with all my internal planning, so I thought I'd give it a go! I cannot promise excitement though! So here goes... we bought our house almost 6 years ago now and stretched ourselves quite a bit to get it (in the expensive South). I…
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Knocking years off the mortgage…that’s the goal!
Good morning! So thought it was time I started a diary so I can keep track of progress we have made. Bought our home in 2019 with a £240000 mortgage. Consistently overpaid £100 a month for the last 4 years and now starting to tackle the mortgage seriously, we are able to overpay around £600 a month so we are clearing 2…
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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Hi all 😊 I'm Cheery 😊 By name and (usually 🙄) by nature. I've been around here for many years, taking in all the excellent wisdom and trying to use as much of it as possible 😊 We are two, Mr Cheery and I. We have been together for over 18 years 😮 We moved to the countryside six years ago, gained a large mortgage, and a…
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My dreams for a Solar Powered life
I have dreams for Panels on the (detached) garage roof - with a battery in the garage and a charge point on the side of the garage for an EV …….the garage runs N-S. With a connection back to the house - to allow use directly from the panels as well as the battery (at night and dull days). Our electricity consumption is low…
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2026 Fashion On The Ration Challenge
(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". After some discussion, it was agreed that the 2026…
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Thank god we paid the mortgage off
My previous diary was pulling my frugal pants on. I decided to start a new diary because, well because our new start that we had planned isn’t going to happen. So dad’s house sale finally went through and we’d decided that we would use my inheritance to offset OH dropping a day at work. Money would be tight but doable.…
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Travel sim or local PAYG sim for USA?
I have a dual sim and e sim compatible phone. Travelling (San Fran, Waikiki and Vegas) and i'm basically after data while away. I have looked at several travel e sim providers, which looks like a good option, or am I better off picking up a PAYG sim when I arrive?
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Getting FIREd up 😀
After two years keeping calm and carrying on, now feels like the right time to move on and start getting FIREd up instead 😀 Summary of the last two years: Was working for a plc, decent money but putting in a lot of hours, very little support from the business and pretty fed up with always being sent out to do battle for…
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Gifting Half the house and IHT
Back in 2004 my mother gave me half the house. The Land registry shows it is now joint owned. There is also a letter from the solicitor confirming the transfer is complete and that we are tenants in common with equal shares. We both lived in the house until her death. Is that enough proof for HMRC?
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misstara's mortgage free diary
I've been kicking about dfw for years, firstly paying off debt, then saving a deposit and now am finally joining the mfw section of mse :smiley: We've just bought a wee 2 bedroom terraced house - missives were concluded last week, will sign all paperwork this week and get the keys next week. Thanks to an extremely generous…
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No dogs allowed outside at Wetherspoons
So I visited Wetherspoons a few weeks back with with my other half and our dog, along with a friend of ours who joined us. We were out having some celebratory drinks, it was late-ish, around 8pm and we were wanting a bite to eat but nothing too expensive, so popped along to our local wetherspoons. We took a seat on one of…
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The ups, the downs and the insides out of growing your own in 2026!
Welcome to the new ups and downs of growing your own! Everyone is welcome. Come and tell us about your growing shenanigans Maybe tell us a bit about yourself; What do you like to grow? Are you going to try anything different this year? Did you try anything different last year? Did you like it? Would you grow it again? Do…
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Winter Wonders
There are approximately eleventy billion days till most people get paid, it is freezing and dark, and some peculiar people think this is an ideal time to be strict with or deprive themselves 😁 I think this is an ideal time to identify and make peaceful progress on OATs while we're hunkering down, and reward ourselves with…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
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Aviva home insurance – kitchen still a mess 2 years on
Hi all, I’d really appreciate some advice and to hear from anyone with similar experiences. I’ve had a long-running home insurance claim with Aviva after an escape of water which damaged my kitchen. Their appointed contractor, Premier Property Services (PPS), started but never finished the job, and I’ve been left with a…
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Napier, B W Legal court claim 2025
Hi, I was meeting a friend in Northfield and pulled in to a Napier carpark. I found out 5 minutes later I was at the wrong carpark so left. When I met my friend she said she had got a parking ticket from that carpark before so I called to find out the grace period. I was told it was 5 minutes but I had been there 7…
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Stopping the backsliding… a family of four no longer living beyond their means
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
