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Progress not Perfection
Sun_Addict
Posts: 22,276 Forumite
Happy New Year!
I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things can only get better
My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining.
That's a hell of a lot of waffle over the years 😆
To cut a long story short, I've never been in massive debt, £5k at the most on credit cards, paid it off bit by bit. My life changed drastically 9 years ago when my OH (aka Mr SA) suddenly became ill with Primary Central Nervous System Lymphoma (a form of brain tumour). He nearly lost his life but is still here, albeit with brain damage and limited mobility and he's no longer able to work so I'm the breadwinner now.
I keep a diary to keep me on the straight and narrow and it gives me a chance to get my thoughts down which helps me massively mental health wise, I don't really get much chance to talk about things in real life.
I have 2 adult children, one still lives with us, 2 grandchildren, 1 dog and 2 cats.
In 4 years time I'll be able to retire, which is pretty scary. I'm trying hard to build up savings after years of not being able to save a lot. I try to stick to my budgets as best I can. When Mr SA was working he was a terrible spendthrift which led to the credit card debt - things are a lot better on that front now.
I love exercising, trying new recipes, reading, learning Spanish and my holidays.
My mantra is Progress not Perfection, hence the title of the diary. Any progress is progress no matter how small.
I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things can only get better
My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining.
That's a hell of a lot of waffle over the years 😆
To cut a long story short, I've never been in massive debt, £5k at the most on credit cards, paid it off bit by bit. My life changed drastically 9 years ago when my OH (aka Mr SA) suddenly became ill with Primary Central Nervous System Lymphoma (a form of brain tumour). He nearly lost his life but is still here, albeit with brain damage and limited mobility and he's no longer able to work so I'm the breadwinner now.
I keep a diary to keep me on the straight and narrow and it gives me a chance to get my thoughts down which helps me massively mental health wise, I don't really get much chance to talk about things in real life.
I have 2 adult children, one still lives with us, 2 grandchildren, 1 dog and 2 cats.
In 4 years time I'll be able to retire, which is pretty scary. I'm trying hard to build up savings after years of not being able to save a lot. I try to stick to my budgets as best I can. When Mr SA was working he was a terrible spendthrift which led to the credit card debt - things are a lot better on that front now.
I love exercising, trying new recipes, reading, learning Spanish and my holidays.
My mantra is Progress not Perfection, hence the title of the diary. Any progress is progress no matter how small.
I get knocked down but I get up again (Chumbawamba, Tubthumping)
25
Comments
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Happy new diary SA. Looking forward to more tales from the SA house and not too many Mr SA disasters. Happy new year to you all and I hope your DiL finds those groups useful.
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Morning, happy Tuesday.
Back to work today although WFH so not as bad as having to go straight back to the office.
OMG my inbox! I thought it would be quiet after the Christmas break. I shall plough my way through it this morning.
The Mr M delivery has been and is packed away. No missing items or subs and I had a £3 off voucher if I bought vegetables.
Exercise will be taking the dog on the park this morning, a live WW bums and tums session at lunchtime and a live WW resistance bands class tonight.
Tonight's dinner will be a stir fry to use up some veg in the fridge.I get knocked down but I get up again (Chumbawamba, Tubthumping)8 -
Welcome to your new diary @Sun_Addict. I shall be following your new journey.I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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7 -
Following you again. Happy new diary. XMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £32,355
Mortgage Sep '24 £13,650 Officially ends 06/26 but plan to be MF sooner
Total OPs 2022 - £240 2023 - £1766
OPs so far in 2024 £1190.61
EF #68 £700/£1000
Challenges
1p a Day '24 #12 £134.99/£667. SPC '24 #41 £23.66
Christmas '24 £8
Make £5 a day Sep £35.68/£150
NSDs Sep 11/15
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
Happy new diary SA .Debt free April 26th 20215
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Happy new diary SA. I hope you have a good day ⭐️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Subscribed @Sun_Addict and looking forward to your continual pearls of wisdom. You have a posse of devoted admirers here who are in awe at how you deal with life and extract maximum pleasure and productivity. Love Humdinger xx6
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Happy new diary.
hope you get those emails under control this morning. I'm back to work tomorrow so I'm bracing myself for a tidal wave of emails when I boldly press on the outlook icon.
5 -
Great title, @Sun_Addict. Shall continue to follow you & hopefully I will be motivated to get my ample backside into gear with some exercise. You & I are a similar age, but the difference in our fitness levels & approach to exercise is vast.
All good wishes to you for a decent year ahead.
F"For each of our actions there are only consequences" (James Lovelock)"For in the true nature of things......every green tree is far more glorious than if it were made of gold & silver" (Martin Luther King Jnr)8 -
Subscribed.
Happy new diary SA. I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration challenge, 2024: Trainers 5 coupons, dress 7 coupons = 12/68
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224
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