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Progress not Perfection
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Happy new diary - I have subscribed and look forward to reading about your progress.4
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Fantastic! - a new SA diary! I've subscribed and look forward as ever to reading all your posts!
I love the title too!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
Good diary title @Sun_Addict
Goodness I remember you taking out that additional borrowing for home improvements and it does not seem that long ago so good work on that going in 8 months time. Sounds like you have a good plan to take you up to retirement. Are you waiting for state pension age or going earlier?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70004 -
Happy New Diary, and I love the title. Look forward to continuing to read about your journey in 2023.4
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Happy New Year and diary too. I can't believe it was 9 years ago that Mr SA was so ill in hospital. Good
unknown with getting rid of that additional borrowing this year and enjoy looking forward to Lanzarote. It always cheers me up to have a holiday to look forward too.3 -
Happy New Diary.
Looking forward to reading all your antics 👍January spends - £587.584 -
enthusiasticsaver said:Good diary title @Sun_Addict
Goodness I remember you taking out that additional borrowing for home improvements and it does not seem that long ago so good work on that going in 8 months time. Sounds like you have a good plan to take you up to retirement. Are you waiting for state pension age or going earlier?I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Afternoon all. I've been back to the office this morning, it wasn't very busy and very quiet. Back home again now.
Walked to and from work, no FitBit so only a rough idea of steps around 17,000 I think there and back. Will be doing a live Zumba class tonight so will definitely be well over 20,000 by the end of the day. I've got the pre-printed label from FitBit so will be returning it tomorrow when I can get to the Post Office.
It will be NSD 2 of January today. I've also printed off the 1p saving challenge chart so I can tick off the days, I think I'm going to do random daily amounts depending on what I've got spare. I need to transfer 4 days worth today.
I ordered a planner/journal/goals type book yesterday and it's arrived today. I'm hoping it will keep me a bit more organised and there are stickers 😁 The only trouble is Amazon delivered it in clear packaging rather than the huge boxes they usually use and Mr SA has seen it. He's a devil for looking at private things and although there's not going to be anything top secret in there I'd rather it be for me to write freely in and not feel he's reading it. Will have to find a good hiding place. Generally anywhere low down is good as he can't bend down very far.
I get knocked down but I get up again (Chumbawamba, Tubthumping)9 -
Good luck with finding a hiding place for your journal. I always feel like I don't want Dh reading my planner, but I've no idea why. Like you say, its nothing top secret. I think in my case its because DH is definitely not a planner or organiser and he tends to laugh at me wanting to make lists and organise things. He thought I was mad to have bought a packet of coloured pens to fill everything in. But it makes me happy, so that's the main thing. DH's idea of happiness is watching people on motorbikes on You Tube and tinkering in the shed.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up8 -
Yes Mr SA has already guffawed at it and said not another place for you to make lists! When I first started a diary on here back in 2008 he discovered it by looking at my browsing history on the computer which was very naughty of him. He kept making snide remarks about it and in the end I had to close it down. Now he has brain damage he's not as conniving as he used to be but he's still very nosy. I've always been a lists and notebooks person since being a little girl, my friends used to play with dolls, I used to play offices 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)12
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